Business Plan Web Startup

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					Business Plan Assumptions                                                             Input cells are formatted like this
Moverve Financial Planning Tool
                                                                               Variable Name                      Value             Notes
All monetary values are in units
Profit & Loss Revenues are positive
Balance Sheet Assets are positive
Startup Date                                                                   StartDate                  #################
Business Name                                                                  BusinessName              [Company Name]
Sales are on credit-card and cash is received immediately
Trade debts are collected after x months                                       DebtorMonths                                     2
Trade credits are paid after x months                                          CreditMonths                                     1
Payment processing charge                                                      ProcessingCharge                                5%
Annual interest rate on borrowings (paid monthly)                              BorrowingRate                                 7.5%
VAT / Sales tax rate                                                           VatRate                                      17.5%
Proportion of customers outside of the EC with zero-rated sales                NonECSales                                    50%
VAT is settled quarterly
Corporation Tax Rate                                                           CorpTaxRate                                   19%
Corporation Tax is settled x months after year end                             TaxSettlementMonth                              8
Corporation tax losses are carried forward for relief against future profits
NIC Class 1 Employers rate                                                     NICEmployersRate                           12.80%    (UK national insurance contribution rate)
NIC Primary Threshold per month                                                NICThreshold                                   420   (UK national insurance threshold)
Fixed asset book life (straight line method, in months)                        BookLife                                        36
Fixed assets are bought on credit
Product1 Name                                                                  Product1Name              Product A
Product2 Name                                                                  Product2Name              Product B
Product3 Name                                                                  Product3Name              Product C
Product4 Name                                                                  Product4Name              Product D
Product 1 unit price                                                           Product1Price                                  100
Product 2 unit price                                                           Product2Price                                    0
Product 3 unit price                                                           Product3Price                                    0
Product 4 unit price                                                           Product4Price                                    0
Proportion of customers buying annual support                                  SupportedRatio                                50%
Product 1 support annual fee                                                   Prod1SupportPrice                               20
Product 2 support annual fee                                                   Prod2SupportPrice                                0
Product 3 support annual fee                                                   Prod3SupportPrice                                0
Product 4 support annual fee                                                   Prod4SupportPrice                                0
[Company Name] Detailed Revenue Forecasts
Moverve Financial Planning Tool
                                                2007                                                                                   2008                                                                                   2009
                                  Nov    Dec    Jan    Feb    Mar    Apr    May    Jun    Jul       Aug    Sep    Oct    Nov    Dec    Jan    Feb    Mar    Apr    May    Jun    Jul       Aug    Sep    Oct    Nov    Dec    Jan    Feb    Mar    Apr    May    Jun    Jul       Aug    Sep    Oct
Sales Revenue
   Product A Qty                     0      0      0      0      0      0      0      0     0         10     15     20     20     30     30     30     30     35     35     35     35        35     35     35     35     35     35     35     35     35     35     35     35        35     35     35
   Product A Cumulative Qty          0      0      0      0      0      0      0      0     0         10     25     45     65     95    125    155    185    220    255    290    325       360    395    430    465    500    535    570    605    640    675    710    745       780    815    850
   Product A Unit Price            100    100    100    100    100    100    100    100   100        100    100    100    100    100    100    100    100    100    100    100    100       100    100    100    100    100    100    100    100    100    100    100    100       100    100    100
   Product A Revenue                 0      0      0      0      0      0      0      0     0       1000   1500   2000   2000   3000   3000   3000   3000   3500   3500   3500   3500      3500   3500   3500   3500   3500   3500   3500   3500   3500   3500   3500   3500      3500   3500   3500
   Product B Qty                     0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0
   Product B Cumulative Qty          0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0
   Product B Unit Price              0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0
   Product B Revenue                 0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0
   Product C Qty                     0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0
   Product C Cumulative Qty          0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0
   Product C Unit Price              0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0
   Product C Revenue                 0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0
   Product D Qty                     0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0
   Product D Cumulative Qty          0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0
   Product D Unit Price              0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0
   Product D Revenue                 0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0

   Sales Revenue Subtotal            0      0      0      0      0      0      0      0         0   1000   1500   2000   2000   3000   3000   3000   3000   3500   3500   3500   3500      3500   3500   3500   3500   3500   3500   3500   3500   3500   3500   3500   3500      3500   3500   3500

Maintenance and Support
   Product A Support Revenue         0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0    100    150    200    200    300    300    300    300    350    350    350    350       350    350    350
   Product B Support Revenue         0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0      0         0      0      0
   Product C Support Revenue         0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0      0         0      0      0
   Product D Support Revenue         0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0      0         0      0      0

   Support Revenue Subtotal          0      0      0      0      0      0      0      0         0      0      0      0      0      0      0      0      0      0      0      0         0    100    150    200    200    300    300    300    300    350    350    350    350       350    350    350

   VAT on Sales and Support          0      0      0      0      0      0      0      0         0     88    131    175    175    263    263    263    263    306    306    306    306       315    319    324    324    333    333    333    333    337    337    337    337       337    337    337

Total Revenue Forecast               0      0      0      0      0      0      0      0         0   1000   1500   2000   2000   3000   3000   3000   3000   3500   3500   3500   3500      3600   3650   3700   3700   3800   3800   3800   3800   3850   3850   3850   3850      3850   3850   3850

Card payment processing charge       0      0      0      0      0      0      0      0         0    -54    -82   -109   -109   -163   -163   -163   -163   -190   -190   -190   -190      -196   -198   -201   -201   -207   -207   -207   -207   -209   -209   -209   -209      -209   -209   -209
[Company Name] Detailed Cost Estimates
Moverve Financial Planning Tool
Excluding VAT                                                                        2007                                                                                   2008                                                                                   2009
                                                                       Nov    Dec    Jan    Feb    Mar    Apr    May    Jun    Jul       Aug    Sep    Oct    Nov    Dec    Jan    Feb    Mar    Apr    May    Jun    Jul       Aug    Sep    Oct    Nov    Dec    Jan    Feb    Mar    Apr    May    Jun    Jul       Aug    Sep    Oct
Category       Item                          Credit   Vatable Lookup
Development Dev software licence                Y        Y      YY     -250      0      0      0      0      0      0      0      0         0      0      0 -250      0     0     0     0     0     0     0     0     0     0     0 -250      0     0     0     0     0     0     0     0     0     0     0
Development Dev software licence                Y        N      YN        0   -200      0      0      0      0      0      0      0         0      0      0     0   -50     0     0     0     0     0     0     0     0     0     0     0   -50     0     0     0     0     0     0     0     0     0     0
Development Dev software licence                Y        N      YN        0      0   -250      0      0      0      0      0      0         0      0      0     0     0   -70     0     0     0     0     0     0     0     0     0     0     0   -70     0     0     0     0     0     0     0     0     0
Development Dev software licence                Y        N      YN        0      0      0      0      0      0      0   -150      0         0      0      0     0     0     0     0     0     0     0   -30     0     0     0     0     0     0     0     0     0     0     0   -30     0     0     0     0
Development Dev software licence                Y        N      YN        0      0      0      0      0      0      0      0   -150         0      0      0     0     0     0     0     0     0     0     0   -30     0     0     0     0     0     0     0     0     0     0     0   -30     0     0     0
Development Product Icons / logos               Y        Y      YY        0      0      0      0      0      0      0      0   -500         0      0      0     0     0     0     0     0     0     0     0 -100      0     0     0     0     0     0     0     0     0     0     0 -100      0     0     0
Employees      Salaries                         N        N      NN        0      0      0      0      0      0      0      0      0         0      0      0 -1500 -1500 -1500 -1500 -1500 -1500 -1500 -1500 -1500 -1500 -1500 -1500 -1500 -1500 -1500 -1500 -1500 -1500 -1500 -1500 -1500 -1500 -1500 -1500
Employees      Employers NI                     N        N      NN        0      0      0      0      0      0      0      0      0         0      0      0 -138 -138 -138 -138 -138 -138 -138 -138 -138 -138 -138 -138 -138 -138 -138 -138 -138 -138 -138 -138 -138 -138 -138 -138
               Company formation
Professional Fees                               Y        Y      YY      -50      0      0      0      0      0      0      0      0         0      0      0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0
               Legal advice
Professional Fees                               Y        Y      YY        0   -200      0      0      0      0      0      0      0         0      0   -200     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0
               Software licence agreements
Professional Fees                               Y        Y      YY        0      0   -500      0      0      0      0      0      0         0      0      0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0
Marketing      Newsletter management            Y        Y      YY      -15    -15    -15    -15    -15    -15    -15    -15    -15       -15    -15    -15   -15   -15   -15   -15   -15   -15   -15   -15   -15   -15   -15   -15   -15   -15   -15   -15   -15   -15   -15   -15   -15   -15   -15   -15
Marketing      Website development              Y        Y      YY     -300   -300      0      0      0      0      0      0      0         0      0      0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0
Marketing      Web hosting                      Y        N      YN     -120      0      0      0      0      0      0      0      0         0      0      0 -120      0     0     0     0     0     0     0     0     0     0     0 -120      0     0     0     0     0     0     0     0     0     0     0
Marketing      Web analysis                     Y        N      YN        0      0    -10    -10    -10    -10    -10    -10    -10       -10    -10    -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10
Marketing      Advertising                      Y        Y      YY        0      0      0      0      0      0      0      0      0         0      0      0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0
Marketing      Trade shows                      Y        Y      YY        0      0      0      0      0      0      0      0      0         0      0      0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0
Marketing      Brand design                     N        N      NN     -200      0      0      0      0      0      0      0      0         0      0      0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0
Marketing      Marketing materials              Y        Y      YY        0   -200      0      0      0      0      0      0      0         0      0      0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0
Marketing      Press releases                   N        N      NN        0      0   -150      0      0      0      0      0      0         0   -150      0     0     0     0     0 -150      0     0     0     0     0 -150      0     0     0     0     0     0     0     0 -150      0     0     0     0
Office         Telephone                        N        Y      NY      -10    -10    -10    -10    -10    -10    -10    -10    -10       -10    -10    -10   -10   -10   -10   -10   -10   -10   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20
Office         Mobile telephone                 N        Y      NY      -25    -25   -175    -25    -25    -25    -25    -25    -25       -25    -25    -25   -25   -25   -25   -25   -25   -25   -25   -25   -25   -25   -25   -25   -25   -25   -25   -25   -25   -25   -25   -25   -25   -25   -25   -25
Office         DSL                              N        Y      NY      -20    -20    -20    -20    -20    -20    -20    -20    -20       -20    -20    -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20
Office         PO Box                           N        Y      NY        0      0      0      0      0      0      0    -10    -10       -10    -10    -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10   -10
Office         Accounts/CRM software            Y        Y      YY        0      0   -200      0      0      0      0      0      0         0      0      0     0     0 -120      0     0     0     0     0     0     0     0     0     0     0 -120      0     0     0     0     0     0     0     0     0
Office         Bank charges                     N        Y      NY        0      0     -5     -5     -5     -5     -5     -5     -5        -5     -5     -5    -5    -5    -5    -5    -5    -5    -5    -5    -5    -5    -5    -5    -5    -5    -5    -5    -5    -5    -5    -5    -5    -5    -5    -5
Office         Office rental                    N        Y      NY        0      0      0      0      0      0      0      0      0         0      0      0     0     0     0     0     0     0     0     0     0     0     0     0 -500 -500 -500 -500 -500 -500 -500 -500 -500 -500 -500 -500
Office         Travel expenses                  N        N      NN      -20    -20    -20    -20    -20    -20    -20    -20    -20       -20    -20    -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20
Office         Small office items               Y        Y      YY      -20    -20    -20    -20    -20    -20    -20    -20    -20       -20    -20    -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20   -20

Summary by category
   Employees                                                               0     0     0       0      0      0      0      0      0         0      0      0 -1638 -1638 -1638 -1638 -1638 -1638 -1638 -1638 -1638 -1638 -1638 -1638 -1638 -1638 -1638 -1638 -1638 -1638 -1638 -1638 -1638 -1638 -1638 -1638
   Development                                                          -250 -200 -250         0      0      0      0   -150   -650         0      0      0 -250    -50   -70     0     0     0     0   -30 -130      0     0     0 -250    -50   -70     0     0     0     0   -30 -130      0     0     0
   Marketing                                                            -635 -515 -175       -25    -25    -25    -25    -25    -25       -25   -175    -25 -145    -25   -25   -25 -175    -25   -25   -25   -25   -25 -175    -25 -145    -25   -25   -25   -25   -25   -25 -175    -25   -25   -25   -25
   Professional Fees                                                     -50 -200 -500         0      0      0      0      0      0         0      0   -200     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0
   Office                                                                -95   -95 -450     -100   -100   -100   -100   -110   -110      -110   -110   -110 -110 -110 -230 -110 -110 -110 -120 -120 -120 -120 -120 -120 -620 -620 -740 -620 -620 -620 -620 -620 -620 -620 -620 -620
   Total overhead costs                                                -1030 -1010 -1375    -125   -125   -125   -125   -285   -785      -135   -285   -335 -2143 -1823 -1963 -1773 -1923 -1773 -1783 -1813 -1913 -1783 -1933 -1783 -2653 -2333 -2473 -2283 -2283 -2283 -2283 -2463 -2413 -2283 -2283 -2283


Fixed Asset Purchases                                  PurchaseMonth
    Development PC                                              1    -1500      0       0     0      0      0      0      0          0     0      0      0      0      0       0     0      0      0      0      0          0     0      0      0      0      0       0     0      0      0      0      0          0     0      0      0
    Laser printer                                               3        0      0    -200     0      0      0      0      0          0     0      0      0      0      0       0     0      0      0      0      0          0     0      0      0      0      0       0     0      0      0      0      0          0     0      0      0
    Asset 3                                                     0        0      0       0     0      0      0      0      0          0     0      0      0      0      0       0     0      0      0      0      0          0     0      0      0      0      0       0     0      0      0      0      0          0     0      0      0
    Asset 4                                                     0        0      0       0     0      0      0      0      0          0     0      0      0      0      0       0     0      0      0      0      0          0     0      0      0      0      0       0     0      0      0      0      0          0     0      0      0
    Asset 5                                                     0        0      0       0     0      0      0      0      0          0     0      0      0      0      0       0     0      0      0      0      0          0     0      0      0      0      0       0     0      0      0      0      0          0     0      0      0


VAT Charges
   Cash VAT charges                                                     -10    -10    -37    -11    -11    -11    -11    -12    -12       -12    -12    -12    -12    -12    -12    -12    -12    -12    -14    -14    -14       -14    -14    -14   -102   -102   -102   -102   -102   -102   -102   -102   -102      -102   -102   -102
   Credit VAT charges                                                  -374   -129   -164     -6     -6     -6     -6     -6    -94        -6     -6    -41    -50     -6    -27     -6     -6     -6     -6     -6    -24        -6     -6     -6    -50     -6    -27     -6     -6     -6     -6     -6    -24        -6     -6     -6
   Total Input VAT charged                                             -383   -138   -200    -17    -17    -17    -17    -18   -106       -18    -18    -53    -62    -18    -39    -18    -18    -18    -20    -20    -38       -20    -20    -20   -151   -108   -129   -108   -108   -108   -108   -108   -125      -108   -108   -108
Cash and Credit Charges
   Cash charges excl. VAT                                               -275   -75 -380      -80    -80    -80    -80    -90    -90       -90   -240    -90 -1728 -1728 -1728 -1728 -1878 -1728 -1738 -1738 -1738 -1738 -1888 -1738 -2238 -2238 -2238 -2238 -2238 -2238 -2238 -2388 -2238 -2238 -2238 -2238
   Credit charges excl. VAT                                            -2255 -935 -1195      -45    -45    -45    -45   -195   -695       -45    -45   -245 -415    -95 -235    -45   -45   -45   -45   -75 -175    -45   -45   -45 -415    -95 -235    -45   -45   -45   -45   -75 -175    -45   -45   -45
   Cash charges incl. VAT                                               -285   -85 -417      -91    -91    -91    -91   -102   -102      -102   -252   -102 -1740 -1740 -1740 -1740 -1890 -1740 -1752 -1752 -1752 -1752 -1902 -1752 -2340 -2340 -2340 -2340 -2340 -2340 -2340 -2490 -2340 -2340 -2340 -2340
   Credit charges incl. VAT                                            -2629 -1064 -1359     -51    -51    -51    -51   -201   -789       -51    -51   -286 -465 -101 -262      -51   -51   -51   -51   -81 -199    -51   -51   -51 -465 -101 -262      -51   -51   -51   -51   -81 -199    -51   -51   -51
[Company Name] Cash Movement Calculations
Moverve Financial Planning Tool
                                             2007                                                                                         2008                                                                                         2009
                            Nov       Dec    Jan    Feb    Mar    Apr       May    Jun    Jul       Aug    Sep    Oct       Nov    Dec    Jan    Feb    Mar    Apr       May    Jun    Jul       Aug    Sep    Oct       Nov    Dec    Jan    Feb    Mar    Apr       May    Jun    Jul       Aug    Sep    Oct
VAT
  Output VAT Collected          0        0      0      0      0      0         0      0      0       -88   -131   -175      -175   -263   -263   -263   -263   -306      -306   -306   -306      -315   -319   -324      -324   -333   -333   -333   -333   -337      -337   -337   -337      -337   -337   -337
  Input VAT Charged           383      138    200     17     17     17        17     18    106        18     18     53        62     18     39     18     18     18        20     20     38        20     20     20       151    108    129    108    108    108       108    108    125       108    108    108
  Settlements                   0        0      0   -722      0      0       -50      0      0      -141      0      0       304      0      0    580      0      0       776      0      0       841      0      0       898      0      0    601      0      0       679      0      0       670      0      0
  VAT Payable                 383      522    722     17     33     50        17     35    141       -69   -182   -304      -113   -357   -580   -244   -488   -776      -286   -572   -841      -295   -594   -898      -172   -397   -601   -225   -450   -679      -229   -459   -670      -229   -459   -688


   Profit before tax        -1030 -1010 -1375       -125   -125   -125      -125   -285   -785       811   1133   1556      -252   1014    874   1064    914   1536      1526   1496   1396      1621   1518   1716       846   1260   1120   1310   1310   1357      1357   1177   1227      1357   1357   1357
   Tax losses
      b/fwd                     0      196    388    649    673    696       720    744    798       947    793    578       282    330    137      0      0         0      0      0         0      0      0         0      0      0      0      0      0         0      0      0         0      0      0         0
      Tax loss incurred       196      192    261     24     24     24        24     54    149         0      0      0        48      0      0      0      0         0      0      0         0      0      0         0      0      0      0      0      0         0      0      0         0      0      0         0
      Relief used               0        0      0      0      0      0         0      0      0      -154   -215   -296         0   -193   -137      0      0         0      0      0         0      0      0         0      0      0      0      0      0         0      0      0         0      0      0         0
      c/fwd                   196      388    649    673    696    720       744    798    947       793    578    282       330    137      0      0      0         0      0      0         0      0      0         0      0      0      0      0      0         0      0      0         0      0      0         0
   Tax charges                    0      0      0      0      0         0      0      0         0   -154   -215   -296         0   -193   -166   -202   -174   -292      -290 -284 -265 -308 -288 -326 -161 -239 -213 -249 -249 -258 -258 -224 -233 -258 -258 -258
   Loss relief                    0      0      0      0      0         0      0      0         0    154    215    296         0    193    137      0      0      0         0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0
   Tax payable b/fwd              0      0      0      0      0         0      0      0         0      0      0      0         0      0      0    -29   -231   -404      -696 -986 -1271 -1536 -1844 -2132 -2458 -2619 -2858 -3071 -3320 -3569 -3827 -4085 -1850 -2083 -2341 -2599
   Tax settlement                 0      0      0      0      0         0      0      0         0      0      0      0         0      0      0      0      0      0         0     0     0     0     0     0     0     0     0     0     0     0     0 2458      0     0     0     0
   Tax payable c/fwd              0      0      0      0      0         0      0      0         0      0      0      0         0      0    -29   -231   -404   -696      -986 -1271 -1536 -1844 -2132 -2458 -2619 -2858 -3071 -3320 -3569 -3827 -4085 -1850 -2083 -2341 -2599 -2857

Trade Debtors
   Invoices issued                0      0      0      0      0         0      0      0         0      0      0         0      0      0      0      0      0         0      0      0         0      0      0         0      0      0      0      0      0         0      0      0         0      0      0         0
   Cash received                  0      0      0      0      0         0      0      0         0      0      0         0      0      0      0      0      0         0      0      0         0      0      0         0      0      0      0      0      0         0      0      0         0      0      0         0
   Closing balance                0      0      0      0      0         0      0      0         0      0      0         0      0      0      0      0      0         0      0      0         0      0      0         0      0      0      0      0      0         0      0      0         0      0      0         0

Trade Creditors
   Invoices received        -2629 -1064 -1359        -51    -51    -51       -51   -201   -789       -51    -51   -286      -465   -101   -262    -51    -51    -51       -51    -81   -199       -51    -51    -51      -465   -101   -262    -51    -51    -51       -51    -81   -199       -51    -51    -51
   Cash paid                    0 2629 1064         1359     51     51        51     51    201       789     51     51       286    465    101    262     51     51        51     51     81       199     51     51        51    465    101    262     51     51        51     51     81       199     51     51
   Closing balance          -2629 -1064 -1359        -51    -51    -51       -51   -201   -789       -51    -51   -286      -465   -101   -262    -51    -51    -51       -51    -81   -199       -51    -51    -51      -465   -101   -262    -51    -51    -51       -51    -81   -199       -51    -51    -51

Depreciation
   Development PC             -42      -42    -42    -42    -42    -42       -42    -42    -42       -42    -42    -42       -42    -42    -42    -42    -42    -42       -42    -42    -42       -42    -42    -42       -42    -42    -42    -42    -42    -42       -42    -42    -42       -42    -42    -42
   Laser printer                0        0     -6     -6     -6     -6        -6     -6     -6        -6     -6     -6        -6     -6     -6     -6     -6     -6        -6     -6     -6        -6     -6     -6        -6     -6     -6     -6     -6     -6        -6     -6     -6        -6     -6     -6
   Asset 3                      0        0      0      0      0      0         0      0      0         0      0      0         0      0      0      0      0      0         0      0      0         0      0      0         0      0      0      0      0      0         0      0      0         0      0      0
   Asset 4                      0        0      0      0      0      0         0      0      0         0      0      0         0      0      0      0      0      0         0      0      0         0      0      0         0      0      0      0      0      0         0      0      0         0      0      0
   Asset 5                      0        0      0      0      0      0         0      0      0         0      0      0         0      0      0      0      0      0         0      0      0         0      0      0         0      0      0      0      0      0         0      0      0         0      0      0

Operating cashflows
  Cash revenues                 0     0     0     0           0      0         0      0      0      1088   1631   2175 2175 3263 3263 3263 3263 3806 3806 3806 3806 3915 3969 4024 4024 4133 4133 4133 4133 4187 4187 4187 4187 4187 4187 4187
  Payment proc'g charges        0     0     0     0           0      0         0      0      0       -54    -82   -109 -109 -163 -163 -163 -163 -190 -190 -190 -190 -196 -198 -201 -201 -207 -207 -207 -207 -209 -209 -209 -209 -209 -209 -209
  Debtor receipts               0     0     0     0           0      0         0      0      0         0      0      0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0
  Cash payments              -285   -85 -417    -91         -91    -91       -91   -102   -102      -102   -252   -102 -1740 -1740 -1740 -1740 -1890 -1740 -1752 -1752 -1752 -1752 -1902 -1752 -2340 -2340 -2340 -2340 -2340 -2340 -2340 -2490 -2340 -2340 -2340 -2340
  Credit payments               0 -2629 -1064 -1359         -51    -51       -51    -51   -201      -789    -51    -51 -286 -465 -101 -262       -51   -51   -51   -51   -81 -199    -51   -51   -51 -465 -101 -262      -51   -51   -51   -51   -81 -199    -51   -51
  VAT settlement                0     0     0   722           0      0        50      0      0       141      0      0 -304      0     0 -580      0     0 -776      0     0 -841      0     0 -898      0     0 -601      0     0 -679      0     0 -670      0     0
  Corp tax settlement           0     0     0     0           0      0         0      0      0         0      0      0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0     0 -2458     0     0     0     0
  Net operating cashflow     -285 -2713 -1480 -727         -142   -142       -92   -153   -303       283   1246   1913 -264    894 1258    517 1158 1824 1036 1813 1783        928 1818 2019     534 1121 1485     723 1535 1587     908 -1022 1557    769 1587 1587

Financing cashflows
   Share issues              3500        0      0      0      0         0      0      0         0      0      0         0      0      0      0      0      0         0      0      0         0      0      0         0      0      0      0      0      0         0      0      0         0      0      0         0
   Loan drawdowns                 0      0   3500      0      0      0         0      0      0         0      0      0         0      0      0      0      0      0         0      0      0         0      0      0         0      0      0      0      0      0         0      0      0         0      0      0
   Loan repayments                0      0      0      0      0      0         0      0   -350         0      0      0         0      0   -350      0      0      0         0      0   -350         0      0      0         0      0   -350      0      0      0         0      0   -350         0      0      0
   Loan outstanding               0      0   3500   3500   3500   3500      3500   3500   3150      3150   3150   3150      3150   3150   2800   2800   2800   2800      2800   2800   2450      2450   2450   2450      2450   2450   2100   2100   2100   2100      2100   2100   1750      1750   1750   1750
   Interest charge                0      0    -21    -21    -21    -21       -21    -21    -19       -19    -19    -19       -19    -19    -17    -17    -17    -17       -17    -17    -15       -15    -15    -15       -15    -15    -13    -13    -13    -13       -13    -13    -11       -11    -11    -11

Bank account
   b/fwd                        0 3215        502   2501   1752   1589      1427   1314   1139       467    731   1958      3852   3569   4444   5335   5834   6975      8783 9802 11598 13016 13928 15731 17735 18255 19361 20483 21194 22716 24290 25185 24150 25347 26105 27681
   Movements                 3215 -2713      1998   -748   -163   -163      -113   -175   -672       264   1227   1894      -283    875    891    500   1141   1807      1020 1796 1418     913 1803 2004     519 1106 1122     710 1522 1574     895 -1034 1196    758 1576 1576
   c/fwd                     3215   502      2501   1752   1589   1427      1314   1139    467       731   1958   3852      3569   4444   5335   5834   6975   8783      9802 11598 13016 13928 15731 17735 18255 19361 20483 21194 22716 24290 25185 24150 25347 26105 27681 29257
[Company Name] Summary Financial Statements
Moverve Financial Planning Tool
                                                  2007                                                                                               Year 1
                              Nov       Dec       Jan        Feb       Mar       Apr       May       Jun       Jul       Aug      Sep      Oct       Totals
Profit & Loss Summary
Revenues
  Product Sales                     0         0        0           0         0         0         0         0         0   1,000    1,500    2,000      4,500
  Support and maintenance           0         0        0           0         0         0         0         0         0       0        0        0          0
  Total Revenues                    0         0        0           0         0         0         0         0         0   1,000    1,500    2,000      4,500

Costs of sales
  Transaction fees                  0         0        0           0         0         0         0         0         0      -54      -82     -109      -245
  Total COS                         0         0        0           0         0         0         0         0         0     -54      -82     -109       -245

Gross Profit                        0         0          0         0         0         0         0         0         0     946    1,418     1,891     4,255

Overheads
  Employees                         0         0         0         0         0         0         0         0         0         0        0        0         0
  Development                   -250      -200      -250          0         0         0         0      -150      -650         0        0        0    -1,500
  Marketing                     -635      -515      -175        -25       -25       -25       -25       -25       -25       -25     -175      -25    -1,700
  Professional Fees               -50     -200      -500          0         0         0         0         0         0         0        0     -200      -950
  Office                          -95       -95     -450       -100      -100      -100      -100      -110      -110      -110     -110     -110    -1,590
  Depreciation                    -42       -42       -47       -47       -47       -47       -47       -47       -47       -47      -47      -47      -556
  Total Overheads             -1,072    -1,052    -1,422      -172      -172      -172      -172      -332      -832      -182     -332     -382     -6,296

Operating profit/(loss)       -1,072    -1,052    -1,422      -172      -172      -172      -172       -332      -832      763    1,086     1,509    -2,040

Interest                            0         0      -21       -21       -21       -21       -21        -21       -19       -19     -19       -19      -203
Corporation tax                     0         0        0         0         0         0         0          0         0         0       0         0         0
Dividends
Retained earnings             -1,072    -1,052    -1,443      -193      -193      -193      -193       -353      -851      744    1,067     1,490    -2,243




Balance Sheet
Assets
  Fixed assets                 1,458     1,417     1,569     1,522     1,475     1,428     1,381      1,333     1,286     1,239   1,192     1,144     1,144
  Trade debtors                    0         0         0         0         0         0         0          0         0         0       0         0         0
  Cash and bank                3,215       502     2,501     1,752     1,589     1,427     1,314      1,139       467       731   1,958     3,852     3,852
  Subtotal                     4,674     1,919     4,070     3,274     3,064     2,854     2,694      2,473     1,753     1,970   3,150     4,996     4,996

Liabilities
   Trade creditors            -2,629    -1,064    -1,359        -51       -51       -51       -51      -201      -789       -51      -51     -286      -286
   VAT Payable                   383       522       722         17        33        50        17        35       141       -69     -182     -304      -304
   Corp Tax Payable                0         0         0          0         0         0         0         0         0         0        0        0         0
   Loan                            0         0    -3,500     -3,500    -3,500    -3,500    -3,500    -3,500    -3,150    -3,150   -3,150   -3,150    -3,150
   Subtotal                   -2,245      -542    -4,137     -3,535    -3,518    -3,501    -3,535    -3,666    -3,798    -3,270   -3,383   -3,740    -3,740

Net Assets                    2,428     1,377        -67      -260      -453      -647      -840     -1,194    -2,045    -1,301    -233    1,257      1,257

Share capital                  -3,500    -3,500   -3,500     -3,500    -3,500    -3,500    -3,500    -3,500    -3,500    -3,500   -3,500    -3,500    -3,500
Reserves                        1,072     2,123    3,567      3,760     3,953     4,147     4,340     4,694     5,545     4,801    3,733     2,243     2,243
Capital Employed              -2,428    -1,377        67       260       453       647       840     1,194     2,045     1,301      233    -1,257    -1,257




Cashflow Summary
Operating Cash Flows
   Net revenue                     0         0         0         0          0         0        0          0         0     1033    1550      2066      4,649
   Expense payments             -285     -2713     -1480     -1449       -142      -142     -142       -153      -303     -891     -303      -153    -8,157
   VAT settlement                  0         0         0       722          0         0       50          0         0      141        0         0       913
   Corp tax settlement             0         0         0         0          0         0        0          0         0        0        0         0         0
   Net operating cashflow      -285     -2713     -1480       -727      -142      -142       -92      -153      -303       283    1246      1913     -2595
Financing cashflows
   Share issues                3500           0        0          0         0         0         0         0         0         0        0         0    3,500
   Loan movements                 0           0    3500           0         0         0         0         0      -350         0        0         0    3,150
   Interest payments              0           0      -21        -21       -21       -21       -21       -21       -19       -19      -19       -19     -203
   Net financing cashflow      3500           0    3479        -21       -21       -21       -21       -21      -369       -19      -19       -19     6650

Increase/(decrease) in cash    3215      -2713     1998       -748      -163      -163      -113       -175      -672      264    1227      1894      3,852
Cash at end of period          3215        502     2501      1752      1589      1427      1314       1139       467       731    1958      3852      3852
[Company Name] Summary Financial Statements
Moverve Financial Planning Tool
                                                   2008                                                                                                Year 2
                              Nov        Dec       Jan       Feb       Mar       Apr       May       Jun        Jul      Aug       Sep        Oct      Totals
Profit & Loss Summary
Revenues
  Product Sales               2,000      3,000     3,000     3,000     3,000     3,500     3,500     3,500     3,500     3,500      3,500     3,500    38,500
  Support and maintenance         0          0         0         0         0         0         0         0         0       100        150       200       450
  Total Revenues              2,000      3,000     3,000     3,000     3,000     3,500     3,500     3,500     3,500     3,600      3,650     3,700    38,950

Costs of sales
  Transaction fees              -109       -163      -163      -163      -163      -190      -190      -190      -190      -196       -198      -201   -2,118
  Total COS                    -109       -163      -163      -163      -163      -190      -190      -190      -190      -196       -198      -201    -2,118

Gross Profit                   1,891      2,837     2,837     2,837     2,837     3,310     3,310     3,310     3,310     3,404     3,452     3,499    36,832

Overheads
  Employees                    -1,638     -1,638    -1,638    -1,638    -1,638    -1,638    -1,638    -1,638    -1,638    -1,638    -1,638    -1,638 -19,659
  Development                    -250        -50       -70         0         0         0         0       -30      -130         0         0         0    -530
  Marketing                      -145        -25       -25       -25      -175       -25       -25       -25       -25       -25      -175       -25    -720
  Professional Fees                 0          0         0         0         0         0         0         0         0         0         0         0       0
  Office                         -110       -110      -230      -110      -110      -110      -120      -120      -120      -120      -120      -120 -1,500
  Depreciation                    -47        -47       -47       -47       -47       -47       -47       -47       -47       -47       -47       -47    -567
  Total Overheads             -2,190     -1,870    -2,010    -1,820    -1,970    -1,820    -1,830    -1,860    -1,960    -1,830    -1,980    -1,830 -22,976

Operating profit/(loss)         -299        966       826     1,016       866     1,489     1,479     1,449     1,349     1,574     1,471     1,668    13,857

Interest                          -19       -19       -17       -17       -17       -17       -17       -17       -15       -15       -15       -15      -199
Corporation tax                     0         0       -29      -202      -174      -292      -290      -284      -265      -308      -288      -326    -2,458
Dividends
Retained earnings               -318        947       781       797       676     1,180     1,172     1,148     1,069     1,251     1,168     1,328    11,199




Balance Sheet
Assets
  Fixed assets                 1,097      1,050     1,003       956       908       861       814       767       719       672       625       578       578
  Trade debtors                    0          0         0         0         0         0         0         0         0         0         0         0         0
  Cash and bank                3,569      4,444     5,335     5,834     6,975     8,783     9,802    11,598    13,016    13,928    15,731    17,735    17,735
  Subtotal                     4,666      5,494     6,338     6,790     7,884     9,644    10,616    12,364    13,735    14,601    16,356    18,313    18,313

Liabilities
   Trade creditors              -465       -101      -262       -51       -51       -51       -51       -81      -199       -51       -51       -51       -51
   VAT Payable                  -113       -357      -580      -244      -488      -776      -286      -572      -841      -295      -594      -898      -898
   Corp Tax Payable                0          0       -29      -231      -404      -696      -986    -1,271    -1,536    -1,844    -2,132    -2,458    -2,458
   Loan                       -3,150     -3,150    -2,800    -2,800    -2,800    -2,800    -2,800    -2,800    -2,450    -2,450    -2,450    -2,450    -2,450
   Subtotal                   -3,728     -3,608    -3,671    -3,326    -3,744    -4,323    -4,123    -4,724    -5,025    -4,640    -5,228    -5,857    -5,857

Net Assets                        938    1,886     2,667     3,464     4,140     5,320     6,493     7,641     8,710     9,961     11,128    12,456    12,456

Share capital                 -3,500      -3,500    -3,500    -3,500    -3,500    -3,500    -3,500    -3,500    -3,500    -3,500 -3,500 -3,500 -3,500
Reserves                       2,562       1,614       833        36      -640    -1,820    -2,993    -4,141    -5,210    -6,461 -7,628 -8,956 -8,956
Capital Employed                -938     -1,886    -2,667    -3,464    -4,140    -5,320    -6,493    -7,641    -8,710    -9,961 -11,128 -12,456 -12,456




Cashflow Summary
Operating Cash Flows
   Net revenue                  2066       3099      3099      3099      3099      3616      3616      3616      3616      3719      3771      3823 40,240
   Expense payments            -2027      -2205     -1842     -2003     -1942     -1792     -1803     -1803     -1833     -1951     -1953     -1803 -22,957
   VAT settlement                -304         0         0      -580         0         0      -776         0         0      -841         0         0 -2,501
   Corp tax settlement              0         0         0         0         0         0         0         0         0         0         0         0       0
   Net operating cashflow       -264        894     1258        517     1158      1824      1036      1813      1783        928     1818      2019 14782
Financing cashflows
   Share issues                      0         0        0          0         0         0         0         0        0          0         0         0         0
   Loan movements                    0         0     -350          0         0         0         0         0     -350          0         0         0      -700
   Interest payments               -19       -19      -17        -17       -17       -17       -17       -17      -15        -15       -15       -15      -199
   Net financing cashflow         -19       -19     -367        -17       -17       -17       -17       -17     -365        -15       -15       -15      -700

Increase/(decrease) in cash     -283       875       891       500      1141      1807      1020      1796      1418       913      1803      2004     13,883
Cash at end of period          3569       4444      5335      5834      6975      8783      9802     11598     13016     13928     15731     17735     17735
[Company Name] Summary Financial Statements
Moverve Financial Planning Tool
                                                   2009                                                                                                Year 3
                               Nov       Dec       Jan        Feb       Mar       Apr      May        Jun       Jul      Aug       Sep        Oct      Totals
Profit & Loss Summary
Revenues
  Product Sales                3,500      3,500     3,500     3,500     3,500     3,500     3,500     3,500     3,500     3,500     3,500     3,500     42,000
  Support and maintenance        200        300       300       300       300       350       350       350       350       350       350       350      3,850
  Total Revenues               3,700      3,800     3,800     3,800     3,800     3,850     3,850     3,850     3,850     3,850     3,850     3,850     45,850

Costs of sales
  Transaction fees               -201       -207      -207      -207      -207      -209      -209      -209      -209      -209      -209      -209    -2,493
  Total COS                     -201       -207      -207      -207      -207      -209      -209      -209      -209      -209      -209      -209     -2,493

Gross Profit                    3,499     3,593     3,593     3,593     3,593     3,641     3,641     3,641     3,641     3,641     3,641     3,641     43,357

Overheads
  Employees                     -1,638    -1,638    -1,638    -1,638    -1,638    -1,638    -1,638    -1,638    -1,638    -1,638    -1,638    -1,638   -19,659
  Development                     -250       -50       -70         0         0         0         0       -30      -130         0         0         0      -530
  Marketing                       -145       -25       -25       -25       -25       -25       -25      -175       -25       -25       -25       -25      -570
  Professional Fees                  0         0         0         0         0         0         0         0         0         0         0         0         0
  Office                          -620      -620      -740      -620      -620      -620      -620      -620      -620      -620      -620      -620    -7,560
  Depreciation                     -47       -47       -47       -47       -47       -47       -47       -47       -47       -47       -47       -47      -567
  Total Overheads              -2,700    -2,380    -2,520    -2,330    -2,330    -2,330    -2,330    -2,510    -2,460    -2,330    -2,330    -2,330    -28,886

Operating profit/(loss)           798     1,213     1,073     1,263     1,263     1,310     1,310     1,130     1,180     1,310     1,310     1,310     14,471

Interest                          -15       -15       -13       -13       -13       -13       -13       -13       -11       -11       -11       -11       -148
Corporation tax                  -161      -239      -213      -249      -249      -258      -258      -224      -233      -258      -258      -258     -2,857
Dividends
Retained earnings                 623       959       847     1,001     1,001     1,040     1,040       894       936     1,042     1,042     1,042     11,466




Balance Sheet
Assets
  Fixed assets                   531        483       436       389       342       294       247       200       153       106        58        11         11
  Trade debtors                    0          0         0         0         0         0         0         0         0         0         0         0          0
  Cash and bank               18,255     19,361    20,483    21,194    22,716    24,290    25,185    24,150    25,347    26,105    27,681    29,257     29,257
  Subtotal                    18,785     19,844    20,919    21,582    23,057    24,584    25,432    24,350    25,499    26,210    27,739    29,268     29,268

Liabilities
   Trade creditors               -465      -101      -262       -51       -51       -51       -51       -81      -199       -51       -51       -51        -51
   VAT Payable                   -172      -397      -601      -225      -450      -679      -229      -459      -670      -229      -459      -688       -688
   Corp Tax Payable            -2,619    -2,858    -3,071    -3,320    -3,569    -3,827    -4,085    -1,850    -2,083    -2,341    -2,599    -2,857     -2,857
   Loan                        -2,450    -2,450    -2,100    -2,100    -2,100    -2,100    -2,100    -2,100    -1,750    -1,750    -1,750    -1,750     -1,750
   Subtotal                    -5,706    -5,807    -6,034    -5,696    -6,170    -6,657    -6,465    -4,490    -4,702    -4,372    -4,859    -5,346     -5,346

Net Assets                    13,079     14,038    14,885    15,886    16,888    17,927    18,967    19,861    20,797    21,839    22,880    23,922    23,922

Share capital                   -3,500 -3,500 -3,500 -3,500 -3,500 -3,500 -3,500 -3,500 -3,500 -3,500 -3,500 -3,500                                      -3,500
Reserves                        -9,579 -10,538 -11,385 -12,386 -13,388 -14,427 -15,467 -16,361 -17,297 -18,339 -19,380 -20,422                          -20,422
Capital Employed              -13,079 -14,038 -14,885 -15,886 -16,888 -17,927 -18,967 -19,861 -20,797 -21,839 -22,880 -23,922                          -23,922




Cashflow Summary
Operating Cash Flows
   Net revenue                   3823      3926      3926      3926      3926      3978      3978      3978      3978      3978      3978      3978     47,369
   Expense payments             -2391     -2805     -2441     -2602     -2391     -2391     -2391     -2541     -2421     -2538     -2391     -2391    -29,693
   VAT settlement                -898         0         0      -601         0         0      -679         0         0      -670         0         0     -2,848
   Corp tax settlement              0         0         0         0         0         0         0     -2458         0         0         0         0     -2,458
   Net operating cashflow         534     1121      1485        723     1535      1587        908    -1022      1557        769     1587      1587      12370
Financing cashflows
   Share issues                      0         0         0         0         0         0         0         0         0         0         0         0          0
   Loan movements                    0         0      -350         0         0         0         0         0      -350         0         0         0       -700
   Interest payments               -15       -15       -13       -13       -13       -13       -13       -13       -11       -11       -11       -11       -148
   Net financing cashflow         -15       -15      -363       -13       -13       -13       -13       -13      -361       -11       -11       -11       -700

Increase/(decrease) in cash      519      1106      1122       710      1522      1574       895      -1034     1196       758      1576      1576      11,522
Cash at end of period          18255     19361     20483     21194     22716     24290     25185     24150     25347     26105     27681     29257      29257

				
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