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The Greater Mount Airy Chamber of Commerce THE CHAMBER CHATTER Issue 8 August Volume 3 UPCOMING EVENTS School is back in session MARK YOUR CALENDARS! and routines and schedules are back in place! This is a perfect time for you as a business leader to review your focus for the year and get “schooled” on what is to be expected in 2011! September 16, 2010 Business After Hours Sharpen your Blue Ridge CareNet pencils and Counseling Center follow along! Thursday 5:30 – 7:00 pm 131 West Lebanon Street Mount Airy, NC 27030 See the business section starting on page 20. Homeowner Education... PAGE 21 October 28th, 2010 Business After Hours Hospitality ….PAGE 22 and Open House Pine State Marketing, Inc. New Job Tax Breaks… PAGE 23 Thursday 5:30-7:00 pm 219 Frederick Street How to get Government Grants for + Mount Airy, N.C. 27030 Training...page 24or How to use Factoring for Cash Flow… PAGE 24 Health care law's massive, hidden tax change… In this issue! PAGE 25-27 It’s ALL about our MEMBERS! Looming Tax Hike… PAGE 27 Pages 1-20 Business Help! How to shop for a bank…Page 28 Pages 21-28 PLEASE HELP US WELCOME OUR NEW MEMBERS !!! Wyatt’s Trading Post, Inc. – Located at 705 West Pine Street, Suite 600 Mount Airy, NC 27030 (Highway 89/Subway Plaza). Phone 336-789-7700 or visit www.wyattstradingpost.com. President & Owner Melissa Wyatt with husband Mark, who is also Secretary/Treasure for the company, opened Wyatt’s Trading Post, Inc. in June 2008. Wyatt’s Trading Post, Inc. has this areas most unique assortment of home décor including; Western, Lodge, Primitive, Antiques and Collectibles. Collectible lines include; Willow Tree, Boyd’s Bears, Jim Shore, Yankee Candles, and Collegiate items such a throws and handbags. Many great gift items to se- lect from such as lawn and home flags, jewelry and much, much more!!! Wyatt’s Trading Post, Inc. is locally owned and operated and excels in customer service! Wyatt’s Trading Post, Inc. is open Monday – Friday 10:00am – 7:00pm, Saturday 10:00am – 5:00pm and open Sundays during holidays and special events. Wyatt’s Trading Post, Inc. 705 West Pine Street Mount airy, NC 27030 336-789-7700 www.wyattstradingpost.com Acme Stone Company – Located at 1700 Fancy Gap Road Mount Airy, NC 27030 Phone 336-786-6978 or visit www.acmestonenc.com (currently under construction). Acme Stone Company has been in business since 1974 and currently has fourteen full time employees. Mark Stevens – President, Cathy Stevens - Office Manager and Sherry Hardy – HR/ AP/AR. Acme Stone Company manufactures granite counter tops and monuments along with stone works of all kinds such as Travertine, Porcelain, Marble, Limestone, Granite and Ceramic. Acme Stone Company has a beautiful retail showroom located 603 West Pine Street Mount Airy, NC 27030.Design Services available to help you customize the look you want. The knowledgeable staff is ready to assist you; choose from an extensive selection and very reasonable prices. Hours: Monday – Friday 10:00am – 5:00pm and Saturday by appointment…call 336-786-4529. Acme Stone Company 1700 Fancy Gap Road Mount Airy, NC 27030 336-786-6978 www.acvmestonenc.com Lucky Bones Country Club Lucky Bones Country Club is located at 680 Riverside Drive Mount airy, NC 27030. Phone 336-719-2205 or visit www.luckybonescountryclub.com. Lucky Bones Country Club is owned and operated by Shelby Boles and her family and is the perfect getaway for your pet! Your dog can enjoy 7 full hours of roompin’ fun at day- care including a nap time all while you work. Going to be on vacation or out of town? Lucky Bones Country Club has two different luxury suites for your pampered canine…the large Clubhouse Suites that include a personal TV, toddler’s bed, soft linens, and equipped with webcams so parents can check in on their pet from time to time. The other option for the more modest personality is the Clubhouse Villas that feature kuranda beds and soft blankets. Are you a cat owner? Lucky Bones Country Club offers accommodations for your cat too! Spacious Kitty Condos are available for your feline companions. Your cat can be rocked to sleep or enjoy watching the aquarium ….the purrrrfect way to spend the afternoon. Celebrate your pet’s birthday at Lucky Bones Country Club…the Birthday Party package includes sending invitations to friends of your pet and at the party; doggie cake, doggie games and doggie bags for the guests. Lucky Bones Country Club also offers training for your pet ….Puppy Obedience classes on Tuesday eve- nings and Adult Canine Obedience classes on Thursday evenings. Looking good is important and Pet Grooming services such as bath & basics, haircuts, nail polishing, and teeth brushing are available to! Call or visit Lucky Bones Country Club today! “Where Lucky Dogs Come To Play” Lucky Bones Country Club 680 Riverside Drive Mount Airy, NC 27030 336-719-2205 www.luckybonescountryclub.com PLEASE HELP US WELCOME OUR NEW MEMBERS !!! Mayberry Trading Post – Located at 100 North Main Street Mount Airy, NC 27030. Phone 336-786- 7294. Mayberry Trading Post is a small family business started in 1991 and is located in the historic Hylton Hardware Store at the corner of Pine and Main Street. Mayberry Trading Post carries a unique blend of home accents, decorative flags, seasonal silk floral arrangements, custom floral arrangements and a fabulous Christmas Shop. During the Holidays as you drive down Main Street enjoying the street decorations and shop decorations you see breathtaking trees in the windows at Mayberry Trading Post along with other spectacular seasonal decorations and arrangements. CEO is Cassie Ayers, and Donna Ayers and Christy Prewitt handle the sales. Talk about a great store to visit where you could spend hours looking at the wide and wonderful selections for the home and yard. Stop by and see just how talented the folks at Mayberry Trading Post are! Mayberry Trading Post 100 North Main Street Mount Airy, NC 27030 336-786-7294 Mayberry Heating & Air Conditioning – Located at 1105 West Pine Street Mount Airy, NC 27030. Phone 336-786-9480. Since 1992, owned and operated by Dennis Sechrist along with Trina Sechrist and Clark Shockley. Voted Mount Airy’s BEST Heating and Air Conditioning Company! Sales…. Service….Installation. Mayberry Heating & Air Conditioning has a complete line of air condi- tioning units and gas and electric heat pumps. Financing available, warranties available, and tax credits available for energy efficient units. Free estimates for installation, prompt service and great service call rates! Mayberry Heating & Air Conditioning 1105 West pine Street Mount Airy, NC 27030 336-786-9480 The HR Group, Inc - Headquartered in Greensboro, N.C. with a local Mount Airy office. Phone 336- 292-1911. As a business owner or manager, your primary concern is operating and growing your com- pany. With the myriad of regulations and requirements, Human Resource issues can be overwhelming. The HR Group, Inc. offers Human Resource Consulting, Training, and Recruiting for companies with and without HR support. The CEO is David Moff, Patsy Wiggins is the President and main contact in the Greensboro office. Sandi Batemen is the VP Learning, Brenda Thompson, is the office administra- tor. Julie Perkins is the local consultant affiliated with this group. She can be reached at 336- 401-2639. The H.R. Group, Inc. 110 S. Main Street Mount Airy, N.C. 27030 336-401-2639 www.thehrgroupinc.net PLEASE HELP US WELCOME OUR NEW MEMBERS!!! Debbie Blinkhorn - Associate Member State Farm Intern 803-243-1838 Rabbit Ridge Enterprises is located at 1251 Rabbit Ridge Road Ararat, VA 24053. Phone 276-251- 1178, fax 276-251-5457 or visit www.rabbitridge.com. Owner, Merlin Scales opened Rabbit Ridge Enterprises in 1998 as a business to do gun transfers for Virginia residents has turned into a full service gun shop with shooting ranges. Rabbit Ridge is licensed to serve both VA and NC residents and carries the most popular brands such as: Colt, Smith and Wesson, Glock, Springfield, Remington, Savage, Ruger, H&K, Mossberg and many more. Rabbit Ridge also carries a full line of shooting accessories including scopes, rings, bases, holsters, reloading supplies, concealed carry purses, targets, gun cases, muzzling loading supplies and safes. Rabbit Ridge offers outdoor shooting ranges (100 yd. rifle, 25 yd. pistol, skeet shooting), concealed carry permits for VA and NC residents, and rifle/pistol/shotgun instructions are available with NRA certified instructors. Open Monday – Friday 10:00am – 6:00pm and Saturday 9:00am – 4:00pm. Rabbit Ridge Enterprises …a full service gun shop and shooting range! Rabbit Ridge Enterprises 1251 Rabbit Ridge Road Ararat VA, 24053 276-251-1178 www.rabbitridge.com H&M Motors, Inc is located on 110 Carson Street Pilot Mountain, N.C. 27041 phone 336-368-4003, fax 336-368-3561 or visit www.handmmotors.com Owner and President is Michael Hege, Co-owner Nicole Hege. Auto Body Repair and Glass Repair. H & M Motors, Inc. offers free estimates, 24 hour towing service, pick up and delivery, key drop off for early and late drop off. H & M Motors, Inc. also offers a unique online “check your vehicle status” to know each day the status of your vehicle. Their Motto is…”You are driving home our reputation, so we make every effort to get the job done right--the first time.” H & M Motors, Inc 110 Carson Street Pilot Mountain, N.C. 27041 336-368-4003 www.handmmotors.com MAYBERRY 5k on the Greenway and 1/2 Mile Fun Run Saturday October 9, 2010 DAYS USATF Certified Sept 23rd-26th Mount Airy NC FOR MORE INFO 5k Race/Walk For more information Visit: call (336)786-8313 or e-mail firstname.lastname@example.org www.surryarts.org Or call: Co-Hosted by Reeves Community Center (336)786-7998 FLOCKING VICTIM OF THE WEEK” Congratulations The Mount Airy News!!!! Flocked By FastLink Communications, Inc. The “Flocking Squad” decorated the front lawn of the Mount Airy News as the “FIRST” Flocking victim! This is a “fun”raiser of the Greater Mount Airy Chamber of Commerce. “FLOCKING VICTIM OF THE WEEK” Congratulations WorkForce Carolina!!!! Flocked by The Mount Airy News “FLOCKING VICTIM OF THE WEEK” Congratulations SouthData, Inc.! Flocked by Teresa Lewis and Friends at WorkForce Carolina, Inc. “FLOCKING VICTIM OF THE WEEK” Congratulations Cooke Rentals! Flocked By your Friends at SouthData, Inc. Ben with Cooke Rentals gets the news that he has been “Flocked” by SouthData! Chamber Staff and Chamber Ambassadors from local area Chamber Member Businesses From WorkForce Carolina, Mountain Valley Hospice and RBC Bank joins Cooke Rentals for a picture with the birds! September is Library Card Sign Up Month! The American Library Association and libraries across the country recognize September as national "Library Card Sign Up Month". All citizens are encouraged to come into the Mount Airy Public Library and sign up for an individual library card. The slogan for the campaign is "The Smartest Card - Get It, Use It @ Your Library". If you are not sure your card is current, dust it off and come by the library to update your information and see what is new. Remember your library card gives you free access to books, DVDs, books on Audio, MP3 Playaways and Internet Access. For information, please call the library at 336-789-5108. Locally owned and operated since 1946, Kelly Office Solutions is your #1 source for all your document imaging needs. With fourteen years combined experience in sales with Kelly Office Solutions, Dave Collins and Laura Pinnix are here to help you improve the efficiency of your document processing, therefore increasing your productivity, and improving your bottom line. Our experience and reliability is second to none. We believe in an ethical approach to doing business with great service and fair pricing, without high pressure and phony sales tactics. Don’t take our word for it, just ask your neighbors! 163 S. Stratford Road Winston-Salem, NC 27103 Laura Pinnix email@example.com (336) 725-2566 Dave Collins firstname.lastname@example.org Or visit our website! www.kellyofficesolutions.com Rolling Hills Farms hosts Chamber Business After Hours Event 252 Heart Lane Mount Airy, NC 27030 336-352-3009 Rolling Hills Farms located at 252 Heart Lane Mount Airy, NC hosted a Chamber Business After Hours on Thursday July 29, 2010 with over sixty Chamber members and guests in atten- dance. Guests were treated to Round Peak Vineyard wines, and a variety of appetizers, cheeses and delicious recipes made with peaches grown on the farm. Hayrides around the farm and entertainment by local musicians made for a fun summer evening at Rolling Hills Farms. Rolling Hills Farms is owned and operated by Randy and Angela Shur and their children Brandon and Melanie. Originally from Long Island NY, the Shurs moved to North Carolina in 2005 purchasing this 50 acre farm which had been a horse farm. As you drive into the farm, lush fruit trees heavy with ripening fruit line both sides of the driveway. Passing the rental cabin on your left, the big barn and outbuildings on the right where the peacocks, goat and the big white dog live, a beautiful pink Victorian home stands at the end of the long driveway with the Blue Ridge Mountains off in the distance. Today Rolling Hills Farms has 1,200 fruit trees with twelve varieties of peaches, six types of plums and ten varieties of apples which the Shurs deliver to local businesses and sell at various local farmers markets along with fresh cut flowers. The Shurs amazing pink Victorian house is beautifully landscaped with exotic trees and unique varieties of blooming flowers. Running and operating a farm takes a lot of work and commitment from everyone in the family and the Shurs are to be congratulated on their amazing accomplishments at the farm! Thank you Angela, Randy, Melanie and Brandon for inviting us Rolling Hills Farms. Each of you should feel very proud of this breathtaking place…. that you call home! Rolling Hills Farms…..Featuring having a C ha mber Members of a time! “PEACH” Ribbon Cutting and Grand Opening Ceremony held at Central States Manufacturing, Inc. The Official Ribbon Cutting Ceremony was held at Central States Manufacturing, Inc. located at Piedmont Triad West Industrial Park 751 Mountain View Road Mount Airy on Tuesday August 10, 2010 at 12noon. Less than one year ago, September 22, 2009 Governor Beverly Perdue made the announcement of Central States Manufacturing, Inc. building a new plant in Mount Airy followed with the Ground Breaking Ceremony on September 25,2009. State, County, and City dignitaries, elected officials, Chamber members and special guests were in attendance for this wonderful celebration. Mount Airy Mayor Deborah Cochran, City Commissioners Teresa Lewis, Steve Yokeley and Dean Brown, Surry County Commissioner Jim Harrell, Jr., North Carolina Department of Commerce Melissa Smith and Jan Critz, Chamber Chair Britta Needham, Plant Manager Charlie Cox and CSM Corporate Human Resource Department LeDenna Lambert and Kasey Bare participated in the ribbon cutting. Numerous dignitaries and elected officials spoke during the ceremony thanking Central States Manufacturing,Inc. a metal building components manufacturer for selecting Mount Airy NC as home for this new plant. A lunch followed with a short informational video and interaction with current employee owners. The program titled “Interview Us” was awesome; giving our community leaders a real insight into Central States; the company values, their search for exceptional talent and their vision for the future. The interaction with the employee owners was so intimate, hearing from them what this company has meant to them and to their families. Everyone in attendance was so impressed with Central States Manufacturing and grateful that Mount Airy NC was chosen as the location of this new plant; a 4.5 million dollar investment in our community, and for hiring our local citizens. Piedmont Triad West Industrial Park 751 Mountain View Road Mount Airy, NC 27030 www.centralstatesmanufacturing.com Central States Manufacturing, Inc. is an employee owned company committed to the excellence of manufacturing and distribution of metal building components. Ribbon Cutting and Grand Opening Ceremony held at Sunset Slush of the Foothills The Official Ribbon Cutting ceremony of Sunset Slush of the Foothills located at 153 North Main Street Mount Airy was held at on Friday August 13, 2010 at 2:00pm with over 70 Chamber members, guests and local dignitaries present. The store was packed with guests sampling the many flavors of the delicious Italian Ice. Mount Airy Mayor Deborah Cochran cut the ribbon with owners Todd and Melissa Tharpe, family and friends. Sunset Slush of the Foothills opened the end of July and has busy since then! Sunset Slush of the Foothills offers Classic Italian ices with over 40 delicious flavors and com- binations. Todd and Melissa gave samples to all the guests and some of us had never tried Italian Ice before and once we sampled it, we were SOLD…it is delicious, refresh- ing and enjoyed by all ages! Sunset Slush of the Foothills specializes in weddings, parties, sport events, grand openings, birthday parties and just about any get together that you may be planning! Call Sunset Slush of the Foothills and see what kind of ideas they have to make your special event even better! Sunset Slush of the Foothills is a perfect addition to down- town Mount Airy! “If it isn’t scooped, it ain’t real.” Sunset Slush of the Foothills 153 North Main Street Mount Airy, NC 27030 336-719-0340 Chamber Surprise Patrol visits J&B Foods, Inc. The Chamber Surprise Patrol paid an unan- nounced visit to J&B Foods, Inc. located at 628 South Main Street Mount Airy on Tuesday August 24, 2010. The Chamber Surprise Patrol arrived with balloons, a basket of candy and a box of cookies for J&B Foods, Inc. to say “Thank You” for their membership and their continued support of The Greater Mount Airy Chamber. We did sur- prise Office Manager, Tracy Hicks. She was the only one in the office and honestly she did not know who were, but she had hoped that we were the patrol who brings a big check….sorry…wrong Surprise Patrol! Tracy was delightful and a great sport; she has been with J&B Foods for five years and comes in early while the office is quiet. Presi- dent, Fred Jones, Vice President, Ted Beaver and General Manager, Keith Cummings have busy schedules and arrive later on in the morning. While visiting with Tracy, Janet Johnson Manager of CF Jones located at Mayberry Mall came by and celebrated with us! Janet has been with CF Jones for 28 years and it was great to see her. Vice President Ted Beaver had arrived later and called to thank us for the visit and the “goodies”. We were able to drop back by for a quick photo of all of them and had a lot of fun talking to them about their business. J&B Foods, Inc. owns and operates the Aunt Bea’s Restaurant chain with locations in Mount Airy and Pilot Mountain, NC, and in Hillsville, Galax and Independence VA. In 1984 the first Aunt Bea’s Restau- rant opened in Mount Airy and today the five restaurants employ over 130 people and provide an afford- able priced breakfast, lunch and dinner menu with delicious selections for everyone. Past Small Business of the Year winner by The Greater Mount Airy Chamber of Commerce, this management team continues to provide an excellent meal with great service at an affordable price for every family. Vice President Ted Beaver said, “Our Employees make it possible for us to continue to be successful. Their commitment to providing excellent customer service enables us to carry on.” General Manager Keith Cummings who has been with the company for four years echoed the same sentiments. While talking to Fred and Ted I learned that there is another arm of this local company; J&B Buildings, LLC; a commercial property portfolio that is managed out of this office. Most of us know that Fred Jones also owns and operates CF Jones located at Mayberry Mall and owns the trademark for the Pilot Moun- tain Coffee brand. Ted Beaver is VERY proud of his grand children and he and wife Kathy who is an accomplished entertainer, spend a lot of time at ballgames. Thank you J&B Foods, Inc. for taking time away from your busy schedules to spend with us! J&B Food, Inc. 628 South Main Street Mount Airy, NC 27030 336-789-0388 Chamber Surprise Patrol visits High Cotton Interiors The Chamber Surprise Patrol paid an unan- nounced visit to High Cotton Interiors lo- cated at 218 North Main Street Mount Airy, NC 27030. High Cotton Interiors opened over ten years ago and is a truly unique gift shop located in downtown Mount Airy. Owner Libby Lovill has an eye for the un- usual and unique; shopping the market for one-of-a-kind gifts, personal items and fabu- lous home décor is a passion that is reflected in the merchandise that you will find at High Cotton Interiors. Managed by Libby’s sister, Kathy Outlaw sees to the day to day opera- tions and is assisted by sales associates Betsy Jackson and Mildred Miller. The Chamber Surprise Patrol arrived at High Cotton Interiors shortly after the doors opened, carrying balloons, a big candy basket and a box of cookies just to say “Thank You” for being a Chamber Member. Mildred Miller (County Commissioner Jimmy Miller’s wife) was working that morning along with the assistance of her young granddaughter, Katie Miller. Both seemed pleasantly surprised by our visit and our timing could not have been better….it was Katie’s birthday…….just another reason to celebrate at High Cotton Interiors! Mildred was gracious enough to tell us more about High Cotton Interiors and the history of the shop while each of us took time to look at the wonderful and unique selections throughout the store. We had such a great time meeting Katie and talking to Mildred. Thank You Libby, Kathy and staff for your continued support and for being a Greater Mount Airy Chamber of Commerce Member! Make High Cotton Interiors your destination when shopping for that special gift! High Cotton Interiors 218 North Main Street Mount Airy, NC 27030 336-786-7018 e News! ret hanes in th NCFI Polyu Mount Airy Firm Wins NASA Award NASA and Lockheed Martin Space Systems have awarded NCFI Polyurethanes with their Supplier Quality Excellence Award for the firm’s work on the U.S. space shuttle program. Mount Airy-based NCFI Polyurethanes is one of 12 nationwide, out of several hundred subcontractors involved with the shuttle’s external tank program at NASA’s Michoud Assembly Facility in New Orleans, to receive the award. “We’ve been involved with the external tank program since way back in 1980, so we know how rare this reward is and we know the standards involved,” said Steve Riddle, president of NCFI Polyurethanes. “We’re proud to play a role in our country’s manned space program, and we’re humbled to be selected for this prestigious honor.” (Report by Triad Business Journal) Award-Winning NC Arch Firm Builds 'School of the Future' with InsulBloc Spray Foam Insulation The North Carolina school is the firms’ first use of their innovative new “Dragonfly” prototype system. SfL+a Architects, Raleigh, NC, spent more than two-and-a-half years researching and designing a sustainable building design prototype for K-12 educational facilities. New Century International Elementary School, in Cum- berland Co., NC, is the brick-and-mortar embodiment of that passion. The school is the firms’ first use of their innovative new “Dragonfly” prototype system. Joe Anetrella, AIA, LEED AP, CCS, CSI and the firm’s technical director, describes Dragonfly, “A school built to exacting sustainable standards, designed to generate more energy than it consumes, and the tangible result of the community's total commitment to its children, sustainability and energy efficiency.” He says New Century School is “designed to LEED Platinum standards and earns an ENERGY STAR Rating of 98.” While the school uses closed-loop geothermal and is designed to use solar panels to generate electricity and heat the building’s water, the key to sustainability is how truly energy efficient they can make it. Anetrella says his firm turned to InsulBloc spray foam insulation by NCFI. “We wanted ultra-insulation, air, and vapor barriers in a single product. InsulBloc is ideal for this, and NCFI’s technical support made them the clear choice for our ‘best practices’ prototype.” “In addition to geothermal HVAC, solar, and InsulBloc insulation, we selected high performance design elements, sustainable building products, day-lighting, and controlled lighting systems to save considerably on the total cost of ownership for the community—which is a tenet of the Dragonfly design. We estimate the total cost of owner- ship savings over the forty-year life of the building to be in excess of $15 million.” Anetrella continues, “New Century is designed and built to easily accept roof mounted solar panels. The eventual installation of these panels will allow New Century to fully realize “net-zero” energy use, and allow the school to actually return energy to the grid.” He concludes, “We debuted the Dragonfly concept in 2008, and we believe— are committed to—this new high-performance school building as a new era of design and construction for the community and, we hope, the country.” ABOUT NCFI NCFI was organized in 1964 by research chemist, Dr. H. W. Bradley and Barnhardt Manufacturing Company. NCFI is headquartered in Mt. Airy, NC and manufactures polyurethane foam chemical systems for spray foam-in-place insulation (SPF), roofing, marine floatation, packaging, specialty molding, and many other uses. The company also offers a complete line of flexible foams for furniture seating, transportation seating, bedding, carpet under- lay, and packaging. NCFI also has manufacturing plants in Hickory, N.C., Dalton, GA., and Salt Lake City, UT. To learn more about NCFI please visit www.NCFI.com. 104.1 WTQR Nominated for CMA Award The Country Music Association announced the nominees for the 44th Annual CMA Awards this morning. For the fourth consecutive year 104.1 WTQR has been nominated CMA Large Market Broadcast Station of the Year. About Clear Channel Radio Greensboro-Winston Salem-High Point Clear Channel Radio Greensboro-Winston Salem-High Point is compromised of the following stations: WGBT- FM, WMAG-FM, WMKS-FM , WTQR-FM and WVBZ-FM. Clear Channel Radio Greensboro-Winston Salem- High Point is part of Clear Channel Radio a leading radio company focused on serving local communities across the U.S. with more than 110 million listeners choosing Clear Channel Radio programming each week. The com- pany's content can be heard on AM/FM stations, HD digital radio channels, on the Internet, via iPods and cell phones and used via navigation systems from BMW, Volvo, TomTom, Garmin and others. The company's opera- tions include radio broadcasting, syndication and independent media representation. Clear Channel Radio is a divi- sion of Clear Channel Communications, Inc. (OTCBB:CCMO), a leading global media and entertainment com- pany. More information on the company can be found at www.clearchannel.com. THE MOUNT AIRY NEWS - New Web site offers new interactive features! www.mtairynews.com. John and Bobbi Kidwell - was awarded Garden Spot of the Month in August for their home. John Kidwell is owner of Kidwell & Company, Inc. State Employees Credit Union - Most Improved Commercial Property Award for im- provements / Renovations made to the property. RidgeCrest awarded top certification— Ridgecrest, a Mount Airy Retirement Community, was awarded a four star certification. Ridgecrest is only one of the nine facilities to receive the designation in a five-county area. The North Carolina Star Rated Certificate program is a qual- ity improvement program for assisted living facilities throughout the state. They drop in unan- nounced and stay several days evaluating and scoring the facility. October 8-9-10, 2010 th 44 Annual Autumn Leaves Festival 9am-9pm Fri. & Sat. 12noon – 6pm Sunday Downtown, Mount Airy, NC 27030 GREATER MOUNT AIRY HABITAT FOR HUMANITY OFFERS HOMEOWNER EDUCATION Greater Mount Airy Area Habitat for Humanity offers homeowner edu- cation classes that are open to the public. These trainings are designed to prepare our partner families for homeownership and the responsi- bilities that go along with owning a home. But, the trainings also give information and helpful advice that anyone could benefit from. Below is the list of classes that will be offered this fall. Dates and times are subject to change. Please contact Lynn Wilkes, Family Services Coor- dinator, at 789-4663 for more information. Class Date Time Location Financial Management Tuesday, August 24 6:30pm Habitat ReStore Basics Homeowner’s Insurance Tuesday, September 14 6:30pm Allstate Insurance Eating on a Budget Tuesday, September 21 6:30pm Cooperative Extension Basic Banking Skills Tuesday, September 28 *6:00pm BB&T – Main Street “Money In, Money Out” Tuesday, October 5 6:30pm Cooperative Extension Habitat 101 Tuesday, October 12 6:30pm Habitat ReStore Home Maintenance Tuesday, October 26 6:30pm TBD Being a Good Neighbor Tuesday, November 9 6:30pm 116 Ark Trail, Mt. Airy Parenting/Stress Manage- Tuesday, November 16 6:30pm Cooperative Extension ment SURRY COMMUNITY COLLEGE OFFERING HOSPITALITY CLASSES BUSINESS HELP... How to Get Government Grants for Training Government funding is often available to help small companies train employees and develop work skills. While some funds come as grants, much of it gets allocated to states or local work-force boards which decide what industries and areas to support. The trick is to identify programs aimed at your region or industry. Start at the federal level. Representatives at the U.S. Department of Labor’s Business Relations Group will work with you to identify programs you could use. Tell them what industry you’re in and what you’re hoping to accomplish with worker training. They know about programs in the works and can put you on lists to be notified about future opportunities. State economic-development agencies also offer training assistance, grants and tax credits. Such agencies don’t always have similar names, so when searching online for those in your state, try a variety of key phrases. Contact your local community college and public university. Government agencies often dole out money to colleges and universities, which, in turn, run training programs. They help you with your grant application, if one is needed, so don’t let a lack of experience in grant-writing stop you. Across the U.S., work-force boards, run by local appointees and volunteers, help coordinate federal, state and local employment programs. In addition,  One-Stop Career Centers — offices designed as one-stop shops for both employers and workers to get information about the job market and economic development — can help put em- ployers and workers together. There are more than 3,200 centers where you can research training programs and access databases of workers. YOU MAY FIND OUT MORE ABOUT THIS BY CALLING KEVIN KIMREY AT SURRY COMMUNITY COLLEGE at 336-356-5304 OR BY EMAIL at email@example.com. How to Use Factoring for Cash Flow Companies facing a cash-flow squeeze and slow-paying customers often sell their invoices or ac- counts receivable to specialized companies called factors. The factor advances most of the invoice amount — usually 70% to 90% — after checking out the credit-worthiness of the billed customer. When the bill is paid, the factor remits the balance, minus a transaction (or factoring) fee. Companies that use factoring like it because they get money quickly rather than waiting the usual 30 or 60 days for payment. After sending an invoice to a factoring firm, a business can have money in its hands within 24 to 48 hours. Some businesses use factoring to get started. Whereas banks focus on a business’s creditworthiness in considering whether to make a loan, factors look at the financial soundness of a business’s cus- tomers. As a result, firms with scant credit history may be able to sell their invoices. But the service can be costly — several percentage points more than a conventional lender. It was once a controversial source of financing because of its ties to financially fragile companies in the gar- ment industry. A related commonly held impression is that a company uses a factor because it isn’t credit-worthy enough to deal with a bank. Now billions of dollars in accounts receivable flow through factors each year, many of whom special- ize in particular industries such as trucking, construction or health care. Some companies use it to meet cash-flow needs as a stop-gap measure. Others prefer factoring to banks, which often require more paperwork, or other outside investors, who may want a piece of the business. Factoring isn’t likely to be economical for a firm that sends out thousands of small-denomination in- voices, because of the service fees a factor may assess for reviewing each one for risk. Since the factoring firm handles collections, the factor customer doesn’t have to worry about billing and credit checking and about staffing those functions. Another advantage: Companies wanting to expand overseas may find factors often already have extensive experience dealing with overseas suppliers or purchasers and so using factors can make international business efforts a lot easier. Health care law's massive, hidden tax change By Neil deMause, contributing writer May 5, 2010: 11:00 PM ET NEW YORK (CNNMoney.com) -- An all-but-overlooked provision of the health reform law is threat- ening to swamp U.S. businesses with a flood of new tax paperwork. Section 9006 of the health care bill -- just a few lines buried in the 2,409-page document -- man- dates that beginning in 2012 all companies will have to issue 1099 tax forms not just to contract workers but to any individual or corporation from which they buy more than $600 in goods or ser- vices in a tax year. The stealth change radically alters the nature of 1099s and means businesses will have to issue millions of new tax documents each year. Right now, the IRS Form 1099 is used to document income for individual workers other than wages and salaries. Freelancers receive them each year from their clients, and businesses issue them to the independent contractors they hire. But under the new rules, if a freelance designer buys a new iMac from the Apple Store, they'll have to send Apple a 1099. A laundromat that buys soap each week from a local distributor will have to send the supplier a 1099 at the end of the year tallying up their purchases. The bill makes two key changes to how 1099s are used. First, it expands their scope by using them to track payments not only for services but also for tangible goods. Plus, it requires that 1099s be issued not just to individuals, but also to corporations. Taken together, the two seemingly small changes will require millions of additional forms to be sent out. "It's a pretty heavy administrative burden," particularly for small businesses without large in-house accounting staffs, says Bill Rys, tax counsel for the National Federation of Independent Busi- nesses. Eliminating the goods exemption could launch an avalanche of paperwork, he says: "If you cater a lunch for other businesses every Wednesday, say, that's a lot of information to keep track of throughout the year." HEALTH CARE LAW—CONTINUED The paper trail Why did these tax code revisions get included in a health-care reform bill? Welcome to Wash- ington. The idea seems to be that using 1099 forms to capture unreported income will gener- ate more government revenue and help offset the cost of the health bill. A Democratic aide for the Senate Finance Committee, which authored the changes, defended the move. "Information reporting improves tax compliance without raising taxes on small businesses," the aide said. "Health care reform includes more than $35 billion in tax cuts for small busi- nesses ... indicating that during these tough economic times, Congress is delivering the tax breaks small businesses need to thrive." The new rules could drastically alter the tax-reporting landscape by spotlighting payments that previously went unreported. Freelancers and other independent operators typically write off stacks of business expenses; having to issue tax paperwork documenting each of them could cut down on fraudulent deductions. More significantly, the 1099 trail would expose payments to small operators that might now be going unreported. If you buy a computer for your business from a major chain retailer, the seller almost certainly documents the revenue. But if you buy it from Tim's Computer Shack down the street, Tim might not report and pay taxes on his income from the sale. The IRS estimates that the federal government loses more than $300 billion each year in tax revenue on income that goes unreported. Using 1099s to document millions of transactions that now go untracked is one way to begin to close the gap. While all but unnoticed at the time -- a Pennsylvania business group issued the first warning last October as the idea emerged in draft Senate legislation -- the 1099 rule changes began sparking attention in the blogosphere in the last week. The libertarian Cato Institute called it a "costly, anti-business nightmare"; Rep. Dan Lungren, R-Calif., introduced legislation last week that would repeal the new 1099 requirements. The notion of mailing a tax form to Costco or Staples each year to document purchases may seem absurd to small business owners, but that's not the worst of it, tax experts say. Marianne Couch, a principal with the Cokala Tax Group in Michigan and former chair of a citi- zen advisory group to the IRS on small business and self-employed tax issues, thinks the big- ger headache will be data collection: gathering names and taxpayer identification numbers for every payee and vendor that you do business with. But she also sees a silver lining in the new law. HEALTH CARE LAW-CONTINUED Her firm already recommends collecting tax data on all vendors, since the IRS requires that you have it on hand at the time of the transaction, not just at tax-filing time. And eliminating the corporate and goods exemptions at least means that businesses will no longer have to pour over every transaction to determine if it needs a 1099. The new rule is simpler: If it crosses the $600 threshold, it's in. "There are probably going to be some hiccups along the way, because systems will need to be redesigned," says Couch. "But overall I believe it will make compliance on the payor end a lot more streamlined and easier." In any case, the final impact of the law won't be known until the IRS issues its regulations on the new law, which aren't expected to arrive until sometime next year. The IRS has not yet commented on when it will release regulations or schedule public hearings, and an agency spokesman was unsure when it will do so. The new requirements kick in January 1, 2012. How to Shop for a Bank Choosing a bank for your business involves more than opening a new account at your personal bank or picking the branch office nearest your company. You need to understand what services you re- quire and how much they cost. Ideally you’ll find a banker who will take the time to walk you through how to solve a problem, so you can go back to running your business. Still, some business owners may spend more time shopping for a $300 laser printer than they would shopping for a bank. Here are a few issues to keep in mind when you look for a banker: Does your local banker have lending authority? What’s the largest loan he or she can approve without checking with higher ups? Relationship managers at community-based banks often have more discretion than those at a unit of a big institution and they may consider small-business lending to be their bread and butter. But lately, the distinctions between “large” and “small” banks have blurred with the industry’s consolidation. Many community banks have undergone mergers that now allow them to offer a wider range of services. Banks of all sizes are emphasiz- ing improved customer service, having discovered that many customers still like face-to-face service at branches versus conducting all transactions online. Smaller, regionally focused banks may be better because they know local market conditions. They often provide more one-on-one access to a loan officer and put more emphasis on a bor- rower’s character rather than just applying a credit-score model. And they can be more flexible during tough times, such as covering overdrawn accounts without imposing stiff penalties. Rates charged by large financial institutions “are systematically lower” than those charged by community ones, according to a study cowritten by the National Federation of Independent Busi- ness, an advocacy group. Larger banks are more likely to issue corporate credit cards to small businesses, which can be used for financing. Is your bank comfortable working with the U.S. Small Business Administration (SBA) loan sys- tem? Federally subsidized loans help protect the bank against default, which makes it easier for banks to lend money. SBA loans are available to businesses whose credit histories, cash flows or collateral would be inadequate for them to obtain traditional bank loans, and the SBA typically offers more flexible repayment terms. Larger institutions are likely to make loans backed by the SBA, which lets them accept riskier borrowers. What extras are available with your account? Despite stiffer lending procedures, larger banks may offer added benefits such as online services that help save time and money on tax and ac- counting assistance. These may include sending invoices, collecting payments, payroll and loan applications. Some banks may tie such help to requirements that a business’s employees use direct-deposit channels. But keep in mind that banking is a competitive business, and it rarely takes more than a year for a new product or service to be copied by banks across the country. So trust and being comfortable with a bank can sometimes be more important than a seemingly new product. Be sure to pin down fees for various services. Some may be bun- Some common small-business dled, so comparison shopping is a must. They may be negotiable, banking needs: depending upon your company’s history and size. Basic Services – View your banking arrangements as a long-term relationship. • Checking account Consider not just what you need immediately, but services you • Business savings account may require in 18 to 24 months. You want to find a banker who • Credit card understands your business and industry, including your credit- • Deposit-only card worthiness and your seasonal borrowing needs. Ideally, your • Discounted employee checking ac- banker will see a customer’s growing business as an opportunity counts to provide more useful services and will listen if you run into a • Online banking financial emergency. Lending Services • Lines of credit • Term-loans Once you’ve established a relationship with a banker, meet with • Commercial real estate him or her at least once a year and offer an update on your com- • Equipment leasing pany’s finances. Even so, it’s a good idea to interview branch • SBA loans employees and managers at competing lenders every few years Cash Management and gauge their willingness to devote time to a single business- • Wire transfers person. Although switching banks can be a hassle, you can let • Wholesale lockbox your banker know you’re shopping around. On your next leisurely drive consider driving out through the Piedmont Triad West Corporate Park. The Park Initially NCDOC certified in 2002, now is home to the newly built Central States Mfg, Ck Technologies, Rock Solid Dimensional Stone, Harvest Bread Co. and Mayberry Learning Center. There are still lots available! On the front side where Mayberry Learning Center is located, there are 5 pre-graded available lots with the largest being 6.2 acres. On the back side there are much larger sites available with acreage up to 38 acres. If you are interested in discussing any of these sites or any incentives that could be available for your company, Call Martin Collins at the City 336-786-3526. AUGUST VISITORS! In the month of August the staff of the Mount Airy Visitors Center Greeted 6,646 Visitors. The Top 10 States who visited Mount Airy in August include people from NC, VA, SC, TN, OH, PA, MD, FL, GA, and NY. The staff greeted International Visitors in the month of August from the following countries: Spain, Japan, Greece, France, Haiti, Singapore and a total of 37 from Canada. Since January 2010 the staff has greeted 44,333 www.visitmayberry.com Visitors into the Mount Airy Visitors Center. Website Stats for August 2010 Website Hits- 4,517,511 Website Unique Visits- 88,527 Top Referring URLS for www.visitmayberry.com are... www.google.com www.bing.com www.westbendvineyards.com www.ncfestivals.com www.facebook.com www.surryarts.org Over 11,321 People directly have bookmarked or keyed in the website to access the website. The Top Web Pages Searched on www.visitmayberry.com include the following pages: Lodging Page, Mayberry Attractions Page, Real Estate Page, Retail Services Page, Bed and Breakfast Page, History Page, and Campgrounds Page. The Top Cities in the United States that searched for www.visitmayberry.com include the following in ranking order: Charlotte, Raleigh, Atlanta-GA, Greensboro, Winston Salem, Durham, Charlottesville-VA, Fayetteville-NC, Knoxville-TN, High Point, Little Rock-Arkansas, Columbia-SC and Cincinnati-OH. 200 N. Main St. Mount Airy, N.C. 27030 336-786-6116 Main 336-786-1488 Fax V ISIT US ON- LINE WWW.MTAIRYNCCHAMBER. ORG AND WWW. VISITMAYBERRY. COM THE CHAMBER IS NOW ON F ACEBOOK UNDER MOUNT AIRY C HAMBER Betty Ann Collins - President Email: firstname.lastname@example.org Main Line Extension 6 Yvonne Nichols - Executive Assistant and Autumn Leaves Festival Director Email: email@example.com Main Line Extension 5 Jessica Icenhour - Tourism Director Email: firstname.lastname@example.org Main Line Extension 3 Tanya Taylor- Membership and Communication Director Email: email@example.com Main Line Extension 4 Fawn Shaw - Visitor Specialist Email: firstname.lastname@example.org Main Line The Mission of the Greater Mount Airy Chamber of Commerce is to advance, promote and encourage successful business growth for our members.