Oregon Small Business Association

Document Sample
Oregon Small Business Association Powered By Docstoc
					OREGON
BANKS
Investing in the
  Communities
  we Serve




Cornerstones
   of our
Communities
               iNvEStiNG
                 iN thE
              COmmunitiES
                wE SERvE
OREGON
             I
                 t’s no secret that America is in the midst of economic




BANKS            turmoil. But what may surprise some people is that

             traditional banks – the 58 depository institutions that

             make small business loans and personal loans and

              provide a safe repository for Oregonians’ savings – are

              not the root of the problem. Many news reports have

              blamed “banks” for the credit crisis; the truth is, the

              institutions at the center of the meltdown – such as

              Lehman Brothers, AIG, Bear Stearns, Fannie Mae and

              the like – are or were not banks. And while traditional

              banks doing business in Oregon are impacted by current

             economic conditions, they are as a whole the solution to

             today’s financial industry challenges.


             While traditional banks come in all shapes and sizes, they

            all have one thing in common: they are the main source

            of capital in their local communities. Although times are

            tight, banks continue to lend, proving to their customers

           that they are worthy of trust and will do everything possible

          to support economic prosperity in their communities.




         OREGON BANKERS ASSOciAtiON
         777 13th St SE, SuitE 130 • SalEm, OR 97301
         PO BOx 13429 • SalEm, OR 97309
Page 2
         503-581-3522 • Fax 503-581-8714
tRaditiOnal BankS COntinuE tO lEnd
It is a little known fact that even with the economy faltering and individuals and businesses reducing their

borrowing, banks continue to lend. This is in sharp contrast to lending trends during other recessions.

Typically, loan growth shrinks as loan demand falls, but during the current recession, traditional banks

have actually experienced an expansion in business lending. In 2008, for example, business

loans expanded by 11 percent, and consumer loans expanded by 9 percent. However, loan

demand appears to have declined in 2009 due to the current recession.


Although traditional banks have been lending throughout Oregon, they cannot offset the

dramatic decline of credit outside of the banking industry. Many do not realize that traditional

bank lending today accounts for less than 30 percent of all credit in the U.S., whereas 30 years

ago, banks provided about 60 percent of all credit. The collapse this past year of the secondary

markets for mortgages and other consumer credit products has taken out an important pipeline

of credit. Thus, the stories about the lack of credit are due to the weakness of non-bank lenders and the

securitization markets, not the traditional banking sector.


Banks are committed to seeing their communities through this economic crisis. It is the credit extended

by traditional banks that has allowed many businesses to move forward and meet their payrolls and make

payments to their suppliers, even during these challenging times.




SOURCES: Survey of Oregon banks conducted by the Oregon Bankers Association in 2008; US Small Business Administration;
Federal Deposit Insurance Corporation Bank Call Reports; and American Bankers Association.                               Page 3
                                                    thE REal StORy OF Small BuSinESS lEnding
                                                    By OREGON BANKS
                                                        Small BuSinESS lEnding

                                                                                                                      Small BuSinESS lEnding
                                                                                                                         By OREGON BANKS
                                                           78%                                       22%                Small Business Loans from $0-$100,000
                                                            22,533
                                                            Loans                                    6,250
                                                                                                     Loans                    11%
                                                                                                                        Small Business Loans Exceeding $100,000
                                                                                                                         7,057 lOanS

                                                                                   59%
                                                                          37,860 lOanS
                                                       Banks in Oregon are very committed to serving small business customers. In fact, in 2007 alone,
                                                                                                         30%
                                                       Oregon banks made more than 28,000 small business loans. Of these loans, 78 percent were for
                                                       less than $100,000. In addition to loans, banks provide a wide array of deposit and loan products to
                                                       help small businesses prosper.
                                                                                                   19,156 lOanS
                                                       The reality is that Oregon’s banking community is actively engaged in serving very small to mid-size
                                                       businesses. In fact, this customer segment is the most important for many Oregon banks. Oregon
                                                       banks are continuing the long tradition of broadly serving Oregon’s small business community.




                                                                                                      In spite of the difficult economic environment we are now in, only
                                          Financial Institution Credit                                       n BuSinESS lOanS FROm $0 tO $50,000
                                                                                                      eight percent of small businesses have reported problems in obtaining
                               $40                          Total Credit From                  70%
                                                                                                             n BuSinESS lOanS FROm $50,000 tO $100,000
                                                            Financial All Institutions                the financing they desire, and regular borrowing was “typical of the past
                                                            (Left Axis)
                                                                                               60%           n BuSinESS lOanS ExCEEding $100,000
                               $30   Banking Credit as
                                     % of Total
                                                                                               50%    20 years” (according to a March 2009 survey by the National Federation
                                     (Right Axis)
                      llions




                                                                                               40%
                               $20                                                                    of Independent Businesses, NFIB). What has been experienced most
                 $ Tril




                                                                                               30%


                               $10
                                                                                                 %
                                                                                               20%    recently, however, is a noticeable decline in business loan demand.
                                                                                               10%
                                                                          Banking Credit   Banks in Oregon are is committed to traditional bank lending is
                                                                                           Consequently, therevery evidence thatserving
                                                                                 (Left Axis)
                                $0                                                             0%
                                  1960          1971              1982           1993 2004
                                                                                           small business customers. In fact, in 2005 alone,
               Source:
                                               Inflation Adjusted, Base = 2008 3Q          marginally declining in 2009.
                                                    Oregon banks made more than 64,000 small business loans. Of these loans, 70% were
         Flow of Funds




                                                    As less than $100,000 and 59% were for less increases, traditional banks will continue
                                                    for the economy improves and loan demand than $50,000. For many years, bankers to be there to make
                                                have provided a wide array of deposit and loan products to help small businesses
                                                smart loans to Oregonians and Oregon businesses. But the ability of banks to meet these needs will be
                                                prosper.
                                                directly influenced by the availability of adequate capital to back increased lending. Banks receive mixed
                                               The reality is that Oregon’s banking community is actively engaged in serving
                                               messages to mid-size businesses. continuing to lend to stimulate among the most
                                               very smallabout the importance ofIn fact, this customer segment is the economy while dealing with a variety
                                              of regulatory many Oregon banks. Oregon work are continuing At the end of the day,
                                              important forand accounting pressures that banks against lending.the long tradition of traditional banks –
                                             broadly serving Oregon’s small business community.
                                             with a long history built on trust and community involvement – are key to our economic recovery and the

                                           availability of credit in Oregon’s communities.




Page 4
nO BailOut FOR OREgOn BankS
It’s important to understand that traditional banks are built on relationships with the communities they

serve, backed by relationships they have with their federal and state regulators. These relationships are based

on trust and a focus on fundamentals that keep banks safe and sound. Moreover, typical banks have not

received bailouts. They don’t need them because most traditional banks have steered clear of the financial

instruments that led to the insolvency of entities like AIG. Moreover, bank lending practices are regulated

much more stringently than those of a brokerage or investment bank.


Some Oregon banks have opted to accept capital in the form of a preferred stock investment

– paying dividends to the federal government – under the Treasury’s new Capital Purchase

Program. These healthy banks are using this capital investment to support new lending and

increase stability in the marketplace. These funds – accepted by a handful of banks to date – are

a benefit to Oregon communities. They are not bailout funds, and the government will make

money over the life of the investment.



SPEaRhEading Small BuSinESS gROwth
Many believe that our economic recovery rests on the ability of small businesses to launch and thrive.

According the U.S. Small Business Administration, 60 to 80 percent of net new jobs each year are created

by small businesses. These entities receive 65 percent of their loans from commercial banks and other

depository institutions.


As of June 2008, 34 million outstanding commercial and industrial loans to small businesses nationwide

totaled $337 billion; 1.8 million commercial real estate loans to small businesses totaled an additional $375

billion in the same period.


Oregon banks play a particularly important role in helping small businesses thrive.


A recent survey reflecting data from only a portion of Oregon banks shows more than 22,000 loans

of $100,000 or less were made to small businesses across the state in 2007. In fact, these same loans represent

78 percent of all the loans banks reported making to Oregon small businesses.


Oregon banks will continue to lend to small businesses, helping to lead us to greater economic security.


                                                                                                                  Page 5
           a mORE RESPOnSiBlE aPPROaCh
           tO dOiNG BuSiNESS
            Throughout the current economic storm, traditional banks – including the 38 banks headquartered in

            Oregon – have remained committed to their core business: making loans and providing Oregonians

             with a safe, reliable place to deposit their funds. Individuals and businesses in our communities

             entrust banks with their money in the form of certificates of deposit, savings and checking accounts.

             These deposits are federally insured, and the banks in turn loan these funds back out to individuals

              and small businesses in their communities. Oregon’s banks answer to Main Street, not Wall Street;

              our highly regulated business model is based on a holistic relationship with the depositors and

              borrowers in our communities.



              invESting in thE COmmunitiES wE SERvE
                                  In addition to employing approximately 20,000 Oregonians, banks continue

                                  to be the primary institutions for saving, lending and financing economic

                                  growth in Oregon’s communities. In this important role, banks are well-poised

                                  to fuel our economic recovery.


                                  But beyond a financial services role, Oregon bankers are committed to making

                                  the places they live and work the best they can be. A recent survey of Oregon

                                  banks showed their charitable donations made right here in Oregon were

             well in excess of $11 million, supporting everything from Habitat to Humanity to the American

             Cancer Society to Meals on Wheels. On a more personal level, the employees of Oregon banks

             reported donating nearly 135,000 hours of their time as volunteers, often serving on the boards

            and committees of local non-profit organizations. Whether it’s delivering meals to homebound

            seniors or pitching in to build affordable housing, Oregon bankers are moved to give back to the

           community. Why? Because it’s their community too.


          In the pages that follow, we’ve highlighted some special tales of giving by banks around Oregon.

         They illustrate a few of the unique ways Oregon banks go beyond offering checking accounts and

         lines of credit to serving as true cornerstones of their communities.


Page 6
                                                  BANK
                                                 OF thE
                                                cAScAdES

     Building StROng BOdiES, mindS,
            ANd BuSiNESSES
W       hen schools are facing tough
        budgetary times, it’s the
little extras that often suffer. Sports
                                          “The support Bank of the Cascades
                                          has provided has made a tremendous
                                          impact,” said Lisa Zimmerman,
                                                                                   a healthy, stable business climate by
                                                                                   giving not only sponsorship dollars,
                                                                                   but also sharing our bankers time and
programs. Arts programs. In-class         president of the Education Foundation    expertise in the classroom.”
teaching tools beyond blackboards         for Bend – La Pine Schools, which
and desks. Some view these items          dispenses scholarship and grant          “I’ve been involved with a number
as ancillary to the larger education      money. “We’ve never had to turn          of business incubators in the past,”
experience, unnecessary frills. Bank of   down an activity scholarship request     said Jimmie Wilkins, director
the Cascades feels differently.           and have awarded 1,113 since 2003.       of Chemeketa’s Small Business
                                          The innovative programs that the         Development Center. The primary
And hundreds of high school students      Classroom Impact Grants have             objective of most incubators is to
in greater Bend are thankful for that!    allowed teachers to introduce to their   provide low cost office space to the
                                          classrooms help get students excited     handful of entrepreneurial groups
For the last three years, Bank of                                                  in those offices. What excites me
the Cascades has supported several        about learning.”
                                                                                   about the EDGE program is that it
programs in central Oregon , such         Bank of the Cascades’ interest in        extends our services beyond our 10
as Activity Fee Scholarships and          fostering learning extends west of       young businesses and the walls of our
Classroom Impact Grants. Activity Fee     the mountains to students pursuing       building. Thanks to our community
Scholarships help students of modest      entrepreneurial endeavors. The bank is   supporters like Bank of the Cascades,
means cover fees for participating        excited to sponsor the Entrepreneur’s    the information and know-how
on sports teams, and other fee-based      EDGE Business Incubator at the           we accrue will be available on-line
activities. Classroom Impact Grants       Chemeketa Center for Business and        to other businesses and budding
provide funds that permit teachers to     Industry in downtown Salem. The          entrepreneurs in the community.
augment their teaching environments       EDGE (Education, Development,            It’s really a remote professional
– whether it be more books, more          Growth, Empowerment) Incubator           development program, with the
microscopes, new computers or             unites on-site Chemeketa student         potential to empower businesses
whatever might enhance the students’      entrepreneurs with virtual teams         throughout our region.”
classroom experience.                     of established business owners and
                                          new entrepreneurs from the college’s     The Entrepreneur’s EDGE Business
“The health and vitality of our                                                    Incubator – part of
communities is important to us,           service district in Marion, Polk and
                                          Yamhill Counties to participate in a     Chemeketa’s Small
and schools are at the heart of                                                    Business Development
the community,” said Julie Miller,        results-driven program of business
                                          education. The program’s goal is         Center – is slated to
executive vice president and Central                                               move into their
Oregon regional manager, Bank of          to encourage the launch, growth,
                                          stability and long-term success of       new building
the Cascades. “We’re committed                                                     in downtown
to investing in education, and            business enterprises.
                                                                                   Salem the
supporting academic and athletic          “The business incubator program at       summer of
opportunities for all students. One of    Chemeketa is about raising up the        2009.
the singular benefits of community        resources and talents that are already
banks is that we are able to keep         here to help develop a stronger
local deposits local and reinvest in      business community, successful
these community needs through our         employers, and create jobs
corporate philanthropy program.”          and revenue for economic
Bank of the Cascades has donated to       development,” said Larry
each of the three high schools in Bend    Goodreau, senior vice
(Bend High School, Mt. View High          president and area manager,
School and Summit High School) for        Bank of the Cascades.
the past three years for Activity Fee     “We are honored to be part
Scholarships and Classroom Impact         of this type of educational
Grants.                                   initiative that supports

                                                                                                                    Page 7
                                               ClaCkamaS
                                                cOuNty
                                                  BANK

                                     Pink FlamingOS
                                      RElay FOR liFE
 i   t’s past midnight on a summer
     night in Sandy. The lights at the
 Sandy High School track are blazing,
                                            event since 2003. Several other Oregon
                                            banks have also participated in Relay
                                            For Life.
                                                                                       family who have battled cancer and
                                                                                       lived to tell their stories, to provide
                                                                                       encouragement for those in the midst
 and scores of people are walking laps                                                 of their struggle, or to remember
 as hundreds of others cheer them on.       “We have two teams associated with         loved ones who have been lost to the
 It’s not an off-season track meet – it’s   the bank that participate,” explained      disease. The bags are placed around
 the annual Relay For Life.                 Jamie Claggett, administrative             the track. After an inspirational speech
                                            assistant, Clackamas County Bank.          by a cancer survivor, candles inside
 Relay For Life is the American Cancer      “One is the CCB Pink Flamingos –           the bags are lit, and Relay participants
 Society’s signature activity, offering     we got the name from our late bank         along with Survivors do a lap around
 any interested parties an opportunity      president, Randy Proctor, who loved        the track in silence. “The Luminaria
 to join the fight against cancer. Teams    pink flamingos. This team is comprised     is a real tear-jerker,” Jamie Claggett
 of participants camp out at a local        of all bank employees. The other team      continued. “It’s a great release, both
 high school, park or fairground and        is the Friends of Pink Flamingos, and      for people who are grieving and
 take turns walking or running around       it’s made up of relatives and friends of   those who have survived. For many
 a track or path. Relays are an overnight   bank employees. In 2008, a total of 35     spectators and participants, it’s the
 event, up to 24 hours in length; each      people participated between the two        focal point of the event.”
 team has a representative on the track     teams, and we raised over $43,000 –
 at all times. More than 3.5 million        including all the fund-raising we do in    The Relay For Life event in Sandy
 people participated in Relay For Life      the course of the year and matching        has many mirthful moments as well
 events in 2008. Clackamas County           funds that Clackamas County Bank           – including the Mr. Relay Pageant.
 Bank has fielded teams for the Sandy       contributed.” A total of 25 teams          “Contestants – men only – dress up
                                            took part in the 2008 Relay For Life       in woman’s attire,” Jamie explained.
                                            in Sandy, and a total of $65,350 was       “Each team designates a participant.
                                            raised for the American Cancer Society.    The pageant begins at midnight --
                                                                                       contestants wobble up onto a stage in
                                            A highlight of the Relay For Life event    their high heels to have their pictures
                                            is the Luminaria Ceremony of Hope.         taken and answer questions from the
                                            As the sun sets over campsites and         audience. Eventually, they run or walk
                                            darkness falls, the night is brightened    a lap in their heels. The contestant
                                            by the glow of illuminated bags            who collects the most money is
                                            – the luminaria. Participants and          crowned Mr. Relay.”
                                            spectators can purchase bags (for a
                                            small donation) that can be decorated
                                            to celebrate the lives of friends and




Page 8
                                             EvERGREEN
                                              FEdERal
                                                BANK

               hElPing wORking FamiliES
                mOvE hOmEwaRd BOund
A   chieving the American dream
    of owning your own home is
becoming increasingly difficult for
                                          brings together local developers
                                          and businesses to finance and build
                                          affordable homes for first-time home
                                                                                   selling at $150,000, this
                                                                                   would amount to about
                                                                                   $5,500.) They must
middle-income working families. One       buyers. Evergreen Federal provided the   also meet normal loan
group that’s hit especially hard are      initial seed money – $1,000,000 over     credit criteria and work
families whose income is between          five years – to buy land and help pay    for a Dream Builder partner.
$40,000 and $60,000. They earn too        for improvements. A host of businesses
much to qualify for subsidy programs,     contributed $5,000 each to become a      As of this writing, Homeward
but not often enough to buy a home        Dream Builder partner. This enables      Dreams has escrow closed on seven
in today’s market.                        any eligible employees at the business   homes with an eighth house almost
                                          to be added to the pool of potential     finished and a ninth well underway.
“The availability of affordable housing   Homeward Dreams participants.            The first – an 1,800 square foot
around Grants Pass has been a concern     At the kick-off meeting, Jeff Hyde       structure with three bedrooms, two
at Evergreen Federal for years,” said     was astounded by the development         baths and granite countertops – sold
Jeff Hyde, the bank’s executive vice      community’s response. “Some builders     for $170,000; it would have easily
president and president of Evergreen      came up after my presentation and        sold for $325,000 in the marketplace.
Federal’s Affordable Housing              said, ‘We’ll sell you the lot for $5,    The other houses Homeward Dreams
Company. “One of the greatest             and we’ll build the house at cost.       has built have been a bit smaller,
stumbling blocks to making home           Are you interested?’ You bet we          and priced between $137,000 and
ownership available to families of        were!” Since that roll-out meeting,      $150,000. “These houses are built by
more modest means has been the price      Homeward Dreams has received             high quality builders to the highest
of land – $80,000 to $100,000 for the     more than $400,000 from the Grants       standards,” Jeff added. “Every house
average lot. At a meeting with some       Pass business community, either in       is equal to or better than other houses
people from the local development         discounts or work-in-kind.               in the neighborhoods where they’re
community, one of the builders – Jay                                               built.”
Eastwood of Eastwood Homes – asked        To be eligible for the program,
if we had explored the concept of         recipients must be first-time home       “Does Homeward Dreams solve
community land banks. Our interest        buyers, have a combined family           Josephine County’s affordable housing
was piqued, and we did some research.     income between $40,000 and $60,000,      dilemma?” Jeff pondered. “No. But
We learned that it would be possible      and be able to pay 3 percent of the      it has put eight families into their
to build and sell the physical house      sale price for the down payment          own homes – families that probably
and hold on to the lot using a long-      and cover closing costs. (For a home     wouldn’t have had this opportunity
term lease for which we’d charge                                                   for a long time.”
homeowners a nominal monthly fee
of $50. We came up with a proposal
and got FDIC approval.”

And the Homeward Dreams program
was born.

With Homeward Dreams, Evergreen
Federal’s Affordable Housing Company

   Jeff Hyde, Avery and Nicole Cates,
       Leanne Smith, Asante Human
     Resources, and Paul Janke, CEO
   of Three Rivers Women’s Imaging,
   pose in the kitchen of Nicole’s new
   home. Nicole is an office assistant
         at TRWI, and has two other
    children besides Avery, 4 year old
              twins, Jonas and Elliot.                                                                                Page 9
                                             haBitat FOR
                                              humanity
                                             OF OREgOn

          1,000 hOmES By 2010 . . .
    with thE hElP OF OREgOn’S BankS
 E   veryone deserves a safe, decent
     place to live. For more than 25
 years, Habitat for Humanity has
                                           affiliates around the state – the groups
                                           of staff and volunteers building the
                                           homes. In the first 25 years, some
                                                                                      Habitat for Humanity affiliates
                                                                                      are active all across Oregon, from
                                                                                      Tillamook to La Grande to Klamath
 been in Oregon to help. Habitat’s         800 homes have been built. Habitat         Falls. Wherever Habitat projects are
 houses are designed and built by a        recently launched its “1,000 Homes         happening, Oregon banks are there
 community of dedicated volunteers         by 2010” campaign. And with the            to help. Here are just a few examples
 and then sold at cost with zero-          help of partners from Oregon’s             of how:
 interest mortgages to qualifying          banking community, they hope to
 families. These mortgage payments         reach that goal.                           •	 Columbia	Community	Bank
 – often less than the cost to rent – go                                                 has been very supportive of West
 into a revolving fund for Habitat         “There are so many ways that Oregon           Tuality Habitat in Forest Grove and
 that is used to build more homes          banks assist us,” said Patricia TenEyk,       Newberg Area Habitat through cash
 for Oregon families. By providing a       executive director of Habitat for             donations and volunteer service
 hand up, not a hand out, Habitat for      Humanity in Oregon. “Some banks               provided by bank staffers, several of
 Humanity maintains the dignity and        will provide bridge financing to our          whom have served on the board.
 pride of its homeowner families –         affiliates to help them purchase a
 families that contribute 500 hours of     property. Others will direct us to         •	 First	Federal	has also assisted
 sweat equity on their home (or other      potential building sites that they’ve         Newberg Area Habitat with a
 Habitat projects) to qualify…and in       come upon in the course of doing              customer directed donation
 addition to their mortgage, pay over      business. Each year, we receive               program and volunteer recognition
 $1.5 million in property taxes a year     cash donations from banks that                awards.
 to help support their communities.        do business in our communities.
                                           And as you may have seen on some           •	 Oregon	Pacific	Bank conducts
 In 1998, Habitat for Humanity             Saturdays, bank employees frequently          a number of special fundraising
 of Oregon was created to offer            volunteer their time for ‘build days,’        events at the bank for Florence
 fundraising, public relations, and        helping erect or restore a Habitat for        Habitat for Humanity, and several
 advocacy support to the 32 Habitat        Humanity property.”                           employees serve on the board.

                                                                                      •	 Sterling	Savings	Bank
                                                                                         employees in Hermiston have
                                                                                         volunteered their hands-on
                                                                                         assistance on several occasions for
                                                                                         Oregon Trail Habitat, donating
                                                                                         supplies as well.

                                                                                      •	 Wells	Fargo has donated both
                                                                                         cash and volunteer work days for
                                                                                         The Dalles Habitat affiliate.

                                                                                      •	 Columbia	River	Bank has helped
                                                                                         facilitate The Dalles affiliate’s
                                                                                         Federal Home Loan grant.

                                                                                      •	 Employees	from	various	branches	
                                                                                         of West	Coast	Bank have
                                                                                         supported Habitat of Lincoln
                                                                                         County work days with hands-on
                                                                                         support, as has the Lincoln City
                                                                                         branch of Wells	Fargo.




Page 10
                                                   KEyBANK

                  hElPing thE
          gRand FlORal PaRadE BlOSSOm
E
“   veryone loves a parade,” to
    paraphrase the old Ted Koehler
song, and there’s no parade Oregonians
                                            honor to invest in the KeyBank Grand
                                            Floral Parade,” said Brian Rice, KeyBank
                                            Oregon district president. “By doing
                                                                                       balloons and five thousand piggy banks
                                                                                       from KeyBank’s Oregon headquarters
                                                                                       in Milwaukie to downtown Portland
love more than the KeyBank Grand            so, we will help ensure the continued      required no small degree of planning.
Floral Parade – one of the signature        success of our state’s favorite summer     To maximize efficiency (and minimize
events of the annual Portland Rose          event.”                                    exhaust fumes), KeyBank hired a small
Festival. For more than one hundred                                                    fleet of vans to deploy volunteers along
                                            KeyBank’s six-figure financial support
years, the parade’s larger-than-life all-                                              the 4.3 mile parade route. Two tractor
                                            of the parade is certainly important.
floral floats, high-stepping marching                                                  trailer trucks distributed shopping
                                            But for thousands of parade-goers in
bands and impressive equestrian                                                        carts and goodies to volunteers so they
                                            2008, it was the work of more than 100
units have thrilled tens of millions of                                                could share balloons and piggy banks
                                            bank employee volunteers that really
spectators – including half a million                                                  with children (and those young at
                                            made a difference. “The way employees
viewers in 2008 alone.                                                                 heart) throughout the morning. “It was
                                            embraced Key’s involvement in the
                                                                                       a huge undertaking from a logistical
Parades don’t happen by themselves,         parade was like no other volunteer
                                                                                       perspective,” Margaret Shrader
especially one the scope of the Rose        outreach I’ve experienced,” said
                                                                                       continued, “but all came off smoothly.”
Festival’s largest parade. There’s the      Margaret Shrader, KeyBank Oregon
careful assembly of one million plus        district marketing manager. “All of        “And I can’t tell you how many
flowers used in the decoration of           the executive management team              employees have contacted me
more than 20 floats. There are hours        participated, as well as staff from many   about the parade,” she added. “The
and hours of marching band practice         of our 70 southwest Washington and         overwhelming sentiment has been, ‘I
to make sure every note is just right.      Oregon branches. We had more than          can’t wait to do this
There’s the meticulous application of       25 people on the route the night before    again next year!’”
pounds of pancake make-up by the            handing out glow-in-the-dark roses to
Clown Corp, who dispense laughter           people who were camping out on the
along the route. And most of all, there’s   route, and nearly 100 employees on the
the planning, financial resources and       ground the day of the parade to hand
volunteer power that make everything        out balloons and piggy banks and help
run smoothly. Fortunately for flower        entertain the crowds as they waited for
and parade lovers across Oregon and         the parade to begin.”
beyond, KeyBank is there to help. In        Getting 80 volunteers,
2008, KeyBank signed on to be the           dozens of shopping
official sponsor of the parade. “It’s our   carts, thousands of




                                                                                                                       Page 11
                                                  SiuSlaw
                                                    BANK

                            dElivERing mEalS,
                           making FRiEndShiPS
 m     eals on Wheels began delivering
       hot, nutritious lunches in Lane
 County in 1972, bringing food to 12
                                          of 15 to 20 clients each Tuesday; each
                                          employee team visits their Meals on
                                          Wheels clients about once a month.
                                                                                   and older, are homebound and need
                                                                                   assistance with meal preparation, as
                                                                                   well as to adults with disabilities who
 seniors in Springfield. Launched as      Like many Siuslaw employees, I’m         need help with meal preparation.
 a pilot project by the Lane County       very involved in a number of             Each meal contains a minimum of
 Chapter of the American Red Cross        community activities, serving            one-third of the recommended daily
 in partnership with Lane Council         on boards and the like. I love           allowance of required nutrients.
 of Governments (LCOG), Meals             participating in the Meals on Wheels
 on Wheels has grown to provide           program because it’s so hands-on. I      It takes between two and a half and
 service to more than 1,200 senior        get to know people in the community      three hours to make all the deliveries
 and disabled adults throughout Lane      I might not otherwise meet.”             on the Siuslaw team route. The bank
 County. The Red Cross delivers their                                              compensates employees for all of their
 300 lunches a day, Monday through        “Volunteer groups like the Siuslaw       volunteer time.
 Friday, to homebound seniors living in   Bank team are an invaluable piece
                                          of what we do,” said Linn Crooks,        Delivering warm meals is just one
 Eugene and north Springfield because                                              aspect of the Meals on Wheels
 of the dedication and generosity of      director of the Meals on Wheels
                                          Program for the Oregon Pacific           program. Offering companionship is
 more than 130 volunteers.                                                         another. For some clients, the knock
                                          Chapter of the American Red Cross.
 Ten of those volunteers hail from        “We couldn’t provide our service         on the door from a Meals on Wheels
 Siuslaw Bank.                            without the half dozen groups that       volunteer may signal the only visitor
                                          assist us. I’m constantly impressed      of the day. Real friendships develop
 “We have five Meals on Wheels teams      with the Siuslaw employees – their       between clients and volunteers, and
 who deliver meals every Tuesday of       reliability and conscientiousness.”      the affection experienced is reciprocal.
 the year around Eugene,” explained                                                One favorite client on the Siuslaw
 Jenny Obermiller, Siuslaw Bank’s         Meals on Wheels delivers hot,            delivery route is Beulah, a 20-year
 director of marketing. “Each team has    nutritious lunches on a short- or        resident of Eugene. “Beulah is 92
 two people, and we visit an average      long-term basis to people who are 60     years young, and a five year patron
                                                                                   of “Meals on Wheels,” said Jenny
                                                                                   Obermiller. “She loves to knit and
                                                                                   make applesauce, which she prepares
                                                                                   with extra cinnamon.”
                                                                                   “My favorite thing about Meals on
                                                                                   Wheels is the people who volunteer
                                                                                   and deliver the meals,” Beulah said
                                                                                   recently. “I like the people even more
                                                                                   than the food, although the food can
                                                                                   be delicious.”




                                                                                   Sue Boone, an employee in
                                                                                   Siuslaw Bank’s Loan Servicing
                                                                                   department, with Beulah, a
                                                                                   regular client on Siuslaw’s
                                                                                   Tuesday delivery route.

Page 12
                                                 umPqua
                                                  BANK

                             Putting CliEntS On
                               “GREEN StREEt”
i  n a time of high energy prices and
   increasing concerns about climate
change, most Oregonians are eager to
                                         products are unlike any other available
                                         in the state. They are specifically
                                         designed to remove a financial barrier
                                                                                    •	 Efficient	heating	and	cooling	systems
                                                                                    •	 Water	heating	systems
                                                                                    •	 Insulation
reduce their carbon imprint anyway       for Oregonians seeking energy-saving
                                                                                    •	 Windows
they can. Making our homes and           and solar solutions for their homes and
businesses more fuel-efficient is an     businesses.”                               •	 Solar	energy	systems
obvious way we can make a difference.                                               •	 Air	and	duct	sealing	(for	
                                         The process generally begins with a           homeowners)
But sometimes the chasm between          free Home Energy Review from Energy
                                                                                    •	 Lighting,	appliances	and	equipment	
good intentions and well-executed        Trust to identify energy-saving home
                                                                                       (for small businesses and multifamily
actions can be too wide to be bridged.   improvements, and helpful self-service
                                                                                       properties)
                                         energy checklists for small business
That is, unless, you find yourself on    owners. Then, the home or business         •	 Exterior	doors	and	windows	(for	
GreenStreet.                             owner can turn to an Energy Trust trade       small businesses and multifamily
                                         ally contractor for expert advice on          properties)
GreenStreet Lending is an innovative
program created by Umpqua Bank and       identifying energy efficiency solutions    “The program was initiated in
Energy Trust of Oregon, a nonprofit      and obtaining a project estimate,          November of 2008,” said Nicole
organization that promotes energy        trade allies are licensed, insured and     Stein, vice president of community
efficiency and clean renewable energy    trained on the latest energy efficiency    responsibility, Umpqua Bank, “but
for Oregon customers of Portland         standards and offerings and can            already we have a sizable pipeline of
General Electric, Pacific Power, NW      help complete the forms for Energy         loan applications. The interest is there
Natural and Cascade Natural Gas to       Trust incentives and state tax credits     in the market. Changing your light
help consumers take their notions of     available on qualifying improvements.      bulbs to more energy-efficient options
greater home energy efficiency and       With project costs in hand, interested     is a great first step and affordable to
put them into practice. Through          clients can start their GreenStreet loan   many, but when you look at installing
GreenStreet, low-interest financing is   application. All GreenStreet Lending       a high-efficiency water heater, it’s
available for both homeowners and        products have no loan origination          a significant financial investment.
small businesses to underwrite           fees or closing costs, and flexible        Having GreenStreet to work with
energy-saving improvements and           terms. They’re applicable to a wide        simplifies the whole process.”
solar energy systems.                    range of energy-saving improvements,
“Umpqua Bank and Energy Trust            including:
launched GreenStreet Lending
through a shared commitment
to help Oregonians create long-
term energy savings through
an investment in their home or
business,” said Lani Hayward,
executive vice president of
creative strategies, Umpqua Bank.
“GreenStreet’s financing options
make it easy and affordable for
qualified borrowers to get the
assistance they need to make
environmentally responsible home
and business improvements.”

“Oregonians are facing ever-
increasing energy costs,” said
Margie Harris, executive director,
Energy Trust. “GreenStreet Lending

                                                                                                                      Page 13
 OREgOn BankS dOnatE milliOnS OF dOllaRS EaCh yEaR tO COmmunity ORganizatiOnS th
•	4	Way	Foundation	•	4-H	Clubs	•	AC	Houton	Elementary	School	•	Academic	Masters	Foundation	•	ACCESS	Inc.	•	ACE	Mentor	Program	of	Oregon	•	Achievement	Rewards	for	College	
Students	 •	 Addictions	 Recovery	 Center	 •	 Advantage	 Smiles	 for	 Kids	 •	 Adventist	 Medical	 Center	 •	 Affordable	 Community	 Environments	 •	 African	 American	 Health	 Coalition	 •	 Agape	
Counseling	Center	•	Ainsworth	Elementary	School	•	Albany	Millersburg	Economic	Development	Corporation	•	Albany	Parks	&	Recreation	•	Albany	Partnership	for	Housing	•	Albertina	Kerr	
Centers	•	Allen	Hamner	Foundation	•	Altrusa	International	•	Alzheimer’s	Association	•	American	Cancer	Society	•	American	Diabetes	Association	•	American	Heart	Association	•	American	
Jewish	Committee	•	American	Legions	•	American	Lung	Association	•	American	Red	Cross	•	Amity	Daffodil	Festival	•	Amity	Education	Foundation	•	Amity	High	School	•	Amity	Volunteer	
Firefighters	•	Annie	Ross	House	•	Annual	Scott	Firefighter	Stair	Climb	•	ARC	of	Lane	County	•	Arlington	School	District	•	Art	Along	the	Rogue	•	Artists	Repertory	Theater	•	Artrain	USA	•	
Arts	Alliance	of	Yamhill	County	•	Arts	Central	•	Arts	Council	•	Asian	&	Pacific	Islander	Community	Improvement	Association	•	Assistance	Leagues	•	Associated	Builders	&	Contractors	•	
Association	for	Corporate	Growth	•	Association	of	Oregon	Community	Development	Organizations	•	Astor	Street	Opry	Company	•	Astoria	Aquatics	Center	•	Astoria	High	School	Athletics	
•	Astoria	Middle	School	•	Astoria	Parks	&	Community	•	Astoria	Youth	Athletics	•	Athena	Library	Friends	Association	•	Babe	Ruth	Baseball	Clubs	•	Baker	Enterprise	Growth	Initiative	•	Ballet	
Fantastique	•	Barlow	Bruin	Football	•	Basic	Rights	Education	Fund	•	Beaumont	Middle	School	•	Beaverton	Education	Foundation	•	Beaverton	Library	Foundation	•	Bend	Elks	Baseball	•	Bend	
Future	 Farmers	 of	 America	 •	 Bend	 High	 School	 Athletic	 Department	 •	 Bend	 LaPine	 Schools	 •	 Bend	 Swim	 Club	 •	 Bend	 Volunteers	 in	 Medicine	 •	 Benton	 Franklin	 Community	 Action	
Committee	•	Bethany	House	•	Bethel	Christian	School	•	Bethel	Community	Church	Storehouse	Fund	•	Big	Brothers	Big	Sisters	•	Big	Green	Benefit	Auction	•	Big	Sky	B-Ball	•	Birth	to	Three	
•	Bite	of	Salem	•	Blanchet	House	•	Blue	Heaven	Therapeutic	Riding	Academy	•	Blue	Mountain	Health	Care	Foundation	•	Boardman	Auction	•	Boardman	Senior	Center	•	Bob	Belloni	Ranch	
•	BodyVox	•	Bonanza	Publishing	•	Boy	Scouts	of	America	•	Boys	and	Girls	Aid	Society	of	Oregon	•	Boys	and	Girls	Clubs	•	Bradley	Angle	House	•	Breaking	Bread	Productions	•	Brighton	
Academy	•	Britt	Music	Festival	•	Broadway	Rose	Theatre	Company	•	Buckman	Arts	Elementary	School	•	Burns	High	School	•	Business	Diversity	Institute	•	Business	Education	Compact	•	
Byrom	Elementary	School	•	C.A.T.S.	Pawsing	for	Art	•	C.S.	Lewis	Academy	•	Calapooia	Middle	School	•	Caldera	•	Camas	Education	Foundation	•	Camp	Harlow	•	Camp	Kiwanilong	Board	•	
Camp	Millenium	•	Campfire	USA	•	Cancer	Care	Resources	•	Candlighters	•	Cannon	Beach	Arts	Association	•	Cannon	Beach	Children’s	Center	•	Cannon	Beach	Historical	•	Cares	Northwest	
•	Carlton	Fun	Days	•	Carlton	Together	Cares	•	Cart-M	Recycling	•	CASA	•	Casa	de	Belen	•	Cascade	Aids	Project	•	Cascade	College	•	Cascade	Community	School	of	Music	•	Cascade	Festival	
of	Music	•	Cascade	Heights	Public	Charter	School	•	Cascade	Pacific	Council	•	Cascade	Pacific	Resource	Conservation	and	Development	•	Cascade	Winds	Symphonic	Band	•	Cascadia	•	Case	
Foundation	•	CASH	Oregon	•	Catholic	Charities	•	Catholic	Community	Services	•	Cedar	Creek	Child	Care	Center	•	Cedar	Mill	Community	Library	•	Cedar	Sinai	Park	•	Centennial	Future	
Business	Leaders	of	America	•	Center	for	Community	Counseling	•	Center	for	New	Americans	•	Central	Oregon	Commission	on	Transportation	•	Central	Oregon	Community	College	•	
Central	Oregon	Council	on	Aging	•	Central	Oregon	Employer’s	Council	•	Central	Oregon	Family	Resource	Center	•	Central	Oregon	Pee	Wee	Rodeo	•	Central	Oregon	Regional	Housing	
Authority	•	Central	Oregon	Veterans	Outreach	•	Chambers	of	Commerce	•	Chautuaqua	Festival	•	Chehalem	Swim	Team	•	Chehalem	Valley	Senior	Citizens	Council	•	Chehalem	Youth	&	
Family	Services	•	Chemeketa	Community	College	•	Chess	for	Success	•	Children	Store	•	Children’s	Advovacy	Center	•	Children’s	Cancer	Association	•	Children’s	Charity	Ball	•	Children’s	
Course	•	Children’s	Home	Society	of	Washington	•	Children’s	Learning	Center	•	Children’s	Miracle	Network	•	Children’s	Music	Theatre	Group	•	Children’s	Relief	Nursery	•	Children’s	
Theatre	Foundation	•	Children’s	Trust	Fund	of	Oregon	•	Chiloquin	Rodeo	•	Chiloquin	Visions	in	Progress	•	Christie	School	•	Christmas	for	Kids	Foundation	•	Cinco	De	Mayo	Committee	•	
Citizens	for	Responsibility	&	Ethics	in	Washington	•	Citizens	for	Safe	Schools	•	City	of	Astoria	•	City	of	Cannon	Beach	•	City	of	Carlton	•	City	of	Irrigon	•	City	of	Lake	Oswego	•	City	of	
Medford	•	City	of	North	Bend	•	City	of	Redmond	•	City	of	Rufus	•	City	of	Sandy	Music	•	City	of	Sheridan	•	City	of	Spray	•	City	of	Warrenton	•	Clackamas	Community	Land	Trust	•	
Clackamas	County	Fair	and	Rodeo	•	Clackamas	County	Meals	on	Wheels	•	Clackamas	County	Women’s	Shelter	•	Clackamas	Heritage	Partners	•	Clark	Community	College	•	Classic	Wines	
Auction	•	Clatskanie	Arts	Commission	•	Clatsop	Community	Action	•	Clatsop	Community	College	•	Clatsop	County	Fair	Board	•	Clatsop	County	Rodeo	Association	•	Clatsop	County	
Shrine	Circus	•	Clatsop	County	Women’s	Resource	Center	•	Clear	Choice	Foundation	•	Coalition	for	Kids	•	Coaster	Theater	Productions	•	COBA	Tour	of	Homes	•	Columbia	Cascade	Housing	
Corporation	•	Columbia	Gorge	Arts	in	Education	•	Columbia	Gorge	Discovery	Center	and	Museum	•	Columbia	Gorge	Ecology	institute	•	Columbia	Learning	Center	•	Columbia	Memorial	
Hospital	•	Columbia	Pheasants	4Ever	•	Columbia	Premier	Soccer	Club	•	Columbia	Ridge	Community	Church	•	Columbia	River	Circuit	Rodeo	•	Columbia	River	Harvestors	•	Columbia	River	
Maritime	Museum	•	Columbia	River	Mental	Health	Services	•	Columbia	Symphony	Orchestra	•	Commercial	Association	of	Realtors	•	Commercial	Real	Estate	Women	•	Committed	Partners	
for	 Youth	 •	 Community	 Action	 Team	 •	 Community	 Connection	 of	 Northeast	 Oregon	 •	 Community	 Development	 Network	 of	 Multnomah	 County	 •	 Community	 Food	 for	 Creswell	 •	
Community	 Heath	 Clinic	 •	 Community	 Housing	 Resource	 Center	 •	 Community	 Partners	 for	 Affordable	 Housing	 •	 Community	 Transitional	 School	 •	 Community	 Veterinay	 Center	 •	
Community	Vision	•	Community	Womens	Club	•	Community	Works	•	Computer	Recycling	&	Education	Center	•	Concordia	University	•	Condon	Education	•	Condon	High	School	•	
Condon	Youth	Baseball	•	Confederated	Tribes	of	the	Grand	Ronde	Community	of	Oregon	•	Congregation	Neveh	Shalom	•	Consumer	Credit	Counseling	•	Coos	Bay	Area	Zonta	Service	
Foundation	•	Coos	County	Fair	•	Corban	College	•	Corbett	Education	Foundation	•	Cornerstone	Community	Church	•	Corvallis	Neighborhood	Housing	Services	•	Corvallis	OSU	Symphony	
Society	•	Cottrell	Grade	School’s	Community	Club	•	Cougar	Booster	Club	•	Crane	Union	High	School	•	Crater	Booster	Club	•	Crater	High	Football	Field	•	Crater	Lake	Council	BSA	•	Craterian	
Ginger	Rogers	Theater	•	Craterian	Performances	Company	•	Crook	County	High	School	Athletics	•	Crook	County	Kids	Club	•	Crook	County	School	Foundation	•	Crossroads	Creative	and	
Performing	Arts	Center	•	Cystic	Fibrosis	Foundation	•	Damascus	Day	in	the	Park	•	Damascus	Middle	School	•	Damascus	Parents	Preschool	Auction	•	daVinci	Days	•	Day	in	Damascus	•	
Dayton	 CODE	 1	 •	 Dayton	 Education	 Foundation	 •	 Dayton	 High	 School	 •	 De	 La	 Salle	 North	 Catholic	 High	 School	 •	 De	 Paul	 Treatment	 Centers	 •	 Deep	 Creek	 Elementary	 •	 DeMolay	 -	
Endowment	Foundation	of	Oregon	•	DePaul	Industries	•	Deschutes	Academy	•	Deschutes	Basin	Land	Trust	•	Deschutes	Children’s	Foundation	•	Deschutes	County	Fair	&	Rodeo	•	Deschutes	
County	Home	Show	•	Deschutes	County	Sheriff’s	Office	•	Deschutes	Resources	Conservancy	•	Dexter	McCarty	Middle	School	•	Doernbecher	Children’s	Hospital	Foundation	•	Dove	Lewis	
•	Downtown	Gresham	Art	Walk	•	Downtown	Revitalization	Implementation	Committee	•	Dress	for	Success	•	Drexel	H.	Foundation	•	Duck	Athletic	Fund	•	Duck	Derby	•	Ducks	Unlimited	
•	Dundee	Community	Center	•	Dundee	Fire/Rescue	Volunteers	•	Dundee	Parent	Club	•	Eagle	Point	Foundation	•	Eagle	Point	High	Boosters	•	East	County	One	Stop	•	East	Linn	Christian	
Academy	•	East	Metro	Association	of	Realtors	•	East	Orient	Elementary	•	East	Side	United	Football	•	Easter	Kids	to	Camp	•	Easter	Seals	Oregon	•	Eastern	Oregon	University	•	Eastwood	School	
•	Eclectic	Edge	Events	•	Economic	Development	of	Central	Oregon	•	Ecumenical	Ministries	of	Oregon	•	Elders	in	Action	•	Emanuel	Children’s	Hospital	Foundation	•	Emerald	Arts	Center	•	
Emerald	Kidsports	•	Emerald	Valley	Development	Professionals	•	Epi	Center	•	Equine	Outreach	•	ERA	Bowl	a	thon	•	Estacada	Arts	Commission	•	Estacada	Community	Foundation	•	Estuary	
Cleanup	•	Eugene	Active	20/30	Foundation	•	Eugene	Ballet	Company	•	Eugene	Concert	Choir	•	Eugene	Education	Fund	•	Eugene	Emeralds	•	Eugene	Hearing	and	Speech	Center	•	Eugene	
Mission	•	Eugene	Opera	•	Eugene	Schmuck	Foundation	•	Eugene	Swim	&	Tennis	Club	•	Eugene	Symphony	Association	•	Evergreen	Doe	Humane	Society	•	Evergreen	Housing	•	Fair	Housing	
Council	of	Oregon	•	Faith	Baptist	Retreat	•	Faith	Bible	Golf	Classic	•	Faith	Enhanced	Development	Enterprises	•	Faith	In	Action	•	Families	United	for	Independent	Living	•	Family	Access	
Network	•	Family	Building	Blocks	•	Family	Finance	Resource	Center	•	Family	Friends	•	Family	Relief	Nursery	•	Family	Worship	Center	•	Farmworker	Housing	Development	Corporation	•	
Film	Action	Oregon	•	First	Book	Eugene/Springfield	•	Firwood	Elementary	School	•	FISH	•	Focus	on	Youth	•	Food	for	Lane	County	•	Fossil	Community	Scholarship	•	Fossil	Cruzers	•	Fossil	
School	District	•	Foundation	for	Better	Oregon	•	Fox	Hollow	Daycare	•	Friendly	House	•	Friends	of	Amity	Library	•	Friends	of	Kam	Wah	Chung	&	Co.	Museum	•	Friends	of	Oregon	Symphony	
•	Friends	of	Saturday	Academy	•	Friends	of	the	Amity	Public	Library	•	Friends	of	the	Children	•	Friends	of	the	Fair	•	Friends	of	the	Family	Ministries	•	Friends	of	the	Sandy	Pool	•	Friends	of	
the	Sheridan	Public	Library	•	Friends	of	Timberline	•	Friends	of	Trees	•	Friendsview	Retirement	Community	•	Frontier	Rental	•	Fulcrum	Community	Resources	•	Full	Circle	Outreach	•	Future	
Farmers	of	America	•	Gales	Creek	Camp	Foundation	•	Gallery	Players	•	Gardner	Enterprises	•	George	Center	Arts	Center	•	George	Fox	University	•	Gilbert	House	Children’s	Museum	•	Gilliam	
County	Fair	Board	•	Ginger	Rogers	Craterian	Theater	•	Girl	Scouts	•	Girls	Inc.	of	Northwest	Oregon	•	Gladstone	Boosters	Club	•	Gladstone	Senior	Foundation	•	Glencoe	High	School	•	
Goldendale	Festival	of	Wheels	•	Good	Samaritan	Hospital	Foundation	•	Gospel	Rescue	Mission	•	Grace	Center	for	Adult	Day	Care	•	Grand	Sheramina	Community	Resources	•	Grant	County	
High	School	Rodeo	•	Grant	County	Kruzers	•	Grant	County	Senior	Center	•	Grant	High	School	Booster	Club	•	Grants	Pass	Active	Club	•	Grants	Pass	High	School	•	Grants	Pass	Museum	of	
Art	•	Grants	Pass	School	Booster	Club	•	Grants	Pass	Senior	Softball	•	Grants	Pass	Towne	Center	Association	•	Grants	Pass	University	Women	•	Great	Basin	Visitor’s	Association	•	Great	NW	
Pro	 Rodeo	 •	 Greater	 Oregon	 Behavioral	 Health	 •	 Greater	 Portland	 Tamil	 Mandram	 •	 Gresham	 Barlow	 Education	 Foundation	 •	 Gresham	 Dayz	 •	 Gresham	 Diamond	 Club	 •	 Gresham	
Downtown	Business	Association	•	Gresham	Girls	ASA	Softball	•	Gresham	High	School	•	Gresham	Optimists	•	Gresham/Mt	Hood	Jazz	Association	•	Gresham-Barlow	School	Bingo	Night	•	
Habitat	 for	 Humanity	 •	 Hacienda	 Community	 Development	 Corp	 •	 Hands	 on	 Greater	 Portland	 •	 Hanthorn	 Cannery	 Foundation	 •	 Harney	 County	 Cattlewomen	 •	 Harney	 County	
Opportunity	Team,	Inc.	•	Harney	County	School	District	•	Harney	District	Hospital	•	Harney	Youth	Theatre	Guild	•	Hayden	Enterprises	Giving	Fund	•	Head	Start	•	Healing	Reins	Therapeutic	
Riding	Center	•	Heart	2	Heart	•	Heart	Institute	of	the	Cascades	•	Hearts	&	Hands	•	Henderson	House	•	Heppner	Booster	Club	•	Heppner	Day	Care	•	Hermiston	Sports	Booster	•	Hidden	Valley	
High	School	•	High	Desert	ESD	•	High	Desert	Museum	•	High	Desert	Promotions	•	Hilhi	Invent	Team	•	Hillsboro	Elks	Club	•	Hillsboro	Schools	Foundation	•	Hillsboro	Trap	and	Skeet	Club	
•	Historic	Elsinore	Theatre	•	HIV	Alliance	•	Hoffman	Center	•	Holt	International	Children’s	Services	•	Homeward	Bound	•	Homowo	Foundation	for	African	Arts	and	Cultures	•	Hood	River	
Classic	•	Hoodland	Fire	District	•	Hoodland	Senior	Center	•	Hoops	•	Hope	for	Children	Golf	•	Horizon	Project	•	HOST	Development	•	Hostelling	International	USA	•	Hot	Rod	Classic	Charity	
•	Housecall	Providers	•	Housing	Development	Center	•	Human	Solutions	•	Humane	Societies	•	Hunger	Prevention	Coalition	•	Hustler	Baseball	•	I	Have	A	Dream	Foundation	•	Imago	Del	
Ministries	•	Imago	Theatre	•	Independent	Development	Alliance	•	India	Cultural	Association	•	India	Partners	•	Inner	Court	Family	Center	•	Innovation	Partnership	•	Inroads,	Inc.	Portland	
•	Insight	Company	•	InterHospital	Physicians	Association	•	Ione	Education	Foundation	•	Ione	School	District	•	Irrigon	Junior-Senior	High	School	•	Irrigon	Library	Fund	•	Irrigon	Moose	
Lodge	•	Irrigon	Watermelon	Festival	•	J	Bar	J	High	Desert	Classic	•	J	Bar	J	Youth	Services	•	Jackson	County	Bar	Association	•	Jackson	County	Shrine	Circus	•	Jackson	County	Stockmen’s	
Harvest	Fair	•	Jackson-Hillcrest	Cancer	•	Jackson-Red,	White	&	Boom	•	Janus	Youth	Programs	•	Japan	American	Society	Oregon	•	Japanese	Garden	Society	of	Oregon	•	Jasper	Mountain	
Center	•	Jefferson	County	Fair	•	Jefferson	State	Stampede	•	Jeld	Wen	Tradition	•	Jesuit	High	School	•	Jewell	Elementary	School	•	Jewish	Federation	of	Portland	•	John	G	Shedd	Institute	for	
the	Arts	•	JOIN	•	Jordan’s	Fund	•	Josephine	County	Food	Bank	Treasure	Trove	•	Josephine	County	Junior	Livestock	Auction	•	Josephine	County	Libraries	•	Josephine	County	Mounted	
Sheriff’s	Posse	•	Junction	City	Local	Aid	•	Junior	Achievement	•	Junior	Cougar	Baseball	Club	•	Junior	Golf-Bend	•	Juniper	Elementary	•	Juniper	Singers	•	Juvenile	Diabetes	Foundation	•	
Juvenile	Rights	Project	•	K	Falls	Home	Show	•	KBPS	Public	Radio	Foundation	•	KDUK-FM	•	Keale	Luau	Foundation	•	Keizer	United	•	Kemple	Children’s	Dental	Clinic	•	Kennedy	Middle	
School	•	K-Falls	Shrine	Circus	•	KHS	Found	•	Kiawanda	Community	Center	•	Kids	Center	•	Kids	Health	Connection	•	Kids	on	the	Block	•	Kids	Unlimited	of	Oregon	•	Kidsports	•	Kiwanis	
Clubs	•	Klamath	Customer	Appreciation	•	Klamath	Ice	Sports,	Inc.	•	Klamath	Pelican	on	Parade	•	Klamath	Symphony	•	Komen	Cancer	Research	•	Krayon	Kids	Musical	Theatre	•	La	Clinicia	
del	Valle	•	Lake	Creek	Youth	Camp	•	Lake	Oswego	Foundation	for	the	Arts	•	Lakeview	Library	•	Lane	Community	College	•	Lane	County	Medical	Society	•	Lane	Memorial	Blood	Bank	•	Lane	
Metro	Partnership	•	Lane	Microbusiness	•	Latino	Community	Association	•	Latino	Home	Initiative	•	Latino	Small	Business	Development	Conference	•	Laura	Barnett	Memorial	Art	Fund	•	
Laurel	Hill	Center	•	Law	Enforcement	for	Youth	•	LEAD	•	League	of	Women	Voters	•	Learning-Intensive	Networking	Communities	for	Success	•	Lebanon	Community	Foundation	•	Lebanon	
High	School	•	Leukemia	&	Lymphoma	Society	•	Lewis	&	Clark	College	•	Lewis	&	Clark	Legal	Clinic	•	Liberty	House	•	Liberty	Restoration	•	Liberty	Theater	Restoration	•	Library	Foundation	
•	Life	Christian	Academy	•	LifeWorks	NW	•	Lincoln	County	Children’s	Advocacy	Center	•	Lincoln	County	Development	Corp.	•	Lincoln	County	Fair	&	Rodeo	•	Linfield	Chamber	Orchestra	
•	Linfield	College	•	Linn-Benton	Community	College	•	Lions	Clubs	•	Lion’s	Sight	&	Hearing	Foundation	•	Literary	Arts	•	Little	Ballet	Theatre	•	Little	Leagues	•	Live	on	Stage	•	Livestock	
Judging	•	Living	Yoga	•	Loaves	&	Fishes	Centers	•	Looking	Glass	Youth	&	Family	Services	•	Lord	Leebrick	Theatre	Company	•	Love	INC	•	Lower	Columbia	Leadership	Academy	•	Lower	
Columbia	River	Estuary	•	Lower	Columbia	Youth	 Soccer	Association	•	Lower	Nehalem	Community	Trust	 •	Lower	Umpqua	United	Fund	•	Lupis	Foundation	of	America	NW	Chapter	•	
Lutheran	Family	Services	•	Lynch	Elementary	School	•	Mable	Rush	Elementary	School	•	Madison	House	•	Madras	Kids	Club	•	Make	A	Wish	Foundation	of	Oregon	•	Malheur	County	Fair	•	
Manazanita	Elementary	School	•	Mano	A	Mano	•	Manzanita	Fireworks	•	March	of	Dimes	•	Mario	Pastega	House	•	Marist	High	School	•	Mark	2	Ministries	•	Maryhill	Museum	of	Art	•	
Marylhurst	 University	 •	 Marysville	 Elementary	 •	 Mayday	 •	 Mayor’s	 Charity	 Ball	 •	 McKenzie	 Willamette	 Hospital	 •	 McMinnville	 200	 Club	 Football	 Program	 •	 McMinnville	 Adventist	
Christian	School	•	McMinnville	Athletic	Club	•	McMinnville	Charitable	Fund	•	McMinnville	Education	Foundation	•	McMinnville	High	School	•	McMinnville	Jaycees	Fireworks	Display	•	
McMinnville	Police	Department	•	McMinnville	Public	Library	•	McMinnville	School	District	•	McMinnville	Swim	Club	•	McMinnville	Young	Life	•	McMinnville	Youth	Baseball	&	Softball	
•	McMinnville	Youth	Tackle	Football	League	•	Meals	on	Wheels	•	Medford	Concert	in	the	Park	•	Medford	Cruise	Association	•	Medford	Greenway	•	Medford	Home	Show	•	Medford	Jazz	
Jubilee	•	Medford	Line	Backers	•	Mediation	Works	•	Medical	Teams	International	•	Memorial	Elementary	School	•	Mercy	Corp	Enterprises	•	Mercy	Foundation	•	MetroArts	•	Metropolitan	
Affordable	Housing	•	Metropolitan	Family	Services	•	Metropolitan	Youth	Symphony	•	Mid	Columbia	Health	Foundation	•	Mid	Lane	Community	Chest	•	Middle	Rogue	Salmon	Derby	•	
hROughOut thE StatE. BElOw aRE SOmE OF thE ORganizatiOnS that RECEntly BEnEFitEd.
     Mid-Valley	Development	Professionals	•	Mid-Valley	Open	Hole	Sponsorship	•	Mid-Valley	Rehabilitation	•	Mid-Valley	Women’s	Crisis	Service	•	Milwaukie	Providence	•	Minds	Matter	of	
     Portland	•	Miracle	Theatre	Company	•	Miss	Oregon	Pageant	&	Scholarship	Foundation	•	Misty	Mountain	Family	Enrichment	Center	•	Mittleman	Jewish	Community	Center	•	Mobility	
     International	•	Montessori	School	of	Beaverton	•	Monument	Senior	Citizens	•	Morrison	Child	and	Family	Services	•	Mount	View	High	School	Girls	Basketball	•	Mountain	Star	Family	Relief	
     •	Mountain	View	High	School	•	MountainStar	Family	Relief	Nursery	•	Mt.	Bachelor	Sports	Education	Foundation	•	Mt.	Father’s	House	•	Mt.	Hood	Christian	Music	Festival	•	Mt.	Hood	
     Community	College	Foundation	•	Mt.	Hood	Cultural	Center	•	Mt.	Hood	Festival	of	the	Forest	•	Mt.	Hood	Jazz	Festival	•	Mt.	Hood	Kiwanis	Camp	•	Mt.	Hood	Medical	Center	Foundation	•	
     Mt.	Hood	Preschool	Annual	Auction	•	Mt.	Hood	Repertory	Theatre	Company	•	Mt.	Hood	Roller	Hockey	League	•	Mt.	Hood	Swim	Team	•	Mudd-Nick	Golf	Tournament	•	Multi	Cultural	
     Integrated	Kidney	Education	Program	•	Multnomah	Bar	Association	•	Multnomah	Education	Service	District	Foundation	•	Muscular	Dystrophy	Association	•	Museum	at	Warm	Springs	•	
     Music	on	the	Bay	•	Music	on	the	Half	Shell	•	My	Father	&	My	Sister’s	House	•	My	Sister’s	Place	•	Myrtle	Point	High	School	•	National	Alliance	for	Mental	Illness	•	National	Association	of	
     Industrial	Office	Parks	•	National	Brain	Tumor	Foundation	•	National	Cancer	Coalition	•	National	Multiple	Sclerosis	Society	•	Native	American	Youth	and	Family	Center	•	Nature	Conservancy	
     in	 Oregon	 •	 Neah-Kah-Nie	 High	 School	 •	 Nehalem	 Volunteer	 Fire	 •	 Neighbor	 Impact	 •	 Neighborhood	 Economic	 Development	 Corporation	 •	 Neighborhood	 House	 •	 Neighborhood	
     Partnership	Fund	•	New	Avenues	for	Youth	•	New	Blue	Parrot	Productions	•	New	Columbia	•	New	Discoveries	•	Newberg	Animal	Shelter	Friends	•	Newberg	Booster	Club	•	Newberg	Education	
     Foundation	•	Newberg	High	School	•	Newberg	Lady	Tigers	•	Newberg	Old	Fashion	Festival	•	Newberg	Police	Department	•	Newberg	Public	Library	•	Newberg-Dundee	Youth	Outreach	
     Program	•	Newspapers	in	Education	•	Next	Door	•	Next	Step	Recycling	•	Noah’s	Quest	Walk	&	Run	•	North	Central	ESD	Early	Education	•	North	Coast	Merchant	Girls	•	North	Coast	Seafood	
     Fest	•	North	County	Recreation	•	North	Gresham	Grade	School	•	North	Ridge	Estates	•	North	Santiam	Canyon	Economic	Development	Corporation	•	North	Sherman	Preschool	•	North	
     Valley	 High	 School	 •	 Northwest	 Business	 for	 Culture	 and	 the	 Arts	 •	 Northwest	 Catholic	 Counseling	 Center	 •	 Northwest	 Children’s	 Theatre	 &	 School	 •	 Northwest	 Christian	 College	 •	
     Northwest	Family	Services	•	Northwest	Housing	Alternatives	•	Northwest	Regional	Education	Service	District	•	Northwest	Youth	Corps	•	Nuggets	Baseball	•	NW	Business	Committee	for	the	
     Arts	•	NW	Intercollegiate	Rodeo	•	NW	Planned	Giving	Roundtable	•	NW	Youth	Corps	•	Oasis	Institute	•	O’Hara	Catholic	School	•	Old	Time	Radio	•	Olympic	Orchestra	•	Once	Upon	a	Horse	
     •	Open	Meadow	Alternative	Schools	•	Operation	Hope	•	Operation	Santa	•	Opportunity	Cars	•	Opportunity	Foundation	•	Opportunity	Knocks	•	Oral	Foundation	for	the	Blind	•	Oregon	
     Alliance	for	Arts	Education	•	Oregon	Association	of	Chiefs	of	Police	•	Oregon	Association	of	Community	Organizations	for	Reform	Now	•	Oregon	Association	of	Minority	Entrepreneurs	•	
     Oregon	Association	of	Realtors	Home	Foundation	•	Oregon	Bach	Festival	•	Oregon	Ballet	Theatre	•	Oregon	Cadet	National	Team	•	Oregon	Child	Development	Coalition	•	Oregon	Children’s	
     Foundation	•	Oregon	Children’s	Theatre	Company	•	Oregon	City	Antique	Fair	•	Oregon	City	Youth	Sports	Baseball	&	Softball	•	Oregon	Club	•	Oregon	Coast	Aquarium	•	Oregon	Coast	
     Community	Action	•	Oregon	Coast	Music	Festival	•	Oregon	College	of	Art	and	Craft	•	Oregon	Community	Foundation	•	Oregon	Conservatory	of	Performing	Arts	•	Oregon	Council	for	the	
     Humanities	•	Oregon	Council	of	the	Arts	•	Oregon	Council	on	Economic	Education	•	Oregon	Cultural	Trust	•	Oregon	Department	of	Human	Services	•	Oregon	Disaster	Medical	Team	•	
     Oregon	 Environment	 Council	 •	 Oregon	 Ethics	 in	 Business	 •	 Oregon	 Festival	 Choirs	 •	 Oregon	 Food	 Bank	 •	 Oregon	 Health	 and	 Science	 University	 Foundation	 •	 Oregon	 Housing	 and	
     Community	 Services	 •	 Oregon	 Hunters	 Association	 •	 Oregon	 Impact	 •	 Oregon	 Independent	 College	 Foundation	 •	 Oregon	 Jamboree	 •	 Oregon	 Korean	 Foundation	 •	 Oregon	 Masonic	
     Charitable	Foundation	•	Oregon	Mentors	•	Oregon	Microenterprise	Network	•	Oregon	Mozart	Players	•	Oregon	Museum	of	Science	and	Industry	•	Oregon	Native	American	Business	and	
     Entrepreneurial	Network	•	Oregon	Paleo	Lands	•	Oregon	Paralyzed	Veterans	of	America	•	Oregon	Partnership	•	Oregon	Repertory	Singers	•	Oregon	Shakespeare	Festival	•	Oregon	Sports	
     Authority	•	Oregon	State	Parks	Trust	•	Oregon	State	Police	•	Oregon	State	University	•	Oregon	Symphony	Association	•	Oregon	Tech	Foundation	•	Oregon	Track	Club	•	Oregon	Tractor	Pullers	
     Association	•	Oregon	Trail	Council	•	Oregon	Trout	•	Oregon	Vietnamese	Community	Association	•	Oregon	Volunteers	•	Oregon	Women	for	Agriculture	•	Oregon	Women	Lawyers	•	Oregon	
     Zoo	•	Our	House	of	Portland	•	Outreach	Ministries	in	Burnside	•	Pacific	Community	Health	District	Foundation	•	Pacific	Northwest	Kiwanis	Foundation	•	Painted	Hills	Natural	Beef	•	Pal	
     Youth	Activity	&	Family	Resource	Center	•	Parent	Enhancement	Program	•	Parent	Partnership	•	Parks	&	Recreation	Foundation	•	Parrot	Creek	Child	and	Family	Services	•	Partners	for	Seniors	
     •	Partners-in-Progress	•	Pathways	2020	•	Patriot	Holidays	•	Patton	Middle	School	•	PBA	Charitable	Institute	•	PC	Huckleberry	Festival	•	Pear	Blossom	Festival	Association	•	Pearl	Buck	Center	
     •	Pendleton	Academics	•	Pendleton	Farmer’s	Market	•	Perrydale	School	District	•	Peter	Britt	Gardens	Music	and	Arts	Festival	Association	•	PHAME	Academy	•	Phoenix	School	•	Pilot	Butte	
     Middle	School	•	Pioneer	Courthouse	Square	•	Pioneer	House	•	Pirate	Wrestling	•	Pit	Stop	•	Planned	Parenthood	•	Playwrite,	Inc.	•	Police	Activities	League	•	Polk	County	Fair	Livestock	
     Auction	•	Polk	County	Historical	Society	•	Portland	Adventist	Elementary	•	Portland	Art	Center	•	Portland	Art	Museum	•	Portland	Business	Alliance	•	Portland	Center	Stage	•	Portland	
     Children’s	Museum	•	Portland	Classical	Chinese	Garden	•	Portland	Columbia	Symphony	•	Portland	Community	Land	Trust	•	Portland	Community	Reinvestment	Initiatives	•	Portland	
     Festival	Symphony	•	Portland	French	School	•	Portland	Hope	Meadows	•	Portland	Housing	Center	•	Portland	Impact	•	Portland	Jazz	Festival	•	Portland	Opera	Association	•	Portland	Parks	
     Foundation	•	Portland	Reading	Foundation	•	Portland	Rescue	Mission	•	Portland	Rose	Festival	•	Portland	Rotary	Charitable	Trust	•	Portland	Schools	Foundation	•	Portland	State	University	
     •	Portland	Taiko	•	Portland	Trail	Blazers	•	Portland	Youth	Builders	•	Portland	Youth	Golf	Association	•	Portland	Youth	Philharmonic	Association	•	Portland-Bologna	Sister	City	Association	
     •	Positive	Promotions	•	Praire	City	•	Prarie	Mountain	School	•	Pregnancy	Counseling	and	Information	Center	•	Pregnancy	Resource	Centers	•	Prevention	&	Recovery	NW	•	Pride	Northwest	
     •	Prineville	Hospital	Foundation	•	Profile	Theater	Project	•	Project	HOPE	•	Project	Quest	•	Project	Walk	•	Providence	Child	Center	Foundation	•	Providence	Community	Health	Foundation	
     •	Providence	Medford	Medical	Center	•	Providence	Newberg	Health	Foundation	•	PSU	Business	Outreach	•	PSU	Foundation	•	Public	Relations	Society	of	America	Foundation	•	Queen	of	the	
     Valley	Medical	Center	Foundation	•	Quota	International	•	R	C	Byrd	Scholarship	•	R	E	Jewell	Elementary	School	•	Rainbow	Family	&	Youth	Services	•	Raphael	House	•	REACH	Community	
     Development	•	Reaching	and	Empowering	All	People	•	REALMS	Middle	School	•	Rebuilding	Together	•	Red	Cross	•	Redmond	Community	Child	Care	•	Redmond	Community	Concert	
     Association	•	Redmond	Downtown	Partnership	•	Redmond	Economic	Development	•	Redmond	Education	Foundation	•	Redmond	School	District	•	Redwood	Early	Childhood	Center	•	
     Regional	Arts	and	Culture	Council	•	Relay	for	Life	•	Relief	Nursery	•	Rex	Putnam	High	School	•	Rhema	Ministry	•	Ride	Connection	•	Rimrock	Pony	Club	•	Rinehart	Clinic	•	Rise	Up	India	•	
     River	of	Life	Ministries	•	River	Theatre	•	Riverside	Booster	Club	•	Riverside	Youth	for	Christ	•	Rock	Creek	Legion	Baseball	•	Rock	of	Ages	Mennonite	Home	•	Rocky	Mountain	Elk	Foundation	
     •	Rodeo	Parade	•	Rogue	Community	College	•	Rogue	Dine	&	Discover	•	Rogue	Duck	Derby	•	Rogue	Music	Theatre	•	Rogue	Opera	•	Rogue	River	Greenway	Foundation	•	Rogue	Valley	Classic	
     Chevy	•	Rogue	Valley	Community	Development	Corporation	•	Rogue	Valley	Council	•	Rogue	Valley	Foundation	•	Rogue	Valley	Manor	•	Rogue	Valley	Symphony	Association	•	Ronald	
     McDonald	House	•	Rose	Community	Development	Corporation	•	Rose	Festival	Ships	•	Roseburg	Rotary	Foundation	•	Ross	Raglund	•	Rotary	Clubs	•	Rotary	International	•	Rotary	Jump-N-
     Activity	Program	•	Royal	Family	Kids	Camp	•	Rural	Community	Assistance	Corporation	•	Rural	Development	Initiatives	•	Rural	Voices	for	Conservation	Coalition	•	RV	Manor	•	Sacred	Heart	
     Medical	Center	•	Safe	Haven	•	Saint	Vincent	de	Paul	Society	•	Salem	Art	Association	•	Salem	Community	Development	Corporation	•	Salem	Interfaith	Hospitality	Network	•	Salem	Keizer	
     Education	Foundation	•	Salem	Leadership	Foundation	•	Salem/Keizer	Coalition	for	Equality	•	Salem-Keizer	Community	Development	Corporation	•	Salem-Keizer	Education	Foundation	•	
     Salvation	Army	•	Sam	Barlow	Senior	All	Night	Party	•	Sam	Boardman	Elementary	School	•	Samaritan	Pacific	Hospital	Foundation	•	Sandy	Area	Girls	Softball	Association	•	Sandy	Cal	Ripken	
     Baseball	Association	•	Sandy	Community	Action	Center	•	Sandy	Fire	Department	•	Sandy	Grade	School	•	Sandy	High	School	•	Sandy	Historical	Society	•	Sandy	Kiwanis	•	Sandy	Mountain	
     Festival	•	Sandy	Octoberfest	•	Sandy	Optimist	Club	•	Sandy	Pioneers	Baseball	•	Sandy	Police	Department	•	Sandy	Tackle	Youth	Football	•	Sandy	Volunteer	Firefighter’s	Association	•	Sandy	
     Youth	Baseball	•	Saturday	Academy	•	Saving	Grace	Pet	Adoption	Center	•	Scandinavian	Heritage	Foundation	•	Scandinavian	Midsummer	Fest	•	School	&	Community	Reuse	Action	Project	
     •	School	Foundation	•	Schoolhouse	Supplies	•	Science	Factory	•	SCORE	•	SE	Works	•	Seaside	Museum	&	Historical	Society	•	Seaside	Swim	Team	•	Seaside	Volunteer	Fire	&	Rescue	•	Seattle	
     Japanese	School	PTA	•	Second	Winds	Community	Band	•	Self	Enhancement,	Inc.	•	Seneca	Park	Project	•	Seneca	School	Bingo	•	Serendipity	Center	•	Seventh	Day	Adventist	Church	•	Share	
     the	Wealth	University	•	Shedd	Institute	for	the	Arts	•	ShelterCare	•	Shepherd	Graphics	•	Sheridan	Days	•	Sheridan	High	School	•	Sheridan	Japanese	School	Foundation	•	Sheridan	Public	
     Library	Fund	•	Sheridan	Rotary	Mud	Drag	Races	•	Sherman	Coop	Preschool	•	Sherman	County	Senior	Center	•	Sherwood	Historical	Society	•	Shorebank	Enterprise	•	Shrine	Clubs	•	Shriners	
     Children	Hospital	•	Siletz	Valley	Friend	of	the	Library	•	Sisters	Folk	Festival	•	Sisters	High	School	Baseball	•	Sisters	Jazz	Festival	•	Sisters	Organization	for	Activities	&	Recreation	•	Sisters	
     Outdoor	 Quilt	 Show	 •	 Sisters	 Rodeo	 Association	 •	 Sisters	 School	 Foundation	 •	 Siuslaw	 Outreach	 Services	 •	 Skanner	 Foundation	 •	 Smorgasbord	 Benefit	 Jewell	 •	 Snow-CAP	 •	 Snowman	
     Foundation	•	Social	Services	of	Clackamas	County	•	Social	Venture	Partners	•	SOLV	•	Soroptimist	International	•	South	Albany	High	School	•	South	Clambake	Jazz	Festival	•	South	Coast	
     Development	Council	•	South	Lane	Wheels	•	South	Medford	Baseball	Team	•	South	Medford	High	Boosters	•	South	Umpqua	Historical	Society	•	Southeast	Oregon	Regional	FoodBank	•	
     Southeast	Uplift	Neighborhood	Program	•	Southern	Oregon	Adolescent	Study	&	Treatment	Center	•	Southern	Oregon	Business	Conference	•	Southern	Oregon	Child	and	Family	Council	•	
     Southern	 Oregon	 Goodwill	 Awards	 •	 Southern	 Oregon	 Merchant	 Masters	 Bowling	 Tournament	 •	 Southern	 Oregon	 Regional	 Economic	 Development	 •	 Southern	 Oregon	 University	 •	
     Southwest	Washington	Independent	•	Sparrow	Clubs	USA	•	Special	Districts	Association	of	Oregon	•	Special	Olympics	•	Sponsors,	Inc.	•	Spray	School	•	Springfield	Public	Library	•	Springfield	
     Renaissance	Corporation	•	Springfield	School	District	•	St.	Anne	Catholic	School	•	St.	Barnabas	Soup	Kitchen	•	St.	Charles	Foundation	•	St.	Charles	Medical	Center	•	St.	James	Catholic	School	
     •	St.	John	Lutheran	School	•	St.	Luke	Lutheran	Church	•	St.	Mary,	Star	of	the	Sea	Catholic	School	•	St.	Mary’s	Academy	•	St.	Mary’s	Home	•	St.	Michael’s	Catholic	Church	•	St.	Paul	Elementary	
     School	•	St.	Paul	High	School	•	St.	Vincent	de	Paul	•	Stand	for	Children	Leadership	Center	•	Starlight	Run	•	Start	Making	A	Reader	Today	•	Step	It	Up	•	Store	to	Door	•	Strategic	Economic	
     Development	Corporation	•	Student	Assistance	Foundation	•	Suburban	Auto	Group	Annual	Cruise	•	Summit	Contribution	•	Summit	High	School	•	Sunny	Wolf	Youth	Services	•	Sunrise	
     Elementary	School	•	Sunriver	Anglers	•	Sunriver	Music	Festival	•	Sunriver	Nature	Center	&	Observatory	•	Sunriver	Women’s	Club	•	Sunset	Empire	Park	and	Recreation	District	•	Susan	Komen	
     Race	for	the	Cure	•	Sutherlin	Stampede	Association	•	Takin’it	to	the	Streets	•	Tamarack	Wellness	Center	•	Tears	of	Joy	Theatre	•	Technical	Assistance	for	Community	Service	•	The	Center	
     Foundation	•	The	Child	Center	•	The	Children’s	Course	•	The	Dalles	Freedom	House	•	The	Dalles	Wahtonka	Girls	Basketball	•	The	Dougy	Center	•	Theatre	West	of	Lincoln	City	•	Thomas	
     A	Edison	High	School	•	Three	Rivers	Community	Hospital	•	Thugz	Off	Drugz	•	Tillamook	County	Fair	•	Tillamook	County	Futures	Council	Foundation	•	Tillicum	Foundation	•	Timber	
     Truckers	Parade	•	Tina	Miller	Teen	Club	•	Today’s	Lost	Children	•	Touchmark	Foundation	•	Tower	Theater	Foundation	•	Towne	Center	Association	•	Transition	Projects	•	Trauma	Intervention	
     Program	of	Portland	•	Traveling	Children’s	Heritage	Museum	•	Treasure	Valley	Community	College	•	Trillium	Family	Services	•	Trinity	Lutheran	Church	Preschool	•	Trout	Lake	Fair	Program	
     •	Troutdale	Bite	&	Bluegrass	Festival	•	Troutdale	Historical	Society	•	Tualatin	Hills	Park	&	Recreation	District	•	Tualatin	Riverkeepers	•	Tualatin	Valley	Housing	Partners	•	Tucker-Maxon	Oral	
     School	•	Tulelake	Fair	•	Turkey	2	Step	Dance	•	Turning	Point	Community	Center	•	Twin	Rivers	Church	Food	Closet	•	Umatilla	Electric	COOP	•	Umatilla	Junior	Golf	•	Umpqua	Actors	
     Community	Theatre	•	Umpqua	Community	Action	Network	•	Umpqua	Community	Development	Corporation	•	Umpqua	Community	Health	Clinic	•	Umpqua	Symphony	Association	•	
     Umpqua	Valley	Arts	Association	•	Uniontown	Association	Newsletter	•	United	Fund	of	the	Lower	Umpqua	•	United	Way	•	University	Club	Foundation	•	University	of	Oregon	•	Unlimited	
     Choices	•	Upper	Deschutes	Watershed	Council	•	Upper	Willamette	Development	Corporation	•	Uptown	Girls	Bakery	•	Urban	League	•	Vancouver	National	Historic	Trust	•	Vancouver	School	
     District	Foundation	•	Vancouver	Symphony	Orchestra	•	Veritas	School	•	Vernonia	Cares	•	Veterans	Commemoration	Association	•	Veteran’s	Memorial	•	Veterans	of	Foreign	Wars	•	Veterans	
     of	Oregon	•	VFW	Poppies	•	View	Acres	Elementary	School	•	Virginia	Garcia	Memorial	Health	Center	•	Vista	Masonic	Lodge	•	Volunteer	Foundation	•	Volunteers	in	Medicine	Clinic	•	
     Volunteers	 of	 America	 •	 Waldport	 Beachcomber	 Days	 •	 Walk	 in	 the	 Park	 •	 Wallowa	 County	 Business	 Facilitation	 •	 Wallowa	 County	 Steak	 Sale	 •	 Waluga	 Junior	 High	 •	 Warrant	 Kids	 •	
     Warrenton	Hall	of	Fame	•	Wasco	Salmon/Steelhead	Tournament	•	Washington	County	Historical	Society	•	Washington	State	Mounted	Shooters	•	Water	for	Life	•	Watermelon	Festival	Float	
     •	Welches	Baseball	and	Softball	Association	•	Welches	School	ABC	Auction	•	West	Gresham	Elementary	School	•	West	Portland	Boxing	•	West	Salem	Business	Association	•	West	Tuality	Golf	
     •	Western	Mennonite	School	•	Western	Oregon	University	Development	Foundation	•	Western	Rivers	Girl	Scouts	Council	•	Western	Trails	Riding	•	Westside	Christian	High	School	•	Wheeler	
     County	 Mule	 Days	 •	 Wheeler	 Point	 Volunteer	 Fire	 Association	 •	 White	 Bird	 •	 Whiteaker	 Community	 Dinners	 •	 Wild	 Rogue	 Balloon	 Festival	 •	 Wilderness	 Trails	 •	 Wildland	 Firefighter	
     Foundation	•	Wildlife	Images	Rehabilitation	and	Education	Center	•	Willamette	Falls	Hospital	Foundation	•	Willamette	Family	Center	•	Willamette	Farm	&	Food	Coalition	•	Willamette	
     Neighborhood	Housing	Services	•	Willamette	Repertory	Theatre	•	Willamette	University	•	Willamette	Valley	Cancer	Foundation	•	Willamette	Valley	Development	Officers	•	Willamette	
     Valley	Hospice	•	Willamette	Valley	Pop	Warner	Football	•	Willamette	West	•	Willamina	High	School	•	Wilson	High	School	•	Wilsonville	High	School	•	Windy	River	Elementary	School	•	
     Winter	Lights	Festival	•	Wolftree	•	Women	Crisis	Support	•	Women	of	Purpose	•	Women’s	Resource	Center	of	Central	Oregon	•	Women’s	Safety	and	Resource	Center	•	Women’s	School	
     Foundation	of	Klamath	County	•	WomenSpace	•	Wonderland	Express	•	Wood	Middle	School	•	Working	Wonders	Children’s	Museum	•	World	Affairs	Council	•	Wresle	Now!	•	Write	Around	
     Portland	•	Yamhelas	Community	Resource	Center	•	Yamhill	Community	Action	Partnership	•	Yamhill	Community	Club	•	Yamhill	County	Affordable	Housing	Corporation	•	Yamhill	County	
     Association	of	Realtors	•	Yamhill	County	Council	for	the	Handicapped	•	Yamhill	County	Developmental	Disabilities	Program	•	Yamhill	County	Fairgrounds	•	Yamhill	County	Historical	
     Society	•	Yamhill	County	Search	and	Rescue	•	Yamhill	County	Sheriff’s	Posse	•	Yamhill-Carlton	Alumni	Football	•	Yamhill-Carlton	School	District	•	Yes	to	a	College	Campus	•	YMCAs	•	
     Young	 Audiences	 •	 Young	 Writers	 Association	 •	 Younglife	 •	 Youth	 Builders	 •	 Youth	 for	 Christ	 •	 Youth	 Impact	 •	 Youth	 Symphony	 of	 Southern	 Oregon	 •	 YWCAs	 •	
503-581-3522 • www.OREgOnBankERS.COm

				
DOCUMENT INFO
Description: Oregon Small Business Association document sample