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					6. Automobile Insurance--Average Expenditures Per Insured Vehicle, by State




                       STATE    ANSI CODE ANSI CODE   1991      1992     1993   1994   1995    1996    1997    1998    1999    2000   2001    2002    2003    2004    2005    2006

                  US            00000       00        596       618       635   651      667     691     706     703     685   690      724     780     823     838     829     817
                  AL            01000       01        475       498       513   524      549     578     616     632     612   594      605     627     657     677     678     684
                  AK            02000       02        643       685       712   720      730     751     776     771     751   770      826     884     938     974     962     955
                  AZ            04000       04        647       667       700   731      727     785     819     818     789   792      822     887     921     931     926     913
                  AR            05000       05        398       424       445   507      500     558     566     589     597   606      621     672     698     708     693     684
                  CA            06000       06        787       787       797   791      794     793     753     709     666   672      712     771     828     833     845     843
                  CO            08000       08        588       653       698   721      722     751     774     764     744   755      808     921     923     850     827     785
                  CT            09000       09        841       878       925   863      881     899     909     901     861   871      912     970     988     991     991     981
                  DE            10000       10        718       745       738   776      784     806     828     845     861   849      851     900     977   1,022   1,028   1,024
                  DC            11000       11        863       880       879   924      959     993   1,039   1,031     986   996    1,012   1,044   1,135   1,185   1,182   1,164
                  FL            12000       12        669       684       698   656      739     783     791     771     761   781      850     934   1,018   1,062   1,063   1,069
                  GA            13000       13        546       514       536   564      597     628     653     672     672   674      703     739     759     779     784     788
                  HI            15000       15        874       974       953   962      963     959     912     797     700   702      705     739     776     817     843     853
                  ID            16000       16        386       402       429   445      447     465     479     494     493   505      523     563     586     590     583     577
                  IL            17000       17        552       534       572   587      612     638     666     656     646   652      683     729     762     760     743     740
                  IN            18000       18        474       497       494   529      542     548     571     583     582   570      615     648     671     671     657     631
                  IA            19000       19        359       379       397   422      429     445     456     459     466   479      513     548     581     580     555     536
                  KS            20000       20        368       392       422   459      474     495     516     532     542   540      556     587     611     603     590     579
                  KY            21000       21        435       473       506   526      555     581     597     617     610   616      645     688     739     758     750     739
                  LA            22000       22        679       724       752   767      788     803     839     830     813   806      839     928   1,015   1,062   1,076   1,094
                  ME            23000       23        484       468       477   471      472     470     478     492     514   528      546     587     633     650     644     634
                  MD            24000       24        689       702       707   712      732     759     772     769     757   757      784     840     893     947     945     949
                  MA            25000       25        814       860       909   938      898     833     803     816     889   946      936     984   1,052   1,113   1,113   1,042
                  MI            26000       26        606       662       677   665      645     697     736     737     705   702      735     887     950     980     931     925
                  MN            27000       27        530       566       595   620      628     654     671     680     688   696      735     801     837     829     791     753
                  MS            28000       28        482       519       541   557      579     604     648     650     655   654      638     681     710     749     745     746
                  MO            29000       29        469       493       517   549      573     599     614     611     605   612      634     669     702     702     685     673
                  MT            30000       30        370       393       432   460      468     479     501     510     511   530      572     628     675     683     685     661
                  NE            31000       31        346       352       403   436      452     475     505     518     523   533      554     590     624     637     621     584
                  NV            32000       32        640       673       726   748      759     803     848     843     821   829      851     896     914     939     983   1,006
                  NH            33000       33        646       638       649   617      609     612     616     622     650   665      686     733     779     798     792     793
                  NJ            34000       34        879       957       961   964    1,013   1,099   1,126   1,138   1,015   977    1,028   1,125   1,193   1,221   1,184   1,152
                  NM            35000       35        517       543       589   628      639     660     690     676     664   674      662     706     732     728     727     737
                  NY            36000       36        754       799       832   870      906     960     959     960     930   939    1,015   1,100   1,168   1,172   1,122   1,083
                  NC            37000       37        432       448       440   462      501     518     556     564     567   564      565     588     605     597     602     596
                  ND            38000       38        329       319       349   368      381     402     436     452     469   477      498     505     537     562     554     530
                  OH            39000       39        494       503       493   517      531     553     572     581     578   579      614     642     672     680     669     654
                  OK            40000       40        422       448       470   503      526     545     566     575     576   603      610     654     689     690     678     659
                  OR            41000       41        529       535       564   566      565     585     620     630     621   625      643     682     736     753     737     726
                  PA            42000       42        610       642       645   657      667     687     720     722     691   699      726     777     813     843     849     832
                  RI            44000       44        823       837       871   861      870     870     866     852     824   825      880     939     997   1,034   1,059   1,038
                  SC            45000       45        502       534       569   582      582     602     629     655     593   620      636     703     745     763     753     756
                  SD            46000       46        309       333       364   396      428     448     470     479     484   482      510     542     564     587     565     554
                  TN            47000       47        466       478       488   500      519     557     586     587     582   592      611     632     650     666     659     654
                  TX            48000       48        612       646       666   714      711     726     740     731     696   678      735     791     837     847     845     820
                  UT            49000       49        436       463       515   540      547     581     610     619     615   620      640     703     733     722     706     702
                  VT            50000       50        474       484       501   503      512     514     519     534     556   568      603     650     683     693     699     687
                  VA            51000       51        506       503       508   515      553     550     565     564     566   576      610     625     658     702     698     685
                  WA            53000       53        549       588       641   654      650     666     693     710     697   722      750     791     825     839     840     839
                  WV            54000       54        519       557       581   619      646     671     707     725     684   680      707     778     844     875     857     827
                  WI            55000       55        463       492       503   496      506     537     548     552     545   545      573     611     621     636     615     590
                  WY            56000       56        330       366       401   422      433     452     477     492     491   496      528     585     618     629     639     639


ational Association of Insurance Commissioners (NAIC),
ty, MO, Auto Insurance Database Report, annual (copyright).
 with permission of the NAIC. Further reprint or distribution
prohibited without prior written permission of the NAIC.




                               12/24/2010
Table 1186. Automobile Insurance--Average Expenditures Per Insured Vehicle, by

Back to data

HEADNOTE
[In dollars.
Average expenditure equals total premiums written divided by liability car-yea
A car-year is equal to 365 days of insured coverage for a single vehicle.
The average expenditures for automobile insurance in a state are
affected by a number of factors, including the underlying rate
structure, the coverages purchased, the deductibles and limits selected,
the types of vehicles insured, and the distribution of driver
characteristics. The NAIC does not rank state average expenditures and does no
endorse any conclusions drawn from this data]
ANSI=American National Standards Institute]

FOOTNOTES
\1 The California Department of Insurance
performs a rigorous set of tests on the data each year to ensure accuracy. The
are not completed until after the publication of this report.
\2 The District of Columbia is entirely urban. As such, results are not direct
 comparable to states with large rural areas.
\3 Data incorporates Safe Driver Plan credits and surcharges.
\4 New Jersey is predominately urban. Results are not directly comparable to s
with large rural areas. Historically, New Jersey has paid two to four times th
national average in dividends to policyholders, and at times this has been as
as six times the national average, which reduces the average expenditure for
New Jersey consumers.

Source: National Association of Insurance Commissioners (NAIC),
Kansas City, MO, Auto Insurance Database Report, annual (copyright).
Reprinted with permission of the NAIC. Further reprint or distribution
strictly prohibited without prior written permission of the NAIC.

For more information:
http://www.naic.org/
s Per Insured Vehicle, by State




ided by liability car-years.
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ying rate
nd limits selected,

 expenditures and does not




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 directly comparable to states
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t times this has been as high
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rs (NAIC),
al (copyright).
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