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Some of your questions answered...                            Examples of recent claims paid out by the
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                                                              underwriters include:-

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Q.   If my pet is required to go into quarantine will

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                                                              Rocky, a German Shepherd dog had a


     cover continue?


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                                                              continuing urinary condition which
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     Periods of quarantine are also covered but there is
     an additional one off premium of £45 for Economy         required treatment over a twelve month
     and Standard contracts and £75 for First Class and
     Supreme to cover the quarantine period of six
                                                              period. The total cost of treatment
                                                              amounted to £1,294.                                 Comprehensive Pet Insurance
Q.   Are there age limits for the insurance?
                                                              Sabre, a Golden Retriever had treatment
                                                              for swallowing an object that did not
A.   Yes, your cat or dog must be between 8 weeks and
     8 years of age when first insured. Cover can then
     be continued for the rest of it’s life. In a few cases
                                                              agree with him. The condition was treated
                                                              and cured at a cost of £343.96.                                                                  Dogs & Cats
     mentioned in the Special Breed of Dog Section, the       Geordie, an English Bull Terrier from
     upper age limit is reduced to 6 years of age.
                                                              Haverfordwest belonging to Mr & Mrs Jones             Provides total protection for your pet with
Q.                                                            has a continuing Pododermatitis condition
     Am I responsible for paying any part of the
     Vet’s bill?                                              and has required treatment. So far the cost
                                                                                                                    comprehensive cover at a reasonable cost.
A.   Only the first £30 of any claim up to £300, after        of the treatment has been £309.16.
     which, you pay 10% of the total claim if you
     have our Supreme or First Class policy.
     For Economy or Standard policies you pay the
     first £50 of any claim up to £500 and then 10%

Q.   What happens if my pet disappears and does
     not return?
A.   After 30 days a claim can be submitted for it’s
     purchase price up to the maximum under your policy.

Q.   What treatment does the policy exclude?
                                                              Please forward the PetCare application to:
A.   Spaying or castration unless recommended on
     medical grounds, vaccinations, dietary foods,
     pregnancy or preventative treatment.                     JBI PetCare Insurance
Q.   Can my pet be insured if it has just recovered
     from an illness or accident?
                                                              FREEPOST RG868
A.   Yes - if it has fully recovered and there are no
     after effects.                                                                                               We provide a 10% DISCOUNT if your pet is under twelve months old and if you wish to
Q.   Does my pet need to be a pedigree?                       Reading                                             insure two or more pets. Full details regarding the discounts can be found overleaf.
A.   No, however, for cats costing over £250 and dogs
                                                              RG7 8ZZ
                                                                                                                  Compare the benefits overleaf and then send your completed proposal form for
     costing over £500 a copy of the purchase receipt                                                             immediate cover.
     must accompany your proposal form.
                                                               Agents stamp                                                There is simply no better protection for your pet and
                                                                                                                                     we feel your pet deserves the best.
          For further information please                                                                                                                                                  FOR MEMBERS OF H.M. FORCES
      do not hesitate to contact JBI PetCare:                                                                          One further unique benefit of JBI PetCare is that cover is also provided

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             Tel: +44 (0)118 981 0222                                                                                 for the pets of H. M. Forces personnel while serving on the continent

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             Fax: +44 (0)118 981 1220                                                                                        of Europe (e.g. Belgium, Cyprus, Germany, Holland).

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                                                                                                                            UK PREMIUMS         OVERSEAS PREMIUMS
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                                                                                                                            (Inclusive of IPT    (Exclusive of IPT




Cover           Illness &        Early        Third     Family      Loss by    Advertising Accidental Behaviour Boarding

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                                                                                                                           and £1.50 monthly    but including £1.50
                Accident         Death       Party    Plus Legal    Theft or       &        Damage Problems kennel

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                                             Claims   Expenses      Straying    Reward                            Fees
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                                                                                                                               policy fee)      monthly policy fee)
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                            Cat      Dog                           Cat   Dog
                   £         £           £     £          £         £      £       £          £          £         £        DOG        CAT        DOG        CAT                                                                                                                                                                          INSTRUCTION TO YOUR BANK OR BUILDING SOCIETY
                                                                                                                                                                          FULL NAME                                                                                                   (Mr/Mrs/Miss/Ms)
ECONOMY          1,500      –..      – ..    2m       50,000        –      –       –          –          –         –       £11.53     £7.74     £11.06     £7.44                                                                                                                                                                                       TO PAY DIRECT DEBITS.
                                                                                                                                                                          ADDRESS                                                                                                                                                         1. Name and full postal address of your Bank or Building Society branch
STANDARD         2,000 250 350               2m       50,000       250 350       350         300       100       300       £13.09     £8.66      £12.54    £8.32

                                                                                                                                                                                                                                                                                                                                          To: The Manager
FIRST CLASS 2,500 350 500                    2m       50,000       350 500       500         500       200       400       £14.89    £10.78     £14.26 £10.35

SUPREME          4,000 500 1,000             2m       50,000       500 1,000     750         750       300       500       £16.84    £11.92     £16.12    £11.43                                                                                                                                                                          Address


             JBI PetCare                                                               FAMILY PLUS LEGAL EXPENSES*                                                        DAYTIME TELEPHONE                                                                                                                                                                                                                                                              Postcode
                                                                                       Automatic cover for up to £50,000 for a range
  Discounts available for more than one pet.                                           of situations including Employment Disputes,                                       PARTICULARS OF PET(S) TO BE INSURED                                                                                                                             Originator’s Identification Number                                                                         9 4 2 4 6 1
      If you wish to insure two or more pets a                                         Contract Disputes, Bodily Injury, Property
10% DISCOUNT is applied to the lower premium value                                     Protection, Tax Protection, Jury Service, Legal                                    Pets name                                                                                                                                Breed                  2. Name(s) of account holder(s)
  of the second and subsequent pet(s). The highest                                     Defence and a variety of Helplines... and
        premium pet is always the first insured.                                       especially for your pet a Veterinary Helpline.                                     Sex                                                                                                               Date of birth          Colour

                       Young Pets                                                                                                                                                                                                                                                                                                         3. Branch sort code (From the
                                                                                                                                                                          Dog/Cat                                                                                                           Purchase price £       Purchase date          top right hand corner of your cheque)
On our Standard, First Class and Supreme products                                         LOSS BY THEFT OR STRAYING
  a 10% DISCOUNT will be given to pets under                                           Should your cat or dog become lost or stolen the                                                                                                                                                                                                   4. Originator’s
                                                                                                                                                                          Pets name                                                                                                                                Breed
                                                                                                                                                                                                                                                                                                                                          reference number                                                                                       0 4 D                      J B I
      twelve months old for the first year.                                            purchase price to a maximum of £1,000 (dog),
                                                                                       £500 (cat) will be reimbursed after a period of 30                                 Sex                                                                                                               Date of birth          Colour                 5. Bank or Building Society
                                                                                                                                                                                                                                                                                                                                          account number
                                                                                       days depending upon your chosen level of cover.
 CHOOSE THE PLAN THAT SUITS                                                                                                                                               Dog/Cat                                                                                                           Purchase price £       Purchase date
                                                                                                                                                                                                                                                                                                                                          6. Instruction to your Bank or Building Society. Please pay
         YOU BEST                                                                              ADVERTISING & REWARD                                                       Pets name                                                                                                                                Breed                  Premium Credit Limited Direct Debits from the account detailed
A wide range of cover is offered, from the Economy                                                                                                                                                                                                                                                                                        on this instruction subject to the safeguards assured by The
                                                                                       Up to a limit of £750 to cover the costs of                                                                                                                                                                                                        Direct Debit Guarantee
to Supreme. Cover for Veterinary Fees, Third Party                                                                                                                        Sex                                                                                                               Date of birth          Colour
                                                                                       advertising and reward to recover lost pets
Liability, Family Plus Legal Expenses and your
                                                                                       depending upon your chosen level of cover.                                         Dog/Cat                                                                                                           Purchase price £       Purchase date
Veterinary Helpline, are included at all levels of cover                                                                                                                                                                                                                                                                                   Signature(s)                                                                                                       Date
below. Whichever you choose you will be obtaining                                                                                                                         If the answer to any of the questions below is ‘YES’                                                                                                            Banks and Building Societies may not accept Direct Debit instructions from some types of account.
peace of mind at a reasonable cost.                                                                ACCIDENTAL DAMAGE                                                      please give details on a separate sheet.
                                                                                       Covers damage caused by your pet where there is                                    Have any of the above animals suffered any                                                                                                                                                                                 DIRECT DEBIT GUARANTEE
VETS FEES FOR ILLNESS & ACCIDENT                                                       no legal liability on you to pay, but you probably                                 illness or injury?                                                                                                                                 YES ❏ NO ❏   This Guarantee is offered by all Banks and Building Societies that take
                                                                                                                                                                                                                                                                                                                                          part in the Direct Debit Scheme. The efficiency and security of the Scheme
Vet’s fees for illness and accident up to a maximum                                    feel a moral obligation to do so, depending upon                                   Are you aware of any existing conditions which                                                                                                                  is monitored and protected by your own Bank or Building Society.
of £4,000 for each illness or accident depending                                       your chosen level of cover. For example, dog                                       may give rise to a claim?                                                                                                                          YES ❏ NO ❏   If the amounts to be paid or the payment dates change, you will be told
upon your chosen level of cover.                                                       chewing a friends carpet (£100 excess).                                                                                                                                                                                                            of this in advance by at least 14 days as agreed.
                                                                                                                                                                          Have any of your pets been adopted from a                                                                                                                       If an error is made by Premium Credit Limited or your Bank or Building
                                                                                                                                                                          rescue centre?                                                                                                                                     YES ❏ NO ❏   Society, you are guaranteed a full and immediate refund from your
                                                                                                                                                                                                                                                                                                                                          branch of the amount paid.
                EARLY DEATH                                                                       BEHAVIOUR PROBLEMS                                                      Do any of the above animals have any
                                                                                                                                                                                                                                                                                                                                          You can cancel a Direct Debit at any time by writing to your Bank or
The purchase price of your pet will be reimbursed                                      If your vet refers your dog to a specialist for training                           vicious tendencies?                                                                                                                                YES ❏ NO ❏   Building Society. Please also send a copy of your letter to us.

up to a maximum of £1,000 (dog), £500 (cat),                                           we shall cover the fees up to a maximum of £200                                    Have any of the above animals been involved
should your pet die accidentally, or from illness                                      depending upon your chosen level of cover.                                         in any incident concerning a third party?                                                                                                          YES ❏ NO ❏   TO PAY ANNUALLY BY CREDIT/DEBIT CARD.
under the age of 8 years (6 years for Special                                                                                                                             I confirm that all material and relevant facts have been disclosed and                                                                                          I have selected annual cover and have completed the Credit / Debit
Breeds) depending upon your chosen level of cover.                                                                                                                        agree that any non disclosure or misrepresentation will render the                                                                                              Card (Mastercard, Barclaycard, Visa, Connect or Switch) Instruction
                                                                                              BOARDING KENNEL FEES                                                        insurance null and void.                                                                                                                                        to enable you to debit my card for the annual premium.
                                                                                       If you have to go into hospital for more than
                                                                                                                                                                          I agree that this proposal will form the basis of the contract between                                                                                          Please debit my Credit / Debit Card No.:
         THIRD PARTY CLAIMS                                                            three days and have to place your pet in a
                                                                                                                                                                          me and the company, and I wish to accept the policy subject to the
Automatic cover for up to a limit of £2m if your pet                                   boarding kennel JBI PetCare covers the cost up
                                                                                                                                                                          terms, exceptions and conditions prescribed by the company therein.
causes damage or injury. (There is an excess of £100                                   to a maximum of £500 depending on your                                                                                                                                                                                                             Credit Card                                                                                                    Debit Card
on third party claims).                                                                chosen level of cover.                                                                                                                                                                                                                             Expiry Date                                                                                                    Issue Number
                                                                                                                                                                          Signature                                                                                                                                   Date

                                                      SPECIAL BREED OF DOG                                                                                                I would like the following
                                                                                                                                                                                                                                                                                                                                          Signed                                                                                                             Date
  The following breeds are subject to a 10% premium surcharge and can only be accepted up to                                                                              cover to commence on:
                                                                                                                                                                          Note: Cover will commence on the date we receive the proposal form if the                                                                                       FOR OFFICE USE ONLY
  6 years of age at the start of the policy. Cover may then continue for the lifetime of your pet:-
Anatolian Shepherd Dog, Beauceron, Bloodhound, Bouvier-des-Flanders, Mountain Dogs including
                                                                                                                                                                          date you request cover is before this date.
                                                                                                                                                                                                                                                                                                                                          Annual Premium to be collected                                                                                                .
Bernese, Estrela and Pyrenean, Briard, Mastiff Dogs including Bull Mastiff and Neopolitan, Bulldog,                                                                                                                      Economy ❏ Standard ❏                                                                                             Monthly Premium                                                                                                               .
   Deerhound, Dogue-de-Bordeaux, Great Dane, Ibiza Hound, Irish Wolfhound, Japanese Akita,
  Leonberger, Maremma Sheepdog, Newfoundland, Rhodesian Ridgback, St. Bernard, Rottweiler.                                                                                                                               First Class ❏ Supreme ❏                                                                                          Policy reference number

                *Cover Underwritten and Helplines by DAS Legal Expenses Company Ltd.                                                                                                                                                                                             Please forward to the Freepost address overleaf.

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