American General Life Insurance Company - PowerPoint

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					THE AIG AG VALUE PROPOSITION




                                  COMPETITIVE
                                 PORTFOLIO FOR
                                  MIDDLE AND
                               AFFLUENT MARKETS


                  ADVANCED CASE               TECHNOLOGY
                    DESIGN AND  Distribution BASED SERVICE:
                    INNOVATIVE    Partner E-SUBMISSION TO E-
                       SALES                 POLICY DELIVERY
                     CONCEPTS


                                   EXPRESS,
                                  CONCIERGE &
                                 RELATIONSHIP
                                 UNDERWRITING

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Our Value Proposition                                                         FOR AGENT USE ONLY.
                                                              NOT FOR DISSEMINATION TO THE PUBLIC.




HELPING YOU GROW YOUR BUSINESS

• QUALITY PRODUCTS
      • an exceptional portfolio of innovative and competitive products
      • for middle markets – term, fixed UL, annuities and A&H
      • for high-net-worth markets – fixed UL, indexed UL, and VUL

• COMPETITIVE COMPENSATION
      • weekly pay for those on EFT; online commission statements

• EFFICIENT NEW BUSINESS PROCESSING
      • Technology enabled
      • Choice of eSubmission models
      • eSignature, ePolicy Delivery


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Our Value Proposition                                                           FOR AGENT USE ONLY.
                                                                NOT FOR DISSEMINATION TO THE PUBLIC.




SUPPORTING YOUR SALES ACTIVITIES

• TARGETED UNDERWRITING
      •   Express up to $1 million and issue age 55
      •   Concierge for $10 million+ face or $50,000+ premium
      •   Relationship Teams
      •   Large case capacity and expertise

• SALES/MARKETING SUPPORT
      • dedicated regional/account field support teams backed by internal
        marketing support unit
      • full service, industry-leading website

• ADVANCED SALES SUPPORT
      • Attorneys for technical assistance
      • Case design experts
      • Innovative programs                                                                            4
Product Portfolio                                                  FOR AGENT USE ONLY.
                                                   NOT FOR DISSEMINATION TO THE PUBLIC.




    • AIG American General’s “All Seasons” portfolio means we
      have life products for a variety of markets, clients and needs
    • Breadth of portfolio extends to annuities and A&H living
      benefits products
    • Portfolio covers a continuum of needs – basic traditional
      products for protection needs to more complicated
      transactions requiring financing or more sophisticated product
      features

         Simple            All Seasons Portfolio             Complex



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A Variety of Markets                                                 FOR AGENT USE ONLY.
                                                     NOT FOR DISSEMINATION TO THE PUBLIC.




    Products and ideas to build, protect, preserve, and transfer
    wealth for individuals, families and small business owners
    • Individuals and Families
       – Long, short and intermediate needs
       – Mortgage protection, income replacement, education funding
    • Small Business
       –   Executive Benefits
       –   Deferred Compensation
       –   Business Continuation
       –   Captives
    • High Net Worth
       –   Wealth Transfer
       –   Estate Liquidity/Equalization
       –   Premium Financing
       –   Charitable Giving                                                                6
AIG American General                                    FOR AGENT USE ONLY.
                                        NOT FOR DISSEMINATION TO THE PUBLIC.




  Our entire marketing support team is
  committed to working with you to help
  you grow your business


  For additional information, contact
  Troy Johnston
  Field Marketing Consultant
  troy_johnston@aigag.com
  972-849-1044                                                                 7
Sales Incentive


• 5 for $500 Program
• Off term periods (not 15, 20, or 30)
• Between now and 12/1/08, cases paid by 12/31/08




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Loan Feature


• Use the loan feature on ROP to pay policy premium
  in later years
• Will decrease the cash value returns at the end of
  term period
• Lowers the average annual cost of plan
• Winflex has a loan solve feature
• Good for retirement age solves



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Loan Feature


• SAT premium $1,565      • ROP SAT Premium
• Total outlay, $46,950     $2,385 for 16 years
                          • Total outlay, $38,160
                          • Loans to pay premium
                            starting in year 17
                          • ROP Amount, $9177.21
                          • Net annual outlay
                            $966.10


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Thank You!
               Questions?
         www.aiglifebrokerage.com




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