Banks & Thrifts
Media & Communications
on complex business sectors,
For banks & thrifts, insurance, financial services, real estate,
energy and media & communications, the most trusted source of
sector-focused data, news and analytics is also the easiest to use.
On a single Web-based platform, SNL delivers a breadth and
depth of information you won’t find anywhere else, from sector-
specific performance metrics to M&A data to insightful news
and analytics. Our interactive interface and analytical tools
make our service uniquely easy to access and use 24/7, with
Whether selecting stocks or bonds, planning mergers or mapping competitive
strategies, leading investors and corporate decision-makers rely on SNL Financial
as their single best source. SNL is recognized as the premier information provider
in the sectors it covers: Banks and Thrifts, Financial Services, Insurance, Real
Estate, Energy and Media & Communications.
Insight and depth you won’t find anywhere else. Access, sort, link, chart, build models and
No other resource can match our depth and relevance of coverage. Generalist create custom reports with a few clicks.
SNL is as easy to use as a Web browser.
providers give you basic financial data and broker research reports. So do we. But
nobody else couples that information with standardized and as-reported sector-specific financials, source-
tagging, ratio dissection, Excel® templates, asset-level data, mapping or regulatory data. Even if you spend the
time pulling together data from various sources, you won’t come close to what SNL compiles on one platform.
Analytical tools: link your models to our database.
SNL gives you a host of customizable analytical tools including valuation, peer and M&A models. SNLxl, our
powerful Excel Add-In, allows you to seamlessly integrate SNL data into your spreadsheets and analytical
models. Build your template once, or let us do it for you, then refresh data later with one click.
Coverage and clients.
SNL covers more than 3,300 public companies and over 50,000 private companies in North America, with
international coverage that expands every year. We serve over 4,000 clients and more than 35,000 users,
ranging from Wall Street institutions to senior executives at the global firms active in our industries.
S N L ’ S F O U R C O R E T E N E T S
1) Accuracy: information you can trust, and we guarantee it
SNL news and data are compiled by trained sector experts, and carefully checked and rechecked before publication.
We are so confident in our accuracy that we put our money where our mouth is. We’re the only information provider with an
accuracy guarantee: we pay clients $50 (or make an equivalent charitable donation) for each error found and reported to us.
2) Relevance: sector-specific standardization and granularity
One financial format doesn’t fit all, so SNL creates a unique data template for each sector. We standardize and analyze
data in an industry’s own language, formats and fields. The result: a more relevant picture, providing sector-specific
metrics that are more meaningful, and the ability to make apples-to-apples comparisons.
3) Completeness: the deepest and broadest spectrum of information
SNL has built a platform and process to “deep dive” into business sectors with fragmented data sources, unique metrics
and/or regulatory reporting requirements. We have developed proprietary techniques to locate information that is otherwise
difficult or even impossible to find. No source is more complete, from asset-level data to M&A history to ownership insights.
4) Timeliness: the latest news and data, linked and updated in real time
SNL integrates news, data and analytics in real time, all updated 24/7 and provided to clients long before comparable but
less complete information is available from other sources. Everything is cross-linked for easy drill-down. Go from an
analytical report directly to a company’s financial profile or news article. Tie any Excel spreadsheet to the SNL database for
From Wall Street to Main Street, the banking industry
counts on SNL data to make sound decisions.
Since 1987, SNL has been recognized as the gold standard
for banking industry data and insight. Always the leading
provider of business and peer intelligence for money centers
and regional banks, we have become an indispensable source
for community banks as well.
SNL’s database includes detailed profiles on more than 20,000 U.S. financial institutions, including all publicly
traded banks and thrifts, privately held institutions and credit unions. SNL is the trusted information partner to
49 of the 50 largest commercial banks in the U.S. along with hundreds of regional and community banks. 100%
of investment banks with any substantive financial institution industry practice are SNL subscribers.
Timely strategic indicators for operators and investors.
SNL has always been first with the data you need. We publish regulatory filings within 24 hours of availability,
and earnings data from larger banks within a couple of hours. SNL’s coverage of key metrics makes it easy to
make peer comparisons. Use benchmarks like loan mix, credit quality, net interest margin and efficiency ratio to
optimize your own performance and plan competitive strategies. Perform in-depth analysis of a bank’s footprint,
including its branch network, market attributes and any changes due to M&A activity. If you’re an investor, the
same SNL database informs investment strategies, while SNL news and
analytics keep you up-to-date on trends.
SNL’s powerful Merger Model leverages our data on the bank and thrift
industry to quickly assess the attractiveness of M&A deals. Use historical
data on over 6,500 bank transactions to evaluate deal economics and
calculate rate of return for various scenarios.
Coverage of 750+ banks in Europe.
SNL applies the same standards and processes to our upcoming (Winter “SNL is the prerequisite resource for insightful
2010/2011) coverage of European banks. Over 400 financial data items, banking analysis, providing a comprehensive
plus key ratios, are in a European/IFRS Bank Template. Easily compare overview of key investment trends. SNL’s banking
database is fast, reliable and easy to use”.
banks in Sweden to banks in Italy to banks in Poland. Track capital, debt
and equity transactions. CEO, Meredith Whitney Advisory Group, LLC
Powerful branch analytics.
Harness SNL’s powerful branch database to
create customized reports and professional-
quality maps. Primary workflows include
transaction HHI analysis, market share and
market overlap reports. Additional features
include integrated branch maps with market-
level thematics that incorporate demographic
and commercial market data.
SNL Merger Model streamlines
Run up to 50 scenarios side by side. SNL’s
Merger Model plugs in financials from our
bank and thrift database, complete with
branch data (maps, HHI analysis), and
calculates deal value using your assumptions.
Apply different pricing methodologies from
targeted EPS accretion to premium over book
value. Generate pro forma reports instantly.
From peer comparisons to statutory data analysis,
SNL makes complex analytical tasks simple.
The top equity research analysts and financial institution
M&A advisors are regular SNL users. In addition, more than
600 asset managers, hedge funds and private equity firms
use SNL to make investment decisions.
Many portfolio managers use SNL as their exclusive, one-stop information provider for one or more of the 6
sectors SNL covers. Whether you’re a sector specialist or a generalist, SNL’s sector-specific formats, fields and
financials give you the most relevant views.
Serving and covering the financial services community.
Industry leaders make SNL their preferred source for complete, accurate and timely financial data on insurance
and financial services companies. Cross-sector coverage has a dual purpose: to vet external investments or
acquisition opportunities and to benchmark internal performance against
Data, news and analytics are cross-linked.
Dozens of preformatted snapshots show you GAAP and statutory financial
trends, M&A activity, business profiles and market share. Breaking news
items and historical archives all have links to relevant company profiles,
articles and reports. Make meaningful peer comparisons, perform in-depth
analysis and generate customized reports using a point-and-click menu.
Set up your own proprietary models and link them to the SNL database,
which updates them automatically.
Even statutory insurance data is transparent.
SNL takes a large and complicated data set and makes it simple to get a “I am the portfolio manager for a fund invested almost
complete picture of an insurance company’s performance. Bottom-up group exclusively in insurance stocks. Given my option for
one data provider, SNL was the choice. I’ve worked
analysis, Schedule P, ratings data, key ratios, investment portfolio analysis,
closely with a number of people on your team, in
market share and loss triangles are cross-linked to everything else. different capacities, and they are indeed top notch.”
E. Stewart Johnson
Portfolio Manager, Philo Smith & Co.
Access investment portfolio details of any
insurance organization contained within
Schedule D, on a group, individual or industry-
wide basis. This level of information is available
both annually and quarterly for the detailed
SNL’s pre-built peer comparison templates
instantly provide a graphical analysis for a
customizable group of peers and financial items.
Compare broker/dealers on capitalization, debt
levels, portfolio breakout and assets under
management. Evaluate specialty lenders on
debt, loan portfolio, off-balance-sheet portfolio
and asset quality.
We make it easier to find the right stocks, build proprietary
models and generate better ideas.
The depth, breadth and analytical capacity of SNL Real Estate
is unmatched anywhere in the world, providing our subscribers
with a competitive advantage. Our data, news and analytics
keep you on top of the dynamic real estate securities market.
Eighteen of the 20 largest institutional holders of U.S. REIT securities are subscribers. So are the top five real
estate fixed-income research analysts, the majority of investment banks specializing in real estate and the top
10 underwriters of REIT equity and debt securities.
Data unique to real estate, at a granular level.
The real estate industry has unique financials that don’t lend themselves to the typical financial formats.
We track EPS, FFO, AFFO, NAV, revaluation gains, same-store figures, operating partnership units and other
data specific to this sector. Display financial, operational and asset-level detail. Drill down with one click for
further analysis. View a company’s property portfolio holdings by property types, tenants, markets and property
transactions. With our Briefing Book function, build investment-banker-quality profiles and reports in seconds
with details down to the individual property level.
Make SNL in your own image.
Your proprietary approach to analysis and decision-making is what
separates you from your competition. With SNLxl, any model that you have
on an Excel spreadsheet can be tied to the SNL database so that it is
updated automatically. Build custom profiles and comparisons with
everything from M&A history and property exposure reports to capital
structure and financial highlights.
The first single source for worldwide real estate investment data. “We use SNL data to drive our investment strategy and
decision process. The numbers in our proprietary
Fragmented information that was often impossible to find has been models for picking stocks come from the SNL
organized by SNL into standardized templates that permit apples-to-apples database. SNL provides the information and analytical
comparisons. Evaluate property portfolios in 38 countries. Access asset- tools essential to what we do. They save us time, plus
their data is reliable and accurate.
level data. View source documents. And instantly convert any screen or
report into a specific currency. Chief Executive Officer, Brookfield Redding LLC
SNL tracks more than 100,000
properties around the world.
Our property database gives you
detailed information on a
company’s property portfolio,
including property transactions,
properties in its development
pipeline, top tenants and top
markets. View purchase/sale
terms, debt, occupancy, rents,
demographics and other data
essential to understanding how
a property fits into a company’s
portfolio. Use the individual
property map to view road and
aerial imagery as well as a 45°
bird’s-eye view of the property.
SNL Energy’s trusted news, information and analysis drives
critical energy investment decisions.
SNL redefines the energy information market by integrating
news, data and analytics in real time on a web-based
interface. This integration sets the standard for intelligence
on the power, natural gas, coal and renewable markets.
SNL Energy covers more than 3,000 North American energy companies including: electric and natural
gas utilities; merchant generators; interstate pipelines; and coal producers. SNL Energy offers
comprehensive company-level financial and operational details. Included are more than 9,000 coal,
natural gas, nuclear, hydro, geothermal, wind, solar and biomass power plants, with specifics on new
Continually updated information on electric power, natural gas, and coal.
SNL Energy data is validated and immediately available through our
platforms. The services combine news, operational statistics and
financial details on companies, coal mines, interstate pipelines and
power plants. SNL Energy provides comprehensive coverage of hourly,
daily and forward market prices for power, natural gas, coal, oil and
Briefing books provide quick access to key financial and operational
data in seconds. SNLxl allows users to create updatable spreadsheets
and models relevant to electric and gas utilities, power plant, coal mine
operations, and energy markets. SNL’s template library provides
customizable Excel reports for industry analysis and benchmarking.
SNL Energy’s industry leading news desk publishes more than a dozen
segment-specific newsletters. Market-moving news is delivered online,
in real time, dynamically filtered to your specific interests -- generation “Recently I was introduced to the SNL service for
extracting benchmarking information for electric and
stories, M&A updates, corporate finance, trends and more. The gas utilities. The tools provided are excellent, and the
services include news linked to financial and operational statistics, support superior to other such services used.”
source documents, investor presentations and event calendars. Charisse Trottier
Strategic Planning Supervisor, DTE Energy
Regulatory Research Associates (RRA): an SNL extra.
With nearly 30 years of unmatched expertise, Regulatory Research
Associates (RRA) provides SNL Energy clients with high-level
intelligence and consultation on regulatory issues affecting utilities.
Comprehensive power plant analysis is fast
and easy with pre-built SNL templates.
Produce a list of past and present M&A deals
involving power plants with the Power Plant
Transactions model. View power plant projects
with details such as ownership, technology, fuel
type, capacity, and geography with the Power
Plant Projects spreadsheet
Easy access to market prices.
SNL provides hourly power prices at the nodes,
zones and hubs for U.S. and Canadian power markets.
Generate complete power plant profiles in seconds.
The Power Plant Briefing Book aggregates in-depth
news, financial and operational statistics for online
and under-development power plants in North America.
SNL Kagan: the first single source for in-depth analysis and
quantitative data on the constantly evolving media and
In today’s media world, boundaries between sectors are blurring.
So SNL Kagan covers them all: Broadcast, TV Networks, Wireless
and Wireline, Multichannel Operations, Global Multichannel,
Filmed Entertainment/TV Programming and Internet Media.
We connect the dots between sectors in real time.
SNL Kagan’s proprietary data sets, studies, analysis and projections are the go-to references in vital media and
communications sectors. We are your central hub to track both quantitative impact and qualitative implications.
A full view of the past, present and future.
Receive up-to-the-minute news on companies and sectors, then compare forecasts, tabular historical data and
current results. We give you both the panoramic view and the detail — from analytical reports on the significance
of a studio’s content deal with a leading online player, to tabular data identifying operational metrics and revenue
streams of individual telcos, multichannel operators and networks.
Track deal flow and the shifts in ownership of wireless licenses, broadcast
stations, cable networks and Web properties with exclusive "sum-of-the-
parts" evaluation analysis. See how an entity’s economics stack up against
the industry average on exclusive sector-specific performance metrics like
affiliate revenue per sub for TV networks. See where multichannel operators
compete, and who’s succeeding where. Understand future revenue streams
for TV stations such as retransmission and online. Use the proprietary
Kagan Profitability Index (KPI), which continually updates monthly revenue
and cost projections for every movie by window.
Proprietary insider intelligence on our unique platform.
Not only do we aggregate and standardize figures from company-reported
financials and other sources like regulatory databases, we also gather “SNL Kagan’s platform is one of our primary go-to
sources for service provider profiles and the informa-
exclusive information from our own surveys, insider contacts and top
tion we need to evaluate industry and competitive
management interviews, all made available on our interactive platform. SNL trends. It’s all up-to-date and easy to access!”
Kagan’s Global Multichannel service includes 75 countries, representing Sharon Metz
the best worldwide coverage in the Media & Communications sector. VP, Vertical Marketing, Rovi Corporation
Industry and asset-level intelligence.
View 5-year and 10-year domestic and
international market size projections. Our
expert analysis combines with our unique
data on TV networks, TV & radio stations,
wireless licenses, cable systems and
motion pictures to give you the context
necessary to achieve your strategic goals.
Company-level financial, operational
and market data.
Save time and money with easy access to
both standardized and as-reported
financial and operational data. Our
sector-specific approach and accuracy
Breaking news, exclusive reporting, commentary and blogs,
and full integration with SNL data and analytics.
Our news organization of more than 130 reporters and editors
across three continents covers the financial institutions,
energy, real estate and media & communications sectors.
With more than 130 reporters and editors spanning three continents, SNL’s news organization surpasses that
of many major media entities in both breadth and depth. Our senior reporters provide sector-focused expertise
and institutional knowledge unmatched by other financial news services.
The news behind the data. The data behind the news.
A unique attribute of the SNL Unlimited information service is the real-time cross-linking of news, data and
analytics. Company financial profiles include links to the latest news involving that company. Analytical reports
and breaking news stories link back to company profiles as well as relevant stories in the SNL news archives.
Subscribers can opt to receive daily or weekly news highlights from each business sector, as well as email alerts.
In addition to original reporting, our news team also scours hundreds of
online and print sources each day so that we never miss a story that matters
to our clients. Our stable of third-party experts and industry veterans offers
commentary and insight you won’t find anywhere else.
A full roster of leading sector-based newsletters.
SNL publishes 39 different sector-focused newsletters, widely regarded as
key insider resources for the industries we cover. Delivered daily, weekly
and monthly via email and also accessible online, these electronic
publications provide exclusive, market-moving information that’s linked to
SNL’s extensive database. The number of SNL newsletters in each sector are: “If mainstream media reporters were as concerned
about accurate reporting as your SNL team, they would
Banks and Thrifts (6) Electric Power (9) actually be respected again. SNL is one of the few
news sources that I can count on for accurate and
Insurance (4) Gas (3)
Financial Services (3) Coal (2)
Real Estate (4) Media & Communications (8) Principal Project Director – Gasification,
Customizable sector-focused news.
SNL offers a wide array of online news content –
breaking stories, in-depth analysis, real-time press
releases and filings, regular features and blogs –
through a variety of “Web part” portals that allow users
to customize page layout. Users can further filter news
content by subject matter and company portfolios.
News + data = real knowledge.
Articles display a wealth of data related to the story at
hand – referenced companies, capital offerings, M&A
transactions, links to SNL-related and externally
sourced articles and a multitude of industry-specific
assets like TV networks and power plants. Drawing on
unrivaled data resources, our sector experts work
together with our experienced reporters to provide the
most insightful financial news and analysis in the
One-stop online investor relations: custom Web
sites, powerful functionality and robust support.
SNL IR Solutions builds and manages investor relations Web
sites for companies across the market cap spectrum. In
today’s stringent regulatory environment, compliance has
become a demanding and risky proposition. It takes a partner
like SNL to help you navigate the minefields.
Our all-in-one IR solution is recognized as the most robust in
“SNL is the only vendor in the market who can enrich
an IR site with industry information and analytics, the industry for corporate governance and shareholder
such as news, peer comparisons and mapping.” communications. We also provide a variety of conference call
Mary Jensen and Webcast services that are second to none.
VP-Investor Relations, Douglas Emmett
SNL provides a custom Web design that matches your
corporate site. Our cutting-edge IR console makes the site easier to manage and streamlines workflow. Our
single-source solution is enhanced by industry-leading partners such as Chorus Call for conference calls,
TalkPoint for Webcasts and Ipreo for targeting,
surveillance and analytics.
If you’re in an SNL-covered industry, SNL can incorporate
sector-specific information and news into your site,
including peer comparisons and corporate performance
graphs now required by the SEC. For companies not in
SNL’s coverage universe, we still provide financial data,
news releases, SEC filings and more, for an all-inclusive
flat fee in an industry where extra charges are the norm.
Support is provided by expert staffers who understand
SNL builds online IR sites and programs for multibillion-dollar financial institutions and
REITs to small community banks – and everywhere in between. We build free trial sites for
new customers and routinely redesign existing sites free for current clients.
SNL Center for Financial Education (CFE)
The SNL Center for Financial Education (CFE) is an SNL affiliate dedicated to professional development for
SNL clients and non-clients through seminars, conferences and webinars, as well as custom programs
conducted on-site for you. Every year, SNL CFE develops and produces more than 50 industry-specific events
for professionals in the financial services, energy, real
estate and media sectors.
Prestigious industry conferences.
CFE executive conferences feature frank conversations and
high-level insight from the senior executives and directors
who form the conference panels and lead discussions.
“I’ve both taught at SNL CFE training seminars and
attended their executive conferences. The programs Among the SNL CFE executives conferences considered
are invariably content-rich and timely with a great mix “must attend” in their industries are the SNL Insurance
of industry professionals attending.”
Brokerage Summit, the SNL EXNET Power and Utilities
Managing Director, Equity Research, Symposium, the SNL Bank M&A Symposium and the SNL
RBC Capital Markets Kagan TV and Radio Finance Summit.
Seminars and training programs.
CFE training seminars are content-rich and designed to be of immediate practical value. The menu of programs
ranges from broad introductory programs to post-graduate equivalency programs focusing on
sector-specific analytical concepts including valuation and credit analysis.
Instructors for CFE seminars are drawn from the ranks of active industry practitioners
and acknowledged subject matter experts. CFE also runs an extensive schedule of
webinars, accessible both in real time and archived for on-demand viewing. Many of
them are included as part of SNL Unlimited subscriptions.
To see the complete schedule of CFE offerings,
Find new correlations and unlock hidden value in complex
business sectors with SNL’s sector-specific data feeds.
Go granular. From statutory
insurance data, to specific
balance sheet ratios for
banking, to real estate
metrics like NAV, AFFO and
more, SNL breaks out each
sector’s unique metrics.
In complex business sectors like banking, insurance, financial services, real estate, energy and media &
communications, the forces that drive stock value are often embedded in metrics specific to each industry. Only
SNL Financial breaks out these metrics in granular fields using in-depth, sector-specific analysis. SNL’s data
feeds allow you to seamlessly integrate these sector-specific data points into your custom applications and
intranets, giving you access to the most complete and relevant picture of the industry.
Discover more ways to generate alpha. Share SNL data more efficiently throughout your organization. Tap into
20+ years of historical fundamental data and over 46,000 data points. Our sector experts can brief you on each
of our covered industries, show you what to look for and help you take advantage of our unique data sets. SNL’s
technical experts will assist you with platform integration, and monitor and support your data feeds.
Better data helps you create more accurate models and strategies. SNL is the only data source that guarantees
accuracy and timeliness, letting you focus on results without having to second-guess the data.
SNL Data Publications
SNL publishes a full lineup of printed directories for the business sectors we cover. From executive
compensation to mergers and acquisitions, these valuable desk references provide quick and easy
access to hundreds of rankings, listings and industry trends. For example, the SNL Financial
Institutions Deal Book is the definitive source for M&A and capital markets activity in a given year,
naming all the players and deals.
SNL experts help you harness the power of SNL to
maximize the return on your subscription investment.
SNL customer support advisors are experts in financial analysis, your sector and SNL’s products. Tell your SNL
expert what you’re trying to do from a business perspective. You’ll get some easily applied tips that will harness
the power of SNL to ensure you meet your goals.
SNL Support people aren’t tech reps, although they’re well-versed in how to apply our technology. They have
backgrounds similar to yours. They are one of the many reasons SNL renewal rates consistently exceed 93%.
With extended support hours around the globe, SNL Support is available to answer your questions at any time,
Talk to an expert.
Talk to an SNL expert to unleash the full benefits of everything SNL offers. Learn tips that translate into
bottom-line results. Gain a competitive edge, cut hours of manual updating and make your life easier. Find out
how easy it is to link your spreadsheets to the SNL database, using SNLxl. Ask about the Briefing Book report
builder function to produce in-depth, presentation-ready pitch books on a specific company — in minutes, not
hours. Get up to speed on mapping in all its colorful dimensions. Find out the details on the latest SNL
innovations. Take advantage of SNL Support to get the most out of SNL.
US: 888.275.2822 UK: 0800.876.6117 India: 800.102.7654 email@example.com
What SNL customers say about being able to talk to an expert any time:
“Your support team is CONSISTENTLY a pleasure to deal with. They are highly responsive, helpful and their
level of service very refreshing! You’ve exceeded my expectations with my many interactions and requests”
Cindy S. Walters, Senior Vice President and Director of Marketing, Alliance Bank
“I am always impressed with the speed at which questions, concerns and errors are addressed at SNL. SNL
should hold seminars for other companies and businesses.”
Matt Wainscott, Senior Financial Analyst, Austin Associates, LLC
“Seriously, you guys have very dependable, quick and knowledgeable service. I used to look at all the
comments on your Web site and wonder whether they are cooked up. Now I am convinced that they are not.
Keep up the great work!”
Amitabh Bhargava, Business Director, Commercial Credit Risk Management,
Capital One Financial Corporation
Banks & Thrifts
One SNL Plaza
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SNL Financial’s global reach spans
10 offices worldwide, with an ever-expanding www.SNL.com
workforce of more than 1,300 employees.