COURSE DESCRIPTION: Prerequisite: none Credit: .5
Designed as a one-semester course for juniors who have the goal of acquiring knowledge and skills for financial decision
making. In the years after graduation each student will need to know how to manage, save, and invest his/her money
wisely. In addition to learning how to budget money and manage a checkbook, students will learn about saving and
investment options. Other knowledge and skill areas include planning and managing credit, insurance, housing,
transportation, and retirement.
COURSE OBJECTIVES: Upon completion of this course, a student should be able to:
Objectives/Competencies Standard/Goal Knowledges GLEs
1. Apply the concepts of budgeting to his/her MA NO1B,
1.2, 1.10 MA1, SS4
individual lifestyle. SS EC4D(4)
2. Use effectively the banking services 1.2, 1.4, 1.6,
CA1, CA2 CA IL2.A
appropriate for his/her financial circumstance. 3.8
3. Keep and organize records for preparation of
1.4, 4.4 SS4, CA3 CA IL2.A
annual personal income tax reports.
4. Develop and manage a personal or family
savings and investment program to provide an 1.8, 3.4 MA1, SS4 SS EC4D(4)
adequate retirement income.
5. Use decision-making skills to determine
appropriate housing, transportation, and 1.10, 4.1 CA3, SS6
6. Apply appropriate guidelines to maintain a
1.8, 4.5 MA1, SS4 MA NO1B,
healthy credit history.
COURSE OUTLINE: Major Units of Study
Money Management: Financial Security:
Payroll and Deductions/Career Choice Real Estate
Saving Estate Planning
Credit Management & Resource Management Risk Management:
Positive Credit Habits Decision Making Process
Credit Procedures & History Insurance Concepts
Costs of Credit Property Insurance
Economic Needs and Wants Auto Insurance
Housing Alternatives Life Insurance
Transportation Decisions Health/Disability Insurance
Consumer Rights and Responsibilities Insurance Planning
3” binder (school will provide the binder
tabbed dividers (10 +)
Calculator CLASSROOM EXPECTATIONS:
Be prompt—Attend regularly and arrive on time. Attendance is part of your grade. Tardy policy
will be enforced.
Be prepared—Bring all necessary paperwork, calculator, and pencil/pen daily.
Be respectful—Listen when others, student or teacher, are talking.
Be responsible—If you must be absent, take responsibility to check with the teacher about
Be involved—Everyone has a positive contribution to make. Come with enthusiasm and a
willingness to learn!
GRADING SYSTEM: Grades will be calculated using cumulative points.
Instructor: Paula Johnson: Phone: 450-3344 ext. 225
Please share with your parent(s)/guardian(s) this course outline.
After you have read this document together, please complete the following information, sign, and
return to instructor.
I will appreciate the opportunity to communicate with you and/or your parent/guardian using e-mail
Student signature Parent/Guardian Signature
Day Phone Number/Cell Phone Number