Personal_Injury_-_Accident_Types

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					Title:
Personal Injury - Accident Types

Word Count:
1403

Summary:
Road Traffic Accidents
...account for a large proportion of all accidents and personal injury
compensation claims in the UK and drivers of vehicles are required to
have some level of insurance cover.


Keywords:
Personal Injury,Accident Claim,Personal injury,accident at work,road
accident,road traffic accident,medical negligence,NO WIN NO FEE


Article Body:
Personal Injury - Accident Types


•   RTA - Road Traffic Accidents
•   Accidents at Work
•   Accidents in a Public Place
•   Slips, Trips or Falls
•   Product Liability - Faulty Goods
•   General Accident


Road Traffic Accidents
...account for a large proportion of all accidents and personal injury
compensation claims in the UK and drivers of vehicles are required to
have some level of insurance cover. These being: Fully Comprehensive,
Third Party Fire and Theft or Third Party only. These policies provide
protection for anyone (including members of the same family) who may be
involved in an accident, who suffer personal injury as a result of the
driver's negligence and may need to place a personal injury compensation
claim whether or not the driver's negligence has led to a police
prosecution. If it is discovered that a negligent driver had inadequate
or no insurance at the time of the accident, you may still be able to
bring a personal injury compensation claim for through the MIB (Motor
Insurers Bureau).


Road Traffic Accidents - DRIVER
A driver can make a personal injury compensation claims for loss and
injuries if someone else was to blame for the accident. This is most
often another driver although under some circumstances the accident may
have been caused by the negligent actions of another party. For example
if the roads were not gritted such that they remained icy and in a
hazardous condition, a personal injury compensation claims may be filed
against the party responsible for maintaining the roads. If the accident
involved a pedestrian or cyclist who were later shown to be at fault, a
personal injury compensation claim could still made even though the
offending party may not posses adequate or any insurance cover. However,
in these circumstances we may advise that it is not worth bringing such
personal injury compensation claim.


Road Traffic Accidents - PASSENGER
A passenger involved in an accident in almost all circumstances can bring
a successful personal injury compensation claims for damages where they
have suffered injuries. Passengers are generally regarded as blameless
casualties who have suffered as a result of someone else's negligence.
However, failure to comply with the law relating to the wearing of seat
belts may affect the level of damages obtained in any award.


Road Traffic Accidents - CYCLIST
If a cyclist is involved in an accident where a third party is at fault,
a personal injury compensation claims may be brought against the
offending third party. In addition to obtaining compensation for your
injuries, you may also be able to recover losses in respect of damage to
your bicycle and clothing as well as loss of earnings by starting a
personal injury compensation claim.


Road Traffic Accidents - PEDESTRIANS
A pedestrian may be able to recover compensation through a personal
injury compensation claim for their injuries if they can show that their
injuries were caused entirely or to some degree by a third party. If as a
pedestrian involved in an accident you are held partly to blame, you may
still be entitled so some level of compensation. The Claims Master Group
will be happy to advise you on any personal injury compensation claim.


Road Traffic Accidents - INVOLVING ANIMALS
Regrettably, animals that stray onto the road can cause accidents. Owners
of livestock such as cattle or horses are duty bound to the safety of
road users by maintaining adequate levels of security in respect of their
livestock. If it can be shown that the owner of an animal involved in an
accident neglected their duty to maintain a safe environment for road
users, a personal injury compensation claims for damages may be brought
against them.


ACCIDENT IN THE WORKPLACE
If you are involved in an accident at work, it will be necessary for you
to show that your injuries were caused by the negligence of your employer
before pursuing a personal injury compensation claim. Your employer is
also responsible for the actions of work colleagues who cause accidents
involving injury. Please remember that you have an obligation to make
your employer aware of any accidents, which occur whilst at work. This
information should be properly recorded in the Accident Book. Please
note, your employer cannot terminate your employment if you make a
personal injury compensation claims. If you are in any doubt or concerned
over this, we recommend that you consult us immediately.
DISEASES AT WORK
The working environment can affect people such that they suffer diseases
as a result. Although these diseases may not be evident immediately
symptoms may develop much later. Although in general terms a personal
injury compensation claims has to be issued within three years from the
date of the cause of injury or illness, this time limit may be lengthened
if you were not aware of the cause of your symptoms until some time
later.If you suspect that your symptoms are related to work place injury,
please consult us as soon as possible.


MACHINERY AT WORK
There are many factors that contribute to accidents involving machinery
in the work place which can lead to a legitimate personal injury
compensation claim. For example poorly maintained equipment, or badly
trained staff can. However your accident occurred, please consult us and
will be happy to advise you.


LIFTING AT WORK
If you suffer any injury as a result of lifting whilst at work, it may be
that this was caused by your employer's failure to provide adequate
training or proper manual handling equipment. Your employer has an
obligation to ensure that the work place is safe and free from hazards.
Unfortunately many times this is in dispute, however if you decide to
file a personal injury compensation claim then you should seek expert
advice.
SLIPS & FALLS AT WORK
If you were not responsible for injuries suffered as a result of a slip
or fall at work, it may be that your accident was caused by your
employer's failure to comply with current safety standards in respect of
hazards in the work place. If this is the case you can make a personal
injury compensation claims Your employer has an obligation to ensure that
the work place is safe and free from hazards.


PUBLIC PLACE
Land and / or property owners have an obligation to ensure the safety of
all visitors. In most cases insurance cover will be in place to ensure
that an injured party will be able to make a personal injury compensation
claim in the event of injury occurring.


SLIPS, TRIPS & FALLS
If your accident was caused by a defect on a path or pavement, for
example an obstacle or pothole you may be able to bring a personal injury
compensation claim against those responsible for maintaining the path or
pavement.
Although slips and falls can often be the cause of some of the most
painful injuries, if you were to some degree responsible for causing your
injuries, it is unlikely that you will be able to make a personal injury
compensation claim.
SHOPS, STORES & RESTAURANTS
Store owners and managers have an obligation to ensure that their
premises are free from slipping hazards. If a floor is wet whether from a
recent spillage or cleaning routine, signs must be erected to alert
customers and visitors to the hazard. If you have suffered an accident
due in your local supermarket or shopping centre then you may be entitle
to make a personal injury compensation claim


PRODUCT LIABILITY - FAULTY GOODS
These are cases arising out of a situation where products are defective
and cause injury as a result of the defect. If you have been injured as a
result of purchasing a standard consumer product which is defective, then
you may be able to make a personal injury compensation claim from the
manufacturer/supplier as well as individuals/companies through whom the
goods may have passed.


OTHER ACCIDENTS
This category will include cases not listed above. For example sports
injury cases, where an injury occurs 'on the field of play' due to the
reckless actions of an opponent, or the failure of an official to apply
the rules of the game in the way in which they should be applied. We will
advise on any concerns or queries you have in regards to putting forward
a personal injury compensation claim


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If you need advice or would just like to speak to someone, please don’t
hesitate to give Claims Master Group a call on 08000 71 22 71.

The Personal Injury, Accident Claim, No Win No Fee, Road Traffic Accident
specialists.