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					      New Ideas…New Solutions

      New Benefits
            Introducing

Continental Advantage Care
          OUR MISSION

Continental Advantage Care
Our mission is to be recognized as the
premier marketing organization of the
most technologically advanced and
affordable discount health benefit
program offered to our Nation’s
uninsured employees and individuals
     HEALTH CARE TRENDS

• 1 in 4 Americans say health care is the
  top issue in the nation today
  After catastrophic health coverage, disability
  and long term care, the following benefits are
  considered most important by Americans
  according to USA Today
    • PRESCRIPTION DRUGS
    • ROUTINE MEDICAL TREATMENT
    • VISION CARE
    • DENTAL CARE
    • MENTAL HEALTH
                   STATISTICS
• 42 million people are without health insurance
  - U.S. Census Bureau 2002

• U.S. health care spending will reach nearly $3.4 trillion in
  2013, consuming close to one-fifth of the nation’s
  economic output
  - Health Affairs 2004

• In 2005, about 177 million Americans are expected to need
  vision correction
  -Jobson Publishing LLC 2003

• The average price of a prescription rose 10% in 2002
  - Washington Post 2002
THESE 21 BENEFITS ARE NOT INSURANCE
 • EASY TO USE

 • NO HEALTH RESTRICTIONS

 • USE IMMEDIATELY , UPON RECIEPT
   OF CARD

 • NO LIMIT ON NUMBER OF VISITS

 • NO PAPERWORK
  NEIGHBORHOOD PHARMACY


• Save 15% to 55% on short term, acute care
  medications – antibiotics and pain killers

• Over 51,000 chain and independent pharmacies
  nationwide – Rite-Aid, Eckerd, K-mart, Kroger
  and many more
      MAIL ORDER PHARMACY
• Guaranteed lowest pricing on maintenance
  medications
• Prices Average 10% below AARP
• Minimum of $5 off best local retail price quote –
  brand or generic over $10.00 Guaranteed!
• Open Formulary (includes new and experimental
  drugs)
• Outstanding quality control
• Home delivery with no postage or dispensing fees
• Toll free number for price quotes and ordering

        *The $5.00 guaranteed savings cannot be used in
         conjunction with other discount or insurance cards.
PHYSICIAN VISITS & HOSPITAL STAYS
 • 10% to 30 % savings on physician visits at over
   285,000 offices nationwide and 10% to 30% savings
   at thousands of hospitals and out patient facilities

 • Network includes family physicians and specialists
   (e.g. OB/GYNs, Pediatricians, Cardiologists,
   Dermatologists and Cosmetic Surgeons)

 • Patient Advocates are ready to assist you in finding
   a physician or facility in your immediate area

 • Blended Program with two of the top PPO networks
   (chosen per state)
      VISION CARE & EYEWEAR
• 20% to 60% savings on eyewear

• Over 12,500 locations nationwide

• 10% to 30% savings on eye exams

• Most frames, lenses and specialty items are available

• No limit on the number of times membership may be used
  during the year

• Accepted by Lenscrafters, JCPenney, EyeMasters, Pearle
  Vision, Sears, Sterling Optical, Vista EyeCare Inc. and
  Wal-Mart
UNIQUE FEATURES OF THE VISION PLAN

   • Two guarantees — 30-day money-back satisfaction
     guarantee and low price guarantee on eyeglasses

   • Independent practitioners, regional chains,
     department store opticals, and the largest chains in
     the United States (LensCrafters and Pearle Vision)
     are providers, giving members the widest variety of
     choice.

   • Members may nominate their own eye care
     professional to join the network

   • Endorsed by the Opticians Association of America &
     the Texas Ophthamological Association
 OPHTHALMOLOGY NETWORK

• 10% to 30% savings on eye exams and surgical
  procedures

• Nationwide network of Laser Surgery Centers
  and independent ophthalmologists

• PRK and LASIK
             DENTAL CARE

• 15% to 50% savings (with and average of 28%) on
  most dental procedures

• Orthodontics, Periodontics, & Endodontics

• Over 66,000 dentists nationwide

• No limit on the number of visits
        CHIROPRACTIC CARE

• 30% to 50% savings on diagnostic services and
  treatments

• Free initial consultation

• 3,000 participating chiropractors nationwide

• No limits on the number of visits
    ALTERNATIVE MEDICINE

• Up to 30% savings

• Over 16,000 practitioners in the network

• Network consists of acupuncturists, massage
  therapists, nutritional counselors, meditation,
  relaxation technique practitioners and several
  other modalities

• No limits on the number of visits
         PHONE COUNSELING

• Toll-free telephone counseling service and
  referrals to a nationwide network of
  professional counselors and resources

• Private, confidential assessment

• For face-to-face counseling, referrals to a
  network of approximately 27,000 providers who
  offer 20% to 35% off the normal billed charges
FAMILY CONSULTATION SERVICES
  Childcare and Eldercare Referral Line
• Talk to experienced counselors who know the
  ins and outs of child and elder care services.

• Save countless hours finding a care provider to
  meet your specific needs

• Receive a personalized referral packet with
  detailed provider profiles within 48 to 72 hours

• Receive easy-to-read educational materials
  providing notes and guidebooks covering a
  broad range of dependant care topics
      LONG-TERM / ELDER CARE
• Care Management Associates are available 24/7 to provide
  assistance with elder care concerns, answer long-term care
  questions and help locate local assistance.

• Members can save from 4% up to 30% at 55,000 providers
• when seeking home health agency or assisted living facilities.

• Comprehensive website that offers features such as skill
  sheets, condition research, caregiver advice, two minute test,
  care giver tools, resource finder and member reports.

• 3,500 nurses and social workers provide telephonic and in-
  home evaluations (for an additional discounted hourly or
  package fee)
            NURSE HOTLINE

• Toll-free telephone access to experienced
  registered nurses, 24 hours a day, 365 days per
  year

• Answers to questions about prescription and
  over-the-counter medication usage and
  interaction

• Audio health information library

• Services for non-English speaking callers and
  the hearing impaired
       EMERGENCY TRAVEL ASSISTANCE

• Emergency Evacuation/Repatriation   •International Medical Referral

• Family Visitation                   •Emergency Legal Assistance
  (Transport and Accommodations)
                                      •Insurance Coordination
• Minor Children Return/Escort
                                      •Mortal Remains Transport
• Vehicle Return up to $1,000

• 24 Hour Telephone Service
EMERGENCY TRAVEL ASSISTANCE cont.

  • Medical Monitoring

  • Guarantee of Medical Expenses

  • Lost Document Service

  • Emergency Delivery of Prescription Items

  • Emergency Cash Transfer

  • Language Assistance
   VIP HEALTH & WELLNESS

• 10% off on vitamins and nutritional
  supplements

• $5.00 off initial order


• Includes Diabetic Supplies- Save 15%
  on supplies+ Blood Glucose Testing
  Supplies ( Liberty Diabetic ).
         FITNESS ADVANTAGE
• Members are assured to be extended the
  participating health club’s “lowest membership rate,
  for the type of membership selected” that is
  currently being offered.

• Members will receive a one-week introductory trial
  membership certificate, free of charge. This allows
  members to try several participating clubs for one
  week each, giving them the opportunity to truly
  experience the club and its facilities.

• Currently serving over 37 million members, the
  Fitness Advantage benefit is available in all 50 states
  with over 5,000 participating health clubs.
            HEARING AIDS

Beltone Network
• Over 1,300 Beltone locations nationwide
• Save 15% on over 70 models of Beltone hearing
  devices.
• Free hearing test

Mail Order Service
• Over 80 makes and models
• 10% to 60% savings
• Free 30 day home trial
• Low member prices on factory fresh batteries
                      LEGAL CLUB
• Nine free services which include:
  - Unlimited phone consultations for new legal matters
   - One-on-one consultations for new legal matters
   - Document review (6 pages or less)
   - Letters written on the member’s behalf
   - Phone calls made on member’s behalf
   - Assistance with governmental programs
   - Assistance with small claims court representation
   - Free simple will with free annual updates
   - Free living will

• Eight commonly used legal services deeply
  discounted, such as traffic ticket defense, name
  change, simple divorce, simple trust and more
• Guaranteed $75.00 hourly rate
• 10% discount on all contingency fees
MEDICAL ACCIDENT WITH AD&D

• Added separate benefit after 30 or more
  consecutive days of membership through
  CDAoA, at no additional cost.

• A rated insurance company

• Up to $5,000 per person, per injury for all
  necessary medical and dental expenses that
  are a result of an accidental injury

• Covers the entire family

• Accidents covered at home, work, school or play
ACCIDENTAL DEATH & DISMEMBERMENT


   • A rated insurance company

   • Accidental death benefit at $10,000

   • Covers each member of the entire family

   • Accidental dismemberment pays for loss of limb
     or sight according to a schedule
           EVERYONE BENEFITS!

Member Demographics
 –   All Age Groups
 –   Seniors
 –   Travelers
 –   Two Parent Families
 –   Single Parent Families
 –   Insured People
 –   Non-insured People
 –   Large Extended Families
              WHAT OUR MEMBERS SAY…

“As a start up company, We are not in a position to incorporate a comprehensive health care plan. In the short
time that we have had the health care card It has already proved its value.Two weeks after applying for my card I
had a dental emergency. We located a dental provider near our offices. The tooth capped and another one filled.
My card saved me $ 200.”         WE Stone, Fresno CA


“I’ve never been so excited in my life.I recently had refractive surgery on both my eyes. My doctors original quote
was $3700, I showed my HealthCare card and saved $ 740.”             MT Hibbard, Long Beach,CA


“ I was skeptical when my mother purchased your Healthcare Card . Her required 7 prescriptions, include
Glucophage, Avandia, and Fosamax, at a cost of over $350. A month. Now she pays $ 243, a savings of $ 107 a
month. This program is amazing ”            Viola Weber, Redwood City, CA


“I recently added this program as a benefit for my staff. I had an immediate positive feedback. My receptionist
saved $ 780 when she found that her Orthodontist was on the program.” John Maxwell, Reno, Nv
  WHAT OUR MEMBERS SAY… continued

“ Several months ago I applied for your Healthcare Card with some skepticism, since many of the
offers of savings advertised today rarely work out for the buyers. However, I am now convinced of its
incredible value after only having the card for a couple of months. Within the last few weeks, I have
actually saved $ 140, and that was using just one of my many benefits. I saved $ 80 on contact
lenses for my daughter and $ 60 on eyeglasses for myself. I am amazed at the true value your card
offers and will now be offering your card to my entire staff,”     Paul Edwards, Banning,CA
“ Since my wife's Chiropractor participates, she doesn’t have to change doctors and saves $ 50 a
month on her treatments.”         Dan Raples, Palos Verdes Estates, CA
“ A quick note to let you know how pleased I am with the Healthcare Vision Plan. We saved a total of
$ 338 on lenses, frames and eye exams. The best part of the money savings, but not to be
overlooked was the fact that we were treated pleasantly and our business was appreciated.We look
forward to using you plan and the other benefits again.”      Jim Spenser, Tucson, AZ
“ I picked out some new flexible frames with progressive bifocals and scratch resistance. My total
came to $ 424. When I showed my Healthcare Card, the price was refigured and for the same
glasses I paid $ 219….A $ 205 SAVINGS. …Nice benefits,,,,” Norma Maxwell, Glendale, CA

				
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