Let Your Certificate of Deposit(s) and Holiday Closings IRAs Earn More Now you have the option of The Credit Union is now offer- Fort Worth City Credit Union offices and drive compounding the interest ing Junior Jumbo Certificates of thru will be closed in Holiday Closings earned on your Certificate of Deposit and Jumbo Certificates observance of the following: Deposit. You can now choose of Deposit. The Junior Jumbo Independence Day, to have the interest deposited to Certificates start at $50,000 up to Friday, July 3, 2009 your certificate monthly. $95,000 and the Jumbo Certifi- & Saturday, July 4, 2009 cates are for amounts over Labor Day If you already have a Certificate $95,000. The rates for the Junior Monday, September 7, 2009 of Deposit you can change it to Thanksgiving Jumbo and Jumbo Certificates compounding interest when it are usually higher than regular 2309 Montgomery Street matures by calling the Credit Fort Worth, TX 76107-4588 JULY 2009 NEWSLETTER Certificates of Deposit. Union and talking to a Member 817.732.2803 Service Rep. If you are opening The Credit Union is also now of- Christmas Day E-Z Tel: 817.377.7979 Home Equity Loan a new Certificate of Deposit you fering IRA Certificates of De- P.O. Box 100099 can choose to have the interest posit, which work just like Fort Worth, TX 76185-0099 Don’t Move, Improve! With a home equity loan from Fort Apply before August 31, 2009 to re- New Year’s Day Fax: 817.732.7524 It’s a tough choice for a home- Worth City Credit Union, you bor- ceive: compounded at that regular Certificates of Deposit owner: Move into a new house, or row low-interest funds that are typ- • Low interest rates time. except they are IRA Certificates www.fwccu.org improve the one you have. But ically tax-deductible. Apply online • No closing fees on loans under with the same federal require- or call 817.732.2803 and speak to $100,000 ments as the IRA Share accounts. your current home has something Main Lobby no new home can offer - equity! the real estate department to find • Fast approval online or by For more information on the Mon - Thurs: 9 am - 5 pm Home equity provides homeown- out just how useful your home’s phone Friday: 8 am - 5 pm equity can be. • Receive a free $250 American Certificates of Deposit and IRA ers a ready financing source to turn Drive-Thru home sweet home into home Express gift card upon closing a Certificates of Deposit contact a Mon - Fri: 7:30 am - 6 pm sweet dream home. Home Equity loan of more than Member Services Rep. $50,000 or a $100 American Ex- Drive-Thru & Lobby Saturday: 9 am - noon press gift card for closing a Home Equity Loans of $50,000 or less. www.fwccu.org *This information is not an offer to extend credit as defined by Section MasterCard – TNB Card Services is currently the Credit Union’s credit Mainprocessor. They have im- card Lobby 226.2 of Regulation Z. New loans proved their online account access web site, which is GoToMyCard.com. only. Loan approvals subject to Features include: • Online Payments FWCCU lending guidelines. Credit • Online registration • Account summary Score based on Fair Isaacs score from • Recent transaction detail • View statement Drive-Thru credit reporting agency. Rates and • Account payment • Online balance transfers* terms are subject to change without • E-mail inquiries • Online dispute form notice. Fort Worth City Credit Union Drive-Thru & Lobby • Online password change and reset • Security encryption is an Equal Housing Lender. * That’s right, now you can transfer online other high-rate loan balances to your Credit Union MasterCard quickly and easily. Please feel free to give the loan department a call with any questions you may have. Important Notice on Change of Address FREE FINANCIAL EDUCATION CLASSES The Credit Union needs your your new address reported to fail to notify us, a $5.00 J ust a reminder that the Credit Union is offering another Free Financial Education class on Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government help when you have a change the Credit Union by the U.S. monthly return mail fee will Tuesday, July 7, 2009 at 6:00 P.M .at the Credit Union in the Board/Meeting Room. This class can help you learn more about your credit score and buying a car. Registration is of address. The Red Flag Act Post Office. Please notify the be assessed. The Credit required and this date is subject to change. Please call 817.732.2803 and ask for requires the Credit Union to Credit Union of your new ad- Union will start charging this Lisette Naranjo or e-mail her at firstname.lastname@example.org to make your reservations. $250, 000 have mail delivered to the ad- dress within 30 days of an ad- fee August 15, 2009. dress we have on file, and to dress change. For those who 2009 CU Super Saver 2008 CU Super Saver Protect Your Assets With….. Congratulations to our 2008 CU Super Saver G uaranteed Auto Protection (GAP) bursement benefits are only applicable in Loan Rates Kids Club Insurance the event a GAP Amount is waived under of the Year Brandi Glover. Brandi is eight the GAP Waiver Addendum. New & Used Vehicles years old and has been a member for seven If your vehicle is ever in an acci- As low as 4.74% APR* years. Brandi is shown here receiving her framed certificate and $100.00 Toys R Us Gift Holiday Closings dent, stolen, or otherwise declared Extended Warranty Protection to 16.24% APR* by your insurance to be a total loss, Fort Worth City Credit Union now New & Used Card from Maria Cano, Head Teller. most auto policies will only pay the offers the Precious Metals Extended Recreational Vehicles actual cash value of the Warranty Program through Ameri- As low as 5.74% APR* to 17.74% APR* Withdrawal Sydney Collins, vehicle...minus your deductible. can Mercury Insurance Group. The Restrictions Retires Unfortunately, this means that you Precious Metals Plan provides new Home Equity Thanksgiving remain financially responsible for and used vehicle coverage (some Removed S ydney decided after 25 years of any difference between the insur- exclusions apply, see a loan officer 5 Years 5-10 Years 10-15 Years ance settlement and the amount for complete details) that can be 5.49% APR* 5.99% APR* 6.49% APR* Y ou are now allowed to make dedicated service that it was time to purchased by any FWCCU member. six free withdrawals, transfers or retire. The Board of Directors, you still owe on the loan - even if a combination of both, each Management and Staff thank Syd- the loss wasn’t your fault! GAP in- We can even finance the cost of the First Mortgage 2nd Quarter Winner Christmas Day surance covers the difference be- Extended Warranty into your exist- <10 Years 10-15 Years month from your Share and/or ney for all her work and dedication Congratulations tween your loan balance and the ing loan without raising your pay- 6.25% APR* 6.50% APR* Club account. After the sixth to Fort Worth City Credit Union. Dylan Oliphint withdrawal in a month, there will New Year’s Day Sydney will be missed and we wish vehicle’s actual value. It also cov- ment. With three different levels of Dylan is four years old and has be a $5.00 fee charged for each her much happiness in her retire- ers your out-of-pocket deductible protection, the Precious Metals Ex- Signature Loans been a member of the CU Super additional withdrawal. Previ- ment. on your auto policy up to $1000.* tended Warranty Program offers su- As low as 7.49% APR* Saver Kids Club for four years. ously, you could not make more perior coverage that can save you to 17.50% APR* than six per month. Make sure you check with Fort Dylan is shown here receiving a Worth City Credit Union before hundreds of dollars over compara- CD/Share Account $50.00 Toys-R-Us Gift Certificate ble manufacturer’s vehicle service 2.50% Over Dividend Paid from Lisette Naranjo, Loan purchasing GAP Insurance from contracts. MasterCard® Teller. 79th Annual Meeting Recap the dealership. Without the price Classic MasterCard 13.90% APR* Children can earn and learn by markup from the dealership, we Best of all, there is no limit on the opening a CU Super Saver ac- Fort Worth City Credit Union celebrated its are sure you will find the cost is number of times you can use your Gold MasterCard 10.90% APR* count at the Credit Union. They 79th Annual Meeting on March 26, 2009 much less, and we can add the cost Protection Plan; repairs may be * Annual Percentage Rate (APR). The Annual will earn great dividends on with good food, great entertainment by Percentage Rate may vary depending on Johnnie High’s Country Music Review and into your new or existing loan. completed at any licensed repair fa- credit worthiness determined by the Fair their savings and they learn how ISAACS Credit Score on the credit report to set financial goals and save Miss Texas, Rebecca Robinson and the Plus, you can come back and add cility in the United States or at the time of the loan advance. Includes applicable discounts for product relationships, money for that new bike or clowns were a big hit with the children. www.fwccu.org GAP Insurance at a later time...it Canada; and there is only one de- contact the Credit Union for details. Rates are subject to change at any time. video game they want. Open a The displays provided by the different city does NOT have to be purchased at ductible per visit. Contact a loan CU Super Saver account for your departments were terrific as always and the same time as the vehicle. Con- officer for more details or to see children today. Give us a call at thanks to the Fire Department for display- Main Lobby tact a loan officer for more details. which plan would best suit your Financial Update 817.732.2803 or visit our web ing the fire truck and MedStar for display- May 31, 2009 site for more information. *Deductible reimbursement benefits subject needs. ing the ambulance. Adult $1,000 Winner to the maximum limit set forth in your Assets .................... $ 104,298,585 Re-elected to the Board of Directors for Harold Lopez Loans ....................... $ 42,505,842 Drive-Thru GAP Waiver Addendum. Deductible reim- Savings .................... $ 89,683,065 three-year terms were Bob Riley, Pat Svacina and David Yett. Members ........................... 13,045 The evening concluded with the drawing of the cash prizes. Drive-Thru & Lobby Employee Recognitions Dividend Rates In June the Board of Directors declared the following dividend on Shares for the second quarter: Balance ........................ $ 25.00 + Dividend ............................ 1.00% APY ................................... 1.00% IRA rates are 2.48% and (2.50%APY*). Rates Youth $250 Winner are subject to change at any time. * APY = Annual Percentage Yield Haley Cantu Congratulations Tina Williams for 31 Congratulations Bretta Butler for 30 years of dedicated service with years of dedicated service with FWCCU. FWCCU.
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