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Benefit of Maximizing Your RRSP

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					        The Benefits of Maximizing your RRSP
    INVESTING CONCEPT




                                          Utilizing all of your RRSP contribution room now can make
                                          a big difference to your future retirement lifestyle.




                                                                                         Over 30 years,
                                                  $80,000



                                                                                      a $10,000 additional
                                                                                     contribution into your
                                                  $70,000



                                                                                        RRSP can grow
                                                                                          to $75,000.
                                                  $60,000

                                                  $50,000




                                            Invest Smart 3 Invest Regularly 3 Consider an RRSP Loan
        They say you can’t make up for lost time but that’s not necessarily the case with contributions




                                                  $40,000
        to your Registered Retirement Savings Plan (RRSP). Canadians are allowed to carry forward




                                                  $30,000
        unused RRSP contribution room until the age of 71. So, if you didn’t maximize your RRSP
        contributions in past years, you can still take advantage of the opportunity to invest more




                                                  $20,000




                                                                                                                     Years
        than your annual contribution limit this year, make up for shortfalls in past years and take




                                                  $10,000
        advantage of a large tax deduction, all at the same time. Maximizing your RRSP contributions




                                                           $0
        are one of the best strategies to build the retirement you deserve and dream of.




                                                                   0                 5                10                 15    20             25              30
   ALI AMIDI B.Comm. (Finance)




                                            Pre-tax RRSP investment assumptions – $10,000 investment purchased on January 1, 2007 at a gross
   Consultant




                                            rate of return of 7% over a 30 – year period. The rate of return shown is used only to illustrate the effects
                                            of the compound growth rate and is not intended to reflect future values or returns on investment.
   alipasha.amidi@investorsgroup.com
   (905) 760-1771 ext. 335
RRSP Value




                                       © Investors Group Inc. 2008 MP1356 (01/2008)
   6 RONROSE DRIVE
   SUITE 300
                                         Prospective investors should review the annual report, simplified prospectus,
   CONCORD, ON                           and annual information form of any fund carefully before making an
   L4K 4R3                               investment decision. Clients should discuss their situation with their
                                         Consultant for advice based on their specific circumstances. Borrowing to
                                         invest should be part of a long-term investment strategy and may not be
                                         appropriate in all circumstances.

   1-877-268-7573                      ™ Trademarks owned by IGM Financial Inc. and licensed to its subsidiary
                                         corporations.
                                                                                                                              Investors Group Financial Services Inc.

				
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