Costs of Various Forms of Credit

							                                                                                                                A




5
    4
        3
            2
                1
                                                                                                                B




                        Social
                       Social




                       * Only)
                      Security

                      Program
                      (Provide
                      Number
                      Security




                    Concentrators
                                                                                                                C




                                       Name




                                       grade.)
                                      Student




                                     with 12th
                                     beginning
                                  (List students,

                    Numbers for by grade level,
                                  last name first,
                                                             Grade Level
                                                                                                                D




                    Check if student is a Program Concentrator*
                                                                                                                E




                    1.1 Interpret factors affecting invome




                    1.2 Analyze employer benefits packages




                    1.3 Demonstrate an understanding of inflation and its effect on purchasing power
                                                                                                                Standard 1.0




                    1.4 Examine the components of paying taxes
                                                                                                                               * A vocational program concentrator is defined as a student who has completed a minimum of 3 units (credits) in a sequential and focused vocational program of study




                    1.5 Analyze the costs and benefitrs of paying taxes




                    2.1 Apply a decision making process to personal financial choices




                    2.2 Design a current personal financial plan




                    2.3 Create a realistic household budget that includes short term and long term components
                                                                                                                Standard 2.0




                    2.4 Understand banking procedures and services




                    2.5 Analyze personal risk




                    Sub-Total of Competencies




                    Students
5
    4
        3
            2
                1




                    3.1 Demonstrate knowledge of basic principles of consumer finance
                                                                                                                Standard 3.0
                                                                                                                               * A vocational program concentrator
         6    6
         7    7
         8    8
         9    9
         10   10
         11   11
         12   12
         13   13
         14   14
         15   15
         16   16
         17   17
         18   18
         19   19
         20   20
         21   21
         22   22
         23   23
         24   24
         25   25
         26   26
         27   27
         28   28
Totals
                                                                                       Standard 3.0
                    3.2 Demonstrate awareness of consumer protection and information




                    3.3 Analyze consumer debt management




                    3.4 Examine various forms of credit payment




                    3.5 Compare/contrast various types of loans




                    4.1 Identify reasons for saving and investing




                    4.2 Evaluate methods of saving




                    4.3 Exaluate methods of investing
                                                                                       Standard 4.0




                    4.4 Appraise other aspects of saving and investing
                                                                                                      m concentrator is defined as a student who has completed a minimum of 3 units (credits) in a sequential and focused vocational program of study




                    4.5 Identify regulatory agencies and their functions


                    Sub-Total of Competencies




                    Students
5
    4
        3
            2
                1
                                                                                       F




                    Total Course Competencies per Student




                    Number of Competencies Mastered
                                                                                       G




                    Percentage of Competencies Mastered
                                                                                       H
                                                                                                                                                                                                                                                        Number of Competencies for Course: 20 for 1/2 cr.




                    Students
5
    4
        3
            2
                1
                                                                                       I




                                    s
                    (optional)
                                 Comment
6    6
7    7
8    8
9    9
10   10
11   11
12   12
13   13
14   14
15   15
16   16
17   17
18   18
19   19
20   20
21   21
22   22
23   23
24   24
25   25
26   26
27   27
28   28