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Rome Teachers Federal Credit Union

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					                       Loans                                          For your convenience
TERMS                                                              Virtual Branch                                                                     FEDERAL
 Monthly or bi-weekly payments                                     Handle all of your banking needs from BR NCH
                                                                                                                 IRTUAL
                                                                                                                                                      CREDIT
                                                                                                                                                      UNION
 Summer payment skips for qualified members                         the convenience of your home or
 Payment options include payroll deduction                         work computer, 24 hours a day, 7 days a week.
 and automatic transfers                                           With virtual branch you have access to up-to-the
                                                                   minute balances, full transaction history, loan
 Competitive rates
                                                                   payments and applications, and share transfers
                                                                   and inquiries. Bill payment services now available
LOAN PRODUCTS                                                      at no additional charge.
 Home Equity Loans include fixed and
 variable rate options with closing costs
 paid by credit union (some exceptions apply)                      Drive-up ATM
 Secured loans include: new and used vehicles,                     24 hours a day with no surcharge
 motorcycles, ATVs, snowmobiles, boats, jet skis,
 motor homes, campers, and share secured
 Unsecured loans include:                                          VISA® Check Card
 personal, debt consolidation, education,                          Use anywhere VISA is accepted.
 and home improvement                                              Your check card includes
 Mortgages are available through MorPac                            ScoreCard rewards program.
 (Mortgage Processing Assistance Center)                           Log onto www.ScoreCardRewards.com
                                                                   or call 315-336-7810 for details.
LOAN PROTECTION
 Life/Total & Permanent Disability Loan protection
                                                                   VISA® Classic Credit Card
 coverage to a maximum of $30,000
 Premiums paid by the credit union for all loans                   Low APR with rewards program
 except home equity - Coverage is available for
 purchase on home equity loans
 (limitations may apply)                                           VISA® Gift Cards
 Temporary Disability Loan protection                              Simplify your holiday shopping with our
 coverage is available for purchase on all loans
 (limitations may apply)
                                                                   VISA® gift cards ranging from $25 to $1,000.
                                                                   Accepted anywhere VISA Debit Cards.
                                                                                                                                  Member
                                                                                                                              &
 The following automobile insurance is available
 for purchase: Automobile Mechanical Repair
 Coverage, Guaranteed Asset Protection (GAP)                       Safe Deposit Boxes
                                                                   Three sizes to choose from
                                                                                                                                  Benefits
     We make applying                                                                                                              Services
    convenient for you!                                            Additional Services Include:
    Stop in, call, fax or apply online 24/7                         Money orders
                                                                                                                          Rome Teachers Federal Credit Union
                                                                    Travelers cheques
                                                                                                                          924 Turin St, Rome, NY 13440 Phone: (315) 336–7810
              EQUAL HOUSING OPPORTUNITY                             Notary public service
              Equal Housing Lender/Membership Restrictions Apply                                                              Toll-Free 1–877–336–7810 Fax: (315) 336–0893
                                                                                                                           Email: general@rtfcu.com Web: www.rtfcu.com
                                                               Share Accounts                              Now more                    RTFCU

                               FEDERAL                                                                    than ever…                   Office &
                                                                                                                                       Drive-thru Hours:
                               CREDIT
                                                     TERMS
                                                                                                       it’s easy to join!              Mon–Fri 9am–5pm
                                                      $25 minimum share savings balance required
                               UNION                  for members, students excempt from minimum
                                                                                                         we proudly serve...
                                                      Competitive dividend rates
                                                                                                                                       Drive-up ATM:
                                                      No monthly fees                                  Employees of                    24 hrs/day
                                                      Payroll deduction and direct deposit available    Adirondack Central             No Surcharge
                                                                                                        Madison-Oneida BOCES
                                                     SHARE SAVINGS PRODUCTS
                                                                                                        South Lewis Central
        We’re Here                                    Regular share savings                             NYS School for the Deaf        General
                                                                                                                                       Contact Info:
       To Serve You                                   Holiday clubs
                                                      Vacation clubs
                                                                                                       Employees & Students of         Telephone
          …AND WE’RE EASY TO REACH!                                                                     Camden Central                 (315) 336–7810
                                                     SHARE DRAFT / CHECKING ACCOUNTS                    Rome Catholic                  Toll-Free
Stop in, call (315) 336–7810 Monday through
Friday 9am to 5pm, or log onto www.rtfcu.com
                                                                                                        Rome City Schools              1–877–336–7810
                                                      50 free share drafts/checks with first order
24/7 to request the most current loan rates for                                                                                        Fax (315) 336–0893
                                                      Overdraft protection from shares                 As well as, their families
vehicles, home improvement, home equity and VISA®.                                                                                     Email
                                                      and/or loan for qualified members                  and any family member
Ask our member service representatives about                                                                                           general@rtfcu.com
                                                                                                        of an existing member!
application for membership, loans, credit card,      TERM SHARE CERTIFICATES
debit/ATM card, savings/checking accounts,
or direct deposit forms.                              Terms available include: 6, 12, 18 & 24 month
                                                                                                                                       To report a
                                                                                                                                       lost or stolen
                                                     INSURANCE PRODUCTS                                                                VISA credit card
                                                      Deposit accounts are covered by a maximum                                        1–800–325–3678
                                                      $5,000 term life insurance policy on the
                                                      primary account holder - Proceeds are based on
                                                      the amount of deposit with age restrictions
                                                                                                                                       To report a
                                                      The premiums are paid by the credit union.
                                                                                                                                       lost or stolen
                                                      Accidental death & dismemberment insurance                                       VISA debit card
                                                      available for purchase with the first $1,000                                      1–800–453–4270
                                                      paid by the credit union

                                                     All deposits are insured up to $100,000 by the
                                                     NCUA (National Credit Union Administration)

                                                                           NCUA


                                                                                                       Rome Teachers Federal Credit Union
                                                                                                       924 Turin St, Rome, NY 13440 Phone: (315) 336–7810
                                                                                                           Toll-Free 1–877–336–7810 Fax: (315) 336–0893
                                                                                                        Email: general@rtfcu.com Web: www.rtfcu.com

				
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