The Benefits of Maximizing your RRSP INVESTING CONCEPT Utilizing all of your RRSP contribution room now can make a big difference to your future retirement lifestyle. Over 30 years, $80,000 a $10,000 additional contribution into your $70,000 RRSP can grow to $75,000. $60,000 $50,000 Invest Smart 3 Invest Regularly 3 Consider an RRSP Loan They say you can’t make up for lost time but that’s not necessarily the case with contributions $40,000 to your Registered Retirement Savings Plan (RRSP). Canadians are allowed to carry forward $30,000 unused RRSP contribution room until the age of 71. So, if you didn’t maximize your RRSP contributions in past years, you can still take advantage of the opportunity to invest more $20,000 Years than your annual contribution limit this year, make up for shortfalls in past years and take $10,000 advantage of a large tax deduction, all at the same time. Maximizing your RRSP contributions $0 are one of the best strategies to build the retirement you deserve and dream of. 0 5 10 15 20 25 30 ALI AMIDI B.Comm. (Finance) Pre-tax RRSP investment assumptions – $10,000 investment purchased on January 1, 2007 at a gross Consultant rate of return of 7% over a 30 – year period. The rate of return shown is used only to illustrate the effects of the compound growth rate and is not intended to reflect future values or returns on investment. email@example.com (905) 760-1771 ext. 335 RRSP Value © Investors Group Inc. 2008 MP1356 (01/2008) 6 RONROSE DRIVE SUITE 300 Prospective investors should review the annual report, simplified prospectus, CONCORD, ON and annual information form of any fund carefully before making an L4K 4R3 investment decision. Clients should discuss their situation with their Consultant for advice based on their specific circumstances. Borrowing to invest should be part of a long-term investment strategy and may not be appropriate in all circumstances. 1-877-268-7573 ™ Trademarks owned by IGM Financial Inc. and licensed to its subsidiary corporations. Investors Group Financial Services Inc.