Interest Rate on 2Nd Mortgage

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					(Date)



(BorrowerName)
(Address)
(City, State Zip)

Call today for your free no-obligation mortgage analysis!

Dear (BorrowerName),

The headlines are full of discouraging news about the mortgage industry, and you might
be wondering when it will be a good time to refinance your own home loan.

Regardless of what you might have heard, many homeowners are refinancing now to
lower their monthly payments, interest rates, or get cash out for home improvements.
Depending on your specific situation, you might be able to do the same!

Unlike a bank, I work with dozens of highly reputable financial institutions so I can find
the right loan for your specific needs. Since it still may not be the best time for you to
refinance, I promise that I will be honest and tell you so. And I will be able to monitor
interest rates and your loan balance, and let you know when it is the right time for you to
refinance in the coming months!

It will just take a few minutes of your time over the phone or in person to review your
mortgage and compare it to the mortgages that are currently available. If you’re interested
in taking advantage of this no-obligation mortgage analysis offer, please call me any time
at (phone number). Be sure to note the information about your loan below so we can
move quickly through the call.

I look forward to hearing from you!

(Signature)
(broker name)


===============================================================

LOAN BALANCE:          $_________ First Mortgage $_________ 2nd Mortgage or Equity Loan

MONTHLY PAYMENT:       $_________ First Mortgage $_________ 2nd Mortgage or Equity Loan

INTEREST RATE:         ________% First Mortgage    ________% 2nd Mortgage or Equity Loan

				
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posted:11/15/2010
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Description: Interest Rate on 2Nd Mortgage document sample