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Changes to your Group Insurance Benefits Plan
– an update for the Judiciary –
Bulletin 09-01
May 2009
In April 2009, the Joint Management Committee (JMC) met to renew our
Effective May 1, 2009,
benefit plan with Sun Life. Each year we renew our benefit plan and our
premium rates have
monthly premium rates are adjusted to reflect changes in the employee
changed for Extended
group's demographics, utilization of the benefit plan, cost of
Health Care, Dental,
medical/dental supplies and services as well as the insurer's expenses. The
Basic Life and Long Term
changes are effective May 1, 2009 and affect both the employer and
Disability (LTD)
employee contributions. The new premium rates will be reflected on your
insurance plans.
May pay cheques.
Effective May 1, 2009, the following changes in premium rates will take
place:
Benefit Current May 1, 2009 $ Change %
Change
Basic Life $0.212 per $0.182 per -$0.03 -14%
$1,000 of benefit $1,000 of benefit
AD&D $0.03 per $1,000 $0.03 per $1,000 $0.00 0.0%
of benefit of benefit
Dependent Life/AD&D $1.70 $1.70 $0.00 0.0%
Long Term Disability $1.65 per $1,000 $1.51 per $1,000 - $0.14 -9%
of insured annual of insured annual
salary salary
Extended Health
(Single/Family)
- Basic $60.65 / $106.39 $63.02 / $110.54 +$2.37 / +$4.15 +3.9%
- Enhanced $72.72 / $127.62 $75.56 / $132.60 +$2.84 / +$4.98 +3.9%
Dental (Single/Family)
- Basic $32.65 / $90.95 $29.38 / $81.85 -$3.27 / -$9.10 -10.00%
- Enhanced $38.71 / $107.84 $34.84 / $97.06 -$3.87 / -$10.78 -10.00%
There are no changes to the Optional Life premium rates which are based
on gender and age.
The employer pays the For the Judiciary the Basic Life, Accidental Death and Dismemberment
full premium for Basic (AD&D), Dependent Life/AD&D, and Long Term Disability insurance
Life, AD&D, Dependent benefits are 100% paid by the Government of Yukon. The cost sharing
Life/AD&D, and Long arrangement between the Government of Yukon and you for your Optional
Term Disability for the Life, Extended Health Care (EHC) and Dental benefits depends on which
Judiciary Benefit Plan you have chosen. For EHC, Plans A, B and C are 100%
employer paid. Under Plan D, the Government of Yukon pays the cost up
Group Insurance Benefits Plan changes for the Judiciary – May 2009 1
The premium for LTD is
based on annual salary. to the Basic Plan rate and employees pay the difference in cost between the
On an annual salary of Basic and Enhanced Plan. Plan D currently costs employees $12.07/$21.23
$228,000 the calculation (single/family) and will now cost employees $12.54/$22.06 (single/family).
using the new rate is:
For Dental Plans A, B, C and D the Basic Plan rate is 90% paid by the
Employer pays: Government of Yukon and the remaining 10%, approximately, is paid by
($228,000/$1000) x $1.51
employees. Under Plans B and C, the Government of Yukon also pays the
= $344.28
difference in cost between the Basic Plan and the Enhanced Plan.
However, under Plan D employees pay the difference in cost between the
On an annual salary
Basic Plan and the Enhanced Plan. As a result, employees' monthly cost of
of $228,000 the
Basic Life premium Plan A will change from $3.26 / $9.09 (single/family) to $2.94 / $8.18
will be (single/family) , the monthly cost of Plans B & C will change from $3.27 /
($228,000/$1000) x $9.09 (single/family) to $2.94 / $8.19 (single/family), and the monthly
$0.182 = $41.50 cost of Plan D will change from $9.33/ $25.99 (single/family) to $8.40 /
$23.39 (single/family).
If you have questions about
your Benefits Plan:
If you have any questions on your Extended Health Care or Dental Care
plan (or any other aspect of your benefits plan with Sun Life), you may
contact Sun Life at 1-800-361-6212. Please ensure you have your policy
number (25515) and ID number ready when contacting Sun Life. We also
encourage you to register for member access on Sun Life’s website at
www.sunlife.ca/member. Through the member site, you can click on
“Contact Us” and send a question to Sun Life through their secure message
center.
If you have questions about eligibility of dependents, if you have problems
with your pay direct drug card or if you have other questions that Sun Life
cannot answer, contact Darlene Pettit, Pay and Benefits Coordinator in the
Public Service Commission, Employee Compensation Branch. Her phone
number is 867-393-6477.
How’s your health?
On the Health & Wellness One of the features available on the Sun Life website is “the Health &
Companion you can get Wellness Companion”, which you can access directly from the Plan
reliable, up-to-date Member Services site. Just sign in as usual, and click on “Wellness
information about medical centre” under the “my health and well-being” tab on the Welcome Page.
conditions, diseases & tests, & The Health & Wellness Companion has online tools that can help you
information about various understand how healthy you are and what health risks you may be
prescription drugs & how facing. You can also create a personal health file online where you can
they are used. store your health records.
Group Insurance Benefits Plan changes for the Judiciary – May 2009 2
Your Joint Management
Committee (JMC):
The Joint Management Committee includes representatives from the
Management, Confidentials, YTA and YGEU employee groups, as well as
The JMC reviews the two representatives nominated by the Public Service Commissioner and
financial status of our one representative nominated by the Deputy Minister of Finance. JMC
group insurance representatives are:
benefits program to
determine rate Tom Ullyett (Management); Diane Anderson (YGEU);
adjustments, Peter Giangrande (YTA); Janis Gutta (Confidentials);
general changes in plan Terry Kinney (PSC); Anne Kinsey-Jansen (PSC);
design, etc. Elaine Carlyle (Finance)
Group Insurance Benefits Plan changes for the Judiciary – May 2009 3
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