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  Topic Areas
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HUD > Federal Housing Administration

 Federal Housing Administration

Staff Photo
FHA Commissioner
David Stevens speaks about FHA and his responsibilities.

Staff Photo
The FHA Section 242 Hospital Insurance program assists large urban hospitals as well as
rural critical care centers such as the Rio Grande Medical Center in Del Norte, Colorado, a
town of 1,709 located in south central Colorado.

Staff Photo
The homebuying process can seem complicated, but if you take things step-by-step, you
will soon be holding the keys to your own home.

Staff Photo

The Minimum Property Standards (MPS) establish certain minimum standards for
buildings constructed under HUD housing programs.
Staff Photo
The Neighbor Next Door initiatives are a collection of FHA's home sales programs
designed to help communities and promote homeownership.


The Federal Housing Administration, generally known as "FHA", is the largest
government insurer of mortgages in the world. A part of the United States
Department of Housing and Urban Development (HUD), FHA provides mortgage
insurance on single-family, multifamily, manufactured homes and hospital loans
made by FHA-approved lenders throughout the United States and its territories.
While borrowers must meet certain requirements established by FHA to qualify
for the insurance, lenders bear less risk because FHA will pay the lender if a
homeowner defaults on his or her loan. FHA has insured over 38 million home
mortgages and 47,205 multifamily project mortgages since 1934. Currently, FHA
has 6.7 million insured single-family mortgages and 13,000 insured multifamily
projects in its portfolio. Clearly, FHA provides a huge economic boost to the
country in the form of home and community development, particularly in today's
challenging financial climate.

I Want to                                                                          In Focus

Buy a Home

Avoid Foreclosure

Talk to a Housing Counselor

File a Fair Housing Discrimination Complaint

Access Mortgagee Letters

Access Online FHA Handbooks 4155.1 & 4155.2
Search for an FHA-approved Lender
Search for FHA-approved condominiums

Ask FHA a Question
Resources                                                                              Programs

                                         FHA Resource Center

                                         HUD National Servicing Center, helping FHA
                                         homeowners work with lenders to find
                                         creative solutions to avoid foreclosure

                                         HUD Homeownership Centers
Social Media
                                         HUD/FHA on Facebook
                                         HUD/FHA on Twitter
Audience Groups
                                         Counseling Agencies
                                         Real Estate Brokers (REO)
                                         Servicing Lenders (Single Family, Title II)

                                                                                          Download Adobe Acrobat Re

                                                           RECOVERY.GOV | Busque Información en Español | Accessibil

                                                                                                  U.S. Department of
                                                                                                       451 7th Street
Telephone: (202) 7
   Find the addres
                               Connect with HUD

                                                  Site Map      A-Z

Puerto Rico / Virgin Islands
Rhode Island
South Carolina
South Dakota
West Virginia
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                         Making Home Affordable

        Help for America's

          HUD Implementation of the Recovery Act

                 Federal Housing Administration

Insuring More Than 38
Million Mortgages Since 1934

      Community Planning and Development
Developing Viable

              Fair Housing and Equal Opportunity

Equal Housing Opportunities
for All

                         Public and Indian Housing

     Ensuring safe, decent,
     and affordable housing
                                                                        Ginnie Mae

                                                   Helping to make affordable
                                                   housing a reality for millions
                                                   of low and moderate-income
                                                   households across America

                                                                Open Government Initiative



     HUD Proposes To Strengthen FHA Lender
     Indemnification Process
     FHA Launches Short Refi Opportunity for
     Underwater Homeowners
     FHA's Mortgagee Review Board Takes
     Action Against Hundreds of Lenders
     FHA Announces First Look Initiative to Help
     Communities Stabilize Neighborhoods Hard-
     Hit by Foreclosure

     Statement by HUD Secretary Shaun
     Donovan on House Passage of H.R. 5072
             FHA's Final Rule Strengthening Risk
             From the Desk of the Commissioner
             Implementing RESPA's new rules. Watch
             the Webcast
             Meet FHA Commissioner Stevens

             Section 203(b) Mortgage Product
             Energy-Efficient Mortgage Program (EEM)

             FHA Refunds

             Healthcare Facilities
             Additional Program Descriptions

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ón en Español | Accessibility | Contact Info | Privacy Policy | FOIA | Web Policies and Important Links

      U.S. Department of Housing and Urban Development
           451 7th Street S.W., Washington, DC 20410
Telephone: (202) 708-1112 TTY: (202) 708-1455
   Find the address of the HUD office near you
         Busque Información en Español
Site Map    A-Z Index     Text A A A
Home Affordable

tation of the Recovery Act

using Administration

anning and Development

and Equal Opportunity

nd Indian Housing
Ginnie Mae

vernment Initiative
ant Links

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