DE–5597 11 DISTANCE EDUCATION M B M DEGREE EXAMINATION MAY 2009 BANKING LAW AND PRACTI

Document Sample
DE–5597 11 DISTANCE EDUCATION M B M DEGREE EXAMINATION MAY 2009 BANKING LAW AND PRACTI Powered By Docstoc
					     DE–5597                                                  11


                    DISTANCE EDUCATION

         M.B.M. DEGREE EXAMINATION, MAY 2009.

                 BANKING LAW AND PRACTICE

                   (Old and Revised w.e.f. 1999)

Time : Three hours                         Maximum : 100 marks

                  PART A — (5  8 = 40 marks)

                   Answer any FIVE questions.

              Each answer shall not exceed 1 page.

1.     Define ‗banking‘.    What distinguishes it from other
organisations?

2.     Who is a holder in due course?

3.     State briefly the rules laid down in Clayton's case.

4.     Write a note on bank draft.

5.     What is endorsement ‗sans recourse‘?

6.     What is meant by payment-in-due course?

7.     Write a note on current account.

8.     What are the consequences of honouring post dated
cheques?
                   PART B — (4  15 = 60 marks)

                    Answer any FOUR questions.

                Each answer shall not exceed 5 pages.

9.      What is general lien? When can a banker exercise such a
lien?

10.     Explain different types of crossing and point out their
significance.

11.     State the nature of statutory protection available to
paying bankers in India.

12.     What precautions should be taken by the banker while
opening current accounts for the following.

        (a)   Joint Stock Company

        (b)   Married Women

        (c)   Recreation Club.

13.     What do you understand by marking of cheques? What
are its consequences?

14.     What constitutes negligence on the part of a collecting
banker?

                            ————————




                                 2
DE–5606                                                       25

                   DISTANCE EDUCATION
        M.B.M. DEGREE EXAMINATION, MAY 2009.
                     MERCHANT BANKING
                        (1999 onwards)
Time : Three hours                       Maximum : 100 marks

                 PART A — (5  8 = 40 marks)
                 Answer any FIVE questions.
               Each answer not to exceed 1 page.

1.    Explain the importance of a Merchant Banker.

2.    What is underwriting?

3.   What are the advisory services provided by a merchant
banker?

4.    What do you understand by listing of securities?

5.    Differentiate between amalgamation and absorption.

6.    Explain the scope of venture capital.

7.    What is portfolio management?

8.    Define CAPM.

                PART B — (4  15 = 60 marks)
                 Answer any FOUR questions.
              Each answer not to exceed 5 pages.

9.    Explain the role of NSE.

10.   What is loan syndication? Describe its various steps.

                                 3
11.   What is Merger? Explain its types.

12.   Explain the various functions of portfolio managers.

13.   Define mutual fund and describe the various schemes.

14.   What is factoring? Discuss its modus operands.



                       ————————




                               4
     DE–5605                                               24

                   DISTANCE EDUCATION

        M.B.M. DEGREE EXAMINATION, MAY 2009.

                     BANK MARKETING

            (Old and Revised with effect from 1999)

Time : Three hours                       Maximum : 100 marks

                 PART A — (5  8 = 40 marks)

                 Answer any FIVE questions.

1.    Explain the components of Marketing Mix.


2.    Explain the importance of Marketing Strategy in a Bank.


3.    Write a note on the Service charges by Bankers.


4.    What are the constraints in developing a banking
product?


5.    What are the features of Deregulations of interest rates?


6.    What is Social Banking?


7.    What is Direct Marketing? State its features.


8.    What is the need for training of bank personnel?



                                5
                PART B — (4 × 15 = 60 marks)

                Answer any FOUR questions.

9.   What is Market Information System? Discuss its need
and importance in banking.

10. What are the factors to be considered in the selection of
location for a bank branch?

11. Explain the term ‗Price‘ from a Banker‘s point of view.
What are the factors that influence the pricing of a product in
Bank?

12. Discuss the need and importance of Customers meet in a
Bank.

13. Discuss the role of Media support and advertising in
Bank Marketing.

14. Discuss different strategies of Bank Marketing in rural
areas in the context of present competition.



                       ———————




                              6
 DE–5604                                               23

                 DISTANCE EDUCATION

       M.B.M. DEGREE EXAMINATION, MAY 2009.

 INTERNATIONAL BANKING AND FOREIGN EXCHANGE

                (Old and Revised w.e.f. 1999)

Time : Three hours                      Maximum : 100 marks

                PART A — (5  8 = 40 marks)
                Answer any FIVE questions.
              Each answer not to exceed 1 page.

1.   Explain the spot and forward deals in foreign exchange
transactions.

2.   Write a note on foreign currency accounts.

3.    Discuss the facilities extended to non-resident Indians
under the current exchange control regulations and the reason
therefor.

4.   List out important provisions of FERA 1973.

5.   Describe different instruments issued by correspondent
banks.

6.    Explain different methods of settling debts in the
international trade.

7.   Write a note on the Indian Exchange Control Regulations
governing payments for imports into India.

8.   Enumerate the various types of finance guarantees
issued by ECGC.


                              7
                PART B — (4  15 = 60 marks)

                 Answer any FOUR questions.

            Each answer should not exceed 5 pages.

9.    Write a detailed note on the functions and responsibilities
of foreign exchange department.

10. How do banks provide protection to their customers
against exchange fluctuations and how do they protect
themselves?

11. ‗Exchange Control is one of the attainments of national
economic objective‘. Discuss this statement in the context of
Indian Exchange Control.

12. Describe the main forms of documentary credits, stating
clearly how these help exporters and importers in settling
payments for exports and importers.

13. Explain briefly the financial assistance extended by
Authorized Dealers in India for financing exports.

14. Discuss the role of Export-Import Bank of India in
financing India‘s foreign trade.



                        ———————




                               8
DE–5603                                                   22

                   DISTANCE EDUCATION

        M.B.M. DEGREE EXAMINATION, MAY 2009.

                      PROJECT FINANCE

                  (Old and Revised w.e.f 1999)

Time : Three hours                         Maximum : 100 marks

                 PART A — (5  8 = 40 marks)

                  Answer any FIVE questions.

1.    What do you mean by a project?

2.    Distinguish between Shares and Debentures.

3.    Explain capital gearing.

4.    State the assumptions of Break Even Analysis.

5.    What are the aspects to be considered in appraising a
project from the economic point of view?

6.   State the suggestions for the rehabilitation of sick
industrial units.

7.    List out the functions of BIFR.

8.    Point out the role of consultants in Project Management.

                 PART B — (4  15 = 60 marks)

                 Answer any FOUR questions.

9.    Explain the stages in a project cycle.

10.   Describe the sources of finance for a project.

                                 9
11. What are the factors that influence the requirements of
working capital for a concern?

12.   List out the process of landing for a project.

13.   Explain Social Cost Benefit Analysis in detail.

14.   What are the causes for industrial sickness in India?



                        ————————




                                10
 DE–5602                                                 21

                  DISTANCE EDUCATION

       M.B.M. DEGREE EXAMINATION, MAY 2009.

                FINANCIAL MANAGEMENT

                  (Old and Revised wef 1999)

Time : Three hours                        Maximum : 100 marks

                 PART A — (5  8 = 40 marks)

                 Answer any FIVE questions.

1.   Explain the objectives of financial management.

2.   State the uses of funds flow statement.

3.   List out the limitations of ratio analysis.

4.   Enumerate the need for capital budgeting.

5.   Indicate the various methods of appraisal of capital
budgeting.

6.   Write a note on ‗Leverages‘.

7.   Explain the classifications of working capital.

8.   What are the recommendations of Tandon Committee?

                PART B — (4  15 = 60 marks)

                 Answer any FOUR questions.

9.   Discuss the functions of a financial manager.

10. What are the factors that influence working capital
requirements of a manufacturing concern?

                               11
11. From the following information, construct a balance
sheet :
      Working capital Rs. 75,000

      Reserves and surplus Rs. 1,00,000

      Bank overdraft Rs. 60,000

      Current ratio 1.75 : 1

      Liquid ratio 1.15 :1

      Fixed assets to proprietors funds 0.75 : 1.

12.   Modern Ltd are considering the purchase of a machine.
Two machines A and B are available, each costing Rs. 50,000.
In comparing the profitability of these machines a discount
rate of 10% is to be used. Earnings before taxation are
expressed to be as follows :
          Year       Machine A                  Machine B
                     Cash in flow               Cash in flow
                         Rs.                        Rs.
            1             15,000                   5,000
            2             20,000                  15,000
            3             25,000                  20,000
            4             15,000                  30,000
            5             10,000                  20,000

      You are also given the following data :
Year :                         1         2          3       4       5

P.V. @ at 10% of Re.1 :      0.909      0.826     0.751    0.683   0.621

      Evaluate the project using NPV method


                                   12
13.   From the following data, you are required to calculate :
      (a)   P/V ratio
      (b)   BEP
      (c)   Profit
      (d)   Margin of safety and
      (e)   Sales to earn a profit of Rs. 90,000
                                            Rs.
                  Total sales            2,25,000
                  Total variable cost    1,12,500
                  Total fixed cost           67,500

14. Joy Ltd. is engaged in customer retailing. You are
required to forecost its working capital requirements from the
following information :
      Projected annual sales Rs. 6,50,000
      % of net profit to cost of sales 25%
      Average credit allowed to debtors 10 weeks
      Average credit allowed by creditors 4 weeks
      Average stock carrying 8 weeks
      Add 20% to allow for contingencies.



                         ————————




                                 13
 DE–5601                                              15

                  DISTANCE EDUCATION

       M.B.M. DEGREE EXAMINATION, MAY 2009.

               COMPUTERS AND BANKING

                       (1999 onwards)

Time : Three hours                      Maximum : 100 marks
              SECTION A — (5  8 = 40 marks)
                 Answer any FIVE questions.

1.   Explain the history of computer.

2.   Covert the following :
     14258 to decimal and binary
     110110102 to octal and hexadecimal.
3.   Write the use of binary number system.

4.    What is hardware? Explain the hardware components
used in the computer.

5.   Discuss peripheral controllers.

6.   What is operating system? Write its functions.

7.   Distinguish between internet and intranet.

8.   What is EFT ? Discuss its features and uses.
             SECTION B — (4  15 = 60 marks)
                Answer any FOUR questions.

9.   Explain the applications of computers.

10. What are the objectives of data processing? Explain any
two methods of data processing?

                              14
11. Explain the organisation of computer with suitable
diagram.

12.   Discuss the features of High Level Language.

13. What is software? What are the types of softwares?
Explain with examples.

14.   Explain the following.
      (a)   LAN
      (b)   ATM
      (c)   MICR.

                       ————————




                               15
 DE-5600                                                   14


                  DISTANCE EDUCATION

       M.B.M. DEGREE EXAMINATION, MAY 2009.

             ESSENTIALS OF MANAGEMENT

                 (Old and revised w.e.f 1999)

Time : Three hours                       Maximum : 100 marks

                PART A — (5  8 = 40 marks)

                 Answer any FIVE questions.

           Each answer should not exceed 1 page.


1.   Discuss managerial roles of a Bank Manager.

2.    Explain Standing Plan. What are the various components
of Standing Plans?

3.   Explain the importance of organisation in banks.

4.   Discuss various factors influencing degree of delegation.

5.   Explain the importance of direction in banks.

6.   What are the essentials of budgetary control in banks?

7.   Explain the steps in selection process in banks.

8.   Discuss various types of training programmes in banks.


                              16
                PART B — (4  15 = 60 marks)

                 Answer any FOUR questions.

            Each answer should not exceed 5 pages.

9.    Explain the nature of planning in banks.

10. Discuss the advantages and              disadvantages   of
decentralisation of authority in banks.

11. Write a detailed account of various expectancy theory of
motivation in banks.

12.   Explain various leadership styles.

13. Explain the criteria used in banks for the performance
evaluation.

14.   Explain various sources of recruitment.

                        –––––––––––––




                              17
  DE-5599                                             13


                 DISTANCE EDUCATION

       M.B.M. DEGREE EXAMINATION, MAY 2009.

                     RURAL BANKING

                 (Old and Revised wef 1999)

Time : Three hours                     Maximum : 100 marks

                PART A — (5  8 = 40 marks)

                Answer any FIVE questions.

1.  Explain the objectives and schemes of Regional Rural
Banks.

2.    Make a note on multi-agency approach to agricultural
credit.

3.   Describe the scheme for training of rural youth in self-
employment.

4.   Highlight any eight points of 20 point economic
programme and the role of banks thereon.

5.    Analyse the role of lead banks in promoting the chosen
region.

6.   Comment on the progress and problems of service area
approach.

7.   How does Small Industries Development Bank of India
[SIDBI] aid small industrial units?

8.   Indicate the role of RBI in building a strong rural
economic base.

                             18
                PART B — (4  15 = 60 marks)

                Answer any FOUR questions.

9.   Critically evaluate any three institutional sources of
finance in rural areas.

10. Discuss the progress         and   problems        pertaining   to
financing of priority sector.

11. Outline the objectives, features and implementation of
District credit plan.

12. Evaluate the role           of   NABARD       in     agricultural
development in India.

13. Assess the progress and problems of poverty alleviation
programmes in rural India.

14. What are the problems and prospects of Khadi and
village industries in India?



                       ———————




                                19
 DE-5598                                                    12


                    DISTANCE EDUCATION

         M.B.M. DEGREE EXAMINATION, MAY 2009.

     CENTRAL BANKING AND MONETARY MANAGEMENT

                   (Old and revised w.e.f. 1999)

Time : Three hours                         Maximum : 100 marks

                  PART A — (5  8 = 40 marks)

                   Answer any FIVE questions.

              Each answer shall not exceed 1 page.

1.     Discuss the general principles of central banking.

2.     ―Central bank is a banker for the Government‖ – Discuss.

3.   Explain fully the open market operations and its
importance.

4.    Explain the significance of selective credit controls. How
do they operate?

5.     Explain the limitations of bank rate policy.

6.  Define monetary policy.          Discuss   the objectives of
monetary policy.

7.     Explain the characteristics of a developed money market.

8.    Explain Statutory Liquidity Ratio and Cash Reserve
Ratio.

                                20
                 PART B — (4  15 = 60 marks)

                 Answer any FOUR questions.

             Each answer shall not exceed 5 pages.

9.    Describe the organisation of Indian Money Market as it is
today and comment on the fundamental changes brought about
in the organisation.

10. How does central bank regulate the volume of credit and
currency? Why is it that in recent times selective methods of
credit control have become more important than the
quantitative methods?

11. Outline the role played by RBI in the field of industrial
finance in recent years.

12. Discuss the function of different kinds of non-banking
financial companies in India and bring out the services
rendered by them.

13.   Discuss the role of RBI in the control of foreign exchange.

14.   Explain various elements of credit planning in India.



                         ––––––––––––




                               21

				
DOCUMENT INFO
Description: 100 Marks Project on Covert Advertising document sample