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							       National Voluntary
      Organizations Active in
             Disaster
              Hurricanes Katrina and Rita
          Relief and Recovery Assistance Guide

                            December 20, 2005
                         To subscribe or submit feedback email
                            Esf-06-MASS-CARE@dhs.gov

              Download the latest edition of this guide at www.nvoad.org

Please Note:
     Assistance programs operate for defined and often limited periods of time.
 Please be sure to check the current availability of any program listed in this Guide.

                                                                            December 20, 2005
                                                Next Edition Tentative Release date: 12/30/2005
         Send additions, corrections, suggestions and comments to ESF-06-Mass-Care@dhs.gov
Let‘s make the relief process easier for survivors. You can help. Please send
  us local disaster assistance, service and recovery information which you
  wish to be included in the guide. We will do our best to get it in the next
  edition. Contact us at ESF-06-Mass-Care@dhs.gov with any comments,
                     questions or concerns you may have.




                                                                           December 20, 2005
                                               Next Edition Tentative Release date: 12/30/2005
        Send additions, corrections, suggestions and comments to ESF-06-Mass-Care@dhs.gov
TABLE OF CONTENTS

TABLE OF CONTENTS ......................................................................................................... 3
I. OVERVIEW .................................................................................................................. 5
PURPOSE ............................................................................................................................. 5
THE RECOVERY PROCESS (SEQUENCE OF DELIVERY) ..................................................... 5
HOW TO USE/ACCESS THE INTERNET................................................................................ 7
II. DISASTER ASSISTANCE .................................................................................................. 8
CONSUMER PROTECTION INFORMATION .......................................................................... 8
EMPLOYMENT INFORMATION .......................................................................................... 12
   Finding Jobs .................................................................................................................. 12
EMPLOYMENT INFORMATION (CONT.) ............................................................................ 14
   Unemployment Insurance ............................................................................................. 14
   Unemployment Assistance............................................................................................ 15
   Benefits ......................................................................................................................... 16
FINANCIAL ASSISTANCE ................................................................................................... 17
   FEMA Registration ....................................................................................................... 18
   Direct Deposit of Assistance Funds into Your Account ............................................... 18
   FEMA‘s Citizenship/Immigration Requirements ......................................................... 18
FINANCIAL RECOVERY INFORMATION ............................................................................ 21
   Mortgages ..................................................................................................................... 23
FOOD INFORMATION ........................................................................................................ 25
   Food Assistance ............................................................................................................ 25
HEALTH AND HUMAN SERVICES INFORMATION ............................................................. 28
HOME CLEANING INFORMATION ..................................................................................... 32
   Debris Removal ............................................................................................................ 32
   Mold Removal and Safe Debris Removal Tips ............................................................ 32
   Carbon Monoxide (CO) Awareness.............................................................................. 33
   Cleaner, Disinfectant, and Pesticide Awareness ........................................................... 33
   Airborne Asbestos and Lead Dust Avoidance .............................................................. 34
HOUSING INFORMATION .................................................................................................. 35
   National Temporary Housing ....................................................................................... 35
   National Temporary Housing ....................................................................................... 36
INSURANCE INFORMATION ............................................................................................... 39
   Veteran‘s Administration (VA) Insurance .................................................................... 42
LEGAL ASSISTANCE.......................................................................................................... 43
LEGAL ASSISTANCE (CONT.) ............................................................................................ 44
LEGAL ASSISTANCE (CONT.) ............................................................................................ 45
REPLACING IMPORTANT RECORDS ................................................................................. 46
REPLACING IMPORTANT RECORDS (CONT.).................................................................... 47
REPLACING IMPORTANT RECORDS (CONT.).................................................................... 48
REUNIFICATION INFORMATION ....................................................................................... 49
   Finding Missing Persons ............................................................................................... 49
REUNIFICATION INFORMATION ....................................................................................... 50
   Reuniting families and loved ones and their pets. ........................................................ 50
 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                             3           Next Scheduled Update: December 30, 2005
   Finding Missing Pets..................................................................................................... 50
STUDENT RESOURCES INFORMATION .............................................................................. 51
      Veterans Affairs ........................................................................................................ 51
            Information for veterans receiving Veterans Affairs (VA) education benefits 51
STUDENT RESOURCES INFORMATION (CONT.) ................................................................ 52
TAX INFORMATION ........................................................................................................... 54
   Federal Personal Casualty or Theft Loss Deductions (Hurricane Katrina Only) ......... 54
   Federal Deadlines for Taxpayers Affected by Hurricane Katrina ................................ 55
   Tax Relief by Location ................................................................................................. 56
TRANSPORTATION INFORMATION ................................................................................... 58
   For Evacuees with Medical Needs ................................................................................ 59
   Department of Health and Human Services (HHS) Medical Travel Center ................. 59
   Evacuees housed in a shelter, hotel or private home .................................................... 59
   A Brief Description of Discharge Planners .................................................................. 60
III. APPENDICES ............................................................................................................... 62
APPENDIX A: COMMON MYTHS ABOUT FEDERAL DISASTER ASSISTANCE ................... 62
   1. The Federal government has total responsibility for disaster recovery .................... 62
   2. The objective of Federal disaster assistance is to ―fix everything‖ .......................... 62
   3. Everyone in the disaster area is eligible to receive Federal disaster assistance ........ 62
   4. When Federal agency representatives arrive, they will immediately distribute money
   to disaster survivors ...................................................................................................... 62
   5. Money received for Federal disaster assistance can be used as the recipient thinks
   best ................................................................................................................................ 62
   6. Federal aid replaces the need for insurance .............................................................. 63
   SUMMARY .................................................................................................................. 63
APPENDIX B: DISASTER RECOVERY CENTERS AND SBA LOCATIONS ........................... 64




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                              4            Next Scheduled Update: December 30, 2005
                                      I.       OVERVIEW

PURPOSE

The purpose of this Assistance Guide is to connect Hurricane survivors with disaster aid.
It was created in response to the diverse needs of the evacuee community and provides
survivor assistance information. This Guide is designed to inform everyone in need, and
those who serve them, on available relief and how to best access that relief.

The Guide lists information on many programs and agencies. Updates and verification
are on-going. We will provide additional information on assistance, services, and
programs with each edition. This Guide belongs to you, not to its editors.

The Guide is arranged in sections based on needs and the types of services provided.
Within each section is a table arranged to show help available nationally and for selected
states. Each program‘s information includes what they can do for you and how you can
contact them.


THE RECOVERY PROCESS (SEQUENCE OF DELIVERY)
Voluntary Agencies
The first thing you must do is reach out to local Voluntary Agencies, such as the
American Red Cross or the Salvation Army. These organizations may be able to take
care of your immediate needs, such as housing in shelters or clothing.

Insurance
Next, you need to contact your personal insurance agency and file a claim. If you do not
have insurance, or the amount of your insurance award does not cover your needs, you
will then need to contact FEMA and register for assistance at 1-800-621-FEMA
(1-800-621-3362), 1-800-462-7585 (TTY) or online at www.fema.gov.

FEMA Housing Assistance
After registering with FEMA, they can financially assist you with temporary housing,
with repairs to your previous home, or with purchasing a new residence if your old one
cannot be made livable again. The types of temporary housing in which you may be
placed in are hotels/motels, apartments, mobile homes, and travel trailers.

FEMA/State Other Needs Assistance (ONA) – Non-SBA Dependent
After you register with FEMA, they will also refer you to the FEMA/State ONA
program. This covers medical, dental, funeral, and other disaster created expenses.




Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005             5         Next Scheduled Update: December 30, 2005
Small Business Administration (SBA) Income Evaluation (Repayment Capability)
You will now submit an SBA loan application. From this point on, there are two paths
your aid can take. If you are approved, you will receive an SBA Referral and a loan to
help meet your remaining housing needs.

If you do not qualify for an SBA loan, you will receive FEMA/State ONA Assistance
which will cover personal property, transportation, group flood policy, and moving and
storage. In order to receive FEMA/State ONA you must have applied for, and been
denied, an SBA loan.

Unmet Needs – Voluntary Agencies
We have now gone through all the federal aid available. If you arrive at this point and
still have needs the federal process has not been able to address, please contact your local
voluntary agencies.




Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005             6         Next Scheduled Update: December 30, 2005
HOW TO USE/ACCESS THE INTERNET
This guide provides internet addresses as well as phone numbers to find information.
Using the internet can often be a quicker and more hassle-free way to obtain the
assistance you need. This section will cover basic Internet use and where to locate
Internet access

Basic Internet Use:
Website Address:
    ―Address‖ or ―Location‖ is the place that it can be found on the Internet.
    May also be known as a ―webpage,‖ ―homepage,‖ or simply a ―website.‖
    The ―Address‖ is typed in the box found in the top left portion of the screen.
    An example of a box for the ―Address‖ is shown below:

       There will already be some form of address in the box, but you may delete that
        and type in the address you would like to visit.

Links:
    Quick ways to other web pages that may have similar or related information.
    This is another way for you to move around on the Internet.
    Links are usually printed in a different color than the rest of the text around it:
       They are typically in blue and underlined- THIS IS ONLY AN EXAMPLE, IT
       WILL NOT WORK
    By clicking on a link, you should move to another part of the document or site
       that is related to the information you need.
    If you discover this is not what you wanted, there is a ―Back‖ button at the top of
       your screen which will take you to the last information you were viewing.

Navigation Icon:
    You will also notice that when your computer is working on a request from you,
      the picture in the upper right corner moves.
    This means that the computer will soon take you to your destination- do not click
      on anything while the picture is moving.

Where to locate Internet access:
   Access is available to the public in several places. Access may be found in:
          o Your hotel lobby/business center
          o The public library (call before traveling to check for free access)
          o Internet cafes (cafes typically charge a per-minute fee)
          o You may also try to find assistance through the hotel staff.




Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005             7         Next Scheduled Update: December 30, 2005
                                II. DISASTER ASSISTANCE

CONSUMER PROTECTION INFORMATION
Who to contact if you suspect you are a victim of fraud.

                                    Consumer Protection Resources
                       Organization                        Phone Number and Website
           Federal Trade Commission (FTC)                        1-877-ID-THEFT (1-877-438-4338)
            Hotline is available from 9 am to 8 pm              (1-877-438-4338)
             Eastern Time, Monday through Friday                 http://www.consumer.gov/idtheft
            If you believe you are the victim of Identity
             Theft, contact the FTC as well as the three
             credit unions and your credit card issuer
           Equifax                                               1-888-766-0008
            If you believe you‘ve been the victim of            www.equifax.com
             Identity Theft, call to place a Fraud Alert
             on your file
           Experian                                              1-888-397-3742
            Hotline is available from 9 am to 5 pm,             www.experian.com
               Monday through Friday
            Priority assistance for hurricane victims
            If you believe you‘ve been the victim of
             Identity Theft, call to place a Fraud Alert
             on your file
            Free copies of you credit file
National




           Transunion                                            1-800-680-7289
            If you believe you‘ve been the victim of            www.transunion.com
             Identity Theft, call to place a Fraud Alert
             on your file
           Federal Bureau of Investigation (FBI)                 1-800-CALL-FBI (1-800-225-5324)
            Report information or complaints of public
             corruption and/or government fraud relative
             to Hurricane Katrina
            Call 24 hours a day, 7 days a week
           Department of Energy                                  1-800-244-3301
            Hotline available 7 am to 12 pm EST,
             Monday through Friday.
            Call the Gas Price Watch hotline if you
             suspect gas price gouging and/or price
             fixing
           National Flood Insurance Program (NFIP)               http://www.floodsmart.gov/floodsmart/pages/index.jsp
            Provides information and links to additional        http://www.fema.gov/nfip/
             flood insurance information. Additionally,
             the NFIP has a special website for
             customers:
           Alabama Attorney General                              1-800-392-5658
Alabama




            Hotline available 8 am to 5 pm, Monday              www.ago.state.al.us/
             through Friday
            Contact the Attorney General‘s office to
             report price gouging and price fixing


   Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                       8          Next Scheduled Update: December 30, 2005
                                     Consumer Protection Resources
                        Organization                      Phone Number and Website
             Arkansas Attorney General                           http://www.ag.state.ar.us/
Arkansas

              Contact the Attorney General‘s office to
               report price gouging and price fixing


             California Department of Consumer Affairs           Toll free hotline: 1- 800- 952-5210
California




              File a complaint                                  Tel: (916) 445-1254
              Consumer protection and price gauging             http://www.dca.ca.gov/
                 reporting


             Florida Attorney General                            Attorney General‘s Office Fraud Hotline:
              Hotline available 8 am to 5 pm, Monday            1-866-966-7229 (in state)
                 through Friday                                  1-850-414-3990
              Medical fraud control                             http://myfloridalegal.com/consumer
Florida




              Consumer protection and price gauging
                 reporting
              Identity theft reporting
              Consumer fraud alerts
              You may also visit their offices at: The
                 Capitol PL-01Tallahassee, FL 32399-
                 1050
             Georgia Governor‘s Office of Consumer               http://www.georgia.gov
Georgia




             Affairs                                             Then, click on:
                                                                 1. Legal, Public, Consumer Affairs
                                                                 2. Consumer Protection
                                                                 3. Consumer Complaints
             Louisiana Attorney General                          http://www.ag.state.la.us/Complaint.aspx
              Contact the Attorney General‘s office to
               report price gouging and price fixing
             Louisiana Department of Insurance                   For forms:
              Hotline available 7 am to 6 pm, Monday            1-800-259-5301 (in state)
               through Friday and 8 am to 5 pm, Saturday         1-225-342-1258 (out of state)
               and Sunday.                                       http://www.ldi.la.gov
Louisiana




              Contact if you are not satisfied with the
               service (subject to Louisiana law) that you
               received from your insurance company.
              Lodge a complaint against your insurance
               company
              Help locating an insurance company
              Mail completed forms, as well as copies of
               supporting materials, to: Louisiana
               Department of Insurance, Property and
               Casualty Consumer Complaints, PO Box
               94214, Baton Rouge, Louisiana 70804




    Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                       9          Next Scheduled Update: December 30, 2005
                                       Consumer Protection Resources
                          Organization                        Phone Number and Website
              Mississippi Attorney General                           Jackson: 1-800-281-4418
               Hotline available 8 am to 5 pm, Monday               Gulfport: 1-228-324-0114
                through Friday                                       Gulfport: 1-228-518-1326
               Contact the Attorney General‘s office to             http://www.ago.state.ms.us/divisions/consumer/
                report price gouging and price fixing
              Mississippi Insurance Department                       For forms:
               Hotline available 8 am to 5 pm, Monday               1-800-562-2957 (in state)
                                                                     1-601-359-2453 (out of state)
Mississippi




                through Friday
               Contact if you are not satisfied with the            http://www.doi.state.ms.us/
                service (subject to Mississippi law) that you
                received from your insurance company.
               Mail completed forms, as well as copies of
                supporting materials, to: Mississippi
                Insurance Department, Consumer Services
                Division, PO Box 79, Jackson, MS 39205.
               You may also visit their offices in the
                Woolfolk State Office Building, located at
                501 North West Street, 10th floor, Jackson,
                Mississippi
              Bureau of Consumer Protection                          Las Vegas: 702-486-3194
                                                                     Carson City: 775-684-1180



              Nevada Attorney General                                Reno Office: 775-688-1800
Nevada




               Hotline available 8 am to 5 pm, Monday               Las Vegas Office: 702-486-7355
                through Friday                                       For referral: 1-800-266-8688
               Consumer Protection                                  http://ag.state.nv.us/
               Fraud protection services
               You may also visit their offices at:
                Reno: 5420 Kietzke Lane Suite 202, Reno,
                Nevada 89511
                Las Vegas: 555 E. Washington Ave Suite
                3900, Las Vegas, Nevada 89101
              Oklahoma Attorney General                              1-405-521-2029
Oklahoma




               Contact the Attorney General‘s office to             http://www.oag.state.ok.us/oagweb.nsf/
                report price gouging and price fixing                Then, click on: Consumer Protection



              Tennessee Attorney General‘s Consumer                  1-800-342-8385
Tennessee




              Affairs Hotline                                        http://www.attorneygeneral.state.tn.us/
               Contact the Attorney General‘s office to
                report price gouging and price fixing


              Texas Attorney General                                 http://www.oag.state.tx.us/consumer/consumer.shtml
Texas




               Contact the Attorney General‘s office to
                report price gouging and price fixing




    Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                          10          Next Scheduled Update: December 30, 2005
                               Consumer Protection Resources
                  Organization                        Phone Number and Website
       Texas Department of Insurance                        For forms:
        Contact if you are not satisfied with the          1-800-599-SHOP (1-800-599-7467) [in state]
         service (subject to Texas law) that you            1-512-305-7211 (out of state)
         received from your insurance company               http://www.tdi.state.tx.us/consumer/cpportal.html
        Mail completed forms, as well as copies of
         supporting materials, to: Texas Department
         of Insurance, Consumer Protection Program
         (111-1A), PO Box 149091, Austin, TX
         78714-9091
        You can also fax the information to: 1-512-
         475-1771
       Utah Division of Consumer Protection                 Toll free: 1-800-721-7233
        Hotline available from 8 am to 5 pm, MST           http://www.commerce.utah.gov/dcp/
Utah




        Child protection
        Consumer complaint forms.




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                 11          Next Scheduled Update: December 30, 2005
EMPLOYMENT INFORMATION

Finding Jobs
                                                        Finding Jobs
                       Organization                                       Phone Number and Website
           Recovery Job Connection                             1-877-US2JOBS (1-877-872-5627)
            Hotline available 8 m to 8 pm, Monday             1-877-889-5627 (TTY)
             through Friday                                    www.jobsearch.org/hurricanejobs
            Perform a job search by job category and
             worker location.
            Specific help for Hurricanes Katrina and Rita
             victims
           Employment and Training Administration              www.ows.doleta.gov/map.asp
           (ETA)
            Unemployment assistance
            File claims using links to state sites
National




           Job Corps                                           1-800-733-5627
            Hotline available 24 hours a day, 7 days a        http://jobcorps.doleta.gov/
             week
            Train for a career or earn your high school
             diploma or GED at no cost
            A Department of Labor service for U.S. or
             legal residents ages 15-24
           Online Employment Job Search through                http://hurricanerelief.monster.com
           Monster.com
            Job-finding services for hurricane survivors,
             including alerts for job fairs
           Online job resources for hurricane victims          http://www.katrina.jobs/


           Alabama Job Link                                    https://joblink.alabama.gov/ada/
            Conduct a job search
Alabama




            Build an on-line resume
            Register with Job Service
            Receive emails on new job openings

           Arkansas Workforce Centers                          www.arworks.org/local.html
            Dislocated workers can get help finding new
             jobs
           Arkansas JobLink                                    www.arjoblink.arkansas.gov/ada/default.cfm
Arkansas




            Conduct a job search
            Build an on-line resume
            Register with Job Service
            Receive emails on new job openings
           Arkansas Job Bank                                   www.ajb.org/ar
            Search for jobs nationwide
            Create a resume/cover letter




Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                    12        Next Scheduled Update: December 30, 2005
                                                          Finding Jobs
                          Organization                                      Phone Number and Website
              California Employment Development                   916-654-9029
California

              Department                                          http://www.edd.ca.gov/eddkatrina.htm
               Hotline available 8 am to 5 pm, PST
               Search for jobs
               Find a local One-Stop career center

              Florida Job Bank                                    http://www.floridajobs.org/onestop/onestopdir/index.
               Search for jobs by region                         htm
Florida




               Find a job by visiting a Florida One-Stop-        http://www.employflorida.com/
                Center near you.

              Georgia Department of Labor                         1-404-656-6000
               Hotline available from 8 am to 4:30 CST           www.dol.state.ga.us/js/
Georgia




               Search database for jobs
               How to apply for unemployment
               Resume building
               Interviewing workshops
              Louisiana Works Department of Labor                 1-866-310-1585
               Hotline available from 8 am to 4:30 pm CST        http://www.ldol.state.la.us/QM_HurricaneDisasterInf
Louisiana




               Search for jobs in Louisiana over the phone       o.asp
                or online
              Find your New Orleans Employer/ Employee            www.findyourneworleansemployer.com/
               Find directions from your employer on what
                to do after the hurricane
              Mississippi Department for Employment               http://mdes.ms.gov/
Mississippi




              Security
               Information for job seekers and
                unemployment


              Nevada Job Connect                                  http://www.nevadajobconnect.com/
               Search for jobs in Nevada
               Post your resume online to been seen by
                employers that are currently hiring
Nevada




              Hurricane Recovery Job Connection                   http://www.jobsearch.org/hurricanejobs
               Search for jobs in Nevada
               Post your resume online to been seen by
                employers that are currently hiring

              Texas Work Force Commission                         http://www.twc.state.tx.us
               Evacuees from Louisiana, or any other
                affected state, currently residing in Texas and   http://twc.state.tx.us/dirs/wdas/wdamap.html
Texas




                seeking employment in their home towns, can
                visit a Texas Work Force Center
               Job Counselors are available to provide
                assistance



 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                       13        Next Scheduled Update: December 30, 2005
EMPLOYMENT INFORMATION (CONT.)

                                                Unemployment Insurance
                           Organization                             Phone Number and Website
             Search jobs through the Utah State Government        http://careers.utah.gov/careers/
Utah



             website for available jobs in the state




Unemployment Insurance
Unemployment Insurance provides unemployment benefits to eligible workers who are
unemployed through no fault of their own.
                                Unemployment Insurance
               Organization                        Phone Number and Website
             U.S. Department of Labor                             1-866-4-USA-DOL (1-866-487-2365)
              National number to call about unemployment         Employment Hotline: 1-866-310-1585
               assistance and insurance
National




              Links to state sites for unemployment assistance   www.dol.gov/opa/hurricane-recovery.htm
               and insurance help for hurricanes Katrina and
               Rita
             State Unemployment Insurance Information             http://workforcesecurity.doleta.gov/map.asp
              Links to state websites for insurance
               information
             File an Unemployment Insurance Claim with            1-866-234-5382
Alabama




             Alabama




             Arkansas Employment Security Department              http://www.arkansas.gov/esd/WorkersUnempBenefit
              Find out how to apply for unemployment             s/AESD_workerunempben.htm
               benefits through the state.
Arkansas




             Arkansas Employment Security Department              http://www.arkansas.gov/esd/WorkersUnempBenefit
              Information on the state‘s disaster                s/A_uidua.htm
               unemployment assistance.
              Those who may not qualify for other
               unemployment insurance, may qualify for
               disaster assistance under this program
             California Employment Development Department         http://www.edd.ca.gov/eddkatrina.htm
California




              Unemployment/disaster unemployment
               insurance in formation



             File Unemployment Insurance Claim with Florida       1-866-FLA-2345 (1-866-352-2345)
Florida




             Agency Workforce Innovation                          1-866-FLA-2345 (1-866-352-2345)
              Aids in employer-employee dispute resolution       http://www.floridajobs.org/


 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                    14         Next Scheduled Update: December 30, 2005
                                                 Unemployment Insurance
                            Organization                             Phone Number and Website
              Georgia Department of Labor                          http://www.dol.state.ga.us/
Georgia

               Learn about unemployment benefits and claim
                weekly unemployment benefits


              File Unemployment Insurance or Unemployment          1-800-430-8076
              Disaster Assistance Claim with the Department of     1-800-818-7811
              Labor
Louisiana




              Call this number if you have already filed a claim   1-866-783-5567
              and
               Were previously receiving benefits,
               Have questions, or
               Need to change your address




              File Unemployment Insurance Claim with               1-888-844-3577
Mississippi




              Mississippi




              File Unemployment Insurance Claim with               http://detr.state.nv.us/uiben/uiben_uiben.htm
              Nevada                                               http://www.nvdetr.org/
Nevada




              Texas Workforce                                      www.twc.state.tx.us/ui/uiclaim.html
               Apply for unemployment insurance online
Texas




Unemployment Assistance
If ineligible for Unemployment Insurance, Unemployment Assistance may be still
available.

Disaster Unemployment Assistance is available to unemployed individuals beginning
after the date the major disaster began and for up to 26 weeks after the major disaster was
declared by the President, as long as their unemployment continues to be a result of the
major disaster. Before an individual can be determined eligible for Disaster
Unemployment Assistance, it must be established that the individual is not eligible for



 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                      15        Next Scheduled Update: December 30, 2005
regular unemployment insurance benefits (under any state or federal law). The program is
administered by states as agents of the federal government. Visit
www.doleta.gov/katrina/lnkdetails.cfm?lnkid=4 to learn if you are eligible for
Unemployment Assistance.

                                         Unemployment Assistance
                  Organization                               Phone Number and Website
FEMA Workers and Business Assistance
Apply for Disaster Unemployment Assistance in
 Alabama                                                 1-866-234-5382
                                                          1-800-499-2035 (TTY)
 Louisiana                                               1-800-818-7811
                                                          1-800-430-8076
 Mississippi                                             1-888-844-3577
FEMA Workers and Business Assistance                      http://www.fema.gov/press/2005/katrinaworkers.shtm
 Search the website for employment

U.S. Department of Labor                                  1-866-4-USA-DOL (1-866-487-2365)
 National number to call about unemployment              www.dol.gov/opa/hurricane-recovery.htm
  assistance and insurance
 Links to state sites for unemployment assistance
  and insurance help


Benefits
The Employee Benefits Security Administration (EBSA) protects non governmental
employees’ benefits, such as those for retirement and health care.

EBSA has extended the deadline for filing Form 5500 and Form 5500 EZ annual
report/returns for employee benefit plans affected by Hurricane Katrina to
January 3, 2006. For state-specific information on the extension, visit:
   http://www.dol.gov/opa/media/press/ebsa/EBSA20051848.htm




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005               16          Next Scheduled Update: December 30, 2005
FINANCIAL ASSISTANCE
How to locate temporary funding and information on how to access your personal
financial data after a disaster.

                                          Financial Assistance
Organization                                         Phone Number and Website
American Red Cross (ARC)                                       1-866-GET-INFO (1-866-438-4636)
 For information specific to Alabama, Florida,                1-800-975-7585
  Louisiana, or Mississippi, call the toll-free 1-866          www.redcross.org
  hotline. The hotline is available 24 hours a day, 7
  days a week.
 For states other than those listed above, call the 1-
  800 toll-free 24-hour Financial Assistance Center
 The ARC has caseworkers who will verify your
  damage. When you call, please have paper and a
  pencil or pen to take down any information and
  be prepared to provide your pre-disaster address,
  including zip code, and telephone number.
 Please note that there will be times when the areas
  FEMA declares and those for which ARC
  provides assistance may not always match.
Federal Emergency Management Agency (FEMA)                     1-800-621-FEMA (1-800-621-3362)
 FEMA provides financial assistance to help with              http://www.fema.gov/register.shtm
  expenses that cannot be covered otherwise.
 FEMA may be able to provide monetary
  assistance for: temporary housing; home repairs;
  replacement of some household items; medical,
  dental, funeral, and transportation costs; and
  certain other needs
 May include cash grants of up to $26,200 per
  individual or household; all needs will be
  addressed after your personal insurance has run
  out.
 May need to apply with (and be denied for) Small
  Business Administration and/or a claim with your
  insurance company before FEMA can provide
  financial assistance.
Project Restore Hope                                           Hot line: 1-888-388-4673
 Help with obtaining lost or destroyed personal               http://operationhope.org/
  and financial documents,
 Assistance deferring mortgage payments
 Emergency budget guidance
 Emergency credit management
 Assistance working with creditors
 Insurance claims assistance
 Help preparing the Emergency Financial First Aid
  Kit and its companion document, the Personal
  Disaster Preparedness Guide




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                    17          Next Scheduled Update: December 30, 2005
Small Business Administration (SBA)                         1-800-659-2955
 Hotline is available 6am thru 11pm EST, daily             www.sba.gov/disaster_recov
 The SBA provides disaster loans for householders          www.sba.gov/disaster_recov/katrinafactsheets.html
  for Real Property (up to $200,000) and Personal           Email: disastercustomerservice@sba.gov
  Property (up to $40,000)
Federal Deposit Insurance Corporation (FDIC)                1-877-3342 1-877-ASKFDIC (275-3342)
 Information about accessing your bank accounts,           www.fdic.gov/hurricane/
  lost records, ATM cards, direct deposits or how to
  reach your bank

FEMA Registration
To register with FEMA, you must provide the following information related to the person
filing the claim:
     1) Social Security Number
     2) Amount of household income
     3) Address at the time of the hurricane
     4) Contact information (Current Phone Numbers, Current Address, etc.)
     5) Types of damage that are being claimed
     6) Address of damaged property (if filing claim for property)
     7) Ages of other people living with them at previous address

Direct Deposit of Assistance Funds into Your Account
FEMA can deposit your claim check directly into your bank account, which eliminates
the need for mailing you a check. It may take 48 hours for the direct deposit process to
take effect, but once in place, this will give you almost immediate access to assistance
funds. If you would like to change your claim to an electronic funds transfer, or EFT,
call 1-800-621-FEMA (1-800-621-3362). Have the following pieces of information
available:
    1) Your FEMA registration number
    2) Your Social Security number
    3) The following bank account information, for the bank that you would like the
        funds transferred into:
         Your bank‘s routing number, which can be found in the bottom, left-hand
            corner of your check/deposit slip
         Your bank account number, which is the middle series of numbers located at
            the bottom of your check/deposit slip

If your bank account is not local, then you may choose to open an account where you are
now living and have the funds transferred to this new account. This process can be much
quicker than waiting for a mailed claim check.

FEMA’s Citizenship/Immigration Requirements
  1. You must be a U.S. Citizen, Non-Citizen National, or a Qualified Alien in order
     to be eligible for FEMA‘s Individuals and Households Program and Disaster
     Unemployment cash assistance programs
  2. A Qualified Alien includes anyone with legal permanent residence (i.e., green
     card).

 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                 18          Next Scheduled Update: December 30, 2005
    3. You will be asked to sign a Declaration and Release, FEMA Form 90-69B,
       acknowledging that you are a U.S. Citizen, Non-Citizen National, or a Qualified
       Alien.
    4. If you cannot sign the Declaration and Release, another adult household member
       who is eligible can sign it and no information regarding your status will be
       gathered.
    5. If you cannot sign the Declaration and Release but you have minor child who is a
       U.S. Citizen or a Qualified Alien residing with you, you can apply for assistance
       on your child‘s behalf and no information regarding your status will be gathered.
       However, you will be asked to sign a declaration that your child is a U.S. Citizen,
       Non-Citizen National, or a Qualified Alien.
    6. You do not have to be a U.S. Citizen or a Qualified Alien in order to qualify for
       Crisis Counseling, Disaster Legal Services, or other short-term, non-cash
       emergency assistance.

Undocumented immigrants may be eligible for disaster-related assistance under many
different programs run by state and local agencies and voluntary agencies for various
types of cash assistance. Undocumented immigrants may be eligible for short-term,
non-cash, emergency aid from FEMA. However, you will not be personally eligible for
FEMA cash assistance programs (Individuals and Households Program Assistance). You
may apply on behalf of your U.S. Citizen child, or another adult household member may
qualify the household for assistance.

To receive money or help for Housing Needs that are the result of a disaster, all of the
following must be true:
     You have losses in an area that has been declared a disaster by the President.
     You have filed for insurance benefits and the damage to your property is not
       completely covered by your insurance.
     The home in the disaster area is where you usually live and where you were living
       at the time of the disaster.
     You are not able to live in your home now, you cannot get to your home due to
       the disaster, or your home requires repairs because of damage from the disaster.

You may not be eligible for ―Housing Needs‖ assistance if:
    You have other, adequate, rent-free housing that you can use (for example, rental
      property that is not occupied).
    Your damaged home is your secondary or vacation residence.
    Your expenses resulted only from leaving your home as a precaution and you
      were able to return to your home immediately after the incident.
    You have refused assistance from your insurance provider(s).
    Your only losses are business losses (including farm business other than the
      farmhouse and self-employment) or items not covered by this program.
    The damaged home where you live is located in a designated flood hazard area
      and your community is not participating in the National Flood Insurance Program.
      In this case, the flood damage to your home would not be covered, but you may
      qualify for rental assistance or for assistance on items not covered by flood


Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005            19         Next Scheduled Update: December 30, 2005
        insurance, such as water wells, septic systems, medical, dental, or funeral
        expenses.




Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005            20         Next Scheduled Update: December 30, 2005
FINANCIAL RECOVERY INFORMATION
Locating copies of your financial records.

                                       Financial Recovery
                     Organization/ Department             Phone Number and Website
           Financial Planning Association (FPA)                      1-800-282-PLAN (1-800-282-7526)
            Free planning services to people in need.               Email: fpaprobono@fpanet.org
            Services for qualified survivors may include:
             educational brochures, Information sheets,
             seminars and workshops, and one-on-one
             consultations
            Hotline is available Monday-Friday 7 am –
             4:30pm MST
           Office of Thrift Supervision (OTS):                       1-800-958-0655
            Contacting Savings Institutions                         www.ots.treas.gov
            Hotline is available 8 am – 5:30 pm CST
           Internal Revenue Service (IRS)                            1-800-829-3676
            Instruction on how to obtain copies of old tax          http://www.irs.gov/faqs/faq-kw31.html
             returns
            Links to frequently asked tax questions

           Office of the Comptroller of the Currency (OCC):          1-800-613-6743
            Call with questions about your national bank.           www.occ.treas.gov
            National bank: one that has the word ―national‖ or      Email: customer.assistance@occ.treas.gov
             ―NA‖ or ―national association‖ as part of its legal
             name
            Hotline is available: Monday-Thursday 9 am – 4
National




             pm, Friday 9 am – 3 pm CDT
           Federal Deposit Insurance Corporation (FDIC):             1-877-ASK-FDIC (1-877-275-3342)
            Consumer hotline; open 24 hours a day, 7 days a         www.fdic.gov/news/katrina/index.html
             week                                                    www.fdic.gov/hurricane/index.html
            Provides the status of institutions in affected areas
            Answers questions about banks, including
             information on how to replace ID and/or ATM
             card
            Gives which banks are open and services that are
             available
           Social Security Administration:                           www.socialsecurity.gov/emergency/
            Ensures beneficiaries receive their monthly             1-800-772-1213
             payments, and applications for benefits continue to     TTY 1-800-325-0778
             be processed

           National Credit Union Administration:                     1-800-827-6282
            Information for Credit Union Members                      Item 2; then: 1 for Louisiana/Texas, 2 for
                                                                           Arkansas/ Mississippi These options
                                                                           aren‘t valid. You can press 1 and then
                                                                           0 if you don‘t know the name of the
                                                                           person you are trying to reach.
                                                                     www.ncua.gov/Katrina/index.htm
                                                                     Alabama: KatrinaAL@NCUA.GOV
                                                                     Louisiana: KatrinaLA@NCUA.GOV
                                                                     Mississippi: KatrinaMS@NCUA.GOV

Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                     21         Next Scheduled Update: December 30, 2005
                                          Financial Recovery
                        Organization/ Department             Phone Number and Website
              The Office of Personnel Management (OPM):              1-800-307-8298
               Provides information for current/retired Federal     www.opm.gov/katrina/
                employees and annuitants                             www.opm.gov/katrina/benefits.asp


              State of Alabama Banking Department                    1-334-242-3452 (Montgomery)
Alabama




               Contacting your bank in Alabama                      www.bank.state.al.us
               P.O. Box 4600
                Montgomery, AL 36103-4600

              Arkansas State Bank Department                         http://www.state.ar.us/bank/banking1.html
Arkansas




               400 Hardin Rd., Suite 100                            for more information, click in the ―Kare‖
                Little Rock, AK 72211                                link in the top left-hand corner
                                                                     by phone: (501) 324-9019 , by fax: (501)
                                                                     324-9028
              California Department of Financial Institutions        Toll free: 1-800-622-0620
               111 Pine St., Suite 1100                             www.dfi.ca.gov
California




                San Francisco, CA 94111-5613




              Florida Department of Financial Services               Toll free in Florida: 1-800-342-2762
               200 East Gaines St.                                  TDD: 850-410-9700
Florida




                Tallahassee, FL 32399-0300                           http://www.fldfs.com/



              Georgia Department of Banking and Finance              Toll free in Georgia 1-888 986-1633
               Department of Banking and Finance (Delete this you   www.gadbf.org
Georgia




                already named the institution before the bullet)
                2990 Brandywine Rd., Suite 200
                Atlanta, GA 30341-5565

              Louisiana Office of Financial Institutions             1-225-925-4660 (Baton Rouge, only) not
               Contacting your bank in Louisiana                    Baton Rouge, only, it is LA only (In-State)
                                                                     1-888-525-9414 (In-State) Not In-State-It is
                                                                     a toll free # (Nationwide)
Louisiana




                                                                     1-866-783-5530 (Nationwide)
                                                                     www.ofi.louisiana.gov
              Louisiana Credit Union Finder:                         1-504-838-8250 (In-State)
               Contacting your credit union in Louisiana            1-800-421-7030 (Toll-Free)
               Search for Credit Union by state and region          www.cuweb.org/cu_finder.htm
               Post Office Box 94095
                Baton Rouge, LA 70804-9095
              Mississippi Department of Banking                      1-601-359-1031 (Jackson)
               Contacting your bank in Mississippi
Mississippi




                                                                     1-800-844-2499 (Nationwide)
               501 N. West Street                                   www.dbcf.state.ms.us
                901 Woolfolk Building Suite A
                P.O. Box 23729
                Jackson, MS 39225-3729



 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                          22   Next Scheduled Update: December 30, 2005
                                    Financial Recovery
                  Organization/ Department             Phone Number and Website
         Nevada Division of Financial Institutions             Tel: 702-486-4120
          2501 E. Sahara Ave, #300                            www.fid.state.nv.us
Nevada

           Las Vegas, NV 89704




         Texas Department of Banking                           Tel: 512-475-1300
          2601 North Lamar                                    Toll free in Texas: 1-877-276-5554
Texas




           Austin, TX 78705                                    www.banking.state.tx.us




         Utah Department of Financial Institutions             Tel: 801-538-8830
          324 South State St., Suite 201                      www.dfi.utah.gov
Utah




           Salt Lake City, Utah 84111




Mortgages
The Mortgage Bankers Association (MBA) and its members advise survivors to contact
their mortgage company directly as soon as possible. Your mortgage banker should be
able to tell you about special offers; for example:
     Extended grace periods
     Postponing any foreclosure action
     Extending your due date and waiving late fees
     Long-term solutions
     Assistance in contacting flood and hazard insurance companies
Mortgage bankers will re-evaluate their policies periodically; stay aware of changing
terms. Most lenders have toll-free phone numbers for consumers to call. A list of top
mortgage service providers in the affected areas are below.

                                           Mortgage Bankers
                  Organization                                      Phone Number
ABN AMRO                                             1-800-783-8900
Aurora Loan Services                                 1-800-550-0508
                                                     1-800-723-6578 (Insurance Claims)
Bank of America                                      1-800-831-5586
Chase Home Finance                                   1-800-848-9136
Chevy Chase Bank, FSB                                1-800-933-9100
CitiMortgage                                         1-800-283-7918
                                                     1-800-442-8774 (Insurance Claims)
Colonial Savings, F.A.                               1-800-937-6002
Countrywide Home Loans                               1-800-669-6607
EMC Mortgage                                         1-800-723-3004
EverHome Mortgage                                    1-800-669-9721
Financial Freedom Senior Funding Corporation         1-800-441-4428
First Horizon National Corporation                   1-800-364-7662
                                                     1-866-497-0530 (Insurance Processing/Loss Draft)
 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                23        Next Scheduled Update: December 30, 2005
                                     Mortgage Bankers
              Organization                                      Phone Number
GMAC Mortgage                                    1-800-766-4622
IndyMac Bank                                     1-800-781-7399
                                                 1-888-680-6808 (Insurance Processing/Loss Draft)
Irwin Mortgage Corporation                       1-800-284-4462

                                                1-800-434-2955 (Loss Draft)
Midland Mortgage Co.                            1-800-654-4566
Mortgage America                                1-800-448-4059
National City Mortgage Co.                      1-800-822-5626
New South Federal Savings Bank                  1-800-504-7110
New Century Financial Corporation               1-800-967-7623
                                                1-888-477-0193 (Loss Mitigation)
Option One Mortgage                             1-800-648-9605
PHH Mortgage (formerly Cendant Mortgage)        1-888-882-1855
Regions Mortgage                                1-800-986-2462
SunTrust                                        1-800-634-7928
Washington Mutual                               1-800-472-1254
                                                1-866-926-8937 (Home Mortgages)
Wells Fargo                                     1-888-818-9147 (Home Mortgage)
Wilshire Credit Corporation                     1-888-952-7311
Litton Loan Servicing LP                        1-800-247-9727
M&T Mortgage Corporation                        1-800-724-2224
                                                1-800-724-1633 (Mortgage Counselors)
                                                1-888-882-1858 (Loss Drafts)




Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005            24         Next Scheduled Update: December 30, 2005
FOOD INFORMATION
Locate food assistance, including food stamps, for those affected by the hurricane.

The Food and Nutrition Service is an agency within the U.S. Department of Agriculture
(USDA) that oversees two major disaster assistance programs, food coupons and food
commodities. Assistance in purchasing food is available through the Disaster Food Stamp
Program. Once approved by the Food and Nutrition Service of the USDA, state and/or
local social services agencies provide disaster food stamps to eligible households, who
apply through the local social services office.

Food Assistance
                                               Food Assistance
                   Organization                Phone Number and Website                      Address
           Salvation Army                      1-888-363-2769                          615 Slaters Lane
            Provides feeding units for        www.salvationarmyusa.org                P.O. Box 269
             evacuees                                                                  Alexandria, VA



           WIC (Women, Infants, and            1-703-305-2746                          3101 Park Center Dr.
           Children)                           http://www.fns.usda.gov/wic/howtoa      Alexandria, VA
            Special Supplemental              pply/default.htm                        22302
             Nutrition Program for
             Women, Infants, and Children
           USDA Food Safety Hotline            1-888-674-6854
            Information on food safety
National




           Food and Nutrition Service,         1-800-221-5689                          Rm. 900
           Department of Agriculture           1-703-305-2041                          3101 Park Center Dr.
            Information about disaster        www.fns.usda.gov                        Alexandria, VA
             emergency Food Stamp                                                      22302
             Program
            Enables low-income families
             to buy nutritious food with
             coupons and electronic
             benefits transfer (EBT) cards
            Spanish assistance is available
           Food Research and Action            http://www.frac.org/                    1875 Conn. Ave NW
           Center (FRAC)                       1-202-986-2200                          Suite 540
            General information about the                                             Washington, DC
             federal nutrition program                                                 20009
           Department of Human                 1-866-465-2285
           Resources, Food Stamp Program       www.dhr.state.al.us
Alabama




            Information for replacement
             of EBT Card and food
             assistance
            Hours: 8am to 5pm, Monday
             through Friday




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                   25           Next Scheduled Update: December 30, 2005
                                                Food Assistance
                     Organization               Phone Number and Website                   Address
             WIC (Women, Children, and          1-800-654-1385                       Alabama Dept. of
             Infants)                           1-334-206-5673                       Public Health
              Special Supplemental             http://www.adph.org/wic/             Bureau of Family
               Nutrition Program for                                                 Health Services
               Women, Infants, and Children                                          RSA Tower, Suite 1300
                                                                                     P.O Box 303017
                                                                                     Montgomery, AL
                                                                                     36130-3017
             Bay Area Food Bank                 1-251-653-1617                       5248 Mobile St. S.,
              Food bank providing food                                              Theodore 36582
             Food Bank of North Alabama         1-256-539-2256                       2000-B Vernon Ave.,
              Food bank providing food         alfoodbanks.org                      Huntsville 35804
             Food Bank of Northwest             1-256-383-3223                        615 Geneva Ave.,
             Alabama (Subsidiary                Helen.dorene@aol.com                 Muscle Shoals 35661
             Distribution Outlet)
              Food bank providing food
Alabama




             East Alabama Food Bank             1-334-263-3784                       521 Trade Center St.,
             (Montgomery Area Food              montgomeryareafoodbank.org           Montgomery 36108
             Bank/Subsidiary Distribution
             Outlet)
              Food bank providing food
             Selma Area Food Bank               1-334-872-4111                       497 Oak St., Selma
             (Subsidiary Distribution Outlet)                                        36702
              Food bank providing food
             West Alabama Food Bank (           1-205-759-5519                       1605 23rd Ave.,
             Subsidiary Distribution Outlet)    www.westalabamafoodbank.org          Tuscaloosa 35403
              Food bank providing food
             Wiregrass Area United Way          1-334-794-9775                       382 Twitchell Rd.,
             Food Bank (Subsidiary                                                   Dothan 36303
             Distribution Outlet)
              Food bank providing food
              Hours: 7:30am-4pm/M-F
             The United Way Community           1-205-942-8911                       107 Walter Davis Dr.,
             Food Bank                          www.uwca.org                         Birmingham 35209
              Food bank providing food
             The Arkansas Food Bank             (501) 565-8121                       8121 Distribution
              Distributing food to hurricane   Toll-free 1-877-565-8124             Drive, Little Rock, AR
Arkansas




               survivors.




             California Department of Social    http://www.dss.cahwnet.gov/
California




             Services                           http://www.dss.cahwnet.gov/foodsta
              How to apply for food stamps     mps/




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                    26       Next Scheduled Update: December 30, 2005
                                                  Food Assistance
                      Organization                Phone Number and Website                    Address
              Apply for Food Stamps, report       1-866-76ACCES (1-866-762-2237)
              status changes or get help with a   http://www.myflorida.com/accessflor
                                                  ida/
Florida


              replacement Electronic Benefit      http://www.dcf.state.fl.us/katrina
              Transfer (EBT) cards.



              American Pregnancy                  1-800-251-2229
              Association Service Helpline for    www.1800251baby.org
              Partners for Healthy Babies,
Louisiana




              Prenatal Care & Medicaid
               Refers callers to WIC
                (Women, Children, and
                Infants)
               Special Supplemental
                Nutrition Program for
                Women, Infants, and Children
              WIC (Women, Infants, and            1-601-576-7100                        State Dept. of Health
              Children)                           1-800-721-7222                        P.O. 1700
Mississippi




               Special Supplemental              www.msdh.state.ms.us                  Jackson, MS 39215-
                Nutrition Program for                                                   1700
                Women, Infants, and Children



              State Food Bank Assistance          1-800-992-0900 (Ext. 40500)           Las Vegas:
                                                  http://www.fns.usda.gov/fsp/outr      4601 E. Cheyenne,
                                                  each/states/nevada.htm                Suite 111, Las Vegas,
                                                                                        NV 89115
                                                                                        Tel (702) 643-0074
                                                                                        Reno:
                                                                                        Dept of Nutrition,
Nevada




                                                                                        Mailstop 142,
                                                                                        University of Nevada,
                                                                                        Reno
                                                                                        Tel: (775) 784-6445
                                                                                        Northern Nevada
                                                                                        994 Packer Way
                                                                                        Sparks, NV 89431-
                                                                                        6441
                                                                                        Tel: 775-331-3663
              WIC (Women, Children, and           1-800-942-3678                        TX Dept. of State
              Infants)                            www.dshs.state.tx.us/wichd/defa       Health Services
Texas




               Special Supplemental              ult.shtm                              1100 West 49th St.
                Nutrition Program for                                                   Austin, TX 78756-3199
                Women, Infants, and Children
              Utah Department of Food and         State information hotline: 1-866-
Utah




              Nutrition                           526-3663
                                                  http://jobs.utah.gov/services/




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                      27         Next Scheduled Update: December 30, 2005
HEALTH AND HUMAN SERVICES INFORMATION
Resources for guidance on health and safety concerns.

                                            Health Information
                 Organization                          Phone Number and Website
           U.S. Department of Health      1-800-CDC-INFO (1-800-232-4636)
           and Human Services (DHHS)      www.bt.cdc.gov/mentalhealth/
            Information on mental        www.bt.cdc.gov/disasters/hurricanes/
             health resources
            Information on health and
             safety information
           Department of Health &         AL- 1-800-846-3697
           Human Services                 LA- 1-888-524-3578
            Information on assistance    http://www.hhs.gov/katrina/survivors.html#other.
             for Katrina Survivors with
             Disabilities or Special
             Needs
           The National Mental            1-800-273-8255 (Toll Free)
           Health Information             1-800-799-4889 (TTY)
            Hurricane and other          http://www.mentalhealth.samhsa.gov/cmhs/katrina/
             disaster relief
             Information
National




           Helping Children Cope          http://www.redcross.org/services/disaster/0,1082,0_602_,00.html
           with Disaster
            Information on helping
             children cope with
             disasters
           Headstart Childcare Services   http://www2.acf.dhhs.gov/index.html
            Offers programs for
             children up to 5 years of
             age, including meals,
             family support and health
             services.
           Katrinahealth.org              www.katrinahealth.org
            Online service providing
             information to help you
             gain access to your
             electronic prescription
             medication records.
           National Suicide Prevention    1-800-273-8255
           Hotline                        http://www.suicidepreventionlifeline.org/
           United Healthcare Hurricane    1-866-615-8700
           Support Line
           Alabama                        1-800-367-0955
Alabama




            Information on the           www.mh.state.al.us/.
             Alabama Department of
             Mental Health and Mental
             Retardation




Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                28          Next Scheduled Update: December 30, 2005
                                                  Health Information
                    Organization                             Phone Number and Website
             Alabama Department of              1-800-846-3697 this # will no longer be valid as of 11/30
             Rehabilitation Services            New # is 1-800-441-7607
              Hotline for hurricane             www.rehab.state.al.us
               survivors with disabilities
               or people with life
               threatening conditions
             Arkansas Department of             Toll Free: 1-800-235-0002
Arkansas




             Health and Human Services          DHS Operator:1-800-462-0599; this is the new DHS operator #,
              Family services                  both numbers will work but the new one is better.
              Juevenile and senior             http://www.arkansas.gov/dhhs/homepage.html
               services
              Disabled persons support
             California Department of           General Information: (916) 651-8848
             Social Services                    http://www.dss.cahwnet.gov/cdssweb/FindServic_716.htm
              Family services
California




              Juevenile and senior
               services
              Disabled persons support
              Medicare and health
               services information
              Mon-Fri 8am to 5pm

             Florida Department of Health       Tel: (850) 245-4444
              Listings of local offices and    http://www.doh.state.fl.us/family/katrina_recovery/index.html
Florida




               their phone numbers
              Women and Children
               services
              Disabled persons services

              Information on the Georgia       1-800-273-TALK (8255)
Georgia




               Division of Mental Health,       http://mhddad.dhr.georgia.gov/portal/site/DHR-MHDDAD/
               Developmental Disabilities,
               and Addictive Disease

             Baton Rouge, LA                    1-225-924-3900
              Information resources for        1-877-923-2114-called the 211 line (United Way line, this is a
                 Baton Rouge area only          better # to call depending on the crisis the caller will be referred
                 for any type of crisis.        to the appropriate counselor.)

             Louisiana Information              1-866-783-5553
             Resource                           http://www.katrina-la.net/
Louisiana




              Information for people with
               development disabilities
               (the lady asked that we
               clarify that this # is not for
               just any disabled person it
               is to help people w/ mental
               retardation.) and their
               families who have been
               affected by Hurricane
               Katrina



 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                       29         Next Scheduled Update: December 30, 2005
                                                 Health Information
                    Organization                            Phone Number and Website
Mississippi   Mississippi                      1-601-359-1288
               Information on the             1-601-359-6230 (TDD)
                Mississippi Department of      http://www.dmh.state.ms.us/
                Mental Health



              Nevada Department of Health      Tel.: 1-775-684 – 4000
              and Human Services               http://www.hr.state.nv.us/
               Public Defender‘s Office
               Women and Children
Nevada




                services
               Disabled persons services
               Health care financing and
                policy
               Disability services
               Mental health services

              New York State                   Phone: 1-212-244-4664
               New York Lawyers for the       TDD: 1-212-244-4644
                Public Interest (NYLPI)        Fax: 1-212-244-4570
                offers services for disabled   www.nylpi.org
New York




                and mentally ill evacuees
              New York City, NY                1-888-744-7900
               New York City Social
                Service Agencies – offering
                case managers for
                hurricane evacuees. 9-6,
                M-F.
              Oklahoma                         1-800-522-9054
               Information on the             http://www.odmhsas.org/
Oklahoma




                Oklahoma Department of
                Mental Health and
                Substance Abuse Services



              Texas                            1-800-252-9108
               Advocacy Inc. offers           http://www.advocacyinc.org
                advocacy services for
                persons with mental or
                physical disabilities in
Texas




                Texas.
              Houston, TX                      The salons will be available from December 14, 2005 through
               Mobile Barber Shops –          December 20, 2005 in Houston, TX at the Houston DRC.
                Services Free of Charge.       The Houston DRC is located at:
                                               Greater Houston Area DRC
                                               6059 South Loop East
                                               Houston, TX 77087
                                               Hours: 8:00AM to 7:00PM




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                      30        Next Scheduled Update: December 30, 2005
                                         Health Information
             Organization                           Phone Number and Website
       Utah Department of Health      Tel: (801) 538- 6101
        Evacuee services             http://health.utah.gov
Utah

        Health care information




Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005             31          Next Scheduled Update: December 30, 2005
HOME CLEANING INFORMATION
Cleaning and safety tips for making hurricane damaged homes livable again.

Department of Health and Human Services (DHHS) officials are not currently
recommending any special immunizations for those evacuees who choose to return and
clean their damaged homes. However, anyone who sustains a cut while cleaning and has
not had a tetanus shot within the last five years should obtain one.

Debris Removal

Debris removal is being addressed at the County and Parish level. In most cases, you
must file a Right of Entry form with your county or parish before debris can be removed
in your absence. Please contact your home county or parish for additional information,
including the Right of Entry Form and proper disposal procedures. Additionally, many
counties require residents to separate debris into piles of household items, wood and
construction-type items, and appliances, and then place those piles at the curb.

Note: If you reside in an area affected by the Formosan termite, you must keep all wood
products separate from other construction-type debris so that it can be treated prior to
disposal. Affected areas are under a quarantine in order to contain these termites and
prevent them from affecting other areas.

Louisiana Parish Websites:
    Jefferson Parish: http://www.jeffparish.net/
    St. Bernard Parish: http://www.sbpg.net
    Plaquemines Parish: http://www.plaqueminesparish.com/
    St. Charles Parish: http://www.stcharlesgov.net/
    City of New Orleans: http://www.cityofno.com/portal.aspx
    St. Tammany Parish:
       http://www.stpgov.org/hurricane_katrina_aftermath/hurricane_katrina_aftermath.
       html
    St. John the Baptist Parish: http://www.sjbparish.com/index.asp

To contact the Louisiana Homeland Security Debris Hotline, please call
1-866-617-1780 or visit online at http://www.ohsep.louisiana.gov/.

Mold Removal and Safe Debris Removal Tips
  Many houses will experience mold growth after flooding. Call 1-888-293-7020 or
    visit http://www.bt.cdc.gov/disasters/mold/ for guidelines issued by The Centers for
    Disease Control and Prevention (CDC) on the safe and effective cleanup of
    household mold.
  While cleaning mold, anyone allergic to mold may experience a stuffy nose,
    irritated eyes, wheezing, skin irritation, difficulty breathing, or shortness of breath.
    People with weakened immune systems and chronic lung diseases may develop


Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005            32         Next Scheduled Update: December 30, 2005
      mold infections in their lungs. If any health-related problems appear after working
      around mold, contact a doctor or other health care provider immediately.
     For maximum protection, wear an N95-designated face mask or National Institute
      for Occupational Health and Safety (NIOSH)-approved respirator, rubber boots,
      rubber gloves, goggles, and a soft hat or hard hat (if there is danger of falling debris
      or electrical hazards) when working with moldy materials. Be sure to throw away
      all porous items that were wet because they can remain a source of mold in the
      future, even if they are not moldy now. Further information on cleaning mold is
      available by calling 1-888-293-7020 or visit http://www.bt.cdc.gov/disasters/floods.
     Additional information can be obtained by calling the Environmental Protection
      Agency at 1-800-438-4318 or by visiting http://www.epa.gov/mold – this website
      provides in depth guides on how homeowners can clean mold from residences and
      prevent future mold growth.
     To find a licensed mold clean-up contractor call 1-866-310-7879 rings and rings or
      visit http://www.lslbc.state.la.us/findcontractor.asp. Keep the following tips in mind
      when hiring a contractor:
        1. Contact the Louisiana State Licensing Board for Contractors (LSLBC) for
             ―Do‘s‖ and ―Don‘ts‖ when hiring a contractor.
        2. Check with your insurance agent for referrals.
        3. Get the contractor‘s business name and address.
        4. Get in writing the estimated start and completion dates and the total amount to
             be paid when the work is done.
        5. Never pay more than 10% of the total cost down at the beginning of the job.

Carbon Monoxide (CO) Awareness
  Clean-up efforts after returning to homes and businesses can present life-
    threatening hazards to storm survivors, including leaking natural gas lines and CO
    poisoning from the use of un-vented fuel-burning equipment.
  CO is a colorless, odorless gas produced when fuel is burned and can kill when
    present in high amounts. Symptoms of CO poisoning are feeling sick, dizzy, or
    weak. Anyone experiencing these symptoms should get fresh air right away.
  Do not use fuel-burning devices in homes, garages, or other confined spaces or
    within 10 feet of windows, doors, or other air intakes.

Cleaner, Disinfectant, and Pesticide Awareness
  Mixing some household cleaners together can produce toxic fumes, injury, or death.
     When working with household chemicals remain in the room no longer than
     necessary and allow plenty of time for the room to air out. Read and follow all
     label instructions carefully.
  Use fans throughout the cleaning process as long as there is no standing water or
     any other potential electrical hazard.
  In case of poisoning/chemical ingestion, call the Poison Control Center at
     1-800-222-1222 immediately. Do not induce vomiting unless you have been
     instructed to do so.



Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005            33         Next Scheduled Update: December 30, 2005
Airborne Asbestos and Lead Dust Avoidance
Asbestos is a fibrous material used in some pipe insulation, ceiling tiles, exterior siding,
roof shingles, sprayed-on soundproofing, and many other materials in older buildings,
mostly those built before 1970. Asbestos was used to strengthen products and provide
heat insulation and fire resistance. Breathing asbestos can lead to lung cancer;
mesothelioma, a cancer of the lining of the chest and the abdominal cavity;
and asbestosis, in which the lungs become scarred with fibrous tissue.

Lead is a toxic metal that can produce a variety of adverse health effects, especially in
young children. Homes built before 1978 probably have lead in their original paints.
Moving materials containing lead-based paint could cause lead dust to concentrate in the
air.
   If you suspect your home contains asbestos or lead-based paint, you are strongly
     encouraged to use contractors who are specially trained to deal with these
     substances. Homes can be tested for lead-based paint.
   If the asbestos is in good condition, it is best to just leave it alone since it
     probably will not release asbestos fibers into the air.
   Materials with asbestos or lead-based paint should be handled while still wet or
     damp and should be double bagged.
   While handling these materials, gloves, goggles, and Occupational Safety and
     Health (OSHA)-approved respiratory protection should be worn.
   Wash hands and clothing while still wearing the mask after handling or cleaning
     either of these materials.
   Do not do anything that generates dust from, or disturbs the surfaces of, areas
     with lead-based paints because this will cause the lead to enter the air.
   Families should not live in residences while work is being done to remove either
     asbestos or lead-based paint.
   For more information on the safe management of asbestos, visit
     http://www.epa.gov/asbestos/ashome.html.
   For more information on the safe management of lead-based paint, visit
     http://www.epa.gov/oppt/lead.




Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005            34         Next Scheduled Update: December 30, 2005
HOUSING INFORMATION
Information on different types of temporary housing available.

National Temporary Housing

                                                Temporary Housing
                           Organization                                   Phone Number and Website
           FEMA Travel Trailers                                      1-800-621-3362
            If unable to find other housing, call to apply for a    1-800-462-7585 (TTY)
             travel trailer or mobile home                           http://www.fema.gov/news/newsrelease.fema?
                                                                     id=19865
           Housing and Urban Development (HUD)                       1-888-297-8685
            Section 8 voucher holders, public housing residents,   1-800-955-2232
              and all displaced individuals may call for housing
           Katrina Disaster Housing Assistance Program               1-866-373-9509
           (KDHAP)
            Call for housing if you were previously in HUD
              assisted living or previously homeless
           DHR Online                                                www.dhronline.org
           National Disaster Housing/Rental Resources                www.dhronline.org/chooseState.cfm
            Easy to use website that lists immediately available
              rental properties
           Operation: Share Your Home (a Louisiana based             1-888-827-2525
           project)                                                  www.shareyourhome.org
            Search for relief housing offered by private citizens
           Hurricane Housing                                         www.hurricanehousing.net/
National




            Search all housing postings from different
              organizations throughout the United States.
              Includes short and long term listings, as well as
              special needs housing
           Katrina Housing Information                               www.katrinahousing.org
            Search for available rooms, houses, and apartments
           Independent Living Research Utilization                   1-800-949-4232
            For disabled individuals. Call for housing if           www.ilru.org/html/whatsnew/announceme
              relocating to Texas, Mississippi, and Louisiana        nts/katrina.html#housing
           SocialServe.com                                           1-877-428-8844
            Search affordable, rental, section 8, handicap          1-704-334-8722
              accessible, and for sale housing by location and       www.socialserve.com
              price
           USDA Rural Development                                    1-800-414-1226
            If displaced from Rural Development-financed            http://rdmfhrentals.sc.egov.usda.gov/RDM
              apartments, call for Rural Development vacant          FHRentals/select_state.jsp
              apartment units in the U.S.                            www.rurdev.usda.gov/rd/disasters/katrina.
            Search website for USDA apartments by state             html
           Katrina Housing Relief Program                            1-866-822-RENT (1-866-822-7368)
            Search for housing by location                          www.rentalhouses.com
           Apartments.com                                            www.apartments.com/katrinia.htm
            Search apartments by states




Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                     35        Next Scheduled Update: December 30, 2005
HOUSING INFORMATION (cont.)
Information on different types of temporary housing available.

National Temporary Housing

                                             Temporary Housing
                           Organization                                 Phone Number and Website
           EDEN I & R Inc                                           1-510-537-2552
            Search the CHAIN (Community Housing and                www.edenir.org/
              Information Network) website for housing
            Hotline is available Monday thru Friday, 10am – 4
              pm PST
           ACORN                                                    National toll-free hotline: 1-866-742-6868
            HUD-certified, nonprofit housing counseling            http://www.acornhousing.org/index.php
              agency
            Call or visit website for available housing, as well
              as mortgage and other counseling services
           Disaster Housing Resources state-by-state search to      http://www.dhronline.org/chooseState.cfm
           find emergency housing in your area
           Hurricane Housing Search: A non-profit organization      http://hurricanehousingsearch.com/
           that helps hurricane victims find housing
National




           Hurricane Relief Housing                                 1-360-440-2794
            Search for housing by state                            www.housingrelief.us
           Welcome Wagon for Katrina Survivors                      http://relief.welcomewagon.com
            Search for housing by state
           Renters Paradise                                         www.rentersparadise.com
            Search for housing by state
           247 Apartments                                           www.247apartments.com
            Search for housing by state
           Apartment Information                                    www.apartmentsinfo.com
            Search for housing by state
           CraigsList                                               www.craigslist.org
            Search for housing by state
           Apartments 24-7                                          www.apartments24-7.com
            Search for housing by state
           Apartment World                                          www.apartmentworld.com
            Search for housing by state




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                   36         Next Scheduled Update: December 30, 2005
HOUSING INFORMATION (cont.)
Information on different types of temporary housing available.

                                                State temporary housing
                             Organization                                 Phone Number and Website
             Alabama Emergency Management Agency                   www.disaster.ema.alabama.gov/katrina.htm
Alabama




              Recovery information like phone numbers for
                services (power, roads, local charities, etc.)


             Operation Katrina Assistance Relief Effort (KARE)     http://www.kare.arkansas.gov/kare_evacuee
              Scroll down webpage for links to information for    _help.html#7
               hurricane relief in Arkansas like enrollment
               information for schools
Arkansas




             Housing in the State of Arkansas                      http://www.kare.arkansas.gov/kare_evacuee
                                                                   _help.html#6


             Arkansas Housing and Urban Development                http://www.hud.gov/local/index.cfm?state=a
                                                                   r
             Department of Housing and Urban Development in        http://www.hud.gov/local/index.cfm?state=c
California




             California                                            a




             State of Florida on-line portal to Katrina recovery   http://eogtmp.sto.fl.gov/katrina_recovery/#h
             links                                                 ouseing
Florida




             Department of Housing and Urban Development in        http://www.hud.gov/local/index.cfm?state=fl
             Florida

             Georgia Housing                                       http://www.georgiahousingsearch.org/
              Search for affordable rental housing in Georgia
              Links to SocialServe.com

             Georgia Department of Community Affairs               Toll free: (800) 359-4663
                                                                   http://www.dca.state.ga.us/
Georgia




             Department of Housing and Urban Development in        http://www.hud.gov/local/index.cfm?state=g
             Georgia                                               a




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                       37     Next Scheduled Update: December 30, 2005
HOUSING INFORMATION (cont.)
State temporary housing

                                              State temporary housing
                             Organization                                    Phone Number and Website
              Louisiana Housing Council                             1-713-652-2915
               Housing information if a section 8 public housing   1-713-652-2916
                resident or a voucher holder                        1-713-652-2917
                                                                    www.lanahro.org/
Louisiana




              Department of Housing and Urban Development in        http://www.hud.gov/local/index.cfm?state=la
              Louisiana

              Louisiana Shelter Information. A website with         http://katrina.louisiana.gov/shelters.htm
              various housing links for hurricane victims in
              Louisiana
              USDA Rural Development                                1-334-279-3400
               If displaced from Rural Development-financed        1-334-279-3495 (TDD/TYY)
                 apartments, call for Rural Development vacant
                 apartment units in the U.S.
Mississippi




              Department of Housing and Urban Development in        http://www.hud.gov/local/index.cfm?state=ms
              Mississippi




              Department of Housing and Urban Development in        http://www.hud.gov/local/index.cfm?state=nv
              Nevada
Nevada




              Texas Dept. of Housing and Community Affairs          http://www.tdhca.state.tx.us/
Texas




              Department of Housing and Urban Development in        http://www.hud.gov/local/index.cfm?state=tx
              Texas




              Department of Housing and Urban Development in        http://www.hud.gov/local/index.cfm?state=ut
              Utah
Utah




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                     38        Next Scheduled Update: December 30, 2005
INSURANCE INFORMATION

If repairs are required prior to speaking to an adjuster, make only temporary repairs to
prevent further property damage and keep all repair receipts for possible reimbursement.
Some damaged property should not be discarded until the adjuster has seen it, including
wet carpet, ruined appliances, and any other relevant items. If damaged items must be
removed, take pictures before and after removal for documentation purposes.

                                                        Insurance
                     Organization                                Phone Number & Web Address
           The American Insurance Association             http://katrinainformation.org/disaster2/find_a_company/
            Provides a list of insurance companies for   www.aiadc.org/
             questions about coverage or access to
             policies
            Click on ―Hurricane Information‖, then
             click on ―Insurance Claim Contact
             Information‖


           National Flood Insurance Program               1-800-638-6620
           (NFIP)                                         http://www.fema.gov/press/2005/katrinainsurance.sht
            Hotline is available from 8am to 8pm         m
             EST, Monday – Friday. Spanish                www.floodsmart.gov
             assistance is available                       Click on ―NFIP‖
            File a claim or for program
             information
            FloodSmart.gov is a clearinghouse of
             information on the NFIP
National




           For Veterans‘ Group Life Insurance             1-800-419-1473 (Press ―1‖ in menu options)
            The first premium due date, after the        http://www.insurance.va.gov/
             hurricane, has been extended for 90 days



           Loss Claim and Mortgage                        http://www.homeloans.va.gov
            VA home loan or mortgage payment
             claim filing information


           V.A. Insurance Center in Philadelphia          1-800-669-8477 (Insurance)
            Government life insurance                    1-800-827-1000 (Regional Offices)
             information                                  1-888-748-5828 (Fax)
            Hotline available from 8:30am to 6pm         www.insurance.va.gov
             EST, Monday – Friday                         VAROIC, PO Box 7327, Philadelphia, PA 19101
            Offering same-day loans




Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                    39       Next Scheduled Update: December 30, 2005
                                                           Insurance
                       Organization                                 Phone Number & Web Address
             Alabama Department of Insurance                 Tel: (334) 241-4141
                                                             http://www.aldoi.org/
Alabama

                                                             e-mail:consumerservices@insurance.alabama.gov




              Arkansas Department of Insurance                1-800 852-5494
                                                              1-501-371-2640
Arkansas




                                                              http://insurance.arkansas.gov/Administration/KARE.ht
                                                              m



             California Department of Insurance              1-800-927-4357
California




                                                             1-213-897-8921
                                                             http://www.insurance.ca.gov/




             Florida Dept. of Financial Services             1-800-22-STORM or 1-800-227-8676 (in state)
                                                             TTD: 1-800-640-0886.
                                                             1-800-342-2762 (in state)
Florida




                                                             1-850-413-3100 (FL Dept. of Financial Services)
                                                             1-850-413-3111 (Office of Insurance Consumer
                                                             Advocate)
                                                             http://www.fldfs.com/

             Georgia Insurance Commission                    http://gic.georgia.gov/
Georgia




             Louisiana Department of Insurance               1-800-259-5300
              Contact if you are not satisfied with the     1-225-342-1258 (Auto, home, and property division)
               service (subject to Louisiana law) that       http://www.ldi.la.gov
               you received from your insurance
               company.
              Mail completed forms, as well as copies
Louisiana




               of supporting materials, to: Louisiana
               Department of Insurance, Property and
               Casualty Consumer Complaints, PO Box
               94214, Baton Rouge, Louisiana 70804
             LA government Hurricane Katrina                 http://katrina.louisiana.gov/insurance.htm
             insurance information




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                       40        Next Scheduled Update: December 30, 2005
                                                            Insurance
                        Organization                                 Phone Number & Web Address
              Mississippi Insurance Department                1-800-562-2957 (in state)
               Contact if you are not satisfied with the     1-601-359-2453 (out of state)
                service (subject to Mississippi law) that     http://www.doi.state.ms.us/
                you received from your insurance
                company.
Mississippi




               Mail completed forms, as well as copies
                of supporting materials, to: Mississippi
                Insurance Department, Consumer
                Services Division, PO Box 79, Jackson,
                MS 39205.
               You may also visit their offices in the
                Woolfolk State Office Building, located
                at 501 North West Street, 10th floor,
                Jackson, MS 39201
              Nevada Division of Insurance                    http://www.doi.state.nv.us/
Nevada




              Texas Department of Insurance                   http://www.tdi.state.tx.us/
Texas




              Utah Department of Insurance                    http://www.insurance.state.ut.us/
Utah




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                        41        Next Scheduled Update: December 30, 2005
Veteran’s Administration (VA) Insurance
When disasters such as floods and hurricanes occur, these areas are often declared
―disaster areas.‖ In such emergencies, Veteran‘s Administration Insurance provides
expedited and special services to ease the hardships of policyholders affected by a
disaster.

Policyholders with permanent plans of insurance may request an expedited policy loan
where they may borrow up to 94 percent of the cash surrender value of their insurance.
Similarly, Policyholders with dividend credit or deposit accounts may request a
withdrawal from their account.

Requests are processed the day they are received and Direct Deposit of loan proceeds is
available. Loan and withdrawal requests may be made by phone, fax, or US mail, using
the contact information listed in the table above. Loan and Withdrawal requests must be
signed by the policyholder.

When making your request, include the following information:

        1) Insurance file and policy numbers
        2) Mailing address—remember to let the VA know if this is a change of address
        for your insurance records
        3) Amount of the loan or withdrawal requested (you can also request the
        maximum amount available)
        4) Your bank account number, 9-digit transit routing number, and type of account
        (checking or savings) for direct deposit of the loan or withdrawal proceeds.

If you have received a VA-issued personal identification number (PIN) and password,
you can make your loan or withdrawal request at the following website:
https://insurance.va.gov/inForceGliSite/SelfService/insmain.asp. To request a PIN and
password, call 1-800-669-8477 or go to the website, above, and select the ―PIN Request
link‖.

Policyholders who are concerned that their insurance may lapse due to nonpayment or are
having difficulty paying their premium and have not received a premium notice, may
request an extension of Premium Payment Grace Period and Reinstatement Deadlines of
up to 90 days by using the contact information listed in the table on page 14.

You may also visit a Regional Office, where these services are provided in person.




Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005            42         Next Scheduled Update: December 30, 2005
LEGAL ASSISTANCE
Information on lawyers, including those who provide reduced-fee or pro-bono (free)
services.

                                                    Legal Assistance
                                Organization                            Phone Number, Web Address or Email
           American Bar Association (ABA)                               1-800-285-2221
            The Young Lawyers Division of the ABA, through an          www.abanet.org/katrina/
             agreement with FEMA, provides free legal advice for        www.abanet.org/barserv/katrina.htm
             low-income individuals and on


           Katrina Legal Aid Resource Center                            http://www.katrinalegalaid.org/help.cfm
            Lists organizations that can provide free legal help
            Information on housing, insurance claims, obtaining
             vital records, financial aid and health care services
           HUD Housing Discrimination Hotline                           1-800-669-9777
            Report discrimination during the search for post-          1-800-927-9275 (TTY)
National




             hurricane housing                                          http://www.hud.gov/complaints/housediscrim.
            Obtain information on citizen‘s rights                     cfm
           HUD's Office of Inspector General                            1-800-347-3735
            Fraud, waste, or abuse complaints                          HOTLINE@hudoig.gov
            Press ‗9‘ on hotline
           The National Center for Victims of Crime                     1-800-FYI CALL (1-800-394-2255)
            Hotline is available from 8:30am thru 8:30 pm EST          http://www.ncvc.org/ncvc/main.aspx?dbID=D
            Victim‘s assistance referrals and                          B_HurricaneKatrinaCrimeVictimAssistance13
             Legal/Financial/Counseling/etc.                            9
           Army                                                         http://www.jagc.army.mil/Legal
           Marine Corps                                                 http://sja.hqmc.usmc.mil/jal/default.htm
           Navy                                                         http://www.jag.navy.mil/html/Code16Home.h
                                                                        tm
           Air Force                                                    http://legalassistance.law.af.mil/




Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                    43         Next Scheduled Update: December 30, 2005
LEGAL ASSISTANCE (CONT.)
Information on lawyers, including those who provide reduced-fee or pro-bono (free)
services.

                               Legal Assistance
                              Organization                                  Phone Number, Web Address or Email
             Alabama State Bar Association:                          1-800-354-6154
              In order to take advantage of this assistance,
               you must be a resident of Alabama
Alabama




              Ask for Disaster Legal Assistance Line. You
               will be referred to someone and contacted
               within 24-48 hrs
             Legal Services Alabama:                                 1-800-403-4872
              Dispute with FEMA                                     1-251-433-6560 (Mobile/Baldwin Counties)

             Arkansas Legal Services Partnership                     http://www.arlegalservices.org/Home/PublicWeb/Home/Publi
              Victim and advocate resources                         cWeb/Disaster/
Arkansas




              Find basic information about your legal rights        1-501-376-3423 (Little Rock Area)
              learn where to go for legal aid and assistance        1-479-442-0600 (Fayetteville Area)
              find out about other community resources.


             Provides access to basic legal resources and            http://www.lawhelpcalifornia.org/CA/index.cfm
             attorney information to disaster victims on a
California




             variety of issues




             Florida Pro Bono Legal Services                         http://www.floridalegal.org/probono.htm
Florida




             Georgia LegalAid                                        1-404-527-8762
              Click on ―Disaster Relief‖ for legal                  www.legalaid-ga.org
Georgia




               information on related topics.




             Louisiana State Bar Association:                        1-800-310-7029
Louisiana




              In order to take advantage of this assistance,        www.lsba.org/home1/
               you must be a resident of Louisiana




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                          44        Next Scheduled Update: December 30, 2005
LEGAL ASSISTANCE (CONT.)
Information on lawyers, including those who provide reduced-fee or pro-bono (free)
services.


              Mississippi American Bar Association:                   1-866-255-4495
Mississippi




               In order to take advantage of this assistance,
                you must be a resident of Mississippi




              Nevada Law Help provides legal assistance to            http://www.nevadalawhelp.org/NV/index.cfm
Nevada




              disaster victims on a variety of issues.



              Nashville Bar Association                               1-865-522-7501 (East Tennessee)
Tennessee




               Lawyer referral service.                              1-615-242-6546 (Middle and West Tennessee)
                                                                      1-423-756-3222 (Southeast Tennessee)
                                                                      www.nashbar.org


              State Bar of Texas:                                     http://www.texasbar.com/Template.cfm?Section=Home&CO
               Website lists legal resources available
Texas




                                                                      NTENTID=12807&TEMPLATE=/ContentManagement/Cont
                statewide and nationally.                             entDisplay.cfm


              Utah State Bar:                                         http://www.utahbar.org/news/hurricane_katrina
              Provides information on how to find pro bono
Utah




              legal services.




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                           45        Next Scheduled Update: December 30, 2005
REPLACING IMPORTANT RECORDS
Guidance on replacing lost records.

                                          Replacing Important Records
                           Organization                              Phone Number and Website
                            Immigration, Passports, Social Security, Veterans Documentation
           United States Citizenship and Immigration         1-800-375-5283
           Services (USCIS)                                  http://uscis.gov/graphics/fieldoffices/neworleans/aboutus.htm
            To replace lost or destroyed U.S. Citizenship   http://uscis.gov/graphics/katrina.htm
             and Immigration Services documents, such as
             permanent resident cards (green cards),
             employment authorizations, re-entry permits,
             certificates of citizenship, and more, please
             visit
            Hours: 8am-6pm/M-F
           United States Department of State (USDOS)         1-202-955-0430
            To replace a lost or stolen passport            http://travel.state.gov/passport/lost/us/us_848.html

           Social Security Administration (SSA)              1-800-772-1213
            In a disaster, it is important that those who   http://www.socialsecurity.gov/emergency/.
             depend on Social Security checks continue to
             receive them, even though they may be
             displaced from their homes.
            Call or visit the website to:
National




              Process Social Security claims
              Process disaster-related death certificates
              Make address changes
              Replace lost or destroyed Social Security
               cards
              Resolve problems involving lost/destroyed
               Social Security checks
              Obtain advice and assistance in regard to
               regular and survivor benefits payable
               through Social Security programs
           Department of Veteran Affairs (VA)                1-800-827-1000
            Provides a variety of disaster assistance
             specifically targeted to veterans and           http://www.vba.va.gov/BENEFITS/ROcontacts.htm
             survivors, including:
              Medical and Burial assistance                 http://www1.va.gov/opa/katrina/
              Priority in acquiring VA-owned properties
               if you are displaced in a disaster.           http://www1.va.gov/opa/rita/
              Monthly disability compensation
              Pension payments
              Replacement checks




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                  46        Next Scheduled Update: December 30, 2005
REPLACING IMPORTANT RECORDS (CONT.)
Guidance on replacing lost records.

                                                Replacing Important Records
                             Organization                               Phone Number and Website
                                                          Birth Certificates
            VitalCheck Network                                    www.VitalCheck.com
             Obtain an expedited, certified copy of your
              birth certificate for all states
National




             VitalCheck‘s Louisiana main office is
              temporary closed due to flooding, as are the
              Jefferson and Calcasieu Parish offices. The
              link to Louisiana on the website is also
              currently unavailable.
            Louisiana Department of Public Health - Vital         1-800-454-9570
            Records Registry                                      www.oph.dhh.state.la.us/recordsstatistics/vitalrecords/index
             Obtain the Request Form from the website            .html
             Bring the completed form, photo
                identification, and fee to the Central Office or www.oph.dhh.state.la.us/recordsstatistics/vitalrecords/docs/
                to one of the 9 Regional Service Centers          Packet%2011%20Ordering%20Certificates.pdf
             Service Center hours are 8:15am thru 4pm
                Monday-Friday
             Requests for certified copies of birth, death or
Louisiana




                Orleans Parish Marriage Certificates accepted
                before noon can usually be issued the same
                day
             Visit the second website for a .pdf document
                with additional guidelines/instructions on
                obtaining copies of your lost records
            Department of Health and Hospitals                    225-342-9500
             No-cost birth cards (small versions of birth        1201 Capitol Access Road
              certificates) are being offered by the              P.O. Box 629
              Department of Health and Hospitals to               Baton Rouge, LA 70821-0629
              evacuees and their children.                        http://www.dhh.state.la.us/
             Hours: 8am-4:30pm/M-F

Birth cards in Louisiana can be obtained from parish health units in East Baton Rouge,
Lafayette, Lake Charles, Alexandria, Shreveport, and Monroe. Clerk offices in Acadia,
Allen, Ascension, Assumption, Bienville, Catahoula, Claiborne, East Baton Rouge, East
Carroll, East Feliciana, Franklin, Grant, Jackson, Lafayette, Livingston, Madison,
Morehouse, Natchitoches, Plaquemines, Richland, Sabine, St. Charles, St. Helena, St.
James, St. John the Baptist, St. Laundry, St. Tammany, Tensas, Terrebonne, Union,
Vernon, Washington, Webster, West Carroll, and West Feliciana parishes will also offer
no-cost birth cards.




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                    47         Next Scheduled Update: December 30, 2005
REPLACING IMPORTANT RECORDS (CONT.)
Guidance on replacing lost records.

                                                  Document Restoration
              Department of the Treasury (DOT)             www.bep.treas.gov/section.cfm/8/39
               DOT will exchange mutilated or damaged US
National




                 Currency
              The National Archives                              1-866-272-6272
               Provides guidelines for preserving and caring    www.archives.gov/preservation/disaster-
                  for your flood damaged photos, books, papers   response/guidelines.html
                  and more
                                                 Replacing Important Records
                               Organization                              Phone Number and Website
                                          Drivers Licenses and State Issued Identifications
              Louisiana Office of Motor Vehicles                 1-877-368-5463
Louisiana




               Call or visit the website for guidance on how    http://omr.dps.state.la.us
                  to obtain a new driver‘s license and vehicle
                  registration information.

              Alabama Department of Public Safety                www.dps.state.al.us/public/misc/katrina/
               Complete the replacement application for
                  your home state. The request will not be       www.dps.state.al.us/public/driverlicense/schedules.asp.
Alabama




                  processed without a signature.
               Include the reason for being out of state as
                  ―evacuation due to Hurricane Katrina‖
               The second website gives office locations and
                  hours of operation
              Mississippi Department of Public Safety            1-601-987-1200
               Website provides office locations                www.dps.state.ms.us/dps/dps.nsf/divpages/hp2drivermap?
Mississippi




                                                                 OpenDocument



              Texas Department of Public Safety                  1-512-424-2000
               Website provides information on replacing        www.txdps.state.tx.us/administration/driver_licensing_cont
Texas




                  your drivers license                           rol
               Hours: 8am-5pm (central time)




  Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                    48         Next Scheduled Update: December 30, 2005
REUNIFICATION INFORMATION
Reuniting families and loved ones and their pets.

Finding Missing Persons

                                         Finding Missing Persons
              Organization                                 Phone Number and Website
American Red Cross – Restoring Family          1 877-LOVED-1S (1-877-568-3317)
Links                                          http://www.katrinasafe.com/
 Helps evacuees find each other after
  national disasters
The Find Family National Call Center           1-866-326-9393
 A hotline to help connect family members     www.fema.gov/news/newsrelease.fema?id=19119
 7am-11pm 7 days a week
Katrina/Rita Missing Persons Hotline           1-888-544-5475
 Staffed by the National Center for Missing
  & Exploited Children (NCMEC).
National Center for Missing Adults             1-800-324-0326
 Helps locate missing persons                 www.theyaremissed.org/ncma/index.php
 7am-6pm MST, 7 days a week
National Next of Kin Registry                  1-800-915-5413
 Locate your Next of Kin                      http://nokr.org/nok/restricted/home.htm
 Leave a message if no one is available to
  take your call
Yahoo! Message Boards                          http://boards.news.yahoo.com/boards/
 For information on missing persons
Family Links Registry                          http://www.familylinks.icrc.org/katrina
 Information about those possibly
  affected by the hurricane
The Louisiana Hospital Association             http://www.lhaonline.org/
 Locate someone who may have been
  transferred from a Louisiana Hospital
Arkansas                                       http://www.evacueeinformation.kare.arkansas.gov/reports
 Information on finding evacuees by
  their name




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005             49         Next Scheduled Update: December 30, 2005
REUNIFICATION INFORMATION
Reuniting families and loved ones and their pets.
Finding Missing Pets

                                         Finding Missing Pets
               Organization                              Phone Number and Website
Animal Emergency Response Network              http://disaster.petfinder.com/emergency/.
 Information on helping companion
  animal victims and their caretakers
  during disasters
American Society for the Prevention of         http://www.aspca.org/site/PageServer?pagename=hurrica
Cruelty to Animals                             ne_home.
 Information on how to rescue, reunite,
  and re-home animals
Humane Society of the United States            1-800-HUMANE-1 (1-800-486-2631)
 Locating pets displaced by the                http://www.hsus.org
  hurricane and reuniting pets with their
  owners
Noah's Wish                                    http://www.noahswish.org/.
 Information on sheltering animals
  found in Slidell, Louisiana.
Pet Finder                                     1-800-485-5152
 Information on helping pet owners and        http:/www.petfinder.org
  their companions find each other




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005             50         Next Scheduled Update: December 30, 2005
STUDENT RESOURCES INFORMATION
Guidance and information on efforts being made to accommodate students from the
elementary school level up to the college level, including international students, who
have been displaced by the hurricane.

                                                    Student Resources
                               Organization                                    Phone Number and Website
           Department of Education                                      1-800-USA-LEARN (1-800-872-5327)
            Start by contacting your local School Board for            1-800-437-0833 – TTY
               guidance, then contact the DOE for further               http://www.ed.gov/index.jhtml.
               assistance
            Spanish Speakers are available (se habla espanol)
            Hotline is available from 9 am-5 pm EST
           Department of Health and Human Services                      www.hhs.gov/katrina/education.html
            Provides search engines and additional inks to
               locate public schools (K-12), Head Start, colleges
               and universities, various state departments of
               education, financial aid, and foreign student
               information and resources
           KatrinaCollegeStudents.org                                   www.katrinacollegestudents.org/
            Provides additional resources to help displaced
               college students return to school
           Sloan Foundation                                             www.sloansemester.org.
            The Southern Regional Board of Education, in
National




               conjunction with the Sloan Foundation, has
               announced the creation of the Sloan Semester
               which is a catalog of free electronic courses
               available for Katrina-displaced students.
            Search the website for available courses,
               participating colleges and universities, and to start
               the enrollment process
           Immigration and Customs Enforcement                          1-800-961-5294
            International students impacted by Hurricane               1-202-305-2346
               Katrina will find information about the 30-day           www.ice.gov/graphics/sevis/index.htm
               reporting requirement, temporary housing, and            SEVIS.Source@dhs.gov (email)
               transferring to another Student and Exchange
               Visitor Information System (SEVIS)-certified
               school
            Hotline available 8 am – 6pm, Monday through
               Friday
           Veterans Affairs                                             1-888-GIBILL1 (1-888-442-4551)
            Information for veterans receiving Veterans                www.gibill.va.gov
               Affairs (VA) education benefits
           Alabama Department of Education (AL DOE)                     http://www.alsde.edu/html/home.asp
Alabama




            Answers frequently asked questions regarding
               registering your child for school in Alabama




Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                     51          Next Scheduled Update: December 30, 2005
STUDENT RESOURCES INFORMATION (CONT.)
Guidance and information on efforts being made to accommodate students from the
elementary school level up to the college level, including international students, who
have been displaced by the hurricane.

                                                     Student Resources
                                Organization                                 Phone Number and Website
              Arkansas Department of Education (AR DOE)               1-877-2WE-KARE (1-800-293-5273)
Arkansa




               1-501 hotline available from 8 am – 4:30 pm,          1-501-682-4475
                  Monday through Friday                               http://www.kare.arkansas.gov/kare_evacuee_help.
   s




                                                                      html#3

              Florida Department of Education                         Toll free hotline: 1-877-FLCARE1 (1-877-352-
Florida




               Links for parents and students                        2731)
               Information for those displaced by hurricanes         http://www.fldoe.org/
                  who are now living in Florida                       E-mail: FloridaCARES@fldoe.org

              Georgia Department of Education (GA DOE)                1-800-311-3627
Georgia




               Click on the icons to access information for          1-404-656-2800
                  parents, school systems, and educators              http://www.doe.k12.ga.us/katrina.htm
               Hotline available from 8 am – 4:45 pm, Monday
                  through Friday
              Louisiana Department of Education (LA DOE)              1-877-453-2721
               Hotline available from 8 am – 4:30 pm, Monday         http://www.louisianaschools.net/lde/index.html
                  through Friday
               Links on the left-hand side of the webpage
                  provide guidance for both displaced students and
                  teachers
               Specific updates on each parish can be found by
Louisiana




                  clicking the links at the bottom left of the web
                  page.
               Louisiana has temporarily waived its requirement
                  that students present immunization records before
                  enrollment.
               The Department of Health and Hospitals – Office
                  of Public Health is tracking immunizations
                  records and will share that information with the
                  appropriate education officials.

              Mississippi Department of Education (MS DOE)            1-866-856-2213
               Hotline available from 8 am – 5 pm, Monday            http://www.mde.k12.ms.us/Katrina/
Mississippi




                  through Friday
               Provides additional information on specific
                  concerns, such as enrolling for online courses,
                  enrolling children in new schools, seeking
                  counseling for your child, and obtaining special
                  education services
              Nevada Department of Education                          http://www.doe.nv.gov
Nevada




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                      52        Next Scheduled Update: December 30, 2005
                                            Student Resources
                         Organization                                Phone Number and Website
Texas   Texas Department of Education (TX DOE)                1-800-957-5109 (Line for parents)
         Hotlines staffed 8 am – 5 pm, Monday through        1-866-435-7090 (Line for teachers)
            Friday                                            www.tea.state.tx.us/hcane

        Utah Department of Education                          General information (801) 538 7500
Utah



                                                              http://www.usoe.k12.ut.us/




Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005            53         Next Scheduled Update: December 30, 2005
TAX INFORMATION
Tax information specific to Hurricane Katrina/Rita survivors. New Hurricane Katrina
tax legislation is pending; please check with your tax advisor for Rita and Wilma losses.

Federal Personal Casualty or Theft Loss Deductions (Hurricane Katrina Only)
To qualify, a loss must be attributable to Hurricane Katrina and it must have occurred on
or after August 29, 2005, in the Presidentially-declared disaster area. In Florida, where
Katrina hit first, the date is on or after August 24, 2005.
     Hurricane Katrina losses must be claimed as an itemized deduction. If you take
        the standard deduction you cannot claim them.
     You cannot claim a deduction for any part of a loss for which you receive or
        expect to receive insurance or other reimbursement.
     Because a Hurricane Katrina loss is a disaster loss, you have the option to deduct
        it on your tax return for the previous year, 2004. If you have already filed your
        2004 return, the loss may be claimed by filing an amended return, Form 1040X,
        for 2004.
         Taxpayers filing or amending their 2004 tax return and whose only casualty or
             theft losses to personal use property claimed on that return were caused by
             Hurricane Katrina should write in red ink ―Hurricane Katrina‖ at the top of
             Form 1040X. They must also attach the 2004 Form 4684, writing ―Hurricane
             Katrina‖ on the dotted line next to line 11 and entering ―0‖ on lines 11 and 17.
         Taxpayers filing or amending their 2004 tax return and who also have casualty
             or theft losses to personal use property not related to Hurricane Katrina should
             disregard the caution directing taxpayers to use only one Form 4684, located
             above line 13, and complete lines 13 through 18 for two Forms 4684.
     Claiming the loss on an original or amended return for 2004 will provide you an
        earlier refund, but waiting to claim the loss on this year‘s return could result in a
        greater tax saving, depending on your tax situation for 2005. If you wish to claim
        the loss for 2004, you generally have until the due date for filing your 2005 return
        to do so.
     You determine your loss for personal use property by first figuring the decrease in
        its fair market value as a result of the casualty or theft. To do this, you must
         Determine the fair market value of your property both immediately before and
             immediately after the casualty or theft (counting the value of stolen property
             as zero). An appraisal is the best way to make this determination, but under
             certain conditions you can use the cost of cleaning up and repairing the
             property as a measure of the decrease in value.
         Compare the decrease in fair market value with your adjusted basis in the
             property. The adjusted basis is typically the cost of the property and any
             improvements.
         From the smaller of these two amounts, subtract any insurance or other
             reimbursement you receive or expect to receive. Generally, you figure your
             loss separately for each item, but treat real estate used for personal purposes,
             such as your home, as one item (including the land, buildings, trees and other
             improvements

Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005            54         Next Scheduled Update: December 30, 2005
Visit http://www.irs.gov/newsroom/article/0,,id=149524,00.html                  for    links    to   the
appropriate tax forms for you.

Federal Deadlines for Taxpayers Affected by Hurricane Katrina
The IRS has established a special toll-free disaster telephone number, 1-866-562-5227.
This hotline is available Monday through Friday, from 7 am – 10 pm. Please visit the
special section on the IRS.gov website for additional information:
http://www.irs.gov/newsroom/article/0,,id=147085,00.html.
     The extension to file and pay does not apply to information returns in the W-2,
        1098, 1099 or 5498 series, or to Forms 1042-S or 8027.
     Filing and payment relief has been granted to all affected taxpayers until February
        28, 2006 (consistent with legislation) for both Hurricanes Katrina and Rita,
        including:
         Individuals and businesses with addresses in the counties or parishes in
            Alabama, Florida, Louisiana, and Mississippi designated by FEMA for relief;
         Taxpayers whose books, records, or tax practitioners are located within the
            FEMA-declared counties or parishes;
         Relief workers and their spouses; and
         Visitors to the disaster areas who were killed or injured resulting from the
            disaster. The same relief will also apply to any places added to the disaster
            area.
     There has been a postponement of deadlines, an interest suspension, and a waiver
        of penalties which applies to any tax return, tax payment, or tax deposit with an
        original or extended due date falling on or after August 29, 2005. In Florida,
        where Katrina hit first, the date is on or after August 24, 2005.
     Taxpayers affected by the hurricane may be eligible for tax relief, regardless of
        where they live.
     The filing and payment relief includes the abatement of interest and any
        late-filing, late-payment, or failure-to-deposit penalties that would apply. The
        relief includes the:
         September 15 due date for estimated taxes,
         September 15 due date for calendar-year corporate returns with automatic
            extensions,
         October 17 deadline for individuals who received a second extension for
            filing their individual income tax returns,
         October 31 deadline for filing quarterly Federal employment and excise tax
            returns, and employment and excise deposits due on or after August 29,
            2005, and on or before February 28, 2006.




Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005            55         Next Scheduled Update: December 30, 2005
                                                    Tax Information
                             Organization                                    Phone Number and Website
              Louisiana Department of Revenue‘s Hurricane Katrina      www.rev.state.la.us/sections/katrina/
              Information
               Contains links to IRS news releases, tax forms, and
                 sites answering frequently asked Hurricane Katrina
                 tax questions
              Headquarters                                             1-225-219-7318 or
                                                                       1-225-219-0102
Louisiana




              Alexandria                                               1-318-487-5333
              Baton Rouge                                              1-225-922-2300
              Lafayette                                                1-337-262-5455
              Lake Charles                                             1-337-491-2504
              Monroe                                                   1-318-362-3151
              Shreveport                                               1-318-676-7505
              Thibodaux                                                1-985-447-0976


Tax Relief by Location
                                                Tax Relief by Location
              Taxpayers will automatically receive tax relief if they live in the following parishes:
                Acadia, Ascension, Assumption, Calcasieu, Cameron, East Baton Rouge, East Feliciana, Iberia,
                 Iberville, Jefferson, Jefferson Davis, Lafayette, Lafourche, Livingston, Orleans, Pointe Coupee,
                 Plaquemines, St. Bernard, St. Charles, St. Helena, St. James, St. John, St. Mary, St. Martin, St.
Louisiana




                 Tammany, Tangipahoa, Terrebonne, Vermilion, Washington, West Baton Rouge and West Feliciana
              Taxpayers will receive tax relief if they identify themselves as being impacted by Hurricane Katrina and
              live in the following parishes:
                Allen, Avoyelles, Beauregard, Bienville, Bossier, Caddo, Caldwell, Catahoula, Claiborne, Concordia,
                 Desoto, East Carroll, Evangeline, Franklin, Grant, Jackson, LaSalle, Lincoln, Madison, Morehouse,
                 Natchitoches, Ouachita, Rapides, Red River, Richland, Sabine, St. Landry, Tensas, Union, Vernon,
                 Webster, West Carroll and Winn.
              Taxpayers will receive automatic relief if they live in the following counties:
                Adams, Amite, Attala, Claiborne, Choctow, Clarke, Copiah, Covington, Franklin, Forrest, George,
                 Greene, Hancock, Harrison, Hinds, Jackson, Jasper, Jefferson, Jefferson Davis, Jones, Kemper,
                 Lamar, Lauderdale, Lawrence, Leake, Lincoln, Lowndes, Madison, Marion, Neshoba, Newton,
Mississippi




                 Noxubee, Oktibbeha, Pearl River, Perry, Pike, Rankin, Scott, Simpson, Smith, Stone, Walthall,
                 Warren, Wayne, Wilkinson, Winston and Yazoo.
              Taxpayers will receive tax relief if they identify themselves as being impacted by Hurricane Katrina and
              they live in the following counties:
                Alcorn, Benton, Bolivar, Calhoun, Carroll, Chickasaw, Clay, Coahoma, DeSoto, Grenada, Holmes,
                 Humphreys, Issaquena, Itawamba, Lafayette, Leflore, Lee, Marshall, Monroe, Montgomery, Panola,
                 Pontotoc, Prentiss, Quitman, Sharkey, Sunflower, Tallahatchie, Tate, Tippah, Tishomingo, Tunica,
                 Union, Washington, Webster and Yalobusha.
              Taxpayers will receive automatic relief if they live in the following counties:
                Baldwin, Choctaw, Clarke, Greene, Hale, Mobile, Pickens, Sumter, Tuscaloosa and Washington.
Alabama




              Taxpayers will receive tax relief if they identify themselves as being impacted by Hurricane Katrina and
              they live in the following counties:
                Bibb, Colbert, Cullman, Jefferson, Lamar, Lauderdale, Marengo, Marion, Monroe, Perry, Wilcox and
                 Winston.

 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                      56        Next Scheduled Update: December 30, 2005
                                            Tax Relief by Location
          Taxpayers will receive tax relief if they identify themselves as being impacted by Hurricane Katrina and
Florida   they live in the following counties:
            Monroe, Broward, Miami-Dade, Bay, Collier, Escambia, Franklin, Gulf, Okaloosa, Santa Rosa and
             Walton.




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                  57        Next Scheduled Update: December 30, 2005
TRANSPORTATION INFORMATION
FEMA assistance for returning to your originating state.

Facilitated Relocation Program
Transportation in Support of Relocation:
This program will move evacuees to an interim location (if necessary) and then move
them to their home state when it is ready for them, for a total of two one-way tickets.
FEMA can issue non-refundable tickets for air, bus and train travel for:
    Moving to more suitable/permanent housing
    Evacuees to return to their undamaged homes/residences, but no further travel
       tickets will be allowable after this point
    Pet travel
           o While we attempt to assist pet owners who wish to take their pets with
               them we are limited to the carrier guidelines.

For more information about the Relocation Assistance Program, contact the Help Line at
1-800-621-FEMA (1-800-621-3262) between the hours of 7 am – 9 pm, Central Time, or
call the Relocation Assistance Program direct at 1-866-586-5257. Staff will put you in
contact with representatives at the travel call center.

To be eligible for a one-way ticket applicant must:
    Have FEMA registration numbers available
    Be the person registered with FEMA; they may make travel plans for dependents.
    Have been evacuated from Louisiana, Mississippi, or Alabama as a result of
       Hurricane Katrina..
    Provide or coordinate their own transportation to and from the airport, train
       station, or bus depot.
    Give the address and phone number of the location where they will stay when
       they relocate. This location must be available for 90 days and cannot be a
       hotel/motel.
    Pay for or arrange for costs for any excess baggage.

Tickets may not be provided for evacuees to:
    Check the status of their homes
    Attend funerals
    Meet with a FEMA inspector
    Meet with an insurance adjuster.




Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005            58         Next Scheduled Update: December 30, 2005
Transportation for evacuees from Texas, Louisiana and Mississippi who are currently
patients in healthcare facilities or have out-patient/ongoing medical needs.

For Evacuees with Medical Needs
In many counties and parishes in Texas, Mississippi, and Louisiana, the healthcare
infrastructure will not support the return of evacuees with medical needs. The current
status is:
     Texas and Mississippi are currently accepting the return of patients and those
        evacuees with ongoing medical needs to select counties in Texas.
     Louisiana is accepting the return of evacuees who are currently patients or who
        have ongoing medical needs on a case-by-case basis only. Louisiana evacuees
        with medical requirements may need to continue to shelter in their host state, or
        travel to an interim location to be closer to friends and family until Louisiana can
        support their return.

Department of Health and Human Services (HHS) Medical Travel Center
The HHS Medical Travel Center will arrange transportation for evacuees that:
    Require en-route medical care and/or medical transport, including a non-medical
      attendant to an institution or a private residence
    Cannot return to their original medical facility. In this case, evacuees are allowed
      to travel to a temporary location. Evacuees will be returned to their home state
      when a medical facility there is available and when they can return to a safe
      community/home environment.
    All medical evacuees must register with FEMA and obtain a Disaster Registration
      Number at 1-800-621-FEMA (1-800-621-3362).

Evacuees housed in a shelter, hotel or private home
Evacuees with medical needs and sheltered in a hotel, private residence or other facility
that cannot provide discharge planning, should call their home state to access
transportation. Additionally, if the sheltering state‘s medical system cannot support the
evacuee‘s ongoing medical needs, the home state may help the evacuee find an interim
location in another state. The evacuee's home state will determine:
     If the evacuee is able to ride commercial transportation
     If the evacuee‘s home state medical system can support their ongoing medical
        needs




Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005            59         Next Scheduled Update: December 30, 2005
A Brief Description of Discharge Planners
Discharge planners at health care facilities or special needs shelters are responsible for:
    Determining if an evacuee needs to be transferred to a receiving facility or can be
       discharged to a private residence;
    Identifying a receiving facility/residence in the evacuee‘s home state, or an
       interim state if necessary;
    Determining the evacuee's medical requirements during transport; and
    Arranging for a FEMA registration number for your evacuee and any non-medical
       assistants.

        Transportation Instructions for Healthcare Facility Discharge Planners
        Evacuee’s Home State                              Contact
Louisiana                                      1. Call FEMA to apply for Disaster Assistance at 1-800-
 Accepting on a case-by-case basis only the      621-FEMA.
  return of evacuees who are patients in       2. Call the HHS Medical Travel Center for transportation
  healthcare facilities or those with out-        at 1-866-753-9344, Monday-Friday 7:00 a.m.- 5:00 p.m.
  patient and/or ongoing medical needs            and Saturday 8:00 am – 12:00 pm CDT
Mississippi                                    1. Call FEMA to apply for Disaster Assistance at 1-800-
 Currently accepting the return of patients      621-FEMA.
  and evacuees with medical needs              2. Facility to Non-Facility transfer: Call the Mississippi
                                                  State Health Department at 601-576-7300, Monday to
                                                  Friday 8:00 am to 5 pm CDT.
                                               3. Facility to Facility transfer: Call the HHS Medical
                                                  Travel Center for transportation at 1-866-753-9344,
                                                  Monday-Friday 7:00 am - 5:00 pm and Saturday 8:00
                                                  am – 12:00 pm CDT. Discharge planners will need to
                                                  complete and submit a Documentation of Medical
                                                  Necessity form that will be provided by the HHS
                                                  Medical Travel Center.
Texas                                          1. Call FEMA to apply for Disaster Assistance at 1-800-
 Currently accepting the return of patients      621-FEMA.
  and evacuees with medical needs              2. Facility to Non-Facility transfer: Call Texas at 211 (if
                                                  calling within Texas) or 1-888-312-4567 (if out of
                                                  State), everyday 8:00 am -5 pm CDT
                                               3. Facility to Facility transfer: Call the HHS Medical
                                                  Travel Center for transportation at 1-866-753-9344,
                                                  Monday-Friday 7:00 am - 5:00 pm and Saturday 8:00
                                                  am – 12:00 pm CDT. Discharge planners will need to
                                                  complete and submit a Documentation of Medical
                                                  Necessity form that will be provided by the HHS
                                                  Medical Travel Center.




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005             60         Next Scheduled Update: December 30, 2005
In order to complete the transportation process, family members or your medical
attendant will need to complete and submit a Documentation of Medical Necessity form
which will be provided for you. It must be signed by your current local healthcare
provider.

         Transportation Instructions for Evacuees Without a Discharge Planner
         Evacuee’s Home State                            Contact
Louisiana                                         1. Call FEMA to apply for Disaster Assistance at 1-800-
 Accepting on a case-by-case basis only             621-FEMA.
    the return of evacuees who are patients       2. Call the HHS Medical Travel Center for transportation
    in healthcare facilities or those with out-      at 1-866-753-9344, Monday-Friday 7:00 am - 5:00 pm
    patient and/or ongoing medical needs             and Saturday 8:00 am – 12:00 pm CDT.
Mississippi                                       3. Call FEMA to apply for Disaster Assistance at 1-800-
 Currently accepting the return of patients         621-FEMA (1-800-621-3362).
    and evacuees with medical needs               4. Call the Mississippi State Health Department at
                                                     1-601-576-7300, Monday to Friday 8:00 am to 5 pm
                                                     CDT.
Texas                                             5. Call FEMA to apply for Disaster Assistance at 1-800-
 Currently accepting the return of patients         621-FEMA (1-800-621-3362).
   and evacuees with medical needs                6 Call Texas at 211, within Texas, or 1-888-312-4567,
                                                     outside Texas, everyday 8:00 am - 5 pm CDT




 Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005                61        Next Scheduled Update: December 30, 2005
                                   III. APPENDICES

APPENDIX A: COMMON MYTHS ABOUT FEDERAL DISASTER
ASSISTANCE

1. The Federal government has total responsibility for disaster recovery
The local government is primarily responsible for preparing for disasters that might affect
their community and helping residents recover from such events. The great majority of
disasters are handled successfully at the local level. State and Federal resources are
intended to assist the community only when the community‘s own resources are not
sufficient.

2. The objective of Federal disaster assistance is to “fix everything”
As much as we may wish otherwise, once a disaster has seriously damaged our homes
and our communities, they may never be exactly the same. Nor will disaster assistance
ever be enough to restore everything that was lost by everyone affected. The individual‘s
own money, especially what is received from insurance, must be used to ensure that
losses can be recovered. Federal assistance will, in general, be used only for necessary
expenses not met through other programs. Some of the Federal programs (such as loans
from the Small Business Administration) cover most items that were lost, but not
everyone is eligible. Other programs assist with only a portion of the losses, or are
intended only for serious needs.

3. Everyone in the disaster area is eligible to receive Federal disaster assistance
As part of the application process, applicants will have to demonstrate that they meet the
eligibility requirements for each particular type of aid they are requesting.

4. When Federal agency representatives arrive, they will immediately distribute
money to disaster survivors
Individuals and families will need to plan to use their own resources and financial
reserves until Federal funds can be released. An application process must be completed
before assistance becomes available. Often, it takes several weeks for the Federal
government to review requests for financial assistance and to issue funds to those who
meet eligibility requirements. Most Federal assistance is in the form of a loan that must
be repaid rather than an outright grant.

5. Money received for Federal disaster assistance can be used as the recipient
thinks best
Monetary assistance is given for a specific purpose. The recipient must use the money to
meet the need for which assistance was provided and must comply with specific
regulations applicable to each type of assistance. If the assistance is in the form of a loan,
recipients must be judged able to repay back the loan.


Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005            62         Next Scheduled Update: December 30, 2005
6. Federal aid replaces the need for insurance
Individuals, families, and businesses should all carry appropriate levels of insurance to
meet their needs in the event of a disaster. It is not the purpose of Federal assistance to
duplicate protection available through insurance plans. Federal assistance is provided to
address only the most basic disaster-related needs not covered by other means. Also,
most disaster events are not Presidentially declared disasters, so Federal assistance is
often not available.

Disaster assistance may be granted in the form of a loan rather than as an outright cash
award. For geographical areas subject to floods, the Federal government ensures that
residents of participating communities can receive appropriate insurance coverage
through its National Flood Insurance Program (NFIP). In addition, flood insurance
coverage is required as a condition to receiving Federal disaster aid for permanent repair
or reconstruction of any structure located within an identified floodplain. You may wish
to contact your local emergency preparedness office, the local building or zoning official,
or your insurance agent to find out whether your local community is a participant.

SUMMARY
In spite of many commonly held misconceptions, the Federal government will not
assume total responsibility for fixing disaster damages, and everyone is not eligible for
Federal assistance. Assistance that might be offered includes loans that would be
available only to those with demonstrated needs and with the ability to repay the loans. It
is wise to carry appropriate insurance to ensure adequate reimbursement for losses.




Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

Ninth Edition: December 20, 2005, 2005            63         Next Scheduled Update: December 30, 2005
APPENDIX B: DISASTER RECOVERY CENTERS AND SBA LOCATIONS

FEMA Assistance is available at your local Disaster Recovery Center (DRC), and the Small Business Administration (SBA) also runs
local offices for assistance. These locations are temporary; please check to be sure that they are still open before traveling. They are
listed by state for Alabama, Florida, Louisiana, Mississippi, and Texas, and then by county.

  MAIN DRC in
      DR                               LOCATION                              TOTAL DRC'S OPEN                      SBA Home           SBA Business

                     DRC - ALABAMA                                                          3
                                    MOBILE COUNTY                                   MON - SAT, 8 - 6
        DRC 1
        FIXED                Bayou La Batre Community Center                    closing Friday, 12/2/5 cob
                                12745 Padgett Switch Road                          CLOSED SUNDAYS
                                Bayou La Batre, AL 36509                                                           Y                  Y
                                      Vaughn Plaza
        DRC 9                     2801 W. Vaughn Place                               SBA ONLY
  Fixed DRC Closed
                                    Montgomery, AL 36117
                                     Montgomery County                                                             Y                  Y
                                    Foley's Event Center                         SBA Workshop
        DRC 7
                                       Baldwin County                                Only
                                    20801 County Road 20                               Mon-Fri
                                       Foley, AL 36535                               Closing 12/9                  Y                  Y
                                         MOBILE, AL                                  MON-SAT, 8-6
        DRC 10                 Tillman's Corner Andrews Plaza
        FIXED
                                5566 Andrews Road, Suite A
                                      Mobile, AL 36619                            CLOSED SUNDAYS
                                        Mobile County
                                                                                                                   Y                  Y


                       Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

                                                Ninth Edition: December 20, 2005, 2005              64        Next Scheduled Update: December 30, 2005
                                    LAKE VILLA                                    MON-SAT, 8-6
    DRC 11
    FIXED                     7916 - 2nd Avenue South                       closing Friday, 12/2/5 cob
                                  Jefferson County                             CLOSED SUNDAYS
                               Birmingham, AL 35206                                                            Y                  Y


                   DRC - FLORIDA                                                       40
                          OPEN DAILY 8 - 6
    DCR 1                        Escambia County                                   Monday-Friday
Joint Assistance               3300 N. Pace Boulevard                              8 AM - 6 PM
     Center
                                 Pensacola, FL 32503                                                           N/A                N/A
                                   Monroe County                                  7 DAYS A WEEK
   MDRC 1
                                  Key West City Hall                               8 AM - 6 PM
   DR - 1609
                                 604 Simonton Street
                                 Key West, FL 33040
                                                                                                               Y                  Y
                                  Monroe County                                   7 DAYS A WEEK
   MDRC 2
                                  Marathon Airport                                 8 AM - 6 PM
   DR - 1609
                               9400 Overseas Highway
                                Marathon, FL 33050
                                                                                                               Y                  N

   MDRC 3                         Monroe County                                   7 DAYS A WEEK

   DR - 1609                  San Pedro Catholic Chuch                             8 AM - 6 PM
                              89500 Overseas Highway
                              Plantation Key, FL 33070                                                         Y                  N

   MDRC 6                           Martin County                                 7 DAYS A WEEK

   DR - 1609                  Martin County Fairgrounds                            8 AM - 6 PM
                               2616 SE Dixie Highway
                                  Stuart, FL 34996                                                             Y                  N



                   Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

                                            Ninth Edition: December 20, 2005, 2005              65        Next Scheduled Update: December 30, 2005
Florida (cont.)
     MDRC 7                      Glades County                                   7 DAYS A WEEK

     DR - 1609                  Agricultural Center                               8 AM - 6 PM
                               900 U.S. Highway 27
                              Moorehaven, FL 33471                                                            Y                  N
                                 St. Lucie County                                   Mon. - Sat.
                                                                                                              N/A                N/A
                                    Civic Center                                  8 AM - 6 PM
     MDRC 9                    2300 Virginia Avenue                                Closed Sun.
     DR - 1609                 Fort Pierce, FL 34982
                              Palm Beach County                                     Mon. - Sat.
                                                                                                              N/A                N/A
                            Pahokee Recreation Center                             8 AM - 6 PM
    MDRC 11                    360 East Main Street                                Closed Sun.
     DR - 1609                 Pahokee, FL 33476
                                Palm Beach County                                   Mon. - Sat.
                                                                                                              N/A                N/A
                                 Sugar Sand Park                                  8 AM - 6 PM
    MDRC 12                    300 South Military Trail                            Closed Sun.
     DR - 1609                 Baco Raton, FL 33486
                                  Monroe County                                     Mon. - Sat.
                                                                                                              N/A                N/A
                                Habitat for Humanity                              8 AM - 6 PM
    MDRC 13                Miile Marker 30.3, Oceanside                            Closed Sun.
     DR - 1609                 Big Pine Key, L 33043
                                    Palm Beach                                      Mon. - Sat.
                                 Jupiter Civic Center                             8 AM - 6 PM
                                                                                                              N/A                N/A
                                  106 Military Trail                               Closed Sun.
    MDRC 14                       Jupiter, FL 33458

                                 Okeechobee                                         Mon. - Sat.
                                                                                                              N/A                N/A
                      Okeechobee County Agricultural Center                       8 AM - 6 PM
    MDRC 15                  4200 Highway 70 East                                  Closed Sun.
                            Okeechobee, FL 34972



                  Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

                                           Ninth Edition: December 20, 2005, 2005                 66     Next Scheduled Update: December 30, 2005
Florida (cont.)
                                 Broward County                                  7 DAYS A WEEK
    MDRC 17
                              Toys "R" Us Parking Lot                             8 AM - 6 PM
     DR - 1609
                              8109 Broward Boulevard
                               Plantation, FL 33324
                                                                                                              Y                  N
                                Broward County                                   7 DAYS A WEEK
    MDRC 18
                               Festival Flea Market                               8 AM - 6 PM
     DR - 1609
                              2900 NW 29th Street
                            Pompano Beach, FL 33064
                                                                                                              Y                  N
                                   Palm Beach                                    7 DAYS A WEEK
                                      City Hall                                   8 AM - 6 PM
                       110 Dr. Martin Luther King Blvd. West
                              Belle Glade, FL 33430
    MDRC 19                                                                                                   Y                  N
                                      Brevard                                    7 DAYS A WEEK
                                    Cocoa EOC                                     8 AM - 6 PM
                                 300 Brunson Blvd
    MDRC 20                      Cocoa, FL 32922                                                              Y                  N
                                 Broward County                                  7 DAYS A WEEK
                                Old Miramar City Hall                             8 AM - 6 PM
                               6700 Miramar Parkway
                                 Miramar, FL 33023
    MDRC 21                                                                                                   Y                  N
                             Miami Dade County                                   7 DAYS A WEEK
                     Sweetwater United Cerebral Palsy (UCP)                       8 AM - 6 PM
                             10899 SW 4th Street
                            Sweetwater, FL 33174


    MDRC 22                                                                                                   Y                  Y



                  Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

                                           Ninth Edition: December 20, 2005, 2005              67        Next Scheduled Update: December 30, 2005
Florida (cont.)
                                 Broward County                                  7 DAYS A WEEK
                               Dania Beach City Hall                              8 AM - 6 PM
                             100 W. Dania Beach Blvd
                              Dania Beach, FL 33304
    MDRC 23                                                                                                   Y                  N
                               Miami-Dade County                                 7 DAYS A WEEK
                         South Dade Governement Center                            8 AM - 6 PM
                              10710 SW 211 Street
                                Miami FL, 33189
    MDRC 24                                                                                                   Y                  N
                                  Collier County                                 7 DAYS A WEEK
                           East Naples Community Park                             8 AM - 6 PM
                             3500 Thomasson Drive
    MDRC 25                     Naples, FL 34112                                                              Y                  N
                              Palm Beach County                                  7 DAYS A WEEK
                                    Bryant Park                                   8 AM - 6 PM
                               30 S Golfview Road
    MDRC 26                   Lake Worth FL, 33460                                                            Y                  Y
                                 Broward County                                  7 DAYS A WEEK
                                  Westside Park                                   8 AM - 6 PM
                                445 SW 2nd Street
                            Deerfield Beach, FL 33441
    MDRC 27                                                                                                   Y                  N
                                 Collier County                                  7 DAYS A WEEK
     DRC 100
                        Everglades City Community Center                          8 AM - 6 PM
       Fixed
                               201 Buckner Avenue
                            Everglades City, FL 34139
                                                                                                              Y                  N
     DRC 200                        Lee County                                   7 DAYS A WEEK
       Fixed             Bonita Springs Community Center                          8 AM - 6 PM
                              27381 Old US 41 Road                                                            Y                  N


                  Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

                                           Ninth Edition: December 20, 2005, 2005              68        Next Scheduled Update: December 30, 2005
                              Bonita Springs, FL 34135


Florida (Cont.)
                                Miami Dade County                                7 DAYS A WEEK
     DRC 400
                                   Caleb Center                                   8 AM - 6 PM
       Fixed
                               5400 NW 22nd Avenue
                                  Miami, FL 33142
                                                                                                              Y                  Y
                               Miami Dade County                                 7 DAYS A WEEK
     DRC 500
                               Landmark Properties                                8 AM - 6 PM
       Fixed
                              20000 NW 47th Avenue
                               Opa Locka, FL 33055
                                                                                                              Y                  Y
                               Miami Dade County                                 7 DAYS A WEEK
     DRC 600
                             Goodlet Park Adult Center                            8 AM - 6 PM
       Fixed
                               4200 West 8th Place
                                Hialeah, FL 33012
                                                                                                              Y                  N
                                  Collier County                                 7 DAYS A WEEK
     DRC 700
                              Career & Service Center                             8 AM - 6 PM
       Fixed
                                750 South 5th Street
                               Immokalee, FL 34142
                                                                                                              Y                  N

     DRC 800                     St. Lucie County                                7 DAYS A WEEK

       Fixed                         City Center                                  8 AM - 6 PM
                                  9410 South US 1
                               Pt St. Lucie, FL 34959                                                         Y                  Y
     DRC 900                   Palm Beach County                                 7 DAYS A WEEK
       Fixed                       Gaines Park                                    8 AM - 6 PM
                           1501 North Australian Avenue                                                       Y                  Y


                  Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

                                           Ninth Edition: December 20, 2005, 2005              69        Next Scheduled Update: December 30, 2005
                            West Palm Beach, FL 33407

Florida (Cont.)
                               Palm Beach County                                 7 DAYS A WEEK
    DRC 1000
                            Kings Point Main Clubhouse                            8 AM - 6 PM
       Fixed
                              7000 West Atlantic Ave.
                              Delray Beach, FL 33446
                                                                                                              Y                  N
                                  Hendry County                                  7 DAYS A WEEK
    DRC 1100
                               LaBelle Civic Center                               8 AM - 6 PM
       Fixed
                             481 W. Hickpochee SR 80
                                 LaBelle, FL 33935
                                                                                                              Y                  N
                                  Hendry County                                  7 DAYS A WEEK
    DRC 1200
                             Harlem Community Center                              8 AM - 6 PM
       Fixed
                                  2000 7th Street
                               Clewiston, FL 33440
                                                                                                              Y                  Y

    DRC 1300                     Broward County                                  7 DAYS A WEEK

       Fixed                     Lippman Building                                 8 AM - 6 PM
                                309 N. 21st Avenue
                                Hollywood, FL 33020                                                           Y                  N
                                Miami-Dade County                                7 DAYS A WEEK
    DRC 1400
                             Lily Lawrence Bow Library                            8 AM - 6 PM
       Fixed
                                 212 NW 1st Avenue
                                Homestead FL, 33030
                                                                                                              Y                  N

    DRC 1500                  Miami-Dade County                                  7 DAYS A WEEK

       Fixed             JJ Dessalines Community Center                           8 AM - 6 PM
                              8325 NE 2nd Avenue
                                Miami, FL 33138                                                               Y                  N


                  Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

                                           Ninth Edition: December 20, 2005, 2005              70        Next Scheduled Update: December 30, 2005
Florida (Cont.)
    DRC 1700                   Broward County                                    7 DAYS A WEEK

       Fixed        NOVA Southearstern University Auditorium                      8 AM - 6 PM
                            3100 SW 9th Avenue
                          Ft. Lauderdale FL, 33315                                                            Y                  N
                                   Broward County                                   Mon. - Sat.
                                 Old City Hall Annex                              8 AM - 6 PM
    DRC 1800                     300 NW 1st Avenue                                 Closed Sun.
       Fixed                  Ft. Lauderdale, FL 33301                                                        Y                  Y
                                 Collier County                                     Mon. - Sat.
                          Golden Gate Community Center                            8 AM - 6 PM
    DRC 1900                4701 Goldengate Parkway                                Closed Sun.
       Fixed                    Naples, FL 34116                                                              Y                  Y
                  DRC - TEXAS                                           TOTAL OPEN DRC'S = 9
                                Dallas Area DRC                             MON-FRI 9-5; SAT 9-1
                             8787 Stemmons Freeway
                                  Dallas County                              CLOSED SUNDAYS
      DRC 5                     Dallas, TX 75247                                                              Y                  Y
Texas (Cont.)
                           Greater Houston Area DRC                         MON-FRI 8-6; SAT 8-1
                              6059 South Loop East                           CLOSED SUNDAYS
      DRC 16                   Houston, TX 77087                                                              Y                  Y
                           San Antonio (Bexar County)                       MON-FRI 9-6; SAT 9-5
                                    Kelly AFB                                CLOSED SUNDAYS
                                280 Robert Dover St
                                   Bldg 1537
      DRC 18                 San Antonio, TX 78266                                                            Y                  Y
                              Greater Austin Area                           MON-FRI 9-5; SAT 9-1
      DRC 19             825 East Rundberg Lane Suite E                      CLOSED SUNDAYS                   Y                  Y


                  Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

                                           Ninth Edition: December 20, 2005, 2005                 71     Next Scheduled Update: December 30, 2005
                            Austin, TX. 78753
                              Travis County
                          Beaumont Area DRC                            MON-FRI 8-6; SAT 8-1
                           5545 B Eastex Loop                           CLOSED SUNDAYS
DRC 21                    Beaumont, TX 77706                                                             Y                  Y
                             Orange County                            MON-FRI 9-5; SAT 9-1
                              4836 Bancroft                            CLOSED SUNDAYS
DRC 22                      Orange, TX 77630                                                             Y                  Y
           DRC - LOUISIANA                                          Total Open DRC's = 51
                           Lafayette Parish                             MON-SAT, 9 - 7 PM
 DRC 1
SBA - 10             Harvest Church International                       CLOSED SUNDAYS
HUD - 0                   111 Liberty Avenue
                         Lafayette, LA 70508                                                             Y
                      East Baton Rouge Parish                           MON-SAT, 9 - 7 PM
 DRC 4
                         1 & 2 Maritime Place                           CLOSED SUNDAYS
                           101 France Street
                       Baton Rouge, LA 70802                                                             Y
                             Caddo Parish                               MON-SAT, 9 - 7 PM
 DRC 5
               2820 Summer Grove Drive at Mansfield Dr.                 CLOSED SUNDAYS
                             Caddo Parish
                        Shreveport, LA 71118                                                             Y
                            Iberville Parish                            MON-SAT, 9 - 7 PM
 DRC 6                  Iberville Parish Library                        CLOSED SUNDAYS
               24605 J Gerald Barrett Boulevard (US Hwy
                                    1)
                        Plaquemine, LA 70764                                                             Y
                            Rapides Parish                              MON-SAT, 9 - 7 PM
                      Former Office Max Building                        CLOSED SUNDAYS
                        2255 Macarthur Drive
 DRC 7                  Alexandria, LA 71301                                                             Y
 DRC 9                                                                  MON-SAT, 9 - 7 PM                Y



             Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

                                      Ninth Edition: December 20, 2005, 2005              72        Next Scheduled Update: December 30, 2005
                                 Plaquemines Parish                            CLOSED SUNDAYS
                                Belle Chasse Auditorium
                                    8398 Highway 23
                                Belle Chasse, LA 70037



Louisiana (Cont.)
                                 Washington Parish                             MON-SAT, 9 - 7 PM
                            Living Word Christian Center                       CLOSED SUNDAYS
                                     539 Avenue V
      DRC 10                    Bogalousa, LA 70427                                                             Y
                                St. Tammany Parish                             MON-SAT, 9 - 7 PM
                        John Slidell Municipal Park Recreation
                                        Center                                 CLOSED SUNDAYS
                                  105 Robert Road
      DRC 12                      Slidell, LA 70458                                                             Y
                              Orleans Parish (Algiers)                         MON-SAT, 9 - 7 PM
                                 Landry High School                            CLOSED SUNDAYS
                                  1200 Landry Ave.
      DRC 13                      Algiers, LA 70114                                                             Y
                                  Lafourche Parish                             MON-SAT, 9 - 7 PM
                              Jake's Department Store                          CLOSED SUNDAYS
                                508 Saint Mary Street
      DRC 14                    Thibodaux. LA 70301                                                             Y
                                  St. James Parish                             MON-SAT, 9 - 7 PM
                                 Lions Club Building                           CLOSED SUNDAYS
                              29126 Health Unit Street
      DRC 15                     Vacherie, LA 70090                                                             Y
Louisiana (Cont.)
                                   St. Charles Parish                          MON-SAT, 9 - 7 PM
                                        Bingo Hall                             CLOSED SUNDAYS
      DRC 16                       13415 Highway 90                                                             Y


                    Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

                                             Ninth Edition: December 20, 2005, 2005              73        Next Scheduled Update: December 30, 2005
                                    St. Charles Parish
                                    Boutte, LA 70039
Louisiana (Cont.)
                                 Tangipohoa Parish                             MON-SAT, 9 - 7 PM
                               Old Winn Dixie Building                         CLOSED SUNDAYS
                                   727 Oak Street
                                 Tangipohoa Parish
      DRC 17                      Amite, LA 70422                                                               Y
                                  Lafourche Parish                             MON-SAT, 9 - 7 PM
                                    Old Bingo Hall                             CLOSED SUNDAYS
                                 4560 US Highway 1
      DRC 18                    Raceland, LA 70394                                                              Y
                            St. John the Baptist Parish                        MON-SAT, 9 - 7 PM
                                Old Rite Aid Building                          CLOSED SUNDAYS
                                   160 Belle Terre
      DRC 19                     LaPlace, LA 70068                                                              Y
                                  Jefferson Parish                             MON-SAT, 9 - 7 PM
                      Westbank Shopping Center, Units 14 & 15                  CLOSED SUNDAYS
                             15 West Bank Expressway
                                   Jefferson Parish
      DRC 20                      Gretna, LA 70053                                                              Y
                                 Ascension Parish                              MON-SAT, 9 - 7 PM
                        Beside Sideline Body & Boat Repair                     CLOSED SUNDAYS
                               13192 Airline Highway
                                  Ascension Parish
      DRC 21                    Gonzales, LA 70737                                                              Y
                                    Iberia Parish                              MON-SAT, 9 - 7 PM
                             Old Fireworks Warehouse                           CLOSED SUNDAYS
                           601 West Admiral Doyle Drive
     DRC 22                     New Iberia, LA 70560                                                            Y
                                 Terrebonne Parish                             MON-SAT, 9 - 7 PM
      DRC 25                          Town Hall                                CLOSED SUNDAYS                   Y


                    Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

                                             Ninth Edition: December 20, 2005, 2005              74        Next Scheduled Update: December 30, 2005
                                     805 Barrow St.
                                    Houma, LA 70360
Louisiana (Cont.)
                                   Vermillion Parish                           MON-SAT, 9 - 7 PM
                          Bank across from St. Victor Library                  CLOSED SUNDAYS
                                     407 Charity St.
      DRC 27                      Abbeville, LA 70510                                                           Y
                                   Calcasieu Parish
                                   Leadership Center
                                   1701 Ryan Street
      DRC 28                   Lake Charles, LA 70601                            Daily 9am - 7pm                N                  N
                                    Cameron Parish
                           Grand Lake Recreation Center
                                 125 Recreation Lane
      DRC 29                    Grand Lake, LA 70607                             Daily 9am - 7pm                N                  N
                                  Beauregard Parish
                           Park Terrace Shopping Center
                                1011 North Pine Street
      DRC 30                     De Ridder, LA 70634                            Daily 9am - 7pm                 Y
                             West Baton Rouge Parish                          MON-SAT, 9AM - 7 PM
                                  New Metal Building                           CLOSED SUNDAYS
                               4722 Highway 190 West
      DRC 31                     Port Allen, LA 70767                                                           Y
                                   St. Helena Parish                          MON-SAT, 9AM - 7 PM
                              St. Helena Masonic Lodge                         CLOSED SUNDAYS
                                6273 Louisiana Hwy 10
      DRC 32                    Greensburg, LA 70441                                                            Y
                               Jefferson Davis Parish                         MON-SAT, 9AM - 7 PM
                            Jefferson Davis Parish School                      CLOSED SUNDAYS
                                208 Shankland Avenue
      DRC 33                     Jennings, LA 70546                                                             Y
      DRC 34                        Orleans Parish                                                              Y


                    Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

                                             Ninth Edition: December 20, 2005, 2005              75        Next Scheduled Update: December 30, 2005
                               Jewish Community Center                           Daily 9am - 7pm
                                5342 St. Charles Avenue
                                New Orleans, LA 70115
Louisiana (Cont.)
                                 St. Bernard Parish
                                    40' x 140' Tent                              Daily 9am - 7pm
                             8101 West Judge Perez Drive
      DRC 35                    Chalmette, LA 70043                                                             Y
                                Corncordia Parishes
                               Old Restaurant Building                           Daily 9am - 7pm
                                102 River Front Street
      DRC 36                      Vidalia, LA 71373                                                             Y
                                Natchitoches Parish
                                   726 3rd Street                                Daily 9am - 7pm
                               Natchitoches, LA 71457
      DRC 37                                                                                                    Y
                                  St. Landry Parish
                                OLD KROGER STORE
                               1638 CRESSWELL LANE
      DRC 40                   OPELOUSAS, LA 70570                               Daily 9am - 7pm                Y
                                    Vernon Parish
                                   Old Lowe's Bldg
                                    1601 S. 5th St.
      DRC 43                      Leesville, LA 71446                            Daily 9am - 7pm                Y

                                     Acadia Parish                               Daily 9am - 7pm                Y
      DRC 44                         1407 The Blvd.
                                    Rayne, LA 70578

                                   Calcasieu Parish
                               Knights of Columbus Bldg.
      DRC 46                       1600 Horridge St.                             Daily 9am - 7pm                N                  N


                    Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

                                             Ninth Edition: December 20, 2005, 2005              76        Next Scheduled Update: December 30, 2005
                                    Vinton, LA 70668

Louisiana (Cont.)
                                     Lincoln Parish

                                     307 N Homer St
                                    Ruston, LA 71270

      DRC 51                                                                     Daily 9am - 7pm                Y
                                   Orleans Parish
                              New Orleans Public Library
                                  219 Loyola Avenue
      DRC 54                   New Orleans, LA 70112                            Daily 9am - 7pm                 Y
                              Laurel Elementary School                          Daily 9am - 7pm
                                 820 Jackson Avenue                            MONDAY - SUNDAY
                               New Orleans, LA 70130
   MOBILE UNIT                                                                                                  Y


               DRC - MISSISSIPPI                                                        30
                                 Old KMart Building                                Mon-Sat, 8-6
                               3164 Bienville Boulevard                          Closed Sundays
                                   Jackson County
      DRC 1                   Ocean Springs, MS 39564                                                           Y                  Y
                         Pelican Landing Convention Center                         Mon-Sat, 8-6
                                  6217 Highway 613                               Closed Sundays
                                Moss Point, MS 39563
      DRC 3                        Jackson County                                                               Y                  Y
                                 Pearl River County                                Mon-Sat, 8-6
                                1403 South Main Street                           Closed Sundays
                                       Suite E
      DRC 4                     Poplarville, MS 39470                                                           Y                  Y



                    Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

                                             Ninth Edition: December 20, 2005, 2005              77        Next Scheduled Update: December 30, 2005
Mississippi (Cont.)
                                    Hancock County                                   Mon-Sat, 8-6
                                 South Coast Skate Park                            Closed Sundays
                                    118 Anderer Blvd
      DRC 5                       Waveland, MS 39576                                                              Y                  Y
                                    Harrison County                                  Mon-Sat, 8-6
                             Disabled American Veterans Hall                       Closed Sundays
                                    2600 23rd Avenue
      DRC 6                        Gulfport, MS 39501                                                             Y                  Y
                                    Harrison County                                  Mon-Sat, 8-6
                                Snyder Recreation Center                           Closed Sundays
                                     2520 Pass Road
      DRC 7                         Biloxi, MS 39530                                                              Y                  Y
                                      Hinds County                                   Mon-Sat, 8-6
                                    Metro Center Hall                              Closed Sundays
                                  (Old Ruby Tuesday's)
                              3645 Highway 80, Suite 1002
      DRC 8                        Jackson, MS 39209                                                              Y                  Y
                                      Lamar County                                   Mon-Sat, 8-6
                                   40 Deep South Lane                              Closed Sundays
      DRC 9                         Purvis, MS 39475                                                              Y                  Y
                                   Pearl River County                                Mon-Sat, 8-6
                                     Mississippi Mall                              Closed Sundays
                                1310 South Haugh Street
      DRC 10                      Picayune, MS 39466                                                              Y                  Y
                                    Harrison County                                  Mon-Sat, 8-6
                                  Mississippi Gulf Coast                           Closed Sundays
                                   Community College
                                      21500 B Street
      DRC 11                     Long Beach, MS 39560                                                             Y                  Y
                                       Pike County                                   Mon-Sat, 8-6
      DRC 12                    Old Block Buster Building                          Closed Sundays                 Y                  Y


                      Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

                                               Ninth Edition: December 20, 2005, 2005              78        Next Scheduled Update: December 30, 2005
                                   1015 Delaware Avenue
                                    McComb, MS 39648
Mississippi (Cont.)
                                       Forest County                                 Mon-Sat, 8-6
                                C.E. Roy Community Center                          Closed Sundays
                                     300 East 5th Street
      DRC 13                      Hattiesburg, MS 39401                                                           Y                  Y
                                       Jones County                                  Mon-Sat, 8-6
                                      Cameron Center                               Closed Sundays
                                  711 North 10th Avenue
      DRC 14                         Laurel, MS 39440                                                             Y                  Y
                                      Harrison County                                Mon-Sat, 8-6
                                  Biloxi Recreation Center                         Closed Sundays
                                       591 Howard St
      DRC 16                          Biloxi, MS 39530                                                            Y                  Y
                                       Stone County                                  Mon-Sat, 8-6
                                    Old Bill's Dollar Store                        Closed Sundays
                                     530D Central Ave.
      DRC 17                             Wiggins, MS                                                              Y                  Y
                                       Marion County                                 Mon-Sat, 8-6
                               Town Square Shopping Center                         Closed Sundays
                                   932 Highway 13 South
      DRC 18                        Columbia, MS 39429                                                            Y                  Y
                                      Walthal County                                 Mon-Sat, 8-6
                                       707 Union Rd.                               Closed Sundays
                                    Tylertown, MS 39667
      DRC 19                                                                                                      Y                  Y
                                     Wayne County                                                                 Y                  Y
                                     1008 Benton St.                                 Mon-Sat, 8-6
      DRC 20                      Waynesboro, MS 39367                             Closed Sundays

      DRC 21                          Lincoln County                                 Mon-Sat, 8-6                 Y


                      Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

                                               Ninth Edition: December 20, 2005, 2005              79        Next Scheduled Update: December 30, 2005
                                    Old Bill’s Dollar Store                        Closed Sundays
                                     524 Schwem Ave.
                                   Brookhaven, MS 39601
Mississippi (Cont.)
                                   Lauderdale County                                 Mon-Sat, 8-6
     DRC 22
     MOBILE                         Oldwin Job Center                              Closed Sundays
                                      1604 11th Street
                                   Meridian, MS 39301                                                             Y                  Y
                                      George County                                  Mon-Sat, 8-6
                                  Senior Citizens Center                           Closed Sundays
                                   7102 Route 198 East
      DRC 25                      Lucedale, MS 39452                                                              Y                  Y
                                    Covington County                                 Mon-Sat, 8-6
                                     (Old) Fred's Store                            Closed Sundays
                                 424 South Frontage Road
      DRC 29                        Collins, MS 39428                                                             Y                  Y




                      Note: Assistance programs operate for defined periods of time. Please check each program’s availability.

                                               Ninth Edition: December 20, 2005, 2005              80        Next Scheduled Update: December 30, 2005