How to Get Negative Account off Credit Report by kcb19867

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									                   Month                       Jan-07   Descriptions   Feb-07   Descriptions
    Total Revenue Carry from Prev. Month         0                       0

Regular Expenses- Month Total
                Automobile                       0                       0
                  Clothing                       0                       0
                   Other                         0                       0
Other Weekly Expenses
                   Week 1                        0                       0
                   Week 2                        0                       0
                   Week 3                        0                       0
                   Week 4                        0                       0
                   Week 5                        0                       0
                   Week 6                        0                       0
Total Expense                                    0                       0

Liability / Debt
            Current Liability (Positive)         0                       0
             Liability PAID (Negative)           0                       0
Net Liability / Debt                             0                       0

Tithing + Savings                                0                       0
Tithe+Savings Ratio                             0.2                     0.2

Income                                           0                       0

Net Revenue = (Income - Expense - Liability)     0                       0
Estimated Add'l Expense                          0                       0
Estimated Add'l Income                           0                       0
Estimated Net Revenue                            0                       0

Current Financial Beginning Statements
Credit Card(s)
Phone Bill(s)
Bank Account(s)
Other Statement(s)

Investments
Money Lent (-), accumulated                      0                       0
Money Borrowed (+), accumulated                  0                       0

Finalized Net Revenue (Write Manually)

Goals
Get out of Debt
Become Financially Independent
Obtain Wealth
Give Back to Others
Current Financial Status of ________________
As of
Debt
balance
Minimum Payment
Bank Accounts
balance

Expenses / Budget (Monthly)




Conclusion
With $____/ month income and $_____/month payments, you can be debt free in ___ months

Jobs / Income
Income from Regular Job 1
Income from Regular Job 2
Income from Other Source 1
Income from Other Source 2

PLAN (Build Habit of Discipline & Responsibility)
1. Work to receive Income                        $____ /month
2. Pay Tithe                                         10%
3. Save (For future unknown, investment)             10%
4. Pay Off Debt                                 $_____/month
                                   Use ___day)
5. Budget (Daily) and Report (Weekly onEXCEL sheet and Report to ____________
6. Spend Expenses Wisely following budget       Follow Budget
(7. Invest and become Wealthy)
Mar-07   Descriptions   Apr-07   Descriptions   May-07   Descriptions   Jun-07
  0                       0                       0                       0


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  0                       0                       0                       0
  0                       0                       0                       0
  0                       0                       0                       0
  0                       0                       0                       0


  0                       0                       0                       0
  0                       0                       0                       0
  0                       0                       0                       0

  0                       0                       0                       0
 0.2                     0.2                     0.2                     0.2

  0                       0                       0                       0

  0                       0                       0                       0
  0                       0                       0                       0
  0                       0                       0                       0
  0                       0                       0                       0




  0                       0                       0                       0
  0                       0                       0                       0
Descriptions                      Month                       Jul-07   Descriptions   Aug-07
                   Total Revenue Carry from Prev. Month         0                       0

               Regular Expenses- Month Total
                               Automobile                       0                       0
                                 Clothing                       0                       0
                                  Other                         0                       0
               Other Weekly Expenses
                                  Week 1                        0                       0
                                  Week 2                        0                       0
                                  Week 3                        0                       0
                                  Week 4                        0                       0
                                  Week 5                        0                       0
                                  Week 6                        0                       0
               Total Expense                                    0                       0

               Liability / Debt
                           Current Liability (Positive)         0                       0
                            Liability PAID (Negative)           0                       0
               Net Liability / Debt                             0                       0

               Tithing + Savings                                0                       0
               Tithe+Savings Percentage                        0.2                     0.2

               Income                                           0                       0

               Net Revenue = (Income - Expense - Liability)     0                       0
               Estimated Add'l Expense                          0                       0
               Estimated Add'l Income                           0                       0
               Estimated Net Revenue                            0                       0




               Investments
               Money Lent (-), accumulated                      0                       0
               Money Borrowed (+), accumulated                  0                       0

               Finalized Net Revenue (Write Manually)
Descriptions   Sep-07   Descriptions   Oct-07   Descriptions   Nov-07   Descriptions
                 0                       0                       0


                 0                       0                       0
                 0                       0                       0
                 0                       0                       0

                 0                       0                       0
                 0                       0                       0
                 0                       0                       0
                 0                       0                       0
                 0                       0                       0
                 0                       0                       0
                 0                       0                       0


                 0                       0                       0
                 0                       0                       0
                 0                       0                       0

                 0                       0                       0
                0.2                     0.2                     0.2

                 0                       0                       0

                 0                       0                       0
                 0                       0                       0
                 0                       0                       0
                 0                       0                       0




                 0                       0                       0
                 0                       0                       0
Dec-07   Descriptions                      Month
  0                         Total Revenue Carry from Prev. Month

                        Regular Expenses- Month Total
  0                                     Automobile
  0                                       Clothing
  0                                        Other
                        Other Weekly Expenses
  0                                        Week 1
  0                                        Week 2
  0                                        Week 3
  0                                        Week 4
  0                                        Week 5
  0                                        Week 6
  0                     Total Expense

                        Liability / Debt
  0                                 Current Liability (Positive)
  0                                  Liability PAID (Negative)
  0                     Net Liability / Debt

  0                     Tithing + Savings
 0.2                    Tithe+Savings Percentage

  0                     Income

  0                     Net Revenue = (Income - Expense - Liability)
  0                     Estimated Add'l Expense
  0                     Estimated Add'l Income
  0                     Estimated Net Revenue




                        Investments
  0                     Money Lent (-), accumulated
  0                     Money Borrowed (+), accumulated

                        Finalized Net Revenue (Write Manually)
                   Month                       Jan-08   Descriptions   Feb-08   Descriptions
    Total Revenue Carry from Prev. Month         0                       0

Regular Expenses- Month Total
                Automobile                       0                       0
                  Clothing                       0                       0
                   Other                         0                       0
Other Weekly Expenses
                   Week 1                        0                       0
                   Week 2                        0                       0
                   Week 3                        0                       0
                   Week 4                        0                       0
                   Week 5                        0                       0
                   Week 6                        0                       0
Total Expense                                    0                       0

Liability / Debt
            Current Liability (Positive)         0                       0
             Liability PAID (Negative)           0                       0
Net Liability / Debt                             0                       0

Tithing + Savings                                0                       0
Tithe+Savings Percentage                        0.2                     0.2

Income                                           0                       0

Net Revenue = (Income - Expense - Liability)     0                       0
Estimated Add'l Expense                          0                       0
Estimated Add'l Income                           0                       0
Estimated Net Revenue                            0                       0

Current Financial Statements
Credit Card (Express, GAP, etc.)
Phone Bill
Bank Account (Wells Fargo, etc.)

Investments
Money Lent (-), accumulated                      0                       0
Money Borrowed (+), accumulated                  0                       0

Finalized Net Revenue (Write Manually)
Mar-08   Descriptions   Apr-08   Descriptions   May-08   Descriptions   Jun-08
  0                       0                       0                       0


  0                       0                       0                       0
  0                       0                       0                       0
  0                       0                       0                       0

  0                       0                       0                       0
  0                       0                       0                       0
  0                       0                       0                       0
  0                       0                       0                       0
  0                       0                       0                       0
  0                       0                       0                       0
  0                       0                       0                       0


  0                       0                       0                       0
  0                       0                       0                       0
  0                       0                       0                       0

  0                       0                       0                       0
 0.2                     0.2                     0.2                     0.2

  0                       0                       0                       0

  0                       0                       0                       0
  0                       0                       0                       0
  0                       0                       0                       0
  0                       0                       0                       0




  0                       0                       0                       0
  0                       0                       0                       0
Descriptions                      Month                       Jul-08   Descriptions   Aug-08
                   Total Revenue Carry from Prev. Month         0                       0

               Regular Expenses- Month Total
                               Automobile                       0                       0
                                 Clothing                       0                       0
                                  Other                         0                       0
               Other Weekly Expenses
                                  Week 1                        0                       0
                                  Week 2                        0                       0
                                  Week 3                        0                       0
                                  Week 4                        0                       0
                                  Week 5                        0                       0
                                  Week 6                        0                       0
               Total Expense                                    0                       0

               Liability / Debt
                           Current Liability (Positive)         0                       0
                            Liability PAID (Negative)           0                       0
               Net Liability / Debt                             0                       0

               Tithing + Savings                                0                       0
               Tithe+Savings Percentage                        0.2                     0.2

               Income                                           0                       0

               Net Revenue = (Income - Expense - Liability)     0                       0
               Estimated Add'l Expense                          0                       0
               Estimated Add'l Income                           0                       0
               Estimated Net Revenue                            0                       0




               Investments
               Money Lent (-), accumulated                      0                       0
               Money Borrowed (+), accumulated                  0                       0

               Finalized Net Revenue (Write Manually)
Descriptions   Sep-08   Descriptions   Oct-08   Descriptions   Nov-08   Descriptions
                 0                       0                       0


                 0                       0                       0
                 0                       0                       0
                 0                       0                       0

                 0                       0                       0
                 0                       0                       0
                 0                       0                       0
                 0                       0                       0
                 0                       0                       0
                 0                       0                       0
                 0                       0                       0


                 0                       0                       0
                 0                       0                       0
                 0                       0                       0

                 0                       0                       0
                0.2                     0.2                     0.2

                 0                       0                       0

                 0                       0                       0
                 0                       0                       0
                 0                       0                       0
                 0                       0                       0




                 0                       0                       0
                 0                       0                       0
Dec-08   Descriptions                      Month
  0                         Total Revenue Carry from Prev. Month

                        Regular Expenses- Month Total
  0                                     Automobile
  0                                       Clothing
  0                                        Other
                        Other Weekly Expenses
  0                                        Week 1
  0                                        Week 2
  0                                        Week 3
  0                                        Week 4
  0                                        Week 5
  0                                        Week 6
  0                     Total Expense

                        Liability / Debt
  0                                 Current Liability (Positive)
  0                                  Liability PAID (Negative)
  0                     Net Liability / Debt

  0                     Tithing + Savings
 0.2                    Tithe+Savings Percentage

  0                     Income

  0                     Net Revenue = (Income - Expense - Liability)
  0                     Estimated Add'l Expense
  0                     Estimated Add'l Income
  0                     Estimated Net Revenue




                        Investments
  0                     Money Lent (-), accumulated
  0                     Money Borrowed (+), accumulated

                        Finalized Net Revenue (Write Manually)

								
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