"Family Spending Planner Worksheet - Excel"
Household Budget Worksheet v 1.10 - January 2008 General Advice Statement This worksheet is general in nature only. It does not take into account your objectives, financial situation or needs. You should look at your own financial position and requirements before making any decisions based on this worksheet. Should you require advice that addresses your personal circumstances, it is recommended you contact a person who is authorised to provide personal financial product advice. Household Budget Worksheet v 1.10 - January 2008 This household budget worksheet will help you quantify your income & expenses. This is the first step in creating a household budget.You should include all expenses and income. If you have a type of income or an expense which has no line, use another one which you do not need. Remember you should be as accurate as possible but a budget doesn't have to track every cent that you earn to be effective. It should show you where your money is going and alert you to the areas where you may be spending too much. Monthly Income (after tax) Regular Monthly Repayments Salary, Fees & Bonuses (You) $0 Credit Card / Store Card Salary, Fees & Bonuses (Partner) $0 Credit Card / Store Card Investment Dividends $0 Credit Card / Store Card Real Estate Rent (income) $0 Credit Card / Store Card Pension / Benefit $0 Personal loan Alimony/Child Support Received $0 Personal loan Bank Account Interest $0 Personal loan Family Payment $0 Car Loan Other Income Source $0 Car Loan Total Monthly Income $0 Total Monthly Income Monthly Living Expenses Monthly Transport Costs Rent / Mortgage $0 Car Registration Home Maintenance $0 Petrol Rates (council / water) $0 Repairs / Service Phone - fixed line $0 Parking Phone - mobile $0 Public Transport Electricity $0 Total Monthly Transport Costs Gas $0 Water $0 Monthly Insurance Costs Groceries $0 House & Contents Take Away, Restaurants $0 Life Childcare / school fees $0 Car Alimony / Child Support $0 Business Childrens Activities $0 Income Protection Entertainment $0 Other (Boat / Caravan / Trailer) Medical / Dental / Prescriptions $0 Total Monthly Insurance Costs Restaurants / Theatre $0 Sports / hobbies / memberships $0 Subscriptions (papers, magazine) $0 Budget Summary Internet / Cable $0 Total Household Income Clothing purchases $0 Living Expenses Grooming / Cosmetics $0 Regular Repayments Holidays $0 Transport Alcohol / Tobacco $0 Insurance Donations $0 Disposable Monthly Income Total Monthly Income $0 Disposable Income as Percent e & expenses. This is the first step in creating f you have a type of income or an expense sn't have to track every cent that you earn to rt you to the areas where you may be $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 Household Budget Worksheet v 1.10 - January 2008 Converting your numbers Our Budget Worksheet is based on monthly numbers, but not all of your income and expenses will be monthly. You are likely to need to convert some of your figures to monthly. If you pay a certain bill by the quarter, you might find it easy enough to work out what the monthly cost of this bill would be. But some of the conversions are a little more difficult. This converter will help you to make more accurate calculations. Amount Monthly Daily $0 Weekly $0 Fortnightly $0 Quarterly $0 Half Yearly $0 Yearly $0