First Ohio Bank and Lending

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					“Race To First Place”              Middle Avenue, Elyria, Ohio        Boardman                            Cincinnati West Lending Ctr    Genesee Road
                                   44035. Please note that            724 Boardman-Poland Rd              6813 Harrison Avenue           3213 North Genesee Road
Chevy Cruze Giveaway               for Ohio Participants, the         Boardman, OH 44512                  Cincinnati, OH 45247           Flint, MI 48506
OFFICIAL                           branch location or mailing
                                   address you chose to enter
                                                                      Brookfield
                                                                      7290 Sharon Warren Rd
                                                                                                          Cleveland Heights
                                                                                                          2802 Mayfield Road
                                                                                                                                         Grand Blanc Lending Center
                                                                                                                                         8195 S. Saginaw St Suite A
RULES                              at or through will control the
                                   market area that your entry
                                                                      Brookfield, OH 44403                Cleveland Heights, OH 44118    Grand Blanc, MI 48439
No purchase or transaction                                            Canfield                            Columbus Lending Center        Grand Rapids Lending Center
                                   is placed in for purposes of       2 S Broad St                        6033 Perimeter                 4175 Parkway Place SW
of any kind is necessary to        each random drawing and the
enter or win. Conducting                                              Canfield, OH 44406                  Dublin, OH 43017               Suite 100
                                   Grand Prize Giveaway Event                                                                            Grandville, MI 49418
a bank transaction will            described below.                   Central Square                      Dayton Lending Center
not increase your chances                                             25 Market St, Suite 3               7887 Washington Village Dr     Grosse Pointe Woods
                                   Completion of the Official         Youngstown, OH 44503                Suite 220                      20247 Mack Avenue
of winning. Void where
                                   Entry Form requires                                                    Dayton, OH 45459               Grosse Pointe Woods, MI
prohibited by law.                                                    Champion
                                   the submission of the
1. Eligibility. The “Race to                                          4460 Mahoning Ave NW                Dublin                         48236 Hallwood (inside
                                   Participant’s name, mailing
First Place” – Chevy Cruze                                            Warren, OH 44483                    6033 Perimeter                 Kroger)
                                   address, email address and
Giveaway (“Promotion”)                                                Cornersburg                         Dublin, OH 43017               2629 West Pierson Road
                                   telephone number (“Personal
is only offered to legal                                              3516 S. Meridian Rd                 Elyria - Downtown              Flint, MI 48504
                                   Information”). All Participants
residents of the states of         must meet the eligibility          Youngstown, OH 44511                200 Middle Ave                 Holland Lending Center
Ohio and Michigan who              requirements set forth in          Cortland                            Elyria, OH 44035               320 N 120th Ave.
are at least eighteen (18)         these Rules in order to qualify    325 S. High St                      Grafton                        Holland, MI 49424
years of age. Employees,           for a prize. Participants may      Cortland, OH 44410                  351 North Main St.             Jackson Lending Center
officers and directors of First    enter as often as they like,       Elm Rd                              Grafton, OH 44044              3305 Spring Arbor Rd,
Place Bank, (Sponsor), First       but may only be selected as a      2001 Elm Rd NE                      Grove City Lending Center      Suite 500
Place Financial Corporation,       Grand Prize qualifier or Second    Warren, OH 44483                    3011 Columbus St Suite 201     Jackson, MI 49203
General Motors Co., Liggett        Prize winner once. The                                                 Grove City, OH 43123           Livonia
                                                                      First Place Insurance
Stashower, Contemporary            Sponsor is not responsible                                                                            17900 Haggerty Road
                                                                      1275 Boardman Poland Rd             Hicksville
Design Group and Cyrid             for lost, late or misdirected                                                                         Livonia, MI 48152
                                                                      Boardman, OH 44514                  100 North Main Street
Media and their parents and        entries. For purposes of this
                                                                      Howland                             Hicksville, OH 43526           Miller Road
subsidiary companies and the       Promotion, “receipt” of an
                                                                      8226 East Market St                 Hudson Lending Center          4409 Miller Road
immediate family (spouse,          Official Entry Form occurs
                                                                      Warren, OH 44484                    1340 Corporate Park Dr Suite   Flint, MI 48507
mother, father, sister, brother,   when they are actually
daughter or son, regardless of     received by the Sponsor. The       Howland Loan Center                 100                            Shelby
where they live) or members        Sponsor is not responsible         8228 East Market St                 Hudson, OH 44236               50787 Corporate Dr
of their same households           for any failure of the website     Warren, OH 44484                    Mentor/Concord Lending         Shelby Township, MI 48315
(whether related or not) of        during the Promotion Period,       Liberty                             Center                         Southfield Main
such employees and directors       including without limitation       4682 Belmont Ave                    9954 Johnnycake Ridge Rd       24805 West 12 Mile Road
are not eligible. The Promotion    any telephone problems or          Youngstown, OH 44505                Concord, OH 44070              Southfield, MI 48034
is subject to all applicable       technical malfunction of any       Newport                             Midway Mall                    Troy
federal, state and local laws      computer on-line systems,          3900 Market St                      361 Midway Blvd                734 W. Long Lake Rd
and regulations. Void where        servers, access providers,         Youngstown, OH 44512                Elyria, OH 44035               Troy, MI 48098
prohibited. By entering the        computer equipment,                                                    Mt. Vernon Lending Center
Promotion, Participant (as                                            Niles
                                   software, failure of any e-mail    6002 Warren Ygst. Rd                301 East High St               No copies, facsimiles or
defined below) fully and           or entry to be received on                                             Mt. Vernon, OH 43050
unconditionally agrees to                                             Niles, OH 44446                                                    mechanical reproductions of
                                   account of traffic congestion                                          N. Abbe                        completed Official Entry Forms
these Official Rules and the       on the internet or at the          Poland
decisions of the Sponsor                                              2 South Main St                     111 Antioch Dr                 will be accepted or eligible.
                                   website, or any combination                                            Elyria, OH 44035               The Sponsor assumes no
which are final and binding in     thereof including any injury or    Poland, OH 44514
all respects.                                                         Seville                             N. Ridgeville                  responsibility for lost, late, in-
                                   damage to a Participant’s or                                                                          complete, stolen, misdirected,
                                   any other person’s computer        3801 Boardman Canfield Rd           35423 Center Ridge Rd.
2. Sponsor. First Place Bank,                                                                                                            illegible or postage due entries
                                   related to or resulting from       Canfield, OH 44406                  North Ridgeville, OH 44039
185 East Market Street, P.O.                                                                                                             or mail; or for any computer,
Box 551, Warren, Ohio 44482-       downloading any material           Struthers                           New Middletown
                                                                                                          10416 Main St                  telephone, cable, network,
0551.                              related to the Promotion, all of   655 Creed St                                                       satellite, electronic or Internet
                                   which may affect a person’s        Struthers, OH 44471                 New Middletown, OH 44442
3. Promotional Period.                                                                                                                   hardware or software
                                   ability to participate in the      Warren Main Office                  Newark Lending Center          malfunctions, failures, connec-
The Promotion begins on
                                   Promotion.                         185 East Market St                  51 N. 3rd St Suite 617         tions, availability or garbled
September 4, 2009 at 9:00
a.m. Eastern Standard Time,        Mail-in entries must actually      Warren, OH 44481                    Newark, OH 43055               or jumbled transmissions, or
and ends on April 29, 2010 at      be received by the Sponsor         Westgate                            North Olmsted                  service provider/Internet/Web
9:00 a.m., Eastern Standard        at the addresses listed above      4390 Mahoning Ave                   25000 Country Club Blvd        site/Usenet accessibility
Time (“Promotional Period”).       by the deadlines indicated in      Austintown, OH 44515                Suite 200                      or availability, traffic
                                   the “Drawing Event Schedule”       New Middletown                      North Olmsted, OH 44070        congestion, or unauthorized
4. Entry. To enter the
                                   chart below to be eligible         10416 Main St                       Sheffield Apples               human intervention.
Promotion, eligible individuals
                                   for that drawing and all           New Middletown, OH 44442            400 Sheffield Center
must complete, execute                                                                                                                   5. Drawings. During the
                                   subsequent drawings. Entries       Ravenna                             Lorain, OH 44055
and submit a Chevy Cruze                                                                                                                 Promotion Period there will
                                   must be received by 9:00 a.m.      999 East Main Street                Solon
Giveaway “Official Entry Form”                                                                                                           be eight (8) random drawing
                                   Eastern Standard Time on           Ravenna, OH 44266                   6150 Enterprise Parkway
(“Participant(s)”). Official                                                                                                             events conducted in each of
                                   April 29, 2010 to be eligible                                          Solon, OH 44139
Entry Forms are available at                                          Rootstown                                                          the three (3) Market Regions
                                   for the final drawing.
www.race2firstplacebank.                                              4183 Tallmadge Road                 Toledo Lending Center          as outlined in the Draw-
com (“Website”) and also at        Separate random drawings           Rootstown, OH 44272                 7131 Spring Meadows W. Dr.
                                   will be conducted in the                                                                              ing Event Schedule pro-
all First Place Bank branch                                           North Coast Region:                 Holland, OH 43528              vided above, (“Drawing Event
locations during the Promotion     following three (3) market
                                                                      Amherst                             Michigan Region:               Schedule”). Each Market
Period. Once completed and         areas, consisting of the
                                   following First Place Bank         1977 Cooper Foster Park             Battle Creek Lending Center    Region Drawing Event will be
executed, Official Entry Forms                                                                                                           made or completed from or
                                   office locations (“Market          Amherst, OH 44001                   291 East Columbia Avenue
must be submitted by either:                                                                                                             using only those eligible en-
                                   Regions”):                         Canton Lending Ctr                  Battle Creek, MI 49015
(1) dropping the completed                                                                                                               tries received in that particular
and executed Official Entry                                           4328 Dressler NW                    Birmingham
                                   Mahoning Valley Region:                                                                               Market Region. During each
Form in the designated                                                Canton, OH 44718                    479 South Old Woodward
                                   Austintown                                                             Birmingham, MI 48009           Market Region Drawing Event
receptacle located at each                                            Cincinnati Lending Ctr
                                   101 S. Canfield-Niles Rd                                                                              two (2) Participants will be
First Place Bank location                                             1080 Nimitzview Dr Suite 100        Davison
                                   Austintown, OH 44515                                                                                  randomly selected. The first
during the Promotion Period,                                          Cincinnati, OH 45230                727 South State Road
                                                                                                                                         Participant randomly selected,
or (2) mailing the Official                                                                               Davison, MI 48423
                                                                                                                                         if properly eligible under these
Entry Form: (a) if Participant                                                                            Dort Highway                   Official Rules, will be that
is a Michigan resident to:          Drawing Event Schedule                                                3410 South Dort Highway        month’s qualifier to participate
“First Place Bank, Attn: Chevy                                          From among all eligible entries   Flint, MI 48507                in the Grand Prize Giveaway
Cruze Giveaway, 24805 West          Drawing Date of Random
                                    No.      Drawing Event
                                                                        received by 9:00 a.m. Eastern     East Lansing Lending Center    Event for a chance to win that
12 Mile Road, Southfield,                                               Standard Time on:                 612 W. Lake Lansing Road       Market Region’s Grand Prize
Michigan 48034”; or (b) if                                                                                Suite 400                      (“Qualifier”). The second Par-
                                    1        Fri., Oct. 1, 2009         Tuesday, Sept. 29, 2009
Participant is an Ohio resident,                                                                          East Lansing, MI 48823         ticipant selected, if properly
to either of the following two      2        Monday, Nov. 2, 2009       Thursday, Oct. 29, 2009
                                    3        Tuesday, Dec. 1, 2009      Friday, Nov. 27, 2009             Fenton                         eligible under these Official
addresses: (i) “First Place                                                                                                              Rules, will be that month’s
Bank, Attn: Chevy Cruze             4        Tuesday, Jan. 2, 2009      Wed., Dec. 30, 2009               6120 Fenton Road
                                                                                                          Flint, MI 48507                Second Prize winner who
Giveaway, 185 East Market           5        Monday, Feb. 2, 2010       Thursday, Jan. 28, 2010                                          shall receive a $100 gasoline
Street, Warren, Ohio 44482”         6        Monday, March 2, 2010      Thursday, Feb. 25, 2009           Flushing Downtown
                                                                                                          220 East Main Street           gift card.
or (ii) “First Place Bank Attn:     7        Friday, April 2, 2010      Tuesday, Mar. 30, 2010
Chevy Cruze Giveaway, 200                                                                                 Flushing, MI 48433
                                    8        Monday, May 1, 2010        Thursday, Apr. 29, 2010                                                                      (over)
Sponsor’s decisions as to the       for his/her Market Region           factor beyond Sponsor’s          disputes, claims and          after May 10, 2010 by
administration and operation        wins the Grand Prize for that       reasonable control impairs       causes of action arising      sending a self-addressed
of the Promotion and the            Market Region; (noting that         the integrity or proper func-    out of, or connected with,    stamped envelope to the
selection of the winners are        any appointed Substitute            tioning of the Promotion, as     the Promotion or any prize    following address: Race to
final and binding in all matters    is acting for the benefit of        determined by Sponsor in         awarded shall be resolved     First Place Bank Promotion
related to the Promotion.           his/her Qualifier and it is the     its sole discretion. Sponsor     individually, without         Winners’ List, c/o First
Drawings will be conducted          Qualifier who would be the          reserves the right, in its       resort to any form of class   Place Bank, 185 East
under the supervision of the        individual winner and not the       sole discretion, to disqualify   action, and exclusively,      Market Street, P.O. Box 551,
Sponsor. Participants selected      Substitute).                        any individual it finds to be    before a court located        Warren, Ohio 44482-0551.
in any drawing will be notified                                         tampering with the entry         in Trumbull County,
of their selection by e-mail,       7. Odds. The actual odds of         process or the operation         State of Ohio having          15. Terms Of Use,
telephone, overnight carrier,       winning and/or being selected       of the Promotion or to           competent jurisdiction,       Disclaimers & Privacy
or regular mail within ap-          as a Qualifier or Second Prize      be acting in violation of        which Court shall apply       Policies. In addition to
proximately five (5) busi-          winner in each drawing will         these Official Rules or any      the laws of the State of      being bound by the terms
ness days of the drawing.           depend upon the number of           other Promotion or in an un-     Ohio without regard for       and conditions of these
Selected Participants will be       eligible Official Entry Forms       sportsmanlike or disruptive      principles of conflicts       Official Rules, by entering
required to sign and return         received in each Market             manner. Any attempt by           of law. All issues and        this Promotion, Participants
to the Sponsor, within ten          Region by the deadline for          any person to deliberately       questions concerning          acknowledge that they
(10) days of the date notice        each drawing.                       undermine the legitimate         the construction,             have reviewed and agree
or attempted notice is sent,                                            operation of the Promo-          validity, interpretation      to comply with and be
                                    8. Prizes. There will be three                                                                     bound by the Terms of
an Affidavit of Eligibility and     (3) Grand Prizes given away;        tion may be a violation of       and enforceability of
Liability & Publicity Release                                           criminal and civil law, and,     these Official Rules,         Use, Disclaimers & Privacy
                                    one in each Market Region.                                                                         Policies found on website.
in order to claim his/her           The Grand Prize is a 2010           should such an attempt be        Participant’s rights and
prize. If a selected Participant                                        made, Sponsor reserves the       obligations, or the rights    Participants should not
                                    Chevrolet Cruze with an esti-                                                                      participate in the Promotion
cannot be contacted, fails to       mated retail value of $25,000.      right to seek damages from       and obligations of the
sign and return the Affidavit                                           any such person to the full-     Sponsor in connection         if they do not agree with the
                                    There will be twenty four (24)                                                                     Terms of Use, Disclaimers &
of Eligibility and Liability &      Second Prizes given away;           est extent permitted by law.     with the Promotion, shall
Publicity Release within the                                            Sponsor’s failure to enforce     be governed by, and           Privacy Policies, and these
                                    eight in each Market Region.                                                                       Official Rules.
required time period, or a          The Second Prize is a $100          any term of these Official       construed in accordance
prize is returned as undeliver-     gasoline gift card with an es-      Rules shall not constitute a     with, the laws of the
able, the selected Participant      timated retail value of $100.       waiver of that provision.        State of Ohio, without
forfeits his/her prize. Selected    Only the prizes specified                                            giving effect to any
Participants must continue                                              12. Limitations of Liability.    choice of law or conflict
                                    above will be awarded. Prizes       The Released Parties are
to comply with all terms and        are non-transferable, with no                                        of law rules (whether
conditions of these Official                                            not responsible for: (1)         of the State of Ohio or
                                    cash redemption or equiva-          any incorrect or inaccurate
Rules, and prize awards are         lent. All federal, state and lo-                                     any other jurisdiction),
contingent upon fulfilling all                                          information, whether             which would cause the
                                    cal income taxes, insurance,        caused by entrants,
requirements. In the event          licensing, registration and title                                    application of the laws of
that a selected Participant is                                          printing errors or by            any jurisdiction other than
                                    fees connected to the prize         any of the equipment or
disqualified for any reason,        are the sole responsibility of                                       the State of Ohio.
Sponsor will award the ap-                                              programming associated
                                    the selected Participants. All      with or utilized in the          14. Winners’ List. The
plicable prize to an alternate      federal, state and local laws
Participant by random draw-                                             Promotion; (2) technical         names of the Promotion
                                    and regulations apply. Spon-        failures of any kind,            winners may be obtained
ing from among all remaining        sor expressly disclaims any
eligible entries. Only three                                            including, but not limited to
                                    responsibility or liability for     malfunctions, interruptions,
(3) alternate drawings will be      injury or loss to any person or
held after which the prize will                                         or disconnections in
                                    property relating to without        phone lines or network
remain un-awarded.                  limitation the delivery and/or      hardware or software;
Random drawings will be             subsequent use of prizes            (3) unauthorized human
conducted and decisions are         awarded. Sponsor makes no           intervention in any part of
final on all matters relating to    representation or warranties        the entry process or the
this offer.                         concerning the appearance,          Promotion; (4) technical
                                    safety or performance of any        or human error which may
One drawing each month              prizes awarded.                     occur in the administration
(inclusive of any interim                                               of the Promotion or the
drawings) will take place from      9. Release. By receipt of any
                                    prize, Participants agree to        processing of entries; (5)
all eligible entries received for                                       late, lost, undeliverable,
that month.                         release and hold harmless
                                    Sponsor, and their respective       damaged or stolen mail; or
6. Grand Prize Giveaway             subsidiaries, affiliates, suppli-   (6) any injury or damage
Event. There will be eight (8)      ers, distributors, advertising/     to persons or property
Qualifiers selected in each         promotion agencies, and prize       which may be caused,
Market Region through the           suppliers, and each of their        directly or indirectly, in
random drawings process             respective parent companies         whole or in part, from
described above (for a total        and each such company’s             Participant’s participation
of 24 Qualifiers for the entire     officers, directors, employees      in the Promotion or receipt
Promotion). Qualifiers must         and agents (collectively, the       or use or misuse of any
attend, at their own expense,       “Released Parties”) from and        prize. If for any reason
the final Grand Prize random        against any claim or cause          an Participant’s entry is
drawing conducted in their          of action, including, but not       confirmed to have been
respective Market Region            limited to, personal injury,        erroneously deleted, lost,
on or about May 10, 2010            death, or damage to or loss         or otherwise destroyed or
at a place and time to be           of property, arising out of         corrupted, Participant’s sole
established by the Spon-            participation in the Promotion      remedy is another entry in
sor, (“Grand Prize Giveaway         or receipt or use or misuse of      the Promotion, provided
Event”). If a selected Qualifier    any prize.                          that the entry period has
is unable to attend the Grand                                           not ended. If the Promotion
Prize Giveaway Event, he/she        10. Publicity. Except where         is canceled, suspended or
may appoint a friend or             prohibited, participation in        modified, Sponsor, in its
family member to attend the         the Promotion constitutes           sole discretion, may elect
Grand Prize Giveaway Event          winning Participant’s consent       to hold a random drawing
in his/her place to act and         to Sponsor’s and its agents’        from among all eligible
participate in the Event on         use of Participant’s name,          entries received up to the
behalf of and for the benefit       likeness, photograph, voice,        date of discontinuance
of the Qualifier, (“Substitute”).   opinions and/or hometown            for any or all of the prizes
At the Grand Prize Giveaway         and state for promotional           offered herein. No more
Event, each Qualifier (or           purposes in any media,              than the stated number of
his/her appointed Substitute)       worldwide, without further          prizes will be awarded.
will randomly select a key.         payment or consideration.
                                                                        13. Disputes. Except where
One key in each Market Re-          11. General Conditions.             prohibited, Participants
                                                                                                                                                 ®


gion will unlock that Market        Sponsor reserves the right          agree that any and all
Region’s Grand Prize. The           to cancel, suspend and/or
eligible Qualifier (or his/her      modify the Promotion, or
appointed Substitute) whose         any part of it, if any fraud,
key unlocks the Grand Prize         technical failures or any other                                                                                     Member FDIC

				
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