First Premier Bank Credit Card Payment

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					SCHEDULE OF CHARGES
Effective from 01.01.2010




 The Premier Bank Limited
Corporate Marketing Division
        Head Office
                              General Banking Services
    Item No.      General Banking Services                                                      Page Number
      1.       Current Account …………………………………………………………………………………..                                        3
      2.       STD Account ……………………………………………………………………………………….                                           3
      3.       SB Account, Premier 50+ account, Premier Genius Account.......................           3
      4.       Scheme’s A/C ………………………………………………………………………………………                                           3
      5.       Standing Instruction …………………………………………………………………………….                                      3
      6.       Locker & Safe Custody…………………………………………………………………………..                                      3
      7.       Issuance of Solvency Certificate & BO Certificate                                        3
      8.       Supply of Statement of                                                                   3
               Account...……………………………………………………………
      9.       Transfer of Fund as per instruction ………………………………………………………..                              3
     10.       Stop payment Instruction ……………………………………………………………………..                                    4
     11.       Issuance of Cheque Book ……………………………………………………………………..                                     4
     12.       Issuance of Foreign currency balance certificate etc. ……………………………….                      4
     13.       Collection…………………………………………………………………………………………….                                           4
     14.       Collection ……………………………………………………………………………………………                                           4
     15.       Cheque returned unpaid from clearing house. …………………………………………                             4
     16.       Collection of outstation cheques, bills/Clean/documentary………………………..                     4
     17.       Bounced cheques drawn on us (Cash, clearing or                                           4
               transfer)…………………………
     18.       Remittance (Inland) DD/TT/MT/Issuance………………………………………………..                                4
     19.       Cancellation of DD/TT/MT/ Postage /Courier/FAX…………………………………….                            4
     20.       Issuance of Duplicate Instrument…………………………………………………………..                                 4
     21.       Issuance of Payment Order……………………………………………………………………                                      5
     22.       Issuance of Duplicate Payment Order……………………………………………………..                                5
     23.       Issuance of Duplicate FDR/Different Schemes………………………………………….                             5
     24.       Issuance of Cheques on Bangladesh Bank at the request of the client……….                  5
     25.       Collection of inland bills……………………..…………………………………………………                                  5
     26.       Issuance of NOC for Study & Medical treatment abroad……………………………                          5
     27.       Renewal of NOC……………………………………………………………………………………                                           5
     28.       Cancellation of NOC………………………………………………………………………………                                        5
     29.       Counter Transaction Fee………………………………………………………………………..                                     5
     30.       Purchase of inland bills accepted by other banks……………………………………..                         5


                                Credit Related Services

Item No.   Credit Related Services                                                        Page Number
      1.    Loan Processing & Monitoring Fee………………………………………………………..                                 6
      2.    Commitment Fee on Undisbursed amount……………………………………………..                                 6
      3.    Consumer Credit Scheme /Supervised Credit scheme, Educational loan,
            Personal Loan……………………………………………………………………………………..                                         6
      4.    Car Loan…………………………………………………………………………………………….                                            6
      5.    All Loan accounts ( OD, CC, Demand Loan , SOD (FO) Bai – Muajjal, Hire-
            Purchase, Investment , Hire Purchases except CCS and SHBL having limit
            of Tk. 1.00 lac and above)……………………………………………………………………                                    6
      6.    Forced /Demand Loan………………………………………………………………………….                                        6
      7.    Documentation Charges……………………………………………………………………….                                       6
      8.    Issuance of Bank Guarantee…………………………………………………………………                                     7
      9.    Godown Charge/ Warehouse Charge……………………………………………………                                     7
     10.    Enlistment Fees of C&F Agent……………………………………………………………….                                   7
     11.    Issuance of C&F Certificate………………………………………………………………….                                   7
     12.    Enlistment and Renewal of Valuation Surveyor……………………………………….                            7
     13.    Interest on PAD…………………………………………………………………………………..                                        7
     14.    Handling of Documents for LIM…………………………………………………………….                                   7
     15.    Early Settlement Fee……………………………………………………………………………                                       8
     16.    Overdue Interest…………………………………………………………………………………                                         8




                                                                                                              1
                     Credit Card Related Services
Item No. Credit Card Related Services                                               Page Number
  1.    Annual Fee …………………………………………………………………………………………                                         9
  2.    Supplementary Card Fee ………………….....……………………………………………..                                9
  3.    Card Replacement Fee………………………………………………………………………….                                     9
  4.    Excess Limit Charge...……………..…....…………………………………………………….                               9
  5.    Late Payment Charge …………………………………………………………………………                                      9
  6.    Interest per Month ………………………………………………………………………………                                     9
  7.    PIN Replacement ……………….……………………………………………………………….                                      9
  8.    Cash Withdrawal Fee………..…....……………………………………………………………                                  9
  9.    Cheque Return Fee ……………………………………………………………………………                                      10
 10.    Statement Regeneration Fee …………………………                                                10
 11.    Sales Slip Retrieval Fee ………………………………………………………………………..                               10
 12.    Annual Fee/Renewal (Visa Debit Card) + 15% Vat…………………………………                          10
 13.    Card Replacement (Debit Card)…………………………………………………………….                                10
 14.    PIN Replacement Fee (Debit Card)……………………………………………………….                               10
 15.    Cash Withdrawal Fee (Debit Card)…………………………………………………………                               10
 16.    Special Note                                                                         11


                   Foreign Trade Related Services
Item No.       Foreign Trade (Import)                                                Page Number
   1.        Letter of Credit………………………………………………………………………………………..                             12-13
   2.        Collection of Credit Report on the Beneficiary of the L/C by Telex …………….       13


 Item No.      Foreign Trade (Export)                                                Page Number
   1.       Export …………………..………………………………………………………………………………                                   14-15
   2.       Foreign Bank Guarantee …..…………………………………………………………………….                            15
   3.       EXP Issue………………………………………………………………………………………………….                                   16
   4.       Issuance of PRC…………………………………………………………………………………………                                 16
   5.       Issuance of Back to Back L/C Certificate / C&F Certificate………………………………            16


 Item No.       Foreign Trade (Miscellaneous)                                         Page Number
  1.        Forwarding application regarding import registration certificate etc. ………….            17
  2.        Handling charges for license of indenting & Money changer etc…………………                   17
  3.        Handling charges for settlement of Cash incentive & DEDO ………………………
  4.        Inland L/C Advising and Reimbursement charge ……………………………………..                          17
  5.        Correspondence against Customer's Queries /investigation…… …………………                     17
  6.        Interest Rate on EDF L/C                                                               17

 Item No.       Foreign Remittance                                                        Page Number
   1.       Foreign Remittances.                                                              18
   2.       Opening / Renewal of Student File (Remittance fees) ……………………………….                 18
   3.       Issuance of FC Demand Draft Drawn on Bangladesh Bank………………………….                   18
   4.       Clearing of FC Demand Draft drawn on Bangladesh Bank…………………………                    18
   5.       Disposal of remitted fund on A/C of Home Remittance ………………………………                  18
   6.       Collection (Inward) ……………………....……………………………………………………….                            18-19

                          Online & SME Charges
Item No.       On Line Banking                                                       Page Number
  1.        Online Banking Service, Charges & Fees………………………………………………….                        20
  2.        Schedule of Charges (SME)…….………………………………………………………………                              21
  3.        Schedule of Charges (Syndication Loan)…………………………………………………..                       22




                                                                                                        2
                                 General Banking Services

Item     Type of Services             Nature of Charges                                     Charges
 No.

                                   Account Maintenance Fee       Tk.500 half yearly
 1.    Current Account
                                   Account Closing Charge        Tk.300 + VAT

                                   Account Maintenance Fee       Tk.500 half yearly
 2.    STD Account
                                   Account Closing Charge        Tk.300 + VAT

       a) Savings                  Account Maintenance Fee       Tk.300 half yearly
 3.
                                   Account Closing Charge        Tk.200 + VAT
       b)Premier 50+ &
       Premier Genius & Staff                                    b) Account Maintenance Fee shall not be relized from Staff
       Account                                                   Account, Premier 50+ Account and Premier Genius Account.

                                   Closing Charge
 4.    Scheme’s A/C                for premature encashment      FREE
                                   only


 5.    Standing Instruction        Charge                        Tk. 50/- to be realized in each transaction except Scheme A/C.


                                   Rent
 6.    Locker & Safe Custody
                                   Small Size                    Tk. 1500/- P.A.
                                   Medium Size                   Tk. 2500/- P.A.
                                   Large Size                    Tk. 3000/- P.A.

                                   Security Money (Refundable)   Tk. 2500/- Per Locker

                                                                 Staff: 50% and No Security Money required.
 7.    i)Issuance of Solv ency                                   Tk. 300/- for issuance of Solvency Certificate per instance.
       Certificate                 Charge

       ii) Issuance of BO                                        Tk 100/- for issuance of BO Certif icate.
       Certificate
 8.    Supply of Original
       Statement of Account        Charge
       i) Regular Statement                                      (i) Free of Charge

       ii) Supply of Duplicate                                   (ii) Min. Tk. 50 to Max. Tk.500
       Statement of Account on
       Demand
       iii) Balance Confirmation                                 (iii) Issuance of Balance Certificates more than two times Tk.
        Certificate (Yearly &                                    200/- to be realized.
       Half Yearly)
       iv)Authentication of                                      iv) Tk.300 +VAT
       client statement at the
       request of other banks
 9.    Transfer of Fund as per
       Instruction                 Charge                        FREE
       (within the same branch
       & deposit schemes)




                                                                                                               3
Item     Type of Services            Nature of Charges                                  Charges
 No.


10.    Stop Payment               Charge                    Tk. 100/- per instruction
       Instruction

11.    Issuance of Cheque                                   Tk. 3.00 per leaf + VAT
       Books                      Charge                    Applicable for all types of accounts


12.    Issuance of Foreign
       Currency Balance
       Certificate etc.           Charge                    Tk. 300/- or USD 5/-


13.    Local Collection of
       Cheques (where there is    Charge                    FREE
       a Clearing House)

14.     Local Collection of                                 Actual Conveyance
       Cheques (where there       Charge                    Minimum Tk. 50/-
       no Clearing House)


15.    Cheque returned unpaid     Charge                    Tk.200
       from Clearing House



16.    Collection of Outstation   Commission                Up to Tk.1,00,000 @0.15%
       Cheques / Bills                                      Min. Tk. 100
       (Clean/Documentary)
                                                            Above Tk.1,00,000 @0.10%
                                                            Min. Tk.200
                                                            Max. Tk.3000

                                  Postage                   At actual, Minimum Tk. 25/-
                                  Telephone                 At actual, Minimum Tk. 50/-


17.    Bounced Cheque drawn       Charge                    Tk. 250/- (flat) per instance
       on us (Cash, Clearing or
       Transfer)


18.    Remittance (Inland)        Commission                @ 0.15% Minimum Tk. 50/-
       DD/TT/MT issuance
                                  Additional Charges for
                                  Telephone Communication   At actual, Minimum Tk.50



19.    Cancellation of            Charge of Cancellation    Tk.100/- per instance
       a)DD/TT/MT

       b)Communication                                      At actual, Min Tk.50
       Charge

20.    Issuance of Duplicate      Charge for Issuance       Tk.200/- plus
       Instrument                                           Actual stamp ,
                                                            Postal Charges (if any)




                                                                                                   4
Item     Type of Services                 Nature of Charges                               Charges
 No.

21.    Issuance of Payment          Charge for Issuance        Free
       Order




                                    Charge for Cancellation    Tk.100

                                                               Up to Tk. 10,000 = Tk.50
22.    Issuance of Duplicate        Charge
       PO                                                      Above Tk. 10,000 = Tk.200
                                                               + Stamp duty + VAT

23.    Issuance of Duplicate                                   Up to Tk. 1 lac = Tk. 100/-
       FDR/Different Schemes        Charge
                                                               Above Tk. 1 lac = Tk. 300/-
                                                               Plus stamp charge at actual.
24.    Issuance of Cheque
       drawn on Bangladesh          Charge                     Tk. 300/- per instance.
       Bank at the request of
       the client

25.    Collection of Inland Bills   Commission                 Up to Tk. 1.00 Lac @ 0.15% min. Tk. 200/-

                                                               Up to Tk. 10.00 Lac @ 0.10% min. Tk. 300/- max. Tk. 1000/-

                                                               Above Tk. 10.00 lac @ 0.10% Minimum Tk. 500/-
                                                               Maximum Tk. 3000/-

                                    Postage (Registered)
                                    Telephone
                                                               Interest to be charged as per lending rate (Commercial Others
                                    Interest                   from date of purchase up to the date of realization of
                                                               proceeds)
       Issuance of NOC for
26.    Study & Medical              Nil                        Free
       Treatment Abroad
       Renewal of NOC
27.                                 Nil                        Free



28.    Cancellation of NOC          Nil                        Free



29.    Counter Transaction Fee      Nil                        Free


30.    Purchase of Inland Bills     Commission                 Tk. 500.00 per bill and bill may be purchased at bill buying
       accepted by other Banks                                 rates published by International Division.

                                    Interest / other charges   Loans may be approved within limit approved by Head Office
                                                               at Interest Rate to be charged Bank’s prevailing rate of
                                                               interest.




                                                                                                             5
                                Credit Related Services

Item     Type of Services            Nature of Charges                                 Charges
 No.



 1.    Loan Processing &          Fee/Charge                 New Loan 1.00%
       Monitoring Fee
                                                             Enhanced Loan 1.00%
       (Other than SME)
                                                             Renewal 0.50%



 2.    Commitment Fee on
       Un-disbursed Amount        Fee/Charge                 Case to Case basis


 3.    Consumer Credit            Monitoring   Fee           Tk.500/-
       Scheme / Supervised
       Credit Scheme /            Supervision Charge         2% Supervision Charge
       Education Loan /
       Personal Loan              Risk Fund                  1 % Risk Fund


 4.    Car Loan                   Monitoring Fee             Tk. 2000/-
       (Other than Car agent of
       the Bank who have          Supervision Charge         2 % Supervision Charge
       separate agreement)
                                  Risk Fund                  1 % Risk Fund

 5.    All Loan Accounts (e.g.
       CC, Demand Loan, SOD
       (FO),                      Incidental Charge          No Incidental Charges / Processing Fee will be applicable for
       Bai- Muajjal Investment,                              SOD (FO/FDR) subject to minimum 3% spread of interest.
       Hire Purchases - except
       CCS and SHBL having
       limit of Tk. 1 lac and
       above


 6.    Forced /                   Overdue Interest/          2.00% p.a Overdue interest on outstanding shall be realized
       Demand Loan                Compensation for Islamic   for the delayed period.
                                  Banking Branch


 7.    Documentation Charges      Charge                     At actual plus
       (Mortgage of landed                                   a) Tk. 300/- = Up to Tk. 5 lac
       property creation of                                  b) Tk. 1000/- = Above Tk. 5 lac up to Tk. 25 lac
       charge on other Bank's                                c) Tk. 2000/- = Above Tk. 25 lac up to Tk. 100 lac
       FDR/Schemes/ Share                                    d) Tk. 3000/- = Above Tk. 100 lac
       etc.)




                                                                                                          6
Item     Type of Services          Nature of Charges                                     Charges
 No.



 8.    Issuance of Bank         Commission / Service Charge    @ 0.50 % per qtr. or part thereof, Minimum Tk. 500/-
       Guarantee                                               Against 100%, cash margin commission to be realized at Tk.
                                                               500/- (flat) plus other charges. VAT, at actual.

                                Stamp Fees                     Stamp Charge at actual on Borrowers account.

 9.    Godown Charge /          Borrowers Godown under         i) Rent – on Borrower's A/C
       Warehouse Charge         Bank’s Custody                 ii) Insurance – on Borrower’s A/C
                                                               iii) Salary & allowance of Godown Staff – on Borrower’s A/C
                                                               iv) Maintenance of Godown - on Borrowers A/C

                                Bank’s Rented Godown           i) Rent –To be realized from borrowers proportionately for
                                                               their occupancy plus 75 % extra
                                                               ii) Insurance –To be realized from borrower’s A/C
                                                               proportionately
                                                               iii) Salary & Allowance of Godown Staff – To be realized
                                                               from borrower’s A/C proportionately

                                Issuance of Delivery Order     Tk. 50/- per delivery plus actual conveyance.
                                (against delivery goods from
                                Banks / Borrower's Godown)


10.    Enlistment Fees and      Fee                            Tk. 10,000 as fee & Tk. 2,00,000 as security money
       renewal of                                              (Refundable)
       C & F Agent

11.    Issuance of C & F        Charge                         Tk. 500/-
       Certificate


12.    Enlistment and Renewal   Fee                            Tk. 10,000 as fee & Tk. 2,00,000 as security money
       of Valuation Surveyor                                   (Refundable)


13.    Interest on PAD          Interest                       As per Lending Rate



14.    Handling of Documents    Charge                         Up to Tk. 5 Lac = Tk. 500/- (Flat)
       for LIM
                                                               Above Tk. 5 Lac up to
                                                               Tk. 10 Lac = Tk. 1000/- (Flat)

                                                               Above Tk. 10 Lac up to
                                                               Tk. 25 Lac = Tk. 1500/- (Flat)

                                                               Above Tk. 25 Lac up to
                                                               Tk, 50 Lac = Tk. 3000/- (Flat)

                                                               Above Tk. 50 Lac = Tk. 5000/-(Flat)




                                                                                                               7
Item     Type of Services       Nature of Charges                            Charges
 No.

15.    Early Settlement Fee   Charge                On case to case basis.



16.    Overdue Interest       Charge                2.00% p.a. on overdue amount




                                                                                       8
                              Credit Card Related Services
Item     Type of Services          Nature of Charges                              Charges
 No.

                                            Fee                   Local                     International
 1.    Annual Fee/Renewal
       (Primary Card)
                                           Gold                Tk. 1800/-                     US $80
                                          Classic              Tk. 1000/-                     US $40

       Supplementary Card
 2.    (i) One Card                 Fee for Gold/Classic          Free
       (ii) One more Card           Fee for Gold/Classic          500/-                         N/A
       (iii) Employees              Fee for Gold/Classic          Free


 3.    Card Replacement Fee                 Fee

                                           Gold                 Tk. 500/-                     US $15
                                          Classic               Tk. 300/-                     US $15



 4.    Excess Limit Charge                Charge

                                           Gold                 Tk. 300/-                     US $10
                                          Classic               Tk. 200/-                     US $10


 5.    Late Payment Charge                Charge

                                           Gold                 Tk. 300/-                     US $10
                                          Classic               Tk. 200/-                     US $10




 6.    Interest Charge (Per                 Fee
       Month)
                                           Gold                  2.5 %                         2.5 %
                                          Classic                2.5 %                         2.5 %


 7.    PIN Replacement Fee                  Fee

                                           Gold                 Tk. 500/-                     US $10
                                          Classic               Tk. 500/-                     US $10




 8.    Cash Withdrawal Fee                  Fee                @ 2 % Or
                                                               Tk. 150/-
                                    Gold & Classic Card    Which ever is higher               @3%




                                                                                               9
Item     Type of Services         Nature of Charges                   Charges
 No.



 9.    Cheque Return Fee                 Fee

                                         Gold          Tk. 250/-                    US $10
                                        Classic        Tk. 200/-                    US $10


10.    Statement Regeneration            Fee
       Fee
                                         Gold           Tk. 50/-                     US $5
                                        Classic         Tk. 50/-                     US $5


11.    Sales Slip Retrieval Fee          Fee


                                         Gold          Tk. 250/-                    US $10
                                        Classic        Tk. 200/-                    US $10

12.    Annual Fee/Renewal                Fee           Tk. 200/-                   Staff Free
       (VISA Debit Card)
       + 15 % VAT

13.     Card Replacement                 Fee           Tk. 300/-          Tk. 500/- applicable for both
       (Debit Card )                                                           the Customers and
                                                                               employee’s of TPBL

14.    PIN Replacement Fee               Fee           Tk. 300/-           Tk. 300/- (for employees)
       (Debit Card)


15.    Cash withdrawal fee               Fee          Classic Local        Nil (The Premier Bank ATM
       Per Transaction/                                                       Tk 120/- (Other ATM)
       withdrawal




                                                                                    10
Special Note:
1. There is no Annual / Renewal fee for The Premier Bank Ltd. Confirmed employee. The Premier Bank Ltd.
employee will get VISA Gold Card only. However issuance for International ViSA Credit Card restricted to
The Premier Bank Ltd. employee. Only from the grade of Officer to Managing Director will get the VISA
International Credit Card.

2. There is no Annual/ Renewal fee for issuance of VISA Debit Card to The Premier Bank Ltd. employee.

3. Interest Charge will be @2.00% (per month) for The Premier Bank Ltd. employee Card and @2.50%
interest will be charged for other than The Premier Bank Ltd. employee.

4. The Officials of Telecommunication Sector, Mult inational and Financial Institutions will enjoy the VISA
Credit Card of The Premier Bank Ltd. with 50% off from the regular Annual/Renewal fee.

5. The Premier Bank Ltd offers first Supplementary Card absolutely free of Charge, Supplementary Card
Annual/ Renewal fee will be imposed from issuance of Second Supplementary Card.




                                                                                                        11
                                  Foreign Trade (Import)


Item     Type of Services             Nature of Charges                           Charges
 No.

                                                               @ 0.40%
1. A   Letter of Credit            For each quarter

       L/C Opening Commission
       Under Cash                                              Minimum Tk. 1000




 B     L/C Opening Commission                                  @ 0.40%
       Under AID/Loan/             For each quarter
       Credit/Barter

                                                               Minimum Tk. 1000

 C     L/C Opening
       Commissions where           For each quarter            @ 0.25%
       100% margin is received


 D     L/C Opening Commission
       Under Deferred Payment/     For each quarter            @ 0.50%
       Usance L/C

                                                               Minimum Tk.1000

 E     L/C Opening Commission
       for Back to Back L/C        For each quarter            Maximum 0.40%


 F     L/C Amendment Charge        If amendment of L/C is      Maximum Tk.750
                                   transmitted by SWIFT


 G     Acceptance Commission       For each quarter            Maximum 0.40%
       for Deferred/Usance/
       Back to Back L/Cs                                       Minimum Tk.1000

 H     If L/C’s are Transmitted
       by Mail                     Charge                      At actual
       By Courier, By Post         (This shall cover cost of
                                   registered mail of L/C to
                                   Advising Bank & copy to
                                   Reimbursing Bank)




                                                                                            12
Item     Type of Services             Nature of Charges                            Charges
 No.

 I
       If L/C’s Transmitted by     Charge                 At actual, Minimum Tk. 2500/-
       SWIFT

 J
       If L/C’s Transmitted in     Charge                 At actual, Minimum Tk. 1000/-
       Short and Non-Operative
       SWIFT

 K     If Amendment of L/C is      Charge                 At actual
       Transmitted by Mail, By
       Courier, By Post

 L     If Amendment of L/C is      Charge                 At actual, Minimum Tk. 1000/-
       Transmitted by SWIFT


 M     Add Confirmation by         Charge                 At actual
       Foreign Bank -


 N     For our arranging Add       Charge                 Maximum 0.20%
       Confirmation charge from
       Third Bank

 O                                                        At actual as per Schedule of Charges of Foreign Bank’s Claim
       Foreign Correspondents      Charge                 plus Swift Charge
       charges (FCC) for all
       types of L/C’s

 P                                                        FREE
       L/C Handling                Charge


 Q     Foreign Correspondents      Charge                 At actual as per schedule of charges of foreign
       charges for amendments                             correspondents (to be realized at the time of amendment)
       of L/C’s


 R     Certification of copy
       Documents for               Charge                 FREE
       assessment of Customs
       Duty


 S     L/C Cancellation or         By Cable /Swift
       Expired Unutilized                                 FREE
       amount
                                   By Air Mail



       Collection of Credit        Charge                 At actual as per schedule of charges of Foreign
       Report on the Beneficiary                          Correspondents plus Tk. 750/- for each report.
 2.
       by Swift /
       Dun & Bradstreet




                                                                                                    13
                                     Foreign Trade (Export)

Item     Type of Services               Nature of Charges                           Charges
 No.

                                                            Maximum 0.15%
1.A    Export                         Commission            On the negotiated amount no overdue interest will be charged
       Negotiation Commission                               under full compliance of L/C term
       for Export Bills in Foreign
       Currency



 B     Negotiation Commission         Commission            Maximum 0.15%
       for Export Bills in Local
       Currency


 C     Advising of Foreign Bank       Charge                Maximum Tk. 750
       L/C’s to the local
       beneficiary


 D     Advising of Local L/C’s        Charge                Maximum Tk. 750
       BTB & Inland

                                                            Maximum Tk. 750
 E     L/C Amendment Advising         Charge




 F     Transfer of L/Cs plus          Charge                Maximum Tk. 750
       Amendment                      Amendment Charge




 G     Foreign Bank’s Guarantee       Commission            At Actual
       Commission against
       discrepant bills


 H     Collecting Bank’s charges      Charge                At Actual
       abroad


       Processing of                  Charge                @ 0.15%
 I
       documentary collection                               Minimum Tk.1000
       bills in Foreign currency




                                                                                                     14
Item     Type of Services               Nature of Charges                           Charges
 No.


       Processing of documents       Charge                 Maximum 0.15%
 J     under collection in Local
       currency

                                     By Courier             At Actual, Minimum Tk. 1600
       Mailing of Export                                    For SAARC countries At Actual, Minimum Tk. 1000
 K     Documents
                                     By Post                At Actual, Minimum Tk. 500


       SWIFT Charge for              Charge                 At actual
       sending payment                                      Minimum Tk. 500/-
 L
       instruction of
       reimbursement


       Adding of Confirmation        Commission             @ 0.20 % Minimum Tk. 1000/-
 M
       If Premier Bank advising
       & confirming bank

 N     Handling Charge against       Charge                 @ 1.5 %
       Packing Credit Facility

                                                            At present 13% p.a .
 O     Foreign Trade                 Charge                 (may be changed from time to time)
       (Export)


       Foreign Bank Guarantee

2.A    Advising of Guarantees to                            Tk. 1500
       the beneficiary in original   Commission
       without any engagement
       on our part

       Advising of Guarantees in     Commission             @ 0.50 % per quarter or part thereof
 B     original by adding our                               Minimum USD 100/-
       confirmation


       Advising of Guarantee in      Commission             @ 0.50 % per quarter or part thereof
       our own format or on the                             Minimum USD 100/-
 C
       format supplied by the
       issuing/ opening bank
       with our full engagement




                                                                                                    15
Item     Type of Services              Nature of Charges                Charges
 No.

       Indemnity for Shipping                              Tk. 1000/-
       Guarantee in absence of       Charge
       original document
 D
       provided full value of
       document is deposited by
       client.

 3.    EXP Issue/ Certification of   Charge                Tk.300
       EXP form



       Issuance of Proceeds          Charge                Tk. 500/-
 4.    Realization Certificate
       (PRC)

       Issuance of Back to Back      Charge                Tk.500/-
       L/C Certif icate / C&F
 5.    Certificate




                                                                                  16
                                      Foreign Trade (Miscellaneous)

Item     Type of Services           Nature of Charges                            Charges
 No.



 1.    Forwarding application     Charge                Tk.500
       regarding Import
       Registration Certificate
       etc. (IRC)


 2.    Handling Charges for       Charge                Tk.500
       License of Indenting &
       Money Changer etc.


 3.    Handling Charges for       Charge                Tk.1500
       Settlement of Cash
       Incentive & DEDO


 4.    Inland L/C Advising and    Charge                Maximum Tk.750
       Reimbursement Charge




 5.    Correspondence against     Charge                At actual
       Customer’s Queries /                             Minimum Tk. 300/-
       Investigation


 6.    Interest rate on EDF L/C                         @13.00% p.a. interest for interim period plus as per
                                                        Bangladesh Bank regulations after the fund is received from
                                                        Bangladesh Bank




                                                                                                  17
                                    Foreign Remittance
Item     Type of Services             Nature of Charges                            Charges
 No.



1.A    Foreign Remittances:         Charge                a) @ 0.20 % per USD
       Purchase of Foreign Bank
       Drafts drawn abroad                                b) @ 0.30 % per GBP




 B     Encashment of any            Charge                FREE
       Foreign TT in Taka at our
       Counter


 C     Encashment Certificate       Charge                a) Tk. 100/- within 1 month
                                                          b) Tk. 150/- within 3 months
                                                          c) Tk. 300/- over 3 months


 2     a) Opening / Renewal of      Charge                a) Tk. 4000/- + VAT 15 % per Student File
       Student File for Education
       Purpose

       b) Remittance Fees                                 b) Other Charges as per Schedule of Charges.


 3.    Issuance of F.C. Demand      Charge                Tk. 300/- or USD 5/-
       Draft drawn on
       Bangladesh Bank



 4.    Clearing of FC Drafts        Charge                FREE
       drawn on
       Bangladesh Bank


 5.    Disposal of Remitted         Charge                FREE
       Fund on A/C of
        Home Remittance



       Collection (Inward)
6.A
       For Collection of Clean                            TK. 250 (Flat)
       Item (Inward) from local     Charge
       bank (Refund Warrant)




                                                                                                  18
Item     Type of Services            Nature of Charges                           Charges
 No.



 B     Collection of Foreign       Charge                At actual cost plus SWIFT Charge
       Currency Draft from                               Minimum Tk. 500/-
       Abroad

 C     Encashment of TC            Charge                Tk. 300/- (flat)
                                                         Plus SWIFT charges (if any)


 D     Issuance of Cash (FC)       Fee & Commission      Endorsement Fee = Tk. 200/- (Fixed)
       Endorsement in Passport

       Transactions by
 E     Nominee/ Account Holder     Charge                No Charge
       in FC A/Cs


 F     Issuance of FC Drafts       Charge                TK. 500/- plus SWIFT Charge.
       Drawn on Foreign
       Correspondents


 G     Remittance by T.T. (F.C)    Charge                TK. 500/- plus SWIFT Charge
       through Foreign
       Correspondents (Out
       going)


 H     Cancellation of Drafts in   Charge                At actual cost
       Foreign Currencies                                Min. Tk. 500/- plus SWIFT Charge.




                                                                                               19
                                 Online Charges
Online Cash Transaction (Withdrawal & Deposit) Fees- (Inter City)

 Up to T k.1 lac                           Tk.100
 Above T k.1 lac to Tk.10 lac              Tk.200
 Above T k.10 lac to Tk.25 lac             Tk.500
 Above T k.25 lac to Tk.50 lac             Tk.1000
 Above T k.50 lac                          Tk.1500




Online Cash Transaction (Withdrawal & Deposit) Fees- Inter Branch within the city

 Up to T k.1 lac
 Above T k.1 lac to Tk.10 lac
 Above T k.10 lac to Tk.25 lac                              No Charge
 Above T k.25 lac to Tk.50 lac
 Above T k.50 lac




* Dhaka City Covers Narayangonj, Joydebpur, Tongi, Dhaka EPZ, Savar Bazar Stand,
Zinzira, Konabari and Meghnaghat. Above char ges / Fees/Commissions/Rates are
exclusive Govt. Duty/ Tax/VAT, if any, shall be recovered from the customers in
addition where applicable.




                                                                                    20
                            Schedule of Charges (SME)

Sl.       Nature of Charges                                    Amount
No

1.    Loan Processing Fee                0.50% of loan amount to the nearest thousand or Tk.
                                         500.00, whichever is higher.
2.    Loan Processing Fee (Woman         @ 0.25%
      Entrepreneur)                      Min. Tk.250.00
3.    Loan Application Fee               Tk. 100.00


4.    CIB Charge                         Tk. 100.00

5.    Stamp Charges                      At actual


6.    Early Settlement Fee               NIL

7.    Security Replacement Fee           At Actual
      (Including guarantor)              Min. Tk.500.00
8.    Reschedule Fee / Restructure Fee   Tk. 500.00


9.    Overdue Interest                   2.00 % p.a. on overdue amount for the number of days
                                         overdue.
10.   Documentation Charges:

           Registration, Govt. Duty &   At Actual
            Charges
           Security Documentation       Tk.500 (per client)
            Processing Fee




                                                                                               21
                    Schedule of Charges (Syndication Loan)

* Fees and Charges on Syndication Loan will be fixed up after having the discussion with the
Lead Arranger and other participating Banks.




                                                                                               22

				
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