225 Debits and Credits - PDF

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					                                       International ACH Transactions (IAT) File Format Guide
U.S Bank created this IAT file format guide to be used as a supplemental tool to the format listed in the NACHA rules. Organizations
can use this to help make changes in their system to prepare for the new IAT format; however, it is important to note that the actual
content of the fields will vary depending on the destination and type of transaction being sent. We always recommend having your files
tested by our ACH Department prior to sending a live file. To schedule testing of your ACH direct transmission files in the new IAT
format, contact your Commercial Customer Service Team or call 800-216-3204 to be directed to your Commercial Customer Service
Team.

IAT ACH File Header

Ruler:
1234567891123456789212345678931234567894123456789512345678961234567897123456789812345678991234
Sample Header:
101 0420000131999999999YYMMDD0810A094101U.S. Bank              Your Company Name      00000000


 FIELD     POSITION      SIZE            CONTENTS           DESCRIPTION
    1        01-01         1                  1             Record Type Code / NACHA MANDATORY FIELD


    2        02-03         2                 01             Priority Code / NACHA MANDATORY FIELD


    3        04-13        10           B042000013           Immediate Destination / NACHA MANDATORY FIELD
                                    (B=Blank space)


    4        14-23        10                                Immediate Origin - Nine digit Fed Tax ID with '1'
                                                            inserted as first character unless notified by U.S.
                                                            Bank that first character will be different / NACHA
                                                            MANDATORY FIELD



    5        24-29         6              YYMMDD            File Creation Date / NACHA MANDATORY FIELD


    6        30-33         4                HHMM            File Creation Time / NACHA OPTIONAL FIELD, U.S.BANK
                                                            REQUIRED FIELD


    7        34-34         1          Alpha/Numeric         File ID Modifier - Using either numbers or letters,
                                                            indicate sequentially the individual files submitted
                                                            the same day / NACHA MANDATORY FIELD


    8        35-37         3                094             Record Size / NACHA MANDATORY FIELD


    9        38-39         2                 10             Blocking Factor / NACHA MANDATORY FIELD


   10        40-40         1                  1             Format Code / NACHA MANDATORY FIELD


   11        41-63        23            U.S. Bank           Destination Name - left justify, blank fill / NACHA
                                                            REQUIRED FIELD


   12        64-86        23                                Origin Name – The name of the company or third party
                                                            vendor that is sending the file, left justify, blank
                                                            fill / NACHA REQUIRED FIELD.

   13        87-94         8          Blanks or 0's         Reference Code - Use blank spaces or zeros




07/09                                                                                                                      Page 1 of 14
                            International ACH Transactions (IAT) File Format Guide

IAT Company/Batch Header Record for IAT Entries (IAT Batches)

Ruler:
1234567891123456789212345678931234567894123456789512345678961234567897123456789812345678991234
Sample Batch Header:
5220                FF3               CA123456789 IATACH       USDUSD090430   1042000010000001

 FIELD   POSITION   SIZE      CONTENTS      DESCRIPTION
   1      01-01      1            5         Record Type Code / NACHA MANDATORY FIELD


   2      02-04      3                      Service Class Code / NACHA MANDATORY FIELD
                                            200 - Mixed Debits and Credits
                                            220 - Credits Only
                                            225 - Debits Only



   3      05-20      16                     IAT Indicator – For forward IAT entries, this field
                                            should be left blank. For Notification of Change
                                            related IAT entries, this field must contain the
                                            value “IATCOR”, left justify, blank fill / NACHA
                                            OPTIONAL FIELD

   4      21-22      2                      Foreign Exchange Indicator – Code used to indicate
                                            the foreign exchange conversion methodology applied
                                            to an IAT / NACHA MANDATORY FIELD
                                            FV – Fixed-to-Variable – Entry is originated in a
                                            fixed-value amount and is to be received in a
                                            variable amount resulting from the execution of the
                                            foreign exchange conversion
                                            FF – Fixed-to-Fixed – Entry is originated in a fixed-
                                            value amount and is to be received in the same fixed-
                                            value amount in the same currency denomination.
                                            There is no foreign exchange conversion for entries
                                            transmitted using this code. For entries originated
                                            in a fixed-value amount, the Foreign Exchange
                                            Reference Indicator Field will be space filled.

   5      23-23      1                      Foreign Exchange Reference Indicator – Code used to
                                            indicate the content of the Foreign Exchange
                                            Reference Field / NACHA REQUIRED FIELD
                                            1 – Foreign Exchange Rate
                                            2 – Foreign Exchange Reference Number
                                            3 – Space Filled

   6      24-38      15                     Foreign Exchange Reference – Contains either the
                                            foreign exchange rate used to execute the foreign
                                            exchange conversion of an IAT entry or another
                                            reference to the foreign exchange transaction.
                                            Content is defined by the Foreign Exchange Reference
                                            Indicator Field. / NACHA REQUIRED FIELD

   7      39-40      2                      ISO Destination Country Code – This field contains
                                            the two-character code as approved by the
                                            International Organization for Standardization(ISO)
                                            used to identify the country in which the entry is to
                                            be received/ NACHA MANDATORY FIELD

   8      41-50      10                     Originator Identification – Nine digit Federal Tax ID
                                            with a ‘1’ as first character unless otherwise
                                            notified by U.S. Bank that the first character will
                                            be different / NACHA MANDATORY FIELD




07/09                                                                                     Page 2 of 14
                            International ACH Transactions (IAT) File Format Guide

IAT Company/Batch Header Record for IAT Entries (IAT Batches) – continued

 FIELD   POSITION   SIZE     CONTENTS      DESCRIPTION
   9      51-53      3          IAT        Standard Entry Class Code – IAT entries must be
                                           originated using the IAT Standard Entry Class Code
                                           and must be accompanied by seven mandatory addenda
                                           records. IAT entries may include optional remittance
                                           addenda records. / NACHA MANDATORY FIELD

   10     54-63      10                    Company Entry Description – Description of the
                                           purpose of the entry (payroll, …), left justify,
                                           blank fill / NACHA MANDATORY FIELD

   11     64-66      3                     ISO Originating Currency Code – This field contains
                                           the three-character code as approved by the
                                           International Organization for Standardization(ISO)
                                           used to identify the currency denomination in which
                                           the entry was first originated. / NACHA MANDATORY
                                           FIELD

   12     67-69      3                     ISO Destination Currency Code – This field contains
                                           the three-character code as approved by the
                                           International Organization for Standardization(ISO)
                                           used to identify the currency denomination in which
                                           the entry is to be received. / NACHA MANDATORY FIELD

   13     70-75      6        YYMMDD       Effective Entry Date – Date transactions are to post
                                           to the receiving account. / NACHA REQUIRED FIELD



   14     76-78      3        Blanks       Settlement Date – Blank spaces, Inserted by ACH
                                           Operator



   15     79-79      1           1         Originator Status Code / NACHA MANDATORY FIELD




   16     80-87      8       04200001      GO Identification/Originating DFI Identification –
                                           U.S. Bank routing-transit number (1st eight
                                           characters) / NACHA MANDATORY FIELD


   17     88-94      7                     Batch Number – Indicate first batch by ‘1’
                                           sequentially increasing with each batch, right
                                           justify, zero fill / NACHA MANDATORY FIELD




07/09                                                                                   Page 3 of 14
                                   International ACH Transactions (IAT) File Format Guide

IAT ENTRY DETAIL RECORDS

Ruler:
1234567891123456789212345678931234567894123456789512345678961234567897123456789812345678991234
Sample Data Record:
6220910502340007             0000010000123456789012345                        1042000010000001

 FIELD    POSITION       SIZE       CONTENTS     DESCRIPTION
   1          01-01       1             6        Record Type Code / NACHA MANDATORY FIELD

   2          02-03       2                      **Transaction Code (see below) / NACHA MANDATORY
                                                 FIELD

 3 & 4        04-12       9                      GO Identification / Receiving DFI Identification –
                                                 The routing number of U.S. Gateway Operator / NACHA
                                                 MANDATORY FIELD

   5          13-16       4                      Number of Addenda Records – This number represents
                                                 the number of addenda records associated with the
                                                 Entry Detail Record, right justify, zero fill /
                                                 NACHA REQUIRED FIELD

   6          17-29       13       Leave blank   Reserved – do not fill in

   7          30-39       10        $$$$$$$$¢¢   Amount – Dollar amount of Debit/Credit, right
                                                 justify, zero fill / NACHA MANDATORY FIELD

   8          40-74       35                     Foreign Receiver’s Account Number / DFI Account
                                                 Number – The foreign receiver’s account number, left
                                                 justify, blank fill / NACHA MANDATORY FIELD


   9          75-76       2        Leave blank   Reserved – do not fill in

   10         77-77       1        Leave blank   Gateway Operator OFAC Screening Indicator / do not
                                                 fill in – Inserted by Gateway Operator

   11         78-78       1        Leave blank   Secondary OFAC Screening Indicator / do not fill in

   12         79-79       1             1        Addenda Record Indicator – The value of this field
                                                 for all IAT entries, including IAT prenotification
                                                 entries, will always be “1.” / NACHA MANDATORY FIELD

   13         80-94       15        04200001     Trace number - right justify, zero fill – The last
                                                 seven positions is the Entry Detail Sequence Number
                                                 in ascending order to entries in the batch (0000001,
                                                 0000002, 0000003,…)/ NACHA MANDATORY FIELD

**Common Transaction Codes (refer to the NACHA rule book for a complete list of transaction codes)

         32   –   Savings Credit
         33   –   Savings Credit Prenote
         37   –   Savings Debit
         38   –   Savings Debit Prenote
         22   –   Checking Credit
         23   –   Checking Credit Prenote
         27   –   Checking Debit
         28   –   Checking Debit Prenote

Note: Do NOT include an offset or balancing entry in your ACH detail record (ex. Your
file is payroll credits and you include a debit entry to your USB account to offset the
credits). US Bank will automatically generate your settlement for you.




07/09                                                                                            Page 4 of 14
                            International ACH Transactions (IAT) File Format Guide

First IAT Addenda Record

Ruler:
1234567891123456789212345678931234567894123456789512345678961234567897123456789812345678991234
Sample 1ST IAT Addenda Record:
710SAL000000000000010000                      RECEIVER 1                               0000001

 FIELD   POSITION   SIZE      CONTENTS      DESCRIPTION
   1      01-01      1            7         Record Type Code / NACHA MANDATORY FIELD

   2      02-03      2           10         Addenda Type Code / NACHA MANDATORY FIELD

   3      04-06      3                      **Transaction Type Code – applicable code (see below)
                                            / NACHA REQUIRED FIELD

   4      07-24      18                     Foreign Payment Amount – For outbound IAT entries
                                            originated using a Foreign Exchange Indicator of
                                            “FV”, this field is zero-filled or for “FF”, this
                                            field contains the amount for which the entry is to
                                            be received. / NACHA REQUIRED FIELD

   5      25-46      22      Leave blank    Foreign Trace Number – do not fill in

   6      47-81      35                     Receiving Company Name/Individual Name – The Receiver
                                            of the transaction, left justify, blank fill. / NACHA
                                            MANDATORY FIELD


   7      82-87      6       Leave blank    Reserved – Do not fill in

   8      88-94      7                      Entry Detail Sequence Number– This number is the same
                                            as the last seven digits of the trace number of the
                                            related Entry Detail Record, right justify, zero
                                            fill. / NACHA MANDATORY FIELD




** Transaction Type Codes
       ANN – Annuity                                  BUS – Business/Commercial
       DEP – Deposit                                  LOA – Loan
       MIS – Miscellaneous                            MOR – Mortgage
       PEN – Pension                                  RLS – Rent/Lease
       SAL – Salary/Payroll                           TAX – Tax
       ARC – Accounts Receivable Entry (check serial number must be in the Payment Related
       Information field of the IAT Addenda Record for Remittance Information)
       BOC – Back Office Conversion Entry (check serial number must be in the Payment Related
       Information field of the IAT Addenda Record for Remittance Information)
       MTE – Machine Transfer Entry (terminal information including the terminal identification
       code, terminal location, terminal city, and terminal state or foreign country must be in the
       Payment Related Information field of the IAT Addenda Record for Remittance Information)
       POP – Point of Purchase Entry (check serial number and terminal information, city and state
       or foreign country, must be in the Payment Related Information field of the IAT Addenda
       Record for Remittance Information)
       POS – Point of Sale Entry (terminal information including the terminal identification code,
       terminal location, terminal city, and terminal state or foreign country must be in the
       Payment Related Information field of the IAT Addenda Record for Remittance Information)
       RCK – Re-presented Check Entry (check serial number must be in the Payment Related
       Information field of the IAT Addenda Record for Remittance Information)
       SHR – Shared Network Transaction (terminal information including the terminal identification
       code, terminal location, terminal city, and terminal state or foreign country must be in the
       Payment Related Information field of the IAT Addenda Record for Remittance Information)
       TEL – Telephone-Initiated Transaction
       WEB – Internet-Initiated Entry



07/09                                                                                     Page 5 of 14
                            International ACH Transactions (IAT) File Format Guide

Second IAT Addenda Record

Ruler:
1234567891123456789212345678931234567894123456789512345678961234567897123456789812345678991234
Sample 2ND IAT Addenda Record:
711TEST COMPANY                       111 Spt Street,                                  0000001


 FIELD   POSITION   SIZE      CONTENTS      DESCRIPTION
   1      01-01      1            7         Record Type Code / NACHA MANDATORY FIELD


   2      02-03      2           11         Addenda Type Code / NACHA MANDATORY FIELD


   3      04-38      35                     Originator Name – The Originator of the transaction,
                                            left justify, blank fill / NACHA MANDATORY FIELD

   4      39-73      35                     Originator Street Address – The physical street
                                            address of the Originator, left justify, blank fill /
                                            NACHA MANDATORY FIELD

   5      74-87      14      Leave blank    Reserved – do not fill in


   6      88-94      7                      Entry Detail Sequence Number– This number is the same
                                            as the last seven digits of the trace number of the
                                            related Entry Detail Record, right justify, zero
                                            fill. / NACHA MANDATORY FIELD




07/09                                                                                     Page 6 of 14
                            International ACH Transactions (IAT) File Format Guide

Third IAT Addenda Record

Ruler:
1234567891123456789212345678931234567894123456789512345678961234567897123456789812345678991234
Sample 3RD IAT Addenda Record:
712St Paul*MINNESOTA\                 UNITED STATES*55101\                             0000001


 FIELD   POSITION   SIZE      CONTENTS      DESCRIPTION
   1      01-01      1            7         Record Type Code / NACHA MANDATORY FIELD


   2      02-03      2           12         Addenda Type Code / NACHA MANDATORY FIELD


   3      04-38      35                     Originator City & State/Province – The city and, if
                                            applicable, the state or province of the Originator.
                                            An asterisk (“*”) will be the delimiter between the
                                            data elements, and the backslash (“\”) will be the
                                            terminator following the last data element, left
                                            justify, blank fill. / NACHA MANDATORY FIELD

   4      39-73      35                     Originator Country & Postal Code – The country and
                                            postal code of the Originator. An asterisk (“*”)
                                            will be the delimiter between the data elements, and
                                            the backslash (“\”) will be the terminator following
                                            the last data element, left justify, blank fill. /
                                            NACHA MANDATORY FIELD

   5      74-87      14      Leave blank    Reserved – do not fill in


   6      88-94      7                      Entry Detail Sequence Number– This number is the same
                                            as the last seven digits of the trace number of the
                                            related Entry Detail Record, right justify, zero
                                            fill. / NACHA MANDATORY FIELD




07/09                                                                                     Page 7 of 14
                            International ACH Transactions (IAT) File Format Guide

Fourth IAT Addenda Record

Ruler:
1234567891123456789212345678931234567894123456789512345678961234567897123456789812345678991234
Sample 4th IAT Addenda Record:
713U.S. BANCORP                       0104200001                          US           0000001


 FIELD   POSITION   SIZE      CONTENTS      DESCRIPTION
   1      01-01      1            7         Record Type Code / NACHA MANDATORY FIELD


   2      02-03      2           13         Addenda Type Code / NACHA MANDATORY FIELD


   3      04-38      35       U.S. Bank     Originating DFI name – left justify, blank fill /
                                            NACHA MANDATORY FIELD

   4      39-40      2           01         Originating DFI Identification Number Qualifier /
                                            NACHA MANDATORY FIELD

   5      41-74      34       04200001      Originating DFI Identification - U.S. Bank routing-
                                            transit number (1st eight characters) / NACHA
                                            MANDATORY FIELD


   6      75-77      3           US         Originating DFI Branch Country Code – left justify,
                                            blank fill / NACHA MANDATORY FIELD

   7      78-87      10      Leave blank    Reserved- do not fill in


   8      88-94      7                      Entry Detail Sequence Number– This number is the same
                                            as the last seven digits of the trace number of the
                                            related Entry Detail Record, right justify, zero
                                            fill. / NACHA MANDATORY FIELD




07/09                                                                                     Page 8 of 14
                            International ACH Transactions (IAT) File Format Guide

Fifth IAT Addenda Record

Ruler:
1234567891123456789212345678931234567894123456789512345678961234567897123456789812345678991234
Sample 5th IAT Addenda Record:
714BANK OF CANADA                     02BCANCAW2XXX                       CA           0000001

 FIELD   POSITION   SIZE      CONTENTS      DESCRIPTION
   1      01-01      1            7         Record Type Code / NACHA MANDATORY FIELD


   2      02-03      2           14         Addenda Type Code / NACHA MANDATORY FIELD


   3      04-38      35                     Receiving DFI name – Name of the Receiving Depository
                                            Financial Institution, left justify, blank fill /
                                            NACHA MANDATORY FIELD


   4      39-40      2                      Receiving DFI Identification Number Qualifier – 2-
                                            digit code that identifies the numbering scheme used
                                            in the Receiving DFI Identification Number Field /
                                            NACHA MANDATORY FIELD
                                            01 – National Clearing System Number
                                            02 – BIC Code
                                            03 - IBAN

   5      41-74      34                     Receiving DFI Identification Number – the bank
                                            identification number of the DFI at which the
                                            Receiver maintains his account, left justify, blank
                                            fill / NACHA MANDATORY FIELD

   6      75-77      3                      Receiving DFI Branch Country Code – a 2-character
                                            code used to identify the country in which the branch
                                            of the bank that receives the entry is located, left
                                            justify, blank fill / NACHA MANDATORY FIELD

   7      78-87      10      Leave Blank    Reserved – Do not fill in


   8      88-94      7                      Entry Detail Sequence Number– This number is the same
                                            as the last seven digits of the trace number of the
                                            related Entry Detail Record, right justify, zero
                                            fill. / NACHA MANDATORY FIELD




07/09                                                                                     Page 9 of 14
                            International ACH Transactions (IAT) File Format Guide

Sixth IAT Addenda Record

Ruler:
1234567891123456789212345678931234567894123456789512345678961234567897123456789812345678991234
Sample 6th IAT Addenda Record:
715123456789       123 MAIN ST                                                         0000001

 FIELD   POSITION   SIZE      CONTENTS      DESCRIPTION
   1      01-01      1            7         Record Type Code / NACHA MANDATORY FIELD


   2      02-03      2           15         Addenda Type Code / NACHA MANDATORY FIELD


   3      04-18      15                     Receiver Identification Number – this field may be
                                            used by the Originator to insert its own number for
                                            tracing purposes, left justify, blank fill / NACHA
                                            OPTIONAL FIELD

   4      19-53      35                     Receiver Street Address – the physical street address
                                            of the Receiver, left justify, blank fill / NACHA
                                            MANDATORY FIELD

   5      54-87      34      Leave Blank    Reserved – Do not fill in


   6      88-94      7                      Entry Detail Sequence Number– This number is the same
                                            as the last seven digits of the trace number of the
                                            related Entry Detail Record, right justify, zero
                                            fill. / NACHA MANDATORY FIELD




07/09                                                                                    Page 10 of 14
                             International ACH Transactions (IAT) File Format Guide

Seventh IAT Addenda Record

Ruler:
1234567891123456789212345678931234567894123456789512345678961234567897123456789812345678991234
Sample 7th IAT Addenda Record:
716ABC CITY*Ottawa\                   Canada*123456\                                   0000001

 FIELD   POSITION   SIZE      CONTENTS      DESCRIPTION
   1      01-01      1            7         Record Type Code / NACHA MANDATORY FIELD


   2      02-03      2           16         Addenda Type Code / NACHA MANDATORY FIELD


   3      04-38      35                     Receiver City & State/Province – the city and, if
                                            applicable, the state or province of the Receiver.
                                            An asterisk (“*”) will be the delimiter between the
                                            data elements, and the backslash (“\”) will be the
                                            terminator following the last data element, left
                                            justify, blank fill / NACHA MANDATORY FIELD

   4      39-73      35                     Receiver Country & Postal Code –the country and
                                            postal code of the Receiver. An asterisk (“*”) will
                                            be the delimiter between the data elements, and the
                                            backslash (“\”) will be the terminator following the
                                            last data element, left justify, blank fill / NACHA
                                            MANDATORY FIELD

   5      74-87      14      Leave Blank    Reserved – Do not fill in


   6      88-94      7                      Entry Detail Sequence Number– This number is the same
                                            as the last seven digits of the trace number of the
                                            related Entry Detail Record, right justify, zero
                                            fill. / NACHA MANDATORY FIELD




07/09                                                                                    Page 11 of 14
                            International ACH Transactions (IAT) File Format Guide

IAT Addenda Record for Remittance Information

Ruler:
1234567891123456789212345678931234567894123456789512345678961234567897123456789812345678991234
Sample Addenda:
717S12*13*198354*000014*0\                                                         00010000001

 FIELD   POSITION   SIZE      CONTENTS      DESCRIPTION
   1      01-01      1            7         Record Type Code / NACHA MANDATORY FIELD


   2      02-03      2           17         Addenda Type Code / NACHA MANDATORY FIELD


   3      04-83      80                     Payment Related Information - An asterisk (“*”) will
                                            be the delimiter between the data elements, and the
                                            backslash (“\”) will be the terminator following the
                                            last data element, left justify, blank fill / NACHA
                                            OPTIONAL FIELD, BANK RECOMMENDED FIELD

   4      84-87      4                      Addenda Sequence Number, right justify, zero fill.
                                            NACHA REQUIRED FIELD

   5      88-94      7                      Entry Detail Sequence Number– This number is the same
                                            as the last seven digits of the trace number of the
                                            related Entry Detail Record, right justify, zero
                                            fill. / NACHA MANDATORY FIELD




07/09                                                                                    Page 12 of 14
                            International ACH Transactions (IAT) File Format Guide

Company/Batch Control Record

Ruler:
1234567891123456789212345678931234567894123456789512345678961234567897123456789812345678991234
Sample Batch Trailer:
820000000199999999998888888888887777777777771999999999                         042000010000001


 FIELD   POSITION   SIZE      CONTENTS      DESCRIPTION
   1      01-01      1            8         Record Type Code / NACHA MANDATORY FIELD

   2      02-04      3                      Service Class Code / NACHA MANDATORY FIELD
                                            200 - Mixed Debits and Credits
                                            220 - Credits Only
                                            225 - Debits Only


   3      05-10      6                      Entry/Addenda Count - Number of entry detail and
                                            addenda records (type 6 and 7 records) in batch,
                                            right justify, zero fill / NACHA MANDATORY FIELD


   4      11-20      10                     Entry Hash - Sum of first eight digits of the
                                            routing-transit numbers within the batch, right
                                            justify, left truncate / NACHA MANDATORY FIELD


   5      21-32      12     $$$$$$$$$$¢¢    Total Debit Entry Dollar Amount - Sum of the debit
                                            entry dollar amounts in batch, right justify, zero
                                            fill / NACHA MANDATORY FIELD


   6      33-44      12     $$$$$$$$$$¢¢    Total Credit Entry Dollar Amount - Sum of the credit
                                            entry dollar amounts in batch, right justify, zero
                                            fill / NACHA MANDATORY FIELD


   7      45-54      10                     Company ID - Nine digit Federal Tax ID with a '1' as
                                            first character unless notified by U.S. Bank that
                                            first character will be different / NACHA REQUIRED
                                            FIELD


   8      55-73      19                     **Message Authentication Code (MAC) – An eight
                                            character code derived from a special key used in
                                            conjunction with the DES algorithm. Remaining eleven
                                            positions of this field to remain blank. NACHA
                                            OPTIONAL FIELD


   9      74-79      6       Leave Blank    RESERVED – Do not fill in


   10     80-87      8        04200001      Originating DFI Identification - U.S. Bank routing-
                                            transit number / NACHA MANDATORY FIELD

   11     88-94      7                      Batch Number - Indicate first batch by '1'
                                            sequentially increasing with each batch, right
                                            justify, zero fill / NACHA MANDATORY FIELD



** Companies using a MAC must ensure that the DES algorithm and key message standards are in
accordance with standards adopted by the American National Standards Institute. See the NACHA rule
book for additional information.


07/09                                                                                    Page 13 of 14
                            International ACH Transactions (IAT) File Format Guide

File Control Record

Ruler:
1234567891123456789212345678931234567894123456789512345678961234567897123456789812345678991234
Sample Trailer:
9000001333333000000012222222222000000333632000000000000



 FIELD   POSITION   SIZE      CONTENTS      DESCRIPTION
   1      01-01       1           9         Record Type Code / NACHA MANDATORY FIELD


   2      02-07       6                     Batch Count - Number of batches (Type 8 records) in
                                            the file, right justify, zero fill / NACHA MANDATORY
                                            FIELD


   3      08-13       6                     Block Count - Sum of all records divided by 10 and
                                            rounded to the next highest integer, right justify,
                                            zero fill / NACHA MANDATORY FIELD


   4      14-21       8                     Entry Addenda Count - Number of entry detail and
                                            addenda records (Type 6 and 7 records) in file, right
                                            justify, zero fill / NACHA MANDATORY FIELD


   5      22-31       10                    Entry Hash - Sum of first eight digits of the
                                            routing-transit numbers within file, right justify,
                                            left truncate / NACHA MANDATORY FIELD


   6      32-43       12    $$$$$$$$$$¢¢    Total Debit Entry Dollar Amount - Sum of the debit
                                            entry dollar mounts in file, right justify, zero fill
                                            / NACHA MANDATORY FIELD


   7      44-55       12    $$$$$$$$$$¢¢    Total Credit Entry Dollar Amount - Sum of the credit
                                            entry dollar mounts in file, right justify, zero fill
                                            / NACHA MANDATORY FIELD


   8      56-94       39       Blanks       Reserved - Do not fill in




07/09                                                                                    Page 14 of 14

				
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