For various circumstances, there may only be a need for short term auto insurance as
it may not be financially sound or logical for a longer term policy. So here are the top
three reasons for needing that type of car insurance. Do you fall under any of these
1. College Student- If you're a college student and attend school away from
home, paying insurance for your car that might just be sitting in the garage is
not cost efficient. Especially in these tough economic times and as a college
kid barely scraping by, it would be a wiser move to find a short term auto
insurance policy that would cover you for the few months over the summer
that you are actually home. Then while you're studying and enjoying the
college life for the other eight months or so in the year, you'll have less of a
financial burden to worry about.
2. Moving- Let's say you're moving to a new house and need to make some
improvements to it as well, but you only own a car, and a truck would be
needed for this situation. You can borrow a friend's heavy duty truck for the
temporary time being, so to be on the safe side of things in case of any
accidents, you can get a temporary insurance policy. Even if you're just
moving your things to your house from your old place or transporting lumber
for your additions, a short term policy would be the way to go.
3. Overseas Visitor- If you're venturing off to another country for a few months
or if you know anyone coming to the United States for a bit and a car will be
used for that period of time, temporary policy would also be ideal. Especially
in another country where it can be easy to get lost and where the way of
driving can possibly be different, more risks are involved, so protect yourself
wherever you are.