Your Federal Quarterly Tax Payments are due April 15th Get Help Now >>

2007 Auto Insurance Market Share Report by uho41666

VIEWS: 94 PAGES: 28

2007 Auto Insurance Market Share Report document sample

More Info
									2009 Market Share Report                                                                                                                                                                                                                                    Page 1

       3 Years of History
       Lines of Business: Surety
       States: GT
       Entity Type(s): Group and Non-Affiliates
       Data and ratios derived from the State Page Exhibit of Premiums and Losses.                      State Fu n ds Exclu ded


       Code           Name                                          Group
Rank




       PCOMP          Industry Aggregate Line/State Totals


 1     P3548            Travelers Group*                             TRAVELERS GROUP
 2     P0111            Liberty Mutual Insurance Group*              LIBERTY MUTUAL INSURANCE GROUP
 3     P0212            Zurich Insurance Group*                      ZURICH INSURANCE GROUP
 4     P0218            CNA Insurance Group*                         CNA INSURANCE GROUP
 5     P0038            Chubb & Son Group*                           CHUBB & SON INC GROUP
 6     P0984            HCC Insurance Holdings Group*                HCC INSURANCE HOLDINGS GROUP
 7     P0091            Hartford Fire & Casualty Group*              HARTFORD FIRE & CASUALTY GROUP
 8     11592            International Fidelity Insurance Co          N/A
 9     P0626            ACE Ltd Group*                               ACE LTD GROUP
 10    P0084            American Financial Insurance Group*          AMERICAN FINANCIAL GROUP
 11    P0088            Hanover Insurance Group*                     THE HANOVER INSURANCE GROUP
 12    P0181            Swiss Reinsurance Group*                     SWISS REINSURANCE GROUP
 13    P3488            Bond Safeguard Group*                        J A PATTERSON GROUP
 14    P1279            Arch Capital Group*                          ARCH CAPITAL GROUP
 15    P0012            American International Group*                AMERICAN INTL GROUP
 16    P0783            RLI Insurance Group*                         RLI INSURANCE GROUP
 17    P0228            Westfield Group*                             WESTFIELD GROUP
 18    P0075            INSCO Insurance Services Group*              INSCO INSURANCE SERVICES GROUP
 19    P3479            Merchants Bonding Co Group*                  MERCHANTS BONDING CO GROUP
 20    P0244            Cincinnati Financial Group*                  CINCINNATI FINANCIAL GROUP
 21    P0098            WR Berkley Group*                            WR BERKLEY CORP GROUP
 22    P0501            Alleghany Group*                             ALLEGHANY GROUP
 23    P0150            Old Republic Group*                          OLD REPUBLIC GROUP
 24    P3592            ProAlliance Group*                           PROALLIANCE GROUP
 25    P0689            Bankers Insurance Group*                     BANKERS INSURANCE GROUP
 26    P0922            ICW Group*                                   AMERICAN ASSETS GROUP
 27    37206            Contractors Bonding & Insurance Co           N/A
 28    13285            Allegheny Mutual Casualty Company            N/A
 29    P0062            EMC Insurance Group*                         EMC INSURANCE CO GROUP
 30    36650            Guarantee Co of North America USA            N/A
 31    26310            Granite Re Inc                               N/A
 32    P0248            United Fire & Casualty Group*                UNITED FIRE & CASUALTY GROUP
 33    P0031            Berkshire Hathaway Ins. Group*               BERKSHIRE HATHAWAY GROUP
 34    28519            First Sealord Surety Inc                     N/A
 35    P0017            Life of the South Corp Group*                LIFE OF THE SOUTH CORP GROUP
 36    P0311            Main Street America Group*                   MAIN STREET AMER GROUP
 37    P1326            Kingsway Group*                              KINGSWAY GROUP
 38    P0457            Argonaut Group*                              ARGONAUT GROUP
 39    P0158            Fairfax Financial Group*                     FAIRFAX FINANCIAL GROUP
 40    P0140            Nationwide Group*                            NATIONWIDE CORP GROUP
 41    P0242            Selective Insurance Group*                   SELECTIVE INSURANCE GROUP
 42    P0761            Allianz Insurance Group*                     ALLIANZ INSURANCE GROUP
 43    P1346            American Safety Holding Group*               AMERICAN SAFETY HOLDING GROUP
 44    P0313            Aegis Group*                                 AEGIS GROUP
 45    37940            Lexington National Insurance Corp            N/A
 46    P4641            D & J Rottman Group*                         D & J ROTTMAN GROUP
 47    P0176            State Farm IL Group*                         STATE FARM GROUP
 48    P0280            Auto Owners Group*                           AUTO OWNERS GROUP
 49    10758            Colonial Surety Co                           N/A
 50    P0661            BCBS of SC Group*                            BCBS OF SC GROUP
 51    P0781            Union Labor Group*                           UNION LABOR GROUP
 52    35009            Financial Casualty & Surety Inc              N/A
 53    P0074            Delphi Financial Group*                      DELPHI FINANCIAL GROUP
 54    P0510            Navigators Group*                            NAVIGATORS GROUP
 55    P0271            Pennsylvania National Ins Group*             PENNSYLVANIA NATL INSURANCE GROUP
 56    31380            American Surety Company                      N/A
 57    26379            Accredited Surety & Casualty Co Inc          N/A
 58    P1243            West Bend Mutual Group*                      WEST BEND MUTUAL GROUP
 59    26565            Ohio Indemnity Co                            N/A
 60    P0670            Fidelity National Financial Group*           FIDELITY NATL FINANCIAL GROUP
 61    P0213            Erie Insurance Group*                        ERIE INSURANCE GROUP
 62    P0587            Atlantic American Group*                     ATLANTIC AMER GROUP
 63    P0199            Universal Surety Group*                      UNIVERSAL SURETY GROUP
 64    38326            First Indemnity of America Ins Co            N/A
 65    P1208            Gray Insurance Group*                        GRAY INSURANCE GROUP
 66    P0411            MAPFRE Insurance Group*                      MAPFRE INSURANCE GROUP
 67    22950            Acstar Insurance Company                     N/A
 68    P0201            Utica National Insurance Group*              UTICA GROUP
 69    P0019            Assurant Inc Group*                          ASSURANT INC GROUP
 70    P0175            State Auto Mutual Group*                     STATE AUTO MUTUAL GROUP
 71    35769            Lyndon Property Insurance Co                 PROTECTIVE LIFE INSURANCE GROUP
 72    P1114            Mercer Insurance Group*                      MERCER INSURANCE GROUP
 73    12296            Whitecap Surety Co                           N/A
 74    18468            Indemnity Natl Ins Co                        N/A
 75    28240            Service Ins Co                               N/A
 76    10859            First Nonprofit Mutual Insurance Co          MUTUAL INSURERS HOLDING GROUP
 77    P0106            Island Insurance Group*                      ISLAND INSURANCE CO GROUP
 78    36226            United Casualty & Surety Co Inc              N/A
 79    P0071            Universal Insurance Co Group*                UNIVERSAL INSURANCE CO GROUP
 80    10293            Integra Insurance Inc                        N/A
 81    P3279            Insurors Indemnity Group*                    INSURORS IND GROUP
 82    P0007            Federated Mutual Group*                      FEDERATED MUTUAL GROUP
 83    P4152            ReliaMax Holding Group*                      RELIAMAX HOLDING GROUP
 84    P0256            NY Marine & General Group*                   NEW YORK MARINE & GEN GROUP
 85    P1285            XL America Group*                            XL AMER GROUP
 86    P0246            Indiana Lumbermens Group*                    INDIANA LUMBERMENS GROUP
 87    10909            Sun Surety Ins Co                            N/A
 88    P0930            DHC Group*                                   DHC GROUP
 89    42706            Roche Surety and Casualty Inc                N/A
 90    32867            Universal Fire & Casualty Ins Co             N/A
 91    P0748            Meadowbrook Insurance Group*                 MEADOWBROOK INSURANCE GROUP
 92    P0867            Baldwin & Lyons Group*                       BALDWIN & LYONS GROUP
 93    12987            Benefit Security Ins Co                      N/A
 94    13121            Palmetto Surety Corp                         N/A
 95    28517            Victore Insurance Co                         N/A
 96    P0108            Lumbermans Mutual Cas Group*                 LUMBERMANS MUTUAL CAS GROUP
 97    34860            International Credit of N Amer REIN          N/A
 98    10906            Commercial Alliance Ins Co                   N/A
 99    10499            Chrysler Ins Co                              N/A
100    41114            Atlantic Bonding Co                          N/A

                        All Other Companies

Detailed Line of Business allocations at a Grand Total level are available in the Insurance Expense Exhibit filing; this data can also be accessed via InsLink and the Insurance Expense Exhibit Application.




                                                                                                                                                                                                                Historical MarketShare from Highline Data
                  2009 Market Share Report                                                                                                                                                                                                                                 Page 2

                         3 Years of History
                         Lines of Business: Surety
                         States: GT
                         Entity Type(s): Group and Non-Affiliates
                                                                        State Premiums and
                         Data and ratios derived from the State Page Exhibit ofFu n ds Exclu dedLosses.
                                                                                                                 Market Share (%)                                   Growth
                         Code            Name                                                   2009                  2008                    2007                  3yr CAGR
                  Rank




                         PCOMP           Industry Aggregate Line/State Totals                             100%               100%                    100%                      0.8%


                   1     P3548            Travelers Group*                                             17.9%                 18.0%                   18.6%                  -0.6%
                   2     P0111            Liberty Mutual Insurance Group*                              14.0%                 15.1%                    6.3%                  40.6%
                   3     P0212            Zurich Insurance Group*                                       9.4%                  8.7%                    8.3%                   4.3%
                   4     P0218            CNA Insurance Group*                                          7.9%                  7.9%                    8.0%                  -0.9%
                   5     P0038            Chubb & Son Group*                                            5.4%                  5.4%                    5.6%                   0.2%
                   6     P0984            HCC Insurance Holdings Group*                                 4.0%                  3.5%                    3.7%                   9.0%
                   7     P0091            Hartford Fire & Casualty Group*                               3.5%                  3.8%                    4.1%                  -4.3%
                   8     11592            International Fidelity Insurance Co                           2.3%                  2.2%                    2.1%                   6.9%
                   9     P0626            ACE Ltd Group*                                                2.1%                  2.0%                    2.2%                  12.5%
                  10     P0084            American Financial Insurance Group*                           2.0%                  2.0%                    2.0%                   1.7%
                  11     P0088            Hanover Insurance Group*                                      1.9%                  1.8%                    1.4%                  19.3%
                  12     P0181            Swiss Reinsurance Group*                                      1.8%                  1.8%                    1.7%                   3.6%
                  13     P3488            Bond Safeguard Group*                                         1.7%                  1.6%
                  14     P1279            Arch Capital Group*                                           1.5%                  1.9%                   2.3%                  -17.9%
                  15     P0012            American International Group*                                 1.5%                  1.4%                   1.7%                  -13.9%
                  16     P0783            RLI Insurance Group*                                          1.5%                  1.3%                   1.2%                    6.3%
                  17     P0228            Westfield Group*                                              1.1%                  1.2%                   1.1%                   -1.4%
                  18     P0075            INSCO Insurance Services Group*                               1.1%                  1.2%                   1.3%                   -6.2%
                  19     P3479            Merchants Bonding Co Group*                                   1.1%                  0.9%                   1.0%                    2.7%
                  20     P0244            Cincinnati Financial Group*                                   0.9%                  0.8%                   0.8%                    5.9%
                  21     P0098            WR Berkley Group*                                             0.9%                  0.8%                   0.7%                   17.7%
                  22     P0501            Alleghany Group*                                              0.9%                  0.9%                   0.9%                   -4.5%
                  23     P0150            Old Republic Group*                                           0.8%                  0.6%                   0.7%                    3.4%
                  24     P3592            ProAlliance Group*                                            0.7%                  0.7%                   0.7%                   -0.4%
                  25     P0689            Bankers Insurance Group*                                      0.6%                  0.4%                   0.4%                   26.9%
                  26     P0922            ICW Group*                                                    0.6%                  0.8%                   0.9%                  -14.6%
                  27     37206            Contractors Bonding & Insurance Co                            0.6%                  0.6%                   0.6%                   -3.3%
                  28     13285            Allegheny Mutual Casualty Company                             0.6%                  0.6%                   0.6%                   -3.5%
                  29     P0062            EMC Insurance Group*                                          0.6%                  0.5%                   0.5%                   -1.2%
                  30     36650            Guarantee Co of North America USA                             0.6%                  0.5%                   0.3%                   23.0%
                  31     26310            Granite Re Inc                                                0.4%                  0.4%                   0.3%                   15.8%
                  32     P0248            United Fire & Casualty Group*                                 0.4%                  0.5%                   0.5%                   -6.8%
                  33     P0031            Berkshire Hathaway Ins. Group*                                0.4%                  0.7%                   0.2%                   22.2%
                  34     28519            First Sealord Surety Inc                                      0.4%                  0.3%                   0.3%                    5.8%
                  35     P0017            Life of the South Corp Group*                                 0.4%                  0.3%                   0.3%                    9.5%
                  36     P0311            Main Street America Group*                                    0.4%                  0.4%                   0.3%                    7.5%
                  37     P1326            Kingsway Group*                                               0.3%                  0.4%                   0.6%                  -17.4%
                  38     P0457            Argonaut Group*                                               0.3%                  0.1%                   0.0%                  212.2%
                  39     P0158            Fairfax Financial Group*                                      0.3%                  0.3%                   0.3%                    3.5%
                  40     P0140            Nationwide Group*                                             0.3%                  0.3%                   0.3%                   -0.9%
                  41     P0242            Selective Insurance Group*                                    0.3%                  0.3%                   0.3%                   -2.0%
                  42     P0761            Allianz Insurance Group*                                      0.3%                  0.2%                   0.4%                   -0.3%
                  43     P1346            American Safety Holding Group*                                0.3%                  0.2%                   0.1%                   50.9%
                  44     P0313            Aegis Group*                                                  0.3%                  0.2%                   0.2%                    6.6%
                  45     37940            Lexington National Insurance Corp                             0.3%                  0.2%                   0.2%                    5.4%
                  46     P4641            D & J Rottman Group*                                          0.2%                  0.2%
                  47     P0176            State Farm IL Group*                                          0.2%                  0.2%                   0.2%                   3.0%
                  48     P0280            Auto Owners Group*                                            0.2%                  0.2%                   0.2%                  14.6%
                  49     10758            Colonial Surety Co                                            0.2%                  0.2%                   0.2%                  -0.4%
                  50     P0661            BCBS of SC Group*                                             0.2%                  0.2%                   0.2%                  23.9%
                  51     P0781            Union Labor Group*                                            0.2%                  0.1%                   0.0%                       -
                  52     35009            Financial Casualty & Surety Inc                               0.2%                  0.1%                   0.1%                  31.7%
                  53     P0074            Delphi Financial Group*                                       0.2%                  0.2%                   0.2%                  -3.6%
                  54     P0510            Navigators Group*                                             0.2%                  0.2%                   0.2%                   5.6%
                  55     P0271            Pennsylvania National Ins Group*                              0.2%                  0.2%                   0.2%                   4.6%
                  56     31380            American Surety Company                                       0.2%                  0.2%                   0.2%                  -1.2%
                  57     26379            Accredited Surety & Casualty Co Inc                           0.2%                  0.2%                   0.2%                 -27.6%
                  58     P1243            West Bend Mutual Group*                                       0.2%                  0.1%                   0.1%                  21.5%
                  59     26565            Ohio Indemnity Co                                             0.1%                  0.1%                   0.1%                  12.7%
                  60     P0670            Fidelity National Financial Group*                            0.1%                  0.1%                   0.1%                   8.3%
                  61     P0213            Erie Insurance Group*                                         0.1%                  0.1%                   0.1%                   6.0%
                  62     P0587            Atlantic American Group*                                      0.1%                  0.1%                   0.2%                 -17.3%
                  63     P0199            Universal Surety Group*                                       0.1%                  0.1%                   0.1%                  -7.8%
                  64     38326            First Indemnity of America Ins Co                             0.1%                  0.1%                   0.1%                  13.2%
                  65     P1208            Gray Insurance Group*                                         0.1%                  0.1%                   0.1%                   0.7%
                  66     P0411            MAPFRE Insurance Group*                                       0.1%                  0.1%                   0.2%                 -17.2%
                  67     22950            Acstar Insurance Company                                      0.1%                  0.1%                   0.2%                 -30.9%
                  68     P0201            Utica National Insurance Group*                               0.1%                  0.1%                   0.1%                  -8.5%
                  69     P0019            Assurant Inc Group*                                           0.1%                  0.1%                   0.1%                   3.9%
                  70     P0175            State Auto Mutual Group*                                      0.1%                  0.1%                   0.1%                  -0.6%
                  71     35769            Lyndon Property Insurance Co                                  0.1%                  0.1%                   0.1%                 -24.0%
                  72     P1114            Mercer Insurance Group*                                       0.1%                  0.1%                   0.1%                 -14.8%
                  73     12296            Whitecap Surety Co                                            0.1%                  0.1%                   0.1%                  -7.4%
                  74     18468            Indemnity Natl Ins Co                                         0.1%                  0.1%                   0.0%                  31.6%
                  75     28240            Service Ins Co                                                0.1%                  0.0%                   0.0%                  14.0%
                  76     10859            First Nonprofit Mutual Insurance Co                           0.1%                  0.0%                   0.0%                       -
                  77     P0106            Island Insurance Group*                                       0.1%                  0.1%                   0.1%                  -6.3%
                  78     36226            United Casualty & Surety Co Inc                               0.1%                  0.1%                   0.1%                  -2.6%
                  79     P0071            Universal Insurance Co Group*                                 0.1%                  0.1%                   0.1%                  -2.5%
                  80     10293            Integra Insurance Inc                                         0.1%                  0.1%                   0.1%                 -10.8%
                  81     P3279            Insurors Indemnity Group*                                     0.1%                  0.0%                   0.0%                  10.2%
                  82     P0007            Federated Mutual Group*                                       0.0%                  0.1%                   0.1%                  -5.3%
                  83     P4152            ReliaMax Holding Group*                                       0.0%                  0.0%                   0.0%                   6.2%
                  84     P0256            NY Marine & General Group*                                    0.0%                  0.0%                   0.0%                   4.5%
                  85     P1285            XL America Group*                                             0.0%                  0.1%                   0.1%                 -38.4%
                  86     P0246            Indiana Lumbermens Group*                                     0.0%                  0.1%                   0.1%                   0.1%
                  87     10909            Sun Surety Ins Co                                             0.0%                  0.0%                   0.0%                   2.7%
                  88     P0930            DHC Group*                                                    0.0%                  0.0%                   0.0%                1772.7%
                  89     42706            Roche Surety and Casualty Inc                                 0.0%                  0.0%                   0.0%                   3.6%
                  90     32867            Universal Fire & Casualty Ins Co                              0.0%                  0.0%                   0.0%                   7.6%
                  91     P0748            Meadowbrook Insurance Group*                                  0.0%                  0.0%                   0.0%                 193.8%
                  92     P0867            Baldwin & Lyons Group*                                        0.0%                  0.0%                   0.0%                   2.4%
                  93     12987            Benefit Security Ins Co                                       0.0%                  0.0%                   0.0%
                  94     13121            Palmetto Surety Corp                                          0.0%                  0.0%                   0.0%
                  95     28517            Victore Insurance Co                                          0.0%                  0.0%                   0.0%                   -8.2%
                  96     P0108            Lumbermans Mutual Cas Group*                                  0.0%                  0.0%                   0.1%                  -26.5%
                  97     34860            International Credit of N Amer REIN                           0.0%                  0.0%                   0.0%                        -
                  98     10906            Commercial Alliance Ins Co                                    0.0%                  0.0%                   0.0%                        -
                  99     10499            Chrysler Ins Co                                               0.0%                  0.0%                   0.0%                    5.0%
                  100    41114            Atlantic Bonding Co                                           0.0%                  0.0%                   0.0%                   13.8%

                                          All Other Companies                                             0.4%               1.5%                    11.3%

                  Detailed Line available in the Insurance Grand Total level are this data can also be accessed via Exhibit filing; this data can also be Exhibit Application.
tions at a Grand Total level are of Business allocations at aExpense Exhibit filing;available in the Insurance Expense InsLink and the Insurance Expense accessed via InsLink and the Insurance Expense Exhibit Application.




                                                                                                                                                                                                                               Historical MarketShare from Highline Data
2009 Market Share Report                                                                                                                                                                                                                                    Page 3

       3 Years of History
       Lines of Business: Surety
       States: GT
       Entity Type(s): Group and Non-Affiliates
       Data and ratios derived from the State Page Exhibit of Premiums and Losses.
                                                                                          Direct Premiums Written                                                   Direct Losses Incurred
       Code           Name                                                   2009                    2008                     2007
Rank




       PCOMP          Industry Aggregate Line/State Totals               5,165,830,213           5,516,959,224            5,455,594,841


 1     P3548            Travelers Group*                                   924,173,008             991,622,397            1,017,180,430
 2     P0111            Liberty Mutual Insurance Group*                    723,214,004             832,837,018              341,250,238
 3     P0212            Zurich Insurance Group*                            486,753,863             482,534,915              451,511,432
 4     P0218            CNA Insurance Group*                               406,141,293             434,336,484              436,119,894
 5     P0038            Chubb & Son Group*                                 276,977,328             297,286,287              303,639,444
 6     P0984            HCC Insurance Holdings Group*                      206,720,748             190,926,601              202,355,588
 7     P0091            Hartford Fire & Casualty Group*                    181,037,257             210,598,774              223,298,096
 8     11592            International Fidelity Insurance Co                117,983,963             118,769,830              113,844,784
 9     P0626            ACE Ltd Group*                                     109,048,821             109,099,679              118,743,840
 10    P0084            American Financial Insurance Group*                104,470,062             108,694,388              108,697,067
 11    P0088            Hanover Insurance Group*                           100,061,100              96,771,455               78,516,710
 12    P0181            Swiss Reinsurance Group*                            93,875,162             101,786,548               91,010,747
 13    P3488            Bond Safeguard Group*                               86,665,405              86,852,650
 14    P1279            Arch Capital Group*                                 78,606,428             105,916,055              127,067,051
 15    P0012            American International Group*                       77,251,939              76,559,937               94,716,314
 16    P0783            RLI Insurance Group*                                77,041,705              73,007,842               66,679,242
 17    P0228            Westfield Group*                                    58,307,591              65,564,630               61,991,226
 18    P0075            INSCO Insurance Services Group*                     57,356,313              68,131,444               68,841,345
 19    P3479            Merchants Bonding Co Group*                         55,232,096              51,763,692               52,120,087
 20    P0244            Cincinnati Financial Group*                         48,888,147              46,796,669               42,423,260
 21    P0098            WR Berkley Group*                                   48,766,601              42,424,766               40,077,427
 22    P0501            Alleghany Group*                                    44,523,403              48,156,503               51,110,606
 23    P0150            Old Republic Group*                                 39,291,638              35,592,358               36,171,705
 24    P3592            ProAlliance Group*                                  34,256,572              37,480,956               35,797,727
 25    P0689            Bankers Insurance Group*                            31,745,620              23,539,493               19,402,711
 26    P0922            ICW Group*                                          30,332,913              44,716,269               48,440,084
 27    37206            Contractors Bonding & Insurance Co                  29,162,775              32,739,415               33,762,857
 28    13285            Allegheny Mutual Casualty Company                   29,106,338              33,423,456               31,600,185
 29    P0062            EMC Insurance Group*                                28,715,810              29,658,419               29,988,521
 30    36650            Guarantee Co of North America USA                   28,444,497              26,073,477               18,628,905
 31    26310            Granite Re Inc                                      22,280,067              20,521,480               18,092,758
 32    P0248            United Fire & Casualty Group*                       21,981,338              25,135,981               26,694,254
 33    P0031            Berkshire Hathaway Ins. Group*                      21,529,991              38,402,177               13,360,093
 34    28519            First Sealord Surety Inc                            19,739,256              19,106,092               17,663,129
 35    P0017            Life of the South Corp Group*                       19,695,001              18,539,028               17,482,010
 36    P0311            Main Street America Group*                          19,265,966              20,159,441               17,811,237
 37    P1326            Kingsway Group*                                     18,035,500              23,184,573               31,355,340
 38    P0457            Argonaut Group*                                     17,252,828               2,958,048                  658,820
 39    P0158            Fairfax Financial Group*                            16,708,158              17,407,255               15,038,799
 40    P0140            Nationwide Group*                                   15,520,763              17,962,212               17,419,498
 41    P0242            Selective Insurance Group*                          15,048,444              15,078,232               15,979,171
 42    P0761            Allianz Insurance Group*                            14,733,822               9,906,590               22,417,567
 43    P1346            American Safety Holding Group*                      14,401,349              11,529,025                6,668,900
 44    P0313            Aegis Group*                                        14,146,856              12,333,444               11,226,232
 45    37940            Lexington National Insurance Corp                   13,498,839              12,408,998               12,913,247
 46    P4641            D & J Rottman Group*                                12,613,092              11,982,388
 47    P0176            State Farm IL Group*                                12,435,450              12,262,532               12,081,964
 48    P0280            Auto Owners Group*                                  12,431,994              10,712,870               10,086,343
 49    10758            Colonial Surety Co                                  11,642,143              12,477,966               13,179,205
 50    P0661            BCBS of SC Group*                                   10,840,177              10,336,444                9,154,027
 51    P0781            Union Labor Group*                                  10,067,361               4,620,238                  121,944
 52    35009            Financial Casualty & Surety Inc                      9,437,290               6,415,492                5,238,804
 53    P0074            Delphi Financial Group*                              9,379,753               9,737,404               10,328,566
 54    P0510            Navigators Group*                                    8,389,336               8,940,586                9,320,026
 55    P0271            Pennsylvania National Ins Group*                     8,336,487               8,846,627                8,877,872
 56    31380            American Surety Company                              8,212,952               8,718,581                8,890,853
 57    26379            Accredited Surety & Casualty Co Inc                  8,128,039              10,967,032               13,103,824
 58    P1243            West Bend Mutual Group*                              7,919,486               7,182,623                5,667,038
 59    26565            Ohio Indemnity Co                                    7,568,749               7,876,494                6,134,755
 60    P0670            Fidelity National Financial Group*                   6,857,540               5,553,169                4,783,065
 61    P0213            Erie Insurance Group*                                6,755,951               6,847,283                5,592,776
 62    P0587            Atlantic American Group*                             5,785,716               8,216,998                8,301,517
 63    P0199            Universal Surety Group*                              5,664,319               6,941,047                6,413,789
 64    38326            First Indemnity of America Ins Co                    5,294,745               4,130,311                3,683,628
 65    P1208            Gray Insurance Group*                                5,293,379               6,353,117                5,739,856
 66    P0411            MAPFRE Insurance Group*                              4,826,000               6,700,546                8,609,976
 67    22950            Acstar Insurance Company                             4,463,522               7,876,814               10,337,165
 68    P0201            Utica National Insurance Group*                      4,010,902               4,954,928                4,939,848
 69    P0019            Assurant Inc Group*                                  3,785,674               3,717,242                3,868,168
 70    P0175            State Auto Mutual Group*                             3,700,424               3,002,604                3,435,245
 71    35769            Lyndon Property Insurance Co                         3,588,297               4,215,109                7,181,689
 72    P1114            Mercer Insurance Group*                              3,337,237               4,710,772                4,987,092
 73    12296            Whitecap Surety Co                                   3,216,892               3,721,468                3,733,832
 74    18468            Indemnity Natl Ins Co                                3,174,057               2,862,062                2,017,680
 75    28240            Service Ins Co                                       3,130,799               2,665,534                2,292,043
 76    10859            First Nonprofit Mutual Insurance Co                  3,030,986                       0                        0
 77    P0106            Island Insurance Group*                              2,965,135               3,938,424                4,082,118
 78    36226            United Casualty & Surety Co Inc                      2,958,740               3,266,178                3,317,405
 79    P0071            Universal Insurance Co Group*                        2,937,082               3,423,066                3,518,057
 80    10293            Integra Insurance Inc                                2,911,022               3,374,901                4,264,719
 81    P3279            Insurors Indemnity Group*                            2,673,969               2,730,744                2,052,093
 82    P0007            Federated Mutual Group*                              2,435,447               2,848,372                2,933,664
 83    P4152            ReliaMax Holding Group*                              2,373,209               (577,688)                  577,935
 84    P0256            NY Marine & General Group*                           2,367,003               1,422,298                2,043,723
 85    P1285            XL America Group*                                    2,324,115               3,853,910                7,304,267
 86    P0246            Indiana Lumbermens Group*                            2,321,094               3,562,572                2,760,090
 87    10909            Sun Surety Ins Co                                    2,302,042               2,407,259                2,288,071
 88    P0930            DHC Group*                                           2,298,784               1,472,030                  155,156
 89    42706            Roche Surety and Casualty Inc                        2,297,779               2,330,492                2,395,721
 90    32867            Universal Fire & Casualty Ins Co                     2,293,175               2,230,797                2,063,800
 91    P0748            Meadowbrook Insurance Group*                         2,017,513               1,975,312                   81,571
 92    P0867            Baldwin & Lyons Group*                               1,889,098               1,712,953                1,744,891
 93    12987            Benefit Security Ins Co                              1,854,260               2,072,532                1,754,835
 94    13121            Palmetto Surety Corp                                 1,841,975               1,897,825                2,042,400
 95    28517            Victore Insurance Co                                 1,561,948               2,212,489                2,208,476
 96    P0108            Lumbermans Mutual Cas Group*                         1,510,370               2,506,568                3,001,732
 97    34860            International Credit of N Amer REIN                  1,465,146                 402,971                        0
 98    10906            Commercial Alliance Ins Co                           1,428,950               1,158,836                  177,538
 99    10499            Chrysler Ins Co                                      1,275,512               1,297,427                1,500,052
100    41114            Atlantic Bonding Co                                  1,266,348                 840,215                1,434,844

                        All Other Companies                                 22,951,170               82,757,477             614,020,515

Detailed Line of Business allocations at a Grand Total level are available in the Insurance Expense Exhibit filing; this data can also be accessed via InsLink and the Insurance Expense Exhibit Application.




                                                                                                                                                                                                                Historical MarketShare from Highline Data
2009 Market Share Report                                                                                                                                                                                                                                    Page 4

       3 Years of History
       Lines of Business: Surety
       States: GT
       Entity Type(s): Group and Non-Affiliates
       Data and ratios derived from the State Page Exhibit of Premiums and Losses.
                                                                                           Direct Losses Incurred                                           State Page Combined (%) - Incl. Divs
       Code           Name                                                   2009                    2008                     2007
Rank




       PCOMP          Industry Aggregate Line/State Totals               1,003,515,931             669,790,701              951,701,892


 1     P3548            Travelers Group*                                     48,257,219            (11,694,169)             229,672,612
 2     P0111            Liberty Mutual Insurance Group*                    159,329,590              124,773,653               54,608,574
 3     P0212            Zurich Insurance Group*                              13,442,780               16,550,133              49,823,216
 4     P0218            CNA Insurance Group*                                 56,100,485               60,527,507              81,041,013
 5     P0038            Chubb & Son Group*                                    1,557,591               99,632,674             (7,512,799)
 6     P0984            HCC Insurance Holdings Group*                        38,304,631               25,516,635              13,299,541
 7     P0091            Hartford Fire & Casualty Group*                      69,478,807               46,364,852              25,089,593
 8     11592            International Fidelity Insurance Co                  16,672,515                7,943,285               8,077,953
 9     P0626            ACE Ltd Group*                                       14,696,024               39,814,639               5,408,951
 10    P0084            American Financial Insurance Group*                  22,354,482               11,763,283              21,292,963
 11    P0088            Hanover Insurance Group*                             61,728,839               11,480,903              14,983,320
 12    P0181            Swiss Reinsurance Group*                             20,256,314               16,948,629              21,173,265
 13    P3488            Bond Safeguard Group*                                23,186,595               19,303,082
 14    P1279            Arch Capital Group*                                  64,175,417               57,340,651            150,807,161
 15    P0012            American International Group*                      122,388,866             (38,329,870)                9,690,605
 16    P0783            RLI Insurance Group*                                 12,959,027                (843,472)               3,172,884
 17    P0228            Westfield Group*                                      1,954,345                2,770,009               1,705,349
 18    P0075            INSCO Insurance Services Group*                      20,144,397               10,109,591               9,039,177
 19    P3479            Merchants Bonding Co Group*                           3,267,780                1,415,656               1,344,061
 20    P0244            Cincinnati Financial Group*                          15,849,638               16,354,499               5,147,942
 21    P0098            WR Berkley Group*                                     5,450,026                4,978,962               5,268,308
 22    P0501            Alleghany Group*                                      6,552,532                9,815,290               9,145,955
 23    P0150            Old Republic Group*                                   7,539,036                3,244,163               2,991,671
 24    P3592            ProAlliance Group*                                      388,086                  646,248                 411,202
 25    P0689            Bankers Insurance Group*                             12,956,425                8,685,468               6,865,878
 26    P0922            ICW Group*                                           51,231,429               41,836,537               8,017,188
 27    37206            Contractors Bonding & Insurance Co                    3,061,189                1,949,065               1,016,650
 28    13285            Allegheny Mutual Casualty Company                     2,074,052                     8,894                100,094
 29    P0062            EMC Insurance Group*                                  4,647,351                1,087,675               8,667,126
 30    36650            Guarantee Co of North America USA                     2,622,890                7,569,724               2,041,561
 31    26310            Granite Re Inc                                        5,823,479                4,907,038               3,388,107
 32    P0248            United Fire & Casualty Group*                         1,722,823                1,417,602               1,161,467
 33    P0031            Berkshire Hathaway Ins. Group*                        (257,429)               17,569,215                 629,976
 34    28519            First Sealord Surety Inc                              3,182,659                4,388,325               2,662,470
 35    P0017            Life of the South Corp Group*                        16,868,141               16,159,178              14,640,438
 36    P0311            Main Street America Group*                            8,895,021                  309,439               2,152,912
 37    P1326            Kingsway Group*                                      27,332,848                6,614,127               1,956,748
 38    P0457            Argonaut Group*                                       1,340,732                  559,140               (194,048)
 39    P0158            Fairfax Financial Group*                              (140,203)              (3,368,506)               6,991,018
 40    P0140            Nationwide Group*                                     1,663,726                  407,633                 103,955
 41    P0242            Selective Insurance Group*                            2,659,942                1,985,574               2,583,947
 42    P0761            Allianz Insurance Group*                          (12,693,898)             (19,333,977)              (2,482,579)
 43    P1346            American Safety Holding Group*                        4,640,746                  957,066                  33,604
 44    P0313            Aegis Group*                                          3,468,056                  441,435               1,439,356
 45    37940            Lexington National Insurance Corp                       482,385                    94,209                 76,305
 46    P4641            D & J Rottman Group*                                  5,975,890                1,297,072
 47    P0176            State Farm IL Group*                                  6,570,205                2,357,678              2,008,851
 48    P0280            Auto Owners Group*                                    5,120,766                1,932,162              5,377,693
 49    10758            Colonial Surety Co                                     (87,178)                4,043,190              5,627,260
 50    P0661            BCBS of SC Group*                                     3,052,626                1,289,200                673,259
 51    P0781            Union Labor Group*                                    2,712,696                  670,248                355,418
 52    35009            Financial Casualty & Surety Inc                         281,871                  407,241                490,491
 53    P0074            Delphi Financial Group*                               1,408,633                1,402,230              1,610,262
 54    P0510            Navigators Group*                                       847,656                2,278,963              (363,692)
 55    P0271            Pennsylvania National Ins Group*                        923,126                  601,293                356,869
 56    31380            American Surety Company                                 660,867                (101,312)                198,097
 57    26379            Accredited Surety & Casualty Co Inc                     730,763                  486,362              1,509,791
 58    P1243            West Bend Mutual Group*                                 925,535                  473,685               (61,915)
 59    26565            Ohio Indemnity Co                                     1,368,473                  483,662                809,203
 60    P0670            Fidelity National Financial Group*                    4,131,279                3,426,758              2,854,869
 61    P0213            Erie Insurance Group*                                 1,855,160                  650,550            (7,906,391)
 62    P0587            Atlantic American Group*                              1,284,634                2,293,462              1,560,354
 63    P0199            Universal Surety Group*                                 287,669                1,610,276               (66,670)
 64    38326            First Indemnity of America Ins Co                     1,348,446                1,869,234                 66,821
 65    P1208            Gray Insurance Group*                                 1,800,757                  612,583              1,673,673
 66    P0411            MAPFRE Insurance Group*                               3,631,549                9,129,023              6,308,708
 67    22950            Acstar Insurance Company                              (420,897)                    74,029             2,382,754
 68    P0201            Utica National Insurance Group*                         690,690                3,012,783              1,214,907
 69    P0019            Assurant Inc Group*                                   (171,644)                (292,977)            (1,716,833)
 70    P0175            State Auto Mutual Group*                              1,067,854              (1,179,659)              (235,542)
 71    35769            Lyndon Property Insurance Co                          1,385,946                2,349,962              4,316,281
 72    P1114            Mercer Insurance Group*                               2,244,956                3,622,907              1,969,385
 73    12296            Whitecap Surety Co                                            0                         0                     0
 74    18468            Indemnity Natl Ins Co                                   348,977                  182,944                335,000
 75    28240            Service Ins Co                                          165,801                  190,973                143,291
 76    10859            First Nonprofit Mutual Insurance Co                     591,664                         0                     0
 77    P0106            Island Insurance Group*                                  92,223                (337,437)              (345,369)
 78    36226            United Casualty & Surety Co Inc                               0                         0                 5,000
 79    P0071            Universal Insurance Co Group*                           491,072                 (90,566)               (65,070)
 80    10293            Integra Insurance Inc                                         0                         0                     0
 81    P3279            Insurors Indemnity Group*                               259,725                    44,674               368,868
 82    P0007            Federated Mutual Group*                                (21,969)                  481,519                179,657
 83    P4152            ReliaMax Holding Group*                                       0                   (4,952)               140,741
 84    P0256            NY Marine & General Group*                              131,857                  349,192               (28,785)
 85    P1285            XL America Group*                                     (719,559)                2,401,506             57,377,641
 86    P0246            Indiana Lumbermens Group*                                65,758                (159,930)                 32,871
 87    10909            Sun Surety Ins Co                                      (33,118)                  145,590                 47,772
 88    P0930            DHC Group*                                               72,465                    50,642                14,844
 89    42706            Roche Surety and Casualty Inc                                 0                         0                     0
 90    32867            Universal Fire & Casualty Ins Co                              0                         0                     0
 91    P0748            Meadowbrook Insurance Group*                          (514,304)                2,462,408              2,162,697
 92    P0867            Baldwin & Lyons Group*                                  222,199                    40,887               252,670
 93    12987            Benefit Security Ins Co                                 558,153                  948,780                101,164
 94    13121            Palmetto Surety Corp                                     24,108                  151,546                417,492
 95    28517            Victore Insurance Co                                     11,986                         0                36,562
 96    P0108            Lumbermans Mutual Cas Group*                        (5,851,625)            (12,014,123)            (29,303,129)
 97    34860            International Credit of N Amer REIN                     248,017                         0                     0
 98    10906            Commercial Alliance Ins Co                              109,774                  154,622                 10,815
 99    10499            Chrysler Ins Co                                       7,700,701                  455,262                407,439
100    41114            Atlantic Bonding Co                                    (66,594)                 (66,571)               (66,571)

                        All Other Companies                                   2,382,906             (1,068,564)             110,927,699

Detailed Line of Business allocations at a Grand Total level are available in the Insurance Expense Exhibit filing; this data can also be accessed via InsLink and the Insurance Expense Exhibit Application.




                                                                                                                                                                                                                Historical MarketShare from Highline Data
2009 Market Share Report                                                                                                                                                                                                                                    Page 5

       3 Years of History
       Lines of Business: Surety
       States: GT
       Entity Type(s): Group and Non-Affiliates
       Data and ratios derived from the State Page Exhibit of Premiums and Losses.
                                                                                  State Page Combined (%) - Incl. Divs                                           Loss & DCC Ratio (%) - State
       Code           Name                                                   2009                    2008                     2007
Rank




       PCOMP          Industry Aggregate Line/State Totals                          51.5%                   45.4%                    50.3%


 1     P3548            Travelers Group*                                           35.7%                   30.4%                     54.9%
 2     P0111            Liberty Mutual Insurance Group*                            47.3%                   46.1%                     46.4%
 3     P0212            Zurich Insurance Group*                                    28.5%                   30.0%                     41.2%
 4     P0218            CNA Insurance Group*                                       46.1%                   46.1%                     50.9%
 5     P0038            Chubb & Son Group*                                         17.4%                   54.9%                     15.5%
 6     P0984            HCC Insurance Holdings Group*                              57.2%                   51.9%                     44.9%
 7     P0091            Hartford Fire & Casualty Group*                            71.4%                   58.1%                     44.3%
 8     11592            International Fidelity Insurance Co                        62.4%                   53.6%                     52.5%
 9     P0626            ACE Ltd Group*                                             40.6%                   68.2%                     35.2%
 10    P0084            American Financial Insurance Group*                        59.9%                   46.6%                     61.8%
 11    P0088            Hanover Insurance Group*                                  106.6%                   55.6%                     62.3%
 12    P0181            Swiss Reinsurance Group*                                   65.7%                   62.7%                     71.1%
 13    P3488            Bond Safeguard Group*                                      60.5%                   52.0%
 14    P1279            Arch Capital Group*                                       109.7%                   88.3%                   143.3%
 15    P0012            American International Group*                             150.7%                  -13.4%                    34.4%
 16    P0783            RLI Insurance Group*                                       49.1%                   35.3%                    36.7%
 17    P0228            Westfield Group*                                           39.6%                   36.9%                    38.4%
 18    P0075            INSCO Insurance Services Group*                            66.3%                   46.1%                    48.5%
 19    P3479            Merchants Bonding Co Group*                                48.7%                   43.8%                    45.8%
 20    P0244            Cincinnati Financial Group*                                71.7%                   74.3%                    49.5%
 21    P0098            WR Berkley Group*                                          46.5%                   45.9%                    49.0%
 22    P0501            Alleghany Group*                                           54.7%                   60.4%                    59.3%
 23    P0150            Old Republic Group*                                        58.2%                   47.9%                    48.5%
 24    P3592            ProAlliance Group*                                         51.5%                   53.5%                    53.6%
 25    P0689            Bankers Insurance Group*                                   76.8%                   71.9%                    71.9%
 26    P0922            ICW Group*                                                190.8%                  143.7%                    59.2%
 27    37206            Contractors Bonding & Insurance Co                         41.9%                   38.0%                    33.8%
 28    13285            Allegheny Mutual Casualty Company                          17.8%                    6.0%                     7.4%
 29    P0062            EMC Insurance Group*                                       55.7%                   37.9%                    64.6%
 30    36650            Guarantee Co of North America USA                          44.6%                   69.3%                    49.2%
 31    26310            Granite Re Inc                                             59.8%                   57.7%                    52.4%
 32    P0248            United Fire & Casualty Group*                              44.8%                   41.3%                    46.7%
 33    P0031            Berkshire Hathaway Ins. Group*                             -0.1%                  118.8%                    13.5%
 34    28519            First Sealord Surety Inc                                   56.8%                   64.5%                    53.9%
 35    P0017            Life of the South Corp Group*                             145.2%                  144.5%                    86.4%
 36    P0311            Main Street America Group*                                 92.2%                   48.4%                    61.9%
 37    P1326            Kingsway Group*                                           186.7%                   65.5%                    38.2%
 38    P0457            Argonaut Group*                                            45.5%                   73.4%                     6.4%
 39    P0158            Fairfax Financial Group*                                   54.4%                   28.4%                   138.7%
 40    P0140            Nationwide Group*                                          43.1%                   35.0%                    36.0%
 41    P0242            Selective Insurance Group*                                 51.5%                   44.6%                    46.1%
 42    P0761            Allianz Insurance Group*                                  111.9%                  -40.4%                    24.6%
 43    P1346            American Safety Holding Group*                             63.9%                   54.1%                    39.5%
 44    P0313            Aegis Group*                                               73.3%                   44.8%                    58.3%
 45    37940            Lexington National Insurance Corp                          30.3%                   25.3%                    23.9%
 46    P4641            D & J Rottman Group*                                      104.0%                   39.2%
 47    P0176            State Farm IL Group*                                       84.2%                   50.6%                   45.9%
 48    P0280            Auto Owners Group*                                        138.0%                   61.4%                  131.2%
 49    10758            Colonial Surety Co                                         78.1%                   84.7%                  105.1%
 50    P0661            BCBS of SC Group*                                          82.0%                   63.5%                   50.3%
 51    P0781            Union Labor Group*                                         75.7%                   88.5%                  524.5%
 52    35009            Financial Casualty & Surety Inc                            15.1%                   19.9%                   25.5%
 53    P0074            Delphi Financial Group*                                    32.5%                   29.2%                   27.6%
 54    P0510            Navigators Group*                                          59.1%                   67.8%                   38.0%
 55    P0271            Pennsylvania National Ins Group*                           44.2%                   40.4%                   38.1%
 56    31380            American Surety Company                                    31.3%                   19.1%                   21.1%
 57    26379            Accredited Surety & Casualty Co Inc                        34.1%                   37.3%                   46.0%
 58    P1243            West Bend Mutual Group*                                    46.4%                   42.1%                   32.3%
 59    26565            Ohio Indemnity Co                                          59.2%                   50.4%                   62.7%
 60    P0670            Fidelity National Financial Group*                         92.0%                   90.4%                   89.7%
 61    P0213            Erie Insurance Group*                                      66.3%                   43.6%                 -125.0%
 62    P0587            Atlantic American Group*                                   53.0%                   64.0%                   58.0%
 63    P0199            Universal Surety Group*                                    44.1%                   62.4%                   43.6%
 64    38326            First Indemnity of America Ins Co                          63.8%                   60.2%                   45.1%
 65    P1208            Gray Insurance Group*                                      73.9%                   42.8%                   63.1%
 66    P0411            MAPFRE Insurance Group*                                    89.4%                  140.2%                   98.7%
 67    22950            Acstar Insurance Company                                   10.1%                   23.1%                   45.3%
 68    P0201            Utica National Insurance Group*                            64.7%                   98.1%                   56.2%
 69    P0019            Assurant Inc Group*                                         3.1%                   -2.7%                  -38.8%
 70    P0175            State Auto Mutual Group*                                   78.4%                   -0.4%                   23.8%
 71    35769            Lyndon Property Insurance Co                               82.3%                   87.2%                   86.9%
 72    P1114            Mercer Insurance Group*                                    83.2%                  118.2%                   58.6%
 73    12296            Whitecap Surety Co                                         94.2%                   93.6%                   94.4%
 74    18468            Indemnity Natl Ins Co                                      28.3%                   28.8%                   43.7%
 75    28240            Service Ins Co                                             21.5%                   23.1%                   23.0%
 76    10859            First Nonprofit Mutual Insurance Co                        22.7%                        -                       -
 77    P0106            Island Insurance Group*                                    29.1%                   24.0%                   19.1%
 78    36226            United Casualty & Surety Co Inc                            22.4%                   23.1%                   24.1%
 79    P0071            Universal Insurance Co Group*                              53.4%                   24.6%                   31.7%
 80    10293            Integra Insurance Inc                                      86.4%                   86.2%                   85.5%
 81    P3279            Insurors Indemnity Group*                                  44.3%                   45.3%                   59.9%
 82    P0007            Federated Mutual Group*                                     4.8%                   21.1%                   11.4%
 83    P4152            ReliaMax Holding Group*                                     0.0%                   -8.5%                   19.9%
 84    P0256            NY Marine & General Group*                                 63.0%                   70.3%                   52.7%
 85    P1285            XL America Group*                                         105.7%                   82.7%                  726.1%
 86    P0246            Indiana Lumbermens Group*                                  79.8%                   70.3%                   68.3%
 87    10909            Sun Surety Ins Co                                          -1.4%                    6.0%                    2.1%
 88    P0930            DHC Group*                                                 13.1%                   14.5%                   75.3%
 89    42706            Roche Surety and Casualty Inc                              24.8%                   23.7%                   25.4%
 90    32867            Universal Fire & Casualty Ins Co                            0.0%                    0.0%                    0.0%
 91    P0748            Meadowbrook Insurance Group*                               41.4%                  128.9%                 3552.3%
 92    P0867            Baldwin & Lyons Group*                                     50.0%                   39.2%                   52.6%
 93    12987            Benefit Security Ins Co                                    29.6%                   44.6%                   14.1%
 94    13121            Palmetto Surety Corp                                        8.8%                   12.4%                   27.3%
 95    28517            Victore Insurance Co                                       38.8%                   37.6%                   32.0%
 96    P0108            Lumbermans Mutual Cas Group*                             -153.0%                 -402.2%                 -697.4%
 97    34860            International Credit of N Amer REIN                       116.5%                   31.9%                        -
 98    10906            Commercial Alliance Ins Co                                 42.3%                   52.8%                   84.6%
 99    10499            Chrysler Ins Co                                           455.9%                   36.1%                   32.8%
100    41114            Atlantic Bonding Co                                        14.8%                   15.3%                    8.0%

                        All Other Companies

Detailed Line of Business allocations at a Grand Total level are available in the Insurance Expense Exhibit filing; this data can also be accessed via InsLink and the Insurance Expense Exhibit Application.




                                                                                                                                                                                                                Historical MarketShare from Highline Data
2009 Market Share Report                                                                                                                                                                                                                                    Page 6

       3 Years of History
       Lines of Business: Surety
       States: GT
       Entity Type(s): Group and Non-Affiliates
       Data and ratios derived from the State Page Exhibit of Premiums and Losses.
                                                                                       Loss & DCC Ratio (%) - State                                               Expense Ratio (%) - State
       Code           Name                                                   2009                    2008                     2007
Rank




       PCOMP          Industry Aggregate Line/State Totals                          24.0%                   18.1%                    23.4%


 1     P3548            Travelers Group*                                           14.5%                    9.0%                     32.6%
 2     P0111            Liberty Mutual Insurance Group*                            20.6%                   19.5%                     18.8%
 3     P0212            Zurich Insurance Group*                                     6.6%                    7.1%                     17.9%
 4     P0218            CNA Insurance Group*                                       16.0%                   17.1%                     22.3%
 5     P0038            Chubb & Son Group*                                          0.0%                   36.4%                     -0.9%
 6     P0984            HCC Insurance Holdings Group*                              23.2%                   18.0%                     11.1%
 7     P0091            Hartford Fire & Casualty Group*                            40.4%                   27.5%                     15.0%
 8     11592            International Fidelity Insurance Co                        16.8%                    8.2%                      7.3%
 9     P0626            ACE Ltd Group*                                             15.5%                   43.1%                      9.7%
 10    P0084            American Financial Insurance Group*                        26.0%                   14.6%                     27.2%
 11    P0088            Hanover Insurance Group*                                   72.7%                   20.2%                     26.3%
 12    P0181            Swiss Reinsurance Group*                                   28.7%                   27.1%                     33.1%
 13    P3488            Bond Safeguard Group*                                      31.7%                   25.2%
 14    P1279            Arch Capital Group*                                        81.8%                   62.3%                   117.0%
 15    P0012            American International Group*                             138.8%                  -32.7%                    22.2%
 16    P0783            RLI Insurance Group*                                       19.4%                    4.9%                     6.9%
 17    P0228            Westfield Group*                                            7.0%                    5.1%                     5.9%
 18    P0075            INSCO Insurance Services Group*                            34.4%                   14.9%                    17.3%
 19    P3479            Merchants Bonding Co Group*                                 8.0%                    3.2%                     4.0%
 20    P0244            Cincinnati Financial Group*                                37.6%                   40.2%                    15.9%
 21    P0098            WR Berkley Group*                                          16.2%                   15.5%                    18.8%
 22    P0501            Alleghany Group*                                           19.8%                   24.2%                    22.6%
 23    P0150            Old Republic Group*                                        23.4%                   12.0%                    13.0%
 24    P3592            ProAlliance Group*                                          1.0%                    4.0%                     3.6%
 25    P0689            Bankers Insurance Group*                                   43.3%                   37.5%                    36.8%
 26    P0922            ICW Group*                                                153.0%                  107.8%                    24.0%
 27    37206            Contractors Bonding & Insurance Co                         10.6%                    6.4%                     2.8%
 28    13285            Allegheny Mutual Casualty Company                           8.6%                    0.1%                     0.4%
 29    P0062            EMC Insurance Group*                                       17.2%                    4.1%                    29.3%
 30    36650            Guarantee Co of North America USA                          12.6%                   36.9%                    16.8%
 31    26310            Granite Re Inc                                             26.2%                   24.1%                    18.9%
 32    P0248            United Fire & Casualty Group*                               8.9%                    7.4%                     6.7%
 33    P0031            Berkshire Hathaway Ins. Group*                             -3.1%                  115.3%                     5.1%
 34    28519            First Sealord Surety Inc                                   22.1%                   31.1%                    21.3%
 35    P0017            Life of the South Corp Group*                              85.7%                   86.4%                    85.0%
 36    P0311            Main Street America Group*                                 53.0%                    9.0%                    22.0%
 37    P1326            Kingsway Group*                                           149.7%                   29.1%                     7.5%
 38    P0457            Argonaut Group*                                            20.0%                   49.8%                   -15.7%
 39    P0158            Fairfax Financial Group*                                   24.4%                    1.3%                   119.4%
 40    P0140            Nationwide Group*                                          11.4%                    4.1%                     3.6%
 41    P0242            Selective Insurance Group*                                 20.4%                   14.4%                    15.2%
 42    P0761            Allianz Insurance Group*                                   79.8%                  -74.4%                    -8.9%
 43    P1346            American Safety Holding Group*                             37.7%                   30.0%                    13.2%
 44    P0313            Aegis Group*                                               34.7%                    8.1%                    20.5%
 45    37940            Lexington National Insurance Corp                           3.8%                    0.7%                     0.6%
 46    P4641            D & J Rottman Group*                                       67.7%                   10.7%
 47    P0176            State Farm IL Group*                                       58.8%                   24.8%                   20.4%
 48    P0280            Auto Owners Group*                                        105.7%                   28.1%                   97.3%
 49    10758            Colonial Surety Co                                         44.7%                   51.4%                   72.1%
 50    P0661            BCBS of SC Group*                                          28.3%                   12.5%                    7.5%
 51    P0781            Union Labor Group*                                         36.2%                   45.5%                  488.0%
 52    35009            Financial Casualty & Surety Inc                             3.0%                    6.3%                    9.4%
 53    P0074            Delphi Financial Group*                                    15.3%                   15.6%                   15.7%
 54    P0510            Navigators Group*                                          10.2%                   26.1%                   -3.7%
 55    P0271            Pennsylvania National Ins Group*                           14.9%                   11.2%                    9.2%
 56    31380            American Surety Company                                    10.5%                   -0.8%                    2.2%
 57    26379            Accredited Surety & Casualty Co Inc                        10.6%                    7.6%                   13.2%
 58    P1243            West Bend Mutual Group*                                    13.4%                    7.2%                   -1.1%
 59    26565            Ohio Indemnity Co                                          17.1%                    6.8%                   13.5%
 60    P0670            Fidelity National Financial Group*                         58.8%                   57.3%                   56.7%
 61    P0213            Erie Insurance Group*                                      35.0%                   14.6%                 -154.1%
 62    P0587            Atlantic American Group*                                   22.5%                   30.0%                   22.3%
 63    P0199            Universal Surety Group*                                     3.6%                   21.0%                    0.5%
 64    38326            First Indemnity of America Ins Co                          46.0%                   39.1%                   21.0%
 65    P1208            Gray Insurance Group*                                      43.1%                   20.8%                   34.9%
 66    P0411            MAPFRE Insurance Group*                                    71.9%                  124.0%                   82.4%
 67    22950            Acstar Insurance Company                                   -7.6%                    5.3%                   26.2%
 68    P0201            Utica National Insurance Group*                            33.5%                   65.9%                   25.3%
 69    P0019            Assurant Inc Group*                                        -4.1%                   -8.2%                  -44.8%
 70    P0175            State Auto Mutual Group*                                   41.8%                  -33.6%                  -10.2%
 71    35769            Lyndon Property Insurance Co                               37.0%                   50.2%                   60.2%
 72    P1114            Mercer Insurance Group*                                    66.4%                  101.3%                   41.4%
 73    12296            Whitecap Surety Co                                          0.0%                    0.0%                    0.0%
 74    18468            Indemnity Natl Ins Co                                      15.4%                   12.4%                   28.1%
 75    28240            Service Ins Co                                              5.8%                    7.6%                    7.0%
 76    10859            First Nonprofit Mutual Insurance Co                        19.3%                        -                       -
 77    P0106            Island Insurance Group*                                    -1.7%                   -7.4%                  -12.9%
 78    36226            United Casualty & Surety Co Inc                             0.0%                    0.0%                    0.2%
 79    P0071            Universal Insurance Co Group*                              26.0%                   -2.2%                    4.4%
 80    10293            Integra Insurance Inc                                       0.0%                    0.0%                    0.0%
 81    P3279            Insurors Indemnity Group*                                  13.5%                   13.2%                   28.8%
 82    P0007            Federated Mutual Group*                                     2.2%                   18.4%                    8.3%
 83    P4152            ReliaMax Holding Group*                                     0.0%                   -8.5%                   18.6%
 84    P0256            NY Marine & General Group*                                 22.1%                   24.4%                   12.6%
 85    P1285            XL America Group*                                          88.2%                   85.0%                  697.3%
 86    P0246            Indiana Lumbermens Group*                                   3.6%                   -6.5%                   -4.5%
 87    10909            Sun Surety Ins Co                                          -1.4%                    6.0%                    2.1%
 88    P0930            DHC Group*                                                  3.4%                    2.7%                   40.0%
 89    42706            Roche Surety and Casualty Inc                               0.0%                    0.0%                    0.0%
 90    32867            Universal Fire & Casualty Ins Co                            0.0%                    0.0%                    0.0%
 91    P0748            Meadowbrook Insurance Group*                                3.3%                   86.4%                 3515.3%
 92    P0867            Baldwin & Lyons Group*                                     12.0%                    2.4%                   15.4%
 93    12987            Benefit Security Ins Co                                    28.5%                   43.4%                   14.0%
 94    13121            Palmetto Surety Corp                                        1.3%                    8.0%                   20.4%
 95    28517            Victore Insurance Co                                       -0.5%                    0.0%                    2.9%
 96    P0108            Lumbermans Mutual Cas Group*                             -125.3%                 -391.9%                 -705.1%
 97    34860            International Credit of N Amer REIN                        32.3%                    0.0%                        -
 98    10906            Commercial Alliance Ins Co                                  9.5%                   20.0%                   25.5%
 99    10499            Chrysler Ins Co                                           449.9%                   30.9%                   29.9%
100    41114            Atlantic Bonding Co                                        -6.4%                   -5.6%                   -5.7%

                        All Other Companies

Detailed Line of Business allocations at a Grand Total level are available in the Insurance Expense Exhibit filing; this data can also be accessed via InsLink and the Insurance Expense Exhibit Application.




                                                                                                                                                                                                                Historical MarketShare from Highline Data
2009 Market Share Report                                                                                                                                                                                                                                    Page 7

       3 Years of History
       Lines of Business: Surety
       States: GT
       Entity Type(s): Group and Non-Affiliates
       Data and ratios derived from the State Page Exhibit of Premiums and Losses.
                                                                                         Expense Ratio (%) - State
       Code           Name                                                   2009                    2008                     2007
Rank




       PCOMP          Industry Aggregate Line/State Totals                          26.6%                   26.4%                    26.3%


 1     P3548            Travelers Group*                                           20.3%                    20.6%                    21.7%
 2     P0111            Liberty Mutual Insurance Group*                            25.4%                    25.4%                    26.9%
 3     P0212            Zurich Insurance Group*                                    21.2%                    21.8%                    22.3%
 4     P0218            CNA Insurance Group*                                       28.6%                    28.1%                    27.7%
 5     P0038            Chubb & Son Group*                                         15.5%                    16.3%                    15.3%
 6     P0984            HCC Insurance Holdings Group*                              33.9%                    33.9%                    33.8%
 7     P0091            Hartford Fire & Casualty Group*                            28.0%                    27.7%                    27.4%
 8     11592            International Fidelity Insurance Co                        45.4%                    44.7%                    45.1%
 9     P0626            ACE Ltd Group*                                             25.2%                    25.1%                    25.4%
 10    P0084            American Financial Insurance Group*                        33.2%                    31.3%                    34.0%
 11    P0088            Hanover Insurance Group*                                   33.9%                    35.4%                    36.1%
 12    P0181            Swiss Reinsurance Group*                                   36.5%                    35.1%                    37.6%
 13    P3488            Bond Safeguard Group*                                      28.8%                    26.8%
 14    P1279            Arch Capital Group*                                        27.1%                    25.6%                    25.8%
 15    P0012            American International Group*                              12.5%                    18.1%                    11.8%
 16    P0783            RLI Insurance Group*                                       29.7%                    30.4%                    29.8%
 17    P0228            Westfield Group*                                           31.3%                    31.0%                    31.7%
 18    P0075            INSCO Insurance Services Group*                            31.9%                    31.2%                    31.2%
 19    P3479            Merchants Bonding Co Group*                                39.3%                    39.0%                    40.2%
 20    P0244            Cincinnati Financial Group*                                34.2%                    34.1%                    33.6%
 21    P0098            WR Berkley Group*                                          29.9%                    30.1%                    29.8%
 22    P0501            Alleghany Group*                                           34.9%                    36.2%                    36.7%
 23    P0150            Old Republic Group*                                        34.7%                    35.7%                    35.2%
 24    P3592            ProAlliance Group*                                         50.5%                    49.5%                    50.0%
 25    P0689            Bankers Insurance Group*                                   33.5%                    34.4%                    35.2%
 26    P0922            ICW Group*                                                 31.7%                    32.6%                    32.4%
 27    37206            Contractors Bonding & Insurance Co                         31.3%                    31.6%                    31.0%
 28    13285            Allegheny Mutual Casualty Company                           9.2%                     6.0%                     7.0%
 29    P0062            EMC Insurance Group*                                       36.9%                    31.9%                    33.4%
 30    36650            Guarantee Co of North America USA                          32.0%                    32.5%                    32.4%
 31    26310            Granite Re Inc                                             33.6%                    33.6%                    33.5%
 32    P0248            United Fire & Casualty Group*                              34.4%                    32.3%                    38.9%
 33    P0031            Berkshire Hathaway Ins. Group*                              3.0%                     3.5%                     8.4%
 34    28519            First Sealord Surety Inc                                   34.7%                    33.4%                    32.6%
 35    P0017            Life of the South Corp Group*                              59.5%                    58.1%                     1.4%
 36    P0311            Main Street America Group*                                 39.2%                    39.4%                    39.9%
 37    P1326            Kingsway Group*                                            37.0%                    36.4%                    30.8%
 38    P0457            Argonaut Group*                                            25.4%                    23.6%                    22.1%
 39    P0158            Fairfax Financial Group*                                   30.0%                    27.1%                    19.3%
 40    P0140            Nationwide Group*                                          31.6%                    30.9%                    32.4%
 41    P0242            Selective Insurance Group*                                 31.1%                    30.2%                    30.9%
 42    P0761            Allianz Insurance Group*                                   32.1%                    32.7%                    33.5%
 43    P1346            American Safety Holding Group*                             26.2%                    24.0%                    26.2%
 44    P0313            Aegis Group*                                               38.6%                    36.8%                    37.8%
 45    37940            Lexington National Insurance Corp                          26.6%                    24.6%                    23.3%
 46    P4641            D & J Rottman Group*                                       36.3%                    28.5%
 47    P0176            State Farm IL Group*                                       25.4%                    25.7%                    25.5%
 48    P0280            Auto Owners Group*                                         32.3%                    33.3%                    33.9%
 49    10758            Colonial Surety Co                                         33.4%                    33.3%                    33.0%
 50    P0661            BCBS of SC Group*                                          53.7%                    51.0%                    42.8%
 51    P0781            Union Labor Group*                                         39.5%                    43.0%                    36.5%
 52    35009            Financial Casualty & Surety Inc                            12.1%                    13.5%                    16.2%
 53    P0074            Delphi Financial Group*                                    17.1%                    13.6%                    11.9%
 54    P0510            Navigators Group*                                          48.9%                    41.8%                    41.6%
 55    P0271            Pennsylvania National Ins Group*                           29.3%                    29.2%                    28.9%
 56    31380            American Surety Company                                    20.8%                    19.9%                    18.8%
 57    26379            Accredited Surety & Casualty Co Inc                        23.5%                    29.7%                    32.8%
 58    P1243            West Bend Mutual Group*                                    33.0%                    34.9%                    33.4%
 59    26565            Ohio Indemnity Co                                          42.1%                    43.6%                    49.3%
 60    P0670            Fidelity National Financial Group*                         33.2%                    33.2%                    33.0%
 61    P0213            Erie Insurance Group*                                      31.3%                    29.0%                    29.1%
 62    P0587            Atlantic American Group*                                   30.5%                    34.0%                    35.8%
 63    P0199            Universal Surety Group*                                    40.5%                    41.4%                    43.0%
 64    38326            First Indemnity of America Ins Co                          17.9%                    21.1%                    24.1%
 65    P1208            Gray Insurance Group*                                      30.8%                    22.0%                    28.2%
 66    P0411            MAPFRE Insurance Group*                                    17.6%                    16.2%                    16.2%
 67    22950            Acstar Insurance Company                                   17.7%                    17.8%                    19.0%
 68    P0201            Utica National Insurance Group*                            31.3%                    32.3%                    30.9%
 69    P0019            Assurant Inc Group*                                         7.2%                     5.5%                     6.0%
 70    P0175            State Auto Mutual Group*                                   36.6%                    33.3%                    34.0%
 71    35769            Lyndon Property Insurance Co                               45.4%                    37.0%                    26.7%
 72    P1114            Mercer Insurance Group*                                    16.8%                    16.9%                    17.2%
 73    12296            Whitecap Surety Co                                         94.2%                    93.6%                    94.4%
 74    18468            Indemnity Natl Ins Co                                      12.9%                    16.4%                    15.6%
 75    28240            Service Ins Co                                             15.7%                    15.5%                    16.0%
 76    10859            First Nonprofit Mutual Insurance Co                         3.4%                         -                        -
 77    P0106            Island Insurance Group*                                    30.8%                    31.4%                    32.0%
 78    36226            United Casualty & Surety Co Inc                            22.4%                    23.1%                    24.0%
 79    P0071            Universal Insurance Co Group*                              27.4%                    26.9%                    27.3%
 80    10293            Integra Insurance Inc                                      86.4%                    86.2%                    85.5%
 81    P3279            Insurors Indemnity Group*                                  30.8%                    32.1%                    31.1%
 82    P0007            Federated Mutual Group*                                     2.1%                     2.2%                     2.4%
 83    P4152            ReliaMax Holding Group*                                     0.0%                     0.0%                     1.3%
 84    P0256            NY Marine & General Group*                                 40.9%                    45.8%                    40.1%
 85    P1285            XL America Group*                                          17.6%                    -2.3%                    28.7%
 86    P0246            Indiana Lumbermens Group*                                  76.2%                    76.7%                    72.8%
 87    10909            Sun Surety Ins Co                                           0.0%                     0.0%                     0.0%
 88    P0930            DHC Group*                                                  9.6%                    11.8%                    35.4%
 89    42706            Roche Surety and Casualty Inc                              24.8%                    23.7%                    25.4%
 90    32867            Universal Fire & Casualty Ins Co                            0.0%                     0.0%                     0.0%
 91    P0748            Meadowbrook Insurance Group*                               38.1%                    42.5%                    37.0%
 92    P0867            Baldwin & Lyons Group*                                     38.0%                    36.8%                    37.2%
 93    12987            Benefit Security Ins Co                                     1.0%                     1.2%                     0.1%
 94    13121            Palmetto Surety Corp                                        7.5%                     4.4%                     6.9%
 95    28517            Victore Insurance Co                                       39.3%                    37.6%                    29.2%
 96    P0108            Lumbermans Mutual Cas Group*                              -27.8%                   -10.4%                     7.8%
 97    34860            International Credit of N Amer REIN                        84.2%                    31.9%                         -
 98    10906            Commercial Alliance Ins Co                                 32.8%                    32.8%                    59.1%
 99    10499            Chrysler Ins Co                                             6.0%                     5.2%                     2.9%
100    41114            Atlantic Bonding Co                                        21.2%                    20.9%                    13.7%

                        All Other Companies

Detailed Line of Business allocations at a Grand Total level are available in the Insurance Expense Exhibit filing; this data can also be accessed via InsLink and the Insurance Expense Exhibit Application.




                                                                                                                                                                                                                Historical MarketShare from Highline Data
    2009
Start YearYears of History   3
         COCODE               GROUP
                     COMPANY NAME         YEAR          DPW        DPE        LOSSES     COST CON    COMMIS


         PCOMP                    N/A
                     * P&C Industry Aggregate 2009 5.17E+09 5.29E+09             1E+09   2.66E+08    1.22E+09
         P3548                    TRAVELERS GROUP 9.24E+08 9.28E+08
                     Travelers Group*              2009                      48257219    86057701    1.65E+08
         P0111                    LIBERTY MUTUAL INSURANCE 7.7E+08
                                                   2009
                     Liberty Mutual Insurance Group* 7.23E+08 GROUP          1.59E+08     -607806    1.65E+08
         P0212                    ZURICH INSURANCE GROUP
                     Zurich Insurance Group*       2009 4.87E+08 5.03E+08    13442780    19875446    92394349
         P0218                    CNA INSURANCE GROUP
                     CNA Insurance Group*          2009 4.06E+08 4.17E+08    56100485    10397966    1.04E+08
         P0038                    CHUBB &          2009 2.77E+08 2.94E+08
                     Chubb & Son Group* SON INC GROUP                          1557591   -1653837    36549774
         P0984                    HCC INSURANCE HOLDINGS GROUP
                                                   2009
                     HCC Insurance Holdings Group* 2.07E+08          2E+08   38304631     8247112    62739259
         P0091                    HARTFORD Group* 1.81E+08 1.94E+08
                                                   2009
                     Hartford Fire & Casualty FIRE & CASUALTY GROUP          69478807     8881910    46084703
         11592                    N/A              2009
                     International Fidelity Insurance Co 1.18E+08 1.17E+08   16672515     3027343    48517080
         P0626                    ACE              2
                     ACE Ltd Group* LTD GROUP009 1.09E+08 1.08E+08           14696024     1947239    24469552
         P0084                    AMERICAN FINANCIAL GROUP 1.04E+08
                                                   2009 1.04E+08
                     American Financial Insurance Group*                     22354482     4719716    32034850
         P0088                    THE HANOVER 2009          1E+08 96873688
                     Hanover Insurance Group* INSURANCE GROUP                61728839     8688333    31113470
         P0181                    SWISS Group* 2009 93875162
                     Swiss Reinsurance REINSURANCE GROUP 96760090            20256314     7494383    31471691
         P3488                    J A PATTERSON GROUP
                     Bond Safeguard Group*         2009 86665405 83572610    23186595     3321606    22539895
         P1279                    ARCH CAPITAL 2009 78606428 92192246
                     Arch Capital Group*           GROUP                     64175417    11252937    19094910
         P0012                    AMERICAN INTL2009 77251939 90831004
                     American International Group*  GROUP                    1.22E+08     3692193     8035986
         P0783                    RLI INSURANCE2009 77041705 72893876
                     RLI Insurance Group*           GROUP                    12959027     1149723    20944102
         P0228                    WESTFIELD GROUP 58307591 62636706
                     Westfield Group*              2009                        1954345    2457222    16234146
         P0075                    INSCO INSURANCE SERVICES 66429299
                                                   2009
                     INSCO Insurance Services Group* 57356313 GROUP          20144397     2730830    16584682
         P3479                    MERCHANTS BONDING CO GROUP
                     Merchants Bonding Co Group*   2009 55232096 54503698      3267780    1103322    20269982
         P0244                    CINCINNATI FINANCIAL GROUP
                     Cincinnati Financial Group* 2009 48888147 48139220      15849638     2239342    15473723
         P0098                    WR BERKLEY CORP GROUP
                     WR Berkley Group*             2009 48766601 43221702      5450026    1533951    12804902
         P0501                    ALLEGHANY GROUP 44523403 45446411
                     Alleghany Group*              2009                        6552532    2463471    14297850
         P0150                    OLD REPUBLIC 2009 39291638 37303728
                     Old Republic Group*           GROUP                       7539036    1191905    12507820
         P3592                     Group*
                     ProAlliance PROALLIANCE GROUP 2009 34256572 35087572       388086      -40775   15902679
         P0689                    BANKERS INSURANCE GROUP
                     Bankers Insurance Group* 2009 31745620 29924484         12956425          103    7166831
         P0922                    A                2009 30332913 38534912
                     ICW Group* MERICAN ASSETS GROUP                         51231429     7711740     8756315
         37206       ContractorsN/A                2009 29162775 30383546
                                    Bonding & Insurance Co                     3061189     158158     8271789
         13285                    N/A              2009 29106338 29450718
                     Allegheny Mutual Casualty Company                         2074052     464405     1394714
         P0062                    EMC INSURANCE CO 28715810 29639391
                     EMC Insurance Group*          2009 GROUP                  4647351     450504     9490544
         36650                    N/A              2009 28444497 29295310
                     Guarantee Co of North America USA                         2622890    1054736     8304706
         26310                    Inc
                     Granite Re N/A                2009 22280067 22259916      5823479           0    6684013
         P0248                    & Casualty Group*2009 21981338 24025679
                     United Fire UNITED FIRE & CASUALTY GROUP                  1722823     407614     7115262
         P0031                    BERKSHIRE HATHAWAY GROUP
                                                   2009
                     Berkshire Hathaway Ins. Group* 21529991 10147807          -257429      -60000      13570
         28519                    N/A
                     First Sealord Surety Inc      2009 19739256 19218801      3182659    1062819     6292975
         P0017                    LIFE Corp Group* 2009 19695001 19695001
                     Life of the South OF THE SOUTH CORP GROUP               16868141         5756   11132398
         P0311                     America Group* 2009 19265966 19561780
                     Main StreetMAIN STREET AMER GROUP                         8895021    1467072     6892652
         P1326                    KINGSWAY GROUP 18035500 19409331
                     Kingsway Group*               2009                      27332848     1729009     5670488
         P0457                    ARGONAUT GROUP 17252828 10060938
                     Argonaut Group*               2009                        1340732     675602     3812657
         P0158                    FAIRFAX FINANCIAL GROUP
                     Fairfax Financial Group*      2009 16708158 15502215      -140203    3922846     2854394
         P0140                    Group*           2009 15520763 16290779
                     Nationwide NATIONWIDE CORP GROUP                          1663726     197433     4496193
         P0242                    SELECTIVE INSURANCE GROUP
                     Selective Insurance Group* 2009 15048444 14936421         2659942     383446     4397793
         P0761                    ALLIANZ INSURANCE 14733822 12119367
                     Allianz Insurance Group*      2009 GROUP                 -1.3E+07   22359116     4307683
         P1346                    AMERICAN SAFETY 14401349 13369732
                                                   2009
                     American Safety Holding Group* HOLDING GROUP              4640746     404048     3617195
         P0313       Aegis Group* AEGIS GROUP 2009 14146856 13535120           3468056    1224042     5117547
         37940                    N/A              2009
                     Lexington National Insurance Corp 13498839 12794801        482385           0    1123320
         P4641                    D & J ROTTMAN2009 12613092 13447257
                     D & J Rottman Group*           GROUP                      5975890    3131908     3328350
         P0176                     IL Group*       2009
                     State Farm STATE FARM GROUP 12435450 12219033             6570205     617735     2915041
         P0280                    AUTO OWNERS2009 12431994 11141083
                     Auto Owners Group*             GROUP                      5120766    6656969     3721927
10758                N/A
        Colonial Surety Co            2009 11642143 11659376 -87178   5296151   3493866
P0661                BCBS OF          2009
        BCBS of SC Group* SC GROUP 10840177 10796606 3052626                0   5478180
P0781                UNION LABOR GROUP
        Union Labor Group*            2009 10067361 8266584 2712696    279599   3744470
35009                N/A              2009 9437290 9437290
        Financial Casualty & Surety Inc                      281871         0         0
P0074                DELPHI FINANCIAL GROUP
        Delphi Financial Group*       2009 9379753 9191722 1408633          1    646636
P0510                NAVIGATORS GROUP 8389336 8249766
        Navigators Group*             2009                   847656     -2675   3943818
P0271                PENNSYLVANIA2009 8336487 7868046
                                       NATL
        Pennsylvania National Ins Group* INSURANCE GROUP 923126        249717   2210545
31380                N/A
        American Surety Company 2009 8212952 8196870         660867    196759         0
26379                N/A              2009
        Accredited Surety & Casualty Co Inc8128039 8651602   730763    183824    777022
P1243                 Mutual Group* 2009 7919486 7751384
        West Bend WEST BEND MUTUAL GROUP                     925535    110872   2558224
26565                N/A
        Ohio Indemnity Co             2009 7568749 7982430 1368473          0   2968613
P0670                FIDELITY NATL FINANCIAL GROUP
                                      2009
        Fidelity National Financial Group* 6857540 7026598 4131279       -139   2101836
P0213                ERIE INSURANCE GROUP
        Erie Insurance Group*         2009 6755951 6860844 1855160     546205   1957627
P0587                ATLANTIC AMER GROUP
        Atlantic American Group* 2009 5785716 6872957 1284634          264592   1615858
P0199                UNIVERSAL        2009 5664319 6559430
        Universal Surety Group* SURETY GROUP                 287669    -53896   2139539
38326                N/A              2009
        First Indemnity of America Ins Co 5294745 5015749 1348446      956336    909591
P1208                GRAY INSURANCE GROUP
        Gray Insurance Group*         2009 5293379 5676929 1800757     645522   1463589
P0411                MAPFRE INSURANCE 4826000 5673397 3631549
        MAPFRE Insurance Group* 2009 GROUP                             444812    889805
22950                N/A
        Acstar Insurance Company 2009 4463522 5791041 -420897          -20896    549552
P0201                UTICA GROUP 2009 4010902 4421200
        Utica National Insurance Group*                      690690    789891   1133394
P0019                ASSURANT INC 2009 3785674 3736048 -171644
        Assurant Inc Group*           GROUP                             18261    142263
P0175                STATE AUTO 2009 GROUP
        State Auto Mutual Group* MUTUAL 3700424 4183000 1067854        680159   1253843
35769                PROTECTIVE Co    2009 3588297 3750588 1385946
        Lyndon Property InsuranceLIFE INSURANCE GROUP                       0   1510943
P1114                MERCER INSURANCE 3337237 4048937 2244956
        Mercer Insurance Group* 2009 GROUP                             443881    468656
12296                N/A
        Whitecap Surety Co            2009 3216892 3216892        0         0   2958023
18468                N/A
        Indemnity Natl Ins Co         2009 3174057 3078863   348977    125534    324274
28240                 Co
        Service Ins N/A               2009 3130799 2877450   165801         0    432651
10859                MUTUAL Insurance HOLDING
                                      2009
        First Nonprofit MutualINSURERSCo 3030986GROUP3066817 591664         0         0
P0106                ISLAND INSURANCE CO GROUP 3231204
        Island Insurance Group*       2009 2965135            92223   -145688    912359
36226                N/A               Inc
        United Casualty & Surety Co2009 2958740 2727826           0         0    537455
P0071                UNIVERSAL INSURANCE CO GROUP
        Universal Insurance Co Group* 2009 2937082 3140508   491072    324620    799163
10293                N/A
        Integra Insurance Inc         2009 2911022 2911022        0         0   2438760
P3279                INSURORS IND GROUP
        Insurors Indemnity Group* 2009 2673969 2629809       259725     95759    767111
P0007                FEDERATED 2009 2435447 2634999
        Federated Mutual Group* MUTUAL GROUP                 -21969     80804         0
P4152                RELIAMAX HOLDING 2373209 1413852
        ReliaMax Holding Group* 2009 GROUP                        0         0         0
P0256                NEW YORK MARINE & GEN GROUP
        NY Marine & General Group*    2009 2367003 1629103   131857    227454    839744
P1285                 Group*
        XL AmericaXL AMER GROUP       2009 2324115 5114786 -719559    5228423    331717
P0246                INDIANA Group*   2009 2321094
        Indiana LumbermensLUMBERMENS GROUP 2566003            65758     26675   1677553
10909                Ins
        Sun Surety N/A Co             2009 2302042 2301951   -33118         0         0
P0930   DHC Group*   DHC GROUP 2009 2298784 2146468           72465       823    167305
42706                N/A
        Roche Surety and Casualty Inc 2009 2297779 2259725        0         0         0
32867                N/A              2009 2293175 2293175
        Universal Fire & Casualty Ins Co                          0         0         0
P0748                MEADOWBROOK INSURANCE GROUP
        Meadowbrook Insurance Group*  2009 2017513 1864695 -514304     575608    702012
P0867                BALDWIN &        2009 1889098 1766399
        Baldwin & Lyons Group* LYONS GROUP                   222199    -10000    672467
12987                N/A
        Benefit Security Ins Co       2009 1854260 1956528   558153         0         0
13121                N/A
        Palmetto Surety Corp          2009 1841975 1841975    24108         0     61260
28517                N/A
        Victore Insurance Co          2009 1561948 1561948    11986    -19594    574288
P0108                LUMBERMANS MUTUAL CAS GROUP
                                      2009
        Lumbermans Mutual Cas Group* 1510370 1859482 -5851625         3522418    116431
34860                N/A              2009
        International Credit of N Amer REIN 1465146   999036 248017     74760   1189456
10906                N/A
        Commercial Alliance Ins Co 2009 1428950 1407676      109774     24242    427329
10499                N/A
        Chrysler Ins Co               2009 1275512 1711524 7700701          0     24142
41114                N/A
        Atlantic Bonding Co           2009 1266348 1045167   -66594         0    244823
 TAXES    DIVS   COCODE   YEAR       DPW        DPE       LOSSES     COST CON    COMMIS


1.53E+08 43620853 PCOMP     2008   5.52E+09   5.42E+09     6.7E+08   3.12E+08     1.3E+09
22493428 8185733 P3548      2008   9.92E+08   9.71E+08    -1.2E+07   98761812    1.79E+08
19062342 9266701 P0111      2008   8.33E+08   7.93E+08   1.25E+08    29767051    1.91E+08
10658932 3556145 P0212      2008   4.83E+08   4.59E+08   16550133    15994079    93707474
12659909 5967394 P0218      2008   4.34E+08   4.33E+08   60527507    13517167    1.09E+08
 6438419 5215667 P0038      2008   2.97E+08   2.93E+08   99632674     6934732    40700782
 7415659        0 P0984     2008   1.91E+08   1.94E+08   25516635     9488444    58256268
 4570332 5499851 P0091      2008   2.11E+08   2.13E+08   46364852    12302874    53123019
 5059055   284999 11592     2008   1.19E+08   1.17E+08     7943285    1720004    47744195
 2996008        0 P0626     2008   1.09E+08   1.14E+08   39814639     9509379    24591367
 2657997   700775 P0084     2008   1.09E+08   1.11E+08   11763283     4428870    31522484
 2837405        0 P0088     2008   96771455   89852146   11480903     6673276    31651684
 2748634   503445 P0181     2008   1.02E+08   92866289   16948629     8203619    32659141
 2428978        0 P3488     2008   86852650   84115400   19303082     1887816    20803018
 2206493   589908 P1279     2008   1.06E+08   1.16E+08   57340651    14613619    24112391
 1657624 -524986 P0012      2008   76559937   79228713    -3.8E+07   12389065    10212223
 1967272        0 P0783     2008   73007842   70016906     -843472    4244747    20071874
 1995464   765509 P0228     2008   65564630   64445929     2770009     490453    18321768
 1700070        0 P0075     2008   68131444   71059950   10109591      481291    19576881
 1453671   723001 P3479     2008   51763692   51610411     1415656     240411    18829243
 1232683        0 P0244     2008   46796669   45485255   16354499     1917958    14880660
 1763381   240881 P0098     2008   42424766   42345129     4978962    1585216    11381002
 1238891        0 P0501     2008   48156503   49642222     9815290    2202313    15919361
 1136493    21885 P0150     2008   35592358   36297445     3244163    1119798    11393996
 1392282        0 P3592     2008   37480956   35864195      646248     796700    17226837
 3471877        0 P0689     2008   23539493   23124352     8685468       -3041    5159692
  863619 1844097 P0922      2008   44716269   48675301   41836537    10629648    13328563
  857804        0 37206     2008   32739415   33314748     1949065     175316     9378162
 1286543        0 13285     2008   33423456   33952787        8894      15360      777777
 1107883   443255 P0062     2008   29658419   30256891     1087675     159911     9025110
  802334        0 36650     2008   26073477   23460526     7569724    1075995     7683932
  803331        0 26310     2008   20521480   20379458     4907038           0    6156448
  445454   327731 P0248     2008   25135981   25797334     1417602     498290     7630355
  636036        0 P0031     2008   38402177   15264816   17569215       35220      619116
  555168        0 28519     2008   19106092   19246284     4388325    1606098     5842092
  589578        0 P0017     2008   18539028   18539031   16159178     -141308    10245634
  661807        0 P0311     2008   20159441   18636464      309439    1368280     7387689
 1000496        0 P1326     2008   23184573   25905542     6614127     928500     7599807
  574488        0 P0457     2008    2958048    1160558      559140      18592      591679
 2156981        0 P0158     2008   17407255   16580291   -3368506     3580245     2624638
  415045        0 P0140     2008   17962212   17693405      407633     315496     5092356
  281198        0 P0242     2008   15078232   15774780     1985574     281947     4286105
  426633        0 P0761     2008    9906590   18156940    -1.9E+07    5827441     2988741
  158315        0 P1346     2008   11529025    9792215      957066    1982067     2563003
  348925        0 P0313     2008   12333444   11899410      441435     516994     4233664
 2463410        0 37940     2008   12408998   12901689       94209           0     720540
 1251674        0 P4641     2008   11982388   12326872     1297072      16826     2937794
  241129        0 P0176     2008   12262532   12138405     2357678     658274     2904789
  297474        0 P0280     2008   10712870   10298045     1932162     960944     3279898
 394683       0   10758   2008 12477966 13084570 4043190   2683156   3744757
 344623       0   P0661   2008 10336444 10326679 1289200         0   4915162
 227582       0   P0781   2008 4620238 2191899    670248    328138   1903370
1142665       0   35009   2008 6415492 6415492    407241         0         0
 961687       0   P0074   2008 9737404 9657470 1402230       99999    618204
 159021       0   P0510   2008 8940586 8765471 2278963        5247   3571667
 228150       0   P0271   2008 8846627 8821586    601293    384014   2322647
1708612       0   31380   2008 8718581 8776376 -101312       28298         0
1136442       0   26379   2008 10967032 11548455  486362    393935   1948374
  56366       0   P1243   2008 7182623 6685721    473685      8168   2461634
 217108       0   26565   2008 7876494 7145249    483662        13   3211592
 172105       0   P0670   2008 5553169 5985519 3426758         480   1701158
 154011       0   P0213   2008 6847283 6256931    650550    260483   1829514
 148585       0   P0587   2008 8216998 8356048 2293462      214419   2590480
 156397       0   P0199   2008 6941047 6899063 1610276     -162675   2500790
  37066       0   38326   2008 4130311 3724134 1869234     -411881    851264
 168789       0   P1208   2008 6353117 6181159    612583    671701   1306592
 -42090       0   P0411   2008 6700546 8008937 9129023      802529   1142373
 241868       0   22950   2008 7876814 8513483     74029    378037   1010205
 120420       0   P0201   2008 4954928 4918048 3012783      225951   1511688
 131728       0   P0019   2008 3717242 3721382 -292977      -12438     80972
 101539       0   P0175   2008 3002604 3311229 -1179659      66039    936649
 117611       0   35769   2008 4215109 4683344 2349962           0   1389653
  91733       0   P1114   2008 4710772 4898027 3622907     1340242    675094
  72952       0   12296   2008 3721468 3721468         0         0   3420401
  86318       0   18468   2008 2862062 2415934    182944    116877    309972
  58996       0   28240   2008 2665534 2524647    190973         0    352916
 103024       0   10859   2008        0        0       0         0         0
    378       0   P0106   2008 3938424 4232962 -337437       23838   1237412
 125456       0   36226   2008 3266178 2991713         0         0    635943
   7008       0   P0071   2008 3423066 3476244    -90566     12991    944263
  76021       0   10293   2008 3374901 3374901         0         0   2838190
  56939       0   P3279   2008 2730744 2506263     44674    285373    821222
  51888   10367   P0007   2008 2848372 2868055    481519     45450         0
      0       0   P4152   2008 -577688     57939   -4952         0         0
 129305       0   P0256   2008 1422298 1832230    349192     98561    497806
  77064       0   P1285   2008 3853910 4682644 2401506     1578157   -180123
  92021       0   P0246   2008 3562572 3311626 -159930      -54047   2592792
    850       0   10909   2008 2407259 2407778    145590         0         0
  54227       0   P0930   2008 1472030 1452914     50642    -11529     68986
 568915       0   42706   2008 2330492 2313942         0         0         0
      0       0   32867   2008 2230797 2230797         0         0         0
  66341       0   P0748   2008 1975312 1781560 2462408     -923587    798762
  44514       0   P0867   2008 1712953 1720231     40887         0    599091
  19332       0   12987   2008 2072532 2183688    948780         0         0
  76659       0   13121   2008 1897825 1897825    151546         0     66937
  39995       0   28517   2008 2212489 2212489         0         0    775149
-535896       0   P0108   2008 2506568 2977053 -1.2E+07     347605    268265
  44248       0   34860   2008   402971   302228       0         0    128505
  41222       0   10906   2008 1158836    839242  154622     13325    343024
  52116       0   10499   2008 1297427 1473814    455262         0     38120
  23139       0   41114   2008   840215 1187685   -66571         0    155170
 TAXES     DIVS   COCODE   YEAR       DPW        DPE      LOSSES     COST CON   COMMIS


 1.6E+08 47374780 PCOMP      2007   5.46E+09   5.22E+09   9.52E+08   2.69E+08   1.28E+09
25629685 7885676 P3548       2007   1.02E+09   9.51E+08    2.3E+08   80024434   1.95E+08
20482681 9665435 P0111       2007   3.41E+08   3.15E+08   54608574    4469602   82663000
11522574 5300257 P0212       2007   4.52E+08   4.41E+08   49823216   29260484   90404416
12988349 4203742 P0218       2007   4.36E+08   4.31E+08   81041013   15245567   1.08E+08
 7756753 6524182 P0038       2007   3.04E+08   2.88E+08   -7512799    5012603   39398279
 6486282        0 P0984      2007   2.02E+08   1.85E+08   13299541    7248543   61581367
 5275958 6123685 P0091       2007   2.23E+08   2.16E+08   25089593    7196407   55620244
 5350908   791540 11592      2007   1.14E+08   1.08E+08    8077953    -231559   46479565
 2840109        0 P0626      2007   1.19E+08   1.09E+08    5408951    5133498   27071690
 2533618   688768 P0084      2007   1.09E+08   1.05E+08   21292963    7195461   34267181
 2575060        0 P0088      2007   78516710   71592915   14983320    3810634   26268709
 3029877   580231 P0181      2007   91010747   86549336   21173265    7435598   31400773
 2477907        0   #N/A     2007
 2973123   476952 P1279      2007   1.27E+08   1.32E+08 1.51E+08 3767155 29461632
 3659685   946840 P0012      2007   94716314   91505765 9690605 10641372 8379619
 2138328        0 P0783      2007   66679242   64273342 3172884 1262034 17983616
 1999951   565807 P0228      2007   61991226   59845218 1705349 1837880 17627810
 1647457        0 P0075      2007   68841345   71385099 9039177 3301682 19556857
 1342889   855227 P3479      2007   52120087   51279997 1344061   720464 19900782
 1067120        0 P0244      2007   42423260   41890605 5147942 1507583 13242109
 1383568   151967 P0098      2007   40077427   35763712 5268308 1461197 10511620
 1501630        0 P0501      2007   51110606   51836991 9145955 2570338 17218641
 1309032    72090 P0150      2007   36171705   36365736 2991671 1735312 11460500
 1322374        0 P3592      2007   35797727   35814715   411202  871964 16168875
 2927970        0 P0689      2007   19402711   18680096 6865878      130 4152739
 1246010 1462135 P0922       2007   48440084   49601534 8017188 3864616 14477585
  966537        0 37206      2007   33762857   32564892 1016650 -108605 9532669
 1213308        0 13285      2007   31600185   32447817   100094   22603 1143620
  446744   557508 P0062      2007   29988521   29882088 8667126   100796 9345693
  786592        0 36650      2007   18628905   17622061 2041561   921829 5493120
  733275        0 26310      2007   18092758   17948231 3388107        0 5427832
  497556   380715 P0248      2007   26694254   26353013 1161467   591965 9356030
  717887        0 P0031      2007   13360093   12538232   629976    6420   803993
  536617        0 28519      2007   17663129   17298079 2662470 1026312 5273151
  520360        0 P0017      2007   17482010   17482010 14640438  214129    56929
  562895        0 P0311      2007   17811237   16297868 2152912 1439539 6600170
  829058        0 P1326      2007   31355340   32465679 1956748   466199 8612874
  107662        0 P0457      2007     658820     610385 -194048    98304   114846
 2097152        0 P0158      2007   15038799   14990812 6991018 10913618   642695
  466397        0 P0140      2007   17419498   17150672   103955  514466 5307525
  271093        0 P0242      2007   15979171   15922576 2583947 -156172 4665117
  253292   123617 P0761      2007   22417567   17565098 -2482579  921769 7013104
  208975        0 P1346      2007    6668900    6073963    33604  770885 1555388
  300304        0 P0313      2007   11226232   11072464 1439356   834442 3883027
 2330470        0 37940      2007   12913247   12698293    76305       0   570283
  481707        0   #N/A     2007
  248560        0 P0176      2007   12081964 11669263     2008851      373601   2797180
  282828        0 P0280      2007   10086343 9131089      5377693     3505925   3146020
 408105       0   10758   2007   13179205   12636945     5627260   3486282   3960366
 355559       0   P0661   2007    9154027    8963348      673259         0   3604888
  82158       0   P0781   2007     121944      25281      355418   -232054     42847
 868022       0   35009   2007    5238804    5238804      490491         0         0
 709294       0   P0074   2007   10328566   10262898     1610262         2    621766
 161722       0   P0510   2007    9320026    8936058     -363692     36886   3770412
 263552       0   P0271   2007    8877872    8434264      356869    419188   2328842
1735078       0   31380   2007    8890853    8872599      198097         0         0
1306811       0   26379   2007   13103824   14118400     1509791    358707   2877423
  42910       0   P1243   2007    5667038    5066444      -61915      5779   1838393
 221070       0   26565   2007    6134755    6005010      809203     -1433   2803242
 140667       0   P0670   2007    4783065    5030807     2854869         1   1463940
 156142       0   P0213   2007    5592776    5704935   -7906391    -882950   1512983
 205371       0   P0587   2007    8301517    9179601     1560354    485960   2751570
 372238       0   P0199   2007    6413789    6808573      -66670    103231   2349819
  19670       0   38326   2007    3683628    3827030       66821    734948    839395
  93082       0   P1208   2007    5739856    5539597     1673673    260128   1397283
 -58481       0   P0411   2007    8609976    8144570     6308708    405238   1478958
 390760       0   22950   2007   10337165   11218359     2382754    560918   1367801
  87558       0   P0201   2007    4939848    4936130     1214907     36354   1423653
 123052       0   P0019   2007    3868168    3807407   -1716833      10720    121221
  62309       0   P0175   2007    3435245    3556695     -235542   -125711   1091665
 171441       0   35769   2007    7181689    7169728     4316281         0   1609482
 121417       0   P1114   2007    4987092    5423080     1969385    274783    722532
  61914       0   12296   2007    3733832    3733832           0         0   3433272
 159047       0   18468   2007    2017680    1675002      335000    135675    194044
  60733       0   28240   2007    2292043    2059321      143291         0    282065
      0       0   10859   2007          0          0           0         0         0
    380       0   P0106   2007    4082118    3644013     -345369   -124120   1305521
 117191       0   36226   2007    3317405    2897657        5000         0    676662
 -24835       0   P0071   2007    3518057    3302748      -65070    210289    956432
  71907       0   10293   2007    4264719    4264719           0         0   3557849
  56421       0   P3279   2007    2052093    2044009      368868    220325    594120
  63225   15026   P0007   2007    2933664    2899456      179657     59653         0
      0       0   P4152   2007     577935     755735      140741         0         0
 154052       0   P0256   2007    2043723    1928169      -28785    271858    715304
  91972       0   P1285   2007    7304267    9250471   57377641    7129231   1983316
 140410       0   P0246   2007    2760090    2855455       32871   -160245   1879644
      0       0   10909   2007    2288071    2287517       47772         0         0
 104838       0   P0930   2007     155156      65973       14844     11529     43040
 552131       0   42706   2007    2395721    2327626           0         0         0
      0       0   32867   2007    2063800    2063800           0         0         0
  41561       0   P0748   2007      81571      89966     2162697    999884     28550
  31899       0   P0867   2007    1744891    1672772      252670      5000    610714
  24754       0   12987   2007    1754835     722709      101164         0         0
  16005       0   13121   2007    2042400    2042400      417492         0    124436
  56238       0   28517   2007    2208476    2208476       36562     26576    582488
-527782       0   P0108   2007    3001732    3584581    -2.9E+07   4027051    277831
      0       0   34860   2007          0          0           0         0         0
  36832       0   10906   2007     177538      90122       10815     12154     50754
  29689       0   10499   2007    1500052    1362684      407439         0         0
  20777       0   41114   2007    1434844    1168997      -66571         0    166372
 TAXES     DIVS   COCODE   YEAR       DPW        DPE       LOSSES     COST CON   COMMIS


1.55E+08 34925143 PCOMP      2006   5.05E+09   4.79E+09   7.54E+08    2.75E+08    1.2E+09
26025609 7087236 P3548       2006   9.41E+08   9.19E+08   2.32E+08    31628666   1.86E+08
 9225006 2295165 P0111       2006    2.6E+08    2.3E+08   40758536     5483255   59509253
10074087 4838926 P0212       2006    4.3E+08   3.97E+08    -3.7E+07   25796779   90350835
12648333 3623923 P0218       2006   4.18E+08   4.03E+08     -116835   14283792   1.03E+08
 7087379 3063930 P0038       2006   2.75E+08   2.52E+08   29954426     4768663   37015869
 6729168        0 P0984      2006    1.6E+08    1.4E+08   22030367     6421599   44367982
 5514306 4456344 P0091       2006   2.06E+08   1.91E+08   42334521    15062886   53544677
 4906182    52070 11592      2006   96632414   93251025     9320225    2885519   39984646
 3142353        0 P0626      2006   76579973   81789425   -3839763     3810042   22637708
 2698507   572596 P0084      2006   99381385   93142314   26965944     5048857   30260047
 2061119        0 P0088      2006   58965222   53495446   14133165     4354601   18969073
 2796690   399950 P0181      2006   84527681   81161473   20147907     9021094   29236546
                    #N/A     2006
 3369572   592419 P1279      2006   1.42E+08   1.34E+08   72591002 3331321       31227224
 2798611   340867 P0012      2006   1.21E+08   93705450      -3E+07 8315686       9708453
 1882600        0 P0783      2006   64121538   61383191     4430809 4716596      17100430
 2004119   480227 P0228      2006   60801631   54261630     4423583 3064209      17266908
 1918990        0 P0075      2006   69511988   65871883     4424843 3419105      19728875
 1060174   829503 P3479      2006   51024534   48790685     1560153 1354258      19430933
 1018151        0 P0244      2006   41179207   37720036     3749183 2664528      13425714
 1433633   158953 P0098      2006   29880874   30172922     1450443 1205749       8344556
 1521544        0 P0501      2006   51141238   44301380     4405440 1683524      17484249
 1277240    89592 P0150      2006   35512349   34509216     3149329 1299051      11186510
 1735315        0 P3592      2006   34651385   34362570     -619723 2042045      15616377
 2668419        0 P0689      2006   15516496   14962021     3849123     8022      6364378
 1239307 1342501 P0922       2006   48639361   46477491     -889550 7229492      14769749
  946485        0 37206      2006   32231803   30573881     1393757   100869      9075124
 1076035        0 13285      2006   32419268   32174602       56215    15304      1156712
  684067   556453 P0062      2006   29760741   28305313     5545260   817413      9261012
  542155        0 36650      2006   15299945   15846398     7229825 2387965       4560898
  633110        0 26310      2006   14348427   14043089     2600428        0      4304166
 1040262   286065 P0248      2006   27156026   28043928   15338290    355020      9200096
  316491        0 P0031      2006   11790586   17612701      475750    -2216       842437
  477511        0 28519      2006   16682371   16308573     1290772   866917      5014588
  195943        0 P0017      2006   14986997   14987009   11851900         0       893472
  503671        0 P0311      2006   15505083   15065804     5408891 1743870       5837881
 1040321        0 P1326      2006   32036534   29997388     4624739   595650      9171818
   30767        0 P0457      2006     566757     554600      551391 -120096         99871
 2255479        0 P0158      2006   15074186   19037894   11361501 2273329         616299
  329054        0 P0140      2006   15926136   15291779      737681   435893      4982047
  266985        0 P0242      2006   15994506   14798385     3571926   528327      4772315
  501335        0 P0761      2006   14853243   15722576    -2.9E+07 16510607      4772086
  193146        0 P1346      2006    4188068    3926828     -209151 -402900        916615
  360382        0 P0313      2006   11678502   11169426     4065268   830832      4158772
 2433281        0 37940      2006   11536422   10693601     -232124        0       401573
                    #N/A     2006
  286415        0 P0176      2006   11394290 10767995      1962001      222938   2555228
  277864        0 P0280      2006    8264677 7534451       2528905      435813   2648149
 382636       0   10758    2006   11780622   10580919    4094498 2602732    3548412
 308558       0   P0661    2006    5695368    7604885    2132896        0   2208688
   1675       0   P0781    2006          0          0   -1131342   194100         0
 846982       0   35009    2006    4128804    4128804     763933        0         0
 605537       0   P0074    2006   10474362   10422085    1641096        0    635687
 109276       0   P0510    2006    7125251    6050363    1774732   272118   2846835
 237121       0   P0271    2006    7282161    6622626     351129   291818   1903591
1674294       0   31380    2006    8516983    8425677     283231    80205         0
1422375       0   26379    2006   21383285   21925227    4408912   560719   6529830
  57176       0   P1243    2006    4410026    4024133    -172629     3507     43623
 220527       0   26565    2006    5282602    4816534     371811     1433   2543374
 113520       0   P0670    2006    5396863    6449847    3199727     3368   1671782
 111963       0   P0213    2006    5674846    5674350   18311214 1354135    1611914
 216581       0   P0587    2006   10222612   10376635    4735984   128665   3156955
 411143       0   P0199    2006    7234549    5802666     356781   161296   2274376
  50092       0   38326    2006    3646953    3241530    1344147   875031    766273
 221362       0   P1208    2006    5177708    4171344    1050707   265919   1165245
 -82296       0   P0411    2006    8511986    8617278     932916 1482411    2049550
 599847       0   22950    2006   13549526   13137146    1267700   656857   1702568
 100755       0   P0201    2006    5230530    4955674    1892079   272395   1470115
 112302       0   P0019    2006    3379790    3652682   -2080161    42243     44194
  75414       0   P0175    2006    3772567    4119652    5262874 1474416    1207018
 305237       0   35769    2006    8183396    8641504    4554958        0   1656173
 133896       0   P1114    2006    5388486    6351206    3228085 1489336     734109
  91342       0   12296    2006    4052236    3602796          0        0   3726099
 121605       0   18468    2006    1393685     489544      97909    39653    943552
  85572       0   28240    2006    2111079    2074098     284390        0    284164
      0       0   10859    2006          0          0          0        0         0
    455       0   P0106    2006    3601697    3809345    -994413   -70242   1186334
 118201       0   36226    2006    3198409    2907262          0   -16424    653831
   3093       0   P0071    2006    3166293    3133995    1589960 -163324     856397
  88724       0   10293    2006    4099337    4099337          0        0   3415372
  43585       0   P3279    2006    1997404    1930454     -22366   182418    541576
  71320   20649   P0007    2006    2867398    2828036     524390    -4652         0
   7639       0   P4152    2006    1983968     267836      72334      498         0
 103720       0   P0256    2006    2076754    2356028    1642613   387106    726863
 116117       0   P1285    2006    9933507   29808631   86398471 11748018   2963675
 128374       0   P0246    2006    2316169    2195441    -230762   -76384   1555744
      0       0   10909    2006    2122613    2121501     204657        0         0
  11828       0   P0930    2006        350        350          0        0         0
 607691       0   42706    2006    2066450    2020766          0        0         0
      0       0   32867    2006    1840667    1840667          0        0         0
   1629       0   P0748    2006      79587      78417    -267318   600293     26264
  37580       0   P0867    2006    1759311    1880794      43777     5000    596541
    961       0     #N/A   2006
  16251       0     #N/A   2006
  61682       0   28517    2006   2021056    2021056   124894           0   568227
 -44451       0   P0108    2006   3811007    4998728 -1.7E+07     4476831   445431
      0       0   34860    2006         0          0        0           0        0
  54109       0   10906    2006         0          0        0           0        0
  43967       0   10499    2006   1103325    1234598 -2814800           0    32125
  29546       0   41114    2006    858243     708591   -66571           0   146048
 TAXES     DIVS       COCODE   YEAR   DPW   DPE   LOSSES   COST CON   COMMIS


1.45E+08 40606172
22548987 8625552
 7043228 1611973
10330317 3747986
12862977 4379847
 6548508 4422928
 6308757        0
 3713745 4982231
 4282136   109862
 3102745        0
 2136422   844756
 1480790        0
 2340469   398452

3640487    475384
4002175   3733362
1868218         0
1469332    345434
1984770         0
1232834    763582
 936971         0
 775561     70236
1422442      3316
1165839     96208
1565998         0
2288284         0
1294828   1014352
 956482         0
1045052         0
 547970    725579
 430944         0
 517447         0
 887604    426262
 271710         0
 469321         0
 368634         0
 418034         0
1154302         0
  13981         0
1782217    242853
 345750         0
 296729         0
 388749     12394
 120113         0
 407137         0
2462653         0

 211970           0
 216269           0
 355851       0
 218771       0
      0       0
 654848       0
 774978       0
  83729       0
 189541       0
1668586       0
1705795       0
  62708       0
 129984       0
 133156       0
 409600       0
 281391       0
 389794       0
  14991       0
 159792       0
 -58095       0
 523523       0
 146177       0
 101134       0
  96244       0
 303798       0
 143623       0
  88951       0
  99649       0
  71040       0
      0       0
    296       0
 120348       0
   1070       0
  90997       0
  42299       0
  77552   17456
    850       0
 109514       0
 270682       0
  88555       0
      0       0
      0       0
 521996       0
      0       0
   7316       0
  27526       0


  50185      0
-425201      0
      0      0
      0      0
  26815      0
  21477      0
TAXES   DIVS   COCODE   YEAR   DPW   DPE   LOSSES   COST CON   COMMIS
TAXES   DIVS   COCODE   YEAR   DPW   DPE   LOSSES   COST CON   COMMIS
TAXES   DIVS   COCODE   YEAR   DPW   DPE   LOSSES   COST CON   COMMIS
TAXES   DIVS   COCODE   YEAR   DPW   DPE   LOSSES   COST CON   COMMIS
TAXES   DIVS
Glossary

Ratios



Market Share:
Combined Ratio:
Description:



Formula:
=SUM(Loss Ratio, Expense Ratio, [optional: Policy Holder Dividends Ratio] )

Expense Ratio:
Description:



Formula:
=((Commissions & Brokerage Exp + Taxes, Lic & Fees) / Direct Premiums Written) * 100

Loss Ratio:
Description:



Formula:




Back to table of contents
Glossary

Ratios
All Market Share Ratios are calculated from the data contained in the Exhibit of Premiums and
Losses by State (PG. 20)

Market Share:
Combined Ratio:
Description:
This is a simplified state combined ratio or "direct" combined ratio. It is the sum of the Loss Ratio,
Expense Ratio, and (optionally) the PH Dividends ratio.

Formula:
=SUM(Loss Ratio, Expense Ratio, [optional: Policy Holder Dividends Ratio] )

Expense Ratio:
Description:
The Expense ratio is the relationship of Commissions and Brokerage Expenses (column 11) +
Taxes, Licenses and Fees (column 12) to Direct Premiums Written (column 1)

Formula:
=((Commissions & Brokerage Exp + Taxes, Lic & Fees) / Direct Premiums Written) * 100

Loss Ratio:
Description:
The Loss & DCC Ratio is the relationship of Direct Losses Incurred (column 6) plus Defense and
Cost Containment Expense Incurred (column 9) to Direct Premiums Earned (column 2):

Formula:
=(( Dir Losses Incurred + Dir Defense and Cost Containment Exp Incurred ) / Direct Premiums




Back to table of contents

								
To top