E-Signature Availability The following application scenarios are not eligible for e-signature; however, the completion of these applications on iGO will significantly reduce the time it takes to get the case placed. The goal of this chart is to better communicate e-signature scenarios and work with carriers to increase e- signature applicability. E-Sign Not Available When… Genworth ING Prudential Assurity Nationwide AXA Phoenix Pacific Life Transamerica Mutual of Omaha Banner John Hancock Term, UL, CI, DI, Term, UL, WL, Term, UL, Term, UL, VUL, IUL, Products Available > > > Term Term Term, UL, VUL Term, WL SPUL VUL VUL WL Term Term AppAssist LifeCare Insurance Company does not yet support e-signature E-Signature is NOT available on the insurance company's portal, but is available a distributor's portal E-Signature is not available in New York or Florida at this time E-Signature is not available in Florida Cannot do app not approved full app in in FL FL so no esig Initial payment by cash or check (TIAA) Proposed Insured and Policy Owner are not the same The Premium Payor is not the Proposed Insured/Owner On the 'Representations' screen the answer to 'Is Application being signed by a legal guardian, power of attorney or a person NA authorized to act on behalf of minor children?' is 'Yes' There are multiple owners of the policy Primary insured is a minor (less than 15 years of age) NA More than one trustee's signature is required If the Proposed Insured or the Owner’s SSN or TIN is not captured Need PI SSN to be in good order The Owner is a Trustee, Corporate, Estate or Institution. E-Signature is allowed under all scenarios If they are doing a montly bank withdrawal (BSP or Bank Service Plan in UPP verbiage) and the Payor is someone other than the Insured or the owner. Only agent e-Signs, no client e-Signature is required for Drop ticket.
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