Get documents about "x201052-t1 - Rabobank Annual Reports 2009 Rabobank Annual
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- posted:
- 12/24/2010
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- English
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- 6
Document Sample
Wholesale
banking and Asset
Domestic retail international management and
In millions of euros banking retail banking investment
For the year ended 31 December 2009
Interest 4,360 2.926 104
Fees and commission 1.261 488 757
Other income 505 133 123
Total income 6.126 3.547 984
Segment expense 4.619 2.723 954
Operating profit before tax 1.507 824 30
Income tax expense 294 178 17
Net profit for the year 1.213 646 13
Business unit assets 328.907 406.823 22.079
Investments in associates 21 331 72
Total assets 328.928 407.154 22.151
Business unit liabilities 308.255 452.593 19.695
Total liabilities 308.255 452.593 19.695
Additions to property and equipment 180 23 10
Depreciation and amortisation including
amortisation of software 133 94 109
Value adjustments 721 940 4
Wholesale
banking and Asset
Domestic retail international management and
In millions of euros banking retail banking investment
Value adjustments in loans to customers
At 1 January 1.398 1.415 5
Additional impairment for credit losses 1.541 1,500 7
Reversal of impairment for credit losses (805) (556) -
Defaulting loans written off during the year (191) (382) (3)
Interest and other adjustments 87 (62) -
Closing balance 2.03 1.915 9
Individual value adjustment
(specific provision) 1.706 1.512 9
Collective value adjustment
(collective provision) 164 218 -
General provision (IBNR) 160 185 -
2,030 1.915 9
Wholesale
banking and Asset
Domestic retail international management and
In millions of euros banking retail banking investment
For the year ended 31 December 2008
Interest 4.758 3.156 144
Fees and commission 1.354 304 1.084
Other income 42 (1,463) 390
Total income 6.154 1.997 1.618
Segment expense 4.243 2.494 1.055
Operating profit before tax 1.911 (497) 563
Income tax expense 478 (524) 125
Net profit for the year 1.433 27 438
Business unit assets 309.699 419.413 21.449
Investments in associates 14 304 76
Total assets 309.713 419.717 21.525
Business unit liabilities 290.303 476.519 19.201
Total liabilities 290.303 476.519 19.201
Additions to property and equipment 165 100 32
Depreciation and amortisation including
amortisation of software 141 84 102
Value adjustments 199 786 42
Wholesale
banking and Asset
Domestic retail international management and
In millions of euros banking retail banking investment
Value adjustments in loans to customers
At 1 January 1.303 721 4
Additional value adjustment
for credit losses 534 1.137 5
Reversal of value adjustment
for credit losses (323) (387) -
Defaulting loans written off during
the year (164) (155) (4)
Interest and other adjustments 48 99 -
Closing balance 1.398 1.415 5
Individual value adjustment
(specific provision) 1.023 1.102 5
Collective value adjustment
117 127 -
(collective provision) 117 127 -
General provision (IBNR) 258 186 -
1.398 1.415 5
Leasing Real estate Other Total
590 182 (116) 8.046
59 44 (34) 2.575
377 283 (175) 1.246
1.026 509 (325) 11.867
916 419 (368) 9.263
110 90 43 2.604
(2) 22 (193) 316
112 68 236 2.288
28.712 26.291 (209,171) 603.642
27 78 3.527 4.056
28.739 26.369 (205,643) 607.698
26.013 25.249 (262,205) 569.6
26.013 25.249 (262,205) 569,600
1.394 90 243 1,940
35 37 119 527
300 22 (28) 1.959
Leasing Real estate Other Total
246 25 41 3,130
331 36 14 3.429
(23) (14) (42) (1,440)
(182) (6) - (764)
15 4 - 44
387 45 13 4.399
274 45 13 3,560
35 - - 416
78 - - 423
387 45 13 4.399
Leasing Real estate Other Total
530 85 (156) 8.517
61 31 55 2.889
424 311 542 246
1.015 427 441 11.652
714 394 (100) 8,800
301 33 541 2.852
66 9 (56) 98
235 24 597 2.754
30.168 25.895 (197,959) 608.665
25 6 3.03 3.455
30.193 25.901 (194,929) 612,120
27.695 24.839 (259,896) 578.661
27.695 24.839 (259,896) 578.661
1.062 53 193 1.605
31 43 124 525
118 - 44 1.189
Leasing Real estate Other Total
226 27 1 2.282
195 16 42 1.929
(55) (15) - (780)
(116) (2) - (441)
(4) (1) -2 140
246 25 41 3.13
170 16 41 2.357
23 - - 267
23 - - 267
53 9 - 506
246 25 41 3,130
