Free Budget

					Questions? Email at : salimtm@gmail.com

Budget Planner - Overview / Help
Instructions You may move from worksheet to worksheet by clicking on the dark blue buttons located at the top of each worksheet or the blue tabs at the bottom of this workbook.

Quick Budget

Budget By Month

Enter data in only the white cells with gray borders: 400 Use the drop down boxes Aug To Date to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.) Quick Budget Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menu provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet. Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for comparison purposes instead.) Budget by Month Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0". Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected, the "Quick Budget" sheet figures will be used for comparison purposes instead.) Tracking Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section. These figures will be compared to your budgeted figures on the "Comparison" page. Comparison Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the "Income" section Daily Spending We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping you stick to your budget. Your savings can be invested in a better way and which will help you when you are in need! Benefits to you

Often people find it difficult to manage their resources or fail to manage their income and expenditure leading to a life which no longer lead their family or society in a happy and healthy situation. It can grow up as a social problem. Especially people work in Gulf Countries will have a Big "0" balance once they retire or lose their job. We believe this can help you in this situation to manage your funds and help you lead a

Disciplined Life.

Quick Budget
Chart: Monthly

Income
Total Income (net) Salary/Wages Salary/Wages (Spouse) Other Other Other

Frequency

Amount

Monthly 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Yearly 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Budget Summary

Monthly Monthly Quarterly Monthly Monthly

0

0

Spending
Transportation Auto Loan/Lease Insurance Petrol,Gas,Oil & Lub. Maintenance Registration/Inspection Train/Bus tickets Taxis Other Home Home Loan EMI Rent Maintenance Insurance Furniture Household Supplies Groceries Real Estate Tax Other Other Utilities Phone - Home Phone - Cell Cable TV Cooking Gas Water Electricity Internet Other Other Health Dental Medical Medicines Vision/contacts Life Insurance Yoga/Fitness Club Other

Total:
Monthly Monthly Monthly Semi-Annually Yearly Monthly Monthly Monthly

0

$0

$0

$0

$1

$1

$1

Balance

Income

Expense

Spending Summary
00

Monthly Monthly Monthly Monthly Yearly Monthly Weekly Semi-Annually Monthly Monthly

Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly

Transportation

Home

Utilities

Health

Entertainment

Miscellaneous

Monthly Monthly Monthly Semi-Annually Monthly Monthly Monthly

Entertainment Memberships Dining out Events Subscriptions,Newspaper Movies Music Hobbies Travel/ Vacation Other Other Miscellaneous Laundry,Dry Cleaning New Clothes Donations/Charity Child Care Tuition College Loans Pocket Money Gifts Credit Card Other Other Other

Monthly Weekly Monthly Monthly Monthly Monthly Weekly Yearly Monthly Monthly

Monthly Quarterly Monthly Monthly Monthly Monthly Weekly Monthly Monthly Monthly Monthly Monthly

Budget By Month
Chart:
-1

March

Income
Total Income (net) Salary/Wages Salary/Wages (Spouse) Other Other Other

Aug

Sep 0.00

Oct 0.00

Nov 0.00

Dec 0.00

0 Months
Oct to Date

Budget Summary
0 0

0.00

0.00 0.00 0.00 0.00 0.00 0.00 0.00

0

0

0

0

0

0

Spending
Transportation Auto Loan/Lease Insurance Gas Maintenance Registration/Inspection Bill's train pass Jane's bus pass Other Home EMI Rent Maintenance Insurance Furniture Household Supplies Groceries Real Estate Tax Other Other Utilities Phone - Home Phone - Cell Cable Gas Water Electricity Internet Other Other Health Dental Medical Medication Vision/contacts Life Insurance Other Other Entertainment Memberships Dining out Events Subscriptions Movies Music Hobbies Travel/ Vacation Other Other Miscellaneous Dry Cleaning New Clothes Donations Child Care Tuition College Loans Pocket Money Gifts Credit Card Other Other Other

Total:

0.00 0.00

0.00 0.00

0.00 0.00

0.00 0.00

0.00 0.00

0

0

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0

0

0

0

0

0

1

1

1

0

Balance

Income

Expense

0

0

0

Spending Summary
00

0

0

0.00

0.00

0.00

0.00

0.00

0

0

0

0

0

0

0

0

0

0

0

0.00

0.00

0.00

0.00

0.00

0

0

Transportation
Health

Home
Entertainment

Utilities
Miscellaneous

0

0

0

0

Budget by Month

0

0

0

0

0.00

0.00

0.00

0.00

0.00

0

0

0

0

0

0

0

1 1 1 1 1 1 0 0 0 0 0

0

Aug

Sep

Oct

Nov

Dec

0.00

0.00

0.00

0.00

0.00

0

Expense

Income

0

0

0

0

0

0

0

0

0

0

0.00

0.00

0.00

0.00

0.00

0

0

0

0

0

0

0

0

0

0

0

0

0

Tracking
Chart:
September

Income
Total Income (net) Salary/Wages Salary/Wages (Spouse) Other Other Other

Oct 0.00

Nov 0.00

Dec 0.00

Jan 0.00

Oct to Date 0.00 0.00 0.00 0.00 0.00 0.00

Actual Income/Spend Summary

0

0

Spending
0 Total Spending: Transportation Auto Loan/Lease Insurance Petrol,Gas,Oil & Lub. Maintenance Registration/Inspection Train/Bus tickets Taxis Other Home Home Loan EMI Rent Maintenance Insurance Furniture Household Supplies Groceries Real Estate Tax Other Other Utilities Phone - Home Phone - Cell Cable TV Cooking Gas Water Electricity Internet Other Other Health Dental Medical Medicines Vision/contacts Life Insurance Yoga/Fitness Club Other Entertainment Memberships Dining out Events Subscriptions,Newspaper Movies Music Hobbies Travel/ Vacation Other Other Miscellaneous Laundry,Dry Cleaning New Clothes Donations/Charity Child Care Tuition College Loans Pocket Money Gifts Credit Card Other Other Other 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0

0

0

1

1

1

Balance

Income

Expense

Actuals by Month
1 1

0.00

0.00

0.00

0.00

1 1 1
1 0

0 0 0 0 Oct Nov Dec Jan

Expense

Income

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

Comparison
Income
Total Income (net) Salary/Wages Salary/Wages (Spouse) Other Other Other

Compare

October

to Budget

October
Tracking vs Budget Summary
0

Budget 0 0 0 0 0 0

Oct Actual 0 0.00 0.00 0.00 0.00 0.00

Vs Budget 0 0.00 0.00 0.00 0.00 0.00

Budget

0
0

Spending
Total Spending: Transportation Auto Loan/Lease Insurance Petrol,Gas,Oil & Lub. Maintenance Registration/Inspection Train/Bus tickets Taxis Other Home Home Loan EMI Rent Maintenance Insurance Furniture Household Supplies Groceries Real Estate Tax Other Other Utilities Phone - Home Phone - Cell Cable TV Cooking Gas Water Electricity Internet Other Other Health Dental Medical Medicines Vision/contacts Life Insurance Yoga/Fitness Club Other Entertainment Memberships Dining out Events Subscriptions,Newspaper Movies Music Hobbies Travel/ Vacation Other Other Miscellaneous Laundry,Dry Cleaning New Clothes Donations/Charity Child Care Tuition College Loans Pocket Money Gifts Credit Card Other Other Other 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

0 Tracking 0 0

0

0

0

1

1

1

Balance (Savings)

Income

Expense

Spending Comparison

0

0

0

0

0

0

0

0

0

0

0

0

Budget

Tracking

Transportation Health

Home Entertainment

Utilities Miscellaneous

Daily Spending Record
Income Spending
Total Day's Spending: Transportation Auto Loan/Lease Insurance Petrol,Gas,Oil & Lub. Maintenance Registration/Inspection Train/Bus tickets Taxis Other Home Home Loan EMI Rent Maintenance Insurance Furniture Household Supplies Groceries Real Estate Tax Other Other Utilities Phone - Home Phone - Cell Cable TV Cooking Gas Water Electricity Internet Other Other Health Dental Medical Medicines Vision/contacts Life Insurance Yoga/Fitness Club Other Entertainment Memberships Dining out Events Subscriptions,Newspaper Movies Music Hobbies Travel/ Vacation Other Other Miscellaneous Laundry,Dry Cleaning New Clothes Donations/Charity Child Care Tuition College Loans Pocket Money Gifts Credit Card Other Other Other 1st 0.00 0.00 2nd 0.00 0.00 3rd 0.00 0.00 4th 0.00 0.00 5th 0.00 0.00 6th 0.00 0.00 7th 0.00 0.00 8th 0.00 0.00 9th 0.00 0.00 10th 0.00 0.00 11th 0.00 0.00 12th 0.00 0.00 13th 0.00 0.00 14th 0.00 0.00 15th 0.00 0.00 16th 0.00 0.00 17th 0.00 0.00 18th 0.00 0.00 19th 0.00 0.00 20th 0.00 0.00 21st 0.00 0.00 22nd 0.00 0.00 23rd 0.00 0.00 24th 0.00 0.00 25th 0.00 0.00 26th 0.00 0.00 27th 0.00 0.00 28th 0.00 0.00 29th 0.00 0.00 30th 0.00 0.00 31st 0.00 0.00 Month 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

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posted:5/27/2008
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