Solar Contractors for Massachusetts - DOC by pju20777

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									Massachusetts
Contractors Rating program

                                                                                  Class   Coverage    300/600   500/1000   1000/1000   1000/2000
                                                                                                     ($600mp)   ($600mp)   ($750mp)    ($750mp)

                                                                                  91111   PremOps     10.354     11.567     13.023      13.185
AIR CONDITIONING SYSTEMS OR EQUIPMENT DEALERS OR
DISTRIBUTORS AND INSTALLATION, SERVICING OR REPAIR•,
No Crane Exposure, No Work Over 3 Stories, No Freon Reclaiming                    91111   Prod        20.355     22.084      24.16      24.506


APPLIANCES AND ACCESSORIES                                                        91155   PremOps     14.515     16.216     18.257      18.484
INSTALLATION, SERVICING OR REPAIR - HOUSEHOLD
No tract homebuilders as additional insureds, Television or radio receiving set
installation or repair shall be separately classified and rated                   91155   Prod        43.566     48.949     56.014      56.687


CARPENTRY CONSTRUCTION OF RESIDENTIAL PROPERTY                                    91340   PremOps     26.173     29.241     32.921       33.33
NOT EXCEEDING THREE STORIES IN HEIGHT
No roofing, No crane exposures,no residential developers, Designated
Construction Operations exclusion                                                 91340   Prod        26.827     30.142     34.492      34.906

                                                                                  91341   PremOps     28.958     33.088     38.306      38.741
CARPENTRY INTERIOR
Excludes Designated Construction Operations, Your Work Completed Prior
To Specified Date                                                                 91341   Prod        14.279     16.043     18.358      18.579


CARPENTRY SHOP ONLY
                                                                                  91343   PremOps      5.08      5.676       6.39        6.469
Separately classified and rated: Lumberyards, Building material dealers,
Home improvement stores
Exclude- Your Work Completed Prior to Specified Date                              91343   Prod        10.109     11.358     12.997      13.153
                                                                                  91405   PremOps     30.24      33.784     38.036      38.509
CARPET, RUG, FURNITURE OR UPHOLSTERY CLEANING
On Customers' Premises                                                            91405   Prod         incl       incl        incl        incl

                                                                                  91436   PremOps     25.402     28.378      31.95      32.347
CEILING OR WALL INSTALLATION METAL
Other Than Metal Shall Be Separately Classified And Rated As "Dry Wall Or
Wallboard Installation" Or "Carpentry."                                           91436   Prod        14.441     16.225     18.566      18.789

                                                                                  91481   PremOps     90.134    100.907     113.835     115.271
CHIMNEY CLEANING
Minimum $1000 Property Damage (PD) deductible required, NO Requests to
add tract homebuilders as additional insureds                                     91481   Prod         incl       incl        incl        incl


                                                                                  91581   PremOps      0.75      0.857       0.992       1.003
CONTRACTORS SUBCONTRACTED (SECONDARY CLASS)
Work - In Connection With Construction, Reconstruction,
Erection Or Repair - Not Buildings Noc                                            91581   Prod        4.878      5.739       6.738       7.014

                                                                                  91585   PremOps      0.75      0.857       0.992       1.003
CONTRACTORS SUBCONTRACTED (Secondary Class)
Work - In Connection With Construction, Reconstruction,
Repair Or Erection Of Buildings NOC                                               91585   Prod        4.877      5.738       6.736       7.012
                                                                                  91629   PremOps     12.537     14.325     16.584      16.772
DEBRIS REMOVAL CONSTRUCTION SITE
Salvage operations shall be separately classified and rated                       91629   Prod        4.895       5.5        6.294       6.369

DRIVEWAY, PARKING AREA OR SIDEWALK, PAVING OR REPAVING
The Following Shall Be Separately Classified And Rated:
Concrete Parking Lots, Concrete Paving of Streets and Airport Runways,            92215   PremOps     14.129     15.784     17.771      17.992
Clearing of Right-Of-Way, Earth or Rock Excavation, Filling or Grading Of
Land, No Requests to Add Tract Homebuilders as Additional Insureds,
Exclude Subsidence or Movement of Soil, Land, Bedrock or Earth                    92215   Prod        5.139      5.575       6.099       6.187
Massachusetts

Contractors Rating program
                                                                                                      300/600   500/1000   1000/1000   1000/2000
                                                                                  Class   Coverage   ($600mp)   ($600mp)   ($750mp)    ($750mp)


                                                                                  92338   PremOps     9.266      10.352     11.655       11.8
DRY WALL OR WALLBOARD INSTALLATIONExcludes: Exterior Insulation
and Finish Systems (EIFS) and Your Work Completed Prior to Specified Date         92338   Prod        4.449      4.827       5.281       5.356


ELECTRICAL WORK WITHIN BUILDINGS                                                  92478   PremOps     7.233      8.081       9.098       9.211
Please Submit For Installation of Alarms or Alarm Systems and Electrical
Machinery or Auxiliary Apparatus
Excludes Your Work Completed Prior To Specified Date                              92478   Prod        5.483       6.16       7.05        7.134

EXCAVATION
Licensed As Required By The State, Obtain Certificates Of Insurance From
All Subcontractors, Proper Authorities Identify All Underground Utilities,
Signs, Barricades And Fences Are Used To Keep Non-Employees At A Safe
Distance From Site And Equipment, Shoring Is Used In Trenches Four (4)
Feet Or Deeper.
No blasting operations, no risk with a construction defect loss, no contractors
                                                                                  94007   PremOps     60.16      67.21       75.67       76.61
with past or present projects on landfills or areas designated as
contaminated, no snow plowing operation, no Underground tank installation,
removal, repair or service, no Work on dam or reservoir construction, no work
on gas main construction, no foundation repair, no Residential Developers
Excludes: Wrecking, Dismantling or Salvage Operations, Designated
Construction Operations. Your Work Completed Prior to Specified Date              94007   Prod        14.394     16.172     18.506      18.729


FENCE ERECTION CONTRACTORS
Installation or repair of fences only, No Crane exposures, no Retaining wall      94276   PremOps     22.378     25.001     28.148      28.497
construction, no Requests to add tract homebuilders as additional insureds,
no traffic barricade or barrier rental or erection                                94276   Prod        14.342     16.114      18.44      18.661


FIRE EXTINGUISHERS SERVICING, REFILLING OR TESTING
At least 3 experience and properly licensed as required by the state,
subcontractors must provide Certificates of Insurance.
Submit any operation that includes: Fire Suppression Systems - Installation,
                                                                                  94304   PremOps     14.395     16.082     18.106      18.331
Servicing or Repair, and/or Alarm Installers and/or Filling of oxygen tanks. No
Products coverage for manufacturers of extinguishing systems, no Installation
in vehicles, mobile equipment, watercraft and/or aircraft., no Scuba,
Designated Professional Services endorsement                                      94304   Prod        80.287     94.462     110.905     115.441


FLOOR COVERING INSTALLATION                                                       94569   PremOps     13.765     15.378     17.314      17.529
Not Ceramic Tile Or Stone, Excludes: Your Work Completed Prior To
Specified Date                                                                    94569   Prod        7.637       8.58       9.819       9.936
Massachusetts

Contractors Rating program
                                                                                                        300/600   500/1000   1000/1000   1000/2000
                                                                                    Class   Coverage   ($600mp)   ($600mp)   ($750mp)    ($750mp)


GRADING OF LAND
Proper authorities identify all underground utilities, Signs, barricades and
fences are used to keep non-employees at a safe distance from site and
equipment.
The following shall be separately classified and rated: Excavation of canals or
cellars, Landscaping, Street or road construction
No Contractors with past or present projects on landfills or areas designated
as contaminated, no snow plowing, no underground tank installation,
removal, repair or service, no work on gas main construction, no Residential
Developers, No snow plowing
Excludes: Wrecking, Dismantling or Salvage Operations, Your Work
Completed Prior to Specified Date                                                   95410   PremOps     25.402     28.378      31.95      32.347
Policy does not apply to (1) property damage due to (a) fire, including the
cost to extinguish, fight, contain or to clean up debris due to fire; (b) to any
vehicle while being loaded or unloaded; (c) arising out of the overcutting,
wrongful cutting or any error or omission in designating timber to be cut by
you or others; (d) arising out of erosion, or the failure to control erosion, due
to your operation. (2) to bodily injury or property damage arising out of the
ownership, storage, use or application of herbicides, insecticides or
pesticides, (3) to bodily injury, property damage, personal and advertising
injury or medical payments arising out of any error, omission, deficiency of
tests performed, consultation given or valuation made or the rendering of or
failure to render any professional services.                                        95410   Prod         6.51      7.314       8.37        8.47


GREENHOUSE ERECTION                                                                 95487   PremOps     12.135     13.865     16.052      16.234
building greenhouses for others, construction of foundation, erection and
fastening of metal or wood frame and insertion of the glass.                        95487   Prod        9.179      10.313     11.802      11.943


GUNITING OR SHOT-CRETE                                                              95505   PremOps     16.137     18.439     21.347      21.589
spray application of concrete at a high velocity for the purpose of repairing
concrete, building swimming pools, conduits, etc                                    95505   Prod        10.188     11.054     12.092      12.266




HANDYPERSON                                                                         95625   PremOps     29.756     33.243     37.428      37.893
Roofing shall be separately classified and rate. Excludes: Exterior Insulation
and Finish Systems (EIFS), Substance or Movement of Soil, Land, Bedrock
or Earth, Overspray, Spillage, Leakage or Overflow, Wrecking, Dismantling or
Salvage Operations, Your Work Completed Prior to Specified Date                     95625   Prod        7.941      8.616       9.426       9.56




HEATING OR COMBINED HEATING AND AIR CONDITIONING
Systems Or Equipment Dealers Or Distributors And Installation, Servicing Or         95647   PremOps     12.628     14.108     15.884      16.082
Repair
No Liquefied Petroleum Gas (Lpg) Equipment Sales Or Work
Duct work only see Sheet Metal Work – Outside or Sheet Metal Work-shop
Only
No work over 3 stories, no crane exposure
Excludes you work Completed Prior to Specified Date.                                95647   Prod        19.086     20.708     22.654      22.978
Massachusetts

Contractors Rating program
                                                                                                     300/600   500/1000   1000/1000   1000/2000
                                                                                 Class   Coverage   ($600mp)   ($600mp)   ($750mp)    ($750mp)


HEATING OR COMBINED HEATING AND AIR CONDITIONING SYSTEMS
OR EQUIPMENT
Dealers Or Distributors And Installation, Servicing Or Repair
Sales and installation, servicing or repair of heating or combined heating and
air conditioning systems or equipment if any such system or equipment use
LPG as an energy source
Duct work only see Sheet Metal Work – Outside or Sheet Metal Work-shop           95648   PremOps     14.515     16.216     18.257      18.484
Only
No work over 3 stories, no crane exposure
Excludes you work Completed Prior to Specified Date.                             95648   Prod        17.133     19.25      22.028      22.293

                                                                                 96053   PremOps     9.459      10.568     11.898      12.046
HOUSE FURNISHINGS INSTALLATION NOC
Includes Incidental Floor Covering Installation
Excludes Designated Professional Services                                        96053   Prod        10.403     11.688     13.375      13.536



INSULATION WORK - PLASTIC
Loose Plastics Not In Solid State As Insulating Materials
No Asbestos work , No Fire proofing exposures
                                                                                 96408   PremOps     19.989     22.841     26.442      26.742
Excludes Overspray, Spillage, Leakage or Overflow, Wrecking, Dismantling
or Salvage Operations, Subsidence or Movement of Soil, Land, Bedrock or
Earth                                                                            96408   Prod        11.602     13.035     14.917      15.096




INSULATION WORK - ORGANIC OR PLASTIC IN SOLID STATE                              96409   PremOps     17.394     19.432     21.878       22.15
Cellulose Fibers, Cork, Vermiculite, Perlite, Hardened Plastic Foams And
Reflective Foil Are Common Insulating Materials
No Asbestos work , No Fire proofing exposures
Excludes Overspray, Spillage, Leakage or Overflow, Wrecking, Dismantling
or Salvage Operations, Subsidence or Movement of Soil, Land, Bedrock or
Earth                                                                            96409   Prod        16.693     18.755     21.462       21.72



INSULATION WORK - MINERAL
Glass, Mineral Or Asbestos Reflective Foil                                       96410   PremOps     16.288     18.611     21.546       21.79
No Asbestos work , No Fire proofing exposures
Excludes Overspray, Spillage, Leakage or Overflow, Wrecking, Dismantling
or Salvage Operations, Subsidence or Movement of Soil, Land, Bedrock or
Earth                                                                            96410   Prod        19.709     21.383     23.393      23.728



INTERIOR DECORATORS                                                              96611   PremOps     5.733      6.405       7.211       7.301
consulting service with respect to decor, colors, and materials in the home or
office
No installation, No construction No repair work                                  96611   Prod        3.047      3.306       3.617       3.669
Massachusetts

Contractors Rating program
                                                                                                        300/600   500/1000   1000/1000   1000/2000
                                                                                    Class   Coverage   ($600mp)   ($600mp)   ($750mp)    ($750mp)




LANDSCAPE GARDENING
Laying out grounds, planting trees, shrubs, flowers or lawns, Interior
landscaping
Operations including excavation and lawn care services only shall be
separately classified and rated:                                                    97047   PremOps     19.208     20.322     21.595      21.914
No Dusting, spraying or fumigating of crops, no Pesticide, herbicide,
applicator coverage
Policy does not apply to (1) property damage due to (a) fire, including the
cost to extinguish, fight, contain or to clean up debris due to fire; (b) to any
vehicle while being loaded or unloaded; (c) arising out of the overcutting,
wrongful cutting or any error or omission in designating timber to be cut by
you or others; (d) arising out of erosion, or the failure to control erosion, due
to your operation. (2) to bodily injury or property damage arising out of the
ownership, storage, use or application of herbicides, insecticides or
pesticides, (3) to bodily injury, property damage, personal and advertising
injury or medical payments arising out of any error, omission, deficiency of
tests performed, consultation given or valuation made or the rendering of or
failure to render any professional services.                                        97047   Prod         incl       incl        incl        incl

LAWN CARE SERVICES
mowing, edging or cleaning lawns (removal of leaves)
no Dusting, spraying or fumigating of crops, no Pesticide, herbicide,
applicator coverage, no Highway mowing operations, no Requests to add
tract homebuilders as additional insureds
Policy does not apply to (1) property damage due to (a) fire, including the
cost to extinguish, fight, contain or to clean up debris due to fire; (b) to any
vehicle while being loaded or unloaded; (c) arising out of the overcutting,
wrongful cutting or any error or omission in designating timber to be cut by
you or others; (d) arising out of erosion, or the failure to control erosion, due   97050   PremOps     14.03      14.844     15.774      16.006
to your operation. (2) to bodily injury or property damage arising out of the
ownership, storage, use or application of herbicides, insecticides or
pesticides, (3) to bodily injury, property damage, personal and advertising
injury or medical payments arising out of any error, omission, deficiency of
tests performed, consultation given or valuation made or the rendering of or
failure to render any professional services.                                        97050   Prod         incl       incl        incl        incl


MASONRY
                                                                                    97447   PremOps     13.67      15.62      18.083      18.289
No Work Over 3 Stories, No Crane Exposures
Excludes: Exterior Insulation and Finish Systems (EIFS), Your Work
Completed Prior to Specified Date                                                   97447   Prod         8.52      9.244      10.113      10.258

                                                                                    97650   PremOps     18.932     21.632     25.043      25.328
METAL ERECTION - DECORATIVE OR ARTISTIC
installation of exterior or interior decorative or artistic metal components        97650   Prod        12.653     14.217     16.269      16.464


OFFICE MACHINES OR APPLIANCES - INSTALLATION, INSPECTION,                           98111   PremOps     2.516      2.811       3.165       3.205
ADJUSTMENT OR REPAIR
Installation, Inspection, Adjustment Or Repair Of All Types Of Office
Machines, Appliances And Electronic Devices.                                        98111   Prod         incl       incl        incl        incl
Massachusetts
Contractors Rating program
                                                                                                       300/600   500/1000   1000/1000   1000/2000
                                                                                   Class   Coverage   ($600mp)   ($600mp)   ($750mp)    ($750mp)
PAINTING - EXTERIOR - BUILDINGS OR STRUCTURES
THREE STORIES OR LESS IN HEIGHT - NOC
3 years experienced in this line of work, Job sites are properly barricaded to
control public access, protect surrounding areas and controls over-sprays.
Submit painting of steel structures
No lead paint abatement, no Painting of bridges, no painting of tanks used for     98304   PremOps     26.853       30       33.776      34.196
fuel or chemicals, no use of blowtorches or other open flame to remove paint,
no Fireproofing or flame retardant treatments, no application of coatings to
improve structural integrity
Excludes: Exterior Insulation and Finish Systems (EIFS), Overspray, Spillage,
Leakage or Overflow, Your Work Completed Prior to Specified Date                   98304   Prod        9.388      10.185     11.142      11.302



PAINTING - INTERIOR - BUILDINGS OR STRUCTURES
no application of fireproofing or flame retardant material, no lead paint          98305   PremOps     12.797     14.297     16.097      16.297
abatement
Excludes: Exterior Insulation and Finish Systems (EIFS), Overspray, Spillage,
Leakage or Overflow,
Your Work Completed Prior to Specified Date                                        98305   Prod        4.094      4.441       4.859       4.928


PAINTING - SHOP ONLY                                                               98308   PremOps     5.733      6.405       7.211       7.301
Property Damage Deductible: $500
Submit Operations involved with painting of autos                                  98308   Prod        2.423      2.722       3.115       3.153

                                                                                   98344   PremOps     4.694      5.244       5.904       5.977
PAPERHANGING
paper, vinyl or foil and fabric wall coverings when applied in the same manner
as wallpaper                                                                       98344   Prod         1.58      1.714       1.875       1.902


PLASTERING OR STUCCO WORK                                                          98449   PremOps     17.757     19.838     22.336      22.613
No Over 3 Stories, No Residential Developers, No Foundation Work
Excludes: Exterior Insulation And Finish Systems (EIFS),
Your Work Completed Prior To Specified Date                                        98449   Prod        25.699     28.874     33.042      33.439
PLUMBING - COMMERCIAL AND INDUSTRIAL
Minimum $2,500 Property Damage (PD) Deductible required No Installation
service or repair that involves LPG gas hook up, No installation, service or
repair for Industrial applications, no Boiler installation service or repair, no   98482   PremOps     18.12      20.243     22.791      23.074
High pressure steam pipe installation service or repair, no Installation service
or repair of systems intended for chemical or petroleum products                   98482   Prod        12.947     14.547     16.647      16.847

PLUMBING –RESIDENTIAL OR DOMESTIC
1-4 family dwellings
Minimum $2,500 Property Damage (PD) Deductible required                            98483   PremOps     23.308     26.171     29.607      29.989
no gas hook up
Excludes:Your Work Completed Prior to Specified Date                               98483   Prod        30.337     33.078     36.366      36.915


                                                                                   98636   PremOps     10.984     12.271     13.815      13.987
REFRIGERATION SYSTEMS OR EQUIPMENT - DEALERS AND
DISTRIBUTORS AND INSTALLATION, SERVICING OR REPAIR -
COMMERCIAL
No freon reclaiming, no Rental of equipment                                        98636   Prod        12.238     13.75      15.734      15.923


SEPTIC TANK SYSTEMS - CLEANING
cleaning of septic tank systems for others                                         98805   PremOps     23.249     25.973     29.242      29.606
submit operations involves installation, repair or service other than cleaning
No requests to add tract homebuilders as additional insureds.                      98805   Prod        6.462       7.26       8.308       8.408
Massachusetts

Contractors Rating program
                                                                                                       300/600   500/1000   1000/1000   1000/2000
                                                                                   Class   Coverage   ($600mp)   ($600mp)   ($750mp)    ($750mp)

                                                                                   98813   PremOps     17.491     19.541     22.001      22.274
SEWER CLEANING
cleaning of main line sewers and storm sewers                                      98813   Prod        6.878      7.728       8.843       8.949


SHEET METAL WORK -OUTSIDE                                                          98884   PremOps     11.297     12.621      14.21      14.386
installation, erection or repair of sheet metal work such as gutters, feed pans,
and similar light metal products.
No roofing, no installation of HVAC system                                         98884   Prod        5.739      6.227       6.812       6.909

SIDING INSTALLATION
installation of metal or vinyl coated siding on houses or commercial buildings
No work over 3 stories, no foundation repair
Excludes: Exterior Insulation and Finish Systems (EIFS), Your Work                 98967   PremOps     18.479     21.115     24.444      24.722
Completed Prior to Specified Date                                                  98967   Prod        11.259     12.65      14.476      14.649

SIGN ERECTION, INSTALLATION OR REPAIR
erect, repair and maintain signs, including custom-made, electric and neon
signs.
Submit Operations involving erection of billboards or special signs custom         98993   PremOps     28.788     32.162     36.211       36.66
made for a client by an advertising company
No sign painting, no bending or shaping of glass tubes or filling tubes with
gas                                                                                98993   Prod        31.847     37.47      43.992      45.792


SIGN PAINTING OR LETTERING - INSIDE OF BUILDINGS                                   99003   PremOps     8.177      9.135      10.285      10.412
hand letter drawing on glass doors or windows inside of buildings,
No erection of signs or billboards                                                 99003   Prod        3.559      3.862       4.225       4.285

SIGN PAINTING OR LETTERING - ON BUILDINGS OR STRUCTURES
                                                                                   99004   PremOps     19.063     21.297     23.978      24.276
painting or lettering of signs on the outside of buildings or structures,
including scaffolding operations.
No erection of signs or billboards.                                                99004   Prod        8.965      9.727      10.641      10.793


SOLAR ENERGY CONTRACTORS
limited to the small commercial building and residential units in connection
with solar panels installed on roofs or in back yards                              99080   PremOps     5.444      6.082       6.847       6.932
No Insulation of buildings or dwellings, no Sales of solar heating/energy
equipment
Excludes:Overspray, Spillage, Leakage or Overflow, Wrecking, Dismantling
or Salvage Operations                                                              99080   Prod        12.725     13.806     15.103      15.319



STREET CLEANING
removal of litter, debris, and other materials from streets and sidewalks          99303   PremOps     59.084     62.51      66.427      67.406
manually and by machines. Hand tools, mechanical street sweeper, street
washers, snowplows, and power sweepers and used for street cleaning
purposes, No Snow removal contractors                                              99303   Prod         incl       incl        incl        incl


SURVEYORS -LAND - NOT ENGAGED IN ACTUAL CONSTRUCTION                               99471   PremOps     4.028      4.603       5.328       5.389
Draftsmen shall be separately classified and rated
No Additional insured requests for tract homebuilders                              99471   Prod         incl       incl        incl        incl


TELEVISION OR RADIO RECEIVING SET INSTALLATION OR REPAIR
installation or repair of television, radio or similar electronic equipment, not   99650   PremOps     4.428      4.946       5.569       5.638
sold by the insured, performed at the insureds’ shop or at the customers
location includes the erection of antennas
No erection of transmission towers                                                 99650   Prod        3.604       3.91       4.278       4.339
Massachusetts

Contractors Rating program
                                                                                                       300/600   500/1000   1000/1000   1000/2000
                                                                                   Class   Coverage   ($600mp)   ($600mp)   ($750mp)    ($750mp)



TILE, STONE, MARBLE, MOSAIC OR TERRAZZO WORK                                       99746   PremOps     12.314     13.757     15.488      15.681
Interior Construction
Excludes: Exterior Insulation And Finish Systems (Eifs),
Your Work Completed Prior To Specified Date                                        99746   Prod        8.616       9.68      11.077       11.21

TREE PRUNING, DUSTING, SPRAYING, REPAIRING, TRIMMING OR
FUMIGATING - INCLUDES STUMP GRINDING AND REMOVAL
No crane exposures, no Dusting, spraying or fumigating of crops, no
Pesticide, Herbicide Application, no tree trimming, pruning, cutting or removal
for railroads
Excludes: Injury to Employees, Contractors, Volunteers and Workers
Policy does not apply to (1) property damage due to (a) fire, including the
cost to extinguish, fight, contain or to clean up debris due to                    99777   PremOps     36.442     38.61      41.087      41.706
fire; (b) to any vehicle while being loaded or unloaded; (c) arising out of the
overcutting, wrongful cutting or any error or omission in designating timber to
be cut by you or others; (d) arising out of erosion, or the failure to control
erosion, due to your operation. (2) to bodily injury or property damage arising
out of the ownership, storage, use or application of herbicides, insecticides or
pesticides, (3) to bodily injury, property damage, personal and advertising
injury or medical payments arising out of any error, omission, deficiency of
tests performed, consultation given or valuation made or the rendering of or
failure to render any professional services                                        99777   Prod         incl       incl        incl        incl


                                                                                   99826   PremOps     4.452      4.974        5.6        5.669
UPHOLSTERING - NOC on customers' location
Submit any operations involving autos
Exclusion - Injury to Employees, Contractors, Volunteers and Workers               99826   Prod        3.451      3.878       4.437       4.491


                                                                                   99827   PremOps     2.177      2.432       2.739       2.773
UPHOLSTERING - SHOP ONLY
Submit any operations involving autos
Exclusion - Injury to Employees, Contractors, Volunteers and Workers               99827   Prod        3.182      3.575       4.091       4.14


WATER SOFTENING EQUIPMENT - INSTALLATION, SERVICING OR                             99948   PremOps     27.579     30.811     34.689       35.12
REPAIR
Sales Of Water Softening Equipment To Be Used In Connection With The
Insureds Installation, Service Or Repair Operations Only                           99948   Prod        69.021     77.549     88.741      89.807

                                                                                   99975   PremOps     25.402     28.378      31.95      32.347
WINDOW CLEANING
Not to exceed 4 stories                                                            99975   Prod         incl       incl        incl        incl

								
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