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					Flight Tickets

Flight Tickets for Travel Points - a Better System than a Frequent Flyer
Program?

For millions of people, the use of a credit card, if it is attached to a
specific preferred airline, will probably gain them, each time they spend a
dollar on it, more frequent flier miles than they could ever get if they
actually flew with the airline. But things have been changing of late; to
begin with, the credit card companies are parting ways with the airlines
they've been affiliated to, and have been putting together their own
packages of travel rewards - and very often, they have better rewards than
the airlines themselves. If all you can think of each time you spend a
dollar is how you are contributing to getting free flight tickets to a favored
destination one day, the landscape is changing quickly enough that you
need to re-evaluate your loyalties in the free miles area.

Now most people don't really get anything in return for their loyalty to any
one airline. A system where your credit card rewards you in travel points
rather than miles can often be a better choice. You can redeem those
points with any airline - why trade flexibility for loyalty to one airline? This
worked really well for me, after I reorganized my credit card portfolio; for
quite a while I had an AmEx Delta SkyMiles card; what I understood when
I got the card was, that I would get 25,000 bonus miles as soon as I
signed on the dotted line, and that I could redeem those miles fora flight
anytime. But when I tried to actually get free flight tickets to anywhere, the
quoted minimum price was 40,000 miles - for any kind of ticket. My free
bonus miles were really not good for anything. That's when I decided to
switch.

All of my current loyalties are with a Visa card issued by the U.S. Bank,
and it's calledFlexPerks, a name that seems pretty descriptive to me.
Kiplinger, the online finance magazine voted this the best card ever for free
travel bonuses and rewards. Each dollar that I spend on this credit card
earns me a point; 20,000 points is worth a ticket that costs $500 - that
I can use these on any airline at all. There are no limits to how many
seats are open on a flight to freebie tickets like these. It's like I'm paying
cash for my flight tickets. Compare this to how the limit the number of
seats they give you on a frequent flier scheme, and there is just no
comparison.

There are other cards too, like the American Express card that is affiliated
to the Starwood hotel chain. It's a great everyday card too, and for every
dollar you spend, you earn a point. 30,000 points will get you a free
flights ticket that costs something under $500, and a free night's stay at
any Starwood hotel. The Chase Sapphire card is great for points too. And
so is the Capital One Venture Rewards card.

You might wonder about what it might do to your credit score when you
cancel a credit card and switch allegiances to another. It certainly can hurt
your credit score - to begin with, you don't have enough of a history with
any one card to show in you score; and second, what if you end up
getting a card with less credit? The more credit you have, the better your
score is. It can never be a good idea to get a new card just for the
sign-up bonuses in the travel points you get. Free flights tickets are just
perks; and not very generous ones at that. Your one and only consideration
when you get a new card should be how low their fees are, and how low
the rates are.
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