Docstoc

Religare Medium Term Bond Fund NFO Application Form

Document Sample
Religare Medium Term Bond Fund NFO Application Form Powered By Docstoc
					Religare Medium Term Bond Fund
(An Open Ended Income Scheme)




  Offer for Units of Rs. 10 each for cash during the New Fund Offer Period and Continuous Offer for Units at NAV based prices.




                                                                  December 13, 2010
                                                                  December 24, 2010

                                                                   Within 10 Business days from
                                                                   the NFO closure date




This Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought to know before investing. For further details of the
scheme/Mutual Fund, due diligence certificate by the AMC, Key Personnel, investors’ rights & services, risk factors, penalties & pending litigations etc.
investors should, before investment, refer to the Scheme Information Document and Statement of Additional Information available free of cost at any of
the Investor Service Centres or distributors or from the website www. religaremf.com
The Scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations, 1996, as amended till
date, and filed with Securities and Exchange Board of India (SEBI). The units being offered for public subscription have not been approved or disapproved
by SEBI, nor has SEBI certified the accuracy or adequacy of this KIM.


                November 30, 2010




                                                                                                               Key Information Memorandum - Religare Medium Term Bond Fund
                                                                                     CHECKLIST (Please ensure the following)
In case of Non ASBA Applications please ensure that :
     Application Form is complete in all respect. Name, address & contact details are mentioned in full and signed by all applicants.
     Bank account details are entered completely and correctly.
     Permanent Account Number (PAN) for all applicants is mentioned and necessary documents are enclosed, otherwise your application will be rejected.
     Preferred investment option i.e. whether Growth or Dividend Payout is mentioned clearly.
     The cheque / demand draft should be drawn favouring the name of the scheme & crossed as “Account Payee Only”, dated and duly signed.
     Application Number and applicant’s name is mentioned on the reverse of each cheque / Demand Draft.
     Details of applicants provided matches exactly with those in the Depository.
Accompanying documents
Please submit the following documents with your application (where applicable). All documents should be original / true copies by a Director / Trustee / Company Secretary / Authorised Signatory.
Documents                                                                           Individuals          Companies            Societies         Partnership        Investments          Trust         NRI        Fll(s)*
                                                                                                                                                   Firms           through PoA
Resolution / Authorisation to invest                                                                          3                   3                  3                                    3                        3
List of Authorised Signatories with Specimen signature(s)                                                     3                   3                  3                   3                3                        3
Memorandum & Articles of Association                                                                          3
Trust Deed                                                                                                                                                                                3
Bye - Laws                                                                                                                        3
Partnership Deed                                                                                                                                     3
Overseas Auditors’ Certificate                                                                                                                                                                                      3
Notarised Power of Attorney                                                                                                                                              3
Foreign Inward Remittance Certificate, in case payment is made by DD from
                                                                                                                                                                                                       3
NRE / FCNR a/c, where applicable
Certified True Copy of PAN                                                                3                    3                   3                  3                   3                3            3           3
KYC Acknowledgement                                                                      3$                   3                   3                  3                   3                3            3           3

* For FII(s), copy of the SEBI registration certificate should be provided.
$ Compulsory for all resident individuals (except for resident individuals investing upto Rs. 50,000/- and such investment is not made through Channel Distributors)

List of Collection Centres / Official Points of Acceptance for NFO and Ongoing Basis
RELIGARE ASSET MANAGEMENT COMPANY LIMITED for NFO and Ongoing Basis
n Ahmedabad: Unit No. 201, 2nd Floor, Megha House, Mithakali Six Roads, Law Gardens, Ellisbridge, Ahmedabad - 380 006. Tel. No. 079 - 40231500. n Bangalore: Prestige Meridian - II, Unit No. 305, 3rd Floor, 30 M.G.Road,
Bangalore - 560 001. Tel. No. 080 - 42941000.n Chandigarh: Second Floor, SCO No. 359-360, Near Hotel G K International, Sector 35-B, Chandigarh -160 022.Tel. No. 0172 – 6451315, n Chennai: Unit No.A-4, Level 3,
Anmol Palani, No.88, G.N.Chetty Road, T.Nagar, Chennai - 600 017. Tel. No. 044-64502421. n Hyderabad: Plot No. 6-3-1090, B1, 1st Floor, TSR Towers, Above Standard Chartered Bank, Raj Bhavan Road, Somajiguda,
Hyderabad - 500 082. Tel. No. 040 - 66468863. n Kanpur: KAN Chambers, 14/113, 1st Floor, Civil Lines, Kanpur - 208 001. Tel. No. 0512 - 6451658. n Kolkata: 124, 1st Floor, Lords, 7/1, Lord Sinha Road, Kolkata - 700 071.
Tel.No.033 - 44031000. n Lucknow: 403, 4th Floor, Ratan Square, Vidhan Sabha Marg, Lucknow - 226001. Tel. No. 0522 - 4088000. n Ludhiana: 301, 3rd Floor, SCO No.18, Feroze Gandhi Market, Opp. Ludhiana Stock
Exchange, Ludhiana 141 001. Tel. No. 0161 -6543354. n Mumbai (Nariman Point): Office No. 17, 1st Floor, Jolly Maker Chamber II, Nariman Point, Mumbai - 400 021. Tel. No. 022 - 43416000. n Mumbai (Ghatkopar): Sai
Infotech, 408, 4th Floor, Patel Chowk, Ghatkopar (E), Mumbai – 400 077.Tel. No. 022 - 67417465. n Mumbai (Vile Parle): 3rd Floor, GYS Infinity, Paranjpe ‘B’ Scheme, Subhash Road,Vile Parle (East), Mumbai - 400 057. Tel.
No. 022 - 67310000. n New Delhi: 10A, Vandana Building,11,Tolstoy Marg, Connaught Place, New Delhi - 110001. Tel. No. 011 - 43789000. n Patna: 306, 3rd Floor, Grand Plaza, Faser Road, Patna – 800 001. Tel. No. 0612-
6550315. n Panjim: Advani Business Centre, Office No. CU2, Neelkamal Arcade, Atmaram Borkar Road, Above Federal Bank, Panjim - 403 001.Tel. No. 0832 - 6650402. n Pune: Sreenath Plaza,Shop No. 64 & 65, 3rdFloor,
1184, F.C.Road, Pune - 411 005. Tel. No. 020 - 32418110
For list of Official Points of Acceptance of Karvy for Ongoing Transactions, please refer our website: www.religaremf.com
KOTAK MAHINDRA BANK - Collection Centres For NFO Only
n     Agra: Shriram Hospital M.G.Road, Agra-282003. n Ahmedabad: Ground Floor, Chandan House, Opp. Abhijeet III, Near Mithakali Six Roads, Navrangpura, Ahmedabad-380006.
n  Allahabad: 2, Sardar Patel Marg, Civil Lines, Allahabad-211001. n Amritsar: 10, Kennedy Avenue, The Main Mall Road, Amritsar-143001. n Aurangabad: CTS No. 12995, Kandi Towers Near Rokadiya
Hanuman Colony, Jalna Road, Aurangabad-431001. n Bangalore: 10/7, Umiya Land Mark, Next to Chancery Hotel, Lavelle Road, Bangalore-560001. n Baroda: Panorama Building, R.C. Dutt Road, Alkapuri,
Vadodara-390015. n Bhopal: 214, Bhagwan Complex, Zone 1, M P Nagar, Bhopal-462016. n Bhubaneshwar: 184, Ground Floor, Janpath, Bhubaneswar-751001. n Chandigarh: SCO 153-154-155 Madhya Marg,
Sector 9-C, Chandigarh-160009. n Chennai: ‘Capitale’, Ground Floor, 555, Anna Salai, Chennai-600018. n Cochin: Ground Floor, Kumarapillai Estate, M G Road, Cochin-682031. n Coimbatore: 727, Avinashi Road,
Skanda Square, Coimbatore-641018. n Dhanbad: Ground Floor, Ward No. 18, Ramson Arcade, Shastri Nagar, Dhanbad- 826001. n Guwahati: 4th Floor, Ganapati Enclave , G S Road, Uluvari Opp. Bura Service Station
Guwahati-781007. n Hyderabad: Pavani Jewel Tower, Ground Floor, Somajiguda, Hyderabad-500089. n Indore: 580, M.G.Road, Indore-452001. n Jaipur: 57, Krishna Tower, Sardar Patel Marg, C-Scheme Jaipur-302001.
n Jalandhar: Midas Corporate Park, G T Road, Jalandhar-144001. n Jamshedpur: Gayatri Enclave, K. Road, S. Town, Bistupur, Jamshedpur-831001. n Jodhpur: Bombay Motor Building, Bombay Motor Circle, 87/B-2,
Chopasani Road, Jodhpur-342003. n Kanpur: 17/03, The Mall Meghdoot HoteL Building, Kanpur-208001. n Kolkatta: Apeejay House 15, Parkstreet, Kolkatta-700016. n Kolhapur: Shop no B4-B8, Royal Prestige Sai Extension,
City Survey No 11127E ward, Raja Rampuri Road, Kolhapur-416001. n Lucknow: 3GF, Speed Building, Shahanazaf Road, Lucknow-226001. n Ludhiana: SCO 120, Ground Floor, Feroze Gandhi Market, Ludhiana-141001.
n     Madurai: 1-A, West Perumal Maistry Street, Madurai-625001. n Moradabad: Sri Ganapati Complex, Near Ekta Dwar, Opp Mission School, Civil Lines, Moradabad-244001.
n Mumbai: 5 C/ II, Mittal Court, 224, Nariman Point, Mumbai-400001. n Nagpur: Ground Floor, 345, Shree Mohini Complex, Kingsway, Nagpur-440001. n Nashik: Shop No.1, Payas,Opp. B Y K College,Thatte Nagar
Road,Nasik422005. n New Delhi: Ground Floor, Ambadeep,14, K.G. Marg, New Delhi-110001. n Panjim: Ground Floor, Hotel Park Plaza, Opp Azad Maidan, Panjim-403001. n Patna: Shop No 3,4,5, Ahmad Husain
Complex, Exhibition Road , Gandhi Maidan, Patna-800001. n Patiala: Ground Floor, SCO 116-119, New Leela Bhavan, Patiala-147001. n Pune: Bakre Avenue, FP NO 226/3, Bhandarkar Road, Pune-411004. n Rajkot:
Nath Complex, Ground Floor, Near Race Course, Dr. Yagnik Road, Rajkot-360007. n Surat: Ground Floor, Kotak House, KG Point, Ghod Dod Road, Surat-395007 n Trivandrum: S I Properties, Ground Floor, White
HavenVellayambalam,Trivandrum-695010. n Udaipur: Trimurti Heights, 8-C, Bank Street, Madhuban, Udaipur-313004. n Varanasi: D-37/37 Spice, KCM Cineplex Complex, Godowlia Chowk ,Varanasi-221001
n Vijayawada: 40-1-48/1, M.G.Road, Labbipet, Vijayawada-520010..
                                                                                    Religare Medium Term Bond Fund
                                                                                                       (An Open Ended Income Scheme)                                                                            APPLICATION FORM
                                                                            NFO Opens : December 13, 2010                                Closes : December 24, 2010                                  Please read instructions before filling the Form
                                                                Scheme re-opens for continuous sale and repurchase: Within 10 Business days from the NFO closure date
    Key Partner / Agent Information                                                                                                                                                                   Application No :
                      Distributor / Broker ARN                                                       Sub-Broker Code                                                                                 For Office Use Only
      ARN - 25682
$




    Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
    Existing Unitholder Details : Pl. fill in Folio Number below. Pl. furnish PAN and KYC details in section 1 and then proceed to section 2.
                                                                                             Name of Sole /
    Folio Number                                                                             First Unitholder
    1. Applicant’s Personal Details
         FIRST / SOLE APPLICANT                                                                                                                                     Date of Birth                          DD        MM         YYYY

         Name                           Mr. / Ms. / M/s.

         PAN**                                                                                                                                          Enclosed copy of (please 3)                PAN Card          KYC Compliance Proof*

         GUARDIAN (if Sole / First applicant is a Minor) CONTACT PERSON (in case of Non-individual Investors only)
         Name                           Mr. / Ms. / M/s.

         PAN**                                                                                                                                       Enclosed copy of (please 3)                   PAN Card          KYC Compliance Proof*
                                                                                                                                                Nationality                                                         Date of Birth
         Country of Residence                                                                                                                                                                              DD        MM         YYYY

         Mailing Address [Please provide full address. P.O. Box Address is not sufficient. Indian Address in case of NRIs / FIIs]          Overseas Address (Mandatory in case of NRI / FII)




            City                                                                PIN                                                         City                                                              PIN
            State                                                                                                                           State
         Contact Details
          Phone           Office                                                                                        Residence                                                                                   Fax

          Mobile                                                                                                                             I/We wish to receive updates via SMS on my mobile (Please 3)
                                                                                                                                         I/we wish to receive Account Statements/Allotment Advice, Annual Reports and other statutory as
            E-mail                                                                                                                       well as other information documents by email in lieu of physical documents Yes No
                                                                                                                                         (Where the investor has not specified any choice or has applied for both the choices, the application will be processed
                                                                                                                                         as if the investor has opted for default choice i.e. Yes )
        Status (please 3)                 Individual                               Partnership                        Company                             Society / Club          HUF                                   NRI / FII
                                          Trust                                    Minor                              Body Corporate                      Others (Please specify)
        Occupation                        Private Sector Service                     Public Sector / Government Service                            Business                      Professional                       Agriculturist               Retired
        (please 3)
                                          Housewife                                  Politically Exposed Person                                    Forex Dealer                  Others (Please specify) ____________________________
        Mode of Holding ( only for non-demat mode) (please 3)                                 Single       Joint        Anyone or Survivor (Default is Anyone or Survivor, if not specified)
         SECOND APPLICANT                                                                                                                                           Date of Birth                           DD        MM         YYYY

         Name                           Mr. / Ms. / M/s.

         PAN**                                                                                                                                          Enclosed copy of (please 3)                PAN Card          KYC Compliance Proof*

         THIRD APPLICANT                                                                                                                                            Date of Birth                          DD        MM         YYYY

         Name                           Mr. / Ms. / M/s.

         PAN**                                                                                                                                          Enclosed copy of (please 3)                PAN Card          KYC Compliance Proof*

         POA HOLDER DETAILS (If the investment is being made by a Constituted Attorney please furnish the details of POA Holder)
         Name                           Mr. / Ms. / M/s.

         PAN**                                                                                                                                          Enclosed copy of (please 3)                PAN Card          KYC Compliance Proof*
         * KYC is mandatory for all investors (except for resident individual investors investing upto Rs. 50,000/- and such investment is not made through Channel Distributors) (Please refer instruction
           no. 13)
         ** Copy of PAN Card is mandatory for all investors (including Joint Holders, Guardian in case of Minor and NRIs). Please submit photocopy of PAN Card (along with the original) for verification,
             which will be returned across the counter. (Please refer instruction no. 4)

    Acknowledgement Slip (To be filled by the Applicant)                                                                                                                                       Application No :
$




    Received from                      Mr. / Ms. / M/s.

    an application for Units of                            Religare Medium Term Bond Fund                                         Date                DDMMYYYY

    Option/ Facility

    Amount (Rs.)                                                                 Along with Cheque / DD No.
                                                                                                                                                                                                           Signature, Stamp & Date
    Dated                                       DDMMYYYY                            Drawn on Bank / Branch
    Please Note : All purchases are subject to realisation of cheques / demand drafts.
2. Investment Details
  (Cheque / DD should be drawn in favour of the Scheme)                    Scheme Name          Religare Medium Term Bond Fund
       Growth (Default Option) or            Dividend Payout or              Dividend Reinvestment          Dividend Frequency                             Monthly or            Quarterly or        Annual
                                                                                                                                                           (Default Option)         (refer Instruction no. 7)
3. Payment Details
  Investment Amt. (Rs.)                                                                     Mode of Payment (3)                    Cheque          DD           Fund Transfer
  DD charges, if any (Rs.)                                                                  Date        DD       MM         YYYY                Cheque / DD No.
   Net Amt. (Rs.)                                                                           Account Type (3)            Current        Savings       NRE          NRO         FCNR                        _
                                                                                                                                                                                          Others __________

  A/c. No.                                                                                  Bank / Branch
  Applicable in case of Third Party Payment: Payment on behalf of (please 3)                       Minor            Client
  Name of the Person making Payment               Mr. / Ms. / M/s.

  PAN                                                                                       Enclosed copy of KYC Compliance Proof                ( refer instruction no. 7 )
4. Demat Account Details                                                                                                                                             (Optional, refer Instruction no. 11)

  Please ( 3)                         NSDL            CDSL              DP ID # I   N                                   Beneficiary Account No.
            (# Not applicable if the Depository Participant is CDSL).                       The details of the Bank Account linked with the Demat A/c as mentioned above should be provided under section 5.
5. Bank Account Details (Mandatory As Per SEBI Guidelines)                                                                                                                            (refer Instruction no. 5)

   Account No.                                                                 Account Type (please 3)         Current       Savings     NRE      NRO          FCNR     Others

   Bank Name

   Branch Address                                                                                                                                       City

   MICR Code                                                                    NEFT/RTGS/IFSC Code                                                                           PIN
                                  (9 digit No. next to your Cheque No.)                                  (11 digit character code appearing on cheque leaf)
   We shall credit the redemption/dividend proceeds directly into investors’ account through electronic means if the details provided by the investors are sufficient for the same. Please provide a cancelled
   cheque leaf of the same bank account as mentioned above. Mentioning your IFSC will help us transfer the amount to your bank account faster. To receive cheque payout, please tick here ( 3)
   Unit holders who have opted to hold Units in dematerialised form must provide Bank Account details linked with the Demat account, as mentioned under section 4 above.
   In case of discrepancy, bank details as per depository records will be final.
6. Nomination Details                                                                                                                                                                (refer Instruction no. 10)
   (To be filled in only by investors who opt to hold units in non-demat form. )
   If you wish to register a single nominee for your investments, please fill in the nomination details below. In case you wish to register multiple nominees, please download nomination form
   available on our website or at any Religare Investor Service Centers.
   Name and Address of Nominee                                                                                       Name and Address of the Guardian (if Nominee is a Minor)

                                                                                                                     Name
   Name
                                                                                                                     Address
   Address
                                                                                                                     City                                             State
                                                                                                                     PIN
   Date of Birth                                                                                                                                                      Signature of
                                   DDMMYYYY                Relationship with Applicant                            Guardian’s relation with                            the Guardian
   (in case nominee is a minor)
                                                                                                                  the Minor Nominee
7. Declaration & Signature(s)
    The Trustees, Religare Mutual Fund
    Having read and understood the contents of the Statement of Additional Information / Scheme Information Document
    of the Scheme , I / We hereby apply to the Trustees of Religare Mutual Fund for units of the Scheme as indicated above
    and agree to abide by the terms, conditions, rules and regulations of the Scheme. I / We have understood the details of         Sole / First
    the Scheme and I / We have not received nor have been induced by any rebate or gifts, directly or indirectly, in making         Applicant /
    this investment. The Distributor has disclosed to me/us all the commissions (in the form of trail commission or any other       Guardian / POA
    mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme
    is being recommended to me/us. I / We hereby authorise Religare Mutual Fund, its Investment Manager and its Agents to
    disclose details of my / our investment to my / our bank(s) / Religare Mutual Fund’s Bank(s) and / or Distributor / Broker/
    Investment Advisor and to verify my / our bank details provided by me / us. I / We hereby declare that the particulars given
    above are correct. If the transaction is delayed or not effected at all for reasons of incomplete or incorrect information,
    I/We would not hold Religare Asset Management Company Ltd. (Investment Manager to Religare Mutual Fund), their                  Second
    appointed service providers or representatives responsible. I / We hereby declare that the amount being invested by
    me/us in the Scheme of Religare Mutual Fund is derived through legitimate sources and is not held or designed for the           Applicant
    purpose of contravention of any Act, Rules, Regulations or any statute or legislation or any other applicable laws or any
    Notifications, Directions issued by any governmental or statutory authority from time to time.
    Applicable to NRIs only :
    I/We confirm that I am / we are Non-Residents of Indian Nationality /Origin and that the funds are remitted from abroad
    through approved banking channels or from my /our NRE / NRO / FCNR Account. I / We confirm that the details provided
    by me / us are true and correct.                                                                                                Third
    (Please 3) Yes No                         If NRI (Please 3) Repatriation basis Non-Repatriation basis                           Applicant
     Date                    DDMMYYYY                                           Place




   GET IN TOUCH
   Religare Mutual Fund
   3rd Floor, GYS Infinity, Paranjpe ‘B’ Scheme, Subhash Road,
   Vile Parle (East), Mumbai - 400 057.
   T +91 22 67310000 F +91 22 28371565
                                                                             Religare Medium Term Bond Fund                                                                         APPLICATION SUPPORTED BY
                                                                                                                                                                                 BLOCKED AMOUNT (ASBA) FORM
                                                                                              (An Open Ended Income Scheme)
                                                                                                                                                                                                 During the NFO Period only
                                                                   NFO Opens : December 13, 2010                          Closes : December 24, 2010
                                                                                                                                                                                Please read instructions before filling the Form
                                                               Scheme re-opens for continuous sale and repurchase: Within 10 Business days from
                                                                                           the NFO closure date                                                                Application No :
                Distributor / Broker ARN                                         Sub-Broker Code                                     SCSB Branch Stamp & Code                                      SCSB Branch Serial No.

      ARN - 25682
$




    Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
    1. Applicant’s Personal Details
         (in BLOCK LETTERS)
                                    SOLE/FIRST APPLICANT                                                        SECOND APPLICANT                                                           THIRD APPLICANT
        Name

        PAN
         Applicants must ensure that the sequence of the names as mentioned in the application form matches with that of beneficiary account held with the Depository Participant.
    2. Details of Bank Account for Blocking of Funds
         Bank Account Number                                                                               Bank Name

         Bank Address
         Amount to be blocked                                                                           Amount to be blocked
         (Rs. in figures)                                                                                (Rs. in words)
    3. Investment Details
          Option(s)                                       Amount (in Rs.)                                                                                         ISIN
          Growth                                                                          INF205K01CG8
          Dividend Payout                                                                     Monthly              INF205K01CH6                  Quarterly            INF205K01CI4                  Annual              INF205K01CJ2

          Dividend Reinvestment                                                               Monthly              INF205K01CK0                  Quarterly            INF205K01CL8                  Annual             INF205K01CM6

          Total Amount^
        ^Total amount must be equal to the amount to be blocked as mentioned in point 2 above.
    4. Demat Account Details (Mandatory)
         Please ( 3)                         NSDL                 CDSL             DP ID #    I    N                                                   Beneficiary Account No.
         (# Not applicable if the Depository Participant is CDSL).
         The investors shall receive payments of Dividend/Redemption proceeds in the Bank Account linked to the Demat A/c as mentioned above.
    5. Declarations & Signatures
         General Declaration:
         The Trustees, Religare Mutual Fund
         Having read and understood the contents of the Statement of Additional Information / Scheme Information Document of the Scheme , I / We hereby apply to the Trustees of Religare Mutual Fund for units of the Scheme
         as indicated above and agree to abide by the terms, conditions, rules and regulations of the Scheme. I / We have understood the details of the Scheme and I / We have not received nor have been induced by any rebate or
         gifts, directly or indirectly, in making this investment. The Distributor has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of
         various Mutual Funds from amongst which the Scheme is being recommended to me/us. I / We hereby authorise Religare Mutual Fund, its Investment Manager and its Agents to disclose details of my / our investment to my
         / our bank(s) / Religare Mutual Fund’s Bank(s) and / or Distributor / Broker/ Investment Advisor and to verify my / our bank details provided by me / us. I / We hereby declare that the particulars given above are correct. If the
         transaction is delayed or not effected at all for reasons of incomplete or incorrect information, I/We would not hold Religare Asset Management Company Ltd. (Investment Manager to Religare Mutual Fund), their appointed
         service providers or representatives responsible. I / We hereby declare that the amount being invested by me/us in the Scheme of Religare Mutual Fund is derived through legitimate sources and is not held or designed for the
         purpose of contravention of any Act, Rules, Regulations or any statute or legislation or any other applicable laws or any Notifications, Directions issued by any governmental or statutory authority from time to time.
         ASBA Authorizations:
         1) I/We hereby undertake that I/We am/are an ASBA applicant(s) as per the applicable provisions of the SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2009. 2) In accordance with ASBA process provided
         in the SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2009, I/We authorize (a) the SCSB to do all acts as are necessary to make an application in the NFO of the Scheme of Religare Mutual Fund, including
         uploading of application details, blocking the amount to the extent mentioned above in the “Details of Bank Account for Blocking of Funds” or unblocking of funds in the bank account maintained with the SCSB specified in the
         form, transfer of funds to the nominated Religare Mutual Fund Bank Account on receipt of instruction from the Registrar to the New Fund Offer after finalisation of allotment entitling me/us to receive Units on such transfer
         of funds. (b) Registrar to the Religare Mutual Fund to issue instructions to the SCSB to remove the block on the funds in the bank account specified in the ASBA-cum-Application Form, upon allotment and to transfer the
         requisite money to Religare Mutual Fund’s nominated Bank account. 3) In case the amount available in the bank account specified in the ASBA-cum-Application Form is insufficient for blocking the amount equivalent to the
         application money, the SCSB shall reject the application. 4) If the DP ID, Beneficiary ID or PAN furnished by me/us in the ASBA-cum-Application Form is incorrect or incomplete, the appliacation shall be rejected and Religare
         Asset Management Company Ltd. (Investment Manager to Religare Mutual Fund), their appointed service providers and the SCSBs representatives shall not be liable for losses, if any.
         Applicable to NRIs only :
         I/We confirm that I am / we are Non-Residents of Indian Nationality /Origin and that the funds are remitted from abroad through approved banking channels or from my /our NRE / NRO / FCNR Account. I / We confirm that the
         details provided by me / us are true and correct.

          Date                DDMMYYYY                                   Place

               Signature of the Applicant                                                                                       Signature of Bank Account Holders




                                                                                   (To be signed as per mode of operation of the Bank Account mentioned in point 2 above)
    Acknowledgement Slip (To be filled by the applicant)
                                                                             Religare Medium Term Bond Fund
                                                                                     ( An Open Ended Income Scheme)
$




                                                                        NFO Opens : December 13, 2010      Closes : December 24, 2010
                                                                      Scheme re-opens for continuous sale and repurchase: Within 10 Business days from                             Application No :
                                                                                                  the NFO closure date
    Received from                    Mr. / Ms.
    ASBA Form Dated                        DD        MM        YYYY                                                                       Amount Blocked (Rs.)
    SCSB (Bank & Branch)                                                                                                                  Bank Account No.
    Date of submission.                   DD        MM        YYYY
                                                                            INSTRUCTIONS TO FILL THE FORM
1.   GENERAL INSTRUCTIONS                                                                                                                 related communication and resolve any queries more promptly.
     (a) Please read the Statement of Additional Information, Key Information Memorandum and the                                   (h) In case of applications for units in non-demat mode, made in joint names without indicating
           Scheme Information Document (SID) containing the terms of offer carefully before investing.                                     the mode of holding, mode of holding will be deemed as ‘Any One or Survivor’ and processed
           In the SID, your attention is particularly drawn to the risk factors of investing in the scheme and                            accordingly. All communication and payments shall be made in the name of and favouring the
           also the sections “Who cannot invest” and “Important note on anti-money laundering, KYC &                                      first / sole applicant.
           investor protection”.                                                                                                   (i) In case an investor(s) applies through ASBA facility the details of mailing address, overseas
     (b) All applicants are deemed to have accepted the terms subject to which the offer is being                                          address, email ID, contact details, status, occupation and mode of holding, etc will be obtained
           made and bind themselves to the terms upon signing the Application Form and tendering the                                      by the Registrar from the Depository for the specified demat account. The details provided by
           payment.                                                                                                                       Depository for such application shall be final.
     (c) Application Form should be filled legibly in ENGLISH in BLOCK letters using Black or Dark Blue                        4.   PAN (Permanent Account Number)
           ink. Incomplete application forms are liable to be rejected. Please refer to the checklist to ensure
                                                                                                                                   It is mandatory for all existing and prospective investors irrespective of the amount of purchase*
           that the requisite details and documents have been provided in order to avoid unnecessary
           delays and / or rejection of your application.                                                                          (including joint holders, guardians of minors and NRIs) to enclose a copy of PAN card duly self
                                                                                                                                   certified along with the original PAN Card. The original PAN Card will be returned immediately across
     (d) Please strike out any section that is not applicable. Cancellation/ white-ink on any of the                               the counter after verification. In case minor does not possess his / her own PAN, the PAN of his / her
           mandatory information should be countersigned.                                                                          father or mother or the guardian, as the case may be, should be quoted. In the absence of this, your
     (e) Applicant can make application by filling in “Application Form” and submitting the Application                             application will be rejected. However, applicants resident in the state of Sikkim, Central Government,
           Form at any of the Collection Centres / Official Points of Acceptance (as per list provided in this                       State Government, officials appointed by the courts e.g. official liquidator, court receiver etc. (under
           document) OR Applicant can make application by filling in “Application Supported by Blocked                              the category of Government) are exempted from the mandatory requirement of PAN for transacting
           Amount Form” (‘ASBA Application Form’) and submitting the same at the designated SCSB                                   in securities market. This would be subject to collecting necessary documentary evidence by the
           Branches.                                                                                                               AMC / Fund to verify the veracity of the claim.
2.   APPLICATION THROUGH ASBA FACILITY                                                                                             *(includes fresh / additional purchase, switch, systematic transfer and dividend reinvestment)
     Pursuant to SEBI circular vide ref no. SEBI/IMD/CIR No. 18/198647/2010 dated March 15, 2010, an                          5.   BANK ACCOUNT DETAILS
     investor in addition to existing method of application for units of the Scheme can subscribe to the                           As per SEBI Guidelines, it is mandatory for the Sole / First Applicant to provide the bank account
     units of the scheme during New Fund Offer (NFO) through ASBA facility.                                                         details in the application form.
     ASBA is an application containing an authorization given by the investor to block the application                             Applications received without the bank details will be deemed to be incomplete and liable for
     money in his specified bank account towards the subscription of units offered during NFO of                                     rejection. The Mutual Fund reserves the right to hold the redemption proceeds in case the requisite
     scheme(s) of Religare Mutual Fund.                                                                                            details are not submitted.
     For an investor who applies through ASBA facility, the application money towards the subscription                             To enable verification of the bank mandate details and ensure expeditious clearing, the 9-digit MICR
     of units will be debited from his specified bank account only if his/her application is selected for                           (Magnetic Ink Character Recognition) number appearing to the right of the cheque number on the
     allotment of units.                                                                                                           bottom white strip of the cheque leaf should be provided. The AMC may ask for a copy of a cancelled
     Investor can submit the ASBA Application Form with Self Certified Syndicate Bank (SCSB). SCSB are                              cheque to verify these details.
     banks which offers the facility of applying through ASBA process. The list of SCSBs with details of                            IFSC is a 11 digit alpha numeric character set given by some of the banks on the cheques. IFSC will help
     controlling branches is available on http://www.sebi.gov.in , http://www.nseindia.com and http://www.                         to secure transfer of redemption and dividend payouts via the various electronic mode of transfers
     bseindia.com.                                                                                                                 that are available with the banks.
     The Applicant intending to invest in the scheme through ASBA Application Form must have                                       Investors opting to hold units in Demat mode should furnish Bank Account details linked with their
     beneficiary account with the Depository Participant of NSDL/ CDSL and will be required to mention                              Demat Account. In case the bank details provided in the application form don’t match with the bank
     the same in application form. Only those applications where the details are matching with the                                 details in the Depository records, bank details as available in the Depository records shall be deemed
     Depository records will be treated as valid applications and allotted units accordingly. If the details                       final.
     mentioned in ASBA Application Form are incorrect / incomplete or are not matching with the
     Depository records the application will be rejected.                                                                          The Bank Account details of the investors making application through ASBA facility shall be same as
                                                                                                                                   available in the records of their Depository Account linked to investors Demat Account.
     (a) Self Certified Syndicate Bank (SCSB): SCSB is a bank which offers the facility of applying through the
           ASBA process. The current list of SCSB’s as available on SEBI website is as follows:                               6.   INVESTMENT DETAILS
           • Axis Bank Ltd • State Bank of Hyderabad • Corporation Bank • State Bank of Travancore • IDBI                          (a) Investors must use separate Application Forms for investing simultaneously in both Options
           Bank Ltd • State Bank of Bikaner and Jaipur • Yes Bank Ltd • Punjab National Bank • Syndicate Bank                             of the Scheme. However investor applying through ASBA Facility has option to apply for both
           • Deutsche Bank • Union Bank of India • HDFC Bank Ltd • Bank of Baroda • ICICI Bank Ltd. • Vijaya Bank                         options offered under the Scheme in a single application. The applicant in such case should
           • Bank of Maharashtra • State Bank of India • Andhra Bank • HSBC Ltd. • Kotak Mahindra Bank Ltd.                               mention amount of application in each option and ensure that the aggregate of the amount of
           • Bank of India • Citi Bank • IndusInd Bank • Allahabad Bank • Karur Vysya Bank Ltd • The Federal Bank                         application under all options matches with the amount to be blocked in the Bank Account.
           • Indian Bank • Central Bank of India • Oriental Bank of Commerce • Standard Chartered Bank                             (b) In case applications are received where Option for investment is not selected, the default
           • J P Morgan Chase Bank, N.A • Nutan Nagrik Sahakari Bank Ltd. • UCO Bank • Canara Bank. • United Bank of India.               Option as prescribed in the SID of the Scheme will be applicable.
           For the complete list of SCSBs with details of controlling/designated branches please refer to websites :               (c) For minimum application amount please refer to the Scheme Features.
           http://www.sebi.gov.in , http://www.nseindia.com and http://www.bseindia.com.                                      7.   MODE OF PAYMENT
     (b) Investors Demat Account details:                                                                                          Payment can be made in any of the following modes :
           •      It is mandatory to provide Demat Account details in ASBA Applicantion Form as the units will be                  (a) Payment should be made by way of a single cheque / demand draft* (multiple cheques will not
                  credited in the Demat Account specified in ASBA Application Form.                                                        be accepted) and must be payable locally at the Official Point(s) of Acceptance where the
           •      Applicant should ensure that the Demat Accounts specified in the ASBA Application Form are                               application is lodged. The cheque / demand draft should be drawn favouring the Scheme e.g.
                  active i.e. not frozen or suspended.                                                                                    Religare Medium Term Bond Fund, and crossed “Account Payee Only”. Please mention the
           •      Applicant to note that in case the DP-ID, beneficiary account no. or PAN provided in the ASBA                            folio no. / application no. and applicant name on the reverse of the Cheque/Draft tendered with
                  Application Form are incorrect or do not match with the records of Depositories (NSDL or                                the application.
                  CDSL), the applications will be rejected.                                                                               In order to avoid fraud and prevent misuse of payment instruments, investors are advised to
     (c) Bank Account details:                                                                                                            draw payment instrument (i.e. cheque, demand draft, pay order etc.) favouring either “Religare
           •      Applicants should provide Bank Account details from which the application amount is to be                               Medium Term Bond Fund A/c First Investor name” or “Religare Medium Term Bond Fund-
                  blocked alongwith Bank & Branch name and application amount.                                                            Permanent Account Number of the First investor” or “Religare Medium Term Bond Fund-Folio
           •      Applicant should maintain sufficient balance is the Bank Account in which application amount is                           number”
                  to be blocked. In case of insufficient funds in the specified Bank Account the application is liable to                    *Units will be allotted for amount net of DD charges, at Rs. 10/- per unit. The Fund / AMC will not
                  be rejected.                                                                                                            entertain any request for refund of DD charges.
           •      Applicant can make application for maximum upto 5 ASBA Applications from a single Bank                                  Payment can also be made by Electronic Funds Transfer (EFT) by way of direct credit / RTGS
                  Account with a Bank.                                                                                                    / NEFT to Scheme Collection Account by clearly mentioning the name of the investor and
3.   APPLICANT INFORMATION                                                                                                                application number.
     (a) Name should be given in full without any abbreviations. Preferably write exactly as it appears in                         (b) Outstation Cheques or Outstation Drafts/Cash/Money Order/Postal Order/ Post dated
           your bank account or as it appears in the incorporation document as the case may be. In case,                                  Cheques will not be accepted.
           units are applied for in electronic mode (Demat mode), please write the name exactly and in the                         (c) The Fund is not obliged to represent dishonoured cheque or inform the investor / investor’s
           same order as it appears in Depository records.                                                                                agent about it.
     (b) Name of the Guardian must be mentioned if the investments are being made on behalf of the                                 (d) NRI / FII / PIO Investors :
           minor. Date of birth is mandatory in case of a minor.
                                                                                                                                          Repatriation Basis
     (c) Name of the Contact Person, email and telephone no. should be mentioned in case of
           investments by Company, Body Corporate, Trust, Society, FII and other non-individual                                           Payments by NRIs / Persons of Indian Origin (PIO) residing abroad / FII may be made either by way
           applicants.                                                                                                                    of Indian Rupee drafts or cheques by means of (i) inward remittance through normal banking
                                                                                                                                          channels; or (ii) out of funds held in NRE / FCNR account payable at par and payable at the cities
     (d) Your complete postal address should be stated. P.O. Box address alone is not sufficient. NRIs /                                    where the Official Points of Acceptance are located.
           FIIs should necessarily state their overseas address failing which application will be rejected. In
           addition, Indian address (if available) may be stated for correspondence. It should be noted that                              In case of Indian Rupee drafts purchased abroad or subscription through NRE/FCNR Account,
           NRI residents in any Financial Action Task Force non-compliant countries or territories cannot                                 an account debit certificate from the bank issuing the draft confirming the debit / Foreign
           invest in the scheme.                                                                                                          Inward Remittance Certificate (FIRC) should also be enclosed.
     (e) In case of NRI / FII investors, the Account Statements / Allotment Advice / Redemption cheques /                                 In case the debit certificate / FIRC is not provided, the AMC reserves the right to reject the
           other correspondence will be sent to the mailing address mentioned.                                                            application of the NRI investors.
     (f) Please fill in your date of birth as this may be required for validating your identity for certain                                Non Repatriation Basis
           transactions / communications.                                                                                                 NRIs or people of Indian origin residing abroad investing on a non-repatriable basis may do so
     (g) If you have an email ID, please provide the same, this will help us send investment / product                                    by issuing cheques / demand drafts drawn on Non-Resident Ordinary (NRO) account payable at
                                                                                                                                                                     Key Information Memorandum - Religare Medium Term Bond Fund
            the cities wher e the Official Points of Acceptance are located.                                                   transmission of units.
            Third Party Payments                                                                                      (i)    Transmission of units will be done as per the Nomination/s registered subject to verification of
            Application with Third Party Payments for subscriptions to Scheme will not be accepted                           Identity of Nominee/s, PAN, Bank Mandate etc.
            expect in following cases:                                                                               (j) Transfer of units in favor of the Nominee / Nominees shall be a valid discharge by the Asset
            a) Payment by Parents/Grand-Parents/Related Persons on behalf of a minor in consideration                        Management Company against the legal heir.
                  of natural love and affection or as gift for a value not exceeding ` 50,000/- (each regular         (k) The cancellation of nomination/s can be made only by those individuals who hold units on their
                  purchase or per SIP installment);                                                                          own behalf singly or jointly and who made the original nomination/s. On cancellation of the
            b) Payment by employer on behalf of employee(s) under Systematic Investment Plans                                nomination/s, the nomination/s shall stand rescinded and the AMC / Fund / Trustees shall not be
                  through payroll deductions;                                                                                under any obligation to transmit the units in favor of the Nominee/s.
            c) Custodian on behalf of a Foreign Institutional Investor (FII) or a client.                                    These instructions are subject to SEBI Regulations / applicable laws.
            * ‘Related Person’ means any person investing on behalf of a minor in consideration of natural                   In case of units held in demat mode, the nomination details provided to the Depository
            love and affection or as a gift.                                                                                  Participant shall be applicable.
            ‘Third-Party Payment’ means a payment made through instruments issued from a bank                    11. DEMATERIALIZATION
            account other than that of bank account of first named applicant/investor or a joint bank                  The unit holders would have an option to hold the units in dematerialized form. The applicant intending
            account where the first named unit holder/investor is not a one of the joint holders of bank               to hold units in dematerialized form will be required to have a beneficiary account with a Depository
            account from which payment is made.                                                                       Participant (DP) of the NSDL/CDSL and will be required to mention in the application form, DP ID and
            In each of the exceptions mentioned above, investors is required to attach following mandatory            Beneficiary Account No. with the DP at the time of subscribing units during the NFO of the respective
            documents without which application for subscription to units will be rejected:                           Plan(s). Applicants must ensure that the sequence of the names as mentioned in the application form
                                                                                                                      matches with that of the benficiary account held with the Depository Participant. Names, Address,
    a) KYC of all the investors (guardian in case of minor) and KYC of person making the payment i.e.                 PAN details, KYC Details etc. mentioned in the application form will be verified against the Depository
            parent, related person, employee, custodians.                                                             data. If the details mentioned in the application (other than ASBA Applications) are incomplete
    b) Declaration signed by both, the investor (guardian in case of minor)/employee and person                       / incorrect or not matching with the depository records, the application shall be treated as
            making the payment;                                                                                       application for non-demat mode and accordingly units will be alloted in non-demat mode. .
    c) Declaration signed by the Custodian (in case payment by the Custodian).                                        Unit holders who have opted to hold units in dematerialized form will receive payment of redemption /
            It is mandatory for investor to mention details of bank account from where payment for                    dividend proceeds into bank (i.e. beneficiary) account linked to their Demat account.
            subscription is made in point 3 of application form. Further the name of first unit holder/           12. PREVENTION OF MONEY LAUNDERING AND KNOW YOUR CUSTOMER (KYC)
            applicant should be pre-printed as one of the holder on payment cheque. In case, name of first            To ensure appropriate identification of the investor and with a view to monitor transactions for the
            unit holder/ applicant is not pre-printed on cheque, the investor should submit copy of bank             prevention of money laundering as prescribed by the Prevention of Money Laundering Act, 2002, the
            statement or pass book showing account number, account holders’ name and address or a                    AMC reserves the right to:
            original letter from the bank certifying that the investor maintains a bank account with the bank
            and mentioning the details like bank account number, branch address, account type and IFSC               (a) Scrutinize and verify the identity of the investor, Unitholder, person making the payment on
            code, if any, of the branch. Originals of the bank statement / pass book should be produced for                  behalf of the investor and the source of the funds invested / to be invested in Religare Mutual
            verification and the same will be returned across the counter after verification.                                  Fund;
            In case payment is made through pay order, demand draft, banker’s cheque etc., an investor               (b) Reject any application;
            should submit a certificate (in original) from issuing bank stating account holders’ name and             (c) Prevent further transactions by a Unitholder;
            account number which has been debited for issue of payment instrument.                                   (d) To mandatorily redeem the units held by the Unitholder at the applicable NAV prevalent at the
            In case of RTGS, NEFT, ECS, bank transfer etc., the investor should submit an acknowledged                       time of such redemption and;
            copy of the instruction to bank stating the account number to be debited.                                (e) Report cases to the Specified Director appointed by the Central Government, pertaining
            Demand draft, pay order, banker’s cheque purchased against cash of ` 50,000/- or more                            to a single transaction exceeding Rs.10 lacs or series of transactions integrally connected or
            will not be accepted. Such purchase application (for amount less than ` 50,000) should be                        remotely connected or related to each other which are valued below the prescribed value of Rs.
            accompanied by a certificate from the bank giving name, address and PAN (if available) of the                     10 lacs within a month.
            person who has requested for the demand draft/ pay order.                                            13. KNOW YOUR CUSTOMER (KYC) REQUIREMENTS
            Certificate from Bank should be signed by the authorised person of the issuing bank mentioning            KYC is mandatory for following category of applicants for subscription in the schemes of Religare
            his /her name, employee code, contact details and bank seal.                                             Mutual Fund:
8. E-MAIL COMMUNICATION                                                                                              a) All non-individual investors i.e. Hindu Undivided Family (HUF), Partnership Firms, Companies,
    Account Statement/Allotment Advice, Annual Report, other information etc. can be sent to                                 Bodies Corporate, Public Sector Undertakings (PSUs), Association of Persons (AOP), Bodies of
    unitholders by e-mail. If you have an e-mail address you can choose to receive e-mail communication                      Individuals (BOI), Banks, Financial Institutions, Societies, Trusts, Foreign Institutional Investors
    from us in lieu of printed documents.                                                                                    (FIIs) etc.; Non Resident Indians (NRIs) (including Persons of Indian origin (PIOs)); Investors
    Please furnish your e-mail ID and indicate the nature of communication you wish to receive over                          (individuals and non-individuals) investing through the Channel Distributors [Channel
    email.                                                                                                                   Investors], irrespective of amount of investment;
    When an investor has communicated his / her e-mail address and has provided consent for sending                  b) Individual investors (not coming through Channel Distributors) making applications for
    communication only through email, the Fund / Registrars are not responsible for email not reaching                       subscription of Rs. 50, 000/- and above.
    the investor and for all consequences thereof. The investor shall from time to time intimate the Fund            The above category of investors for the purpose of KYC Compliance shall include (a) their constituted
    / its transfer agents about any changes in the email address. In case of a large document, a suitable link       Power of Attorney (PoA) holder in case of investments through a PoA; (b) each of the applicants in
    would be provided and investor can download, save and print these documents. However, investor                   case of investments in joint names; and (c) guardian in case of investments on behalf of minor.
    always has a right to demand for a physical copy of any or all of the service deliverables and the fund          CDSL Ventures Limited (‘CVL’) has been appointed by the mutual fund industry to complete KYC
    would arrange to send the same to the investor.                                                                  formalities on their behalf and hence investors need to submit their details only once for completion
9. DIRECT CREDIT OF REDEMPTION/DIVIDEND PROCEEDS                                                                     of KYC formalities across these mutual funds. KYC requirements can be completed by filling up the
    If the investor has provided sufficient details for electronic credit, the Fund will give direct credit for        prescribed form and submitting the same along with the other requisite documents / proofs to CVL
    redemption/dividend proceeds into the investor’s bank account and such instruction will be adequate              through a designated Point of Service (PoS). For detailed process and list of PoS, please visit our
    discharge of the Fund towards the said payment. In case the credit is not effected by the Unitholder’s            website www.religaremf.com. Any subsequent change in address, Pin Code, Country, Nationality,
    banker for any reason, the Fund reserves the right to make the payment by a cheque/ Demand Draft.                Occupation, Income Details, Date of Birth, Proof of Identity must be communicated to CVL through a
    If the direct / electronic credit is delayed or not affected or credited to a wrong account, on account           PoS. KYC Compliant investors need to ensure that any change of address details is registered with CVL
    of incomplete / incorrect information, the Fund will not be held responsible. If however, you wish to            before redeeming units. Registrar will not act upon address change requests directly received from
    receive a cheque payout, please tick in the space provided in the application.                                   KYC Compliant investors. The existing investor data for investor address (both Indian and foreign),
                                                                                                                     pin code, country, nationality, occupation, income details, date of birth, document provided as proof
10. NOMINATION DETAILS                                                                                               of identity will be overwritten by the Registrar with data obtained from CVL. A folio in which any one
    Applicants applying for units singly / jointly can make a nomination at the time of initial investment or        or more of the holders are found to be non KYC compliant, in such folios further subscriptions /
    during subsequent investments / during the tenure of the investment.                                             systematic purchases will not be permitted except for subscription / systematic purchases by resident
    If you wish to register a single nominee for your investments please fill in the nomination details in the        individuals (not coming through Channel Distributors) of value less than Rs. 50,000.
    Application Form. In case you wish to register multiple nominees, please download nomination form                All Investors must attach their KYC Acknowledgement along with the Investment Application
    available on our website or at any Religare Investor Service Centers.                                            Form(s) / Transaction Slip(s) while investing in the schemes of Religare Mutual Fund, irrespective of
    (a) The nomination can be made only by individuals applying for/ holding units on their own singly               amount of purchase (however individual investors not coming through Channel Distributors, the
            or jointly. Non-individuals including society, trust, body corporate, partnership firm, Karta of          threshold limit for KYC is Rs. 50,000/-). Application Forms / Transaction Slips not accompanied by
            Hindu Undivided Family (HUF), holder of Power of Attorney cannot nominate. If the units are              KYC Acknowledgement are liable to be rejected. KYC Compliance status will be updated for all folios
            held jointly, all joint holders will have to sign the nomination form.                                   in which investor is a holder in any capacity.
    (b) A minor can be nominated and in that event, the name & address of the guardian of the minor                  KYC status will be validated with the records of CVL before alloting units. Applications without valid
            nominee shall be provided by Unitholder.                                                                 KYC compliance will be rejected.
    (c) Nomination can also be made in favor of the Central Government, State Government, a local                    Where investor intends to hold units in dematerialised mode, KYC performed by Depository
            authority, any person designated by virtue of his office or a religious or charitable trust.               Participant will be considered compliance with applicable requirements specified in this regard in
    (d) The nominee shall not be a trust (other than a religious or charitable trust), society, body                 terms of SEBI circular ISD/AML/CIR-1/2008 dated December 19, 2008.
            corporate, partnership firm, Karta of HUF, or a power of Attorney holder. A non-resident Indian       14. DECLARATION AND SIGNATURE
            can be a nominee subject to the exchange controls in force from time to time.                            (a) All the applicants must sign the application form. Signatures should be in English or in any
    (e) A maximum of three nominees can be registered for a Folio and at a Folio level only.                                 Indian language. Thumb impression should be from the left hand for males and the right hand
    (f) In case of Multiple nominees, it is mandatory to indicate clearly the percentage of allocation /                     for females and in all cases be attested by a Magistrate, Notary Public or Special Executive
            share in favor of each of the nominees against their name and such allocation / share should be                  Magistrate. In case of HUF, the Karta will sign on behalf of the HUF.
            in whole numbers without any decimals making a total of 100 percent.                                     (b) The original Power of Attorney or a duly notarized copy of the Power of Attorney shall be
    (g) In the event of the Unitholders not indicating the percentage of allocation / share for each of the                  required to be submitted where applications are made under a Power of Attorney.
            nominees, then by invoking default option RAMC shall settle the claim equally amongst all the        15. All applications are subject to detailed scrutiny and verification. Applications which are not complete
            nominees.                                                                                                in all respects are liable for rejection, either at the collection point itself or subsequently after detailed
    (h) Nomination in respect of the units stands rescinded upon the redemption / transfer /                         scrutiny / verification at the back office of the Registrars.

                                                                                                                                                          Key Information Memorandum - Religare Medium Term Bond Fund
Investment Objective, Asset Allocation Pattern and Investment Strategy of existing open ended income / debt schemes of Religare Mutual Fund:
Name of the Scheme      Investment Objective                                                             Asset Allocation Pattern & Investment Strategy                                                               AUM in Rs. Crores
                                                                                                                                                                                                                    and No. of Folios as on
                                                                                                                                                                                                                     November 29, 2010
Religare Active       To generate optimal returns                               Type of Instruments                                   Indicative Allocation (% of total assets)              Risk Profile            AUM: Rs. 926.94 Crs.
Income Fund, an       while maintaining liquidity                                                                                                                                                                      Folios: 230
                                                                                                                                          Minimum                  Maximum               High/Medium / Low
Open Ended Income     through active management
Scheme                of the portfolio by investing   Debt* instruments including Government securities and Corporate Debt                     0                       90                  Low to Medium
                      in debt and money market
                      instruments.                    Money Market Instruments                                                                10                     100                         Low
                      As the portfolio of the         *Debt securities may include securitised debts (excluding foreign securitised debt) up to 50% of the net assets. Investment in fixed income derivatives
                      scheme will be actively         upto 50% of the net assets.
                      managed, the Scheme may         Investment Strategy:
                      have a high turnover in order   The fund management team will endeavor to meet the investment objective while maintaining a balance between safety, liquidity and profitability aspects of
                      to achieve the investment       various investments. The Scheme will be actively managed and the fund management team will take an active view of the interest rate movements by keeping
                      objective.                      a close watch on various parameters of the Indian economy as well as the developments in global markets.
                                                      Investment views/decisions will be taken on the basis of the following parameters:
                                                      1. Prevailing interest rate scenario;
                                                      2. Quality of the security / instrument (including the financial health of the issuer);
                                                      3. Maturity profile of the instrument;
                                                      4. Liquidity of the security;
                                                      5. Growth prospects of the company / industry;
                                                      6. Any other factors in the opinion of the fund management team.
                                                      The Fund will be actively managed rather than being a passive scheme i.e it would decide on the appropriate asset allocation depending on market
                                                      conditions. The Fund has the discretion to take aggressive interest rate/duration risk calls and allocate assets accordingly. This could mean investing
                                                      a large portion (up to 90%) of the net assets in long dated Government securities and debt instruments (carrying relatively higher interest rate risk/
                                                      duration risk), or on defensive considerations, entirely (up to 100%) in money market instruments. Accordingly, the interest rate risk/duration risk on the
                                                      scheme may change substantially depending upon Fund’s call. The Scheme may have a high turnover in order to achieve the investment objective.
Religare Credit       To generate high level of                                 Type of Instruments                                  Indicative Allocation (% of total assets)               Risk Profile            AUM: Rs. 1,461.15 Crs.
Opportunities Fund,   current income (vis-à-vis                                                                                                                                                                        Folios: 552
an Open Ended         treasury bills) consistent                                                                                          Minimum                 Maximum               High/Medium / Low
Income Scheme         with preservation of capital    Debt Securities* and Money Market Instruments with average                              65                      100                        Low
                      and maintenance of liquidity    maturity of less than 1 year
                      by investing primarily in
                      investment-grade       debt     Debt Securities with average maturity of more than 1 year                                0                       35                  Low to Medium
                      securities and money         Note: The Scheme will invest only in debt instruments which are issued by a corporate whose debt programme is rated as ‘investment grade’ by a credit
                      market instruments.          rating agency.
                                                   *Investment in securitized debt including pass through certificate <= 70% of the net assets. The Scheme will not invest in foreign securitized debt.
                                                   Investment in foreign debt securities (including units of overseas mutual fund investing in foreign debt securities/ money market instruments) <= 50%
                                                   of the net assets.
                                                   Maximum derivative position <= 50% of the net assets.
                                                   Investment Strategy:
                                                   Portfolio construction is conducted on the basis of the desired level of credit exposure, based on top-down economic analysis and assessment of
                                                   corporate credit risk.
                                                   The Scheme shall seek opportunities in the rapidly increasing use of debt markets by corporates across the credit spectrum. The Fund focuses on
                                                   enhancing the portfolio returns by identifying optimum credit opportunities in the market i.e. by investing in instruments that offer superior yield (vis-
                                                   à-vis treasury bills) at acceptable levels of risk. The key element of this approach is having the ability to analyse and appropriately price credit risk for
                                                   predominantly short dated securities.
                                                   The Scheme may assume higher credit risk as compared to a scheme investing predominantly in AAA bonds / sovereign securities. The Scheme does not
                                                   intend to take aggressive interest rate risk and would therefore primarily invest in short term securities. The value addition would be made by focusing on
                                                   enhancing the portfolio returns by identifying mispriced credit opportunities in the market and selectively investing in them.
                                                   The Scheme will invest only in debt instruments which are issued by a corporate whose debt programme is rated as ‘investment grade’ by a credit rating
                                                   agency. These instruments may also be unrated in nature. The AMC will be guided but not limited by the ratings of Rating Agencies such as CRISIL, CARE,
                                                   ICRA and Fitch or any other rating agencies that may be registered with SEBI from time to time.
                                                   The Scheme shall be actively managed and the Fund Management team shall formulate view of the credit quality, interest rate movement etc. by
                                                   monitoring various parameters of the Corporates / Indian economy, as well as developments in global markets. Investment views / decisions interalia may
                                                   be taken on the basis of the following parameters and which will be within the investment guidelines of the scheme.
                                                   • Quality of the security / instrument (including the financial health of the issuer)
                                                   • Returns offered relative to alternative investment opportunities
                                                   • Maturity profile of the instrument
                                                   • Prevailing interest rate scenario
                                                   • Liquidity of the security
                                                   • Any other factors considered relevant in the opinion of the fund management team.
Religare Gilt Fund,   To generate optimal returns Long Duration Plan and Short Duration Plan:                                                                                                                       Short Duration Plan:
an Open Ended         by investing in a portfolio                                                                                                                                                                    AUM: Rs. 0.03 Crs.
                                                                                Type of Instruments                                     Indicative Allocation (% of total assets)                 Risk Profile
Dedicated Gilt Fund   of securities issued and                                                                                                                                                                           Folios: 36
                      guaranteed by Central and                                                                                            Minimum                   Maximum                 High/Medium / Low
                      State Government. The
                      Fund may utilize derivatives Government securities including T - Bills                                                    0                       100                        Sovereign        Long Duration Plan:
                      as permitted by regulations Investment in derivatives - upto 50% of the net assets.                                                                                                            AUM: Rs. 1.62 Crs.
                      in order to achieve its The Scheme may from time to time pending investment in Government securities for a short-term period on defensive consideration invest up to 100%                         Folios: 75
                      objective.                   of the funds available in overnight CBLO/reverse repo instruments, the primary motive being to protect the Net Asset Value of the scheme and protect Unit
                                                   holders interest so as to earn reasonable returns on liquid funds maintained for redemption/ repurchase of units.
                                                   The average portfolio maturity duration of Long Duration Plan will normally be more than 3 years and that of Short Duration Plan will be upto 3 years.
                                                   Investment Strategy:
                                                   Primary goal of the fund manager is to seek to generate returns commensurate with minimal credit risk by investing in a portfolio comprising of securities
                                                   issued and guaranteed by Central and State Government. The achievement of this goal depends mainly on the following factors:
                                                   • The magnitude of Government borrowing in a given fiscal year;
                                                   • The level of liquidity in the banking system;
                                                   • Economic growth; and
                                                   • The general outlook for interest rates.
                                                   The Fund may utilize derivatives as permitted by regulations in order to achieve its objective.
Religare Liquid Fund, To provide reasonable                              Type of Instruments                                         Indicative Allocation (% of total assets)               Risk Profile
an Open Ended Liquid returns,      commensurate                                                                                                                                                                     AUM: Rs. 1,677.03 Crs.
Scheme                with low risk while providing                                                                                       Minimum                 Maximum               High/Medium / Low
                      a high level of liquidity,
                      through a portfolio of Money Market Instruments (Including cash and reverse repo and                                     0                      100                        Low                      Folios: 714
                      money market and debt debt instruments with residual maturity less than 183 days).
                      securities.                   Debt Instruments (including floating rate debt instruments* with                            0                       50                  Low to Medium
                                                      residual maturity greater than 182 days)
                                                      Securitized Debt Instruments                                                             0                       30                  Low to Medium

                                                                                                                                                                Key Information Memorandum - Religare Medium Term Bond Fund
Name of the Scheme      Investment Objective                                                              Asset Allocation Pattern & Investment Strategy                                                                 AUM in Rs. Crores
                                                                                                                                                                                                                       and No. of Folios as on
                                                                                                                                                                                                                        November 29, 2010
                                                      * Floating rate debt instruments are debt instruments issued by Central / State governments, Corporates, PSUs, etc. with interest rates that are reset
                                                      periodically. The periodicity of interest reset could be daily, monthly, quarterly, half yearly and annually or any other periodicity that may be mutually
                                                      agreed between the issuer and the Fund.
                                                      Pursuant to SEBI circulars No. SEBI/IMD/CIR No. 13/150975/09 dated January 19, 2009, the Scheme shall make investment in / purchase debt and money
                                                      market securities with maturity of upto 91 days only.
                                                      Investments in Foreign Debt Instruments <= 35% of the net assets. The Scheme will not invest in foreign securitized debt.
                                                      Maximum derivative position <= 50% of the net assets.
                                                      Investment Strategy
                                                      The domestic debt markets are maturing rapidly with liquidity emerging in various debt segments through the introduction of new instruments and
                                                      investors. The objective will be to allocate the assets of the Scheme between various money market and fixed income securities with the objective of
                                                      providing liquidity and achieving optimal returns with the surplus funds. The actual percentage of investment in various money market and other fixed
                                                      income securities will be decided after considering the economic environment including interest rates and inflation, the performance of the corporate
                                                      sector and general liquidity and other considerations in the economy and markets.
                                                      The investment team of the AMC will carry out rigorous in depth credit evaluation of the money market and debt instruments proposed to be invested
                                                      in. The credit evaluation includes a study of the operating environment of the issuer, the past track record as well as the future prospects of the issuer and
                                                      the short term / long term financial health of the issuer.
Religare Overnight    To provide liquidity to the                                Type of Instruments                                    Indicative Allocation (% of total assets)               Risk Profile             AUM: Rs. 0.10 Crs.
Fund, an Open Ended   investors while mirroring
                                                                                                                                            Minimum                  Maximum               High/Medium / Low
Liquid Scheme         overnight returns.                                                                                                                                                                                     Folios: 32
                                                      CBLO/ Reverse Repo, Debt instruments, including floating rate instruments,                 70                       100                        Low
                                                      with overnight maturity/ daily put/call option
                                                      Debt & Money Market Instruments with residual maturity upto 91 days*                    0                        30              Low to Medium
                                                      *Debt securities may include securitized debts (excluding foreign securitized debt) up to 30% of the net assets.
                                                      Maximum derivative position <= 30% of the net assets.
                                                      Pursuant to SEBI circulars No. SEBI/IMD/CIR No. 13/150975/09 dated January 19, 2009, the Scheme shall make investment in / purchase debt and money
                                                      market securities with maturity of upto 91 days only.
                                                      Investment Strategy
                                                      The Fund would endeavor to provide high liquidity with safety to the investors. The corpus of the fund would be predominantly deployed in overnight
                                                      instruments with some allocation to short term (up to 91 day maturity) money market and debt securities. The average portfolio duration shall normally
                                                      be upto 15 days.
Religare Short Term   To seek to generate steady                                   Type of Instruments                                   Indicative Allocation (% of total assets)            Risk Profile               AUM: Rs. 379.19 Crs.
Plan, an Open Ended   returns with a moderate risk                                                                                           Minimum               Maximum                High/Medium / Low
Income Scheme         for investors by investing in a                                                                                                                                                                       Folios: 402
                      portfolio of short-medium Money Market & Debt* instruments with maturity / average maturity upto                           50                    100                  Low to Medium
                      term debt and money 18 months**
                      market instruments.             Debt* instruments with maturity / average maturity greater than 18                         0                      50                     Medium
                                                      months**
                                                      *Includes securitised debts (excluding foreign securitised debt) up to 50% of the net assets.
                                                      ** Including floating rate instruments which may have a maturity of more than one year but where coupon reset happens at least once a year. Floating rate
                                                      debt securities will also include fixed rate debt securities swapped for floating rate returns by using derivatives as described in the scheme information
                                                      document of the scheme.
                                                      Investment in fixed income derivatives <= 50% of the net assets.
                                                      Investment Strategy
                                                      The fund management team will allocate the assets of the Scheme between various money market and fixed income securities to generate returns and
                                                      to provide adequate liquidity to the Scheme. Significant portion of the investments of the Scheme will be in instruments with a maturity profile short to
                                                      medium, in line with the investment objective.
                                                      The Fund will be actively managed and the fund management team will take an active view of the interest rate movement supported by extensive
                                                      research, both qualitative and quantitative. The fund management team will carry out a rigorous in depth credit analysis of proposed debt/money market
                                                      instruments on the following parameters,
                                                      • Quality of the instruments including the past records as well as financial health of the issuer.
                                                      • Macro economic condition prevailing in the country.
                                                      • Liquidity condition prevailing in the markets and factors affecting the liquidity.
                                                      • Interest rates movements.
                                                      • Liquidity of the security/instrument.
                                                      • Maturity of the instrument.
                                                      • Ratings provided on the instrument by rating agencies approved by regulators.
                                                      • Any other factors relevant in the opinion of the fund management team.
                                                      The Fund is likely to have higher maturity than a liquid fund, which means the fund may have higher allocation to 12-18 months instruments. Also, the Fund
                                                      will have a mix of credits with a moderately higher credit risk as compared to a liquid fund.
                                                      The scheme can also use derivatives to reduce the volatility and/or to enhance the portfolio returns.
Religare Ultra        To provide liquidity and                                   Type of Instruments                                    Indicative Allocation (% of total assets)             Risk Profile              AUM: Rs. 1,774.81 Crs.
Short Term Fund,      optimal returns to the                                                                                               Minimum                Maximum                  High/Medium / Low
an Open Ended Debt    investors by investing                                                                                                                                                                                Folios: 1,269
Scheme                primarily in a mix of short     Money Market & Debt instruments with maturity / average maturity /                        0                     100                         Low
                      term debt and money             interest rate reset not greater than 1 year*
                      market instruments which        Debt instruments with maturity greater than 1 year*                                        0                       50                   Low to Medium
                      results in a portfolio having
                      marginally higher maturity      * Includes securitised debts cumulative up to 30% of the net assets.
                      and moderately higher           Investment in derivatives <= 50% of the net assets.
                      credit risk as compared to      Investment Strategy
                      a liquid fund at the same       The fund management team will allocate the assets of the Scheme between various money market and fixed income securities (predominantly short
                      time maintaining a balance      duration instruments) with the objective of providing liquidity and achieving optimal returns.
                      between safety and liquidity.   Since providing liquidity is of paramount importance, the focus will be to ensure adequate liquidity while seeking to maximise the returns. An appropriate
                                                      mix of money market and debt instruments will be used to achieve this. The fund management team will carry out a rigorous in depth credit analysis of
                                                      proposed debt/money market instruments on the following parameters,
                                                      • Quality of the instruments including the past records as well as financial health of the issuer.
                                                      • Macro economic condition prevailing in the country.
                                                      • Liquidity condition prevailing in the markets and factors affecting the liquidity.
                                                      • Interest rates movements.
                                                      • Liquidity of the security/instrument.
                                                      • Maturity of the instrument.
                                                      • Ratings provided on the instrument by rating agencies approved by regulators.
                                                      • Any other factors relevant in the opinion of the fund management team.
                                                      The fund is likely to have higher maturity than a liquid fund, which means the fund may have higher allocation to 6-12 months instruments (The fund
                                                      could run a mark to market component slightly higher than a liquid fund). Also, the fund will have a mix of credits with a moderately higher credit risk as
                                                      compared to a liquid fund. The fund will always aim at controlling risk by carrying a rigorous credit evaluation of the instruments proposed to be invested
                                                      in. The credit evaluation will be carried out on the basis of the parameters mentioned above.

                                                                                                                                                                  Key Information Memorandum - Religare Medium Term Bond Fund
 Name of the Scheme         Investment Objective                                                              Asset Allocation Pattern & Investment Strategy                                                                 AUM in Rs. Crores
                                                                                                                                                                                                                           and No. of Folios as on
                                                                                                                                                                                                                            November 29, 2010
 Religare Monthly         To generate regular income                                 Type of Instruments                                      Indicative Allocation (% of total assets)           Risk Profile
 Income Plan, an          through a portfolio of                                                                                                                                                                             AUM: Rs. 15.23Crs.
                                                                                                                                                 Minimum                Maximum                High/Medium / Low
 open ended Income        predominantly high quality
 Scheme. Monthly          fixed income securities and      Debt* and Money Market Instruments                                                          75                    100                  Low to Medium
                                                                                                                                                                                                                                Folios: 1,491
 income is not            with a small exposure to        Equity and Equity Related Instruments and/ or Units of equity mutual fund                   0                      25                       High
 assured and is subject   equity and equity related       schemes
 to availability of       instruments.                    * Investment in securitized debt including pass through certificates (PTC) up to 50% of the net assets. The Scheme will not invest in foreign securitized
 distributable surplus.                                   debt. Investment in derivatives <= 50% of the net assets.
                                                          Investment Strategy:
                                                          Religare Monthly Income Plan seeks to generate regular income, provide adequate liquidity and attractive returns through an actively managed portfolio
                                                          of debt, equity and money market instruments. The fund manager would invest in various debt instruments such as corporate and PSU bonds, CBLO/
                                                          Repo and money market instruments, which have low-to-medium risk profile. The fund manager would look forward to identifying securities, which offer
                                                          superior yield at lower levels of risks. With a view to control risks, in-dept credit evaluation of the securities proposed to be invested will be carried out
                                                          by the investment team. In addition, the fund manager will also study the macro economic conditions affecting liquidity and interest rates. To generate
                                                          slightly higher than market returns, the fund manager would take a small exposure to equity and equity related instruments or units of equity mutual fund
                                                          schemes), which have high risk profile. The fund manager will adopt the bottom-up approach to select stocks. In addition, the fund manager will also take
                                                          a top down view to manage investment risk.
 Religare Monthly         To generate regular income                                Type of Instruments                                      Indicative Allocation (% of total assets)               Risk Profile
 Income Plan Plus, an     through a portfolio of fixed                                                                                                                                                                      AUM: Rs. 180.79 Crs.
                                                                                                                                                 Minimum                  Maximum                High/Medium / Low
 open ended Income        income securities, Gold                                                                                                                                                                            Folios: 10,056
 Scheme. Monthly          ETFs and equity & equity Debt* and Money Market Instruments                                                                65                      100                    Low to Medium
 income is not            related instruments.        Equity and Equity Related Instruments and/ or Units of equity mutual fund                       0                       25                         High
 assured and is subject                               schemes
 to availability of
 distributable surplus.                               Gold ETF                                                                                       10                       35                         High
 The term ‘Plus’ has                                  * Investment in securitized debt including pass through certificates (PTC) up to 50% of the net assets. The Scheme will not invest in foreign securitized debt.
 been used in terms                                   Investment in derivatives <= 50% of the net assets.
 of the asst allocation                               Investment Strategy:
 and not in terms of                                  Religare Monthly Income Plan (MIP) Plus seeks to generate regular income, provide adequate liquidity and attractive returns through an actively
 return/yield.                                        managed portfolio of debt, money market instruments, equity and gold. The fund manager would invest a minimum of 65 percent of its assets in various debt
                                                      instruments such as corporate and PSU bonds, CBLO / Repo and money market instruments, which have low-to-medium risk profile. (Exposure to debt and
                                                      money market instruments would be in the range of 65% - 90%). The fund manager would look forward to identifying securities, which offer superior yield
                                                      at lower levels of risks. With a view to control risks, in-depth credit evaluation of the securities proposed to be invested will be carried out by the investment
                                                      team. In addition, the fund manager will also study the macro economic conditions affecting liquidity and interest rates. To generate slightly higher than
                                                      market returns, the fund manager would invest not more than 25 per cent of its assets in equity and equity related instruments and / or units of equity mutual
                                                      fund schemes, which have high risk profile. The fund manager will adopt the bottom-up approach to select stocks. In addition to equity, the fund manager
                                                      will also take a small exposure to gold by investing in Gold ETFs. Exposure to Gold ETFs will be in the range of 10 percent to 25 percent of the net assets of the
                                                      Scheme.
‘The asset allocation pattern of above open ended income / debt schemes doesn’t provide for investment predominantly in debt and money market instruments with maturity upto 5 years.
Religare Medium Term Bond Fund will invest at least 80% of its assets in debt and money market instruments with maturity upto 5 years. Accordingly, Religare Medium Term Bond Fund is
different from existing income/ debt schemes of Religare Mutual Fund.’

Investment Objective                                                                                                              or written assurance to repay a debt. Fixed income securities/debt instruments include but not
To generate regular income and capital appreciation by investing in a portfolio of medium term debt and                           limited to Government securities, treasury bills, corporate bonds, debentures, commercial papers,
money market instruments.                                                                                                         commercial bills, floating rate notes, asset backed securities/mortgage backed securities, Pass
However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.                         through certificates etc.
The Scheme does not assure or guarantee any returns.                                                                      •       Diversification: The Scheme will try to achieve diversification by investing in debt & money market
                                                                                                                                  instruments of various issuers / across sectors / market capitalization.
Asset Allocation Pattern of the Scheme                                                                                    •       Security selection criteria: The process of security selection would go through following criteria:
        Type of Instruments        Indicative Allocation (% of total assets)                   Risk Profile                        -      Investment objective and asset allocation mandate of the scheme as specified in the scheme
                                       Minimum              Maximum                         High/Medium / Low                            information document.
Debt* and Money Market Instruments         80                   100                           Low to Medium                       -      Credit quality of the security, judged by using internal research and rating assigned by the
with maturity upto 5 years                                                                                                               credit rating agency.
Money Market Instruments#                   0                    20                                  Low                          -      Liquidity of the asset in the secondary market (based on historical traded volumes in
                                                                                                                                         secondary market).
Note: Investment in debt and money market instrument having maturity less than one year will be for
                                                                                                                                  -      Impact of the security on the portfolio duration/residual maturity and yield.
defensive consideration only.
*Investment in securitized debt including pass through certificate (PTC) shall not exceed 40% of the net                   Risk Profile of the Scheme
assets of the Scheme. The Scheme will not invest in foreign securitized debt.                                             Mutual Fund Units involve investment risks including the possible loss of principal. Please read the SID carefully
#For the purpose of managing liquidity.                                                                                   for details on risk factors before investment. Scheme specific Risk Factors are summarized below:
The Scheme may seek investment opportunity in foreign securities in accordance with the guidelines                        •      Risks associated with investing in fixed income and money market instruments involve interest - rate
stipulated by SEBI and RBI from time to time. The exposure to foreign securities (including mutual fund and                      risk, credit risk, liquidity or marketability risk, re-investment risk etc.
other approved securities) shall not exceed 50% of the net assets of the Scheme.                                          •      Risks associated with investing in foreign securities involve fluctuation in foreign exchange rates,
The Scheme may use derivatives for purposes as may be permitted from time to time. The maximum                                   restriction on repatriation of capital and earnings under the exchange control regulations and
gross derivative position will be restricted to 50% of the net assets of the Scheme. The cumulative gross                        transaction procedure in overseas market. The exchange risk associated with a foreign denominated
exposure through debt and derivative positions shall not exceed 100% of the net assets of the scheme,                            instrument is a key element in foreign investment.
subject to provisions of SEBI circular dated August 18, 2010 w.r.t. investment in derivatives.                            •      Risks associated with the use of derivatives are different from or possibly greater than, the risks
                                                                                                                                 associated with investing directly in securities and other traditional investments. Derivative products
Investment Strategy of the Scheme                                                                                                are leveraged instruments and can provide disproportionate gains as well as disproportionate
The AMC aims to identify securities, which offer superior levels of yield while maintaining lower levels of                       losses to the investor. Other risks include risk of mispricing or improper valuation and the inability of
risks. The Fund intends to optimize returns by keeping its portfolio duration upto 5 years.                                      the derivative to correlate perfectly with underlying assets, rates and indices, illiquidity risk whereby
The fund management team will take an active view of the interest rate environment by keeping a close                            the Scheme may not be able to sell or purchase derivative quickly enough at a fair price.
watch on various parameters of the Indian economy, as well as developments in global markets.                             •      Risk associated with investing in securitised debt involve interest - rate risk, prepayment risk, credit
Investment views / decisions will be taken on the basis of the following parameters:                                             or default risks. Further, Asset Backed Security has structure risk due to a unique characteristic
1. Prevailing interest rate scenario;                                                                                            known as early amortization or early payout risk.
2. Quality of the security / instrument (including the financial health of the issuer);                                    Risk Mitigation Strategies:
3. Maturity profile of the instrument;
                                                                                                                            Type of Risk            Measures to mitigate risk
4. Liquidity of the security;                                                                                               Volatility Risk         By controlling class/ sector/ issuer exposures to debt & money market instruments
5. Growth prospects of the company / industry;                                                                                                      to control overall portfolio volatility.
6. Any other factors in the opinion of the fund management team.                                                            Liquidity Risk          Investments will be made in debt & money market instruments having adequate
With the aim of controlling risks, rigorous in depth credit evaluation of the securities proposed to be                                             liquidity in the secondary market.
invested in will be carried out by the investment team of the AMC. The credit evaluation includes a study                                           Staggered maturity profile in the portfolio to take care of liquidity.
of the operating environment of the company, the past track record as well as the future prospects of the
issuer, the short as well as longer-term financial health of the issuer. The AMC will also be guided by the                                          Dynamic monitoring of liquidity depending on the interest rate view.
ratings of Rating Agencies such as CRISIL, FITCH, CARE and ICRA.                                                            Concentration           By investing in various debt instruments such as corporate and PSU bonds, CBLO/
•       Fixed Income Securities (Debt Instruments): Fixed income securities or debt instruments are                         Risk                    Repo and money market instruments of various issuers which will be from different
        financial claims with promised cash flows of fixed amount paid at fixed dates. It is a contractual                                              industries/sectors.
                                                                                                                                                                     Key Information Memorandum - Religare Medium Term Bond Fund
Options                                                                                                                    Exit Load:
The Scheme offers:                                                                                                          •      In respect of each purchase / switch-in of units, an Exit Load of 1% is payable, if units are
•     Growth option                                                                                                               redeemed / switched-out on or before 6 months from the date of allotment.
•     Dividend option                                                                                                      •      In respect of each purchase / switch-in of units, no Exit Load is payable, if units are redeemed /
 Options      Sub-options        Frequency Record date                                                                            switched-out after 6 months from the date of allotment.
                                                                                                                           No Entry/Exit Load will be levied on Units issued on dividend reinvested.
 Growth            Nil              Nil         N.A.                                                                       No Entry/Exit Load will be levied on Units issued as bonus units.
 Dividend     Reinvestment        Monthly       Last Business Day of the Month                                             No Exit Load shall be charged for investments by Fund of Fund Scheme(s) launched under SEBI
                                  Quarterly     15th day of last month of each calendar quarter (i.e. March,               (Mutual Funds) Regulations, 1996. However, the waiver of Exit Load will be at the sole discretion of the
                                                June, September & December)                                                Trustees and subject to change as the Trustee may decide from time to time.
                                   Annual       15th day of the March of each financial year
                                                                                                                    (ii)   Recurring expenses (maximum as a % of average daily net assets)
                  Payout          Monthly       Last Business Day of the Month
                                  Quarterly     15th day of last month of each calendar quarter (i.e. March,                 First Rs. 100 Crores     Next Rs. 300 Crores        Next Rs. 300 Crores       Over Rs.700 Crores
                                                June, September & December)
                                                                                                                                     2.25%                      2.00%                    1.75%                     1.50%
                                   Annual       15th day of the March of each financial year
In case the record date falls on a non Business Day, then the immediately succeeding Business Day will be           Waiver of Load for Direct Applications
considered. AMC reserves the right to change the record date from time to time.                                     Not Applicable
If dividend payable under dividend payout option is equal to or less than Rs. 500/-, then the dividend
would be compulsorily reinvested in the option of the Scheme.                                                       Tax treatment for the Investors (Unit holders)
Applicable NAV (after the Scheme opens for repurchase and sale)                                                                      Resident Investor                              Mutual Fund
Cut off timing for subscriptions / purchases / switch- ins:                                                          Tax on                                Nil                       Individual & HUF 13.8406% and Others
1.     In respect of valid applications received upto 3.00 p.m. on a Business Day by the Fund along with a local    Dividend                                                        22.145% (Refer Notes below)
       cheque or a demand draft payable at par at the Official Points of Acceptance where the application is
       received, the closing NAV of the day on which application is received shall be applicable.                   Capital Gain: 10% without the benefit of indexation and                                Nil
2.     In respect of valid applications received after 3.00 p.m. on a Business Day by the Fund along with           Long Term 20% with indexation
       a local cheque or a demand draft payable at par at the Official Points of Acceptance where the                 Capital Gain: Income tax rate as applicable to the Unit                               Nil
       application is received, the closing NAV of the next Business day shall be applicable.                       Short Term holders as per their income tax slab
3.     In case of valid application received for amount equal to or more than Rs. 1 Crore, irrespective of
       the time of receipt of application, the closing NAV of the day on which the funds are available for          Notes:
       utilisation shall be applicable.                                                                             1.     Religare Mutual Fund is a Mutual Fund registered with Securities and Exchange Board of India (SEBI)
4.     In respect of valid applications with an outstation cheques or demand drafts not payable at par at the              and hence the entire income of the Mutual Fund will be exempt from income tax in accordance with
       Official Points of Acceptance where the application is received, the closing NAV of day on which the                  the provisions of Section 10 (23D) of the Income-tax Act, 1961.
       cheque or demand draft is credited shall be applicable.
                                                                                                                    2.     On income distribution, if any, made by the Mutual Fund, additional income tax is payable under
Cut off timing for redemption / repurchases / switch-outs:                                                                  Section 115R of the Income tax Act, 1961 in the case of its Scheme (other than equity oriented
1.     In respect of valid applications received at the Official Points of Acceptance upto 3.00 p.m. on                      funds i.e. such funds where the investible funds are invested by way of equity shares in domestic
       a Business Day by the Fund, the closing NAV of the day on which application is received shall be                    companies to the extent of 65% of the total proceeds of such funds). The Scheme is an open ended
       applicable.
                                                                                                                           income scheme. Accordingly as per the current tax laws, the additional income tax on the income
2.     In respect of valid applications received at the Official Points of Acceptance after 3.00 p.m. on a                   distribution by the this Scheme is payable @ 13.8406% in case of Individual & HUF and 22.145% in
       Business Day by the Fund, the closing NAV of the next Business day shall be applicable.                             case of others (including surcharge @ 7.5% and education cess @ 2% and secondary and higher
For Switches                                                                                                               education cess @ 1%).
Valid applications for ‘switch-out’ shall be treated as applications for Redemption and the provisions of the       Since Religare Medium Term Bond Fund is not an equity scheme, no securities transaction tax is payable
Cut-off time and the Applicable NAV mentioned in the SID as applicable to Redemption shall be applied to             by the Scheme.
the ‘switch-out’ applications. In case of ‘switch’ transactions from one scheme to another the allocation
shall be in line with redemption payouts.                                                                           For further details on taxation, investors are advised to refer section ‘Taxation on investing in Mutual
                                                                                                                    Funds’ in the Statement of Additional Information and also independently refer to their tax advisors.
Minimum Application Amount/ Number of Units
                                                                                                                    Daily Net Asset Value (NAV) Publication
                                                                                                                    The NAV will be declared on all the Business Days and will be published in 2 newspapers. NAV can also be
 Purchase                  Rs. 5,000/- per application and in multiples of Re. 1/- thereafter.                      viewed on www.religaremf.com and www.amfiindia.com. Investors can also call at 1800 209 0007.
 Switch-in                 Rs. 5,000/- per application and in multiples of Re. 0.01/- thereafter.                   For Investor Grievances please contact
 Additional Purchase Rs. 1,000/- per application and in multiples of Re.1/- thereafter.
                                                                                                                    Name and Address of Registrar                          Religare Asset Management Company Ltd.
                     Amount for switch-in: Rs. 1,000/- per application and in multiples of Re. 0.01/- thereafter.   Karvy Computershare Pvt. Ltd.                          (Investment Manager for Religare Mutual Fund)
 Repurchase                Rs. 1,000/- or 100 units or account balance, whichever is lower.                         Unit: Religare Mutual Fund,                            3rd Floor, GYS Infinity, Paranjpe ‘B’ Scheme,
                                                                                                                    Karvy Plaza, H No. 8-5-296,                            Subhash Road, Vile Parle (East),
Despatch of Repurchase (Redemption) Request                                                                         Street no.1, Banjara Hills,                            Mumbai - 400 057.
Within 10 working days of the receipt of the redemption request at the authorised centre of Religare                Hyderabad - 500 034.                                   Tel. No.: +91-22-67310000
Mutual Fund.                                                                                                        Tel No.: +91 040 2331 2454                             Fax No.: +91-22-28371565
                                                                                                                    Email: religare.care@karvy.com                         E-mail : services@religaremf.com
Benchmark Index                                                                                                                                                            Website: www.religaremf.com
CRISIL Composite Bond Fund Index
Dividend Policy                                                                                                     Unit holders’ Information
Under the Dividend option, the Trustees will endevour to declare the dividend as per the specified                   Accounts Statement: The Account Statement reflecting new or additional subscription and / or
frequencies, subject to availability of distributable surplus calculated in accordance with SEBI Regulations.       redemption / switch of Units will be sent by post / courier / electronic mail to the Unit holder within 5
The actual declaration of dividend and frequency will inter-alia, depend on availability of distributable           Business Days from the date of closure of NFO and subsequently, within 5 Business Days from the date
surplus calculated in accordance with SEBI (MF) Regulations and the decisions of the Trustees shall be final         of transaction. However, during ongoing offer period, the Mutual Fund shall endeavour to despatch the
in this regard. There is no assurance or guarantee to the Unit holders as to the rate of dividend nor that the      Account Statement within 3 Business Days from the date of transaction.
dividend will be paid regularly.                                                                                    In case, units are held in demat mode, Unit holders will receive demat statement from Depository
The AMC/Trustee reserves the right to change the frequency of declaration of dividend or may provide for            Participant reflecting his/her holding of Religare Medium Term Bond Fund.
additional frequency for declaration of dividend.
                                                                                                                    Half Yearly Disclosures: The Mutual Fund and AMC shall before the expiry of one month from the close
Name of the Fund Manager                                                                                            of each half year i.e. 31st March and on 30th September, publish a complete statement of the Scheme
Mr. Nitish Sikand                                                                                                   portfolio and unaudited financial results in one national English daily newspaper and in a regional
Name of the Trustee Company                                                                                         newspaper published in the language of the region where the Head Office of the Mutual Fund is situated.
Religare Trustee Company Limited                                                                                    The Mutual Fund may opt to send the portfolio to all Unit holders in lieu of the advertisement (if applicable).
                                                                                                                    The portfolio statement and the unaudited financial results will also be displayed on www.religaremf.com
Performance of the scheme                                                                                           and www.amfiindia.com.
This Scheme is a new scheme and does not have any performance track record.
                                                                                                                    Annual financial results: The annual report or an abridged summary thereof will be mailed (e-mailed if
Expenses of the Scheme                                                                                              opted / requested) to all Unit holders not later than four months from the date of closure of the relevant
(i)   Load Structure (During the New Fund Offer Period and on an Ongoing Basis):                                     accounting year (i.e. 31st March each year) and full annual report shall be available for inspection at the
      Entry Load: Nil                                                                                               Head Office of the Mutual Fund and a copy shall be made available to the Unit holders on request on
      In terms of SEBI Circular No. SEBI/IMD/CIR No. 4/168230/09 dated June 30, 2009, no entry load will be         payment of nominal fees, if any. The annual report of the Scheme can also be viewed on www.religaremf.
      charged on purchase / switch-in.                                                                              com and www.amfiindia.com.
      The upfront commission, if any, on investment made by the investor shall be paid by the investor
      directly to the Distributor, based on his assessment of various factors including the service rendered
      by the Distributor.

                                                                                                                                                             Key Information Memorandum - Religare Medium Term Bond Fund
GET IN TOUCH
Religare Mutual Fund
3rd Floor, GYS Infinity, Paranjpe ‘B’ Scheme, Subhash Road,
                                                                                                                              MKTG/RMTBF/1110/C0344




Vile Parle (East), Mumbai - 400 057.
T +91 22 67310000 F +91 22 28371565

call : 1800-209-0007 > sms ‘Invest’ to 56677 > www.religaremf.com

                                                                    Key Information Memorandum - Religare Medium Term Bond Fund

				
DOCUMENT INFO
Shared By:
Categories:
Tags:
Stats:
views:238
posted:12/13/2010
language:English
pages:12
Description: Download Religare Medium Term Bond Fund NFO Application Form. NFO Closing 24-December-2010
MutualFund MutualFund
About