Website is live!!!
Interest Rate update
Interest Rates Updates
Following the Reserve Bank’s decision to reduce the official
cash rate by 0.25% on the 8th of April 2009. We have adjusted
our Savings, Investment and Loan rates as follows -
Standard Housing 6.25%pa Comparison Rate 6.30%pa
Friendly Home Loan 5.50%pa Comparison Rate 5.66%pa
Home Equity Loan 6.80%pa Comparison Rate 6.85%pa
Message from the CEO, Residential Investment 6.25%pa Comparison Rate 6.30%pa
Mr Gordon Rutherford
Des Boyland, a Director of some Savings Accounts
30 years, retired from the Board in
S50 and S60 3.75%pa Effective Yield 3.82%pa
March 2009 to pursue his passion for
conservation. Many changes have S15 2.00%pa $0-$41,000 balances
occurred in the financial landscape 3.00%pa Balances over $41,000
of Australia since Des first joined the
For Term Deposit Rates please visit our website or call us on 07 3114 5000.
Board; we are now recognised as a Bank
under the Banking Act and supervised
*For Housing Loans the comparison rates are calculated on a loan amount of $150,000 over a term of 25
by the Australian Prudential Regulation years based on monthly repayments. The comparison rates apply only to the examples given and may not
Authority. We know you will want to join include all fees and charges. Different terms, fees and other amounts might result in different comparison
rates. Comparison rate schedules are available at our branch and on our website at www.qldprofcu.com.au.
with us in wishing Des a long and happy These rates are for secured loans only and are current as at 24/04/2009.
Our new website is now live and we Australia’s Biggest Morning
hope it is much more functional and Tea is on May 28th. You can
informative. Please don’t forget to
subscribe online to assist us in more
donate to the Cancer Council
timely and personal communications Queensland in our George
with you. We would welcome any Street Branch or visit our
comments you may have regarding
improvements etc. website to donate online.
ATM Direct Charging is a fact of life and
introduces a much more transparent era
for ATM fees. Our new website includes
updates and summaries of fees for ATM
Australi a’s Biggest
We have recently merged our operations
to the First Floor on 85 George Street. All
telephone numbers will naturally remain Donate $10 or more for a
the same. This increase in efficiency is chance to win the ultimate
quite noticeable and we look forward
to meeting you on our renovated First
Floor at 85 George Street. Price includes: A $5,000 holiday voucher to be used anywhere in Australia
towards your chosen combination of accommodation, flights and car hire.
G K Rutherford *The Prize Winner will be drawn at Cancer Council Australia offices on Monday 6 July 2009 and
the winner will be notified within 24 hours by phone or email. Winner will be published in The
Australian on Monday 13 July 2009.
ard Skim ming
ATM C and tips on looking after your PIN
Card Skimming is a method to fraudulently capture information contained in
the magnetic stripe on the back of your ATM card. It can occur at either an ATM
or an EFPTOS terminal. There have been over 60 ATM skimming incidents in
Australia this year alone.
In an article published in the Sydney Morning Herald, Detective Superintendent Colin Dyson,
Commander of the NSW Police Fraud Squad said ‘“the devices that card skimmers are using are
improving, becoming smaller, more sophisticated and capable of storing more data. They are becoming
very difficult to detect and they seem to be made specifically for different models of ATMs”.
An ATM card skimming device is fastened close to or over the top of the ATM’s factory-installed
card reader. This device reads the information in your magnetic strip and stores the information. It is
generally used in conjunction with a pinhole camera that is used to capture your PIN number when
you enter it into the keypad on the ATM.
The camera is usually directly above the key pad or beside the machine. From a card holder’s point
of view, the best thing you can do is place one hand over the pin as you enter it. The information the
card skimmers read from the magnetic strip is useless without your PIN.
• Choose ATMs that are in well-lit, public or highly
• Remove the cash quickly and secure it out of public
view as soon as practical
• Be sure to remove your card
• Be attentive to your physical surrounds during and
after an ATM transaction
• Be sure there are no people standing close to you
when conducting a transaction
• Be aware of attempts to distract you
• Cover your PIN number with your hand when
entering it on the keypad
If you believe your card has been skimmed, or if you have suspicions about an ATM or EFPTOS terminal due to it’s appearance or
how the transaction was conducted, please contact our Visa Cards Department on 07 3114 5055 between 8.30am – 4.30pm Mon
– Fri or the 24 hour Emergency Visa Card Hotline on 1800 621 199.
Looking for the right
5.50% pa friendly home
loan rate with a comparison
rate of 5.66%
*For Housing Loans the comparison rates are calculated on a loan amount
of $150,000 over a term of 25 years based on monthly repayments. The
comparison rates apply only to the examples given and may not include all fees
and charges. Different terms, fees and other amounts might result in different
comparison rates. Comparison rate schedules are available at our branch and
on our website at www.qldprofcu.com.au. These rates are for secured loans
only and are current as at 24/04/2009.
Telephone 1800 172 054 Website www.qldprofcu.com.au
Head Office 85 George Street Brisbane Q 4000
professionally serving your Fax 07 3221 4631 BSB 704 604