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Michigan Law on Private Mortgage Insurance - DOC

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					                                                  Edward D. Einowski


Experience



Bond Counsel Practice
Ed Einowski heads the firm's tax-exempt bond finance group. Having handled over 400
bond issues during his Bond Counsel career spanning some 28 years, Ed has developed
a national reputation in bond law, with special expertise in federal tax law and state
law as they affect state and local government obligations. His experience as Bond
Counsel is nationwide in scope, having handled bond issues in states throughout the
nation, from West Virginia, to Michigan, to California. His extensive expertise in public
finance embraces all manner, structure and form of state and local government debt
obligations, including general obligation bonds, revenue bonds, qualified 501(c)(3)
bonds, water and sewer system bond issues, special assessment bonds, solid waste
                                                                                            Partner
disposal system bonds, electric generation and distribution system bonds, bonds to
                                                                                            (503) 294-9235 direct
finance cogeneration facilities, housing bonds, hospital and health care financings, tax    (503) 220-2480 fax
exempt commercial paper programs, bonds backed by FHA Mortgage Insurance and                eeinowski@stoel.com
GNMA securities, hospital and health care financings, self insurance bonds, taxable
bonds, tax increment financings and tax anticipation notes. In addition, he has             Education
represented governmental units in connection with several major infrastruture                   University of Michigan Law School,
                                                                                                 J.D., cum laude, 1978
projects involving the close cooperation of the state, federal and local governments
and private enterprises, including handling the complicated financing for Tri-Met's             University of Michigan Residential
multi-year Light Rail construction project.                                                      College, B.A., summa cum laude, 1975


                                                                                            Admissions
As a member of the Steering Committee of the National Association of Bond Lawyers,
                                                                                                Oregon
he chaired the panels on qualified 501(c)(3) bond issues and tax exempt lease
financings and created a new program dealing with matters pertaining to the proper              Michigan
structuring of revenue bond financings. He has also served as a member of the Oregon
Municipal Debt Advisory Commission, having been first appointed to that post by
Governor Kitzhaber in 1999. He frequently lectures at various seminars and has
authored a number of articles on various topics concerning municipal finance.

Professional Honors and Activities
    Listed in Best Lawyers in America, 2009-2011

    Selected as one of "America's Leading Lawyers for Business (Nationwide) by
     Chambers USA (currently: Projects: Renewables & Alternative Energy), 2010

    Editor Emeritus of Municipal Finance Journal

    Member, National Association of Bond Lawyers
                                                Edward D. Einowski
   Member, American Bar Association

   Steering Committee member of National Association of Bond Lawyers, 1991‑ 1993

   Associate Member, Oregon Municipal Finance Officers Association

Publications
   Author, "Private Purpose Tax-Exempt Financing in Oregon," Or Bus & Corp L Dig, February 1985

   "Response to the Treasury Tax Reform Proposal: The Need for Flexibility in Determining the Business of Government," 6 Mun Fin
    J 73, 1985

   "Tax Reform, Federalism, and State Sovereignty," 7 Mun Fin J 91, 1986

   "Preventing Further Restrictions on Tax-Exempt Obligations," 8 Mun Fin J 3, 1987

   Numerous other articles on various aspects of tax-exempt bond financing
eri ca n Ba r Ass o ci a ti o n

    Steeri ng Co mmi ttee member o f N a ti o nal Ass o ci a ti o n o f Bo nd La w yers , 1 99 1 ‑ 19 93

    Ass o ci a te Member, Orego n Muni ci pal Fina nce Offi cers Ass o ci a ti on


Publi cati ons
    Autho r, "Pri va te Purpo s e Ta x-E xempt Fina nci ng i n Orego n," Or Bus & Co rp L Di g, F ebrua ry 1 9 85

    "Res po nse to the Treas ury Ta x Refo r m Propo sal : The N eed fo r Fl exi bili ty i n Determi ni ng the Busi ness o f Go vernment," 6 Mun Fin
     J 73 , 1 98 5

    "Ta x Refo rm, F ederalis m, a nd Sta te So verei gnty," 7 Mun Fi n J 91 , 1 98 6

    "Preventing Further Res tri cti o ns o n Ta x-E xempt Obli ga tio ns," 8 Mun Fi n J 3 , 19 87

    N umero us o ther a rti cl es o n va ri o us as pects o f ta x -exempt bo nd fi na nci ng

				
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