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Sample Answer to Adversary Complaint

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This sample answer to adversary complaint is for use by a defendant in an adversary proceeding in bankruptcy court. The answer was used in the central district of California but could be modified for use in any bankruptcy court in the United States. It includes brief instructions and a proof of service by mail. The author is a freelance paralegal with over 15 years of experience in litigation and has used this sample for many years. Note that the author is NOT an attorney and no guarantee or warranty is provided.

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									 1   Any Party
     Any Street
 2   Any Town, CA 55555

 3   714-555-5555

 4   Defendant, In Pro Per

 5

 6

 7

 8                                       UNITED STATES BANKRUP TCY COURT

 9                                         CENTRAL DISTRI CT OF CALIFORNIA

10

11   IN RE: ________________,                             )   Case No.
                                                          )
12                       Debt ors,                        )   Chapter 7
                                                          )
13   Any Plaintiff                                        )   Adv. Proc No.
                                                          )
14   Plaintiff,                                           )   ANSW ER TO COMPLAINT TO DETERMINE
                                                          )   NON-DISCHARGEABILITY OF DEBT
15                vs.                                     )
                                                          )
16   Any Defendant,                                       )
                                                          )
17   Defendant.                                           )
                                                          )
18                                                        )
                                                          )
19

20                Defendant, __________, answers the complaint for non-dischargeability of debt filed by
21
     Plaintiffs, ________________ as follows:
22
                  1.     Defendant admits the allegations in paragraphs 1, 2, 3, 4, 5, and 6.
23
                  2.     Defendant denies the allegations in paragraph 7, 8, 9, 10, 11, 12.
24

25                3.     Defendant has not information or belief that the allegations in paragraph 13 are true so

26   Defendant denies them.
27

28


                                                    - 1 -
                        ANSWER TO COMPLAINT TO DETERMINE NON-DISCHARGEABILITY OF DEBT
 1           4.      Defendant denies the allegations in paragraph 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24,

 2   25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51,
 3
     52, 53, 54, 55, 56, 57, 58, 59, 60 and 61.
 4
             5.      Except as expressly 
								
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