Volume 5 Summer 2010 Issue The Full Plate Well summer has finally arrived and that’s always a good thing. However, it does bring warmer temperatures into the plant as well. Please remember to keep yourself hydrated and cool. Most areas of the plant have fans, but if you find yourself in an area that doesn’t, there are portable fans that can be moved around. We’ve survived the closing of Value Added and the layoffs that followed. We are currently experiencing more volume in the export business which will add a few more jobs to the plant. Hopefully the business will continue grow at a sustainable pace. These are very uncertain economic times as many countries are experiencing huge deficits. Not only does it effect our country but also the stock market as well. Please take the time to check your own financial situation and make any necessary adjustments. We are going to have some visitors to the plant in the next few months. In mid June, Paul McKeon who is the head of Building Products for Pilkington is scheduled to be in the plant. In mid July, Dick Altman President of North America will be here to address the employees at the monthly communication meeting. We have a new USW Staff Representative, Catherine Houston from San Leandro. Catherine spends most of her time in the Central Valley and was the force behind bringing the North Valley Labor Federation meeting to our hall in April. Catherine is a vocal supporter of many USW activities through out California. Don’t be surprised to find Catherine at our Union meetings. She was in the plant a few months ago and I’ll bring her in as often as she has time. She can also be reached at 510-457-5175. There have been questions about Skill Base Pay and training. Please fill out a Training/Assessment Request Form for any of your training or assessment needs. They are available in the Union office and the personnel office. If you need any help on this, please stop by the office. Always make copies of your signed papers. Felix Diaz, an 11 year production employee passed away on June 6th. May your thoughts and prayers go out to Felix’s family. Jim Gulbronson, President Furnace Repair & Layoff Information The last thing we have heard on a repair is that Lathrop is third in line. The latest projection is 2013. Union Plus offers many benefits that are available to any Union member. Please check out the web site at www.unionplus.org for more information and enrollment. There are discounts on credit cards, mortgages, moving, legal services, education services, travel, computers, clothing and much, much more. 2010 USW Phillip Murray Scholarships Once again Local 418 had winners of the USW District 12 2010 Phillip Murray Scholarships. Lorianne Pettis, daughter of John Pettis and Andrew Gulbronson, son of Jim Gulbronson each won a $1,500 Scholarship to further their education. Both recently graduated with honors from Sierra High school in Manteca. Lorianne will be attending Fresno State, undecided on a major and will also be a cheerleader. Andrew will be attending Cal Poly in San Luis Obispo, majoring in Civil Engineering. Previous winners of the scholarships were, Jennifer Hiemstra, daughter of Jerry Hiemstra in 2007 and Laura Burks, daughter of Bonita Burks in 2008. Jennifer will be a senior majoring in theatre at Oklahoma City University in Oklahoma and Laura will be a junior at Fresno State majoring in communications and then heading to law school. Don’t forget about the USW Glass Conference Lawrence Bankowski $1,000 Scholarship for graduating high school seniors. Entry forms are in the union office. Page 3 Health Care The VP’s Desk: Change, change, change, seems like every Insurance coverage will be changing next year as month we are seeing another change. Some of some of the Health Care Reform bill provisions these changes are good, some not so good. are enacted. None of this comes without a price. Shipments are up, that is good. Tonnage and We usually don’t get renewal costs until the fall. quality are up, that is good. Overtime is up, that Contractually we already know there will be a two for most is not so good. Absenteeism also up, also percent increase in premiums. not good. As a group we will continue to meet the demands put in front of us. We will continue to It’s a bit early to know what changes will be done address the need for more positions on the factory by January 1, 2011 but some things will change. floor. We will continue pressing to get your Will coverage continue to age 26? Will the training needs addressed. And we will continue to lifetime coverage be eliminated? Those and other do so within the confines of the current labor answers will be coming this fall. agreement. As soon as any information is given to us it will be As this article is being written we are on Day 2 handed out to everyone. of yet another bid. I have lost track of how many bids we have had in the last 12 months. But each one is for a reason; this particular bid is adding 2 Has your eye prescription changed? If it has, positions and taking the end cap crews to 7 day don’t forget to have your safety glasses updated as operation. As we go through the summer let’s not well. Please see Greg H. to get a form you can get distracted by all these changes and forget take to Harder Optical in Manteca for new safety about safety. We have had some close calls glasses. recently and luck was on our side. Let’s not rely on luck because at some point it is sure to run out. Ted Williams Local 418 Vice President 209-649-0749 Union Meetings Up coming Union meetings on Wednesdays are July 14th, Aug 11th, Sept. 15th, Oct.13th Union Web Site The Local does have a web site and it can be The September meeting will be on located at www.uswlocal418g.org the 3rd Wednesday of the month. Page 4 Workers in education, training, and library occupations had the highest unionization rate at North Valley Labor Federation 38.1 percent. Among states, New York had the highest union Local 418G hosted 35 local labor leaders on membership rate (25.2 percent) and North Thursday April 1, as the newly created North Carolina had the lowest rate (3.1 percent). Valley Labor Federation elected its Director Marcie Bayne. The NVLF formed through the partnership of 3 labor councils in the 6 county area. The goal of the NVLF is to develop a comprehensive plan for all state, regional and national political and labor programs. Staff Office 1820 Galindo Street, Suite 240 The Local is also helping out NVLF by allowing Concord, CA 94520 them to use the hall office as a call center for the (925) 798-7050 primary election. TEMSA, a Union of paramedics (925) 798-4945 (Fax) in the valley, is also using the office for negotiation of their first contract. Catherine Houston– Staff Rep. 510-457-5175 Yolanda Morales – Secretary USW Local 418G P.O. Box 342 Lathrop, CA 95330 209-858-2071 Local418G@aol.com www.uswlocal418g.org Upcoming Holidays for 2010 President Jim Gulbronson 649-8647 Vice-President Ted Williams 649-0749 Tom Devencenzi Financial Secretary July 5, 2010 (Monday) Dennis Kanary Treasurer Sept. 6, 2010 (Monday) Dave Schreiber Recording Secretary November 25, 2010 (Thursday) Dennis Long Trustee November 26, 2010 (Friday) Janice Upchurch Trustee Dec 27th-31st 2010 (Monday-Friday) Arnaldo Ochoa Trustee Buy American Made NUMBERS Buying American made goods is the best way to More public sector employees (7.9 million) protect jobs, which some day may be your own. belonged to a union than did private sector See unionplus.org. employees (7.4 million), despite there being 5 times more wage and salary workers in the private Shop America first!! www.shopunionmade.org sector. Page 5 PAYMENTS FROM THE RSVP 401k • Withdrawals from the RSVP are subject to (WHILE EMPLOYED) ordinary income taxes. The primary purpose of the RSVP is to provide • Amounts withdrawn before age you with a long-term savings program. There are, 59 1⁄2 are also subject to an IRS penalty tax equal however, certain circumstances when you may be to 10% of the amount withdrawn in addition to eligible to withdraw money from your account. federal income tax (unless the withdrawal is for While employed with PNA, you may receive deductible medical expenses that exceed 7.5% of money from your account in one of the following your adjusted gross income). ways: • Hardship withdrawals, unlike loans, cannot be • After-tax withdrawals repaid once they are distributed. • Age withdrawals after age 59 1⁄2 Hardship withdrawals are only permitted for the • Hardship withdrawals following reasons: • To purchase or construct a primary residence. After-tax Withdrawals • To prevent eviction from or foreclosure on your Although the RSVP no longer allows after-tax primary residence. contributions, participants who have an after-tax • To pay for medical expenses that are necessary account balance may withdraw all or a portion of and are not covered by health insurance. that amount at any time. You can choose to either • To pay for the next 12 months of post-secondary receive the payment by direct deposit or have a school education for yourself or a member of your check sent to you. immediate family. • To pay for funeral expenses for lineal ascendants Age Withdrawals After Age 59 1⁄2 or descendents of you or your spouse. After you reach age 59 1⁄2, you may withdraw some or all of the vested value of your RSVP Withdrawal Amount. The minimum amount for account without qualifying for a hardship a hardship withdrawal is $1,000. You may also be withdrawal. You can choose to either receive the eligible to request 125% of the actual hardship payment by direct deposit or have a check sent to amount to offset your tax liability for an early you. withdrawal. The hardship withdrawal may be from your own Before-Tax Contributions and earnings Hardship Withdrawals from these contributions that were made to your Because of the tax advantages the RSVP offers, account prior to January 1, 1989. the IRC restricts before-tax withdrawals from the RSVP prior to age 59 1⁄2. However certain Withdrawal Request. To request a hardship financial hardships may allow you to take an early withdrawal application, you must call 1-800-568- withdrawal. A financial hardship generally means 4015 or access the Web site. You will need to you are not able to obtain the money from any return the application along with the necessary other source. Additionally, you must have taken evidence of the hardship. If the hardship is any available loans for which you are eligible approved, your check will be mailed within 7 before requesting a hardship withdrawal. days. Furthermore: • Your withdrawal cannot exceed the amount required to satisfy the specific need, • You must suspend your Before-Tax Contributions to the RSVP for 6 months from the time the withdrawal is processed, and Page 6 PAYMENTS FROM THE RSVP (401k) This information was taken out of the 401k (IF YOU ARE NO LONGER EMPLOYED) Summary Plan Description book. It is available on A distribution is a payout of your vested account the 401k web site. You may download the entire balance, which includes your contributions, the booklet to your home computer. Please take the PNA contributions and the investment earnings on time to read and understand all of the rules of the these contributions. 401k. • Retirement: You are eligible to receive the full value of your account when you take either normal Companies are not required to put all of the (at least age 65) or early retirement from PNA. For information in these books. If you have additional purposes of RSVP account distributions, questions, you can contact the 401k center. If employees are eligible to retire if they are age 55 you’re not satisfied with their answer, contact your and have at least four years of service or if they Union reps. elect an early or normal retirement under any other retirement plan provided by PNA or its affiliates. We have had numerous questions on withdrawals and I hope this explains what you can and can’t • Permanent and Total Disability: You are do. If you really need money, don’t put all of your entitled to receive the full value of your account savings in the 401k. Put in the minimum you need should you become permanently and totally to get the maximum return, which is 5%. disabled and, therefore, unable to continue working. It is also important that you check your beneficiary on a regular basis. You may want to • Death: Upon your death, your beneficiary will change it or sometimes as it has in the past, receive the balance in your account, including computer files mess up and the beneficiary can be both vested and non-vested amounts. changed to an older one. I haven’t heard of this happing recently but I know from experience it • Other Termination of Employment: If you has happened. leave PNA for any other reason, you are eligible to receive a distribution of the vested portion of your We also want to remind you that if you are laid account. off, you cannot get a loan. Distribution Options. If you do not make a If you are absent from work due to an unpaid distribution request within 90 days of your leave of absence or layoff, your loan payments termination of employment and the value of your will be suspended for the period of the leave, up to account is less than $5,000, your account balance a maximum of 12 months. Upon your return, the will be paid to you in the form of a lump sum outstanding loan balance will be re-amortized, and distribution. the term of the loan will be extended by the period If your account is valued at more than $5,000 of the leave, to the extent that the loan will not when you leave PNA, you may: exceed 5 years from the original loan. • Request a lump sum distribution. • Request a partial distribution if you are age 55 or There can be serious tax consequences when older – You are eligible to request one payment dealing with hardship withdrawals and defaulted per calendar year. loans. Please be prepared to pay the IRS should • Defer distribution until a later date – This date anything ever happen. must be no later than April 1st of the year following the calendar year in which you reach age 70 1⁄2 unless you’re still working.
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