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									                   MIAMI-DADE COUNTY
       CONSOLIDATED REQUEST FOR APPLICATIONS (RFA)
                  FOR FY 2009 FUNDING

                     HOUSING APPLICATION
          COMMUNITY DEVELOPMENT BLOCK GRANT (CDBG)
          HOME INVESTMENT PARTNERSHIP (HOME)
          STATE HOUSING INITIATIVE PARTNERSHIP (SHIP)
          HOUSING DEVELOPMENT ACTION GRANT (HODAG)
          EMERGENCY SHELTER GRANT (ESG)

       FOR AFFORDABLE HOUSING DEVELOPMENT, HOMELESS HOUSING
         DEVELOPMENT, FORECLOSURE INTERVENTION, EMERGENCY
      SHELTER FUNDS, AND TENANT BASED RENTAL ASSISTANCE (TBRA)

      This Housing RFA consists of:
           Part I, Application Document and
           A CD-ROM containing a copy of the Application and required
           attachments in a PDF Format
                                    July 24, 2008

                            Miami-Dade County Office of
                         Community and Economic Development
                    701 NW 1st Court, 14th Floor - Miami, Florida 33136
777
            MIAMI-DADE COUNTY
CONSOLIDATED REQUEST FOR APPLICATIONS (RFA)
           FOR FY 2009 FUNDING


          HOUSING APPLICATION


    COMMUNITY DEVELOPMENT BLOCK GRANT (CDBG)
    HOME INVESTMENT PARTNERSHIP (HOME)
    STATE HOUSING INITIATIVE PARTNERSHIP (SHIP)
    HOUSING DEVELOPMENT ACTION GRANT (HODAG)
    EMERGENCY SHELTER GRANT (ESG)

  FOR AFFORDABLE HOUSING DEVELOPMENT, HOMELESS
  HOUSING DEVELOPMENT, FORECLOSURE INTERVENTION,
    EMERGENCY SHELTER FUNDS, AND TENANT BASED
             RENTAL ASSISTANCE (TBRA)




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   MIAMI–DADE COUNTY PROVIDES EQUAL ACCESS AND EQUAL
  OPPORTUNITY IN EMPLOYMENT AND SERVICES AND DOES NOT
          DISCRIMINATE ON THE BASIS OF DISABILITY.
The Office of Community and Economic Development (OCED) does not
discriminate in admission to, or treatment of employment in its federally
assisted program activities, OCED's compliance with these regulations
         is coordinated by Senior Human Resources Manager,
                          Irelene T. King-Allen
                     You can reach her at (786) 469-2141




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                                PART I
                          TABLE OF CONTENTS
 GENERAL INFORMATION, GUIDELINES, AND MASTER APPLICATION FORMS
INTRODUCTION………………………………………………………………………………………..                                    9
APPLICATION TO THE PROGRAM…………………...…………………………………………….                            10
PROPOSAL CONDITIONS…………………………………………...……………………………….                               10
NEW POLICIES FOR FY 2009 RFA SUBMISSION………………….…………………………….                       13
INSTRUCTIONS AND SUBMISSION GUIDELINES…………………….…………………………                         17
ACTIVITY SUMMARY FOR PRESENTATION TO COMMUNITY ADVISORY COMMITTEES                21
SCHEDULE……………………………………………………………………….…………………….                                     23
RFA FY 2009 – COMMUNITY ADVISORY COMMITTEE MEETING CALENDAR....................   25
FY 2009 CONSOLIDATED PLANNING PROCESS RFA FLOW CHART………….…................        27
NEIGHBORHOOD REVITALIZATION STRATEGY AREAS (NRSA) LIST, BOUNDARIES, AND
NRSA PRIORITY NEEDS……………………………………………………………………………..                                29


      CDBG, HOME, SHIP, ESG & HOMELESS PROGRAMS DESCRIPTIONS
MEASURING OUTCOMES…………………………………………………………………………...                                 49
HOME AND CDBG REQUIREMENTS, ELIGIBILITY AND FUNDING ………………………….
AMOUNT OF AFFORDABLE HOUSING AVAILABLE………………………….……………….…                         55
FINANCING TERMS FOR HOMELESS DEVELOPMENTS………………………………………                          57
GENERAL RESTRICTIONS AND POLICIES ………………………………………………………                           57
RECOMMENDATIONS FOR LOAN TERMS AND CONDITIONS………………………………..                       59
STATE HOUSING INITIATIVES PARTNERSHIP (SHIP) PROGRAM…….…………………….                  61
EMERGENCY SHELTER GRANT (ESG) PROGRAM…….………………………………………                           63
HOME INVESTMENT PARTNERSHIP (HOME) PROGRAM & HOUSING DEVELOPMENT
ACTION GRANT (HODAG) PROGRAM INCOME………………...……………………………….                         67
HOME PROGRAM - COMMUNITY HOUSING DEVELOPMENT ORGANIZATIONS
(CHDO)………………………………………………………………………………………………….                                      77
COMMUNITY DEVELOPMENT BLOCK GRANT (CDBG) PROGRAM………………………….                       79
HOMELESS PROGRAM ……………………………………………………………………………...                                 81
      HOUSING FORMS SUBMISSION CHECKLIST AND HOUSING FORMS
APPLICATION COVER SHEET……………………………………………………………...............                      85
AFFIDAVIT OF ORGANIZATIONAL CONSISTENCY……………………………………………..                         87
AFFIDAVIT OF PREVIOUS CONTRACTUAL RELATIONSHIPS …….………….…………….                     89
HOUSING SUBMISSION CHECKLIST AND HOUSING FORMS…………………………..........                 91
GENERAL INFORMATION FORMS (FORM 1) …………………………………………..............                  93
HOMEOWNERSHIP FOR CHDO SET-ASIDE PROJECTS ONLY (FORM 2)..……...…………                131
RENTAL FORMS (FORM 3)..………………………………………………………………..............                     137
FORECLOSURE INTERVENTION FORMS (FORM 4)……………………………………………                          147
HOMELESS RENTAL HOUSING DEVELOPMENT FORMS (FORM 5) …………………….....                  155
TENANT BASED RENTAL ASSISTANCE FORMS (FORM 6) ………………………………….                      167
INFRASTRUCTURE AND ZONING FORMS - RENTAL HOUSING SCORING SHEET ……...              173
GLOSSARY…………………………………………………………………………………………                                        193




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PLEASE FIND BELOW THE TABLE OF CONTENTS FOR THE ATTACHMENTS CONTAINED
               IN THE CD-ROM PROVIDED WITH THE APPLICATION


     MIAMI-DADE COUNTY REQUEST FOR APPLICATIONS FOR FY 2009
                 CONSOLIDATED PLANNING PROCESS
           COMMUNITY DEVELOPMENT BLOCK GRANT (CDBG)
              HOME INVESTMENT PARTNERSHIP (HOME)
            STATE HOUSING INITIATIVE PARTNERSHIP (SHIP)
           HOUSING DEVELOPMENT ACTION GRANT (HODAG)

                               PART II
                            ATTACHMENTS

                         TABLE OF CONTENTS

ATTACHMENTS                                                                 #
Consolidated Plan Priorities………………………………………….…………………..                      1
Priority Needs for Neighborhood Revitalization Strategy Areas…………….……….     2
FY 2009 Consolidated Planning Process Policies…………………………………….               3
CDBG Program Information……………………………………………………………...                          4
HOME Investment Partnership Program Information…………………………………                5
Emergency Shelter Grant Information……..……………………………………………                    6
Performance Measurement System…………………………………………….….…...                      7
Fair Housing Act…………………………………………………………………………..                              8
Lead Hazard Requirements Information……………………………………………….                     9
CHDO Checklist and Listing of Miami-Dade Certified CHDOs………………………          10
HUD Calculations of Annual and Adjusted Income……………………………………               11
Section 8 Housing Quality Standard Guidelines………………………………………               12
Section 8 Utility Allowance Chart……………………………………….……..………..                 13
State Housing Initiative Partnership (SHIP) Plan……………………………………...          14
Additional Information on Housing Activities…………………………………………..             15
Miami-Dade County Income Limits…………………………………………………….                       16
Miami-Dade County Rent Limits ………………………………………………………...                    16B
Construction Cost Breakdown/Scope of Work…………………………………………                  17
Construction Loan Closing Checklist……………………………………………………                    18
Budget Samples and Forms……………………………………………………………..                          19
Sample of Scope of Services, Action Steps……………………………………………                 20
Maps of NRSAs and Eligible Block Groups……………………………………………                   21
Maps of Targeted Urban Areas………………………………………………………….                        22
Maps of State Enterprise Zones…………………………………………………………                       23
Maps of Federal Empowerment Zone and Developable Sites………………………            24
HOME Underwriting Analysis Template………………………………………………..                    26




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GENERAL INFORMATION AND GUIDELINES




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                                    MIAMI-DADE COUNTY
      CONSOLIDATED REQUEST FOR APPLICATIONS (RFA)
                 FOR FY 2009 FUNDING FOR
       COMMUNITY DEVELOPMENT BLOCK GRANT (CDBG),
          HOME INVESTMENT PARTNERSHIP (HOME),
  EMERGENCY SHELTER GRANT (ESG), HOUSING DEVELOPMENT
                ACTION GRANT (HODAG) AND
        STATE HOUSING INITIATIVE PARTNERSHIP (SHIP)
 FOR AFFORDABLE HOUSING DEVELOPMENT, HOMELESS HOUSING
DEVELOPMENT, FORECLOSURE INTERVENTION, AND TENANT BASED
                RENTAL ASSISTANCE (TBRA).

                                      INTRODUCTION

Miami-Dade County, through the Office of Community and Economic Development (OCED)
and Miami-Dade Homeless Trust, is soliciting applications under a Consolidated Request
For Applications (RFA) process for Community Development Block Grant (CDBG), HOME
Investment Partnership (HOME), Emergency Shelter Grant (ESG), Housing Development
Action Grant (HODAG) and State Housing Initiative Partnership (SHIP) funds. Applicants are
asked to address the inventory of unmet needs catalogued in the FY 2008-2012
Consolidated Plan. These unmet needs were reviewed by Miami-Dade County residents
and catalogued by OCED staff and will be funded through the FY 2009 Action Plan. (See
Part II, Attachment 1 for a listing of the Consolidated Plan Priorities). This RFA is supported
by the FY 2008-2012 Consolidated Plan and FY 2009 Action Plan Process Policies
approved by the Board of County Commissioners on July 17, 2008 (See Part II, Attachment
3).

New reporting requirements have been imposed on federal, state, and local agencies with
the intent of measuring the outcomes of U.S. HUD funded programs, and addressing a
growing public emphasis on accountability for accomplishments. By law, all agencies are
required to measure the outcomes of their programs. Additionally, program results are
directly linked to funding decisions and public support for programs. A new tool has been
created to capture that impact: the HUD’s Community, Planning and Development (CPD)
Performance Measurement System. The CPD Performance Measurement system (See Part
II, Attachment 7) provides a framework for HUD to take local data from grantees throughout
the nation and aggregate it so that the impact of housing and community development
programs can be measured at the national level. The framework of the CPD Performance
Measurement system covers the following CPD formula grant programs:

             The Community Development Block Grant (CDBG)
             The HOME Investment Partnerships Act (HOME)

In developing the outcome framework, the applicants to any of the programs must
summarize their objectives into the following three areas to be considered for funding:
            Creating a suitable living environment
            Providing decent housing; and,
            Creating economic opportunities
Applicants must consider the range of reasons why a particular activity might be funded.

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Although there are many variations, three central reasons were defined as follows:
             Improving availability or accessibility of units or services
             Improving affordability not just of housing but also of other services; and,
             Improving sustainability by promoting viable communities.

These were classified as outcomes during planning charrettes and community planning
meetings held in the various Neighborhood Revitalization Strategy Areas (NRSAs)
throughout the County.

Although not completely captured in this application, the new required data set will be
collected from the recommended agencies after funding award. It is recommended that
agencies read, and become familiar with the Federal Register on the CPD Performance
Measurement System included in Attachment 7.

                             APPLICATION TO THE PROGRAM
A Consolidated Request for Applications (RFA) is being issued for applicants who are
interested in applying for FY 2009 CDBG, HOME, SHIP, HODAG and ESG funding. All
application forms are in this package. Copies are available at the Office of Community
and Economic Development (OCED) at the following locations:

       •   Community and Economic Development Division (CEDD)
           Housing Development and Loan Administration Division (HDLAD)
           701 NW 1 Court, Suite 1400, Miami, FL 33136
       •   Miami-Dade County website at www.miamidade.gov/ced

Who is eligible to apply?
Public Services applications will not be accepted in the FY 2009 RFA Process. Community
Based Organizations (CBOs) and Community Development Corporations (CDCs) are
encouraged to respond to this Consolidated RFA process by submitting applications for an
eligible activity. Private-for-profit developers who provide affordable housing in Miami-Dade
County also are encouraged to participate. Applicants may apply for funding for an
activity from multiple funding sources by submitting individual applications for each
funding source. Eligibility for use of funds available under this RFA varies from program to
program. Applicants should refer to specific requirements and/or restrictions for each funding
source as set forth in this application document.

Applicants are encouraged to coordinate and collaborate with other organizations in
carrying out programs funded under this RFA. As part of the proposal a written
agreement specifying the role of each organization in the collaboration and executed
by each partner organization must be included.

                                 PROPOSAL CONDITIONS
All funds, with the exception of SHIP, must benefit very low- and low-income individuals or
families at or below 80% of the Miami-Dade County family median income ($48,250). Up to
a maximum of 25% SHIP funds may benefit moderate-income individuals or families with
incomes up to 120% of the Dade County area median income.



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In the Housing category, priority will be given to projects which are currently in development
but require gap financing to be completed, or the development of new housing that meets
the identified priorities for the Consolidated Plan and Homeless Continuum of Care. The
balance of the funds in the Homeless category will be awarded to an affordable housing
developer who agrees to set aside units for formerly homeless clients. Funding requests
for other types of development cannot exceed the amount listed for the funding
source.

CDBG applications must meet one of the national objectives of benefiting low and moderate-
income persons, or the prevention/removal of slum and blight. The application must either
have income eligibility requirements or the project must be located in an NRSA or an eligible
block group for area benefit activities.

All applications for HOME, ESG and CDBG funds are subject to the FY 2009 new policies
and regulations approved by the Board of County Commissioners as described in the
attached document (See Part I page 13), including but not limited to the mandatory pre-
consultation meeting with staff and the need to meet the priority needs identified in the
County’s proposed FY 2008-2012 Consolidated Plan.

                                                                              FY 2009
                                                        FY 2008 Funding
                      Program Name                                           Estimated
                                                             (in $)
                                                                           Funding (in $)
     Community Development Block Grant (CDBG)
                                                             17,982,044          17,620,603
     CDBG Program Income
                                                                400,000             400,000
     Emergency Shelter Grant
                                                                804,437             788,348
     Housing Development Action Grant – Program
     Income (HODAG)                                           2,642,739           3,691,000
     Home Investment Partnerships (HOME)
                                                              6,383,662           6,325,644
     HOME Program Income
                                                                900,000             900,000
     American Dream Down payment Initiative (ADDI)
                                                                 35,587              35,587
     State Housing Initiative Partnership (SHIP)
                                                              1,866,421           2,750,000
     Documentary Surtax Program (Surtax)
                                                             10,000,000                     0
     Rental Rehabilitation Program Income (RR)
                                                              1,683,000                     0

     TOTAL ALL SOURCES                                       42,697,890          32,511,182




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            NEW POLICIES FOR FY 2009 RFA SUBMISSION
1. Sustainable Development and Smart Growth
   • OCED will reward Green Development with bonus points in the RFA evaluation process.
   • OCED will award points to projects that promote Infill development and Transit Oriented
     Developments (TOD) in conjunction with the Community Affordable Housing Strategies
     Alliance (CAHSA) Housing Strategic Plan.
   • OCED will encourage building ENERGY STAR Qualified New Homes. ENERGY STAR
     homes must meet guidelines for energy efficiency set by the US Environmental
     Protection Agency.

2. Homebuyer Assistance Program, Homebuyer Underwriting and Foreclosure
   Prevention and Intervention
   The County’s existing programs encourage homeownership through the funding of second
   mortgages, and provide the necessary resources to ensure that families are able to keep
   their homes during stressful economic times. In order to assist these families through
   stressful economic times, the County has proactive foreclosure prevention programs. This
   assistance has helped maintain a very low foreclosure rate for the County’s second
   mortgage loan program. Currently, the foreclosure rate under the OCED homeownership
   loan program is less than one percent.

   OCED has implemented the following initiatives to mitigate the risk of foreclosures: 1)
   establishment of forbearance accounts, 2) one-time fresh start agreements that suspend
   payments from troubled borrowers in order to help improve their financial condition, 3)
   counseling services, and 4) a Foreclosure Intervention Prevention Program. This program is
   limited to homeowners who currently have mortgages with Miami-Dade County. The
   program funds may be utilized to contract with Homebuyer Assistance Counseling agencies
   to include foreclosure/prevention in the FY 2009 Action Plan.


3. Other Affordable Housing Recommendations
   Current market conditions have shown a saturation of the residential condominium market
   with one of the highest vacancy inventories in the County’s history. Vacancy rates are
   exacerbated by the rate of foreclosures, thereby driving the demand for affordable rentals
   upward. Therefore, the County’s has redirected its efforts to focus on delivering affordable
   rentals instead of converting existing rentals to condominiums

   Going forward, the County intends to:
   • Given the scarcity of affordable housing units in the region, the County will not provide
      support for projects that would result in the loss or conversion of affordable housing units
      without the replacement of the same number of units in or around the area. In other
      words, there should not be a net loss of affordable housing to the county or
      neighborhood. For HOME units, affordable housing is defined as households with
      incomes at or below 80 percent of area median income (AMI), adjusted for family size.
      The Surtax Program requires that a minimum of 75 percent of funds allocated to each
      successful developer are to benefit low-income families (those with income at 80 percent
      or less of AMI for Miami-Dade County). No more than 25 percent are to be made

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       available to moderate income families (those with income of up to 140 percent of the AMI
       for Miami-Dade County.)
   •   Ease cash flow through reduced retainage. Currently, OCED holds ten (10) percent of a
       development award as a retainage until the completion of the construction work reaches
       ninety (90) percent. In accordance with industry and County standards, it is
       recommended that OCED retain the ten (10) percent until the project reaches seventy-
       five (75) percent completion, at which point the retainage will be reduced to five (5)
       percent. The five (5) percent retainage and any and all remaining retainage will be
       released after satisfactory final certification of completion or occupancy, final release of
       liens, and as-built drawings are received by OCED. This will allow more flexible cash
       flow for the project.
   •   Funds will be equitably distributed, based on funding allocations by the State, available
       SHIP funds between rental development and homeownership mortgage and rehabilitation
       assistance. Pursuant to the policy adopted by the BCC, there will be priority funding for
       homeownership second mortgages to developments funded by the County, and infill
       housing, among others.

4. Citizen Participation
   It is recommended that the number of Community Advisory Committee members remain at
   13. Twelve will be elected by the community and one will be appointed by the Commissioner
   of the district in which the NRSA is located. Since CAC officers were elected in March 2008
   for a period of two (2) years, it is recommended that the new committee structure not be
   implemented until 2010.

5. Existing Affordable Housing Policies included in the FY 2008-2012 Consolidated Plan
   •   Provide assistance to rental households by increasing both the supply of affordable
       housing and the availability of rental assistance and support services, especially for those
       with incomes at or below 30 percent of the area median income (AMI).
   •   Promote homeownership opportunities by providing assistance to homebuyers and by
       maintaining the supply of affordable units available for purchase.
   •   Reduce lead-based paint hazards.
   •   Provide support facilities and services as well as increasing the supply of units for non-
       homeless persons with special needs.
   •   Continue to improve the living conditions of residents of public housing by physically
       upgrading existing units.
   •   Continue to assist existing homeowners to maintain their properties by providing financial
       assistance to the rehabilitation of substandard units.

6. Staff Recommended Economic Development Policy
   Economic development is defined as all endeavors aimed at sustaining or increasing the
   level of business activity and creating/retaining jobs. All economic development activities
   funded through the Action Plan must create and/or retain jobs. In order for a for-profit
   business to meet the contractual job creation/retention requirement, full-time permanent jobs
   must be created or retained due to capital improvements to the business property, micro
   enterprise or a direct loan to the for-profit business. A not-for-profit organization may count
   full time permanent jobs created or retained through the execution of a job placement
   agreement with a for-profit business that agrees to hire the employee. The employee must
   be low to moderate income. The agreement must remain on file with the grantee and the
   hiring business must agree to keep or create a specific number of jobs and identify each
   such job by type and whether the job will be full or part time.
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7. Increase funding for County Departments
   Currently, U.S. HUD guidelines allow Miami-Dade County to use 20 percent of the annual
   entitlement for the administration of the program and allocate 80 percent towards projects,
   program or agencies.

   Separately, on May 25, 2001 the BCC adopted a policy to reflect that only 30 percent of the
   80 percent (all funds for projects, programs or agencies) to be set aside for County
   Departments. Staff recommends that this policy be amended to raise that cap on County
   Department funding to 40 percent.

   Any previously approved policies not amended herein, will continue to guide the FY 2009
   Action Plan Process.

   The County requires all sub-grantees to adhere to federal and local program compliance
   requirements. In the event that a sub grantee cannot meet the terms and conditions (such
   as the ones mentioned above) of its contract or agreement, OCED may recommend that the
   contract be terminated and the funds either be allocated to another entity to carry out the
   same activity, or allocated to a different priority.

The intent of the implementation of these policies is to streamline the FY 2009 Consolidated
RFA Process. This will also have a direct impact on improving the effectiveness of County
efforts to revitalize low moderate income areas.




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                  INSTRUCTIONS AND SUBMISSION GUIDELINES
      The application coversheet, only, must adhere to the following color codes:
            NON-HOUSING (CDBG): Salmon
            HOUSING (HOME, SHIP, ESG, CDBG, and HODAG): Green

      Example: If you are submitting a SHIP application, you would copy the application
      coversheet on green paper, items such as maps and letters of commitment etc. can
      be submitted on white paper.

      All agencies applying for economic development, capital improvement and historic
      preservation projects funding are covered under a separate RFA.

All agencies applying for all housing activities (except for Foreclosure Intervention, TBRA, and
ESG funding) under the Home Investment Partnership (HOME), Community Development Block
Grant (CDBG), HODAG, and State Housing Initiatives Partnership (SHIP), must complete the
General Information Section (Form 1) and the appropriate forms applicable to the
proposed project as follows: Form 2 – Home Ownership (for CHDO HOME projects only);
Form 3 – Rental (applicable also to homeless housing projects); Form 5 – Homeless Rental and
ESG. Foreclosure Intervention proposals must complete Form 4 only. Tenant Based Rental
Housing Assistance proposals must complete Form 6 only.

      Applicants for HOME CHDO Operating Support also must complete Question 8
      found in General Information Section Form 1. Such support will only be awarded in
      connection with an application for a specific housing project or a previously funded
      County HOME project.

      Applicants requesting funding for new home ownership projects will not be funded
      through this RFA. The only exception will be made for CHDOs applying for funding
      through the HOME CHDO set-aside who have previously received County HOME funds.

      Applicants requesting more funding in a funding category than is listed in that funding
      category in the RFA will be deemed non-responsive.

      Projects that are applying for or have received funding from FHFC’s Universal Cycle for
      9% tax credits will not be funded through this RFA application cycle and will be deemed
      non-responsive. Those projects are invited to apply during the Mid-Year RFA application
      cycle which will be issued mid-winter, 2008-2009. Applicants with other FHFC funding
      (for example, the Pre-development Loan Program or the Demonstration Loan program)
      are invited to apply during this application cycle.

      All Applicants must submit the Application Cover Sheet as the first page of each
      application.

      If currently funded through the Consolidated Plan Application Process for the Community
      Development Block Grant (CDBG), HOME Program, Emergency Shelter Grant (ESG),
      SHIP, or HODAG through Miami-Dade County, the applicant must submit an Affidavit of
      Organizational Consistency in the form contained herein.


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If not currently funded under the HOME, SHIP, CDBG, HODAG and/or McKinney programs
via Miami-Dade County, the applicant must submit an Affidavit of Previous Contractual
Relationships in the form contained herein.

New applicants MUST make a three (3) to five (5) minutes presentation in the
Commissioner district the project is located in. These presentations must be made in
September 2008. Schedules for these meetings are included in this application. No
presentations will be permitted after September 30, 2008. The Activity Summary for
Presentation to Community Advisory Committees form must be submitted in advance for
the purpose of scheduling presentations at community meetings. You will not be
allowed to make an unscheduled presentation. The completed “Activity Summary
Form” on each proposed FY 2009 Activity must be submitted to Brian Gillis, Supervisor,
Planning Community-Outreach & Real Estate Section at least one (1) week before the
selected meetings.

All Applicants must submit one (1) original and two (2) copies of the application in 3-ring
binders. Applications must be in separate binders. Do not submit more than one
activity per binder. The original application must be submitted in a separate color three
ring binder, with the word “ORIGINAL” written on the outside of the binder and each copy
(2) must be submitted in separate 3-ring binders, with the name of the agency, list of
proposed activities and funding sources requested on the outside of each binder. ALL
Originals and copies of applications must have all required documents. Please do
not exclude any document from any copy.

Applications not submitted in three (3) ring binders will not be accepted. No pages are to
be stapled or clipped.

All proposals must be submitted in the legal name of the corporation or agency.

All applicants must provide Employer Identification Number (EIN/Federal Identification
Number) on the application.

Applications submitted after the deadline of Friday, August 22, 2008- 12 NOON will not
be accepted.
Faxed or electronic applications will not be accepted.
Proposals must comply with requirements of this RFA. Proposals that are incomplete,
lack required documents or have deficiencies and errors will be rejected.

No changes or additions to the proposals will be accepted once the application has been
submitted.

Alterations or modifications of any RFA forms will disqualify the application.

Applications will not be accepted anywhere other than as noted below.

The Board of County Commissioners reserves the right to waive any informality in, or to
reject, any and all such applications.



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   Miami-Dade County will not fund an entity with outstanding disallowed costs, defaulted
   loans, debarment actions or any other legal encumbrances regardless of the merits of the
   submitted proposal.

   Miami-Dade County reserves the right to create partnerships to provide services in an
   area or enhance the effectiveness of program delivery, should the County determine
   such action is in the best interest of the County and the community being served.

   Funding recommendations as a result of this FY 2009 RFA process will be also based on
   a favorable underwriting review (through an independent reviewer) at the cost to the
   applicant.

   If a tiebreaker is needed during scoring to determine project ranking, the first tiebreaker
   will be leveraging – those projects that require less total County funding per unit will be
   ranked first. If an additional tiebreaker is needed, those projects with more points in the
   “Ability to Proceed” section of the application will be ranked higher.

Questions on this application may be made to:

          Brian Gillis (Non-housing) at (786) 469-2129,
          Zafar Ahmed (Housing) at (786) 469-2100,
          David Raymond (Homeless Trust) at (305) 375-1490.
Applications should be labeled as directed below:

                                  Mr. Harvey Ruvin
                    Clerk of the Board of County Commissioners
                         17th Floor, Stephen P. Clark Center
                                 111 N.W. First Street
                                 Miami, Florida 33128
                          Attention: Jose Cintron, Director
                  Office of Community and Economic Development

              Applications may be submitted to the Clerks Office from
            July 24th, 2008 to August 21st, 2008 from 9:00 a.m. - 4:30 p.m.


                     On August 22, 2008 applications can
                         ONLY BE DELIVERED TO:
           Miami-Dade County Housing Agency Board Room,
               1401 NW 7 Street, Miami, Florida, 33125

                           NO LATER THAN 12 NOON




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                                    MIAMI-DADE OCED FY 2009
                            ACTIVITY SUMMARY FOR PRESENTATION TO
                               COMMUNITY ADVISORY COMMITTEES
                                Please submit one (1) form for each proposed activity.



AGENCY NAME:    ________________________________________________________________________________________

CONTRACT PERSON (NAME AND TITLE):     ___________________________________________________________________

TELEPHONE NUMBER: ____________________     FAX NUMBER: ___________________       E-MAIL:_____________________

APPLICANT ADDRESS: ____________________________________________________________________________________

ACTIVITY TITLE: _________________________________________________________________________________________

TYPE OF ACTIVITY: _______________________________________________________________________________________

                CAPITAL IMPROVEMENT
                ECONOMIC DEVELOPMENT
                HISTORIC PRESERVATION
                HOUSING
                SUPPORTIVE SERVICES FOR THE HOMELESS



LOCATION OF ACTIVITY (ADDRESS OR FOLIO NUMBER): _____________________________________________________

CITY: ___________________________________________________            ZIP: ____________________________________

ACTIVITY DESCRIPTION:

_________________________________________________________________________________________________________
_________________________________________________________________________________________________________
_________________________________________________________________________________________________________
_________________________________________________________________________________________________________
_________________________________________________________________________________________________________
_________________________________________________________________________________________________________
_________________________________________________________________________________________________________

LIST THE COMMISSION DISTRICTS THE ACTIVITY WILL SERVE (1 thru 13):

LIST THE FUNDING SOURCES:

             CDBG
             HOME
             HODAG
             ESG
             SHIP

AMOUNT OF FUNDS REQUESTED FOR FY 2009:


TOTAL PROJECT COST:


The form must be completed for each proposed activity and returned c/o Brian Gillis, Supervisor, CED Division, OCED,
fax (786) 469-2226.


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                22
                                  SCHEDULE*

    The RFA Application will be available on July 24, 2008.
    Three Technical Assistance workshops will be held:

      •   1) July 28, 2008 from 10:00 a.m. to 12:00 p.m. at 701 NW 1 Court, 1st Floor
          Training Room, Miami FL 33136;

      •   2) July 30, 2008, from 10:00 a.m. to 12:00 p.m. at the South Dade Regional
          Library, Miami-Dade Public Library System Auditorium (Downstairs),
          10750 S.W. 211th St, , Miami FL 33189;

      •   3) August 5, 2008 from 10:00 a.m. to 12:00 p.m. at the Joseph Caleb
          Center, 5400 N.W. 22nd Avenue, Meeting Room #110, Miami FL 33142.
    The Application submission deadline is August 22, 2008. Prior to August 22,
    2008, applications must be delivered to the Clerk of the Board of County
    Commissioners on the 17th floor, Stephen P. Clark Center, 111 NW 1st Street,
    Miami, Florida 33128.
    August 22, 2008 between 9:00 a.m. and the deadline of 12:00 p.m. all
    applications must be delivered to Miami-Dade Housing Agency Board Room,
    1401 NW 7 Street, Miami, Florida, 33125.
    New applicants must make a presentation to Community Advisory Committees and/or
    community residents they propose to serve, in September 2008.
    Staff will review all applications and consult with the appropriate committees of the
    Board of County Commissioners and/or any appropriate Official Board, Task Force
    or Advisory Council.
    The draft of the FY 2009 Action Plan will be available for review in September,
    2008, (specific date to be determined).
    A Public Hearing of the Proposed FY 2009 Action Plan is tentatively scheduled to be
    held on October 15, 2008 at the Economic Development and Human Services
    Committee (EDHSC) meeting, on the 2nd floor, Stephen P. Clark Center,
    Commission Chambers at a time yet to be determined.
    The FY 2009 Action Plan will be submitted to U.S. HUD no later than November 15,
    2008.
    Contract period will begin January 1, 2009. Depending on the scope of work, multi-
    year contracts may be considered.

    For additional information on the Planning Process, see the Consolidated Planning
    Process, RFA Flow Chart following this section.




*Schedule is subject to change.
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                24
                    MD OCED COMMUNITY ADVISORY COMMITTEE MEETING CALENDAR RFA FY 2009

   1st Tuesday, on a quarterly     1st Wednesday, on a quarterly basis,
  basis, or as needed by OCED            or as needed by OCED
MELROSE - District 2              LEISURE CITY/NARANJA- District 8
MDTA Auditorium                   Naranja CAA Community Center
3300 NW 32 Ave                    13955 SW 264 Avenue
6:00 PM                           6:30 PM


                                   2nd Wednesday, on a quarterly basis,
                                         or as needed by OCED
                                  GOULDS- District 9
                                  Issac A. Withers Community Enrichment
                                  Center
                                  21300 SW 122 Ave
                                  7:00 PM


   3rd Monday, on a quarterly                                             3rd Thursday, on a quarterly basis,
  basis, or as needed by OCED                                                   or as needed by OCED
SOUTH MIAMI - Districts 6 & 7                                             WEST LITTLE RIVER- District 2
HUD Senior Center                                                         Arcola Lakes Park
6701 SW 62 Ave                                                            1301 NW 83 ST
7:00 PM                                                                   6:00 PM

                                                                          PERRINE- District 9
                                                                          Perrine CAA
                                                                          17801 Homestead Ave
                                                                          7:00PM


                                   4th Wednesday, on a quarterly basis,   4th Thursday, on a quarterly basis,
                                         or as needed by OCED                   or as needed by OCED
                                  MODEL CITY - District 3                 OPA-LOCKA- Districts 1 & 13
                                  Joseph Caleb Center #110,               Opa-Locka Train Station
                                  5400 NW 22 Ave                          490 Ali-Baba Avenue
                                  7:00 PM                                 6:30 PM



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                26
       FY 2009 CONSOLIDATED PLANNING PROCESS RFA FLOW CHART

              (1)                           (2)                               (3)                           (4)                  (5)
             03/09                       07/09/08                           07/17/08                 07/24/08-08/21/08   07/28/08, 07/30/08,
    CAC meetings to discuss      EDHSC Public Hearing-                  FY 2009 Policy               RFA Available at    08/05/08 Technical
      needs and priorities      Policies approved by BCC               Paper approved by                  OCED               Assistance
                               (1st required Public Hearing)                 BCC                                             Workshops




                 (9)                               (8)                                                  (7)                             (6)
              09/30/08                          09/12/08                                      08/22/08 to 08/25/08          08/22/08 before 12:00noon
       30-day public comment          Complete evaluations and make                          Applications sorted and       Deadline for the return of the
           Period begins                Staff Recommendations                              distributed to the Homeless     Applications to Miami-Dade
                                                                                               Trust as applicable       Housing Agency Boardroom, 1401
                                                                                                                           NW 7 Street, Miami, Florida




            (10)                                      (11)                                                                              (13)
                                             09/12/08-09/30-08                                          (12)                     EDHSC forwards
     09/15/08-09/30/08                                                                               10/15/08
 Funding recommendations                  Funding recommendations                                                              Recommendations for
                                          Discussed with NRSAs &                                EDHSC Public Hearing           Action Plan and other
are discussed with the CMO.                                                                        (2nd required)
  Agenda item submitted to                 Districts, BCC and CAC                                                           funding sources submitted to
                                            Allocations finalized                                 Public Hearing)                BCC for approval
            CMO




                                       (17)                               (16)                          (15)                        (14)
                                    01/01/09                            11/14/08              October/November 2008       10/21/08 Final Action by
                               Action Plan Program                    Action Plan              Contract Development                BCC
                                   Year begins                        submitted to              begins and Contracts
                                                                       U.S. HUD                   Execution starts




                                                                             27
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                28
     NEIGHBORHOOD REVITALIZATION STRATEGY AREAS
                LIST AND BOUNDARIES


    Opa-Locka                                   Commission District 1

    West Little River                           Commission District 2

    Melrose                                     Commission District 2

    Model City                                  Commission District 3

    South Miami                                 Commission District 7

    Perrine                                     Commission District 9

    Goulds                                      Commission District 9

    Leisure City/Naranja                        Commission Districts 8 & 9




Please see NRSA maps and boundaries in Part II, Attachment 21, in the CD- ROM provided
                              with this application.




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              30
                                  NRSA PRIORITY NEEDS
Background and Purpose

US HUD recognizes the fundamental necessity of partnering in problem-solving in order to achieve
much greater success in our urban revitalization efforts. The continuing decline and widespread
disinvestment in so many of our cities and counties and the spill-over effects in the surrounding
communities point to a need for a different approach to rebuilding communities. HUD believes that no
effort will succeed without the support of all of the community stakeholders. Successful neighborhood
revitalization strategies are those that bring together the neighborhood's and the larger community's
stakeholders to forge partnerships that:

   •   obtain commitments to neighborhood building;
   •   make neighborhoods attractive for investments, thereby creating a market for profits;
   •   generate neighborhood participation to ensure that the benefits of economic activity are
       reinvested in the neighborhood for long-term community development;
   •   support the use of neighborhood intermediary institutions (e.g., Community Development
       Corporations [CDCs], Community Development Financial Institutions [CDFIs], Community
       Housing Development Organizations [CHDOs under the HOME program], and religious
       institutions) to bridge gaps between local government agencies, the business community,
       community groups, and residents; and
   •   foster the growth of resident-based initiatives to identify and address their housing, economic
       and human services needs.

Citizen Participation

The participation of the stakeholders, particularly the neighborhoods’ residents, in the development
of a comprehensive neighborhood revitalization strategy enhances the chances of its successful
implementation by bringing all of the affected parties into the process from the beginning, thus
gaining participants' trust and garnering needed financial support. This approach also recognizes
that the complexity of the causes of neighborhood decline requires a multi-pronged coordinated
approach.

The priorities identified on the tables below represent the most current input from the residents.
These priorities are consistent with the priorities developed by residents during the community
charrette process. Differences are attributed to completion of projects and the suspension of the
public service portion of the consolidated plan.




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              32
                            MD OCED NRSA BOUNDARIES

Opa-locka Neighborhood Revitalization Strategy Area (NRSA) boundaries are irregular
in shape but basically incorporate NW 151th Street to the North, NW 37th Avenue to the
West, NW 17th Avenue to the East and NW 135th street to the South. The boundaries
include block groups: 4.03, 4; 4.03, 2; 4.01, 5; 5.02, 3; and 5.03,1.

Melrose Neighborhood Revitalization Strategy Area (NRSA) boundaries are: NW 35th
Street on the North, NW 42nd Avenue on the West, NW 20th Street on the South and NW
27th Avenue on the East. Melrose is located in census tract 17.03

West Little River’s Neighborhood Revitalization Strategy Area (NRSA) boundaries are
approximately: NW 95th Street to the North, NW 17th Avenue to the West, NW 87th
Avenue to the South; and NW 27th Avenue on the West. The boundaries include census
tracts: 10.03, 5; 10.02,4; 10.02,5.

Model City Neighborhood Revitalization Strategy Area (NRSA) boundaries are: NW 79th
Street on the North, NW 7th Court, NW 17th Avenue and NW 19th Avenue (the City of
Miami) on the East, State Road 112 on the South, and NW 37th Avenue (the City of
Hialeah) on the West. The boundaries include census tracts and block groups 9.03, 1,
2, 3 and 4; 10.04,1, 2, 3, 4, 5, 6, 7 and 8; 15.02, 1, 2 and 3; 17.01, 1,2,3,4, and 5; 17.02,
1, 2, 3, and 5; 18.01, 1,2,3,4, and 5; 18.02, 4, 5 and 6, and 18.03, 1, 2, 5 and 6.

South Miami Neighborhood Revitalization Strategy Area (NRSA) boundaries are: North,
SW 64th Street (Hardee Drive), on the South, Sunset Drive, on the West, SW. 62th
Avenue and on the East, SW 57th Avenue. It includes Block Groups: 76.03,1, 76.03, 2,
76.06,3, and 76.03,4).

Perrine Neighborhood Revitalization Strategy Area (NRSA) is located in unincorporated
south Miami-Dade County, west of US-1 and just north of the Cutler Ridge Center. It is
bounded by SW 172th Street on the north, SW 113th Court on the west, SW 184th Street
to the south until Homestead Avenue, then to SW 186th Street and US-1 to the East. The
NRSA includes block groups 83.03, 2; 83.03, 3; 83.03, 4, 102.06,1, 102.06,3, 102.06,4,
10206,5 and 102,06,6.

Goulds Neighborhood Revitalization Strategy Area (NRSA) is located in unincorporated
South Dade south of Cutler Ridge, straddling US 1. It is bounded on the north by the
Black Creek Canal (including the triangular Cutler Ridge Shopping Center), on the
southeast by SW 224th Street and SW 112th Avenue, on the south by SW 232th Street,
and on the west by SW 127th Avenue, except for a small area between 216th Street and
224th Street where the boundary is 124th Avenue. The area includes block group,
104.1, 105.1, 106.02.1, and 106.02.9

Leisure City/Naranja Neighborhood Revitalization Strategy Area (NRSA) boundaries
are as follows: the most northern boundary is SW 232nd Street, which is from SW 124th
Avenue until Old Dixie when the boundary extends down Old Dixie and across SW 244th
Street, up SW 137th Avenue and continues it’s northern boundary on SW 240th Street
until SW 147th Avenue; it’s most southern boundary is SW 297th Street from Old Dixie
Highway to SW 147th Avenue, up to SW 288th Street, over SW 137th Avenue; it’s most
eastern boundary is SW 124th Avenue, until SW 248th Street, from which the eastern
boundary continues along SW 137th Street and it’s most western boundary follows Old


                                           33
Dixie Highway from SW 297th Street until SW 147th Avenue and extends up 147th
Avenue until 240th Street. These boundaries include, in whole or in part, the following
block groups: 109,1 &2; 108,1,2,3 & 9; and 104,3;




                                        34
                        OPA-LOCKA NRSA PRIORITIES

   Category                           Project                           Objective
Public Facilities   To improve Sherbondy Park by                  Improvements that
and                 rehabilitating the entire park to include a   sustain a suitable
Improvement         community center, gymnasium, and              living environment
                    swimming pool.
Public Facilities   To improve Segal Park by rehabilitating       Improvements that
and                 the Helen L. Miller Center, construction      sustain a suitable
Improvement         of new tot lot, park benches, new             living environment
                    sprinkler system and lighting.
Economic            To establish a commercial/industrial          Creating Economic
Development         center along the NW 27th Avenue               Opportunities
                    corridor and NW167th Street corridor
                    between NW 10th Avenue and NW 17th
                    Avenue.
Housing             To promote the development and or             Decent Housing
                    rehabilitation of elderly housing.
Housing             To promote the development and or             Decent Housing
                    rehabilitation of single family
                    homeownership.
Housing             To promote the development and or             Decent Housing
                    rehabilitation of housing counseling
                    services.
Street              To improve vehicular circulation and          Improvements that
Improvements        transit in a manner that is functional and    sustain a suitable
                    supportive of a pedestrian environment.       living environment




                                       35
                    WEST LITTLE RIVER NRSA PRIORITIES

  CATEGORY                             PROJECT                           OBJECTIVE
Public Facilities    Construct new Arcola Lakes Park 1 story          Improvements
                     Senior /Disabled Recreational Facility           that sustain a
                     according to the approved Master Plan of         suitable living
                     1976 as designed by the Community Park           environment.
                     Task Force and approved by the Advisory
                     Committee and residents.

Street               Construct Right-of-Ways, tree planting,          Improvements
Improvements         landscaping and drainage improvements,           that sustain a
                     Phase IVB and IVC and Phase V.                   suitable living
                                                                      environment
Economic             To establish a transit-oriented development      Creating
Development          around the Northside Shopping Center             Economic
                     Metrorail Station with basic amenities, e.g.,    Opportunities
                     shops, cafes, anchor store, major grocery
                     store.
Economic             To establish an entertainment-cultural           Creating
Development          business district.                               Economic
                                                                      Opportunities
Street               To improve area by providing native shade        Improvements
Improvements         trees ever 25’ to 30’ O.C., along the 7’6”       that sustain a
Tree Planting        planting strip on both sides of the road along   suitable living
                     N.W. 95th Street, N.W. 7th Ave., N.W 27th,       environment
                     Ave, N.W 103rd St., N.W. 22nd Ave., N.W.
                     81st St. & N.W. 87th St., N.W. 12th Ave and
                     N.W 17th Ave.
Housing              To review public housing subdivisions and        Decent Housing
                     provide affordable homeownership quality
                     housing types for low-income families.
Economic             To promote employment zones, computer            Creating
Development          and job training, and manufacturing units.       Economic
                                                                      Opportunities
Housing              To complement the major streets with infill      Decent Housing
                     housing and adjacent mixed-use building
                     forms that links the different neighborhoods.
Street               To improve the edge commercial corridors,        Improvements
Improvements         vehicular circulation, and transit in a manner   that sustain a
                     that is functional and supportive of a           suitable living
                     pedestrian environment.                          environment




                                      36
                       MODEL CITY NRSA PRIORITIES

  CATEGORY                          PROJECT                                 OBJECTIVE
Public Facilities   To improve other Parks and Recreation              Improvements that
                    Facilities:                                        sustain a suitable
                    • Jefferson Reeves Park (Shuffleboard              living environment
                       Court)
                    • Bannerman Park

Economic            To establish a transit-oriented development        Creating Economic
Development         around the Brownsville Metrorail Station with      Opportunities
                    basic amenities such as major grocery store.
Economic            To establish an entertainment-cultural             Creating Economic
Development         business district.                                 Opportunities
Public Facilities   To redevelop and restore the Hampton               Improvements that
                    House.                                             sustain a suitable
                                                                       living environment
Street              To improve the industrial district by providing    Improvements that
Improvements        a landscape buffer from the residential area,      sustain a suitable
Tree Planting       and improve truck circulation.                     living environment
Housing             To review public housing subdivisions and          Decent Housing
                    provide affordable quality housing types for
                    low-income families.
Street and          • Street improvements for NW 51 St.                Improvements that
drainage            • Water/Sewer improvements                         sustain a suitable
improvements        • Sidewalk improvements                            living environment
                    • Drainage improvements
                    • NW 42nd St. from 19th Ave. to 21st Ave.
Economic            To promote employment zones, computer              Creating Economic
Development         and job training, and manufacturing units.         Opportunities
Housing             To complement the major streets with infill        Decent Housing
                    housing and adjacent mixed-use building
                    forms that links the different neighborhoods.
Public Facilities   To improve the general infrastructure, parks,      Improvements that
and                 and schools of neighborhood and districts.         sustain a suitable
Improvements                                                           living environment
Economic            To develop NW 54th Street as Main Street by        Creating Economic
Development         establishing new design guidelines.                Opportunities
Economic            To transform Martin Luther King, Jr.               Creating Economic
Development         Boulevard as a signature boulevard and             Opportunities
                    develop more mixed-use buildings creating a
                    major community entrance.
Street              To improve the edge of commercial                  Improvements that
Improvements        corridors, vehicular circulation, and transit in   sustain a suitable
                    a manner that is functional and supportive of      living environment
                    a pedestrian environment.


                                       37
                        MELROSE NRSA PRIORITIES

   CATEGORY                         PROJECT                           OBJECTIVE
Public Facilities   Construct new Neighborhood Center,           Improvements that
                    provide social services, police and civic    sustain a suitable
                    activities and services in the Melrose       living environment.
                    NRSA.
Economic            To establish a transit-oriented              Creating Economic
Development         development around the Melrose               Opportunities
                    Corridor boundaries with basic
                    amenities, e.g., shops, cafes, anchor
                    store, major retail/supermarket.
Economic            Provide Commercial Industrial                Creating Economic
Development         Infrastructure Development (N.W. 35th        Opportunities
                    Street – 27th Avenue, N.W.) To promote
                    employment zones, computer and job
                    training, and manufacturing units.
Housing             To review housing subdivisions and           Decent Housing
                    provide affordable homeownership
                    quality housing types for low-income
                    families.
Street Improvements Provide Flood drain, street and              Improvements that
                    sidewalk, sewer and street lighting,         sustain a suitable
                    transportation improvements throughout       living environment
                    Melrose NRSA.
Street Improvements To improve industrial district area by       Improvements that
Tree Planting       providing landscape buffer from the          sustain a suitable
                    residential area and improve truck           living environment
                    circulation.
Street Improvements To improve the edge of commercial            Improvements that
                    corridors, vehicular circulation, and        sustain a suitable
                    transit in a manner that is functional and   living environment
                    supportive of a pedestrian environment.




                                     38
                       SOUTH MIAMI NRSA PRIORITIES

    Category                          Project                         Objective
Public Facilities   To improve Murray Park Multi-Purpose         Improvements that
and                 Center by acquiring and installing a         sustain a suitable
Improvement         1,000 KW Diesel Powered Generator            living environment
                    with a 500-gallon fuel tank.
Public Facilities   To construct Murray Park Swimming            Improvements that
and                 Pool by completing architectural,            sustain a suitable
Improvement         engineering design and construction          living environment
                    plans for a 67 feet wide by 82 feet long
                    pool, complete with a new 2,600 sq/ft
                    support equipment and storage building.
Economic            To establish a mixed-use development         Creating
Development         commercial center of approximately           Economic
                    three stories with retail and parking on     Opportunities
                    the ground floor; known as Madison
                    Square/South Miami Strip Mall, between
                    SW 59th Place and SW 64th Street in
                    South Miami.
Housing             To promote the development of                Decent Housing
                    affordable housing through the
                    acquisition of vacant abandoned,
                    scattered and/or dilapidated properties.
Housing             To promote the establishment of a            Decent Housing
                    Housing Rehabilitation program that
                    would identify properties for
                    rehabilitation.
Commercial          Reconstruction of Church Street/SW 59        Economic
Industrial          Place from SW 64th Street to SW 70th         Development
Infrastructure      Street to improve vehicular circulation
Development         and transit in a manner that is functional
                    and supportive of a pedestrian
                    environment.




                                       39
                     CITY OF SWEETWATER PRIORITIES

  CATEGORY                           PROJECT                         OBJECTIVE
Public Facilities   Complete the Claude and Mildred             Improvements that
                    Pepper Neighborhood Center, through         sustain a suitable
                    the construction of an addition to an       living environment
                    existing facility and include fire safety
                    improvements for use by the community
                    and for other civic uses.
Housing             To provide for homeownership                Decent Housing
                    assistance for families through
                    affordable quality housing programs for
                    the low-income families who qualify for
                    single-family and/or multi-family
                    rehabilitation.
Economic            To promote employment zones,                Creating Economic
Development         computer and job training, and              Opportunities
                    manufacturing units.
Capital             To improve the general infrastructure of    Improvements that
Improvement-        the area by providing an upgrade to the     sustain a suitable
Street              drainage system through out the             living environment
Improvements        NRSA/district.
Economic            To develop a Commercial Revitalization      Creating Economic
Development         Program in the NRSA/district.               Opportunities
Public Facilities   To improve the general infrastructure,      Improvements that
and                 parks, and schools of neighborhood and      sustain a suitable
Improvements        districts.                                  living environment




                                      40
                          PERRINE NRSA PRIORITIES

   CATEGORY                           PROJECT                      OBJECTIVE
Economic                Improve the industrial district        Creating Economic
Development             between Eureka and Quail Roost         Opportunities
                        Drives by renewed investments in
                        infrastructure and building            Improvements that
                        improvements, providing a              sustain a suitable
                        gateway development off of the         living environment
                        Florida Turnpike.
Economic                The development of Homestead           Creating Economic
Development             Avenue as the Main Street by           Opportunities
                        establishing new design
                        guidelines.
Economic                Transform the U.S. 1 Corridor as       Creating Economic
Development             a signature boulevard, and             Opportunities
                        develop more mixed-use
                        buildings along the Busway,
                        creating a major community
                        center anchored around a
                        possible future Metrorail station in
                        Perrine.
Housing                 Complement the major streets           Decent Housing
                        with infill housing and adjacent
                        mixed-use building forms that link     Creating Economic
                        the different neighborhoods.           Opportunities
Housing                 Replace public housing                 Decent Housing
                        subdivisions with affordable
                        quality housing types for low-
                        income families.
Public Facilities and   To enhance the parking area and        Improvements that
Improvements            recreation center at West Perrine      sustain a suitable
                        Park.                                  living environment
Public Facilities and   To improve the general                 Improvements that
Improvements            infrastructure of neighborhood         sustain a suitable
                        and districts.                         living environment
Public Facilities and   To redevelop and preserve the          Improvements that
Improvements            Ben Chavis Park.                       sustain a suitable
                                                               living environment
Public Facilities and   To redevelop and restore the           Improvements that
Improvements            Pioneer Bahamian architectural         sustain a suitable
                        traditions, the “Historic Village”,    living environment
                        and the Ben Chavis Park area.
Public Facilities and   Build and repair sidewalks             Improvements that
Improvements:           throughout local and                   sustain a suitable
Sidewalk                neighborhood streets and add           living environment


                                       41
    CATEGORY                         PROJECT                      OBJECTIVE
                        planting strips. Priority streets
                        consist of US 1, Eureka Drive,
                        Homestead Avenue, SW 107th
                        Avenue, Richmond Drive, Quail
                        Roost Drive, and the Busway.
Public Facilities and   Improve local and neighborhood        Improvements that
Improvements:           areas with street improvements.       sustain a suitable
Street                  Priority streets consist of US 1,     living environment
                        Eureka Drive, SW 107th Avenue,
                        Richmond Drive, Quail Roost
                        Drive, and the Busway.
Public Facilities and   To develop Hibiscus Street as a       Improvements that
Improvements:           residential boulevard.                sustain a suitable
Street                                                        living environment
Public Facilities and   To improve the edge of                Improvements that
Improvements:           commercial corridors, vehicular       sustain a suitable
Street                  circulation, and transit in a         living environment
                        manner that is functional and
                        supportive of a pedestrian
                        environment.
Public Facilities and   Improve local and neighborhood        Improvements that
Improvements:           streets with street furniture,        sustain a suitable
Street Furniture and    waiting stations, and elegant         living environment
Lighting                lighting fixtures. Priority streets
                        consist of US 1, Eureka Drive,
                        Homestead Avenue, SW 107th
                        Avenue, Richmond Drive, Quail
                        Roost Drive, and the Busway.




                                       42
                         GOULDS NRSA PRIORITIES

 CATEGORY                      PROJECT                         OBJECTIVE
Economic         To attract businesses, both retail    Creating Economic
Development      and office uses providing             Opportunities
                 accessible jobs to residents and
                 bus commuters.
Economic         To define the most likely             Creating Economic
Development      commercial corridors.                 Opportunities
Economic         To encourage development within       Creating Economic
Development      the community, while promoting        Opportunities
                 transit ridership.
Historic         To preserve the strong historical     Improvements that sustain a
Preservation     identity and character of the         suitable living environment
                 place, i.e. Goulds Storeporch.
Housing          To encourage development within       Decent Housing
                 the community, while promoting
                 transit ridership.
Housing          To increase the image and             Decent Housing
                 affordability of housing types.
Public           To create attractive public plazas,   Improvements that sustain a
Facilities and   neighborhood pocket parks and         suitable living environment
Improvements     pedestrian friendly streets.
Public           To improve existing public            Improvements that sustain a
Facilities and   buildings and building new ones       suitable living environment
Improvements     that respond to specific
                 community needs.
Public           To improve drainage in West and       Improvements that sustain a
Facilities and   East Goulds.                          suitable living environment
Improvements:
Drainage and
Sewer
Public           To install sewer systems in West      Improvements that sustain a
Facilities and   and East Goulds.                      suitable living environment
Improvements:
Drainage and
Sewer
Public           To improve general infrastructure,    Improvements that sustain a
Facilities and   including streets and sidewalks to    suitable living environment
Improvements:    generate a safe pedestrian
Street and       friendly environment.
Sidewalks




                                      43
 CATEGORY                    PROJECT                      OBJECTIVE
Public           To improve street furniture,     Improvements that sustain a
Facilities and   landscaping and signage, with    suitable living environment
Improvements:    opportunities to local history
Street           through public art.
Furniture and
Landscaping




                                     44
               LEISURE CITY/NARANJA NRSA PRIORITIES

     CATEGORY                         PROJECT                        OBJECTIVE
Public Facilities       To provide a community center with      Improvements that
                        office space, meeting rooms and         sustain a suitable
                        courtyard space.                        living environment

Economic                To establish a transit-oriented         Creating Economic
Development             development along US 1 around the       Opportunities
                        proposed Town Center and transit
                        stop to encourage walking and use
                        of transit.
Economic                To construct a Town Center located      Creating Economic
Development             at SW 280th Street around the South     Opportunities
                        Miami Dade bus way station district
                        where mixed use amenities such as
                        restaurants and retail shops can be
                        offered.
Public Facilities       To redevelop and restore the Leisure    Improvements that
                        Lakes Parks by creating open            sustain a suitable
                        spaces and enhancing the                living environment
                        neighborhood park for the
                        community.
Street Improvements     To improve streets by providing         Improvements that
                        sidewalks, lighting and shade trees.    sustain a suitable
                                                                living environment
Housing                 To review public housing                Decent Housing
                        subdivisions and provide affordable
                        quality housing types for low-income
                        families.
Housing                 To develop the Royal Colonial Park      Decent Housing
                        area with affordable housing and a
                        multi purpose recreational facility.
Capital Improvements    To upgrade the current water and        Improvements that
Water and Sewer         sewer situation in the Sunny Haven      sustain a suitable
Improvements            area, providing connection to the       living environment
                        main water line of Miami Dade
                        County.
Housing                 To develop the Shraders Haven           Decent Housing
                        Housing development of affordable
                        housing.
Public Facilities and   To improve the general                  Improvements that
Improvements            infrastructure, parks, and schools of   sustain a suitable
                        neighborhood and districts.             living environment



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                46
CDBG, HOME, SHIP, HODAG
HOMELESS HOUSING & ESG




PROGRAMS DESCRIPTIONS




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                48
                                MEASURING OUTCOMES
Outcome indicators related to the goals established in the FY 2008-2012 Consolidated Plan will
be used to measure performance. Applicants are encouraged to familiarize themselves of the
newly developed performance measurement systems developed by US HUD that contain at
least one of these indicators. However, OCED will not be restricted to using only the indicators
listed.

The development of performance measurement systems will continue to be an evolving process
in which HUD intends to work with grantees to identify if there are common parameters for
activities that can be aggregated at a national level.

   INDICATORS FOR PERFORMANCE MEASUREMENT SYSTEM


   Suitable Living Environment / Neighborhood Revitalization
      Increase in property values, or home sales prices as a result of a series of coordinated
      neighborhood activities
      Reduction in derelict properties and other blighting influences as a result of code
      enforcement, acquisition, demolition or rehabilitation
      Decrease in number of children with elevated blood lead levels
      Increase in the supply of potable water or adequate wastewater management systems
      due to infrastructure installation or upgrades
      Increase in emergency vehicle access through infrastructure improvements
      Number and/or percent of housing units assisted that have eliminated at least one
      significant health and safety deficiency as a result of housing rehabilitation, defined by
      local codes

   Affordable Housing
      Percent increase in the homeownership rate in targeted neighborhoods or in the
      community overall
      Dollar increase in property values as a result of housing rehabilitation
      Number of unit years of affordability in rental projects, based on the investment of HOME
      dollars
      Percent of reduction of energy use or energy costs as a result of housing rehabilitation
      using ENERGY STAR building standards

   Economic Revitalization/Economic Opportunities
      Increase in numbers of job and/or the number of “living wage” jobs
      Decrease in abandoned or non-revenue producing properties
      Increased annual income as a result of employment or job training
      Increased business sales volume in revitalized neighborhoods
      Increased number of small business loans in targeted neighborhoods




                                              49
   Ending Chronic Homelessness
      Decrease in the number of chronically homeless individuals in the community, by not less
      than 10%, by FY 2009.

   Housing Opportunities for Persons With AIDS (HOPWA)
      Increase in the percentage of persons living with AIDS clients who are able to maintain
      housing stability, avoid homelessness, and access care.

If an activity uses multiple funding sources, it will be necessary to show the outputs resulting
from HUD funding separately. However, outcomes resulting from HUD sources need not be
shown separately because, depending on local program design, the outcomes may be affected
by many other factors.


The attached table provides information and suggestions for choosing an outcome and
objective for Housing activities.




                                              50
            Suggestions for Choosing an Outcome and Objective: Housing Activities

   Outcome          Available/Accessibility                     Affordability                  Sustainability

Objective
                                                                                         Housing activities funded to
                                                                                         address problem properties
                                                                                         in a neighborhood.

 Suitable Living

  Environment                                                                            Example: Acquisition and
                                                                                         rehabilitation of eyesore
                                                                                         properties in combination
                                                                                         with streetscape
                                                                                         improvements and public
                                                                                         services.
                    Housing activities focused       Housing activities focused          Housing activities funded
                    primarily on improving the       primarily on the affordability of   as part of a neighborhood
                    quality of, or access to,        the units.                          revitalization effort where
                    housing (rather than                                                 only housing activities are
                    affordability).                                                      undertaken.


 Decent Housing                                      Examples: Downpayment
                                                     assistance,
                    Examples: Homeowner              construction/rehabilitation of      Example: Acquisition and
                    rehabilitation, emergency        homebuyer or rental housing,        rehabilitation of eyesore
                    repair programs, accessibility   tenant-based rental assistance,     properties.
                    upgrades, lead abatement,        energy efficiency upgrades; or
                    transitional housing.            rehabilitation of rental housing.



                    Housing activities supporting                                        Housing activities
                    “Live near work” initiatives                                         supporting “Live near work”
                    that increase the supply of                                          initiatives targeted in a
                    housing, or access to                                                specific geographic area, or
                    housing.                                                             “Officer Next Door”
    Creating
                                                                                         Programs.
   Economic
  Opportunities


                                                                                         Housing activities
                                                                                         supporting employer
                                                                                         assisted housing.




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                52
NOTE! Do not proceed to complete any forms until you read this section.
IMPORTANT: ALL HOUSING APPLICATIONS MUST BE SUBMITTED WITH A COVER
SHEET ON GREEN PAPER WITH THE HEADING:

      “HOUSING APPLICATION FOR: (followed by the name of the development) “

ALL General Forms must be completed.

This RFA is not soliciting any applications for homeownership new construction except
from CHDOs with currently funded homeownership projects funded through HOME
CHDO set aside funds. Second mortgage assistance to first time homebuyers is limited to
projects funded through prior year BCC actions.

Plans for construction are to be submitted for review and approval prior to commencement of
construction. Contact Zafar Ahmed, (786) 469-2100 for more information.

Rental developments must use the appropriate utility allowance schedule as listed:

      New construction (SHIP) -- FP&L utility allowance calculations

      New construction (HOME, CDBG and HODAG funded) -- Utility allowance schedule
      provided in attachment number 13.

      Rental Rehabilitation (all funding) -- Utility allowance schedule provided in attachment
      number 13.

RFA forms can not be altered. Developers may scan forms provided that they are not altered.
Applicants that submit applications with altered forms will be deemed non-responsive.




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                54
       FY 2009 AMOUNT OF AFFORDABLE HOUSING FUNDS AVAILABLE
  It is anticipated that the following funds will be available for housing:
         CDBG 2009                       $    408,482
         ESG 2009                        $    788,348
         HOME 2009                       $ 6,503,080***
         HODAG                           $ 3,691,000
         SHIP 2009                       $ 2,750,000
         Total funding                   $ 14,140,910

The above amounts exclude allowable administrative costs and are subject to availability.

HOUSING RESOURCE GUIDELINE ALLOCATIONS (in $)
In order to meet local priorities the following will serve as the illustrative guidelines to resource allocations
for the above programs:
     Activity          HOME          CDBG         ESG        HODAG               SHIP            Total

CHDO Operating          361,282                                                                    361,282
Costs
CHDO Set-Aside         1,083,847                                                                  1,083,847


Homeownership          1,000,000                                                                  1,000,000
Rehab ****
Small Rental                          408,482                                                      408,482
Rehab (<50 units)

New                    1,922,364                                3,691,000        2,750,000        8,363,364
Construction
Rental
Homeless               1,000,000                   788,348                                        1,788,348
Programs(**)
Home buyer               35,587                                                                    35,587
assistance(*)
Foreclosure             500,000                                                                    500,000
Prevention
Tenant Based            600,000                                                                    600,000
Rental
Assistance
Total                  6,503,080     408,482       788,348      3,691,000        2,750,000       14,140,910

(*) These funds are administered by Miami-Dade OCED as a pool of funds available to assist American Downpayment Dream
Initiative (ADDI)
(**) OCED reserves the right to substitute Homeless HOME set-aside funds with HODAG or Rental Rehabilitation funds.
(***) Excludes Administration
(****) Miami-Dade Community Action Agency Senior Homeowner Assistance Rehabilitation Program (SHARP)



Projects that are applying for or have received funding from FHFC’s Universal Cycle for
9% tax credits will not be funded through this RFA application cycle. Those projects are
invited to apply during the Mid-Year RFA application cycle which will be issued mid-
winter 2008-2009.


                                                          55
   If all funding is included in this initial application, NO FUTURE applications will be
accepted for the same development for 24 months.

   At the discretion of the County, up to 20% of rental units (per development) may be
designated for Section 8 subsidy; either development-based or tenant-based.

  No single applicant shall be awarded more than 20% of the combined allocation of HOME,
SHIP, CDBG and HODAG funding.

FINANCING TERMS FOR RENTAL DEVELOPMENTS, SHIP, HODAG, CDBG and HOME
(Please see LOAN TERMS AND CONDITIONS on page 59).
Construction and rehabilitation loans for rental developments

Rates
Construction and rehabilitation loan rates and terms for rental developments will be determined
based on a recommendation from the Office of Community and Economic Development Loan
Committee pursuant to the guidelines detailed on page 59.

Final determination of the rate and term will be made by HDLAD staff. All permanent loans are
for a period of no more than 30 years.

Construction and Rehabilitation Loans for Homeownership

The rates charged and terms of the loans for homeownership construction and rehabilitation
loans will be determined based on a recommendation from the Office of Community and
Economic Development Loan Committee pursuant to the guidelines detailed on page 59.

Commitment Fee
A non-refundable commitment fee of one percent (1%) of the award amount will be charged to
the successful applicant(s). Not-for-profit entities with IRS 501 (c)(3) determination or a joint
venture where the not-for-profit is a financial beneficiary of 51% or more of the development are
excluded, in accordance with Resolution #R-1174-86. This fee must be paid by the successful
applicant(s) to Miami-Dade County within 30 days of contract execution.




                                               56
FINANCING TERMS FOR HOMELESS DEVELOPMENTS
For funding requested for homeless capital developments, the contract term is twenty (20)
years. These developments will accrue interest at a rate of 1% per annum, which will not be
collected as long as the development continues to comply with all the loan conditions. If units in
the development are available for the homeless and comply with all loan conditions, then the
principal and interest shall be forgiven by the County in increments equal to 25% of the loan
amount in years 17 through 20.

If the borrower ceases its use of the property as a homeless facility, then or at any time, upon
written notice from the County, the loan, including any accrued interest, shall become
immediately due and payable within ten (10) days of the written notice. The Applicant may
repay the loan without penalty at any time, but for the twenty (20) year period starting on the
date of the loan, the facility must be used for homeless persons.

The Applicant shall execute a Rental Regulatory Agreement delineating unit set-aside
proportionate with the level of funding received pursuant to this funding opportunity.

GENERAL RESTRICTIONS AND POLICIES

Restrictions
   Units may not exceed the maximum sales prices or rental amounts as stated in program
regulations in effect at the time of RFA approval.

   Requested subsidies may not exceed maximum per unit subsidies as stated in program
regulations.

   Developments must consist of five (5) or more units per development within a single site or
scattered sites (HOME only).

  Developments must be able to meet Section 8 Housing Quality Standards (HQS) for HOME,
HODAG, and CDBG developments only and Minimum Housing Quality Standards for SHIP non-
HOME match developments only.

   Developments may not be a former Public Housing development, HUD Rental Rehab
Program development, Title VI NAHA or commercial development (HOME developments only)

    Developments may not consist of efficiencies or single room occupancy (SRO) units, except
for homeless developments.

   Type and quality of construction will be a strong consideration. Concrete block is preferred.
Prefabricated or modular proposals may be considered, provided that the system has been
properly tested and approved in accordance with the guidelines and restrictions of the Florida
Building Code. The proposal must identify sites in Miami-Dade County where the system has
been utilized and can be inspected for durability by County staff.

   Residential living space must constitute at least fifty-one (51) percent of the development
space for contributions to the nonresidential portion of the property for mixed-use developments
(HOME funds only).
                                               57
   Not-for-profit developers that receive an allocation of administrative funds for a specific
development, cannot receive developer fees for the same development without prior (before
development is started) approval from the County.

    Multi-family developments receiving SHIP funds must give priority to prospective tenants
referred by Miami-Dade County.

   Developments receiving homeless funding must accept referrals from the County’s
designated housing placement referral source(s).

   Developments receiving homeless funding must accept modified rent and application
procedures.

   All loans with the County must be current and in good standing in accordance with the
applicable County ordinances prior to funding recommendations.

Please note that any changes to the application after funding, which impacts the scoring
criteria may constitute a material change to your application (i.e. change of development
location, number of units, activity) and any funding allocation may be cancelled. This
includes changes in ownership interest and financial beneficiaries. Any change in
ownership or financial beneficiaries during the term of the mortgage requires prior
approval by OCED’s Housing Development and Loan Administration Division (HDLAD).




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                60
   STATE HOUSING INITIATIVES PARTNERSHIP PROGRAM (SHIP)
PROGRAM SCOPE

The legislative intent of the SHIP Program is “...to allow local government the greatest degree of
flexibility in meeting its communities housing needs.” As required, Miami Dade County has
adopted both an ordinance (O#95-70) and a resolution (R#517-95) that describe a housing
program for utilizing SHIP funds. The legislation sets forth the following minimum program
requirements for the use of SHIP funds. Funds must be used to implement the approved Local
Housing Assistance Plan (LHAP).         The program must benefit eligible persons, occupying
eligible housing. Generally, SHIP funds may be used:

   For locally designated strategies that create or preserve affordable housing.
   To supplement other housing programs.
   To provide local match to obtain federal housing grants or programs (such as HOME).
   Funds may be used for both homeownership and rental housing activities. However, at least
   65% must be used for homeownership activities and 75% of the funds must be used for
   construction, rehabilitation, or emergency repair. For purposes of this rule, the following
   expenditures are to be considered construction, rehabilitation, or emergency repair costs.

      a) Those hard costs typically or customarily treated as construction costs by institutional
      lenders;
      b) Payment of impact fees;
      c) Infrastructure expenses typically paid by the developer;
      d) When specifically authorized by the County, relocation costs associated with
      rehabilitation of the residence usually occupied by a tenant or homeowner;
      e) Financing, or “buy-down” costs, if directly attributable to assisting eligible persons to
      own a home or obtain rental occupancy (e.g., security and utility deposit assistance) in a
      home or unit which has obtained a certificate of occupancy in the 12- month period
      immediately preceding the contract for sale and purchase or lease of the premises. When
      used to purchase an existing housing development, closing costs and down payment
      assistance will be considered toward fulfilling the 75% construction requirement only if
      the housing unit receives rehabilitation.

   The balance of the SHIP program funds must be used for housing production and financing
   activities, including, but not limited to, financing the purchase of existing units, providing
   rental housing, down payment and closing cost assistance and providing homeownership
   training to prospective homebuyers and owners of homes assisted through the LHAP.
   At least 30 percent of all SHIP funds must be directed towards very-low-income persons
   (50% of median family income for Miami-Dade) and at least an additional 30 percent of the
   funds must be directed towards low-income persons (80% of median family income). The
   balance may be directed towards households with income up to 120% of median family
   income.
   The maximum sales price cannot exceed $225,000.
   SHIP funds may not be used as a pledge of the debt service on bonds or as rent subsidies.
   Miami-Dade County’s LHAP uses SHIP as a match for federal HOME dollars.




                                               61
Any and all changes to the applicant's original submission must be requested in writing by the
applicant, must be approved by HDLAD, and in some instances may require approval by the
Board of County Commissioners. Applicants must thoroughly evaluate their application in all
aspects prior to submission to safeguard against unnecessary requests for changes.




                                             62
                     EMERGENCY SHELTER GRANT (ESG)

I. GENERAL INFORMATION

OCED is requesting proposals from a qualified private non-profit service provider, to receive and
expend ESG funding to provide emergency shelter, meals, and supportive services to homeless
adults at Beckman Hall Homeless Shelter. Beckham Hall is a 14,450 square feet, two story
facility located at 2735 N.W. 10 Avenue, Miami, 33127. The total ESG allocation available
through this RFA is available only for the operation of this particular facility; proposals for the
use of ESG funds for other projects will not be considered. The facility is owned by the City of
Miami and is currently used by the County through a Revocable Permit with the City of Miami.
The Permit is renewable yearly with 90 days advance notice. The Permit allows the County to
assign the Permit to a private provider, which must be approved by the City Manager. OCED
has available a total estimated amount of $808,000 through the Federal Emergency Shelter
Grant (ESG).

The Emergency Shelter Grant is designed to help improve the quality of emergency shelter for
the homeless, to help cover the costs of operating emergency shelter, and to provide essential
social services to homeless individuals so they have access not only to safe and sanitary
shelter, but also to the supportive services and other types of assistance they may also need to
improve their situations. Through this proposal, federal grants are being made available for the
payment of certain operating and social service expenses in connection with emergency shelter
for the homeless. For the purpose of this proposal, shelter is defined as any facility with
overnight sleeping accommodations, the primary purpose of which is to provide temporary
shelter for the homeless in general, or for specific homeless population.

ESG PROGRAM OBJECTIVES

The Agency awarded the ESG will be required to:

A. Reduce hardships on homeless persons through the provision of emergency shelter.

B. Provide or arrange for the provisions of essential support services to homeless persons in
   the shelter, including food, clothing, personal care items, medical care, alcohol, drug abuse
   and mental health treatment, counseling and assistance in obtaining government benefits,
   employment and permanent housing.

SERVICES AND ACTIVITIES ELIGIBLE FOR ESG FUNDING

A. Shelter Operating Expenses
Shelter operating expenses may include utilities, insurance, security, furnishings, equipment,
appliances, supplies facilities maintenance, staff to assist in the operation of shelter and the
supervision of shelter residents, audits of shelter grant expenditures, architectural, and
engineering site study and inspection fees. Staff costs associated with shelter operations is
limited to 60 percent of grant award. Projects using Emergency Shelter Grant funds for shelter
operating costs must provide homeless shelter for the life of their contract with the County.

B. Essential Support Services
Essential support services eligible for funding include food, clothing, personal care items,
medical care, counseling, alcohol, drug abuse and mental health treatment, assistance in
locating housing, assistance in obtaining employment, assistance in obtaining government

                                                63
benefits, transportation, temporary child day care, day programming for persons in shelter,
information and referral, case management, and staff to provide these services. Expenditures
for essential support services must be confined to no more than 30 percent of the total grant
award. Projects using ESG funds for essential support service must continue to provide
services for the life of their contract with the County.

C. Administrative Costs
Administrative costs include the costs associated with accounting for these grant funds,
preparing reports for submission to HUD, obtaining program audits, similar costs related to
administering the grant after the award, and staff salaries associated with these administrative
costs. (See 24 CFR

D. Eligible Population
ESG funds available under this proposal must be used to serve single homeless persons 18
years or older, who are homeless, as homeless is defined by U.S. HUD.

E. Other ESG Program Rules
In general:
      All projects receiving Emergency Shelter Grant funds must provide emergency overnight
      shelter for the homeless.
      Recipients of shelter grants must administer, in good faith, a policy designed to ensure
      that the homeless facility is free from the illegal use, possession or distribution of drugs
      and alcohol.
      To be eligible for funding, applicants must demonstrate compliance with all federal
      regulations listed at 24 CFR, Part 576 (final rule governing the Emergency Shelter Grants
      Program, November 7, 1989).
      Sub-recipients will be required to comply with applicable codes, statutes and ordinances
      pertaining to buildings, health, sanitation, fire, safety, zoning, and the environment.
      Emergency Shelter Grant funds may not be utilized to supplant (replace) existing funding
      or expenditures by the Miami-Dade County.
      Applicants residing in HUD formula jurisdictions with a consolidated plan required by the
      United States Department of Housing and Urban Development must have their proposal
      certified by the appropriate governmental jurisdiction as consistent with the homeless
      component of the local plan (a Consolidated Plan letter).
      Sub-recipients may not use Emergency Shelter Grant funds to purchase or lease a
      vehicle for client transportation.
      Sub-recipients may not use federal funds for administrative purposes or indirect costs,
      except that local units of government making application of behalf of one or more
      community agencies may claim up to 2.5 percent of the grant for project administration.
      Examples of disallowed administrative costs include salaries and benefits for executive
      director, clerical support and administrative staff, administrative travel, office
      management, bookkeeping, taxes, fund raising, public relations, printing, reproduction,
      postage, conferences, consultants, and office supplies, equipment and furnishings,
      including computers. Insurance, architectural fees, engineering studies, site studies and
      inspections associated with structural alterations are allowable costs that may by
      reimbursed with federal funds, as are mandatory audits of Emergency Shelter Grant
      expenditures. These expenditures are to be budgeted as operating expenses.



                                               64
F. Match Requirement
ESG grant funds must be matched dollar for dollar with locally generated amounts. These local
amounts can come from the grantee or recipient agency or organization; other federal, state and
local grants; and from "in-kind" contributions such as the value of a donated building, supplies
and equipment, new staff services, and volunteer time.




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                66
    HOME INVESTMENT PARTNERSHIP PROGRAM (HOME) AND
                HODAG PROGRAM INCOME
NOTE: PARTICIPATING JURISDICTIONS ARE REQUIRED TO MATCH 25% OF THEIR
HOME ALLOCATIONS WITH NON-FEDERAL SOURCES. ONE MILLION DOLLARS OF
SHIP FUNDS HAS BEEN DESIGNATED AS DADE COUNTY’S MATCHING SOURCE. THE
FUNDS ARE REQUIRED TO BE USED IN THE SAME MANNER AS HOME FUNDS AND
ARE SUBJECT TO ALL OF THE HOME PROGRAM RESTRICTIONS. FOR THIS REASON,
THE FOLLOWING DESCRIPTION FOR THE HOME PROGRAM ALSO WILL APPLY TO THE
SHIP FUNDS, UP TO THE MAXIMUM AMOUNT REQUIRED TO MATCH THE HOME
ALLOCATION. (Please refer to Attachment 14, SHIP Plan)


               FY 2009 HOME ESTIMATED FUNDING ALLOCATION

                     Category                FY 2009 Estimated       Estimated % of
                                                  Funding           FY 09 Allocation
         CHDOs Operating Support                      $361,282                    6%
         CHDO Set-Aside                               $1,083,847                 17%
         Homeownership Rehabilitation                 $1,000,000                 15%
         New Construction Rental                      $1,922,374                 30%
         Homeless Programs*                           $1,000,000                 15%
         Homebuyer Assistance (ADDI)                     $35,587                  1%
         Foreclosure Prevention                        $500,000                   8%
         Tenant-Based Rental Assistance                $600,000                   8%
         TOTAL                                        $6,503,090                100%

OCED reserves the right to substitute all or part of the HOME homeless housing set-aside funds
with HODAG or rental rehabilitation funds as appropriate for the funded activity. In order to
receive HOME funds from US HUD a local funding match is required. This match is expected to
be covered through the utilization of SHIP funds. (Percentage column may not equal 100% due
to rounding.)

HOME PROGRAM AND SHIP FUNDS, UP TO THE MATCHING LIABILITY PORTION

SUMMARY OF HOME PROGRAM REGULATIONS

The HOME Program allocates housing funds in the form of permanent and construction first and
second mortgage financing to assist very-low and low-income families in purchasing or renting
affordable housing units produced by developers. The HOME Program is designed to:
       Expand the supply of decent and affordable housing, particularly rental housing, for low-
       and very-low income Americans.


                                              67
       Strengthen the abilities of State and local governments to design and implement
       strategies for achieving adequate supplies of decent, affordable housing.
       Provide both financial and technical assistance to participating jurisdictions (entitlement
       areas) including the development of model programs of affordable housing for very-low
       and low-income families.
       Expand and strengthen partnerships among all levels of government and the private
       sector, including for-profit and not-for-profit organizations, in the production and operation
       of affordable housing.

The HOME Program is not a categorical housing program, such as new construction of housing,
requiring a specific housing activity. Instead, the HOME program provides state and local
governments, flexibility to decide what kind or mix of housing assistance is most appropriate to
meet their housing needs.

HOME affirms the federal government’s commitment to provide decent, safe and affordable
housing to all Americans, and to alleviate the problems due to excessive rent burdens,
homelessness and deteriorating housing stock. As recommended by the National Housing Task
Force in 1988, HOME provides funding and general guidelines to state and local governments
and empowers them to design and tailor affordable housing strategies to address local needs
and housing conditions. HOME funds strive to meet both the short-term goal of increasing the
supply and availability of affordable housing, and long-term goal of building partnerships
between state and local governments and private not-for-profit organizations and strengthening
their capacity to meet the housing needs of low- and very low-income residents.
Project site(s) submitted for consideration must be owned or controlled by the Developer as
defined herein at time of submission to Miami-Dade County. Site(s) must be serviced, or
proposed to be serviced, by all utilities including sanitary sewer, where available. Activities must
conform with approved Community Development Block Grant Program plans. Projects located
in South Dade must conform with South Dade neighborhood studies. Activities located in
other entitlement jurisdictions and State Small Cities Program municipalities (i.e.
Homestead and Florida City) must have at least 25% of total project costs contributed by
that jurisdiction.

Eligible Applicants
Eligible applicants for HOME funds for affordable housing projects include:
    Community Housing Development Organizations (CHDOs)-Must be certified by OCED
    Public Housing Authorities and Local Governments
    Other Not-for-profit Organizations
    Private, For-Profit Organizations (including Partnerships and Sole Proprietorships)
    Individual homeowners and/or first-time homebuyers, indirectly through the Bank
    Partnership Program

Eligible Activities
HOME funds may be used for the following:
   Rehabilitation of existing units
   Conversion of nonresidential uses to residential uses
   Acquisition of existing units and funds for rehabilitation
   Reconstruction (see conditions below)
   New Construction (see conditions below)
   Tenant Based Rental Assistance (TBRA)

                                                 68
Reconstruction Conditions
HUD regulations define reconstruction as the rebuilding of housing on the same property. The
reconstructed housing must be substantially similar to the structure that is being replaced,
regardless of whether an existing foundation is used (i.e. a single-family house must be
replaced with another single- family dwelling; a multi-family building must be replaced with a
structure containing the same number of units). Rooms may be added to meet local codes.
However, additional units cannot be constructed as part of a reconstruction project. A structure
must exist prior to reconstruction. This structure should be documented by pictures and an
explanation of why rehabilitation of the existing structure is not reasonable. The Preservation
Act may be applicable in such instances. All applications in this category must be reviewed by
the Historic Preservation Division.

New Construction Conditions
New construction under HOME is defined as:
  Newly built projects with a Certificate of Occupancy within the last 12 months.
  Renovations to existing properties involving the addition of units outside the existing walls.
  Acquisition of properties completed within a one year period prior to the commitment of
  HOME funds. Property completion date is the date of the initial Certificate of Occupancy

Fair Housing Requirements
Participants in the HOME program will be required to use affirmative fair housing marketing
practices in soliciting renters, determining eligibility and concluding all transactions. These
requirements apply to all projects of five (5) or more units.
Each participating entity must affirmatively further fair housing according to 24 CFR part
570.904(c):
      1.      The County reserves the right to make the first referral to any and all apartments
      available from its own waiting list.
      2.      The owner will be required to solicit applications for vacant units from persons in
      the housing market who are least likely to apply for the rehabilitated housing without
      benefit of special outreach efforts, including formerly homeless persons. In general,
      persons who are not of the race/ethnicity of the residents of the neighborhood in which
      the rehabilitated building is located shall be considered those least likely to apply.
       3.     Owners advertising vacant units must include the equal housing opportunity logo
      or statement. Advertising media may include newspapers, radio, television, brochures,
      leaflets, or may involve simply a sign in a window. The owner may wish to use
      community organizations, places of worship, employment centers, fair housing groups,
      housing counseling agencies, social service centers or medical centers as resources for
      this outreach.
       4.     The owner must maintain a file containing all marketing efforts (i.e., copies of
      newspaper ads, memos of phone calls, copies of letters, etc.) to be available for
      inspection at least annually by the County.
       5.     The owner shall maintain a listing of all tenants residing in each unit at the time of
      application submittal through the end of the compliance period.

An assessment of affirmative marketing efforts by the owner will be made by comparing
predetermined occupancy goals (based on the area from which potential tenants will come) to
actual occupancy data that the owner is required to maintain. Outreach efforts on the part of the

                                                69
owner will also be evaluated by reviewing marketing efforts. This assessment will be made
during the rent-up and marketing of the units by use of a compliance certification or personal
monitoring visits to the project at least annually.

Where an owner fails to follow the affirmative marketing requirements, corrective actions shall
include extensive outreach efforts to appropriate contacts to achieve the occupancy goals or
other sanctions deemed necessary.

The participating entity must provide an annual assessment of the affirmative marketing
program of the development. The assessment must include:

 1. Method used to inform the public and potential tenants about federal fair housing laws and
    affirmative marketing policy (i.e., the use of the Equal Housing Opportunity logotype or
    slogan in print advertising);
 2. Method used to inform and solicit applications from persons in the housing market area
    who are not likely to apply without special outreach (i.e., use of community organizations,
    places of worship, employment centers, homeless programs, etc.);
 3. Records describing actions taken by the participating entity and/or owner to affirmatively
    market units and records to assess the results of these actions.

Repayment
Any housing project assisted with HOME funds which does not meet the affordability
requirements for the specific period of time agreed upon MUST repay all HOME funds extended
to the development either through a recapture of funds or resale of the assisted units.

Eligible HOME Properties
Properties may be either a single building, or a scattered site. There are no limits on the
number of units per project and properties privately or publicly owned.

To qualify as a project, there must be a minimum of five (5) units and these properties must be:

      One or more buildings on a single site, under common ownership, management and
      financing.
      Scattered on more than one site, under common ownership, management and financing
      and receive HOME assistance as a single undertaking.

Ineligible properties include

   Public housing units
   Properties financed through a HUD-funded Rental Rehabilitation Program
   Projects assisted under Title VI of NAHA (Prepayment of Mortgages Insured by HUD)
   Commercial Properties

Minimum Property Standards
All HOME-assisted properties must at a minimum meet Section 8 Housing Quality Standards
(HQS) after rehabilitation or construction. Minimum property standards vary for each activity:

  1. New Construction:
     Local code
     Zoning ordinances
     Section 8 HQS
     Model Energy Code, published by Council of American Building Officials


                                               70
    2. Substantial Rehabilitation: Defined as projects which have a total development cost for
all activities and funds of greater that $25,000 per unit average:
        Local code
        Local rehabilitation standards
        Zoning ordinances
        Section 8 HQS
        Cost Effective Energy Conservation and Effectiveness Standards (24 CFR Part 39)

   3. Moderate Rehabilitation: Defined as projects which have a total development cost for all
      activities and funds of less than $25,000 per unit average):
      Section 8 HQS

HQS Inspections Required
Upon project completion, a HUD Housing Quality Standards Checklist (HQS) must be
completed for each HOME-assisted unit for compliance documentation and again annually
during the entire affordability period. (See Attachment 12, HQS Guidelines).

Cost Breakdowns/Scope of Work Required
As part of the application, a detailed rehabilitation or construction cost breakdown/scope of work
must be provided indicating the use of the HOME and other funds for the entire project.
(See Attachment 17, Construction Cost Breakdown/Scope of Work)

      NOTE: Alternate forms for the Construction Cost Breakdown/Scope of Work and
      HQS Guidelines may be used if they provide the same information in a similar
      format. All applicants also must meet the above-stated local rehabilitation and
      construction requirements.

Minimum HOME assistance per unit
The minimum level of HOME dollars invested per project is $1,000 per HOME assisted unit. For
example, for a 20-unit project in which 15 units are assisted with HOME funds, the minimum
amount of HOME dollars is $15,000. This is a per unit average for all HOME assisted units.


HOME RENTAL PROJECTS

INCOME REQUIREMENTS FOR HOME TENANT
HOME Program requirements with respect to the occupancy and affordability of the units apply
at the time HOME assistance is initially provided, and for an extended period of time.

Owners of rental property are required to maintain occupancy of units by low-income persons
for the duration of the mortgage. During the applicable affordability period:
        100 percent of the HOME-assisted units must be occupied by households with incomes
        at or below 80 percent of median income, adjusted for family size. The monthly rents
        must include the utility allowance as provided in the HUD Section 8 Utility Chart. (See
        Attachment 13, Section 8 Utility Allowance Chart)

      Tenants whose annual incomes increase to over 80 percent of median may remain in
      occupancy but must pay no less than 30 percent of their adjusted monthly income for rent
      and utilities. Projects combining HOME funds with Low-Income Housing Tax Credits
      (LIHTC) are exempt from this provision per HUD.


                                               71
HOME-assisted units retain their HOME designation for the entire mortgage period or until the
loan is repaid in full. Should the loan be extended, the period of affordability will also be
extended until the loan is fully repaid. The owner should keep the project in compliance during
the affordability period by leasing the next available unit to an individual at the income level
needed for compliance. (See Attachment 16, Dade County Income HOME Rent, Fair Market
Rents, Limits for the HOME Tenant Income Limits)

A tenant's adjusted annual income for each HOME assisted unit must be certified as part of the
application (for rehabilitated projects) and annually during the affordability period (for all
projects). HOME uses the same definitions of income as the Section 8 Housing Programs
which can be found in 24 CFR Part 813.

A tenant profile and income certification must be completed for each occupied unit of the subject
property at application and provided as part of the application. Certifying the adjusted annual
income of present tenants allows the project owner (applicant) to determine whether permanent
relocation is required for tenants who are not income eligible.


Rent Levels
Rents are controlled for the length of the mortgage loan period. These rents are determined on
an annual basis by the U.S. Department of Housing and Urban Development (U.S. HUD). The
owner will be provided with these rents, which include all utilities. Rents for very-low and low-
income families cannot exceed 30% of the families' gross monthly income (including utilities).
The utilities paid by tenants must be subtracted from the rents provided to determine the
maximum allowable rents. Estimates for utility costs paid by the tenant should be obtained from
the local housing authority or equivalent.

The rents determined by HUD may increase or decrease from year to year and are determined
as follows:
        HOME Rents: are used for 100 percent of the HOME assisted units as is the Section 8
        Fair Market Rents (FMR) as determined by HUD.

Each owner should be aware of the market conditions of the area in which the project is located.
The HOME Rents are the MAXIMUM rents which can be charged. Each project should show
market feasibility not based upon the HOME rents, but rather upon area housing markets and
HOME occupancy requirements, which demand occupancy by low-income persons.

Rents shall not exceed the published HOME rents, adjusted for utility allowances and bedroom
size. However, because these rents must also be attractive to lower income tenants, actual
rents may be lower than the HOME rent maximum. (See Attachment 16 for the HOME Rent
Limits) For projects receiving homeless funding, rents can be no more than 60% of the FMR as
determined by USHUD for each particular unit size.

Affordability Terms
HOME assisted units must remain affordable for the term of the mortgage or until the loan is
repaid in full. Should the loan be extended, the period of affordability will also be extended until
the loan is repaid.



                                                72
Monitoring and Ongoing Responsibilities
Maximum monthly rents and utility allowances must be recalculated by the owner. The County
will annually review rent and utility allowances. The annual income of tenants in HOME projects
must be re-examined each year. Procedures for determining income will be decided by the
County and Section 8 definitions. Owners must collect and review tenant income on an annual
basis during the affordability term. Tenants whose incomes exceed 80 percent of median may
stay in their units. However, these over-income tenants must pay at least 30 percent of their
adjusted monthly income for rent and utilities. Projects combining HOME and LIHTC are
exempt from this provision.

Owners must conduct on-site inspections for compliance with Section 8 Housing Quality
Standards. Inspections will be conducted annually for projects. The County will also conduct an
annual review of owner compliance with any written agreements and all program requirements.

In all cases where HOME assistance is provided, a note and mortgage will be recorded. This
may be in a junior position to private lender financing. All property will be deed restricted for the
affordability period.

Failure to maintain the property with Section 8 Housing Quality Standards during the applicable
affordability period may result in the County declaring the owner in default and calling the loan
for the HOME funds.

The failure to follow affirmative marketing requirements, provide annual re-certifications of
tenant incomes, keep required records and adhere to all requirements agreed to in the written
agreement between the property owner and the County may result in declaring the owner in
default and calling the loan for the HOME funds.

All applications will be subject to subsidy layering analysis review (SLR) to determine that
excessive HOME subsidies are not being provided.

HOME funds may be the only source of financing if sufficient justification is provided as to why
no other financing is available and the total amount requested does not exceed the maximum
HOME subsidy available for the bedroom sizes and the jurisdiction.

Funds to be awarded by Miami-Dade County for the proposed project will be based on the
financing as presented in this application. Any subsequent changes to the non-County financing
prior to loan closing will result in a re-evaluation.

Monitoring for Compliance
Participating entities will be monitored for compliance with HOME program requirements.
Program compliance will be assessed through annual inspections for compliance with program
requirements and on-site reviews. A program compliance guide will be provided detailing
required responsibilities for continuing program compliance. The County reserves the right to
audit all tenant and project files.




                                                 73
PROGRAM INCOME FROM HODAG FUNDS.

OCED has received program income from projects funded through Housing Development Action
Grant (HODAG) program conducted under the provisions of Section 17 of U.S. Housing Act of
1937, as amended (42 U.S.C. 1437) and the Code of Federal Regulations (24 CFR 882.109).

The HOME Program requires that participating jurisdictions (PJs) provide local match funds in
an amount equal to no less than 25 percent of the total HOME funds drawn down for project
costs.
♦ Match is a permanent contribution to affordable housing.
♦ Match is not leveraging. Match is the PJ’s contribution to the HOME program -- the local, non-
   federal contribution to the partnership.

HODAG is an acceptable source of Cash Match in connection with the HOME program for
construction of multifamily rental housing. The use of these funds will be consistent with the
HOME program requirements. Accordingly, the match must be tracked and reported in the
CAPER HOME match Report submitted to the Office of Community Development, U.S. HUD.

Tenant-Based Rental Assistance (TBRA)
The purpose of the HOME TBRA is to provide housing assistance for renters with special needs
to assist them with housing costs. These special needs renters may be the chronic homeless,
elderly, and/or disabled residents, or children aging out of foster care, in need of housing. The
subsidy provided is specific to and for the resident household and follows the resident as they
move, but is limited to Miami-Dade County. The renter is issued a coupon (voucher) to search
for a unit. The renter is required to contribute 30 percent of their monthly adjusted income
towards the approved rent. The recipient may receive a grant for security deposit, or security
deposit along with utility deposit.

Eligible Participants
The participants for TBRA must be low-income. Therefore, their annual gross income can not
exceed 80 percent of the area median income. At least 90 percent of the participants assisted
must be at 60 percent of area median income. Also, the participant must be disabled, elderly
and/or the chronic homeless as defined by US HUD, but also includes children aging out of
foster care.

Tenant Selection
The selected applicant must have written policies on how they select participants. These
policies must be available for inspection by HUD, the County or the public. The policies should
describe the application process. It should spell out when applications are accepted and where
they will be accepted. It should also speak to how the program will be marketed and the method
of the application process (in person, by phone, or other).

Occupancy standards should be included in the policy along with a plan for landlord and
participant outreach. The policy should speak to fair housing requirements as well as
Americans with Disabilities Act and Section 504 compliance. The policy should also speak to
participant compliance issues and the consequences of non-compliance, such as eviction or
termination of assistance, along with any grievance requirements.


                                               74
Eligible Uses of Assistance
The HOME assistance in this RFA is for ongoing rental assistance, utility deposits, and security
deposits. These are the only allowable expenses for the funds associated with this solicitation.
Rents must be reasonable as set forth by HUD and should be documented as such. Deposits
for utilities are limited to water, sewer, trash, electric and gas and are for first time utilities and
not for subsequent moves. The deposits should be reasonable and based on market practices.
Security deposits must be the equivalent of one month rent or less. Both utility and security
deposits will only be paid once. Security deposits may be paid as a stand alone, however, utility
deposits may be paid in conjunction of the security deposits.

Subsidy Limitations
The subsidy is limited to the difference between the payment standard that applies (in this case
100 percent of the published Fair Market Rent (FMR)) and 30 percent of the participant’s
monthly adjusted income. The minimum rent shall be set at $0.00 for all participants.

Eligible Units
Public or privately owned units can be used in the program. The units must meet Housing
Quality Standards (HQS) prior to the commencement of any assistance. The rents must be
reasonable. The units can not have duplicative subsidy attached, such as a project-based
Section 8 unit or a public housing unit.

Program Administration
The selected applicant is responsible for collecting, reviewing and approving the dwelling lease
assuring its compliance with state law and program regulations. The lease should be for 12
months unless the two parties agree for a lesser term. An agreement must be executed with the
owner agreeing to lease the property under HOME TBRA and abide by the program rules. The
owner contract should run concurrent with the dwelling lease. Ongoing activities include lease
renewals, review rent increases, recertify income, re-inspect the dwelling unit, and assure
compliance with all program regulations. The selected applicant should also maintain a waiting
list for program participants. This list should be available for inspection.

Program Design and Regulatory Citations
The HOME TBRA is designed to mimic the Section 8 Housing Choice Voucher Program (S8
HCV). General program information can be found at 24 CFR Part 5, such as income and other
eligibility issues. Program specific information can be found at 24 CFR Part 982, that speak to
HQS and rent reasonableness. The HOME TBRA regulations can be found at 24 CFR Part 92.
These regulations are intended to assist the applicant in providing a responsive application for
consideration. The program can also be a stand alone deposit assistance program, providing
security and utility deposits to eligible families that are relocating.

Program Budget
The HOME TBRA budget should be based on actual costs within program guidelines. The
housing costs are based on the payment standard using 100 percent of the current FMR. The
applicant must allow for deposit expenses as well when preparing the budget. The family
composition will determine the bedroom size and affect the budget. The deposits are offered as
grants, but still must be accounted for when submitting a budget. Administrative expenses are
limited to 10 percent; however additional points are given for costs less than 10 percent of
housing assistance costs. Staff timecards or records are required for review for staff expense
and should be specific to HOME allowable expenses.

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                76
                  HOME PROGRAM
COMMUNITY HOUSING DEVELOPMENT ORGANIZATIONS (CHDO)
Definition of CHDO - CHDOs are special types of not-for-profit housing developers that are
accountable to the low-income communities they serve. Because not-for-profits have emerged
over the past decade to be among the most active developers of low-income housing, HOME
attempts to promote and expand the capacity of these not-for-profits for investment in housing
owned, sponsored, or developed by CHDOs.

By Definition, a CHDO:
1. Must have in its charter, resolutions, or by-laws, a statement that among its purpose is the
provision of decent housing that is affordable to lower and moderate-income persons.
Must be community-based and have "significant representation" of low-income community
residents on the CHDO's board. The regulation requires that at least one-third of the governing
board's membership be low-income neighborhood residents, other low-income community
residents or elected representatives of low-income neighborhood organizations.
2. A CHDO may be created by a public body provided that the not-for-profit is not controlled by
the public body. For this reason, the public body cannot appoint more than one-third of a
CHDO's governing body and at least two-thirds of the CHDO's board membership must be
comprised of individuals who are acting in a private capacity.
3. A CHDO must meet the definitional requirement to maintain "accountability to low-income
community residents."       This may be done through involvement of local residents or
neighborhood organizations in the development of the housing project, or the CHDO may solicit
local resident input on a project-by-project basis or in its general planning, project selection, and
4. CHDO must have” demonstrated capacity for carrying out” HOME related activities. This
requirement is met if: 1) the organization has completed a similar type of project; 2) the
organization hires accomplished key staff members who have successfully completed a similar
type of housing project; or 3) the organization hires a consultant with the same type of
experience and develops a plan to train appropriate key staff members of the organization.
5. A CHDO must have a history of serving the local community for at least one year before
HOME funds are committed. However, this requirement may be met by new organizations that
are formed by existing organizations with a history of serving the community.
Remember, only those projects in which the CHDO acts as a developer, a sponsor and/or an
owner of the housing will count towards the HOME CHDO set aside.

Note that a CHDO organization is required to be certified by OCED as a CHDO to be
eligible to receive HOME CHDO funds.

CHDO as "Owner"
The CHDO is an "owner" when it holds a valid legal title to or has a long term (99 year
minimum) leasehold interest in a property. The CHDO may be an owner with one or more
individuals, corporations, partnerships or other legal entities.
Example: A CHDO may solely be the owner with another entity (for profit or not-for-profit) to act
as a developer and construct new, or rehabilitate existing building(s). After completion of the
development, the CHDO will maintain ownership of the property.




                                                 77
Sponsoring Rental Housing

For HOME assisted rental housing, the CHDO may develop a project that it solely or partially
owns and agrees to convey ownership to a second not-for-profit organization at a predetermined
time prior to or during development or upon completion of the development of the project. The
HOME funds are invested in the project owned by the CHDO.
The CHDO sponsor identifies the particular not-for-profit organization that will obtain ownership
of the property prior to commitment of HOME funds.
The second not-for-profit will assume all HOME obligations (including repayment of loans and
tenant and rent requirements) for the project from the CHDO at a specified time. If the property
is not transferred to the not-for-profit organization, the CHDO sponsor will remain liable for the
HOME obligations. The not-for-profit organization must be financially and legally separate from
the CHDO sponsor. (The second not-for-profit may have been created by the CHDO, but
nevertheless it is a separate entity from the CHDO.)

The CHDO must provide sufficient resources to the not-for-profit organization to ensure the
development and long-term operation of project.

EXAMPLE: A CHDO enters into a legally binding agreement with Eldercare, an existing not-for-
profit organization experienced in providing enhanced housing services for the elderly. The
CHDO agrees to purchase and rehabilitate a vacant 50-unit property and convey the property to
Eldercare upon completion of the construction phase. Eldercare will assume responsibility for
the long-term management of the project and for the fulfillment of all obligations and
requirements associated with the use of the HOME funds.

Sponsoring Homebuyers
For a HOME assisted first time homebuyers program, the CHDO owns and develops a property
and transfers title and the HOME loan obligations and resale requirements to a HOME-qualified,
first time homebuyer within a specified time frame.
The HOME funds are invested in the property owned by the CHDO. The CHDO sponsor
acquired and completes the rehabilitation or construction of the property. At completion of the
rehabilitation or construction, the CHDO is required to sell (transfer) the property along with the
HOME loan obligations to a first time homebuyer. CHDO operating support will only be funded
in connection with an application for a specific housing project. CHDO operating support will
only be funded in connection with an application for a specific housing project.




                                                78
 COMMUNITY DEVELOPMENT BLOCK GRANT (CDBG) PROGRAM
The County's CDBG Program allocates block grant funds from U.S. HUD to private not-for-profit
community based development organizations, community development corporations,
community-based organizations, municipalities and County departments for activities that
benefit low-and moderate income areas (areas in which at least 51% of residents make below
80% of the County's median income), or low- and moderate- income persons.

                         COMMUNITY DEVELOPMENT BLOCK GRANT
                            NATIONAL OBJECTIVE DEFINITION

                         NATIONAL OBJECTIVE                      NATIONAL CITATION

              LOW/MOD AREA BENEFIT                               570.208(a)(1)

              LOW/MOD HOUSING BENEFIT                            570.208(a)(3)

              LOW/MOD JOBS BENEFIT                               570.208(a)(4)

              LOW/MOD LIMITED CLIENTELE BENEFIT                  570.208(a)(2)

              SLUM/BLIGHT AREA BENEFIT                           570.208(b)(1)

              SLUM/BLIGHT SPOT BENEFIT                           570.208(b)(2)

              SLUM/BLIGHT URBAN RENEWAL BENEFIT 570.208(b)(3)

              URGENT NEED                                        570.208(c)


Based on the 2000 census data, focus areas and eligible block groups that meet the income
eligibility criteria are eligible to receive funds for activities identified as high priorities in the FY
2008-FY 2012 Consolidated Plan. The NRSAs and eligible block groups eligible for funding are
listed on page 29. The priority needs for the NRSAs and eligible block groups are in Attachment
number 21.

CDBG Program funds generally are allocated to agencies implementing projects and activities in
the following categories:

Economic Development:
Revolving loan funds are available for business development, commercial/industrial
infrastructure development, technical assistance, commercial rehabilitation, revitalization,
acquisition and/or construction of commercial facilities and micro- enterprise assistance and
peer lending.
Housing:
Land acquisition, new housing construction, single-family home rehabilitation, multi-family
rehabilitation, acquisition for rehabilitation, disposition, relocation, and housing site
improvements.



                                                   79
Capital Improvements:
Acquisition, senior centers, neighborhood facilities, parks, recreational facilities, homeless
facilities, street improvements, sidewalks, street improvements, water and sewer improvements,
sidewalks, child care centers, tree planting.

Historic Preservation:
Rehabilitation of historical residential or commercial structures and planning for neighborhood
historic preservation activities.

HUB Zone
  Historical Underutilized Business Zone (HUB Zone) is an SBA initiative, which aims to assist
    small business concerns located in historically underutilized business zones to increase
     employment and stimulate business capital investments through federal procurement
       opportunities provided by federal agencies participating in the HUB Zone Program.




                                              80
                               HOMELESS PROGRAM
INTRODUCTION/BACKGROUND

The Miami-Dade County Homeless Trust was created by the Miami-Dade Board of County
Commissioners to, among other things, oversee the use of the Food and Beverage Tax and in
this regard to establish and implement policies based on the Miami-Dade County Community
Homeless Plan. The Plan is a comprehensive continuum of care system to serve homeless
persons in Miami-Dade County. The Plan calls for the development of the following three
stages of care:

1.    Temporary Care - to provide immediate short term (7 to 30 days) housing and basic
      support services at Homeless Assistance Centers to persons residing in public spaces;

2.    Primary Care - transitional housing (6 - 9 months on an average) with a focus on
      treatment and rehabilitation (e.g., substance abuse treatment, vocational training, skills
      building, mental health treatment, and basic education); and

3.    Advanced Care - supported long term housing, such as church assisted housing,
      supported single room occupancy residence and assisted apartment or other residential
      arrangements

      Proposals for funding for homeless programs requested in this RFA should indicate how
      they relate to the continuum of care system developed by the County through the Miami-
      Dade County Homeless Trust and more specifically to the needs assessment and
      priorities as submitted on an annual basis to the United States Department of Housing
      and Urban Development by the Miami-Dade County Homeless Trust. The County will
      have a right of first priority to refer clients to the services and housing for homeless
      persons funded through this RFA. For capital projects this right to refer is for the period
      of 20 years, i.e., the loan period.

      Funding in the amount $1 million in HOME, HODAG/or Rental Rehabilitation funds will
      be made available pursuant to this RFA to acquire, rehabilitate or construct transitional
      and/or permanent housing for homeless persons. HOME funds may be also be utilized
      for rental subsidies if they fall within the Federal HOME guidelines.

      Funding to provide match for other sources of homeless funding, and/or to fill existing
      funding gaps in projects proposing to serve only homeless/formerly homeless persons
      will be given priority consideration in this competition, however new homeless units must
      be created via this funding. New units are those not currently considered as Homeless
      Units by the Homeless Trust having received capital or operating funds as part of our
      Homeless Housing Inventory. Funding is also available for the development of new
      homeless housing that addresses an identified priority in the local homeless continuum of
      care.

      Housing developers may propose to provide mixed use housing that includes housing for
      homeless/formerly homeless persons including: youth exiting foster care, the elderly,
      individuals with mental illness, substance abuse issues, HIV/AIDS, or with co-occurring
      disorders.

                                              81
Applicants requesting funds under this application for homeless housing programs also
must agree to allow the Miami-Dade County Homeless Trust the first right to refer
appropriate persons to the units, and to accept tenant eligibility criteria that is adjusted to
accommodate the unique needs of this population (to include reduced/modified credit
history and background checks and application fees). Additionally, maximum rents to be
charged for these units cannot exceed 60% of the FMR for the unit size being assisted.
Where rental assistance is provided via a public entity, rents for homeless individuals and
or families can not exceed the FMR unless a 10% waiver is granted by a public housing
authority.

All applicants applying for funding under the Homeless program must include
copies of any and all applications, contracts, and or funding agreements, (as well
as permits, and zoning applications), and any subsequent amendments to these
applications, contracts, or agreements which provide operational or capital
funding for the project they are applying for.

Note: Failure to comply with grant award, contractual requirements/provisions, or
misrepresentations related to this application by a provider may result in liquidated
damages, or disbarment as may be appropriate.

THIS RFA IS NOT SOLICITING PROPOSALS FOR FUNDING FROM THE FOOD AND
BEVERAGE TAX.




                                          82
      HOUSING FORMS SUBMISSION CHECKLIST

              AND HOUSING FORMS




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                84
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                86
                      AFFIDAVIT OF ORGANIZATIONAL CONSISTENCY

By completing this document, the contractor certifies the following:
      The firm cited on this form is currently funded through the Consolidated Plan Application
      Process for the Community Development Block Grant (CDBG), HOME Program,
      Emergency Shelter Grant (ESG), or SHIP through Miami-Dade County.

      The firm’s organizational status – as it pertains to the structure of its Board of Directors, its
      contractual relationships with other businesses, its operations of its projects funded through
      the sources mentioned above, and the statements affirmed on the affidavits submitted to
      Miami Dade County during FY 20__ -- has remained unchanged.

      The organization further affirms that it will notify Miami-Dade County’s Office of Community
      and Economic Development to report any changes in the status of the items mentioned
      above that occur after the execution of this affidavit and that it will complete all required
      documents to formally report such modifications.

      The failure by the contractor to comply with the items mentioned above shall render any
      contract or funding application between the contractor and Miami-Dade County void and
      result in the debarment from future County work. The Inspector General shall be authorized
      to investigate such alleged violations.


By: ______________________________________                   ________________20___
             Signature of Affiant                             Date

____________________________                  _________________________________
Printed Name and Title of Affiant            Federal Employer Identification Number

________________________________________________________________________
                               Printed Name of Firm

________________________________________________________________________
                                 Address of Firm

SUBSCRIBED AND SWORN TO (of affirmed) before me this ____ day of ___, 20___

He/She is personally known to me or has presented _________________as identification.
                                                  Type of Identification

_______________________                                        _______________________
Signature of Notary                                            Serial Number

_____________________________                                  _______________________
Printed or Stamped Name of Notary                              Expiration Date


Notary Public, State of __________________________
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             88
                 Affidavit of Previous Contractual Relationships
(Only Agencies currently not receiving HOME, SHIP, ESG, CDBG, HODAG and/or McKinney funding via
Miami-Dade County must complete this form)

1. Has the applicant had any previous contractual relationship to provide services or develop housing?
                                           Yes _____        No
   If Yes, please list name of organization, contract year, dollar amount, and scope of Services:




2. Have there been any previous monitoring reports for the contracts above?
     Yes            No

If yes, review the last issued monitoring report from each funding organization and on a
separate page, summarize any major areas of non-compliance.

3. Obtain the contact name and telephone number for each funding organization identified in
   #1 above and contacts him/her to ask the following questions (write responses on a separate
   page):

4. Summarize your experience with the applicant concerning their performance under the
   contract.
     a. Were invoices submitted on time and were they accurate?
     b. Did payments need to be expedited due to cash flow problems?
     c. Has management and staff been stable (i.e. high or low turnover rate)?
     d. Would you continue to contract with the applicant?

Are there any issues Miami-Dade County should be aware of (attach additional pages if
necessary)?

By: ______________________________________       ________________20___
               Signature of Affiant             Date
____________________________         _________________________________
Printed Name and Title of Affiant   Federal Employer Identification Number

________________________                     ___________________________________
Printed Name of Firm                         Print Address of Firm

SUBSCRIBED AND SWORN TO (of affirmed) before me this ____ day of ___, 20___
He/She is personally known to me or has presented _________________as identification.

_______________________                                     _______________________
Signature of Notary                                         Serial Number
_____________________________                               _______________________
Printed or Stamped Name of Notary                           Expiration Date

Notary Public, State of __________________________

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             90
              HOUSING FORMS SUBMISSION CHECKLIST
                          RFA FY 2009
HOUSING SUBMISSION CHECKLIST
Please refer to this form when preparing the application. The items in the General
Information Form 1 (Tabs 1-20) must be submitted with all applications. All items must be
submitted in the same order as listed and all corresponding forms must be completed with
all requested exhibits. The exhibits must be submitted behind the forms and be identified by
the location and page number where the items may be located in the proposal. The bottom
portion of this form must be signed by the authorized representative of the agency in order
to certify the completeness of your proposal. Forms to be provided by Developer are
indicated with an (*). All items must be included. If form is not applicable, please insert a
page behind the tab that says “NA”.

FORM                                      TITLE OF FORM
 NO.
   1     GENERAL INFORMATION (Required from all applicants):
         Applicant and Development Team (Tab 1)
         Organization Capacity and Experience ( Tab 2)
         Statement of Applications (Tab 3)
         General Development Information (Tab 4)
         Features and Amenities (Tab 5)
         Ability to Proceed (Tab 6)
         Demographic and Set-Aside Commitment, Accessibility Features and Affordable
         Housing Preservation (Tab 7)
         Tenant Relocation (Tab 8)
         Financing- Development Cost Pro Forma (Tab 9)
         Financial Beneficiaries (Tab 10)
   2     HOMEOWNERSHIP (Required from all Homeownership project applicants):
         Max. sales price per sq. ft. (Tab 11)
         Closing Costs Form (Tab 11)
   3     RENTAL (Required from all Rental Housing project applicants):
         Rents & Operating Pro-forma (Tab 12)
         Rental Comparison (Tab 13)
         Acceptance of Rental Assistance (Tab 14)
   4     FORECLOSURE INTERVENTION (Required from all Foreclosure Intervention applicants)
         Education and Experience (Tab 15)
         Not for Profit Agency (Tab 16)
   5     HOMELESS RENTAL (Required for all Homeless Rental Housing project and ESG applicants)
         Organizational Qualifications & Proposed Project Narrative (Tab 17)
   6     TENANT BASED RENTAL ASSISTANCE (Tab 18)


I HEREBY CERTIFY THAT THIS PROPOSAL IS COMPLETE AS INDICATED ABOVE
AND THAT THE INFORMATION PROVIDED IS TRUE AND CORRECT.

DEVELOPER: __________________________________                 DATE: _________________



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             92
GENERAL INFORMATION



      FORM 1




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             94
                            FY 2009 RFA SUMMARY FORM



APPLICANT NAME:      ____________________________________________________________

NAME OF LEGAL ENTITY THAT WILL OWN THE PROPERTY __________________________

ORGANIZATION TYPE: (PLEASE CHECK AS APPLICABLE)
 Community Based Development Organization (CBDO)        Community Development Corporation
 Joint Venture            Not-for-profit Organization/CBO   County Department
 Developer- Not-for-profit Developer- For-Profit             For-Profit Business
 Municipality            Community Housing Development Organization (CHDO)
 Other _______________________________________________________________

IS THIS PROJECT A JOINT VENTURE? IF YES, WILL THE 501 (C) (3) OWN AT LEAST 51% OF
THE PROJECT?

YES____________ NO__________

CONTACT PERSON: (NAME)
________________________________________________________________________________

(TITLE):       __________________________________________________________________

TELEPHONE NUMBER: _______________         FAX NUMBER: ___________________________
E- MAIL:________________

APPLICANT ADDRESS:
________________________________________________________________________________

ORGANIZATION DUN & BRADSTREET #
________________________________________________________________________________
(DUNS NUMBER IS A REQUIREMENT OF ANY FOR PROFIT BUSINESS THAT RECEIVES
FEDERAL ASSISTANCE. TO OBTAIN A DUNS NUMBER, PLEASE CALL DUN& BRADSTREET
AT 1-866-705-5711.)

FEDERAL EMPLOYEE IDENTIFICATION NUMBER
______________________________________________________


ACTIVITY TITLE:
________________________________________________________________________________

TYPE OF ACTIVITY: (PLEASE CHECK AS APPLICABLE)

             NEW CONSTRUCTION RENTAL

             REHABILITATION RENTAL

             ACQUISITION



                                            95
                                                                              Page 2
                                                                             Housing
                                                            General Information Form


            FORCLOSURE INTERVENTION

            TENANT BASED RENTAL ASSISTANCE



LOCATION OF ACTIVITY (ADDRESS OR FOLIO NUMBER): _____________________________

CITY: ___________________________________________ZIP: ____________________________

ACTIVITY DESCRIPTION: (LIMIT 240 CHARACTERS)

________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________


LIST THE COMMISSION DISTRICT(S) THE ACTIVITY WILL SERVE (1 thru 13): ______________

LIST THE FUNDING SOURCES: CHECK ALL SOURCES YOU ARE WILLING TO ACCEPT AND
PRIORITIZE FROM 1-5 (1 BEING MOST DESIREABLE, 5 BEING LEAST DESIREABLE)

            CDBG _____                                ESG______

            HOME _____                                HODAG ______

            SHIP _____

AMOUNT REQUESTED:                            TOTAL PROJECT COST:



TOTAL NUMBER OF UNITS:


TOTAL NUMBER OF SET ASIDE UNITS:




                                        96
                      Miami-Dade County RFA FY 2009
   HOME, Community Development Block Grant (CDBG), HODAG, State
               Housing Initiative Partnership (SHIP)

                           GENERAL INFORMATION - FORM 1

                   APPLICANT AND DEVELOPMENT TEAM (TAB 1)
A. Applicant Information

1. Housing Program funds applied for in this Application (select one):
           ⎯      CDBG
           ⎯      State Housing Initiative Partnership (SHIP)
           ⎯      HOME Investment Partnerships (HOME) or HOME-CHDO
           ⎯      HODAG
           ⎯      ESG

2. Applicant Information

       Name of Applicant: _____________________________________________

       Street Address:       _____________________________________________

       City:                 ________________State:______ Zip Code: _________

       Telephone:            _________________          Fax: _____________________

       E-Mail Address:      ______________________________________________

       Organization DUN & Bradstreet DUNS #: _____________________________

       Federal Employer Identification Number: _____________________________
       If not yet obtained, provide a copy of the completed, submitted application for the Federal
       Employer Identification Number behind a tab labeled “Exhibit       .”

3. Legal Status

a. Organization Type (Please select one)

  Community Based Development Organization (CBDO)        Community Development Corporation
  Joint Venture            Not-for-profit Organization/CBO   County Department
  Developer- Not-for-profit Developer- For Profit             For-Profit Business
  Municipality            Community Housing Development Organization (CHDO)
  Other




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                                                                     Applicant and Development Team – Tab 1
                                                                                                   Page 2 of 6

   b. Is the Applicant a legally formed entity qualified to do business in the State of Florida as of the
       application deadline?

                             o     Yes         o   No

   c. Provide required IRS determination letter, if not-for-profit, articles of incorporation, and by-laws
      behind a tab labeled “Exhibit     .”

   d. Is the Applicant a limited partnership or limited liability company?

           o   Limited Partnership
           o   Limited Liability

    e. Is the Applicant applying as a not-for-profit organization?

                             o     Yes         o   No


4. Please answer the following questions:

           a. Is the Applicant a public housing authority created by section 421.04, Florida
              Statutes?

                             o     Yes         o   No

           b. Is the Applicant or one of its general partners a not-for-profit entity that is an affiliate of
              a public housing authority created by section 421.04, Florida Statutes?

                             o     Yes         o   No

           c. Is the Applicant or one of its general partners a public housing authority or
              incorporated as a not-for-profit entity pursuant to Chapter 617, Florida Statutes, or
              similar state statute if incorporated outside Florida?

                             o     Yes         o   No




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                                                            Applicant and Development Team – Tab 1
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       If “no”, is the Applicant or one of its general partners a wholly-owned subsidiary of a
       not-for-profit entity formed pursuant to Chapter 617, Florida Statutes, or similar state
       statute if incorporated outside Florida?


                     o   Yes           o   No


    d. Is the Applicant or one of its general partners a 501(c)(3) or 501(c)(4) not-for-profit
       entity or is the applicant or one of its general partners a wholly-owned subsidiary of a
       501(c)(3) or 501(c)(4) not-for-profit entity?

                     o   Yes           o   No

       If “Yes” to question (a), (b), either question at (c) and/or (d) above, answer the
       following questions:

                     o   Yes           o   No

    e. Does the not-for-profit entity have an ownership interest, either directly or indirectly, in
        the general partner or general partnership interest or in the managing member of the
        managing member’s interest in the applicant?

                     o   Yes           o   No


       If “Yes”, state the percentage owned in the general partnership interest:_________ %

       (ii) Percentage of Developer’s fee that will go to the not-for-profit entity:    _________
%

       (iii) Provide the description/explanation of the role of the not-for-profit entity behind a
       tab labeled “Exhibit       .”

       (iv) Provide the names and addresses of the members and officers of the governing
       board of the not-for-profit entity behind a tab labeled “Exhibit _____.”

       (v) Provide a copy of the IRS determination letter and the articles of incorporation
       demonstrating that one of the purposes of the not-for-profit entity is to foster low-
       income housing behind a tab labeled “Exhibit    .”

       (vi) Year not-for-profit entity was incorporated in _____________ (yyyy)

       (vii) Is the not-for-profit entity affiliated with or controlled by a for-profit entity
               within the meaning of Section 42(h), Internal Revenue Code?

                     o   Yes           o   No


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                                                                   Applicant and Development Team – Tab 1
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                     If “Yes,” state name of the for-profit entity and what is the percentage of
                     partnership:

                     _________________________________________                  _________%


5. General and Limited Partner(s), Officers, Directors and shareholders

       For a Limited Partnership, provide a list of the limited partner(s), and the officers, directors,
       members, and shareholders of the general partner(s) as of the application deadline, behind a
       tab labeled “Exhibit _____.”

       For a Limited Liability Company, provide a list of the member(s), and the officers, directors,
       members, and shareholders of majority-in-interest or elected managing member(s) as of the
       application deadline, behind a tab labeled “Exhibit ________.” This list must include warrant
       holders and/or option holders of the proposed development.

       For all other entities, provide a list of the officers and directors as of the application deadline,
       behind a tab labeled “Exhibit ________.”

6. Attach a copy of applicant’s most recent certified audit verifying that the applicant is on sound
   financial footing, including any and all management letters responding to the audit and the
   most recent form 990 if not-for-profit. (NOTE: for federally funded agencies, please also
   provide a copy of your single audit, if this is a separate document). If a certified audit is not
   available, detailed pans to comply with contractual audit requirements MUST be submitted as
   part of this application. If applicant is single asset subsidiary, submit certified audit of parent. If
   a LLP, submit certified audits of all partners. Certified Audits and IRS form 990 (if applicable)
   can be found behind a tab labeled “Exhibit _____.”

7. Contact Person for this Application

First Name: _____________________ MI: _____ Last Name: ___________________

Street Address: ________________________________________________________

City: _________________________ State: ________ Zip Code: _______________

Telephone: ________________________ Facsimile: _________________________

E-Mail Address: ________________________________________________________

Relationship to Applicant:
_____________________________________________________________________

_____________________________________________________________________




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                                                                    Applicant and Development Team –Tab 1
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        8. If Certified CHDO and applying for HOME funds, please complete question # 8:
Is the applicant applying under the Community Housing Development Organization (CHDO) Set-
Aside?
                             o   Yes          o   No

If “Yes” state CHDO Name: _______________________________________________ and provide
the required information behind a tab labeled “Exhibit ________.”


Requested Amount: $                        Requested amount is what % of Total Operating Budget
$ _________________.

Total CHDO Operating Budget Amount $ ____________


a. Will the request for CHDO Funds support a project already funded by Miami-Dade County HOME
program?

                             o   Yes          o   No

     If yes, what is the name of the County HOME funded Project?

     _________________________________________________________

     How many units of housing will the CHDO funds support? ___________

b. Will this request for CHDO funds support a housing project being requested in this application
cycle?

                             o   Yes          o   No

      If yes, what is the name of the project? __________________________

      How many units of housing will the CHDO funds support? ___________

c. What is the intended use of the HOME funds? _____________________
   __________________________________________________________

d.      Will the CHDO act as a developer, sponsor and/or owner of the project?

                             o   Yes          o   No

e.      The following items must be attached to this application
        1).     CHDO checklist with all attachments.
        2).     Detailed line item budget
        3).     Specific activity description and goal(s) (scope of services)



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                                                                  Applicant and Development Team –Tab 1
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Miami-Dade County is committed to promoting CHDO projects, in addition to the CHDO set-aside.
Is the project developed, owned or sponsored by a CHDO?              No      Yes __

                                            (HOME Only)

B. Development Team

1. Corporate name of each developer (include all co-developers):

       _____________________________________________________

       _____________________________________________________

       _____________________________________________________

       _____________________________________________________


2. Management company/agent and principal of management company/agent.

       _____________________________________________________


       a. Is the management company/agent a subsidiary of the developing entity or does the
          developer have an ownership interest in the management company/agent?

                            o   Yes          o   No

       b. Behind a tab labeled “Exhibit ___”, provide a narrative describing how the project will be
           operated and the plan for ensuring repair and replacement of major building systems.

3. General contractor and principal of general contractor

       a. Please provide legal names:

           _____________________________________________________


       b. Is the construction company a subsidiary of the developing entity or does the developer
          have an ownership interest in the construction company?

                            o   Yes          o   No




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                                                                            General Information – Form 1
                                                                          Organizational Capacity – Tab 2
                                                                                              Page 1 of 1


                 ORGANIZATIONAL CAPACITY AND EXPERIENCE (TAB 2)

Points will be awarded according to the following criteria:

Affordable Housing Development Experience (Points will be awarded only if documentation is
included in application)

   •   Government funded/subsidized affordable housing developments (10 points) AND

               Affordable housing units completed after 2002                   (20 points)

               Affordable housing units completed between1997-2002             (10 points)

               Affordable housing units completed between 1991 – 1996          (5 points)


   •   Non-government funded affordable housing developments (5 points) AND

               Affordable housing units completed after 2002                   (20 points)

               Affordable housing units completed between 1997-2002             (10 points)

               Affordable housing units completed within 1991-1996              (5 points)

Note: Developer must have a minimum of 10+ years in producing affordable housing to be
awarded the above listed 10 and 5 points for affordable housing experience. The number of
years will not be prorated.

   a. List the developments behind a tab labeled “Exhibit _____” that were previously awarded
      funds by the Board of County Commissioners (BCC). Please indicate if this is the first time
      the applicant is participating in the Consolidated Request for Applications (RFA).

   b. In a narrative a tab labeled “Exhibit ____”, list member of the development team (applicant,
      employees or officers of the applicant, developer, employees and officers of the contracting
      entity, owner, employees or officers only) clearly stating their role and documenting their prior
      experience on similar housing projects.

       Past experience should be specific, identifying past projects by name and location, and
       clearly stating the role played in that project by the team member. Such past experience
       should provide a brief summary of each development project the member participated in as
       follows:

           o   Type/size of housing developed
           o   Total development costs of the project (hard costs and soft costs)
           o   Funding sources utilized and amount provided
           o   Indicate whether the project was developed by the partner or another entity on behalf
               of the project
           o   Project start and completion dates, including unusual circumstances that may have
               caused delays.


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                                                                           General Information – Form 1
                                                                       Statement of Applications – Tab 3
                                                                                             Page 1 of 1


                      STATEMENT OF APPLICATIONS (TAB 3)
NOTE: For purposes of this form, applications from different corporate or partnership
entities which have the same or related housing financial beneficiaries will be treated as
though submitted from the same developer. Failure to complete and submit this form will
result in a deduction of 25 points.

Developers may not submit more than four (4) applications per funding cycle (including
HOME application). A 25-point penalty will be deducted from all submittals, beginning with
the fifth application. Please list by order of priority.

1. Number of applications submitted in current funding cycle: __________

       List name of all applications submitted:

a.     __________________________________________________________

b.     __________________________________________________________

c.     __________________________________________________________

d.     __________________________________________________________


2. List developments behind a tab labeled “Exhibit ______” that were previously awarded funds by
   the Board of County Commissioners (BCC). Attach additional pages as needed. Please indicate
   if this is the first time you are participating in the Consolidated Request for Application (RFA).




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                                                                  General Development Information – Tab 4
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                   GENERAL DEVELOPMENT INFORMATION (TAB 4)
1. Name of Development:

       _______________________________________________________________

2. Location of Development Site:

       a. Address of Development Site:

Street Address: _________________________________________________________

City: _________________________ State: ________ Zip Code: _________________

Please list all related folio #s________________________________________________

       b. Will the development consist of scattered sites?

                             o   Yes         o   No

       If “Yes,” for each of the sites provide the address and total number of units, or if no address,
       provide cross streets, behind a tab labeled “Exhibit ________.”

       c. Local Jurisdiction:

              i.    Name of local jurisdiction where development is located:

              _____________________________________________________

              ii. Is the municipality supportive of this proposed development?

                             o   Yes         o   No

          Please provide documentation of support from the Mayor or chief elected official as
          “Exhibit ________.”


          If “Yes” please provide documentation behind “Exhibit ________.”


       d. If rental, is the proposed development targeted for households between 60 – 120 % AMI?
               (Non-tax credit)

                             o   Yes         o   No




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                                                                  General Development Information – Tab 4
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       e. Geographic Information (FOR HOME/HODAG & CDBG APPLICANTS ONLY)

                i. Is the property located in an eligible block group? (2 points)

                            o   Yes          o     No

          ii. Where is your activity located? Please select only one answer, in one category.
       Please do not select in multiple categories:

   • ENTITLEMENT CITY or FL SMALL CITY
  City of Miami     City of Hialeah           City of Homestead                City of Miami Gardens
  City of North Miami       City of Miami Beach       City of Florida City             N/A

   • PARTICIPATING MUNICIPALITY
  City of Sweetwater      City of Opa Locka     City of Hialeah Gardens          Village of El Portal
  City of North Miami Beach         City of South Miami            N/A

      iii. Is your activity located in a Neighborhood Revitalization Strategy Area (NRSA)? (3 points)

(Information can be obtained by looking at the NRSA maps in Part II, Attachment 21.) (Please note:
If you receive funding, client rolls will be monitored.)  Yes              No

       If yes, which one? (Check all that apply)

  Opa-Locka             Model City           West Little River         N/A
  Melrose               South Miami          Perrine
  Goulds                Leisure City/Naranja


       iv. Are you located within a Federal Empowerment Zone? (2 points)
                                              Yes                 No

       v. If yes, which one?
  Northside/Poinciana (Developable Site)                 Opa-Locka(Developable Site)
  Homestead/FL City (Developable Site)                   Little Havana (Neighborhood)
  Homestead (Neighborhood)                               Civic Center/Allapattah (Neighborhood)
  Liberty City (Neighborhood)                            Melrose (Neighborhood)
  Overtown (Neighborhood)                                Airport
  East/West Corridor                                     Central Business District & Seaport




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      vi. What Miami-Dade County Commission District(s) is/are your activity located in or
where your clients come from? Please circle all that apply.

       1    2    3   4    5    6    7    8   9       10     11   12   13   County Wide



3. Is the applicant applying for acquisition?

                              o    Yes           o   No

       If “Yes” answer questions (a) through (c) below:

       a. Is/are the building(s) acquired or to be acquired from a related party?

                              o    Yes           o   No

       b. Name of previous owner:

           _____________________________________________

       c. Relationship to applicant:

           _____________________________________________


4. Will this development require rehabilitation as a historic building?

                              o    Yes           o   No

       If “Yes” answer questions (a) through (b) below:

       a. Date the development originally placed in service:

           _____________________ (mm/dd/yyyy)


       b. Date and cost of last rehabilitation:

           _____________________ (mm/dd/yyyy) Cost: $ ________________




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                                                              General Development Information – Tab 4
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5. Development Category

      a. Select one category

         o   Acquisition and new construction (acquisition plus 100% or more of the units are new
             construction)

         o   Rehabilitation
             _______        Moderate rehabilitation (>$3,000/<$25,000 per unit);
             _______        Substantial rehabilitation (>$25,000 per unit).

         o   Acquisition and rehabilitation

      b. Select one category

         o   Rental
         o   Homeownership
         o   Rental Homeless
         o   Other – Specify __________________


6. Development Type


    ⎯     Garden Apartment                       ⎯      Duplexes/Quadraplexes
    ⎯     Townhouses                             ⎯     Mid-Rise with Elevator (a building
    ⎯     High-Rise (a building comprised
                                                       comprised of 4 to 6 stories)
          of 7 or more stories)                  ⎯      Single Room Occupancy (SRO)
    ⎯     Single Family Rental                   ⎯    Other – Specify:
    ⎯     Single Family Homeownership
                                                 ________________________________

    ⎯     Condominium


      a. Total number of units                   Total number of buildings

         ________________                        ________________




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      b. Unit Mix:

         # of Bedrooms per             # of Baths per unit          # of Units per bedroom
                unit                                                          type




7. Development Status

      a. Has rehabilitation or new construction work commenced?

                           o   Yes           o   No

      (1) If “Yes” and application for new construction, when were the building permits issued?
      _____________________ (mm/dd/yyyy)

      (2) If “Yes” and application is for rehabilitation, were building permits required?

                           o   Yes           o   No

          If “Yes” and when were the building permits issued? ________ (mm/dd/yyyy)

          If “No” when did the work commence? _____________ (mm/dd/yyyy)

      b. Is the development complete?

                           o   Yes           o   No

      If “Yes” when were the certificates of occupancy issued? ________ (mm/dd/yyyy)

      c. Are any of the units occupied?

                           o   Yes           o   No


      d. If the proposed development under construction or rehabilitation is not yet complete, what
         is the anticipated placed-in-service date?

          _____________________ (mm/dd/yyyy)

      e. Attach a detailed timeline behind a tab labeled “Exhibit ______” describing
         developmental milestones and indicate the status of achieving the milestone (e.g. in
         progress, completed, etc.); indicate actual dates (MM/DD/YY) that milestones have or will
         be achieved.


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                                                                  General Development Information – Tab 4
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8. Concentration of affordable units

       Indicate which one of the following applies to this application:

   o   The proposed development is located near (within one-mile) of existing public housing.
   o   The proposed development is located within two miles of a publicly-funded affordable rental
       housing development or homeless facility. Please provide name of public housing complex:
       _______________________________.
   o   None of the above applies to this application.

9. Behind tab labeled “Exhibit __”, describe your plan for securing community support for the project
   and any community support in place at this time.




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                                                                General Features and Amenities – Tab 5
                                                                                                 1 of 5


                GENERAL FEATURES AND AMENITIES (TAB 5)

1. Required for all developments

      Does the applicant commit to provide the following items, as applicable, for the proposed
      development?

                          o   Yes          o   No

             a. All units for all developments :


             ⎯    Air conditioning in all units (window units are not allowed; however, through-wall
                  units are permissible for rehabilitation);
             ⎯    Window treatments for each window inside each unit (for rental only);
             ⎯    Termite prevention and pest control throughout the entire affordability period for
                  rental developments (only);
             ⎯    Exterior lighting in open and common areas.

             b. All units in all developments except SRO :


             ⎯    Cable or satellite TV hook-up in all units;
             ⎯    Range, oven and refrigerator in all units;
             ⎯    Bathtub with shower in at least one bathroom in at least 90% of the new
                  construction non-elderly units.

             c. All SRO developments :


             ⎯    Minimum unit size of 110 square feet;
             ⎯    Each unit must contain at least one full size single bed, a lockable storage
                  compartment or chest of drawers and vertical clothes closet measuring at least
                  three feet wide;
             ⎯    Each unit must contain a sink;
             ⎯    At least one set of bathroom facilities for every 16 units (each bathroom facility
                  must contain a ratio of at least one sink, one shower with curtain or door and one
                  toilet with door for every 4 units);
             ⎯    A kitchen in each unit that must have a permanently affixed two burner range
                  top, a microwave or oven, a sink in the kitchen, and a counter-height refrigerator;




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                                                                     General Features and Amenities – Tab 5
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              ⎯    Community center or meeting room featuring a television with cable or satellite
                   TV hook-up;
              ⎯    Public transportation within .5 mile.

2. Optional Amenity Points

(A maximum of 10 points will be awarded for the section below)

   •   3 or more items - 2 points            ______
   •   5 or more items - 5 points            ______
   •   10 or more items - 10 points          ______


       a. New construction developments (check all that apply):


              ⎯    Gated community with “carded” entry or security guard, or if 2 or more stories,
                   “carded” secure entry to building;
              ⎯    Ceramic tile bathroom floors in all units;
              ⎯    Microwave oven in each unit;
              ⎯    Marble window sills in all units;
              ⎯    Steel exterior entry door frames for all units;
              ⎯    At least 1.5 bathrooms (one full bath and one with at least a toilet and sink) in all
                   2 bedroom new construction units;
              ⎯    Double compartment kitchen sink in all units;
              ⎯    Pantry in kitchen area in all units – must be no less than 20 cubic feet of storage
                   space. Pantry cannot be just an under-or over-the-counter cabinet;
              ⎯    Dishwasher in all new construction units;
              ⎯    Garbage disposal in all new construction units.

       b. For rehabilitation/substantial rehabilitation developments (check all that apply):


              ⎯    New kitchen cabinets and counter top(s) in all units;
              ⎯    30 Year expected life roofing on all buildings;
              ⎯    Gated community with “carded” entry or security guard, or if 2 or more stories,
                   “carded” secure entry to building;
              ⎯    Ceramic tile bathroom floors in all units;
              ⎯    Microwave oven inside each unit;
              ⎯    Marble window sills in all units;

                                                 112
       ⎯    Dishwasher inside each unit;
       ⎯    Garbage disposals inside each unit;
       ⎯    Steel exterior entry door frames for all units;
       ⎯    Double compartment kitchen sink in all units;
       ⎯    New bathroom cabinet(s), excluding medicine cabinet, in all units;
       ⎯    New range and oven in all units;
       ⎯    New refrigerator in all units;
       ⎯    New plumbing fixtures in kitchen and bathroom(s) in all units.

c. For all developments except SRO (check all that apply):
       ⎯    Emergency call service in all units;
       ⎯    Exercise room with appropriate equipment;
       ⎯    Community center or clubhouse;
       ⎯    Swimming pool;
       ⎯    Playground/tot lot, accessible to children with disabilities (must be sized in
            proportion to Development’s size and expected resident population with age-
            appropriate equipment;
       ⎯    Car care area (for car cleaning/washing);
       ⎯    Two or more parking spaces per total number of units;
       ⎯    Picnic area with hard cover permanent roof with a design compatible with the
            Development, open on all side, containing at least three permanent picnic tables
            with benches and an adjoining permanent outdoor grill;
       ⎯    Outside recreation facility (such as shuffleboard court, putting green, tennis
            court, full basketball court, volleyball court, etc.) Facility must be identified here:
            ________________________ ;
       ⎯    Library consisting of a minimum of 100 books and 5 current magazine
            subscriptions;
       ⎯    Computer lab on-site with a minimum one computer per 50 units, with basic word
            processing, spreadsheets and assorted educational and entertainment software
            programs and at least one printer;
       ⎯    Laundry hook-ups and space for full-size washer and dryer inside each unit;
       ⎯    Washer and dryer in dedicated space with hook-ups within each unit. For rental
            developments, washer and dryer must be provided at no charge to the resident
            during the term of any lease;
       ⎯    Laundry facilities with full-size washers and dryers available in at least one
            common area on site;




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                                                            General Features and Amenities – Tab 5
                                                                                             4 of 5



d. Single Family Rental or Duplexes/Quadraplexes (check all that apply):


       ⎯   Garage for each unit which consists of a permanent, fully enclosable structure
           designed to accommodate one or more automobiles, either attached to the unit
           or detached but located on the same property, provided at no charge to the
           resident;
       ⎯   Carport for each unit with direct access to the carport solely by a door from that
           unit and no other unit.

e. SRO developments (check all that apply):


       ⎯   Emergency call service in all units;
       ⎯   Exercise room with appropriate equipment;
       ⎯   Secure, enclosed bicycle storage;
       ⎯   Cable or satellite TV hook-up in each unit;
       ⎯   Picnic area with hard cover permanent roof of a design compatible with the
           development, open on all sides, containing at least three permanent picnic tables
           with benches and an adjoining permanent outdoor grill;
       ⎯   Outside recreation facility (such as shuffleboard court, putting green, tennis
           court, full basketball court, volleyball court, etc.) Facility must be identified here:
           _________________________;
       ⎯   Library consisting of a minimum of 100 books and 5 current magazine
           subscriptions;
       ⎯   Computer lab on-site with a minimum of one computer per 50 units, with basic
           word processing, spreadsheets and assorted educational and entertainment
           software programs and at least one printer;
       ⎯   Laundry facilities with full-size washers and dryers available in at least one
           common area on site;
       ⎯   Laundry facilities with full-size washers and dryers available in at least one
           common area on every floor if the development consists of more than one story.

f. Energy Conservation Features for all buildings/units in the development

(A maximum of 5 points will be awarded for the section below, one point for each item
chosen)


       ⎯   Heat pump with a minimum HSPF of 7.5 instead of electric resistance;




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                                                    General Features and Amenities – Tab 5
                                                                                     5 of 5


⎯   Gas hydronic combo unit HVAC
⎯   Air conditioning with SEER rating of 14 or better
⎯   Gas water heater with energy factor of .61 or better or electric water heater with
    energy factor of .93 or better
⎯   Wall insulation of R-13 or better for frame built construction or wall insulation of
    R-7 or better for masonry/concrete block construction
⎯   Attic insulation of R-30 or better or attic insulation of R-19 with radiant barrier on
    top floor only
⎯   Solar screens on all west and east facing windows
⎯   Double-pane glass on all windows
⎯   All double-pane windows with minimum solar heat gain coefficient of .50 or
    better and a minimum of .75 U Value or all windows single-pane with shading
    coefficient of .67 or better
⎯   Energy Star rated reversible ceiling fans in all bedrooms and living area in each
    unit
⎯   Energy Star rated refrigerator in each unit
⎯   Energy Star rated washing machine in each unit




                                  115
                                                                             General Information – Form 1
                                                                                Ability to Proceed – Tab 6
                                                                                                     1 of 2


                              ABILITY TO PROCEED (TAB 6)


1. Evidence of Site Control (Mandatory Threshold – absence of documented site control will
    nullify the application under this RFA). Documents must be in name of legal entity that will
    own the project or the contracting agency. If submitting a long term lease, the term of the lease
    must extend beyond 2059.

           Applicant must demonstrate site control by providing the following documents:

       o      Provide a recorded deed or recorded certificate of title behind a tab labeled “Exhibit
              ________”                                                                     (10 points)
                       OR
       o      Provide a copy of the fully executed long-term lease behind a tab labeled “Exhibit
              ________”                                                                     (10 points)
                      OR

       o      Provide a current, fully executed qualified contract for purchase and sale for the subject
              property behind a tab labeled “Exhibit ______” The contract must be valid until
              December 31, 2008                                                             (5 points)

For #2, #3 and #4, please use attached forms found at the back of this application or provide a
letter from the appropriate authority. No other documentation will be accepted and must be
dated after January 1, 2009.


2. Evidence of Infrastructure Availability (5 points): All documentation must be included. No
partial points will be given.

       o      Electricity – Provide a letter from the provider or the Verification of Availability of
              Infrastructure – Electricity Form behind a tab labeled “Exhibit ________”
       o      Water – Provide a letter from the provider or the Verification of Availability of
              Infrastructure – Water Form behind a tab labeled “Exhibit ________”
       o      Sewer, Package Treatment or Septic Tank – Provide a letter from the provider or the
              Verification of Availability of Infrastructure – Sewer Capacity, Package Treatment, or
              Septic Tank Form behind a tab labeled “Exhibit ________”
       o      Roads – Provide a letter from the appropriate Local Government or the Verification of
              Availability of Infrastructure – Roads Form behind a tab labeled “Exhibit ________”


3. Evidence of Appropriate Zoning (Mandatory Threshold Item)

                       Current Zoning Designation _______________




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                                                                           Ability to Proceed – Tab 6
                                                                                                2 of 2


       o    New Construction Development – Provide a properly completed and executed Local
            Government Verification That Development Is Consistent With Zoning And Land Use
            Regulations Form behind a tab labeled “Exhibit ________”
                            OR
       o    Rehabilitation/Substantial Rehabilitation Developments – Provide a properly completed
            and executed Local Government Verification That Development Is Consistent With
            Zoning And Land Use Regulations Form behind a tab labeled “Exhibit ________”.



4. Environmental Site Assessment (ESA) (5 points): Please use and submit attached forms
    found at the back of this application. Do not include a copy of the Phase I or the Phase
    II in the application. Points will not be awarded if the date of the most recently completed
    or updated Phase I and II is prior to June 30, 2009.

   a. Phase I ESA – Provide a properly completed and executed Verification of Environmental
      Safety – Phase I Assessment form behind a tab labeled “Exhibit _______.”

   b. Phase II ESA – If applicable, provide a properly completed and executed Verification of
      Environmental Safety – Phase II Assessment form behind a tab labeled “Exhibit _______.”




                                              117
                                                                               General Information – Form 1
   Demographic and Set-Aside Commitments, Accessibility Features and Affordable Housing Preservation– Tab 7
                                                                                                      1 of 5


                 DEMOGRAPHIC AND SET-ASIDE COMMITMENTS
                        ACCESSIBILITY FEATURES
                        HOUSING PRESERVATION
                                (TAB 7)
A. Demographic Targets

       1. Elderly

       Will the proposed Development serve residents over age 62?

                             o   Yes            o   No


       2. Homeless

       Will the proposed Development set aside units for homeless persons?

                             o   Yes            o   No

                       _______          Singles only;
                       _______          Families only;
                       _______          Singles and families.


       3. Family – Development will serve the general population.

                             o   Yes            o   No

B. Income and Special Need Targeting (2 points each for maximum of 18 points). Points will
   not be awarded if requested documentation is not included in application or items are not
   checked.

   Project will result in (check all that apply):
               ⎯     Mixed-income residential housing, which includes units affordable to persons
                     with incomes of 80% or less of AMI, along with retail space, offices, and/or
                     leased office space for community-based services. At least 75% of the
                     residential units must serve households with incomes of 80% AMI or less.
                     Please provide a separate sources and uses and income/expense proforma for
                     the non-residential portion of the development labeled Exhibit       . The zoning
                     certification included in the application must support the mixed-use development.
               ⎯     Housing units restricted to occupancy by households with income of 80% or less
                     of AMI in located at or near (within one mile radius) of rapid transit facilities (i.e.
                     Metrorail) or, if project is located south of Kendall Drive, busways. At least 75%


                                                    118
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   Demographic and Set-Aside Commitments, Accessibility Features and Affordable Housing Preservation– Tab 7
                                                                                                      2 of 5

               of the residential units must serve households with incomes of 80% AMI or less.
               Include a map with a one mile radius circle with the project location identified at the
               center of the circle and the location of the transit stop within the circle.
               ⎯      A set-aside of 15% to 29% of units that are affordable to households at 30% or
                    less of AMI. Units at 30% rents must be identified and included in 15-year
                    proforma.
               ⎯    A set-aside of 30% or more of units that are affordable to households at 30% or
                    less of AMI. Units at 30% rents must be identified and included in 15-year
                    proforma. If checking this item, please check the set-aside of 15%-29% of units
                    as well.
               ⎯    An operating reserve for rental assistance for projects that set aside 15% or
                    more of the units for households at 30% or less of AMI (the operating reserve
                    must be shown in project’s capital budget with an allowed source to fund the
                    reserve. Funding from this RFA cannot be utilized for an operating reserve).

       To receive points for the following four items, applicants must provide documentation of          the
       appropriate funding source for services or a contract or MOU to provide services for              the
       special needs population being targeted. Support services must meet the needs of                  the
       population being served. If the applicant is providing the services, a description of             the
       applicant’s mission statement and a description of support services must be included.
               ⎯    A set-aside of at least five units for occupancy by and affordable to persons
                    living with AIDS.
               ⎯    A set-aside of at least five units for occupancy by and affordable to persons with
                    special needs other than living with AIDS. Special needs population must be
                    listed in Table 1B of the most recent Miami-Dade County Consolidated Plan.
                    Describe special need: ____________________________________.
               ⎯    Supportive housing for persons with history of mental illness.
               ⎯    Supportive housing for young persons transitioning out of foster care.

C. Housing Preservation Activities (2 points each for maximum of 4 points)

   Check all that apply:


               ⎯    Project is rehabilitating or replacing existing affordable housing units that will
                    remain affordable to households of 80% of AMI or less.
               ⎯    Project is rehabilitating affordable housing units subject to an Expiring Use
                    Agreement under the Tax Credit, Section 8 or other government program and
                    will result in units affordable to households of 80% of AMI or less.




                                                   119
                                                                               General Information – Form 1
   Demographic and Set-Aside Commitments, Accessibility Features and Affordable Housing Preservation– Tab 7
                                                                                                      3 of 5

D. Design and Accessibility Features (1 point each for maximum of 3 points)

       Check all that apply:
               ⎯    Project incorporates or will incorporate Crime Prevention Through Environmental
                    Design (CPTED) features.
               ⎯    Project incorporates or will incorporate universal design features.
               ⎯    Project will result in accessible units in excess of federal requirements (greater
                    than 5% of project units). Please complete the following:

                            ____ (number of accessible units) divided by ____ (total number of
                    project units) = ____% of project units.

E. Set-Aside Commitments (Required for HOME funds only)

1. Minimum Number of County Assisted Units (HOME Requirement)

       (1) Total County funding Requested:                                     $ ______________
       (2) Total Development Cost:                                             $ ______________
       (3) Percentage of Total Development Cost provided by County funds requested _______%
          (Divide (1) by (2) and round up to the next whole percentage number)
       (4) Total number of units in Development                                _______________
       (5) Minimum number of County-Assisted Units as a percentage                    _______%

          (Multiply (4) by (3) and round up to the next whole number)
       (6) Minimum number of County-Assisted Units as a percentage:                           _______%
          (Divide (5) by (4) and round percentage to two decimal places)


2. Commitments to Set Aside Units Beyond the Minimum:

           Does the Applicant commit to additional County-Assisted Units beyond the minimum?

                             o   Yes           o   No

            If yes, answer the following questions:

               (1) How many?                                                               ________
               (2) Percentage of additional County-Assisted Units:                         ________%
                   (Divide number shown in b(1) by a(4) and round percentage to two decimal
                   places)
               (3) Is the minimum number of County-Assisted Units required, as shown at 1.(5), plus
                   the additional County-Assisted Units, as shown at 2.(1), either equal to or less
                   than the total number of units in the Development?

                             o   Yes           o   No

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            4. Total Set-Aside percentage: ________%
                     (Add 1.(6) and 2(2) and round percentage to two decimal places)________%




                                                121
                                                                             General Information – Form 1
                                                                     Tenant Relocation Information –Tab 8
                                                                                                    1 of 1


     TENANT RELOCATION INFORMATION FOR EXISTING PROPERTIES
                            (TAB 8)
This section applies to all existing properties subject to rehabilitation or demolition for
purposes of new construction.

1.     If converting an existing property, is temporary relocation anticipated during the rehabilitation
       period?


                            o   Yes          o   No


       If yes, the number of units affected: _____________

2.     Is permanent relocation (displacement) anticipated during or after the rehabilitation period?


                            o   Yes          o   No


       If yes, the number of units affected: _____________

3.     Describe how you plan to cover the cost of relocation. Detail how the temporary and
       permanent relocation will be handled (relocation costs are not eligible soft costs).

       __________________________________________________________

       __________________________________________________________

       __________________________________________________________

       __________________________________________________________

       __________________________________________________________

       __________________________________________________________


4.     A tenant profile must be submitted for each occupied units. Alternate forms may be used if
       the same information is provided. Tenant profile forms are found directly behind this form
       labeled




                                                 122
                                                                 General Information – Form 1
                                                                            Financing – Tab 9
                                                                                        1 of 5


                                       FINANCING (TAB 9)
   A. Funding

   1. Funding Request

          o   CDBG                       $ __________________
          o   HOME                       $ __________________
          o   SHIP                       $ __________________
          o   HODAG                      $ __________________

DEVELOPMENT COST PRO FORMA

PROJECT COST            County Funds        Other Public        Other Financing
                        Requested           Funding
Actual Construction
Cost
Demolition
New Units
Rehab of Existing
Rental Units
Accessory Buildings
Recreational
Amenities
Rehab of Existing
Common Areas
*Other (explain in
detail)
A1. Actual
Construction Cost
Contingency
(explain in detail)
A1.1 Sub-Total
A1.2 General
Contractor Fee
A1.3 Total Actual
Construction Cost

 Financial Cost
 Construction Loan
 Credit Enhancement
 Construction Loan
 Construction Loan
 Interest
 Construction Loan
 Origination Fee




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                              General Information – Form 1
                                         Financing – Tab 9
                                                     2 of 5



 Bridge Loan Interest
 Bridge Loan
 Origination Fee
 Permanent Loan
 Credit Enhancement
 Permanent Loan
 Origination Fee
 Reserves Required
 By Lender
 A2. Total Financial
 Cost

General Development
Cost
Accounting Fees
Appraisal
Architect’s Fee –
Design
Architect’s Fee –
Supervision
Builder’s Risk
Insurance
Building Permit
Brokerage Fees –
Land
Brokerage Fees –
Building
Closing Costs –
Construction Loan
Closing Costs –
Permanent Loan
Engineering Fee
Environmental Fee
Environmental Report
*Impact Fees (list in
detail)
Inspection Fees
Insurance
Legal Fees
Market Study
Marketing/Advertising
Property Taxes
Soil Test Report




                        124
                               General Information – Form 1
                                          Financing – Tab 9
                                                      3 of 5

Survey
Title Insurance
Utility Connection Fee
*Other (explain in
detail)
*Contingency (7)
(explain in detail)
A3. Total General
Development Cost

B. Development
Cost (A1.3+A2+A3)

C. Developer’s Fee

ACQUISITION COST
OF EXISTING
DEVELOPMENTS
(EXCLUDING LAND)
Existing Buildings
Developer Fee on
Existing Buildings
*Other (explain in
detail)
D. Total Acquisition
Cost

LAND COST
E. Total Land Cost

F. Total
Development Cost
(B+C+D+E)




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                                                                                Financing – Tab 9
                                                                                            4 of 5

Detail/Explanation Sheet

Development Cost

Acquisition Cost of Existing Developments:
Other

Actual Construction Cost:
Off-Site
Other:
Contingency:

General Development Costs:
Impact Fees:
Other:
Contingency:

Note: Consulting fees, if any and the cost of an independent HC market study must be paid
out of the Developer fee. Consulting fees include, but are not limited to, payments for
Application consultants, construction management or supervision consultants, or local
government consultants. Developer fees can be no more that 16% of total development cost
and is subject to an independent underwriting review.

CONSTRUCTION OR REHAB ANALYSIS

Identify all funding sources for which a firm commitment is in place, a funding application
has been submitted and is pending review, or a funding award has been recommended, but
not yet made firm. Applicant must provide documentation of firm commitments or funding
recommendations for each funding source identified below, along with a copy of the
application for such funding. In cases of pending applications, a copy of the application
must be submitted.

                             Amount          Indicate if Firm       Location of
                                             Commitment or          Documentation
                                             Application/Award is
                                             Pending
A. Total Development
Cost
B. Sources
County Funds
First Mortgage Financing
Second Mortgage
Financing
Third Mortgage Financing
Deferred Developer Fee
Grants
Equity – Partner’s
Contribution
Other:

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                                                                         General Information – Form 1
                                                                                    Financing – Tab 9
                                                                                                5 of 5
Other:
Total Sources
C. Financing Shortfall (A
minus B)


PERMANENT FINANCING (Must complete for leveraging score)

                            Number of Units            Total Dev. Cost       Per Unit
A. Project Information

B. Sources                  Source of funds            Amount of funds       Per Unit
County Funds Requested
in this RFA
Other County Funding –
Please identify source
with award year
First Mortgage
Other Funds
Other Funds
Total
Total County Funds Only


FINANCIAL LEVERAGE (Request of county subsidy on a per unit basis)

Number of units serving household under 80% AMI : __________
Total County Funds divided by number of units under 80% AMI: __________


Leveraging Score (per unit)
__________ less than $20,000       (25 points)
__________$20,001 - $25,000        (20 points)
__________$25,001 - $30,000        (15 points)
__________ $30,001 - $35,000       (10 points)
__________$35,001 - $40,000        (5 points)
__________greater than $40,000     (0 points)




                                                 127
                                                                             General Information – Form 1
                                                                Financial Beneficiaries Disclosure – Tab 10
                                                                                                      1 of 2


               FINANCIAL BENEFICIARIES DISCLOSURE (TAB 10)
This application must fully disclose any person or entity defined as a financial beneficiary (please
see definition on the next page) pursuant to Rule 67-48.002, F.A.C.

FAILURE TO ACCURATELY AND FULLY DISCLOSE ALL INFORMATION REQUESTED BELOW
WILL RESULT IN THE REJECTION OF THE APPLICATION.

Financial Beneficiary Disclosure for the Proposed Development:
On the chart below list the names of all persons or entities that are financial beneficiaries as defined
by Rule 67-48, F.A.C. in the proposed development excluding limited partner investors through
housing credit syndication, third-party lenders, and third-party management agents for each
application submitted in this cycle.

       Name of Financial Beneficiary              Name(s) of Other Applications Submitted in
                                                                 This Cycle




NOTE: If additional space is necessary, chart may be photographed and attached as an exhibit. If
so, please indicate that the completed chart can be found behind tab labeled “Exhibit ______”




                                                  128
                                                                             General Information – Form 1
                                                                Financial Beneficiaries Disclosure – Tab 10
                                                                                                      2 of 2

                                            DEFINITIONS

“Financial Beneficiary” means one who is to receive a financial benefit of the total development
cost (including deferred fees).

This definition includes any party which meets the above criteria, such as the developer and its
principals and principals of the applicant entity. This definition does not include third party lenders,
Housing Credit Syndicators, Credit Enhancers who are regulated by a state or federal agency.

“Principal” means an applicant, any general partner of an applicant, and any officer, director, or any
shareholder of any applicant or shareholder of any general partner of an applicant.




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               130
        HOMEOWNERSHIP
FOR CHDO SET-ASIDE PROJECTS ONLY


            FORM 2




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               132
                                                              Homeownership – Form 2
                                                                               1 of 3




                             SCORING TABLE

Form                         Scoring Items                        Maximum
  #                                                                Points
 1     Organization Capacity and Experience (Tab 2)                   30

 1     Geographic Information (Tab 4)                                  7

 1     General Features and Amenities (Tab 5)                         15

 1     Ability to Proceed (Tab 6)                                     20

 1     Demographic and Set-Aside Commitments, Accessibility           25
       Features and Affordable Housing Preservation (Tab 7)
 1     Financial Leverage (Part IX)                                   25

 2     Homeownership Form - Closing Costs Form                        15

       Total                                                          137




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               134
                                                                         Homeownership – Form 2
                                                                                          2 of 3


                              HOMEOWNERSHIP (FORM 2)
                            For CHDO Set-Aside Projects Only

                        STATEMENT OF MAXIMUM FUNDING AND
            SALES PRICE PER SQ. FT. (SINGLE FAMILY HOMEOWNERSHIP ONLY)
                              (check the one that applies)

                ⎯    Single Family Units
                ⎯    Townhomes
                ⎯    Condominiums

  Total Land Cost for this development: ________________

  What is the targeted median income for the units? _______________ (must be 80% AMI or
  below)

MODEL TYPE    # OF UNITS   # OF        MAXIMUM        SALES PRICE        SQ. FT.     SALES PRICE
                           BEDROOMS    AMOUNT $        PER UNIT                       PER SQ. FT.
                                       PER UNIT
                                       REQUESTED




     Note:
        •    The information provided on this page will be used as the basis for contract
             compliance, should the development be funded;
        •    The maximum sales price is $225,000. Any application proposing a higher sales
             price shall be deemed non-responsive.




                                              135
                                                                              Homeownership – Form 2
                                                                                               3 of 3


                     HOMEOWNERSHIP CLOSING COST FORM


       As part of this RFA, developers are required to pay the following closing cost on
       behalf of each qualified homebuyer: Abstracting costs, owner/lender’s title insurance,
       Documentary Stamps on Warranty Deed, and Survey costs.

       Developers are strongly encouraged to pay all closing costs for homebuyers with a
       maximum of 6% of the purchase price.


Developer is willing to pay closing cost over and above RFA requirements.

                           o   Yes           o   No


If yes, specify percentage ________%

Scoring: Up to 15 points will be awarded for closing costs paid by developer over requirement

                      _____ 2% - 5 points
                      _____ 3% - 7 points
                      _____ 4% - 10 points
                      _____ 5% - 12 points
                      _____ 6% - 15 points

NOTE: Closing cost paid by another entity on your behalf are not to be reflected on this page.
You will not be credited with any points for closing cost paid by any other entity. The
developer’s commitment shall be incorporated as part of the County’s contract if funded.

The final sales price should be calculated to include all developers’ fees and shall not be
included as a separate fee on the closing statement.




                                                 136
RENTAL FORMS



   FORM 3




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               138
                                                                    Rental Housing – Form 3
                                                                                      1 of 1




                               SCORING TABLE


Form                          Scoring Items                              Maximum
  #                                                                       Points
 1     Organization Capacity and Experience - General Information            30
       (Tab 2)
 1     Geographic Information (Tab 4)                                         7

 1     General Features and Amenities (Tab 5)                                15

 1     Ability to Proceed (Tab 6)                                            20

 1     Demographic and Set-Aside Commitments, Accessibility                  25
       Features and Affordable Housing Preservation (Tab 7)


 1     Financial Leverage (Tab 9)                                            25

 3     Acceptance of Rental Assistance (Tab 16)                               5


       Total                                                                 127




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               140
                                                                               Rental Housing – Form 3
                                                                                                Tab 14
                                                                                                 1 of 4


                        RENTS AND OPERATING PRO-FORMA
                                   (TAB 14)

Development Name: __________________________________
Development Address: ________________________________

I.     Rents

A. Rent levels:

Rents are controlled for the length of the applicable affordability period. Unless targeted as
workforce housing, these maximum rents are determined on an annual basis by HUD. Rents for the
first year are provided as (see attachment) and include all utilities. Tenants paid utilities must be
subtracted from the gross rents provided to determine net rents which are the maximum initial
allowable rents. Each owner should use the utility allowance schedule of the local Public
Housing Authority to make the utility adjustments. These rents may increase or decrease from
year to year. Also, these rents are not necessarily representative of market conditions.

Each owner should be aware of the market conditions of the area in which the development is
located. Federal Fair Market rents are maximum rents which can be charged. Each development
should show market feasibility not based upon these HOME rents but upon area housing markets
and the occupancy requirements which require occupancy by low income persons. Actual rents
charged should not exceed the published rents, adjusted for utility allowances and bedroom size.

B. Miami-Dade Housing Agency Rental Units and Proposed Rents
       One hundred percent (100%) of MDHA-assisted rental units must have rents that do not
exceed the Section 8 Fair Market Rents (FMRs) for existing housing minus tenant-paid utilities (See
Attachment 14 and 15 for rent limits). Provide your proposed rents for the development based upon
market conditions.

Note: Proposed rents may be less than the rents, but not more. Tax credit developments will
use the rental amounts published by the Florida Housing Finance Corporation minus tenant
paid utility as published by M.D.H.A. (see attachment 14).

C. MIAMI-DADE COUNTY ASSISTED RENTS (MUST USE MDHA UTILITY ALLOWANCE
   CHART, see Attachment 13)

Calculate county assisted units as follows:
Total funds requested     ÷   Number of set-aside units in development = Number of assisted
units




                                                141
                                                                                          Rental Housing – Form 3
                                                                                                           Tab 14
                                                                                                            2 of 4

    This form will be included in the County’s contract and the Rental Regulatory Agreement.

                                  Miami-Dade County Assisted Units

  % of     A             B         C          D          E              F                  G                  H
Median   Target        # of       # of     Sq. Ft.      Rent        Tenant             Proposed              Net
Income   Tenant*     Bedrooms     Units   of Living                   Paid                Net            Rent /Sq. Ft.
                                           Area**                Utility Allow.          Rent
                        0                             $          $                 $                 $
                        1                             $          $                 $                 $
                        2                             $          $                 $                 $
                        3                             $          $                 $                 $
                        4                             $          $                 $                 $
                        5                             $          $                 $                 $
                      TOTAL                           $          $                 $                 $
                                                      Annual     Income            $

                         Non-Miami-Dade County Assisted Units
    D.
  % of       A               B                C         D            E            F               G               H
Median     Target           # of             # of     Sq. Ft.                  Tenant         Proposed           Net
Income    Tenant*         Bedrooms          Units       of       Rent           Paid             Net             Rent
                                                      Living                    Utility         Rent            Sq. Ft.
                                                       Area                    Allow.
                             0                                  $          $                 $              $
                             1                                  $          $                 $              $
                             2                                  $          $                 $              $
                             3                                  $          $                 $              $
                             4                                  $          $                 $              $
                             5                                  $          $                 $              $
                           TOTAL                                $          $                 $              $
                                                                Annual     Income            $


    *Codes for Target Tenant: H = Homeless; LWA = Living with AIDS; E = Elderly; D = Disabled (other
                              than LWA); F = Exiting Foster Care Youth
    **Living area should be defined as only air conditioned spaces



                                                                                             $




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                                                                             Rental Housing – Form 3
                                                                                              Tab 14
                                                                                               3 of 4

II.    OPERATING PRO FORMA (Rental Only) Must be included in application.
       A.  Submit an Operating Pro Forma for the proposed development which projects
           operating expenses and income. The Operating Pro Forma can be found at
           tab labeled "Exhibit ____".

       B.     If loan or other funding approval is in place, insert the actual interest rate(s),
              terms and assumptions used in obtaining the commitment.

              Evidence of the figures used to obtain the commitment can be found directly
              behind this form at tab labeled "Exhibit___".

USE THE FOLLOWING ASSUMPTIONS IF ALL SOURCES OF FUNDING ARE NOT
FIRMLY COMMITTED.
     Mortgage Rate: 8% (includes servicing fees)

  Mortgage Term: 30 year amortization
  Vacancy Rate: 5%
  Annual Rental Income Increase Rate: 3%
  Annual Expense Increase Rate is 4%
  Replacement Reserves of $250 per unit
  Operating Expenses of $4,500 per unit per year

NOTE: Variances from the above assumptions may be made only if adequate data are
attached hereto as an Exhibit to justify the exception. If anticipated vacancy rates or
annual expenses for a particular market area are higher, then the higher numbers should be
used.

       If applicable, justification can be found directly behind this form at tab labeled
       "Exhibit __"




                                               143
                                                                               Rental Housing – Form 3
                                                                                                Tab 14
                                                                                                 4 of 4
III.   PRO FORMA FORMAT

       Complete the Rents and Operating Pro Forma Form shown on Rental form 1 and
       project figures for construction and rehabilitation developments for 30 years. Attach
       a detailed explanation of all projections. A detailed explanation of all projections can
       be found directly behind this form at tab labeled “Exhibit____”.

INCOME (must agree with total income from page 3 of this form)
     Gross Rental Income
      (attach rent schedule)          $______________
     Other Income (specify source)    $______________
            __________________
     Subtotal                         $______________
     Minus Vacancy (5% of Subtotal) $(_____________)

       (A) INCOME                           $______________

OPERATING EXPENSES
    Salaries                                $______________
    Repair and Maintenance                  $______________
    Utilities                               $______________
    Administration                          $______________
    Contract Services                       $______________
    Management Fees                         $______________
    Insurance                               $______________
    Miscellaneous                           $______________
    Real Estate Taxes                       $______________
    Replacement Reserve                     $______________
    EXPENSES                                $______________

NET OPERATING INCOME
     (A) Income                             $______________
     (B) Expenses                           $(_____________)
     Net Operating Income                   $______________

DEBT SERVICE COVERAGE
     (A) Net Operating Income               $______________
     (B) Annual Debt Service
         for all mortgages                  $______________
     (C) Debt Service Ratio
         [divide (A) by (B)]*               $______________

If debt service coverage relies on other sources of funds in addition to net operating income, attach
separate sheet(s) describing source of funds. The attachment(s) can be found directly behind this
form at tab labeled “Form____ Exhibit____”.
Note: * must be a maximum of 1.25

                                                144
                                                                                    Rental Housing – Form 3
                                                                                                     Tab 16
                                                                                                      1 of 1

                        ACCEPTANCE OF RENTAL PAYMENTS
                                   (TAB 16)


                                     (Rental Developments Only)

A.     Is rental assistance anticipated for this development?

                               Yes          No

B.     If yes, please check all sources that apply:

              TENANT-BASED                            PROJECT-BASED

              Housing Vouchers                        Other HUD
              (Section 8)                             HOPWA *
              Housing Vouchers                        Other _________
              State
              HOPWA *
              Other


       Number of units receiving assistance: _________
       Number of years on rental assistance contract: ________

       Does the applicant commit to accept and actively seek prospective tenants from
       public housing waiting lists or who will use federal rental vouchers as payment of
       rent?

                               Yes          No

       If yes, describe the marketing effort to be used: _________________________

       _______________________________________________________________

NOTE: The information requested on this form will be used in determining "Acceptance of Rental
Assistance Payments" (5 points). A minimum of two (2) must be checked to receive the points.
       Examples of suitable marketing efforts are newspapers, bus signs, bench signs, billboards, direct
       mailing, and notification of vacancies to housing authorities. All HOME developments with five (5) or
       more housing units must adopt affirmative marketing efforts in accordance with 24 CFR Part 92.351.

* HOPWA = Housing Opportunities People With Aids




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               146
FORECLOSURE INTERVENTION



         FORM 4




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               148
                   FORECLOSURE INTERVENTION SERVICES




                                    SCORING TABLE

   SECTION                      SCORING ITEMS                    MAXIMUM POINTS
      1          Education and experience of provider                  60
      2          Location of provider                                  10
      3          Cost to applicants                                    10
      4          Not-for-profit provider                               50
                 MAXIMUM POINTS                                       130


Miami-Dade County intends to make available funding for experienced housing counseling
agencies to provide “rescue funds” for home owners facing foreclosure. County funds will
provide assistance to income eligible home owners to bring their mortgage payments current
prior to foreclosure. Home owners will need to meet the requirements of the County program
guidelines and show that they have the ability to make and maintain their current monthly
mortgage payment as determined by the housing counseling agency.

The County, through OCED/DLAD, requests that agencies with a demonstrated ability to
provide foreclosure intervention services to home owners apply in accordance with the
instructions provided. The County will award a maximum of $250,000 per agency to provide
these “rescue funds” to eligible home owners and will include administrative funding. Eligible
homeowners can be provided up to three months of mortgage payments not to exceed $5,000.

Please do not complete the Foreclosure Intervention Services Section unless you intend to
apply to perform the services.




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               150
                                                                                   Foreclosure Intervention
                                                                                                Page 1 of 3


                FORECLOSURE INTERVENTION SERVICES FORMS

Please complete and include in the application the Application Cover Sheet, the
appropriate Affidavit(s) and the Housing Forms Checklist. Please also include general
information about your organization and its mission.

Rating Criteria for Foreclosure Intervention Component
Please provide detailed documentation to support the following:

1. Education and experience of provider (maximum of 60 points)

a. Certification(s) for all persons employed by agency and directly responsible for providing the
foreclosure intervention services (please include).

____ Number of employees directly responsible for providing foreclosure intervention services
(Please include resumes of those employees)

____     Number of those employees directly responsible for providing services who have a current HUD
         certification as an approved housing counselor (must have been obtained in the past four years)
         ____ All employees listed above have current certification                 15 Points
         ____ At least 51% of employees listed above have current certification      5 Points
         ____ Less than 50% of employees listed above have current certification 0 Points
(Certifications must be included in application to receive points)

____     Number of those employees directly responsible for proving services who have received
         foreclosure intervention and loss mitigation training within the past 24 months
         ____ All employees listed above have received training                        10 Points
         ____ 51% of employees listed above have received training                       5 Points
         ____ Less than 51% of employees listed above have received training             0 Points
(Certifications must be included in application to receive points)


b. Illustrate Agency’s performance by indicating the number of persons/households who have?

       ____ contacted agency within the past twelve months requesting foreclosure intervention
            assistance                                      (2 Points if services provided)
       ____ attended agency conducted workshops and/or received a one-on-one counseling session
            with an employee designated to provide foreclosure intervention services
                                                            (3 Points if services provided)
       ____ received a loan re-structuring or “work-out” to avoid foreclosure as a direct result of the
            Agency’s involvement and negotiations with the homeowner’s loan servicer

                                                            (10 Points for more than 30 “work-outs”)
                                                            (5 Points for 11 to 29 “work-outs”)
                                                            (0 Points for 10 or less “work-outs”)




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                                                                                 Foreclosure Intervention
                                                                                              Page 2 of 3

    (Attach detailed documentation of Agency’s experience. To receive points for “work-outs,” the
    Agency must provide a short description of EACH work-out, including circumstances surrounding
    the home owner’s pending foreclosure, actions taken on the part of the Agency to intervene with
    the loan servicer and the terms of the work-out. Identifying information about the home owner
    does not need to be included.)

c. Years of experience of Agency in providing homebuyer counseling/educational activities:

              ____   1-4 years                     (2 Points)
              ____   5-7 years                     (5 Points)
              ____   8+ years                      (10 Points)

       (Please provide detailed documentation of agency’s experience. Points will only be awarded to
       agencies with a current HUD certification as an approved counseling agency)


    d. How are your foreclosure intervention services funded? How is your counseling staff funded?

    _____________________________________________________________
    _____________________________________________________________

    Please attach documentation of funding awards and commitments. Documentation of other
    funding sources for staff and services is required to receive points (10 points)


2. Location of provider (maximum of 10 points)

   Agency’s access to centrally located sites throughout the County to provide foreclosure intervention
   services.

   ____       Various locations (countywide)                             (10 Points)
   ____       One location accessible via Metrorail/ Bus service          (5 Points)

   Provide documentation with addresses of location(s)


3. Cost to applicants (maximum of 10 points)

   Cost of foreclosure intervention services to home owner:

   ____ $0                                                               (10 Points)
   ____ Fee is charged                                                    (0 Points)

   Agencies that apply a cost to the applicants must be licensed and bonded. Documentation must be
   attached.




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                                                                                 Foreclosure Intervention
                                                                                              Page 3 of 3



4. Not-For-Profit 501(c)(3) Agency (maximum of 50 points)

      Applicant is a not-for-profit 501(c)(3)
      ____ Yes        (50 Points)
      ____ No          (0 Points)

      Attach Agency 501(c)(3) IRS determination letter, articles of incorporation and by-laws. No joint
      ventures will be allowed to receive funding through this RFA.




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               154
HOMELESS RENTAL HOUSING
     DEVELOPMENT


        FORM 5




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               156
                                                                   Homeless Rental Housing
                                                                                    Form 5
                                                                                     1 of 4




                              SCORING TABLE

Form                          Scoring Items                               Maximum
  #                                                                        Points
              Homeless Housing Development Proposals Only

 1     Organization Capacity and Experience (General Information              30
       Part II)
 1     Geographic Information (Part IV)                                       7

 1     General Features and Amenities (General Information Part V)            15

 1     Ability to Proceed (General Information VI)                            20

 1     Demographic and Set-Aside Commitments, Accessibility                   25
       Features and Affordable Housing Preservation (General
       Information Part VII)
 1     Financial Leverage (Part IX)                                           25

 3     Acceptance of Rental Assistance                                        5


 5     Homeless Organization Qualification and Project Narrative              30

                                                             Total           157

                             ESG Proposals Only

 5     Homeless Organization Qualification and Project Narrative              35

                                                             Total            35




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               158
                            HOMELESS RENTAL HOUSING
                                                                                         Form 5
                                                                                          2 of 4
                       ORGANIZATIONAL QUALIFICATIONS AND
                           PROPOSED PROJECT NARRATIVE
           FOR HOMELESS HOUSING DEVELOPMENT PROPOSALS ONLY

APPLICANT’S LEGAL NAME: _____________________________________________________
ADDRESS (MAIN OFFICE )___________________________________________________________

EXECUTIVE DIRECTOR: _____________________________________________________________
CONTACT PERSON: _________________________________________________________________
PHONE:_______________________ FAX:_________________ E-MAIL:____________________


PROJECT NAME:______________________________________________________________________
PROPOSED PROJECT ADDRESS: ___________________________________________________
Section A. Organizational History and Structure (maximum of 10 points)
In narrative form, please briefly describe your organization's main purpose/mission, and its
   history of providing services and/or housing in this community, including specifically the
   types of services (e.g. prevention, educational, employment, etc.), the number of locations,
   and the number of persons served.
Describe your agency's experience in providing services specifically to the population to be
   served by the proposed project, including past experience in operating housing/providing
   services similar to that proposed.
3. Describe the experience of staff providing substantive supportive services.
4 Describe your agency's specific experience serving homeless persons.
   Indicate what types housing/services you currently provide:

    Type                # o f beds/units     Since when Provided      Location(s)
    Emergency
    Transitional
    Permanent
    Service Only.
    Service Only:
    Service Only:
5.. Indicate the total number of persons served by your program in the last year, and the total
    number of homeless persons served in the last year.
6. Indicate the average daily population for all programs and for homeless programs.
7. What are the organization's total sources of funding (provide source as well as
    amounts)?
8. What is the organization's total annual operating budget? What is the agency’s fiscal year?
9. Describe how the proposed project will supplement your current programs, and the Organization’s
    capacity to administer this additional program.




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                                                                              Homeless Rental Housing
                                                                                               Form 5
                                                                                                3 of 4

10. Describe and enclose any licensure requirements that have been met by your agency and/or
    key members of your proposed/current program staff, including building occupational
    licenses, professional licenses, state licenses, etc.
11. Provide resumes and/or job restrictions for principal staff.
12. Describe your agency's procedures for assuring that all individuals (including formerly
    homeless/homeless persons) are encouraged to accept employment in your agency regardless of
    race, ethnicity, gender, disability or sexual orientation.
13. Describe your agency’s experience in entering and maintaining client level and performance data in a
    management information system.

Section B. Target Population
1. Describe the targeted population (families or singles; if singles: men, women, coed, etc.;
   chronically homeless).

2. Preference Points (maximum of 10 points; 5 points per target population):

   a. At least 70% of the project units/beds will house chronically homeless persons.
   b. Except in the case of ESG proposals, project units/beds will house homeless/formerly
   homeless families.

Section C. Project Narrative (maximum of 10 points)
Answer the following questions in narrative form, in no more than four (4) single-spaced pages

1. Describe the Project proposed for funding. Include the following information:
          a. Type of housing program (transitional, permanent, safe haven);
          b. The services* to be provided (case management, substance abuse treatment, mental
              health services, etc.).
              both on-site and off site, and who will be providing the services (e.g. your agency, sub-
              contracted to other providers, etc.), including specifically how the following services are
              provided (as applicable): education, independent living skills, vocational/employment
              training, permanent housing placement assistance;
          c. How such services will be funded for the period of restricted use as homeless housing;
          d. The referral, intake and orientation process, including eligibility criteria for your program
              (including any restrictions such as family size, age, etc.);
          e. The schedule of hours for the proposed/currently provided services and the level
              of site supervision and client interaction;
          f. The amount of staff that will be/are providing services, including the staff to client ratio
              and whether staff is already on board or if recruitment is required (please provide a
              gender/ethnic breakdown of staff, including languages spoken); and
          g. How this project supplements your agency's existing efforts (additional service units,
              beds created additional service hours, etc.)
          h. Describe program outcomes (e.g. percentage of clients transitioning from permanent
              housing or percentage of clients remaining in permanent housing for more than 7
              months).




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                                                                                             Homeless Rental Housing
                                                                                                            Form 5
                                                                                                              4 of 4

           *NOTE: For all homeless housing projects: Case management services must be provided to all residents and
           Applicant must fully describe the case management services offered in the narrative, including
           frequency/duration of case management [one-on-one, daily, etc.). the links to other services, how clients are
           prepared for independent living, how clients are assisted in obtaining employment and permanent housing, etc
           For permanent housing projects The narrative must include a service coordination component which describes
           how your project facilitates the availability of and access to an appropriate array of services and resources that
           promote quality of life for and housing retention o' homeless residents The narrative should fully describe how
           service coordination will be provided m the project.

2. Describe how your project addresses a need or gap identified in the Annual Continuum of Care
   Gaps and Needs Analysis.
3. Describe (and attach) any licenses that are required/the agency will seek.
4. Describe how you will ensure the participation of program participants in program design, and
   how you will/currently ensure a client's right lo courteous, fair and respectful treatment.
5. If you plan on developing a permanent housing structure of sixteen or more units of housing that
   will house only formerly homeless/homeless, provide a narrative demonstrating why market
   conditions necessitate the development of a project of that size and how the project will be
   integrated into the community.
6. Describe your plan for securing community support for the project and any community support in place
    at this time.

The following section applies only to ESG Proposals:

Section D. Match Requirement for ESG Proposals (5 points)

The proposal must describe and document committed sources for the mandatory dollar for dollar match
requirement. Match in excess of the mandatory match amount will receive additional points.




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               162
                                                                     Homeless Rental Housing
                                                                                      Form 5
                                                                                       2 of 4
                     ORGANIZATIONAL QUALIFICATIONS AND
                          PROPOSED PROJECT NARRATIVE
         FOR HOMELESS HOUSING DEVELOPMENT PROPOSALS ONLY

APPLICANT’S LEGAL NAME:______________________________________________________
ADDRESS (MAIN OFFICE )___________________________________________________________

EXECUTIVE DIRECTOR: _____________________________________________________________
CONTACT PERSON: _________________________________________________________________
PHONE:_______________________ FAX:_________________ E-MAIL:____________________


PROJECT NAME:______________________________________________________________________
PROPOSED PROJECT ADDRESS: ___________________________________________________
Section A. Organizational History and Structure (maximum of 10 points)
1. In narrative form, please briefly describe your organization's main purpose/mission, and its
   history of providing services and/or housing in this community, including specifically the
   types of services (e.g. prevention, educational, employment, etc.), the number of locations,
   and the number of persons served.
2. Describe your agency's experience in providing services specifically to the population to be
   served by the proposed project, including past experience in operating housing/providing
   services similar to that proposed.
3. Describe the experience of staff providing substantive supportive services.
4 Describe your agency's specific experience serving homeless persons.
   Indicate what types housing/services you currently provide:

    Type                # o f beds/units     Since when Provided      Location(s)
    Emergency
    Transitional
    Permanent
    Service Only.
    Service Only:
    Service Only:
5.. Indicate the total number of persons served by your program in the last year, and the total
    number of homeless persons served in the last year.
6. Indicate the average daily population for all programs and for homeless programs.
7. What are the organization's total sources of funding (provide source as well as
    amounts)?
8. What is the organization's total annual operating budget? What is the agency’s fiscal year?
9. Describe how the proposed project will supplement your current programs, and the
    Organization’s capacity to administer this additional program.

                                             163
                                                                         Homeless Rental Housing
                                                                                          Form 5
                                                                                           3 of 4

10. Describe and enclose any licensure requirements that have been met by your agency and/or
    key members of your proposed/current program staff, including building occupational
    licenses, professional licenses, state licenses, etc.
11. Provide resumes and/or job restrictions for principal staff.
12. Describe your agency's procedures for assuring that all individuals (including formerly
    homeless/homeless persons) are encouraged to accept employment in your agency regardless of
    race, ethnicity, gender, disability or sexual orientation.
13. Describe your agency’s experience in entering and maintaining client level and performance data in a
    management information system.

Section B. Target Population
1. Describe the targeted population (families or singles; if singles: men, women, coed, etc.;
   chronically homeless).

2. Preference Points (maximum of 10 points; 5 points per target population):

   a. At least 70% of the project units/beds will house chronically homeless persons.
   b. Project units/beds will house homeless/formerly homeless families.

Section C. Project Narrative (maximum of 10 points)
Answer the following questions in narrative form, in no more than four (4) single-spaced pages

1. Describe the Project proposed for funding. Include the following information:
          i. Type of housing program (transitional, permanent, safe haven);
          j. The services* to be provided (case management, substance abuse treatment, mental
              health services, etc.).
              both on-site and off site, and who will be providing the services (e.g. your agency,
              sub-contracted to other providers, etc.), including specifically how the following
              services are provided (as applicable): education, independent living skills,
              vocational/employment training, permanent housing placement assistance;
          k. How such services will be funded for the period of restricted use as homeless
              housing;
          l. The referral, intake and orientation process, including eligibility criteria for your
              program (including any restrictions such as family size, age, etc.);
          m. The schedule of hours for the proposed/currently provided services and the
              level of site supervision and client interaction;
          n. The amount of staff that will be/are providing services, including the staff to client
              ratio and whether staff is already on board or if recruitment is required (please
              provide a gender/ethnic breakdown of staff, including languages spoken); and
          o. How this project supplements your agency's existing efforts (additional service units,
              beds created additional service hours, etc.)
          p. Describe program outcomes (e.g. percentage of clients transitioning from permanent
              housing or percentage of clients remaining in permanent housing for more than 7
              months).
                                                164
                                                                                    Homeless Rental Housing
                                                                                                     Form 5
                                                                                                      4 of 4

          *NOTE: For all homeless housing projects: Case management services must be provided to all residents
          fully describe the case management services offered in the narrative, including frequency/duration of case
          management [one-on-one, daily, etc.). the links to other services, how clients are prepared for independent
          living, how clients are assisted in obtaining employment and permanent housing, etc For permanent
          housing projects The narrative must include a service coordination component which describes how your
          project facilitates the availability of and access to an appropriate array of services and resources that
          promote quality of life for and housing retention o' homeless residents The narrative should fully describe
          how service coordination will be provided m the project.

2. Describe how your project addresses a need or gap identified in the Annual Continuum of Care
   Gaps and Needs Analysis.
3. Describe (and attach) any licenses that are required/the agency will seek.
4. Describe how you will ensure the participation of program participants in program design, and
   how you will/currently ensure a client's right lo courteous, fair and respectful treatment.
5. If you plan on developing a permanent housing structure of sixteen or more units of housing
   that will house only formerly homeless/homeless, provide a narrative demonstrating why market
   conditions necessitate the development of a project of that size and how the project will be
   integrated into the community.
6. Describe your plan for securing community support for the project and any community support in
    place at this time.




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               166
TENANT BASED RENTAL ASSISTANCE


           FORM 6




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               168
                                         Tenant Based Rental Assistance
                                                                Form 6
                                                                  1 of 3



          Tenant Based Rental Assistance
                  Scoring Table

SECTION        Scoring Items             Maximum Points
   1       Experience and Capacity            30

   2       Policies and Procedures               20

   3      Clients and Units Identified           25

   4       Administrative Expenses               25

                     Total                      100




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               170
                                                             Tenant Based Rental Assistance
                                                                                    Form 6
                                                                                      2 of 3

             TENANT BASED RENTAL ASSISTANCE PROGRAM
                           Scoring Criteria

Please complete and include in the application the Application Cover Sheet, the
appropriate Affidavit(s) and the Housing Forms Checklist. Please also include
general information about your organization and its mission.


1.    Experience and Capacity
            Is the respondent a Public Housing Agency? (Please provide evidence, such
            as a resolution authorizing the formation of the agency)
                    _____ yes                                (20 points)
                    _____ no                                 (0 points)

            If yes, what is your most recent Section Eight Management Assessment
            Program score? (Please provide evidence, such as the certification from HUD)

                  _____ 100-90                (10 points)
                  _____ 89-70                 (5 points)
                  _____69-60                  (1 points)
                  _____ below 60              (0 points)

            If no, does the respondent have experience (in years) with the following:

                  Contract Administration (executing and monitoring) (Please provide
                  evidence, such as a copy of resumes and job descriptions)
                        _____ 0-1                         (0 points)
                        _____ 2-5                         (3 points)
                        _____ 6+                          (5 points)

                  Inspecting Units (Housing Quality Standards or local code) (Please
                  provide evidence, such as a copy of resumes and job descriptions)
                         _____ 0-1                        (0 points)
                         _____ 2-5                        (3 points)
                         _____ 6+                         (6 points)

                  Case Management (comprehensive) (Please provide evidence, such as
                  a copy of resumes and job descriptions)
                        _____ 0-1                         (0 points)
                        _____ 2-5                         (3 points)
                        _____ 6+                          (6 points)



                                           171
                                                             Tenant Based Rental Assistance
                                                                                    Form 6
                                                                                      3 of 3
                  Subsidize Housing (ownership or management) (Please provide
                  evidence, such as a copy of resumes and job descriptions)
                        _____ 0-1                       (0 points)
                        _____ 2-5                       (5 points)
                        _____ 6+                        (8 points)

2.   Policies and Procedures
            Does the respondent have Tenant Selection Policies? (Please provide
            evidence, such as a copy of the adopted policy)
                  _____ yes                                (10 points)
                  _____ no                                 (0 points)
            Does the respondent have a Landlord Outreach Plan? (Please provide
            evidence, such as the approved plan)
                  _____ yes                                (10 points)
                  _____ no                                 (0 points)

3.   Clients and Units Identified
           Percent of clients identified for the proposed project? (Please provide
           evidence, such as a client list that has been determined preliminarily eligible)

                                _____ 100-90                (15 points)
                                _____ 89-80                 (10 points)
                                _____ 79-70                 (5 points)
`                               _____ 69-60                 (3 points)
                                _____ below 60              (0 points)


           Percent of units identified for the proposed project? (Please provide
           evidence, such as commitment letters from owners with addresses that are
           available)
                                _____100-90                 (10 points)
                                _____89-80                  (8 points)
                                _____79-70                  (6 points)
                                _____69-60                  (3 points)
                                _____below 60               (0 points)

4.   Administrative Expense
          What percent of the TBRA housing assistance budget is used for
          administrative costs? (Please provide evidence, such as the proposed budget)
                              _____6%             (25 points)
                              _____7%             (20 points)
                              _____8%             (15 points)
                              _____9%             (10 points)
                              _____10%            (5 points)

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Infrastructure and Zoning Forms

 Rental Housing Scoring Sheet




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               174
           VERIFICATION OF AVAILIBILITY OF INFRASTRUCTURE- ELECTRICITY


Name of Development:_____________________________________________________

Development Location:_____________________________________________________
(At a minimum, provide the address assigned by the United States Postal Services, including the address number, street name and city, or if the address has not yet
been assigned, provide the street name, closest designated intersection and city)

The undersigned service provider confirms that on or before_____________________:
                                                                                                       Date (mm/dd/yyyy)

        1. Electricity is available to the proposed Development.
        2. There are no impediments to the proposed Development for obtaining electric service other than
            payment of hook-up or installation fees, line extensions to be paid for by the Applicant in connection
            with the construction of the Development, or other such routine administrative procedure.
        3. To the best of our knowledge, no variance or local hearing is required to make electricity
           available to the proposed Development.
        4. To the best of our knowledge, there are no moratoriums pertaining to electric service
           which are applicable to the proposed Development.

                                                          CERTIFICATION

I certify that the forgoing information is true and correct.

____________________________ ________________ _______________________________
Signature                    Date (mm/dd/yy)  Name of Entity Providing Service

__________________________________________                                          _______________________________
Print or Type Name                                                                  Address

__________________________________________                                           _______________________________
Print or Type Title

                                                                            _____________________________________
                                                                            Telephone Number (including area code)

This certification may not be signed by the Applicant, by any related parties of the Applicant, or by any Principals or
Financial Beneficiaries of the Applicant. In addition, signatures from local elected officials are not acceptable. If the
Certification is applicable to this development and it is inappropriately signed, the Application will fail threshold.

If this certification contains corrections or “white-out”, or if it is scanned, imaged, altered, or retyped, the Applicant will
Fail to meet threshold. The certification may be photocopied.




                                                                                                         Exhibit___________




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               176
      VERIFICATION OF AVAILIBILITY OF INFRASTRUCTURE- SEWER CAPACITY,
                    PACKAGE TREATMENT, OR SEPTIC TANK


Name of Development:_____________________________________________________

Development Location:_____________________________________________________
(At a minimum, provide the address assigned by the United States Postal Services, including the address number, street name and city, or if the address has not yet
been assigned, provide the street name, closest designated intersection and city)

The undersigned service provider confirms that on or before_____________________:
                                                                                                       Date (mm/dd/yyyy)

        1. Sewer Capacity, Package Treatment, or Septic Tank is available to the proposed Development.

        2. There are no impediments to the proposed Development for obtaining the specified waste treatment
           service other than payment of hook-up or installation fees, line extensions to be paid for by the
           Applicant in connection with the construction of the Development, or other such routine
           administrative procedure.

        3. To the best of our knowledge, no variance or local hearing is required to make this service
           available to the proposed Development.

        4. To the best of our knowledge, there are no moratoriums pertaining to this service, which are
            applicable to the proposed Development.

                                                          CERTIFICATION

I certify that the forgoing information is true and correct.

____________________________ ________________ _______________________________
Signature                    Date (mm/dd/yy)  Name of Entity Providing Service

__________________________________________                                          _______________________________
Print or Type Name                                                                  Address

__________________________________________                                           _______________________________
Print or Type Title

                                                                            _____________________________________
                                                                            Telephone Number (including area code)

This certification may not be signed by the Applicant, by any related parties of the Applicant, or by any Principals or
Financial Beneficiaries of the Applicant. In addition, signatures from local elected officials are not acceptable. If the
Certification is applicable to this development and it is inappropriately signed, no points will be awarded.

If this certification contains corrections or “white-out”, or if it is scanned, imaged, altered, or retyped, the Applicant will
Fail to meet threshold. The certification may be photocopied.




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               178
                  VERIFICATION OF AVAILIBILITY OF INFRASTRUCTURE- ROADS


Name of Development:_____________________________________________________

Development Location:_____________________________________________________
(At a minimum, provide the address assigned by the United States Postal Services, including the address number, street name and city, or if the address
has not yet been assigned, provide the street name, closest designated intersection and city)

The undersigned service provider confirms that on or before_____________________:
                                                                                                       Date (mm/dd/yyyy)

        1. Existing paved roads provide access to the proposed Development or paved roads will be
           constructed as part of the proposed Development.
        2. There are no impediments to the proposed Development using the roads other than payment of
           impact fees or providing curb cuts, turn lanes, signalization, or securing required final approvals
           and permits for the proposed Development.
        3. The execution of this verification is not a granting of traffic concurrency approval for the proposed
           Development.
        4. To the best of our knowledge, there are no moratoriums pertaining to road usage, which are
           applicable to the proposed Development.

                                                          CERTIFICATION

I certify that the forgoing information is true and correct.

____________________________ ________________ _______________________________
Signature                    Date (mm/dd/yy)  Name of Entity Providing Service

__________________________________________                                          _______________________________
Print or Type Name                                                                  Address

__________________________________________                                           _______________________________
Print or Type Title

                                                                            _____________________________________
                                                                            Telephone Number (including area code)

This certification may not be signed by the Applicant, by any related parties of the Applicant, or by any Principals or
Financial Beneficiaries of the Applicant. In addition, signatures from local elected officials are not acceptable. If the
Certification is applicable to this development and it is inappropriately signed, no points will be awarded.

If this certification contains corrections or “white-out”, or if it is scanned, imaged, altered, or retyped, the Applicant will
Fail to meet threshold. The certification may be photocopied.




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               180
                 VERIFICATION OF AVAILIBILITY OF INFRASTRUCTURE- WATER


Name of Development:_____________________________________________________

Development Location:_____________________________________________________
(At a minimum, provide the address assigned by the United States Postal Services, including the address number, street name and city, or if the address
has not yet been assigned, provide the street name, closest designated intersection and city)

The undersigned service provider confirms that on or before_____________________:
                                                                                                       Date (mm/dd/yyyy)

        1.       Potable water is available to the proposed Development.

        2.       There are no impediments to the proposed Development for obtaining potable water other than
                 payment of hook-up or installation fees, line extensions to be paid for by the
                 Applicant in connection with the construction of the Development, or other such routine
                 administrative procedure.

        3.       To the best of our knowledge, no variance or local hearing is required to make potable water
                 available to the proposed Development.

        4.       To the best of our knowledge, there are no moratoriums pertaining to potable water                                   which are
                 applicable to the proposed Development.

                                                          CERTIFICATION

I certify that the forgoing information is true and correct.

____________________________ ________________ _______________________________
Signature                    Date (mm/dd/yy)  Name of Entity Providing Service

__________________________________________                                          _______________________________
Print or Type Name                                                                  Address

__________________________________________                                           _______________________________
Print or Type Title

                                                                            _____________________________________
                                                                            Telephone Number (including area code)

This certification may not be signed by the Applicant, by any related parties of the Applicant, or by any Principals or
Financial Beneficiaries of the Applicant. In addition, signatures from local elected officials are not acceptable. If the
Certification is applicable to this development and it is inappropriately signed, no points will be awarded.

If this certification contains corrections or “white-out”, or if it is scanned, imaged, altered, or retyped, the Applicant will
Fail to meet threshold. The certification may be photocopied.




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               182
                                                    VERIFICATION OF ENVIRONMENTAL
                                             SAFETY-PHASE I ENVIRONMENTAL SITE ASSESSMENT

Name of Development: _______________________________________________________________________

Development Location: _______________________________________________________________________
(At a minimum, provide the address assigned by the United States Postal Service, including the address number, street name and city, or if the address
has not yet been assigned, provide the street name, closest designated intersection and city)

As a representative of the firm that performed the Phase I Environmental Site Assessment (ESA), I certify that a Phase I ESA of the above reference
Development site was conducted by the undersigned environmental firm as of _______________________________
                                                                                           (Date of Phase I ESA-mm/dd/yyyy)
Such Phase I ESA meets the standards of ASTM Practice # E-1527-05.

Check all that apply in Items 1, 2, and 3 bellow:

       1.   If the Phase I ESA is over 12 month old from the Application Deadline for this Application, has the site’s environmental condition changed
            since the date of the original Phase I ESA?

       □Yes             □ no
       If “Yes”, to demonstrate the condition of the site, the signatory must answer question (1) or (2) below:

            □ (1) an updated to the original Phase I ESA was prepared on ___________ (Date-mm/dd/yyyy)
             (Dated of update must be after June 30, 2007 to receive points)

            □ (2) a new Phase I ESA was prepared on _________________ (Date-mm/dd/yyyy)
             (Dated of update must be after June 30, 2007 to receive points)

            Note: OCED will not consider a Phase II ESA to be a substitute for the updated Ph. I ESA or new
            Ph. I ESA.

       2.   If there are one or more existing buildings on the proposed site, the presence or absence of asbestos or asbestos containing materials and
            lead based paint must be addressed either as a part of the Phase I ESA or as a separate repost. The signatory must indicate which of the
            following (item a. or b.) applies:

            □a.         the Phase I ESA referenced above addresses the presence or absence of asbestos or asbestos containing materials and lead base
                        paint; or

            □b.         separate report(s) addressing the presence or absence of asbestos or containing materials and lead-based paint have been prepared
                        and the undersigned has reviewed the separate report(s). Such separate report(s) may or may not be incorporated by reference in
                        the Phase I ESA.

  3.        If the Phase I ESA discloses potential problem (including, but not limited to asbestos or asbestos containing materials lead-based paint,
            random gas, etc.) on the proposed site, the signatory must indicate which of the following (Item a, b, or c.) applies:

            □a.         environmental safety conditions on the site require remediation and a plan that includes anticipate costs and        estimated time
                        needed to complete the remediation has been prepared, either as a part of the Phase I ESA or as a separate report; or

            □b.         a Phase II ESA is required or recommended (the firm that performed the Phase II ESA, even if it is the same                  firm that prepared
                        the Phase I ESA, MUST complete and execute the Phase II Environmental Site Assessment Verification); or

            □c.         although environmental safety conditions exits on the site, no remediation or further study is required or recommended.
                                                                         CERTIFICATION

            I certify that the foregoing information is true and correct.

            _______________________________     __________________                      _____________________________________
            Authorized Signature               Date (mm/dd/yyyy)                        Name of Firm that Performed the Phase I ESA
            ________________________________________                                    _______________________________________
            Print of Type Name of Signatory                                            Address of Environmental Firm (street address, city, state)
            ______________________________________________                             ______________________________________________
            Print of Type Name of Signatory                                            Telephone Number Including Area Code

            This certification must be signed by a representative of the firm that performed the Phase I ESA for the proposed
            Development location. If this certification contains corrections or ‘white-out’, or if it is scanned, image, altered, or retyped, the Application
            will fail to meet threshold. The certification may be photocopied.




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               184
                                  VERIFICATION OF ENVIRONMENTAL
                           SAFETY-PHASE II ENVIRONMENTAL SITE ASSESSMENT

Name of Development: _______________________________________________

Development Location: _______________________________________________
(At a minimum, provide the address assigned by the United States Postal Service, including the address number, street
name and city, or if the address has not yet been assigned, provide the street name, closest designated intersection and
city)

As a representative of the firm that performed the Phase II Environmental Site Assessment (ESA), I certify
that:

    1.    A Phase II ESA of the above reference Development location was required or recommended by the Phase I ESA.
          The Phase II ESA was conducted by the undersigned environmental firm as of
          _____________________________in accordance with ASTM Practice # E-1903-97(2002).
          (Date of Phase II ESA –mm/dd /yyyy)

          If the phase II ESA is over 12 month old from the Application Deadline for this Application has the site’s
          environmental condition changed since the date of the Phase II ESA?

                    □Yes                □No
          If “Yes”, to demonstrate the condition of the site, an update to the original Phase II ESA was prepared on
          _____________________________________
                        (Dated of Phase II ESA-mm/dd/yyyy*)

                    *         Date of the update to Phase II ESA, as stated above, must be after June 30, 2007 to received
                              points.

    2. If the Phase II ESA disclosed potential problems (including, but not limited to asbestos or asbestos
       containing materials, lead-based paint, random gas, etc.) on the proposed site, a plan that includes
       anticipated costs and estimated time needed to complete the remediation has been prepared either as a
       part of the Phase II ESA or as a separate report.


                                                              CERTIFICATION

          I certify that the foregoing information is true and correct.
         _____________________________ _______________         __________________________________________
         Authorized Signature          Date (mm/dd/yyyy)       Name of Firm that Performed the Phase II ESA

         ________________________________________              ___________________________________________
          Print of Type Name of Signatory                      Address of Environmental Firm (street address, city, state)
         ___________________________________________           ___________________________________________
          Print of Type Name of Signatory                      Telephone Number Including Area Code

         Thus certification must be signed by a representative of the firm that performed the Phase 11 ESA
         for the proposed Development location. If this certification contains corrections or ‘white-out’, or
          if it is scanned, image, altered, or retyped, the Application will fail to meet threshold. The certification may be
         photocopied.




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               186
                          LOCAL GOVERNMENT VERIFICATION THAT
              DEVELOPMENT IS CONSISTENT WITH ZONING AND LAND USE REGULATIONS

Name of Development: _______________________________________________
Development Location: _______________________________________________
(At a minimum, provide the address assigned by the United States Postal Service, including the address
number, street name and city, or if the address has not yet been assigned, provide the street name, closest
designated intersection and city)

The undersigned Local Government official confirms that:

    1) The number of units (not buildings) allowed for this development site (if restricted) is:
       ____________________ and/or
       If a PUD, the number of units (not buildings) allowed per development site is: ___
       or
       If not a PUD and development site is subject to existing special use or similar permit, number of units
       allowed for this development site is:________; and

    2) The zoning designation for the referenced Development site is ______________;and

    3) The intended use is consistent with current land use regulations and the referenced zoning designation
       or, if the Development consists of rehabilitation, the intended use is allowed as a legally non-
       conforming use. To the best of my knowledge, there are no additional land use regulation hearings or
       approvals required to obtain the zoning classification or density described herein. Assuming
       compliance with the applicable land use regulations, there are no known conditions which would
       preclude construction or rehabilitation (as the case may be) of the referenced Development on the
       proposed site.

                                                   CERTIFICATION

I certify that the City/County of ____________________________has vested in me the authority
                                             (Name of City/County)
To verify consistency with local land use regulations and the zoning designation specified above or, if the
Development consists of rehabilitation, the intended use is allowed as “legally non-conforming use” and I
further certify that the foregoing information is true and correct.

___________________________________                     _____________________________________
Signature                                                Date (mm/dd/yyyy)



This certification must be signed by the applicable city’s or County’s Director of Planning and
Zoning, chief appointed official (staff) responsible for determination of issues related to comprehensive planning and
zoning, City Manager, or County Manager/Administrator/Coordinator. Signatures from local elected officials are not
acceptable, nor are other signatories. If the certification is applicable to this Development and it is inappropriately signed,
the Application will fail to meet threshold.

If this certification contains corrections or ‘white-out’, or if it is scanned, imaged, altered, or retyped, the Application will
fail to meet threshold. The certification may be photocopied.




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               188
                                            2009 RFA

                          RENTAL HOUSING SCORING CRITERIA

Applicant Name: _____________________________Developer Name_______________________

Development Name:__________________          Development Address ________________________

Comments:________________________________________________________________________
_________________________________________________________________________________
_________________________________________________________________________________
_________________________________________________________________________________
_________________________________________________________________________________
________________________________________________________________________________


Check Appropriate Box (Only check 1)
          ⎯    CDBG
          ⎯    State Housing Initiative Partnership (SHIP)
          ⎯    HOME Investment Partnerships (HOME) or HOME-CHDO
          ⎯    HODAG

First – Threshold - Documentation must be included – Do not proceed if project does not meet
threshold requirements
         Evidence of Site Control
         Evidence of Appropriate Zoning
         Financial Beneficiaries form completed


Second – Organizational Capacity                                (30 points maximum)

 Government funded/subsidized affordable housing developments (10 points) ______
           (Must show 10 years experience for these points)
                  And one below
  • Affordable housing units completed after 2003           (20 points)  ______
  • Affordable housing units completed between 1997-2002 (10 points)     ______
  • Affordable housing units completed between 1991-1996     (5 points)  ______

                                                OR



                                               189
        Non-government funded affordable housing developments             (5 points)      ______
             (Must show 10 years experience for these points)
                    And one below
         • Affordable housing units completed after 2003                    (20 points)    ______
         • Affordable housing units completed between 1997-2002             (10 points)    ______
         • Affordable housing units completed between 1991-1996             (5 points)     ______


Third – Geographic Information SCORE FOR CDBG, HOME and HODAG APPLICANTS
ONLY (7 points maximum)
   a. Is the property located in an eligible block group                 (2 points) ______
   b. Is the property located in a Neighborhood Revitalization Strategy Area (NRSA)
   c. (3 points)      ______
   d. Is the property located within a Federal Empowerment Zone          (2 points) ______



Fourth - General Features and Amenities                         (15 point maximum)
   No points will be awarded in this section if applicant does not commit to provide the
   required amenities
   1) Does applicant commit to provide the required amenities             Yes      No
   2) Optional Amenity Points
      • 3 or more items - 2 points                                            ______
      • 5 or more items - 5 points
      • 10 or more items– 10 points
   3) Energy Conservation - 5 points max.- 1 pt for each item checked         ______


Fifth - Ability to Proceed                                    (20 points maximum)
        1) Evidence of Site Contro1
                  Provide a recorded deed or recorded certificate of title   (10 points) ______
                                                               OR
                  Provide a copy of the fully executed long-term lease       (10 points) ______
                                                              OR
            •     Current, fully executed qualified contract for purchase and sale for the subject
                  property. The contract must be valid until Dec 31, 2008 (5 points)         ______

       2) Evidence of Infrastructure                 (5 points – no partial points)        ______

       3) Environmental Assessment                                          ( 5 points)    ______
             • Phase I and Phase II (if needed) form included




                                                  190
Sixth – Demographic and Set-Aside Commitments                     (25 points maximum)
       1) Income and Special Needs Targeting (2 pts ea. for a max of 18 pts)         ______

       2) Housing Preservation (2 pts each for a max of 4 pts)                          ______

       3) Design and Accessibility Features (1pt ea. for a max of 3 pts)                ______




Seventh – Request of county subsidy on a per unit basis
   Total County funds per unit divided by number of affordable units serving households
   under 80% MFI

   less than $20,000 ______ (25 points)                     (25 points maximum)         ______
   $20,001 - $25,000 _____ (20 points)
   $25,001 - $30,000 _____ (15 points)
   $30,001 - $35,000 _____ (10 points)
   $35,001 - $40,000 _____ ( 5 points)
   greater than $40,000 ___ (0 points)


Eighth – Acceptance of Rental Assistance                                   (5 points)   ______




   TOTAL POINTS EARNED:               ___________




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               192
                                GLOSSARY
202 (Section 202 FHA) program helps expand the supply of affordable housing with
supportive services for the elderly. It provides very low-income elderly with options that allow
them to live independently but in an environment that provides support activities such as
cleaning, cooking, transportation, etc.

203(b) FHA program which provides mortgage insurance to protect lenders from default;
used to finance the purchase of new or existing one- to four family housing; characterized by
low down payment, flexible qualifying guidelines, limited fees, and a limit on maximum loan
amount.

203(k) FHA mortgage insurance program enables homebuyers to finance both the purchase
of a house and the cost of its rehabilitation through a single mortgage loan.




A
ADA — American with Disabilities Act A 1990 federal law that forbids discrimination
against persons who are disabled.

Adaptive reuse: Adaptive reuse, or re-use, is a process that adapts buildings for new uses
while retaining their historic features. An old factory may become an apartment building. A
rundown church may find new life as a restaurant

Affordable Housing: Housing for which the occupant is paying no more than 30 percent of
his or her income for gross housing costs, including utilities. Area median income: Median
family income established annually by the U.S. Department of Housing and Urban
Development (HUD).

AHAB — Miami Dade County Affordable Housing Advisory Board. AHAB functions as
the County’s affordable housing advisory committee and consists of fifteen (15) members
who act without compensation and serve as appointees of the Board of County
Commissioners (13), the Mayor (1) and the Overall Tenant Advisory Council (1).

Amenity: a feature of the home or property that serves as a benefit to the buyer but that is
not necessary to its use; may be natural (like location, Woods, water) or man-made (like a
swimming pool or garden).

Amortization: repayment of a mortgage loan through monthly installments of principal and
interest; the monthly payment amount is based on a schedule that will allow you to own your
home at the end of a specific time period (for example, 15 or 30 years)


                                              193
APR — Annual Percentage Rate: calculated by using a standard formula, the APR shows
the cost of a loan; expressed as a yearly interest rate, it includes the interest, points,
mortgage insurance, and other fees associated with the loan.

A/O Contract: Architect/Owner Contract under the Program guidelines and procedures.

Applicant: “Applicant" means a person or legal entity who proposes to carry out a project.

Appraisal: a document that gives an estimate of a property's fair market value; an appraisal
is generally required by a lender before loan approval to ensure that the mortgage loan
amount is not more than the value of the property.

Appraiser: a qualified individual who uses his or her experience and knowledge to prepare
the appraisal estimate.

Architect: is a professional person who is involved in the planning, and design. In the
broadest sense an architect is a person who translates a user's requirements into a built
environment.

ARM — Adjustable Rate Mortgage a mortgage loan subject to changes in interest rates;
when rates change, ARM monthly payments increase or decrease at intervals determined
by the lender; the change in monthly -payment amount, however, is usually subject to a cap.

Assessor: a government official who is responsible for determining the value of a property
for the purpose of taxation.

Assisted Housing: Assisted Housing – Generally housing that is subsidized, such as public
housing and Section 8 (both tenant-based and project-based). Also includes other federal
programs for seniors, such as Section 202, and for the disabled, Section 811. May include
housing where the rent is reduced for low-income families, such as Low-Income Housing
Tax Credits.

ALF — Assisted Living Facility: Any type of property that also provides supportive
services such as health care, meals and a wide variety of other services. Generally cost
significantly more than other properties of the same type due to the level of care and service
provided.




B
Balloon Mortgage: a mortgage that typically offers low rates for an initial period of time
(usually 5, 7, or 10) years; after that time period elapses, the remaining balance is due or is
refinanced by the borrower.




                                             194
Bankruptcy: a federal law whereby a person's assets are turned over to a trustee and used
to pay off outstanding debts; this usually occurs when someone owes more than they have
the ability to repay.

Basis Point: A measure of interest rate equal to 0.01% (or .0001). Basis Points are typically
used to describe the difference between two interest rate indices or to express the changes
in any one index from one point in time to another.

BCC: — Miami-Dade Board of County Commissioners.

Borrower: a person who has been approved to receive a loan and is then obligated to repay
it.

Brownfields: Vacant or underutilized industrial and commercial properties that are
environmentally contaminated or perceived to be contaminated.

BRI — Brownfields Redevelopment Initiative: Interagency initiative addressing financial
and legal risks of Brownfield clean up and redevelopment.

Building code: based on agreed upon safety standards within a specific area, a building
code is a regulation that determines the design, construction, and materials used in building.

Budget: a detailed record of all income earned and spent for a project during a specific
period of time.




C
CAC (Community Advisory Committees): A local committee made up of interested
residents who represent the community interest and provide valuable input to the County
concerning issues for the enhancement of the community.

Cap: a limit, such as that placed on an adjustable rate mortgage, on how much a monthly
payment or interest rate can increase or decrease.

CAPER — Consolidated Annual Performance and Evaluation Report: status report on
the grantee's (Miami-Dade County) efforts toward implementing US HUD’s outcome
performance measurement system requirements.

Cash reserves: a cash amount sometimes required to be held in reserve in addition to the
down payment and closing costs; the amount is determined by the lender.

CBO — Community Based Organization): Nonprofit, non-governmental agency designed to
work on a community-based project, need, or problem.


                                             195
CDBG — Community Development Block Grant: In this program US HUD directly
provides annual grants on a formula basis to entitled communities to carry out a wide range
of community development activities directed toward neighborhood revitalization, economic
development, and improved community facilities and services.

CDBG DRA — CDBG Disaster Recovery Assistance: In response to disasters, Congress
may appropriate additional funding for the CDBG and HOME programs as Disaster
Recovery grants to rebuild the affected areas and provide crucial seed money to start the
recovery process.

CDBG DRI — Disaster Recovery Initiative – Disaster funding for States, Territories,
metropolitan cities and urban counties, and Indian tribes. These grantees are in turn
authorized to reallocate funds to either government or nonprofit agencies that may deliver
services directly.

CDBG (Entitlement): In this program HUD directly provides annual CDBG allocations on a
formula basis to entitled communities to carry out a wide range of community development
activities directed toward neighborhood revitalization, economic development, and improved
community facilities and services.

CDBG (Small Cities): In this program, HUD directly provides annual CDBG funds on a
formula basis to States, which then administer the funding and act as a partner with the
Federal Government.

CDBG (State Administered): States participating in the CDBG Program award grants only
to units of general local government that carry out development activities. Annually each
State develops funding priorities and criteria for selecting projects.

CDC — Community Development Corporation: community based organizations that are
committed to enhancing community well-being and facilitate or financially support revenue-
generating business for the purpose of community and economic development.

CDFI — Community Development Financial Institution: - Community Development
Banking and Financial Institutions Act of 1994, organizations which lend and invest in
deprived areas and markets who cannot access mainstream finances, including social
enterprises.

CDRLF — Community Development Revolving Loan Funds: -- low-cost funds for a
variety of financial working capital needs for a business that has the financial capacity to
repay the loan. The purpose of the program is designed to create jobs while meet the
particular community needs of the low and moderate income community served.

CEDD: Community Economic Development Division.

CHDO — Community Housing Development Organization: A federally defined type of
nonprofit housing provider that must receive a minimum of 15 percent of all Federal HOME
funds from a Participating Jurisdictions award. The primary difference between CHDO and
other nonprofits is the level of low-income resident participation on the Board of Directors.
                                              196
Census Block Group: A census block group (BG) is a cluster of census blocks having the
same first digit of their four-digit identifying numbers within a census tract.

Census Tracts: Census tracts are small, relatively permanent statistical subdivisions of a
county.

Certification: a written assertion, based on supporting evidence, that must be kept available
for inspection by HUD, by the Inspector General of HUD and by the public. The assertion
shall be deemed to be accurate unless HUD determines otherwise, after inspecting the
evidence and providing due notice and opportunity for comment.

Certificate of title: a document provided by a qualified source (such as a title company) that
shows the property legally belongs to the current owner; before the title is transferred at
closing, it should be clear and free of all liens or other claims.

Charrette: collaborative session in which a group of designers drafts a solution to a design
problem. While the structure of a charrette varies, depending on the design problem and the
individuals in the group, charrettes often take place in multiple sessions in which the group
divides into sub-groups. Each sub-group then presents its work to the full group as material
for future dialogue. Such charrettes serve as a way of quickly generating a design solution
while integrating the aptitudes and interests of a diverse group of people.

Chronically Homeless Person: an unaccompanied homeless individual with a disabling
condition who has been continuously homeless for a year or more, or has had at least four
episodes of homelessness in the past three years. To be considered chronically homeless, a
person must have been sleeping in a place not meant for human habitation (e.g., living on
the streets) and/or in an emergency shelter during that time.

CIIC — Community and Individual Investment Corporation: For-profit corporation
capitalized in part by Economic Development Initiative and Section 108 funds that invests in
economic development activities in an identified service area where at least 51 percent of
the residents are low- and moderate-income people and which offers residents the
opportunity to purchase and own shares in the corporation.

Closing: also known as settlement, this is the time at which the property is formally sold and
transferred from the seller to the buyer; it is at this time that the borrower takes on the loan
obligation, pays all closing costs, and receives title from the seller.

Closing costs: customary costs above and beyond the sale price of the property that must
be paid to cover the transfer of ownership at closing; these costs generally vary by
geographic location and are typically detailed to the borrower after submission of a loan
application.

C/O Contract: Contract/Owner Contract under the program guidelines and procedures.



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C/O Certificate of Occupancy Written authorization given by a local municipality that
allows a newly completed or substantially completed structure to be inhabited stating that
the property meets the requirements of local codes, ordinances and regulations.

CO — Contract Officer

Code: Miami-Dade County and Municipality’s current Building Code.

Commercial/Industrial Center/District: contain a concentration of business, civic and
cultural activities, creating conditions that facilitate interaction and exchange.
Commission: an amount, usually a percentage of the property sales price, that is collected
by a real estate professional as a fee for negotiating the transaction.

Commercial building: means any building other than a residential building, including any
building constructed for industrial or public for profit purposes.

Commitment: As used in the HOME Program, commitment means one of three things. #1)
The participating jurisdiction has: executed a legally binding agreement with a State
recipient, sub recipient, or contractor to use a specific amount of HOME funds; #2) or
executed a written agreement reserving a specific amount of funds for a CHDO; #3) met
requirements to commit to a specific local project as defined below. HUD recognizes a
commitment when the project is set up in the Integrated Disbursement and Information
System (IDIS).

Commitment Letter:      A formal offer by a lender to lend money to a borrower under
specified terms.

Community      Renewal:     Renewal      Communities/Empowerment        Zones/Enterprise
Communities (RC/EZ/EC) federally designated localities that provide for tax incentives by
combining efforts to create economic opportunity, sustainable community development,
community-based partnerships, and a strategic vision for change.

Condominium: a form of ownership in which individuals purchase and own a unit of
housing in a multi-unit complex; the owner also shares financial responsibility for common
areas.

Consultant: Architect, engineer or surveyor performing contracted services for the Project,
under Owner’s responsibility.

Contractor: Contractors and/or subcontractors performing contracted construction work for
the Project, under Owner’s responsibility.

Continuum of Care: Policies designed to address the critical problem of homelessness that
includes a coordinated community-based process of identifying needs and building a system
to address those needs.

Conventional loan: a private sector loan, one that is not guaranteed or insured by the U.S.
government.
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Co-op — Cooperative: residents purchase stock in a cooperative corporation that owns a
structure; each stockholder is then entitled to live in a specific unit of the structure and is
responsible for paying a portion of the loan.

Consortium: an organization of geographically contiguous units of general local
government that are acting as a single unit of general local government for purposes of the
HOME program.

Cost-burdened: the extent to which gross housing costs, including utility costs, exceed 30%
of gross income, based on data available from the U.S. Census Bureau.

CP Consolidated Plan: is designed to be a collaborative process whereby a community
establishes a unified vision for the community. A document written by a State or local
government describing the community development, economic development and housing
needs of the low- and moderate-income residents, outlining strategies to meet the needs
and listing all resources available to implement the strategies.

CPP — Citizen Participation Plan - A plan that must be developed by all PJs to describe
and document efforts that will be undertaken to provide for and encourage citizens to
participate in the development of the Consolidated Plan

Community Redevelopment Agency - Section 163.356(1), Florida Statutes, authorizes the
creation of a community redevelopment agency in a county or municipality to carry out the
community redevelopment purposes of Part III, Chapter 163, Florida Statutes. Each
community redevelopment agency is created as a public body corporate and politic,
constituted as a public instrumentality whose exercise of powers conferred by the statute is
deemed to be the performance of an essential public function.

CRA — Community Reinvestment Act: A 1977 law that requires banks and savings and
loan institutions to take affirmative steps to help meet the credit needs of the communities
they are chartered to serve, especially low- and moderate-income communities.

Credit bureau score: a number representing the possibility a borrower may default; it is
based upon credit history and is used to determine ability to qualify for a mortgage loan.
FICO score is another name for credit score. Often, the FICO score is called the Beacon
credit score. This is because one of the largest consumer credit agencies, Equifax, has been
marketing the FICO scoring algorithm under the name of BEACON.

Credit history: history of an individual's debt payment; lenders use this information to gauge
a potential borrower's ability to repay a loan.

Credit report: a record that lists all past and present debts and the timeliness of their
repayment; it documents an individual's credit history.

CRP Commercial Revitalization Program: a county program designed to improve the
physical and economic condition of commercial for profit businesses in low and moderate-

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income neighborhoods. The program makes available grants up to a maximum of $100,000
to qualified owners and merchants to rehabilitate the exterior of their commercial buildings.

CWCAC — County-Wide Citizen Advisory Committee: An advisory committee is
established to provide input into the planning process for the economic development and
housing efforts of OCED. The County-Wide Citizen Advisory Committee (CWCAC) is
comprised on 24 members (the 3 board members from each existing NRSA.




D
Davis-Bacon Wage Determinations: are issued by the U.S. Department of Labor under the
Davis-Bacon and related Acts determines prevailing wage rates to be paid on federally
funded or assisted construction projects.

DE — Direct Endorsement:          Program permitting lender processed and endorsed FHA
mortgages.

DSC — Debt Service Coverage: The margin of safety for payment of debt service;
reflecting an estimate of an ability to cover debt obligations with free cash flow. This ratio is
defined as: Cash Flow Available to Service Debt/Debt Service. The higher the number, the
greater the ability to make debt payments from cash flow.

Debt-to-income ratio: a comparison of gross income to housing and non-housing
expenses; With the FHA, the-monthly mortgage payment should be no more than 29% of
monthly gross income (before taxes) and the mortgage payment combined with non-housing
debts should not exceed 41% of income.

Deed: the document that transfers ownership of a property.

Deed-in-lieu: to avoid foreclosure ("in lieu" of foreclosure), a deed is given to the lender to
fulfill the obligation to repay the debt; this process doesn't allow the borrower to remain in
the house but helps avoid the costs, time, and effort associated with foreclosure.

Default: the inability to pay monthly mortgage payments in a timely manner or to otherwise
meet the mortgage terms.

Delinquency: failure of a borrower to make timely mortgage payments under a loan
agreement.

Developer: A legal entity who develops real estate, especially by preparing a site for
residential or commercial use

Disability: According to the U.S. Department of Housing and Urban Development, a person
shall be considered to have a disability if the person is determined to have a physical,
mental, or emotional impairment.
                                              200
Disabling Condition: for the purposes of chronic homelessness, a disabling condition is a
diagnosable substance use disorder, serious mental illness, development disability, or
chronic physical illness or disability, including the co-occurrence of two or more of these
conditions.

Discount point: normally paid at closing and generally calculated to be equivalent to 1% of
the total loan amount, discount points are paid to reduce the interest rate on a loan.

Documentary Surtax Program discretionary surtax on documents; certain counties
operating under a home rule charter to levy the discretionary surtax for purposes of
establishing and funding a Housing Assistance Loan Trust Fund to assist in providing
housing for low-income and moderate-income families.

Down payment: the portion of a home's purchase price that is paid in cash and is not part of
the mortgage loan.

Down Payment Assistance: Funds which are provided by the Issuer or another third party
which can be used to offset a portion of the borrower's down payment.

DUNS NUMBER: The Data Universal Numbering System (DUNS) number required for
every applicant to apply for a grant with the federal government. The DUNS number is a
unique nine-character identification number provided (at no charge) by the commercial
company, Dun & Bradstreet




E
Earnest money: money put down by a potential buyer to show that he or she is serious
about purchasing the home; it becomes part of the down payment if the offer is accepted, is
returned if the offer is rejected, or is forfeited if the buyer pulls out of the deal.

EBG — Eligible Block Groups: Block groups whose with population is more than 50% low
to moderate income.


EEM -- Energy Efficient Mortgage; an FHA program that helps homebuyers save money
on utility bills by enabling them to finance the cost of adding energy efficiency features to a
new or existing home as part of the home purchase.

ELI — Extremely Low Income: Family whose income is between 0 and 30% of the median
income for the area, as determined by HUD.




                                             201
Empowerment Zone: The term empowerment zone means an area designated as an
empowerment zone by the Secretary of the Department of Housing and Urban Development
or the Secretary of the Department of Agriculture.

Energy star: A voluntary labeling program of the US Environmental Agency (EPA) & the US
Department of Energy that identifies energy efficient products.

Engineer: someone who is trained or professionally engaged in a branch of engineering.
Engineers use technology, mathematics, and scientific knowledge to solve practical
problems.

Enterprise Zone: An impoverished area in which businesses are exempt from certain taxes
and are given other economic advantages such as tax credit as an inducement to locate
there and employ residents.

Entitlement public entity: means a metropolitan city or an urban county receiving federal
CDBG funds. program in Miami-Dade County the entitlements are: City of Miami, Miami
Beach, Hialeah, North Miami, Miami Gardens, Homestead, and Florida City.

Equity: an owner's financial interest in a property/project; calculated by subtracting the
amount still owed on the mortgage from the fair market value of the property.

Equity Gap: The Equity Gap is the difference between the Total Project Costs and the total
funding sources available for a Project.. The Equity Gap is used as part of the calculation to
determine the maximum amount of Credit that a Project is eligible to receive.

ESA — Environmental Site Assessment: The analysis, often called a Phase I ESA,
typically addresses both the underlying land as well as physical improvements to the
property; however, techniques applied in a Phase I ESA never include actual collection of
physical samples or chemical analyses of any kind.

Escrow account: a separate account into which the lender puts a portion of each monthly
mortgage payment; an escrow account provides the funds needed for such expenses as
property taxes, homeowners insurance, mortgage insurance, etc.

ESG — Emergency Shelter Grant: A Federal grant program designed to help improve the
quality of existing emergency shelters for the homeless, to make available additional
shelters, to meet the costs of operating shelters, to provide essential social services to
homeless individuals, and to help pre-vent homelessness.

Extremely cost-burdened: A household that spends more than 50% of their income on
housing costs.




                                             202
F
Fair Housing Act: The Fair Housing Act makes it illegal to deny housing, refuse to rent,
sell, or negotiate, or offer different terms and considerations because of race, color, religion,
sex, national origin, handicap, or familial status. If you suspect violation of the Fair Housing
Act or want more information, call (800) 669-9777 or write to: Office of Fair Housing and
Equal Opportunity Department of Housing and Urban Development, Room 5204, 451
Seventh St. SW, Washington, DC 20410-2000.

FBO —        faith-based organizations:         a religious congregation (church, mosque,
synagogue, or temple) a nonprofit organization founded by a religious congregation or
religiously-motivated incorporators and board members that clearly states in its name,
incorporation, or mission statement that it is a religiously motivated institution.

FHIP — Fair Housing Initiatives Program: Program to assist state/local government,
community groups and housing resource boards to combat housing discrimination.

Family: a household composed of two or more related persons. The term family also
includes one or more eligible persons living with another person or persons who are
determined to be important to their care or well being, and the surviving member or
members of any family described in this definition.

Family Unification Voucher Program: provides rental assistance on behalf of low-income
families for whom lack of adequate housing is a primary factor in the threat of imminent
separation from their children. MDHA coordinates this program with the State of Florida
Department of Children and Family Services.

FSS: Family Self Sufficiency: This program was designed to assist Section 8 and public
housing residents reach and maintain economic independence through job training,
education, and employment.

FMR — Fair market value: HUD's estimate of the actual market rent for a modest
apartment in the conventional market.

FNM Fannie Mae: Federal National Mortgage Association: a federally-chartered enterprise
owned by private stockholders that purchases residential mortgages and converts them into
securities for sale to investors; by purchasing mortgages, Fannie Mae supplies funds that
lenders may loan to potential homebuyers.

FHA: Federal Housing Administration; established in 1934 to advance homeownership
opportunities for all Americans; assists homebuyers by providing mortgage insurance to
lenders to cover most losses that may occur when a borrower defaults; this encourages
lenders to make loans to borrowers who might not qualify for conventional mortgages.

Florida Housing 2009 Universal Application: Applicants interested in applying for funding
for the construction or rehabilitation of affordable rental housing through the following
                                              203
programs can do so through the Universal Application Cycle:     HOME Investment
Partnerships Program; Housing Credits; Multifamily Mortgage Revenue Bonds; State
Apartment Incentive Loan Program

First-Time Home Buyer: A first-time homebuyer is an individual or family that has not
owned or had ownership interest in any residence during the last three years preceding
closing. An exception to this requirement exists only if the home to be purchased is located
in targeted areas.

Fixed-rate mortgage: a mortgage with payments that remain the same throughout the life
of the loan because the interest rate are fixed and do not change.

Flood insurance: insurance that protects homeowners against losses from a flood; if a
home is located in a flood plain; the lender will require flood insurance before approving a
loan.

FONSI — Finding of No Significant Impact: US HUD Environmental Assessment finding
that a project will not significantly affect the quality of human life.

Foreclosure: a legal process in which mortgaged property is sold to pay the loan of the
defaulting borrower.

FTE — full-time equivalent:        Economic Development unit of performance base
measurement full-time equivalent (employee) (2080 hours of paid employment)

FY: Fiscal Year




G
GA — General Assistance: provides people with money and limited medical care to help
take care of themselves when they do not qualify for other cash programs administered by
the Department of Human Services (DHS).

General contractor: The prime contractor who contracts for the construction of an entire
building or project, rather than just a portion of the work. ...

GNMA — Ginnie Mae: Government National Mortgage Association: a government-owned
corporation overseen by the U.S. Department of Housing and Urban Development, Ginnie
Mae pools FHA-insured and VA-guaranteed loans to back securities for private investment;
as With Fannie Mae and Freddie Mac, the investment income provides funding that may
then be lent to eligible borrowers by lenders.

GFE — Good faith estimate: an estimate of all closing fees including pre-paid and escrow
items as well as lender charges; must be given to the borrower within three days after
submission of a loan application.
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Green Building: environmentally friendly construction products in a sensible way and
creates a healthy place to live or work. A residence or commercial structure built so that it
promotes energy conservation, uses.




H
HDLAD — Housing Development and Loan Administration Division: A division of OCED
that is responsible for Surtax home ownership assistance loans by providing first and
second mortgages which assist eligible families in purchasing a home. DLAD works with
private developers and community development corporations who facilitate construction and
development of affordable homes.

HELP: Homebuyer Education Learning Program; an educational program from the FHA
that counsels people about the home buying process; HELP covers topics like budgeting,
finding a home, getting a loan, and home maintenance; in most cases, completion of the
program may entitle the homebuyer to a reduced initial FHA mortgage insurance premium-
from 2.25% to 1.75% of the home purchase price.

HFA: Housing Finance Authority: County agency which originates second mortgage
assistance programs funded by both SHIP and Surtax funds for new homebuyers and
issues bonds.

Historic Preservation: is the act of maintaining and repairing existing historic materials and
the retention of a property's form as it has evolved over time.

HOME — HOME Investment Partnerships Program helps to expand the supply of decent,
affordable housing for low and very low- income families by providing grants to States and
local governments called participating jurisdictions (PJ). PJs use their HOME grants to fund
housing programs which meet local needs and priorities. PJs have a great deal of flexibility
in designing their local HOME programs within the guidelines established by the HOME
program statute and Final Rule. PJs may use HOME funds to help renters, new homebuyers
or existing homeowners.

HOME-Assisted Units: Units within a HOME project for which rent, occupancy, and/or long-
term affordability restrictions apply. The number of units designated as HOME-assisted
affects the maximum HOME subsidies that may be provided to a project.

Home inspection: an examination of the structure and mechanical systems to determine a
home's safety; makes the potential homebuyer aware of any repairs that may be needed.

Homeless Family with Children: a family composed of the following types of homeless
persons: at least one parent or guardian and one child under the age of 18; a pregnant
woman; or a person in the process of securing legal custody of a person under the age 18.

                                             205
Homeless Person: a youth (17 years or younger) not accompanied by an adult (18 years or
older) or an adult without children, who is homeless (not imprisoned or otherwise detained
pursuant to an Act of Congress or State law). An individual who lacks a fixed, regular and
adequate nighttime residence.

Homeless prevention: means activities or programs designed to prevent the incidence of
homelessness, including (but not limited to): Short-term subsidies to defray rent and utility
arrearages for families that have received eviction or utility termination notices; Security
deposits or first month's rent to permit a homeless family to move into its own apartment;
Mediation programs for landlord-tenant disputes; Legal services programs for the
representation of indigent tenants in eviction proceedings; Payments to prevent foreclosure
on a home; and other innovative programs and activities designed to prevent the incidence
of homelessness.

Homeless Subpopulation: include but are not limited to the following categories of
homeless persons: severely mentally ill only, alcohol/drug addicted only, severely mentally ill
and alcohol/drug addicted, fleeing domestic violence, youth and persons with HIV/AIDS.

Home warranty: offers protection for mechanical systems and attached appliances against
unexpected repairs not covered by homeowner's insurance; coverage extends over a
specific time period and does not cover the home's structure.

Homeowner's insurance: An insurance policy that combines liability coverage for a
homeowner with hazard insurance to protect the home from wind, fire, vandalism, and other
hazards.

HOPE VI — Housing Opportunities for People Everywhere Through the HOPE VI
program, HUD provides grants to eligible applicants for the demolition, construction, and
rehabilitation of public housing; development of replacement housing; and community and
supportive services that pro-vide public housing residents with resources to support their
progress toward sufficiency.

Housing inventory/Supply: The total number of housing units available at any given time.

Housing Rehabilitation Program: The Housing Rehabilitation Program provides a
mechanism for property owners to bring their properties into compliance with local codes
and provide safe, decent housing to lower income individuals.

HOPWA — Housing Opportunities for Persons With AIDS: The HOPWA program
provides housing assistance and supportive services for low-income people with HIV/AIDS
and their families. Grants are provided by selection through a national competition of
projects proposed by State and local governments and nonprofit organizations.
Administered by the City of Miami for Miami-Dade County.

HQS: Housing quality standards -- housing quality standards (HQS) which all units must
meet before assistance can be paid on behalf of a family and at least annually throughout
the term of the assisted tenancy. HQS defines "standard housing" and establishes the
minimum criteria necessary for the health and safety of program participants.
                                            206
HRP — Homeownership Rehabilitation Program: operated by the Redevelopment
Authority (RDA), provides developers with a subsidy for the rehabilitation of vacant houses
to be sold to eligible homebuyers.

HTF — Housing Trust Fund: provides funding to eligible applicants to construct low-
income housing, to rehabilitate vacant or under-utilized residential property (or portions of a
property), or to convert vacant non-residential property to residential use for occupancy by
low-income homesteaders, tenants, tenant-cooperators or condominium owners.

Housing counseling agency: provides counseling and assistance to individuals on a
variety of issues, including loan default, fair housing, and home buying.

HUD — U.S. Department of Housing and Urban Development is the nation’s housing
agency committed to increasing homeownership, particularly among minorities; creating
affordable housing opportunities for low-income Americans; and supporting the homeless,
elderly, people with disabilities and people living with AIDS. The Department also promotes
economic and community development and enforces the nation's fair housing laws. More
information about HUD and its programs is available on the Internet at www.hud.gov and
espanol.hud.gov.

HUD1 Statement: also known as the "settlement sheet," it itemizes all closing costs; must be
given to the borrower at or before closing.

HUD Environmental: Required when Federal CDBG/Home funds are planned to be spent
on a project. The analysis, often called a Phase I ESA, typically addresses both the
underlying land as well as physical improvements to the property; however, techniques
applied in a Phase I ESA never include actual collection of physical samples or chemical
analyses of any kind.

HVAC: Heating, Ventilation and Air Conditioning; a home's heating and cooling system.




I
IDIS — Integrated Disbursement and Information System: IDIS is the draw down and
reporting system for the four CPD formula grant programs: CDBG, HOME, ESG, and
HOPWA.

Income Based: Rent Income Based Rent is adjusted based on median income, age,
disability or other tenant factors.

Inclusionary zoning: also know as inclusionary housing, refers to city or county planning
ordinances that require a given share of new construction be affordable to people with low to
moderate incomes.

                                             207
Index: a measurement used by lenders to determine changes to the Interest rate charged
on an adjustable rate mortgage.

Infill housing: is the insertion of additional housing units into an already approved
subdivision or neighborhood. These can be in the form of additional units built on the same
lot, by dividing existing homes into multiple units, or by creating new residential lots by
further subdivision or lot line adjustments.

Infill Housing Initiative: The Infill Housing Initiative is an innovative affordable housing
program administered by the County’s Department of General Services Administration
through its Infill Housing Program (the “Program”). The purpose of the Infill Housing
Initiative is to increase the availability of affordable homes for low and moderate income
families.

Infrastructure: The basic facilities, services, and installations needed for the functioning of
a community or society, such as transportation and communications systems, water and
power lines, and public institutions including schools, post offices, and prisons.

Interest: a fee charged for the use of money.

Interest rate: the amount of interest charged on a monthly loan payment; usually expressed
as a percentage.

Insurance: protection against a specific loss over a period of time that is secured by the
payment of a regularly scheduled premium.




J
Judgment: a legal decision; when requiring debt repayment, a judgment may include a
property lien that secures the creditor's claim by providing a collateral source.

Jurisdiction: a state or unit of general local government




L
Large Family: family of five or more persons

Lead-Based Paint Hazards: health and safety hazards caused by lead-based paint

Lease purchase: assists low- to moderate-income homebuyers in purchasing a home by
allowing them to lease a home with an option to buy; the rent payment is made up of the


                                             208
monthly rental payment plus an additional amount that is credited to an account for use as a
down payment.

LEED® The Leadership in Energy and Environmental Design -- Green Building Rating
System™ encourages and accelerates global adoption of sustainable green building and
development practices through the creation and implementation of universally understood
and accepted tools and performance criteria.

Leverage: the use of funds to complete a transaction. The use of various financial
instruments or borrowed capital, such as margin, to increase the potential return of an
investment. . The amount of debt used to finance firm’s assets.

Lien: the broadest term for any sort of charge or encumbrance against an item of property
that secures the payment of a debt. A legal claim against a piece of property that can
prevent it from being sold unless the lien is satisfied (paid off). Liens can be filed by unpaid
contractors or other debtors in a legal process so that they will be paid when a property is
sold.

LISC — Local Initiatives Support Corporation: helps resident-led, community-based
development organizations transform distressed communities and neighborhoods into
healthy ones – good places to live, do business, work and raise families. By providing
capital, technical expertise, training and information, LISC supports the development of local
leadership and the creation of affordable housing, commercial, industrial and community
facilities, businesses and jobs.

LIHTC — Low Income Housing Tax Credit (or Tax Credit) program was created by the
Tax Reform Act of 1986 as an alternate method of funding housing for low- and moderate-
income households. The credits are also commonly called Section 42 credits in reference to
the applicable section of the Internal Revenue Code. The tax credits are more attractive than
tax deductions as they provide a dollar-for-dollar reduction in a taxpayer's federal income
tax, whereas a tax deduction only provides a reduction in taxable income. There are two
Credit rates, or Applicable Percentages, #1) "9% Credit" and #2) "4% Credit", depending on
the type of Project.

LLC — Limited Liability Corporation: a type of company, authorized only in certain states,
whose owners and managers receive the limited liability and (usually) tax benefits of an S
Corporation without having to conform to the S corporation restrictions.

Loan: money borrowed that is usually repaid with interest.

Loan fraud: purposely giving incorrect information on a loan application in order to better
qualify for a loan; may result in civil liability or criminal penalties.

Lock-in: many lenders offer an interest rate lock-in that guarantees a specific interest rate if
the loan closes within a specific time.

Loss mitigation: a process to avoid foreclosure; the lender tries to help a borrower who has
been unable to make loan payments and is in danger of defaulting on his or her loan
                                            209
Low Income: A household whose income does not exceed 80 percent of the median
income for the area, as determined by HUD.

LTV— Loan-to-value ratio: a percentage calculated by dividing the amount borrowed by
the price or appraised value of the home to be purchased; the higher the LTV, the less cash
a borrower is required to pay as down payment.




M
Margin: an amount the lender adds to an index to determine the interest rate on an
adjustable rate mortgage.

MDHA — Miami-Dade Housing Agency.

Miami Dade County: (often referred to as simply Miami or Dade) is a county located in the
southeastern part of the state of Florida, Miami-Dade County, Florida is the largest county
in the southeastern United States and the eighth largest in the nation by population.
Approximately 418 square miles (excludes Bay and Coastal Water) of the County are within
the urban development boundary while the total county land area currently covers a total of
2,431 square miles (1,946 square miles of land and 485 square miles of water) and is bound
by Biscayne Bay and the Atlantic Ocean to the east, Everglades National Park to the west,
the Florida Keys to the south, and Broward County to the north.

Modular Home: A modular home is constructed of pre-made parts and unit modules. A
complete kitchen and bath may be pre-set in the house. Wall panels, trusses, and other pre-
fabricated house parts are transported on a flatbed truck from the factory to the building site.

Mobile Home: a large house trailer that can be connected to utilities and can be parked in
one place and used as permanent housing.

Moderate Income Family: Households whose incomes are between 81 percent and 95
percent of the median income for the area, as determined by HUD, with adjustments for
smaller or larger families.

Moderate Rehabilitation Program: Substandard rental housing that has been upgraded by
private developers. Project-based rental subsidies are provided on behalf of eligible low-
income families includes the amortization of the project's rehabilitation and operating costs.

Mortgage: a lien on the property that secures the Promise to repay a loan.

Mortgage banker: a company that originates loans and resells them to secondary mortgage
lenders like Fannie Mae or Freddie Mac.

Mortgage broker: a firm that originates and processes loans for a number of lenders.
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Mortgage insurance: a policy that protects lenders against some or most of the losses that
can occur when a borrower defaults on a mortgage loan; mortgage insurance is required
primarily for borrowers with a down payment of less than 20% of the home's purchase price.

Mortgage insurance premium (MIP): a monthly payment -usually part of the mortgage
payment - paid by a borrower for mortgage insurance.

Mortgage Modification: a loss mitigation option that allows a borrower to refinance and/or
extend the term of the mortgage loan and thus reduce the monthly payments.

Multi-Modal Center: serves as a centrally-located portal of services for those who bicycle,
bus, or take the commuter rail to and from work or recreation.




N
NAC — Neighborhood Advisory Committee: responsible for implementing the
recommendations formulated by the Neighborhood Task Force and to address new
neighborhood issues as may be identified.

New urbanism: is an American urban design movement that arose in the early 1980s. Its
goal is to reform many aspects of real estate development and urban planning, from urban
retrofits to suburban infill. New urbanist neighborhoods are designed to contain a diverse
range of housing and jobs, and to be walk able. New Urbanism can include (neo) traditional
neighborhood design and transit-oriented development.

Not-for-profit Corporation is an incorporated organization created by statute, government
or judicial authority and is not intended to provide a profit to the owners or members. 501(c)
is a provision of the United States Internal Revenue Code (26 U.S.C. § 501(c) some federal
income taxes. 501(c)(3) status after they file an application and supporting documentation to
the IRS and have a certification letter issued.

NRSA — Neighborhood Revitalization Strategic Area targeted for assistance by the
Miami-Dade County Office of Community and Economic Development under the U.S. HUD
Community Development Block Grant program.




O
OCED — Office of Community and Economic Development

Offer: indication by a potential buyer of a willingness to purchase a home at a specific price;
generally put forth in writing.

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OSH — Office of Supportive Housing: designed to develop supportive housing and services
that will allow homeless persons to live as independently as possible.

OSHA --- Occupational Safety and Health Administration:           is the main federal agency
charged with the enforcement of safety and health legislation.

Overcrowded: A variety of measures is used, such as Persons-Per-Room, Persons-Per-
Bedroom, Unit Square Footage-Per-Person, and Persons-Per-Room by Unit Square
Footage-Per-Person. Generally more then two persons per bedroom is considered
overcrowding.

Open Space: The exterior open space in an urban lot occupied by a commercial structure.

Origination: the process of preparing, submitting, and evaluating a loan application;
generally includes a credit check, verification of employment, and a property appraisal.

Origination fee: the charge for originating a loan; is usually calculated in the form of points
and paid at closing.

Owner or Project Owner: The awarded applicant. Entity that initiates a project, finances it,
contracts it out, and benefits from its output(s). Also called just owner. Except in CRP grant
program that enables a lessee to apply for and receive a CRP grant.




P
Partial Claim: a loss mitigation option offered by the FHA that allows a borrower, with help
from a lender, to get an interest-free loan from HUD to bring their mortgage payments up to
date.

Participating Jurisdiction: Any jurisdiction that has been so designated by HUD in
accordance with CFR 92.105.

PCORE: Planning, Community Outreach and Real Estate. A section of OCED.

Performance Measurement System: US HUD CDBG Grantees such as Miami-Dade
County gather information in order to determine the effectiveness of their programs

Permanent Supportive Housing: is affordable rental housing with support services for low-
income or homeless people with severe mental illness, substance abuse, or HIV/AIDS.

Permitting: Approval: process performed by Miami-Dade County or the Municipality’s
Building Departments.


                                             212
PHA --- Public Housing Authority: Any state or local government, other government entity,
public body or its agency which is authorized to engage in or assist the development or
operation of low-income housing

Phase I ESA: typically addresses both the underlying land as well as physical improvements
to the property; however, techniques applied in a Phase I ESA never include actual
collection of physical samples or chemical analyses of any kind.

PITI: Principal, Interest, Taxes, and Insurance - the four elements of a monthly mortgage
payment; payments of principal and interest go directly towards repaying the loan while the
portion that covers taxes and insurance (homeowner's and mortgage, if applicable) goes into
an escrow account to cover the fees when they are due.

PLP — Predevelopment Loan Program: helps nonprofit and community based
organizations, local governments, and public housing authorities plan, finance, and develop
affordable housing through individualized technical assistance and flexible below market
interest financing for predevelopment activities.

PMI: Private Mortgage Insurance; privately-owned companies that offer standard and
special affordable mortgage insurance programs for qualified borrowers with down
payments of less than 20% of a purchase price.

Poverty Level Family: family with an income below poverty line, as defined by the office of
Management and Budget and revised annually.

Pre-approve: lender commits to lend to a potential borrower; commitment remains as long
as the borrower still meets the qualification requirements at the time of purchase.

Pre-foreclosure sale: allows a defaulting borrower to sell the mortgaged property to satisfy
the loan and avoid foreclosure.

Pre-qualify: a lender informally determines the maximum amount an individual is eligible to
borrow.

Premium: an amount paid on a regular schedule by a policyholder that maintains insurance
coverage.

Predatory Lending: the practice of a lender deceptively convincing borrowers to agree to
unfair and abusive loan terms, or systematically violating those terms in ways that make it
difficult for the borrower to defend against.

Prepayment: payment of the mortgage loan before the scheduled due date; may be subject
to a prepayment penalty.

Principal: the amount borrowed from a lender; doesn't include interest or additional fees.

Project: is a temporary activity with a starting date, specific goals and conditions, defined
responsibilities, a budget, planning, a fixed end date and multiple parties involved.
                                               213
Project Based Section 8 Housing Also known as Housing Choice Voucher: A Public
Housing Agency (PHA) may attach vouchers to developments not to exceed 25% of the
building and 20% of the PHAs total voucher allocations.

Project Management: is the discipline of planning, organizing, and managing resources to
bring about the successful completion of specific project goals and objectives. A project is a
finite endeavor—having specific start and completion dates—undertaken to create a unique
product or service which brings about beneficial change or added value.

Project Manager: to plan, organize staff, motivate, evaluate, direct, control and lead the
project from start to finish against a determined set of requirements given to him by the
business.

Public Housing: is a form of housing tenure in which the property is owned by a
government authority, which may be central or local. Housing assisted under the Housing
Act of 1937.

PWA — Persons With AIDS: population affected with the AIDS virus.




R
Radon: a radioactive gas found in some homes that, if occurring in strong enough
concentrations, can cause health problems.

Real estate agent: an individual who is licensed to negotiate and arrange real estate sales;
works for a real estate broker.

REALTOR: a real estate agent or broker who is a member of the NATIONAL
ASSOCIATION OF REALTORS, and its local and state associations.

Refinancing: paying off one loan by obtaining another; refinancing is generally done to
secure better loan terms (like a lower interest rate).

Rehabilitation mortgage: a mortgage that covers the costs of rehabilitating (repairing or
Improving) a property; some rehabilitation mortgages - like the FHA's 203(k) - allow a
borrower to roll the costs of rehabilitation and home purchase into one mortgage loan.

RESPA: Real Estate Settlement Procedures Act; a law protecting consumers from abuses
during the residential real estate purchase and loan process by requiring lenders to disclose
all settlement costs, practices, and relationships

RFA — Request for Applications (RFA): the Office of Community and Economic
Development, annually conducts a consolidated RFA. Through this process, private
nonprofit community based organizations (CBOs), community development corporations
                                             214
(CDCs), private-for-profit developers and public agencies can apply for funds to build low-
income housing, capital improvements, economic development. The main funding sources
are: CDBG, HOME, and SHIP.




S
SAIL— State Apartment Incentive Program: provides low-interest loans on a competitive
basis to affordable housing developers each year.

SEMAP — Section Eight Management Assessment Program: measures the
performance of the public housing agencies (PHAs) that administer the housing choice
voucher program in 14 key areas.

Statutory program goals: include Decent Housing; Suitable Living Environment; expanded
Economic Opportunities.

Section 3: a provision of the Housing and Urban Development (HUD) Act of 1968 that
promotes local economic development, neighborhood economic improvement, and
individual self-sufficiency.

Section 108 Loan Guarantee: Section 108 is the loan guarantee provision of the CDBG
Program. It offers communities a source of financing for housing rehabilitation, economic
development, and large-scale physical development projects.

Set-asides: - Housing and rental units for individuals and families with incomes at or below
a percentage of the area median income, in which a percentage of the units are reserved .

SHARP — Senior Housing Assistance Repair Program: provides senior and disabled
homeowners with small household repairs funds are forgiven if the terms and conditions are
met.

SHIP — State Housing Initiatives Program: designed to develop and maintain affordable
housing and to implement the Local Housing Assistance Plan.

SHPO — State Historic Preservation Officers: Established under the National Historic
Preservation Act of 1966, the national historic preservation program is a partnership
between the Federal, State, Tribal and local governments; private organizations; and the
public. SHPO play a critical role carrying out many responsibilities under the Act

Settlement: another name for closing.

SFRRC (The South Florida Regional Resource Center) assists neighborhood, city,
county, and civic organizations with local needs and educates these organizations about the
importance of collaboration to achieve regional objectives with local importance.
                                            215
SLR Subsidy Layering Review: The subsidy layering review is intended to prevent
excessive public assistance for the housing by combining (layering) housing assistance
payment subsidy under the PBV program with other governmental housing assistance from
federal, state, or local agencies, including assistance such as tax concessions or tax credits.
Intended to prevent excessive public assistance for the housing by combining (layering)
housing assistance payment subsidy under the PBV program with other governmental
housing assistance from federal, state, or local agencies, including assistance such as tax
concessions or tax credits.

Special Needs Populations: Tenants who may have special circumstances under which
they live a person with a mental, emotional, or physical disability or a high risk of developing
one.

Special Forbearance: a loss mitigation option where the lender arranges a revised
repayment plan for the borrower that may include a temporary reduction or suspension of
monthly loan payments.

SRO — Single Room Occupancy a multi-room and/or multi-floor facility that offers single
rooms-for-lease. Typically a larger apartment-style building with shared kitchen facilities.

Subordinate: to place in a rank of lesser importance or to make one claim secondary to
another.

SURTAX: (please see Documentary Surtax Program)

Substandard Housing: Housing units that are overcrowded, do not have heat, or lack
complete kitchen or plumbing facilities.

Supportive Housing: Housing, including housing units and group quarters that have a
supportive environment and includes a planned service component.

Suburban infill: describes the development of land in existing suburban areas that was left
vacant during the development of the suburb. It is one of the tenets of the New Urbanism
and smart growth trends of urging densification to reduce the need for automobiles,
encourage walking, and ultimately save energy.

Survey: a property diagram that indicates legal boundaries, easements, encroachments,
rights of way, improvement locations, etc.

Sweat equity: using labor to build or improve a property as part of the down payment




                                              216
T
Tax Credit Factor: The Tax Credit Factor means the factor selected that represents, on a
percentage basis, the net value of the Credit dollar amount available for Total Project Costs.
The Tax Credit Factor depends on the market value of the Project’s 10 year Credit amount
to investors, discounted for its present value, less Intermediary Costs.

Tax Credits: Rental Housing Tax Credits are a financial incentive for developers to
construct or rehabilitate housing developments for rental to low-income persons. RHTCs are
authorized under the Internal Revenue Code Section 42.

Tax Increment Funding (TIF) is a tool to use future gains in taxes to finance the current
improvements that will create those gains. When a public project such as a road, school, or
hazardous waste cleanup is carried out, there is an increase in the value of surrounding real
estate, and often new investment (new or rehabilitated buildings, for example). This
increased site value and investment creates more taxable property, which increases tax
revenues.

TBRA --- Tenant-Based Rental Assistance: assists low- and very low-income families in
obtaining decent, safe, and sanitary housing in private accommodations by making up the
difference between what they can afford and the approved rent for an adequate housing
unit. Housing assistance that is provided to the tenant for use in acceptable units and may
be transferred to other units.

The Contract: County/Owner Contract under this Program.

The County: Miami-Dade County

The Sadowski Act: Landmark Legislation to Create Housing and Employment and to
Revitalize Communities — The Sadowski Act provides both the funding mechanism for a
dedicated source of revenue for state and local housing programs and a flexible but
accountable framework for local programs that stimulates local economies.

Tiebreaker: An additional contest/requirement designed to establish a winner among tied
contestants.

Title 1: an FHA-insured loan that allows a borrower to make non-luxury improvements (like
renovations or repairs) to their home; Title I loans less than $7,500 don't require a property
lien.

Title insurance: insurance that protects the lender against any claims that arise from
arguments about ownership of the property; also available for homebuyers.

Title search: a check of public records to be sure that the seller is the recognized owner of
the real estate and that there are no unsettled liens or other claims against the property.
                                             217
TOD --- Transit oriented development: Mixed-use residential or commercial area designed
to maximize access to public transport, and often incorporates features to encourage transit
ridership

TDC --- Total Development Cost: The sum of all costs for site acquisition, relocation,
demolition, construction and equipment, interest, and carrying charges.

Transitional housing: means a project that has as its purpose facilitating the movement of
homeless individuals and families to permanent housing within a reasonable amount of time
(usually 24 months). Transitional housing includes housing primarily designed to serve
deinstitutionalized homeless
individuals and other homeless individuals with mental or physical disabilities and homeless
families with children.

TND --- Traditional Neighborhood Development: or Neo-traditional Planning is a New
Urbanist approach to designing cities, towns, and neighborhoods. Traditional, or Neo-
traditional, planners, developers, architects, and designers try to reduce traffic and eliminate
sprawl

Truth-in-Lending: a federal law obligating a lender to give full written disclosure of all fees,
terms, and conditions associated with the loan initial period and then adjusts to another rate
that lasts for the term of the loan.

TUA --- Targeted Urban Area: Areas within Miami Dade County with a high low to
moderate income population.




U
Underwriting: the process of analyzing a loan application to determine the amount of risk
involved in making the loan; it includes a review of the potential borrower's credit history and
a judgment of the property value.

Unincorporated Areas: a region of land that is not a part of any municipality.

Unit of General Local Government: a City, town, township, county, parish, village, or other
general purpose political subdivision of a State; an urban county; and a consortium of such
political subdivisions recognized by HUD in accordance with the HOME program or the
CDBG program.

U.S. HUD: — U. S. Department of Housing and Urban Development: HUD: the U.S.
Department of Housing and Urban Development; established in 1965, HUD works to create
a decent home and suitable living environment for all Americans.


                                              218
Utility Allowance:      The adjustment for utilities not included in the rent in the LIHTC
program.

Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970 --
(Uniform Act): was signed into law. The Uniform Act provides important protections and
assistance for people affected by federally funded projects. This law was enacted by
Congress to ensure that people whose real property is acquired, or who move as a result of
projects receiving Federal funds, will be treated fairly and equitably and will receive
assistance in moving from the property they occupy.




UFAS --- Uniform Federal Accessibility Standards: The Uniform Federal Accessibility
standards are uniform standards for the design, construction and alteration of buildings so
that physically handicapped persons will have ready access to and use of them in
accordance with the Architectural Barriers Act (ABA). The ABA requires access to facilities
designed, built, altered, or leased with Federal funds. Passed by Congress in 1968, it marks
one of the first efforts to ensure access to the built environment. The Access Board develops
and maintains accessibility guidelines under this law. These guidelines serve as the basis
for the standards used to enforce the law, the Uniform Federal Accessibility Standards
(UFAS).




V
VA --- Department of Veterans Affairs: a federal agency which guarantees loans made to
veterans; similar to mortgage insurance, a loan guarantee protects lenders against loss that
may result from a borrower default.

Very Low-Income: Households whose incomes do not exceed 50 percent of the median
area income for the area, as determined by HUD, with adjustments for smaller and larger
families and for areas with unusually high or low incomes or where needed because of
facility, college, or other training facility; prevailing levels of construction costs; or fair market
rents.




W
Workforce: is the labor pool members of the workforce such as police officers, teachers,
nurses and medical technicians, office workers, etc.,


                                                 219
Workforce Housing — housing intended to appeal to key labor pool members of the
workforce such as police officers, teachers, nurses and medical technicians, office workers,
etc., Housing aims at satisfying the housing needs of family households earning 50% to
140% of median household income in a given SMSA (Standard Metropolitan Statistical
Area).




                                            220
 MIAMI-DADE OFFICE OF COMMUNITY AND ECONOMIC DEVELOPMENT
                                            Director’s Office




Administrative Services Division

Fiscal Unit

Personnel and Procurement

Management Information Systems

Community and Economic Development Division

Planning, Community Outreach & Real Estate Section

Economic Development

Professional Services and Technical Assistance Unit

Project Management Section

Compliance, Correspondance & Constituent Services Section

Housing Development & Loan Administration

Housing Development Loan Administration (HDLA)

Housing Development & Loan Origination

Asset Management

Empowerment Zone

Urban Revitalization Task Force

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                           MIAMI-DADE COUNTY
                                Carlos Alvarez
                                    Mayor


                     BOARD OF COUNTY COMMISSIONERS
                              Bruno A. Barreiro
                                  Chairman
                              Barbara J. Jordan
                              Vice Chairwoman
Barbara J. Jordan                                 Katy Sorenson
District 1                                        District 8

Dorrin D. Rolle                                   Dennis C. Moss
District 2                                        District 9

Audrey M. Edmonson                                Senator Javier D. Souto
District 3                                        District 10

Sally A. Heyman                                   Joe A. Martinez
District 4                                        District 11

Bruno A. Barreiro                                 José “Pepe” Diaz
District 5                                        District 12

Rebeca Sosa                                       Natacha Seijas
District 6                                        District 13

Carlos A. Gimenez
District 7


                                Harvey Ruvin
                                Clerk of Courts
                              George M. Burgess
                               County Manager

                              Robert A. Cuevas
                               County Attorney




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