Simple Spending Plan

							                            Simple Spending Plan
EARNING/INCOME PER MONTH                 TOTALS   6.    INSURANCE (paid by you)                 $0

Salary #1 (net-take home)   __________                  AUTO                       __________
Salary #2 (net-take home)   __________                  HOMEOWNERS                 __________
Other (less taxes)          __________                  LIFE                       __________
                                                        MEDICAL/DENTAL             __________
TOTAL MONTHLY INCOME                         $0         Other                      __________

1.   GIVING                                  $0   7.    HOUSEHOLD/PERSONAL                      $0

     Flood Church           __________                  GROCERIES                  __________
     Other Contributions    __________                  CLOTHES/DRY CLEANING       __________
                                                        GIFTS                      __________
2.   SAVING                                  $0         HOUSEHOLD ITEMS            __________
                                                        PERSONAL:
     EMERGENCY              __________                   Liquor/Tobacco            __________
     REPLACEMENT            __________                   Cosmetics                 __________
     LONG TERM              __________                   Barber/Beauty             __________
                                                        OTHER:
3.   DEBT                                    $0          Books/Magazines           __________
                                                         Allowances                __________
     CREDIT CARDS:                                       Music Lessons             __________
      Visa                  __________                   Personal Technology       __________
      Master Card           __________                   Education                 __________
      Discover              __________                   Miscellaneous             __________
      American Express      __________
      Gas cards             __________            8.    ENTERTAINMENT                           $0
      Department Stores     __________
     STUDENT LOANS          __________                  GOING OUT:
     OTHER LOANS:                                        Meals                     __________
      Bank Loans            __________                   Moves/Events              __________
      Credit Union          __________                   Baby-sitting              __________
      Family/Friends        __________                  TRAVEL (VACATION/TRIPS)    __________
      Other loans           __________                  OTHER:
                                                         Fitness/Sports            __________
4.   HOUSING                                 $0          Hobbies                   __________
                                                         Media Rental              __________
     MORTGAGE/RENT          __________                   Other                     __________
     TAXES                  __________
     UTILITIES:             __________            9.    PROFESSIONAL SERVICES                   $0
      Electric              __________
      Gas                   __________                  CHILD CARE                 __________
      Water                 __________                  MEDICAL/DENTAL/RX          __________
      Trash                 __________                  OTHER:
      Telephone/Internet    __________                   Legal                     __________
      Cable TV              __________                   Counseling                __________
      Other                 __________                   Professional Dues         __________

5.   AUTO/TRANSPORTATION                     $0   10.    MISC. SMALL CASH EXPENDITURES          $0

     CAR PAYMENTS/LICENSE   __________            TOTAL MONTHLY EXPENSES                        $0
     GAS/PARKING            __________
     OIL/LUBE/MAINTENANCE   __________

                                                  TOTAL MONTHLY INCOME                          $0
                                                  LESS MONTHLY EXPENSE                          $0
                                                  INCOME OVER/(UNDER) EXPENSES                  $0