Property Insurance Company Ratings

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					                                              Direct ALL Questions to Rich Piazza at LCPICRateSurvey@ladoi.com or 225-342-4689.

                                                                                   Special Instructions

   The attached company survey is the first of two steps in our process to collect data necessary to ensure that Louisiana
   Citizens Property Insurance Corporation's rates are at least 10% above market rates in each Louisiana parish. [In Accordance
   with Louisiana Revised Statute, Title 22§1430.12.]

   The first step, this survey, identifies the "Top 10" property writers in each Louisiana parish. By providing your company’s data, you will enable us to identify the
   top writers in each parish and then selectively and efficiently begin the second step in Citizens’ ratemaking process.

   The second step's survey will complete our data collection process and allow the Department, as required by statute, to provide Louisiana Citizens Property
   Insurance Corporation with the market data to set their annual rate levels. This second survey will request rates for sample, base risks in each parish only from
   those companies that are in the "Top 10" for a given parish (as identified in the first step). We expect to email the second step survey to select insurers around
   June 1, 2007.

   Confidential Data: An individual company’s information provided in this completed survey will be held confidential and will not be disclosed to Citizens or
   any other party. The information collected in this survey is exempted under Louisiana’s Public Records Act, as provided in L.R.S. 44§4(3), and the
   protection is further extended under L.R.S. 49§956(8) of the State Administration Law. Survey information may be referenced, at the Department's
   discretion, in an aggregated manner across companies, e.g., for the “Top10” writers in a parish.

                                                          PLEASE RETURN THIS SURVEY NO LATER THAN MAY 15, 2007 !
                                  Complete the survey by entering each company's data for each line on the respective worksheets and email the workbook to:
                                                                            Rich Piazza at LCPICRateSurvey@ladoi.com.

   Written premium and policies-in-force are requested for each company writing business in Louisiana during the 2006 Calendar Year (i.e., January 1, 2006
   through December 31, 2006) for these lines of business:

   (1) Homeowners, (2) Renters, (3) Mobile Home, (4) Residential Fire and Extended Coverage, and (5) Commercial Fire and Extended
   Coverage or Multi-Peril.

   We request you report on ALL companies in your Group, even surplus lines companies. Each company should be reported separately. Surplus lines
   companies are requested so that we have a complete and balanced view of these property markets.


   Enter only one company per workbook. If you have more than one company in your company group writing policies in Louisiana for the requested lines during
   2006, please use a separate workbook for each company and identify each workbook accordingly.

   If your company(s) did not write business in a line requested on this survey, please mark the appropriate worksheet with a comment "that you did not have
   experience in CY 2006" for that line in Louisiana.

   Do not report debit or industrial fire experience. If your company only writes debit or industrial fire insurance, make note of this fact by sending an email to Rich
   Piazza. If your company writes business in addition to debit or industrial fire, report only that business in the workbook.

                               Experience is for calendar year 2006 DIRECT business written in Louisiana.

                               Written premium and policies-in-force are requested. We are also asking for you to identify policies written that exclude the peril of wind.
           Data:




                               Policies-in-Force are to be evaluated as of 12/31/2006.

                               If a parish falls in two or more rating territories, provide data for all territories affecting that parish. Provide territory definitions.

                               Homeowners: A package policy covering personal property and structure written under policy forms commonly referred to as HO-2, HO-3, HO-5,
                               HO-6, HO-8, HO-W, or equivalent policy forms (reported on annual statement line 4). Data should include all policy forms, even if endorsed to
                               exclude the wind peril. Do not include policies written on a mobile home here; enter these policies on the mobile home worksheet.

                               Renters: A package policy covering personal property written under the policy form commonly referred to as HO-4 or equivalent policy forms
                               (reported on annual statement line 4). Data should include all policy forms, even if endorsed to exclude the wind peril.
           Line Definitions:




                               Mobile Home: Property written on mobile home personal property and structures under any policy form, including a multi-peril form or dwelling
                               fire form (reported on various annual statement lines). If MH is written on separate fire and EC policy forms, (a) do not double count policies-in-
                               force when both fire and EC are written on the property but (b) include combined fire and EC written premium. Data should include all policy
                               forms, even if endorsed to exclude the wind peril.
                               Residential Fire and EC: Residential property written on a dwelling fire form (reported on annual statement line 1), on extended coverage forms
                               (reported on annual statement line 2.1), or on residential fire/EC package forms. Do not include policies written on a mobile home here; enter
                               these policies on the mobile home worksheet.
                               Commercial Fire, EC, and Multi-Peril: Commercial property written on a fire form (reported on annual statement line 1), an extended coverage
                               form (reported on annual statement line 2.1), on commercial package forms (reported on annual statement lines 1 and 2.1), or on a commercial
                               multi-peril form (reported on annual statement lines 5.1 and 5.2).

                               Upon evaluation of the data from all companies, a second survey will be sent to the "Top 10" companies writing in each parish.
           Notes:




                               The second survey will request rates for a specific rating example by policy form in each parish. This is necessary for Louisiana Citizens to
                               baseline and price its products at least 10% above the prevailing market rates.
                               Excel "protection" has been turned on; only fields requiring entry are accessible. To turn protection off, go to Tools/Protection and select
                               "Unprotect Sheet..."

                                              Direct ALL Questions to Rich Piazza at LCPICRateSurvey@ladoi.com or 225-342-4689.



bcc8b656-f70a-488f-9207-59241ea7704b.xls Instructions                                                                                                                        LDOI: April 5, 2007
                                       Company Name:                                                    (ONLY ONE COMPANY PER WORKSHEET)
                                          NAIC Number:                                                  Comments:

           Is This Company Admitted in Louisiana?        Yes or No

              Did This Company Write ANY Debit or
                                                         Yes or No
                          Industrial Fire Policies?

                                         Contact Name:
                              Contact Phone Number:
                              Contact E-mail Address:


                                                                     Owners Forms                        For the Data at Left, How Much
                                                         (Totals for HO-2, 3, 5, 6, 8, W and similar    Was Written/Endorsed to Exclude
                                                                     multi-peril forms)                          the Wind Peril?
                                            Company's     2006 Calendar Year                             2006 Calendar Year
                                              Rating        Direct Written       Policies-in-Force on      Direct Written     Policies-in-Force on
                      Parish                 Territory         Premium           December 31, 2006            Premium         December 31, 2006
                      Acadia
                        Allen
                    Ascension
                   Assumption
                    Avoyelles
                   Beauregard
                     Bienville
                     Bossier
                      Caddo
                    Calcasieu
                     Caldwell
                    Cameron
                    Catahoula
                    Claiborne
                    Concordia
                      Desoto
               East Baton Rouge
                   East Carroll
                 East Feliciana
                   Evangeline
                     Franklin
                       Grant
                       Iberia
                     Iberville
                     Jackson
                    Jefferson
                Jefferson Davis
                    Lafayette
                    Lafourche
                      Lasalle
                      Lincoln
                    Livingston
                     Madison
                   Morehouse
                  Natchitoches
                     Orleans
                    Ouachita
                  Plaquemines
                 Pointe Coupee
                     Rapides
                    Red River
                     Richland
                      Sabine
                   St. Bernard
                   St. Charles
                   St. Helena
                    St. James
              St. John The Baptist
                    St. Landry
                    St. Martin
                     St. Mary
                  St. Tammany
                   Tangipahoa
                     Tensas
                   Terrebonne
                       Union
                    Vermillion
                      Vernon
                   Washington
                     Webster
              West Baton Rouge
                  West Carroll
                 West Feliciana
                       Winn
               Statewide Totals                                           $0                        0                    $0                       0


bcc8b656-f70a-488f-9207-59241ea7704b.xls Owners                                                                                               LDOI: April 5, 2007
                                        Company Name:                                                   (ONLY ONE COMPANY PER WORKSHEET)
                                          NAIC Number:                                                  Comments:

           Is This Company Admitted in Louisiana?         Yes or No

              Did This Company Write ANY Debit or
                                                          Yes or No
                          Industrial Fire Policies?

                                          Contact Name:
                              Contact Phone Number:
                              Contact E-mail Address:


                                                                          Renters                        For the Data at Left, How Much
                                                             (Totals HO-4 and similar multi-peril       Was Written/Endorsed to Exclude
                                                                           forms)                                the Wind Peril?
                                             Company's     2006 Calendar Year                            2006 Calendar Year
                                               Rating        Direct Written      Policies-in-Force on      Direct Written     Policies-in-Force on
                      Parish                  Territory         Premium          December 31, 2006            Premium         December 31, 2006
                      Acadia
                        Allen
                    Ascension
                   Assumption
                    Avoyelles
                   Beauregard
                     Bienville
                     Bossier
                      Caddo
                    Calcasieu
                     Caldwell
                    Cameron
                    Catahoula
                    Claiborne
                    Concordia
                      Desoto
               East Baton Rouge
                   East Carroll
                 East Feliciana
                   Evangeline
                     Franklin
                       Grant
                       Iberia
                     Iberville
                     Jackson
                    Jefferson
                Jefferson Davis
                    Lafayette
                    Lafourche
                      Lasalle
                      Lincoln
                    Livingston
                     Madison
                   Morehouse
                  Natchitoches
                     Orleans
                    Ouachita
                  Plaquemines
                 Pointe Coupee
                     Rapides
                    Red River
                     Richland
                      Sabine
                   St. Bernard
                   St. Charles
                   St. Helena
                    St. James
              St. John The Baptist
                    St. Landry
                    St. Martin
                     St. Mary
                  St. Tammany
                   Tangipahoa
                     Tensas
                   Terrebonne
                       Union
                    Vermillion
                      Vernon
                   Washington
                     Webster
              West Baton Rouge
                  West Carroll
                 West Feliciana
                       Winn
               Statewide Totals                                            $0                       0                    $0                       0


bcc8b656-f70a-488f-9207-59241ea7704b.xls Renters                                                                                              LDOI: April 5, 2007
                                       Company Name:                                                    (ONLY ONE COMPANY PER WORKSHEET)
                                          NAIC Number:                                                  Comments:

           Is This Company Admitted in Louisiana?        Yes or No

              Did This Company Write ANY Debit or
                                                         Yes or No
                          Industrial Fire Policies?

                                         Contact Name:
                              Contact Phone Number:
                              Contact E-mail Address:


                                                                      Mobile Home                        For the Data at Left, How Much
                                                         (Totals for all fire/EC or multi-peril forms   Was Written/Endorsed to Exclude
                                                                 written on mobile homes)                        the Wind Peril?
                                            Company's     2006 Calendar Year                             2006 Calendar Year
                                              Rating        Direct Written       Policies-in-Force on      Direct Written     Policies-in-Force on
                      Parish                 Territory         Premium           December 31, 2006            Premium         December 31, 2006
                      Acadia
                        Allen
                    Ascension
                   Assumption
                    Avoyelles
                   Beauregard
                     Bienville
                     Bossier
                      Caddo
                    Calcasieu
                     Caldwell
                    Cameron
                    Catahoula
                    Claiborne
                    Concordia
                      Desoto
               East Baton Rouge
                   East Carroll
                 East Feliciana
                   Evangeline
                     Franklin
                       Grant
                       Iberia
                     Iberville
                     Jackson
                    Jefferson
                Jefferson Davis
                    Lafayette
                    Lafourche
                      Lasalle
                      Lincoln
                    Livingston
                     Madison
                   Morehouse
                  Natchitoches
                     Orleans
                    Ouachita
                  Plaquemines
                 Pointe Coupee
                     Rapides
                    Red River
                     Richland
                      Sabine
                   St. Bernard
                   St. Charles
                   St. Helena
                    St. James
              St. John The Baptist
                    St. Landry
                    St. Martin
                     St. Mary
                  St. Tammany
                   Tangipahoa
                     Tensas
                   Terrebonne
                       Union
                    Vermillion
                      Vernon
                   Washington
                     Webster
              West Baton Rouge
                  West Carroll
                 West Feliciana
                       Winn
               Statewide Totals                                           $0                        0                    $0                       0


bcc8b656-f70a-488f-9207-59241ea7704b.xls Mobile Home                                                                                          LDOI: April 5, 2007
                            Company Name:                                                         (ONLY ONE COMPANY PER WORKSHEET)
                               NAIC Number:                                                       Comments:

Is This Company Admitted in Louisiana?              Yes or No

  Did This Company Write ANY Debit or
                                                    Yes or No
              Industrial Fire Policies?
                              Contact Name:
                   Contact Phone Number:
                  Contact E-mail Address:



                                                            Residential Fire Form                      Residential EC Forms                     Residential Package Forms                   For the Data at Left, How Much
                                                     (Residential property only; do not include   (Residential property only; do not include   (Residential property only; do not include     Was Written/Endorsed to
                                                               commercial property)                         commercial property)                         commercial property)                  Exclude the Wind Peril?
                                  Company's         2006 Calendar Year                            2006 Calendar Year                           2006 Calendar Year                           2006 Calendar Year
                                    Rating            Direct Written       Policies-in-Force on     Direct Written      Policies-in-Force on     Direct Written      Policies-in-Force on     Direct Written     Policies-in-Force on
         Parish                    Territory             Premium           December 31, 2006           Premium          December 31, 2006           Premium          December 31, 2006           Premium         December 31, 2006
         Acadia
           Allen
      Ascension
      Assumption
       Avoyelles
      Beauregard
        Bienville                                                                                                                                Only report as "package" that
        Bossier                                                                                                                                  premium and policies-in-force
         Caddo                                                                                                                                 which can not be separated into the
       Calcasieu                                                                                                                                    fire and EC components.
        Caldwell
       Cameron
       Catahoula
       Claiborne
       Concordia
         Desoto
   East Baton Rouge
      East Carroll
     East Feliciana
      Evangeline
        Franklin
          Grant
          Iberia
        Iberville
        Jackson
       Jefferson
    Jefferson Davis
       Lafayette
       Lafourche
         Lasalle
         Lincoln
       Livingston
        Madison
      Morehouse
     Natchitoches
        Orleans
       Ouachita
     Plaquemines
    Pointe Coupee
        Rapides
       Red River
        Richland
         Sabine


  bcc8b656-f70a-488f-9207-59241ea7704b.xls Residential Fire-EC                                                                                                                                                      LDOI: April 5, 2007
                            Company Name:                                                         (ONLY ONE COMPANY PER WORKSHEET)
                               NAIC Number:                                                       Comments:

Is This Company Admitted in Louisiana?              Yes or No

  Did This Company Write ANY Debit or
                                                    Yes or No
              Industrial Fire Policies?
                              Contact Name:
                   Contact Phone Number:
                   Contact E-mail Address:



                                                            Residential Fire Form                      Residential EC Forms                     Residential Package Forms                   For the Data at Left, How Much
                                                     (Residential property only; do not include   (Residential property only; do not include   (Residential property only; do not include     Was Written/Endorsed to
                                                               commercial property)                         commercial property)                         commercial property)                  Exclude the Wind Peril?
                                  Company's         2006 Calendar Year                            2006 Calendar Year                           2006 Calendar Year                           2006 Calendar Year
                                    Rating            Direct Written       Policies-in-Force on     Direct Written      Policies-in-Force on     Direct Written      Policies-in-Force on     Direct Written     Policies-in-Force on
          Parish                   Territory             Premium           December 31, 2006           Premium          December 31, 2006           Premium          December 31, 2006           Premium         December 31, 2006
       St. Bernard
       St. Charles
       St. Helena
        St. James
  St. John The Baptist
        St. Landry
        St. Martin
         St. Mary
      St. Tammany
       Tangipahoa
         Tensas
       Terrebonne
          Union
        Vermillion
          Vernon
       Washington
         Webster
  West Baton Rouge
      West Carroll
     West Feliciana
           Winn
   Statewide Totals                                                  $0                       0                   $0                       0                   $0                       0                  $0                             0




  bcc8b656-f70a-488f-9207-59241ea7704b.xls Residential Fire-EC                                                                                                                                                      LDOI: April 5, 2007
                                                                                                                                                                                                                     page 7 of 8
                           Company Name:                                                      (ONLY ONE COMPANY PER WORKSHEET)
                              NAIC Number:                                                    Comments:

Is This Company Admitted in Louisiana?           Yes or No

  Did This Company Write ANY Debit or
                                                 Yes or No
              Industrial Fire Policies?
                             Contact Name:
                  Contact Phone Number:
                  Contact E-mail Address:


                                                                                                                                                                                      For the Data at Left, How Much
                                                                                                                                          Commercial Package or Multi-                  Was Written/Endorsed to
                                                         Commercial Fire Form                      Commercial EC Forms                           Peril Forms                             Exclude the Wind Peril?
                                Company's         2006 Calendar Year                          2006 Calendar Year                          2006 Calendar Year                          2006 Calendar Year
                                  Rating            Direct Written     Policies-in-Force on     Direct Written     Policies-in-Force on     Direct Written     Policies-in-Force on     Direct Written     Policies-in-Force on
         Parish                  Territory             Premium         December 31, 2006           Premium         December 31, 2006           Premium         December 31, 2006           Premium         December 31, 2006
         Acadia
           Allen
      Ascension
      Assumption
       Avoyelles
      Beauregard
        Bienville                                                                                                                         Only report as "package" or "multi-
        Bossier                                                                                                                           peril" that premium and policies-in-
         Caddo                                                                                                                             force which can not be separated
       Calcasieu                                                                                                                           into the fire and EC components.
        Caldwell
       Cameron
       Catahoula
       Claiborne
       Concordia
         Desoto
   East Baton Rouge
      East Carroll
     East Feliciana
      Evangeline
        Franklin
          Grant
          Iberia
        Iberville
        Jackson
       Jefferson
    Jefferson Davis
       Lafayette
       Lafourche
         Lasalle
         Lincoln
       Livingston
        Madison
      Morehouse
     Natchitoches
        Orleans
       Ouachita
     Plaquemines
    Pointe Coupee
        Rapides
       Red River
        Richland
         Sabine


  bcc8b656-f70a-488f-9207-59241ea7704b.xls Commercial Fire-EC-CMP                                                                                                                                             LDOI: April 5, 2007
                                                                                                                                                                                                                       page 8 of 8
                           Company Name:                                                        (ONLY ONE COMPANY PER WORKSHEET)
                              NAIC Number:                                                      Comments:

Is This Company Admitted in Louisiana?           Yes or No

  Did This Company Write ANY Debit or
                                                 Yes or No
              Industrial Fire Policies?
                             Contact Name:
                  Contact Phone Number:
                  Contact E-mail Address:


                                                                                                                                                                                        For the Data at Left, How Much
                                                                                                                                            Commercial Package or Multi-                  Was Written/Endorsed to
                                                         Commercial Fire Form                        Commercial EC Forms                           Peril Forms                             Exclude the Wind Peril?
                                Company's         2006 Calendar Year                            2006 Calendar Year                          2006 Calendar Year                          2006 Calendar Year
                                  Rating            Direct Written       Policies-in-Force on     Direct Written     Policies-in-Force on     Direct Written     Policies-in-Force on     Direct Written     Policies-in-Force on
         Parish                  Territory             Premium           December 31, 2006           Premium         December 31, 2006           Premium         December 31, 2006           Premium         December 31, 2006
       St. Bernard
       St. Charles
       St. Helena
        St. James
  St. John The Baptist
        St. Landry
        St. Martin
         St. Mary
      St. Tammany
       Tangipahoa
         Tensas
       Terrebonne
          Union
        Vermillion
          Vernon
       Washington
         Webster
  West Baton Rouge
      West Carroll
     West Feliciana
           Winn
   Statewide Totals                                                 $0                     0                   $0                      0                   $0                      0                   $0                             0




  bcc8b656-f70a-488f-9207-59241ea7704b.xls Commercial Fire-EC-CMP                                                                                                                                               LDOI: April 5, 2007

				
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