Community Needs Assessment Measuring the Needs in the Community

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					2004 Community Needs Assessment

                                       Measuring the Needs in the
                                              Community.
                                     Helping People. Changing Lives.

                                 Wicomico, Somerset, Worcester,
                                 Kent, Talbot, and Queen Anne’s
                                 Counties

                                             Prepared by SHORE UP! Inc.



      SHORE UP! Inc. 2003 Community Needs Assessment – Page 1
                                                      January 2004




                  2004
        Community Needs Assessment
_____________________________________________________________________

                         Table of Contents

                   Introduction……………………………..           4
                   Service Areas……………………………            6
                   Demographic Profile…………………….        7
                   Family Problems………………………...24
                   Employment………………………….….51
                   Housing.…………………………………61
                   Elderly/Healthcare Issues……………… .72
                   Education………………………………..78
                   Definitions………………………………83




       SHORE UP! Inc. 2003 Community Needs Assessment – Page 2
SHORE UP! Inc. 2003 Community Needs Assessment – Page 3
                                               Introduction

       SHORE UP! Inc. is the Community Action Agency for        Housing & Community Development and Training &
the Lower Eastern Shore of Maryland (Wicomico, Worcester,       Employment.
Queen
Anne’s and Somerset Counties) and also has programs in
Dorchester, Kent and Caroline Counties.                                SHORE UP!’s Mission:
       The history of SHORE UP! begins in 1965, with the               To aid individuals and families who—because of
formation of the Worcester Community Action Committee.                 debilitatng conditions—age, disability or economic
The Committee was formed to implement anti-poverty projects            conditions—cannot, unaided, move toward self-
and community action as mandated by the passing of the                 sufficiency.
Economic Opportunity Act of 1964. Members of the                       Every three years, SHORE UP! conducts a
Committee were appointed by the Worcester County                       Comprehensive
Commissioners.                                                  Needs Assessment of the community to ascertain resources
                                                                available, identify areas of need and gaps in services and
       In 1968, the Wicomico County Community Action            improve the level of services it provides to individuals and
Committee merged with the Worcester County Community            families. This Needs Assessment is developed through a
Action Committee to form SHORE UP!, Inc. SHORE UP! is an        combination of census data and data from other resources,
acronym for Self Help on Rural Economics and Urban              including Maryland Departments of Health & Human Hygiene,
Problems.                                                       Social Services, Housing & Community Development Human
                                                                Resources and others, and a survey of current customers.
       Today, SHORE UP! provides services to nearly 6700
                                                                       This Assessment should provide a clear picture of the
unduplicated customers a year, in the areas of Children &       needs in the community and allow SHORE UP! to move
Family Services, Health Care & Senior Citizen Services,         forward strategically to address those needs.



                                    SHORE UP! Inc. 2003 Community Needs Assessment – Page 4
                                                                    Service Area
Why Conduct a Needs Assessment?
                                                                            The SHORE UP! Inc. service area is comprised of the
This Needs Assessment is designed to accomplish three main          lower Eastern Shore of Maryland and parts of the upper shore
goals:                                                              as well. This area is historically agricultural, with few areas of
   1.    Help SHORE UP! program staff and others in the             dense population. Within the six counties SHORE UP! serves,
         community better understand the circumstances              there are several pockets of low-to-moderate income persons,
         facing low-income families and children, including         which is the primary group SHORE UP! strives to serve.
         changes in the environment and changes in public                   See the map on page 6 for an overview of the service
         policy that could have impacts;                            area.
   2.    Help SHORE UP! and others in the community
         better understand SHORE UP!, what it provides,             Sources of Data
         who it serves, the challenges it is facing and how well
         it is doing;                                                       Obtaining high quality data on local areas is always a
   3.    Help those responsible for SHORE UP! make                  challenge. The most comprehensive source of data is the
         reasonable choices regarding program design,               decennial census, which was most recently conducted in 2000.
         resource allocation and community partnerships.            In addition to that, data has been gathered from the websites of
                                                                    community partners, all of whom are cited along with the data
    The Community Needs Assessment is a vital step in creating      presented. Of particular help in assembling this report was the
a strategic plan for the Agency that will govern program design     2002 Kids Count Fact Book, prepared by Advocates for
and service structure over the next three years. It will help       Children and Youth, Inc. and the Maryland Department of
SHORE UP! and its partners in the community reach a                 Human Resources 2002 “Fact Pack.”
common understanding of community problems and set goals to                 SHORE UP! would not have been able to provide as
address those problems proactively.                                 complete a report without surveying the needs of its current
        This report presents data mostly, but not exclusively       customers. As always, SHORE UP! is dedicated to addressing
quantitative on numerous subjects. Numbers can be difficult to      the needs of its customers and breaking down the barriers to
interpret. The information is presented in a variety of formats     self-sufficiency. It is for this reason that this Needs Assessment
text, chart and table to make it easier for people with different   has been developed.
learning styles to comprehend. Some of the indicators are
purely descriptive but can be helpful in assessing or planning      The Promise of Community Action:
program operation for example, the number of young children         Community Action changes people’s lives, embodies the spirit
in an area.
                                                                    of hope, improves communities, and makes America a better
        Ultimately, judgments are required based on community
values that must be rendered in the course of the broader           place to live. We care about the entire community, and we are
planning process.                                                   dedicated to helping people help themselves and each other.



                                    SHORE UP! Inc. 2003 Community Needs Assessment – Page 5
SHORE UP! Inc. 2003 Community Needs Assessment – Page 6
SHORE UP! Inc. Service Areas




  SHORE UP! Inc. 2003 Community Needs Assessment – Page 7
Demographic Profile




SHORE UP! Inc. 2003 Community Needs Assessment – Page 8
Population

The US Census Bureau has reported an estimated 254,025 persons live in SHORE UP! Inc.’s service area for 2001. In four out of the
six counties, SHORE UP! service area experienced a double digit growth. With a growth rate of 16% from 1990, our service area has
added 36,355 residents. The county in SHORE UP!’s service area experiencing the most rapid growth in population was Worcester
County. Its population increased 25% since 1990 with the addition of 11,515 residents. Growth is expected to progress all over the
Eastern Shore, as large amounts of undeveloped land continue to be sold for residential and commercial property.
                                                       Change in Population
                                                     Source: US Census 2000
                           County (Service Area)      Estimated 2001 2000                 1990          Percent
                                                      Population          Population Population         Change
                           Kent                       19,532              19,197          17,842        7%
                           Queen Anne’s               41,895              40,563          33,953        16%
                           Somerset                   24,937              24,747          23,440        5%
                           Talbot                     34,151              33,812          30,549        10%
                           Wicomico                   85,426              84,644          74,339        12%
                           Worcester                  48,084              46,543          35,028        25%

                                                  Change in Population: 1990 to 2000
                                                      Source: US Census 2000



                                 Worcester

                                  Wicomico

                                     Talbot
                                                                                                 2000
                                  Somerset                                                       1990
                             Queen Anne's

                                      Kent

                                              0    20,000   40,000   60,000   80,000 100,000




                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 9
SHORE UP! Unduplicated Customer Population

Overall, SHORE UP! has served 27,464 customers in the six county region, each year steadily increasing our customer base. Since 2001
SHORE UP! has increased it’s persons served by 28% despite funding cut-backs. For 2004, there are already 4,931 customers enlisting
SHORE UP! services.




                                      Total Number of Unduplicated Persons Requesting
                                                    SHORE UP! Service
                                      Source: Pro 2000 Client Characteristic Report by Program Year


                9000


                8000                                        7935

                7000
                                               6850

                6000
                                   6186


                5000                                                     4895              Total Number of Unduplicated
                                                                                           Persons Registered for SHORE
                4000                                                                       UP! Service


                3000


                2000


                1000


                   0
                   2000        2001        2002         2003         2004         2005



                                  SHORE UP! Inc. 2003 Community Needs Assessment – Page 10
          Total Number of Persons Served by SHORE UP!
            Source: Pro 2000 Client Characteristics Report by Program Year

8000
                                       7572
7000
                           6581
6000        6010
5000

4000                                              4056              Total Number of Persons
                                                                    Served by SHORE UP!
3000

2000

1000

  0
  2000   2001          2002        2003        2004        2005




                SHORE UP! Inc. 2003 Community Needs Assessment – Page 11
Age of Population

The chart below offers a population profile for the SHORE UP! service area by age. The middle-aged groups of 40 to 59 and 20 to 39
make up the majority of the population combining to account for over half of the population in the six counties.


                                                  Percentage of Population by Age
                                                     Source: US Census 2000




                                              4%          6%
                         17%                                                                           Under 5 years
                                                                                20%
                                                                                                       5 to 19
                                                                                                       20 to 39
                                                                                                       40 to 59
                                                                                                       60 to 79
                     27%                                                                               80 plus
                                                                          26%




                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 12
SHORE UP! Customers’ Age

From 2000 to present, SHORE UP!’s greatest customer population falls between the ages of 24 to 54, corresponding with the general
population count. The age groups of 5 and under as well as 70 and older make up for the second largest customer base utilizing the
Children & Family Services and Health Care & Senior Citizen Services divisions.

                                         SHORE UP! Customers Requesting Service by Age
                                  Source: Pro 2000 Client Characteristics Report for Program Year

                                                                 Total Persons Served in 2003
                                          5 years and under                 1,199
                                                6 to 17                      156
                                               18 to 23                      484
                                               24 to 54                     3,666
                                               55 to 69                      927
                                               70 plus                      1,555



                          4,000

                          3,500

                          3,000
                                                                                          5 years and under
                          2,500                                                           6 to 17
                                                                                          18 to 23
                          2,000
                                                                                          24 to 54
                          1,500                                                           55 to 69
                                                                                          70 plus
                          1,000

                            500

                              0
                                                2003 Program Year



                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 13
Population Change by Age and County

Overall, each age group experienced a moderate amount of growth since 1990, except for the population of children under 5, which
decreased by 1.6%. The greatest amount of growth was seen in Worcester County with a 55% increase in residents between the ages of
65 and 84. Worcester County alone has added 3,287 senior citizens, ages 65 and older, since 1990.

                                           Population Profile by Age by County for 2000
                                                     Source: US Census 2000

                                                 Queen
                                                                                                           Total
                                          Kent   Anne's       Somerset Talbot Wicomico       Worcester
                             Under 5 years 888     2,591        1,198   1,752    5,317         2,273       14,019
                             5 to 17       3,097   7,715        3,381   5,572   15,648         7,286       42,699
                             18 to 24      2,098   2,348        3,884   1,886    9,999         2,863       23,078
                             25 to 54      7,166  18,243       10,468 13,536    35,347        18,751      103,511
                             55 to 64      2,240   4,439        2,313   4,169    7,510         6,019       26,690
                             65 to 84      3,242   4,710        3,115   6,076    9,634         8,522       35,299
                             85 plus        466     517          388     821     1,189          829         4,210




                                           Population Profile by Age by County for 1990
                                                     Source: US Census 2000

                                                 Queen
                                                                                                           Total
                                          Kent   Anne's       Somerset Talbot Wicomico       Worcester
                             Under 5 years 1,104   2,463        1,234    1,939   5,215         2,288      14,243
                             5 to 17       2,701   5,878        3,493    4,494  12,895         5,409      34,870
                             18 to 24      2,151   2,677        3,200    2,277   9,034         2,826      22,165
                             25 to 54      6,928  15,144        9,690   12,247  31,103        14,350      89,462
                             55 to 64      1,939   3,420        2,319    3,464   6,533         4,091      21,766
                             65 to 84      2,737   4,044        3,154    5,511   8,603         5,502      29,551
                             85 plus        282     327          350      617     956           562        3,094




                                  SHORE UP! Inc. 2003 Community Needs Assessment – Page 14
Population by Gender

Females account for more than half of SHORE UP! customers. From 2001 to 2003 SHORE UP! served a total of 15,318 females and
5,653 males.



         Population Profile by Gender: Age of Males                                                        Population Profile by Gender: Age of Females
               Source: US Census 2000                                                                                   Source: US Census 2000

12000
                                                                                            14000
10000                                                               Under 5 years                                                                 Under 5 years
                                                                                            12000
                                                                    5 to 19                 10000                                                 5 to 19
 8000
                                                                    20 to 39                8000                                                  20 to 39
 6000
                                                                    40 to 59                6000                                                  40 to 59
 4000
                                                                    60 to 79                4000                                                  60 to 79
 2000                                                               80+ years               2000                                                  80+ years
    0                                                                                          0
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                                                                 SHORE UP! Customers Served by Gender
                                                      Source: Pro 2000 Client Characteristics Report for Program Year

                                                                         2001                  2002                                2003
                                         Males                                      1,657                      1,808                      2,188

                                        Females                                     4,529                      5,042                      5,747




                                                        SHORE UP! Inc. 2003 Community Needs Assessment – Page 15
Population of Children Under 5 Years

In 2000 we found a total of 14,019 children under the age of five in SHORE UP!’s service area, almost half reside in Wicomico County.
There has been a 1.5% decrease from 1990, having 224 less children under five. Queen Anne’s and Wicomico Counties had slight
increases in children under five since 1990, while Kent and Talbot Counties showed the most drastic decreases.

Head Start is serving 888 children under the age of five for the 2003-2004 Program Year. The majority fall in Wicomico County with
330 children currently enrolled in the Salisbury and Eden Head Start Centers. SHORE UP! has a total of 12 Head Start Centers
throughout the six counties.
                                            Population of Children Under 5 in 1990 and 2000
                                                        Source: US Census 2000


   County       Number of         Number of        Percent
                Children          Children         Change        6,000
                Under 5 Years     Under 5 Years                  5,000
                Old in 1990       Old in 2000
                                                                 4,000
     Kent            1,104              888         -19.5%                                                                         Children Under 5 in 1990
                                                                 3,000
Queen Anne’s         2,463             2,591         5%                                                                            Children Under 5 in 2000
                                                                 2,000
  Somerset           1,234             1,198        -2.9%        1,000
                                                                    0
    Talbot           1,939             1,752        -9.6%




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  Wicomico           5,215             5,317         2%
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  Worcester          2,288             2,273         -.6%
                                                                         Q




                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 16
Population of Elderly on the Rise

The SHORE UP! service area has experienced a steady growth in the elderly population with in the last ten years. The Eastern Shore
follows the Maryland trend of increases in the elderly population, and has seen an increase in the 60-plus and 80-pus age groups over
the last decade.
This has been referred to as “The Graying of the Shore” as many are now choosing to spend their retirement years on the Eastern
Shore.

Senior Citizen Services offered assistance to 446 elderly in the 2003 Program Year. Programs such as Adult Medical Day Care, Foster
Grandparents and Residential Services offer support and activities for this areas growing senior population. In 2003 Project
Renaissance was eliminated due to funding cut-backs. Project Renaissance offered job training for aging seniors attempting to get
back into the workforce.

                                             Change in Population: Elderly (65 and older)
                                                      Source: US Census 2000


   County       Elderly       Elderly       Percent
                Population in Population in Change             12,000
                1990          2000                             10,000
     Kent           3,019         3,708      22.8%
                                                                 8,000                                                       Population of Elderly in
Queen Anne’s         4,371          5,227         19.5%                                                                      1990
                                                                 6,000
                                                                                                                             Population of Elderly in
  Somerset           3,504          3,503         -.03%          4,000                                                       2000
                                                                 2,000
    Talbot           6,128          6,897         12.5%
                                                                    0
  Wicomico           9,559          10,823        13.2%

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  Worcester          6,064          9,351         54.2%
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                                    SHORE UP! Inc. 2003 Community Needs Assessment – Page 17
Breakdown of Population by Race

The following tables and graphs detail the population in the SHORE UP! service area as it pertains to race. The African American
population experienced modest gains in Worcester County, and grew by 15-20% in Somerset and Wicomico Counties. That population
reduced by 5-10% in Kent, Queen Anne’s and Talbot county, possibly indicating a migration of African American individuals to the
lower Eastern Shore of Maryland.

Although the relative data still shows the Hispanic/Latino population holding a small percentage of population, that group, much like
in other areas of the nation, has experienced a dramatic increase over the last 10 years. With a steady increase in the Hispanic
population, SHORE UP! continues to develop bilingual materials to respond to the need for services to non-English speaking persons.

                                            Demographic Profile by County in 2000: Race
                                                    Source: US Census 2000
                                                     Kent      Queen Anne's Somerset Talbot Wicomico               Worcester
               Total:                               19,197            40,563       24,747 33,812 84,644               46,543
                  White                             15,288            36,120       13,949 27,720 61,438               37,791
                  Black or African American           3,343            3,560       10,172  5,193 19,717                7,754
                  American Indian and Alaska
                                                         28               90           92     60    185                     86
                  Native
                  Asian or Pacific Islander             112              242          120    315  1,496                    291
                  Other Race                            199              173          118    259    678                    170
                 Population of two or more races        227              378          296    265  1,130                    451
               Hispanic or Latino Origin (of any
                                                        534              505          274    717  1,640                    590
               race)


                                            Demographic Profile by County in 1990: Race
                                                    Source: US Census 2000
                                                    Kent      Queen Anne’s Somerset          Talbot Wicomico Worcester
               Total                                   17,842            33,953      23,440 30,549        74,339        35,028
                 White                                 14,085            29,911      14,282 24,833        56,755        27,253
                 Black or African American              3,534             3,839       8,943  5,502        16,573         7,467
                 American Indian, Eskimo, Aleut            29                45          47     42           137            72
                 Asian or Pacific Islander                 68               125          96    102           671           163

                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 18
                 Other Race                              126                33          72      70         203            73
              Hispanic or Latino Origin (of any          467               189         229     167         610           275
              race)


Population Change by Race

Worcester County shows the greatest overall population growth, adding 11,515 more residents since 1990. 10,538 of those residents are
white, accounting for the largest white population growth in the SHORE UP! service area. Somerset County experienced the largest
growth in African American population with the addition of 1,229 African American residents. African American population dropped
in all three Upper Shore counties.

In the past three years, 63.6% of SHORE UP! customers identify themselves as Black/Non-Hispanic, and 33% identify themselves as
White/Non-Hispanic. For the 2003 Program Year, SHORE UP! had 169 Hispanics.


                                     Population Change from 1990-2000 by County and Race
                                                    Source: US Census 2000
                              County          Total Population White Population      African American
                                              Change             Change              Population Change
                              Kent            7.6%               8.5%                -5.4%
                              Queen Anne’s 19.5%                 20.7%               -7.2%
                              Somerset        5.6%               -2.3%               13.7%
                              Talbot          10.7%              11.6%               -5.6%
                              Wicomico        13.9%              8.2%                19%
                              Worcester       33%                38.6%               3.8%



                                        SHORE UP! Customers by Race and Program Year
                                      Source: Client Characteristics Report for Program Year

                                                                     2001             2002              2003
                            White/Non Hispanic                       2,133             2,239            2,575
                            Black/Non Hispanic                       3,893             4,419            5,070
                            Hispanic Origin                           89                107              169
                            Native American/Alaskan Origin            10                 6                4
                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 19
                            Asian/Pacific Islander                    13               25               28
                            Other                                     48               54              141



Race and Ethnicity (Upper Shore)

The Upper Shore lacks in diversity having 85% of its population identify themselves as white. Only 13% are African American/Black.
All other races make up only 2% of the total population.


                                               Race and Ethnicity: Upper Eastern Shore
                                               (Kent, Queen Anne’s & Talbot Counties)
                                                      Source: US Census 2000

                                                                                                                   White
Race/Ethnicity                              Number of Persons                                                      Black or African American
 White                                                 79,128
                                                                                                                   American Indian and Alaska
 Black or African American                             12,096                                                      Native
 American Indian and Alaska Native                        178                                                      Asian

 Asian                                                    605                                                      Native Hawaiian and Other
                                                                                                                   Pacific Islander
 Native Hawaiian and Other Pacific Islander                64                                                      Other
 Other                                                    631
                                                                                                                   Population of two or more races
 Population of two or more races                          870
 Population of three races                                 58                                                      Population of three races

 Population of four races                                   1                                                      Population of four races
 Hispanic or Latino                                     1,756
                                                                                                                   Hispanic or Latino




                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 20
Race and Ethnicity (Lower Shore)

The Lower Shore houses the greater half of the population in SHORE UP!’s service area. Whites make up the majority with 72%,
while African American/Blacks hold 24% of the population. All other races amount to 4%. Just as the Upper Shore, the Lower Shore
reflects whites making the majority of the population. Although, the Lower Shore has over three times more African American/Blacks
than the Upper Shore, this is mostly due to the difference in overall population and does not designate the region as necessarily being
racially diverse.


                                              Race and Ethnicity: Lower Eastern Shore
                                             (Somerset, Wicomico & Worcester Counties)
                                                      Source: US Census 2000

                                                                                                                     White

Race/Ethnicity                              Number of Persons                                                        Black or African American
 White                                                113,178
                                                                                                                     American Indian and Alaska Native
 Black or African American                             37,643
 American Indian and Alaska Native                        363                                                        Asian

 Asian                                                  1,876                                                        Native Hawaiian and Other Pacific
                                                                                                                     Islander
 Native Hawaiian and Other Pacific Islander                31                                                        Other
 Other                                                    966
                                                                                                                     Population of two or more races
 Population of two or more races                        1,877
 Population of three races                                128                                                        Population of three races

 Population of four races                                  10                                                        Population of four races
 Hispanic or Latino                                     2,504
                                                                                                                     Hispanic or Latino




                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 21
Breakdown of Households and Families

In 1999 5,184 of the 67,215 families in the SHORE UP! service area were in poverty; that’s 7.7% of all families in the six counties.
Almost one quarter (23%) of those families are headed by a female or male with no other spouse present. 293 of those single parent
families have children under the age of six, with the bulk residing in Wicomico County.




                                                    Total Households
                                                  Source: US Census 2000




                             19,694                        7,666                                     Kent
                                                                           15,315
                                                                                                     Queen Anne's
                                                                                                     Somerset
                                                                                                     Talbot
                                                                               8,361
                                                                                                     Wicomico
                         32,218                                       14,307                         Worcester




                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 22
SHORE UP! Family Type

SHORE UP! has served a total of 11,936 families; 7,033 for the 2003 Program Year . The majority of SHORE UP! family types are
single parent females. Single parents (male and female) make up 42% of the families in SHORE UP!’s customer base.

                              Number of Families and Family Types Requesting SHORE UP! Service
                                Source: Pro 2000 Client Characteristics Report for Program Year

                                                                  2001                         2002                   2003
                     Total Number of Families                                5,515                    6,153                  7,033
                        Two-parent Household                                   584                      704                    858
                        Single Parent/ Female                                2,159                    2,509                  2,916
                        Single Parent/ Male                                    127                      112                    146

                                             Average Household Size in 2000 by County
                                                        Source: US Census 2000
                             Kent        Queen Anne's      Somerset             Talbot                            Wicomico           Worcester
Average household size        2.33                2.62               2.37              2.32                              2.53                2.33


                                               SHORE UP! Family Size for 2003
                                Source: Pro 2000 Client Characteristics Report for Program Year

                                3000
                                            2557
                                2500                                                                  One
                                                                                                      Two
                                2000                                                                  Three
                                                   1616
                                                                                                      Four
                                1500                      1273
                                                                                                      Five
                                1000                             852                                  Six
                                                                                                      Seven
                                                                       441
                                 500                                                                  Eight or more
                                                                             194
                                                                                     62   38
                                     0
                                                          Number of Families
                                  SHORE UP! Inc. 2003 Community Needs Assessment – Page 23
Population by Family Type

With the growing population, all six counties experienced growth in the number of families. Family households headed by females are
rising faster than those headed by males, while the ratio of total families to married couples dropped.

                                              Family Type by County in 2000
                                                 Source: US Census 2000
                                                   Kent     Queen Anne's      Somerset Talbot Wicomico Worcester
      Total Families:                               5,136            11,542       5,444 9,630    21,781   13,278
         Married-couple family:                     3,962             9,530       3,852 7,779    15,854   10,469
         Male householder, no wife present:           324               562         333   446     1,369      689
         Female householder, no husband present:      850             1,450       1,259 1,405     4,558    2,120
                                              Family Type by County in 1990
                                                 Source: US Census 2000
                                                   Kent     Queen Anne's      Somerset Talbot Wicomico Worcester
      Total Families:                               4,689             9,731       5,580 8,877    19,513    9,797
         Married-couple family:                     3,748             8,238       4,067 7,219    14,968    7,746
         Male householder, no wife present:           223               430         332   407       876      426
         Female householder, no husband present:      718             1,063       1,181 1,251     3,669    1,625
                                      SHORE UP! Service Area Family Type 1990 and 2000
                                                 Source: US Census 2000




                                  SHORE UP! Inc. 2003 Community Needs Assessment – Page 24
  70000

  60000

  50000

  40000
                                                               1990
  30000
                                                               2000
  20000

  10000

      0
          Total Families   Married      Male       Female
                           Couple    Householder Householder




  Family Problems
SHORE UP! Inc. 2003 Community Needs Assessment – Page 25
SHORE UP! Inc. 2003 Community Needs Assessment – Page 26
Poverty High in Somerset

Every year, the federal government establishes an income threshold by size of family unit, which defines whether or not a family is
considered poor. These income thresholds, in turn, become the basis for defining eligibility for a number of federal programs,
including some offered by SHORE UP! Comparable to the country, Maryland has the fifth lowest poverty rate in the country with
8.5% for 2000. (2000 Decennial Census, www.ncjustice.org)

The 20.1% poverty rate in Somerset County ranks highest among the SHORE UP! service areas. The Lower Shore had an average
poverty rate of 12.6%, compared to the 8.9% on the Upper Shore.

Somerset County follows second to Baltimore City as having the highest poverty rate (20.1%) in the state of Maryland. Kent County
ranks 6th in the state with a 13% poverty rate. Wicomico County falls close behind in 7th with a 12.8% poverty rate. However, Queen
Anne’s (6.3%) and Talbot Counties (8.2%) are the only jurisdictions on the Eastern Shore to have poverty rates below Maryland’s
average of 8.5%. (DHR Fact Pack, 2002)

                                                   Poverty Rate by County for 1999
                                                      Source: US Census 2000



                              25.00%

                                                          20.10%
                              20.00%
                                                                                      Maryland
                                                                                      Kent
                              15.00%            13.00%              12.80%            Queen Anne’s
                                                                           9.60%      Somerset
                              10.00%      8.50%                 8.30%                 Talbot
                                                      6.30%                           Wicomico
                                                                                      Worcester
                               5.00%


                               0.00%
                                             Total % in Poverty for 1999




                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 27
Poverty, Then and Now

Poverty rates have decreased in all six counties since 1995 except for Kent, which has increased by 3.1%. The largest drop in poverty
rates was seen in Worcester County with a 2.1% decrease from 1995. From 1995 to 1999 the state’s poverty rate dropped from 9.2% to
8.5%. Depending on the overall economy, poverty thresholds change from year to year. Below are the charts for poverty thresholds
relating to one individual (under the age of 65), two individuals (one adult, under the age of 65 and one child under the age of 18), and
three individuals (two adults, under the age of 65 and one child under the age of 18) for the years of 1995, 1999, and the most recent
calculations for 2002. The individual’s or household’s yearly income must meet or fall below these thresholds to be considered “living
in poverty” for that particular year.

                                      Persons Living Below Poverty by County in 1995 and 1999
                                                     Source: U.S. Census 2000

                                                  Persons Living   Persons Living Difference
                                                 Below Poverty in Below Poverty in in Rate
                                                      1995             1999
                             Kent                        1,820                    2,342               +3.1%
                             Queen Anne’s                2,818                    2,537                -1%
                             Somerset                    4,327                    3,993               -1.3%
                             Talbot                      3,041                    2,771                -1%
                             Wicomico                   10,071                   10,463               -0.2%
                             Worcester                   4,820                    4,381               -2.1%

                                                Poverty Thresholds for 1995, 1999, 2002
                                                       Source: US Census 2000

                                                                  1995          1999          2002
                               Individual Income                  $7,763        $8,501        $9,183
                               One adult, one child              $10,504       $11,483       $12,400
                               Two adults, one child             $12,267       $13,410       $14,480




                                    SHORE UP! Inc. 2003 Community Needs Assessment – Page 28
SHORE UP! Customers in Poverty

In 2002 the base income set by SHORE UP! to define our customers as living in poverty was set at an annual income of $8,590. In 2003
the base income was $8,860. For the Program Year of 2003, 67% of all SHORE UP! customers requesting service were at or below the
defined poverty level. 26% were 51%-75% below the annual salary of $8,860.

                              Poverty: SHORE UP! Customers Requesting Service for 2001, 2002, 2003
                                 Source: Pro 2000 Client Characteristics Report for Program Year

                                                   Number of             Number of            Number of
                                                Customers in 2001     Customers in 2002    Customers in 2003
                 At or Below Poverty Level           3,622                 3,934                4,743
                    Above Poverty Level              1,893                 2,219                2,290

                            Poverty: Percentage of SHORE UP! Requesting Service for 2001, 2002, 2003
                                Source: Pro 2000 Client Characteristics Report for Program Year




                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 29
                     70.00%

                     60.00%

                     50.00%

                     40.00%                                                           Percent At and Below
                                                                                      Poverty
                     30.00%                                                           Percent Above Poverty

                     20.00%

                     10.00%

                      0.00%
                                   2001            2002            2003


Poverty by Household and Race

Maryland state averages 6.1% of all families are in poverty. 18.4% of female-headed households and 32.6% with children under 5 are
in poverty. The state of Maryland’s figures are much lower than most of the counties in the SHORE UP! service area, most notably
Somerset.

Out of the 11,793 SHORE UP! families that have been served since 2000, 69% (8,003) were below the poverty level. 3,486 of those
families had an income that was 51%-75% below poverty level.

                                           Maryland Poverty Status by Family Type 1999
                                            Source: DHR Fact Pack 2002




                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 30
                                    All Families           Female-headed        Female Headed Households
                                                            Households             with Children Under 5
                           Total     In      Percent Total    In      Percent Total    In       Percent in
                                     Poverty in               Poverty in               Poverty Poverty
                                             Poverty                  Poverty
             Kent          5,161     478     9.3%    750      249     33.2%   156      98       62.8%
             Queen         11,609    505     4.4%    1,338    233     17.4%   227      95       41.9%
             Anne’s
             Somerset      5,509     824        15%        1,242     414       33.3%      278       161        57.9%
             Talbot        9,639     510        5.3%       1,385     280       20.2%      292       79         27.1%
             Wicomico      21,893    1,905      8.7%       4,495     1,205     26.8%      1,268     588        46.4%
             Worcester     13,404    962        7.2%       2,089     545       26.1%      383       187        48.8%

                                          Percentage of Individuals in Poverty by Race 1999
                                                   Source: DHR Fact Pack 2002
                                         Percentage            Percentage                Percentage All other
                                         White Population      African American          Races Population in
                                         in Poverty            Population in Poverty Poverty
                        Kent             10.1%                 22.2%                     33.7%
                        Queen            4.8%                  20.1%                     18.4%
                        Anne’s
                        Somerset         14.2%                  29.5%                      50.3%
                        Talbot           5.5%                   22.9%                      13.9%
                        Wicomico         9.4%                   21.8%                      23.1%
                        Worcester        6.8%                   21.3%                      22.9%


Percentage of Persons in Poverty by Race

Census data shows that the non-white population, on average, has the largest percentage of persons living in poverty in each of the
service areas. Somerset County has the highest percentage of non-white residents living in poverty with 29.5% of all African
Americans and 50.3% of all other races. “All other races” includes all persons of Hispanic, Asian, Pacific Islander, and Native
American Origin as well as those who declare themselves as two or more races.




                                    SHORE UP! Inc. 2003 Community Needs Assessment – Page 31
                                       Percentage of Persons in Poverty by County by Race
                                                    Source: US Census 2000


        100.00%
         90.00%
         80.00%                                                                         % White Population in Poverty
         70.00%
         60.00%
                                                                                        % African American Population
         50.00%
                                                                                        in Poverty
         40.00%
         30.00%                                                                         % All other Races in Poverty
         20.00%
         10.00%
          0.00%
                       t




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Mature Adults Lead Age Groups in Poverty

On both the Upper and Lower Shore, adults aged 18-64 are the most impoverished sector of the population, according to the 2000
Census. These individuals make up 55% of the total number of persons in poverty on the Upper Shore and 56% of the total persons in
poverty on the Lower Shore. 4,742 of SHORE UP! families reported income levels below the poverty for the 2003 Program Year; that
is 67% of the total 7,033 families. 1,852 of those families were 51%-75% below poverty.

                                  SHORE UP! Inc. 2003 Community Needs Assessment – Page 32
                                  Poverty Rate on Maryland, Upper, and Lower Shores by Age Group
                                                     Source: U.S. Census 2000


                    8.0%

                    7.0%

                    6.0%

                    5.0%

                    4.0%                                                                                     Maryland
                                                                                                             Upper Shore
                    3.0%
                                                                                                             Lower Shore
                    2.0%

                    1.0%

                    0.0%
                           Under 5    5 years   6 to 11   12 to 17   18 to 64   65 to 74   75 years
                            years                years     years      years      years     and over




Children Under 5 in Need

In relation to the overall population growth, the number of children under 5 living in poverty has grown for all counties over the last 10
years, except for Worcester County which has actually decreased.

                                        Children Under 5 Below Poverty Level in 1989 and 1999
                                                      Source: US Census 2000

                                     SHORE UP! Inc. 2003 Community Needs Assessment – Page 33
                                                            Children under 5         Children under 5
                                                           living in poverty in     living in poverty in
                                                                   1989                     1999
                                       Kent                                  162                     208
                                       Queen Anne’s                          160                     173
                                       Somerset                              290                     436
                                       Talbot                                168                     181
                                       Wicomico                              901                     970
                                       Worcester                             386                     369


                             1000
                              900
                              800
                              700                                                                Kent
                              600                                                                Queen Anne’s
                              500                                                                Somerset
                              400                                                                Talbot
                              300                                                                Wicomico
                              200                                                                Worcester
                              100
                                0
                                      Children under 5 living   Children under 5 living
                                        in poverty in 1989        in poverty in 1999

Senior Citizens 65 and Over in Need

Surprisingly, even though the general population of elderly has grown in on The Eastern Shore, the number of elderly living in poverty
has decreased substantially in all six counties over the last 10 years.

                                  Elderly, 65 Years and Over, Below Poverty Level in 1989 and 1999
                                                      Source: US Census 2000

                                    SHORE UP! Inc. 2003 Community Needs Assessment – Page 34
                                                            Elderly living in        Elderly living in
                                                            poverty in 1989          poverty in 1999
                                      Kent                                   419                     292
                                      Queen Anne’s                           554                     367
                                      Somerset                               737                     632
                                      Talbot                                 711                     520
                                      Wicomico                             1,549                     894
                                      Worcester                              995                     580


                         1600

                         1400

                         1200

                         1000                                                                       Kent
                                                                                                    Queen Anne’s
                          800                                                                       Somerset
                          600                                                                       Talbot
                                                                                                    Wicomico
                          400
                                                                                                    Worcester
                          200

                             0
                                 Elderly living in poverty in Elderly living in poverty in
                                             1989                         1999

Female-Headed Households, with Children Under Five

Kent County leads all service areas in percentage of female-headed households with children under five in poverty with 62.8%.
However, only 9.3% of all families are in poverty compared to 15% in Somerset. Talbot County is the lowest with 27.1%. In the entire
SHORE UP! service area 46.4% of the total 2,604 households headed by females with children under 5 are in poverty (1,208).

Somerset County is a major area for concern regarding poverty levels. Well over one-half of Somerset County households headed by
women with children under the age of 5 are in poverty as well as 27% of its African American population. Wicomico falls closely

                                    SHORE UP! Inc. 2003 Community Needs Assessment – Page 35
behind with a 51.1% poverty rate for female-headed households with children under five and a 25.3% poverty rate for African
Americans.

In Kent County, Kennedyville and Rock Hall Head Start Centers are funded for a total of 56 enrollments with 11 children currently on
a waiting list. In Somerset County there are the two centers of Crisfield and Princess Anne with a total of 161 funded enrollments. 33
children are on the waiting list for those centers.

                               Percent of Female Households with Children Under 5 in Poverty in 1999
                                                   Source: DHR Fact Pack 2002



           70.00%               62.80%
                                                     57.90%
           60.00%                                                                                          Kent
                                                                          46.40%     48.80%
           50.00%                          41.90%                                                          Queen Anne’s
           40.00%                                                                                          Somerset
                                                                27.10%
           30.00%                                                                                          Talbot
           20.00%                                                                                          Wicomico
           10.00%                                                                                          Wocester
             0.00%
                         Percent of Female Headed Households with Children
                                         under 5 in poverty

Public Assistance Income is Reduced

According to the U.S. Census, the average number of persons receiving public assistance income is 3.7% fewer in 1999 than in 1989.
Welfare reform and alternate sources of financial assistance might account for this drop.

                        Population and Percentage of Population Receiving Public Assistance in 1989 and 1999
                                                      Source: US Census 2000

                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 36
                                    Population            Percentage of       Population         Percentage of          Percent
                                    Receiving              Population         Receiving           Population            Change
                                      Public               Receiving            Public            Receiving
                                   Assistance in             Public           Assistance            Public
                                       1999               Assistance in        in 1989           Assistance in
                                                              1999                                   1989
                  Kent                    146                  2%                  408                6%                   -4%
              Queen Anne’s                223                  1%                  556                4%                   -3%
               Somerset                   252                  3%                  727                9%                   -6%
                 Talbot                   383                  3%                  736                6%                   -3%
               Wicomico                   942                  3%                 1,699               6%                   -3%
               Worcester                  485                 2.5%                 837                6%                  -3.5%

                                   Total Population of Children compared to Child Care Capacity
                                                Source: Kids Count Fact Book 2001

                                   Total Population for        Total Number of         Capacity for            Head Start
                                         ages 0-5            Children 0-5 Living in  Family Child Care         Enrollment
                                                                    Poverty             Providers
                   Kent                               888                        208                337                   38
               Queen Anne’s                         2,591                        173                872                   77
                Somerset                            1,198                        436                246                  161
                  Talbot                            1,752                        181                616                   73
                Wicomico                            5,317                        970              1,412                  329
                Worcester                           2,273                        369                477                  193


Maryland WIC Participants

The number of individuals in each service area receiving benefits for Women, Infants and Children has remained steady over the last
seven years, indicating a continuing need for such benefits, in spite of the fact that welfare rolls have declined.

                                       Maryland WIC Participants in Each County 1995-2002
                                                 Source: DHR Fact Pack 2002
                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 37
               1995     1996     1997       1998      1999       2000     2001    2002
Kent           506      497      477        484       453        457      462     451
Queen Anne’s   576      579      584        556       580        581      549     517
Somerset       662      647      597        572       572        609      613     573
Talbot         673      640      586        580       548        509      474     494
Wicomico       1,981    2,105    2,192      1,972     2,029      2,017    2,096   2,282
Worcester      801      766      775        791       850        860      864     852

        2500


        2000
                                                                                  State FY95
                                                                                  State FY96
        1500
                                                                                  State FY97
                                                                                  State FY98
        1000                                                                      State FY99
                                                                                  State FY00
        500                                                                       State FY01
                                                                                  State FY02

          0
               Kent     Queen    Somerset    Talbot   Wicomico    Worcester
                        Anne’s




               SHORE UP! Inc. 2003 Community Needs Assessment – Page 38
Wicomico County Children in Need

Wicomico County houses the bulk of residents in the SHORE UP! service area receiving FIP/TANF with 289 adults and an astonishing
872 children. Worcester falls second with 72 adults and 218 children receiving temporary cash assistance.

For the 2003 Program Year, SHORE UP! had a total of 271 customers receiving TANF, the majority residing in Wicomico County.


                                      Adults & Children Receiving FIP/TANF (Welfare) 2001
                                               Source: 2001 Kids Count Fact Book


                   1000                                               872
                    900
                    800
                    700                                                                Adults Receiving
                    600                                                                FIP/TANF
                    500
                    400                                           289                  Children Receiving
                    300                         184                              218   FIP/TANF
                                                          165
                    200                109     62                               72
                              1339    35                 53
                    100
                      0
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                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 39
Free and Reduced Price Meals for Children

Currently SHORE UP! has 2 children receiving paid lunches with no reimbursement. There are a total of 11,874 children in the
SHORE UP! service area eligible for free/reduced price meals. SHORE UP! has 17 children are receiving reduced price lunches and
861 receive free lunches (30 CACFP and 831 Head Start Eligible).

                                            Children Receiving Free/Reduced Price Meals
                                                Source: 2001 Kids Count Fact Book
                                      County                 Children Eligible for
                                                             Free/Reduced Price Meals
                                      Kent                   981
                                      Queen Anne’s           1,114
                                      Somerset               1,580
                                      Talbot                 1,240
                                      Wicomico               4,766
                                      Worcester              2,193




                                                                                       Worcester
                                   Children                                            Wicomico
                                 Eligible for                                          Talbot
                                Free/Reduced
                                                                                       Somerset
                                 Price Meals
                                                                                       Queen Anne's
                                                                                       Kent



                                                0   1000   2000   3000   4000   5000



                                  SHORE UP! Inc. 2003 Community Needs Assessment – Page 40
Teen Pregnancy

The number of births to teens 15 to 19 have lowered in all counties except for Worcester and Queen Anne’s. Worcester County’s birth
rate rose by 7.4. Due to lack of funding, the Worcester County Family Support Center was closed in 2003.

                                                  Birth Rate for Teens (age 15-19)
                                                       per 1,000 female teens
                                                   Source: DHR Fact Pack 2002

                                                       Total Number of       Total Number
                                                        Teen Births in       of Teen Births
                                                             1995                in 1999
                                       Maryland                     47.7                 42.5
                                         Kent                       45.6                 41.7
                                     Queen Anne’s                   31.3                 42.1
                                      Somerset                      58.4                   42
                                        Talbot                      55.3                 38.8
                                      Wicomico                      55.6                   53
                                      Worcester                     57.1                 64.5

                                            Number of Births to Teens by Race for 2001
                                                 Source: DHR Fact Pack 2002

                                         Total Number      Number of         Number of          Number of
                                         of Teen Births,    Births to         Births to          Births to
                                            All Races      White Teens        African-          Teens in All
                                                                             American           Other Races
                                                                               Teens
                            Kent                      20               13                 7                    0
                           Queen                      32               22                10                    0
                           Anne’s
                          Somerset                    40               19                20                    1
                           Talbot                     28               14                13                    1
                          Wicomico                   151               73                77                    1
                          Worcester                   64               30                30                    4



                                  SHORE UP! Inc. 2003 Community Needs Assessment – Page 41
Infant Mortality Rates

The highest infant mortality rate for whites is found in Wicomico County with 8.8 deaths per 1,000 live births. Talbot County has the
highest number of non-white infant deaths with 28.2 per 1,000 births. The average infant mortality rate for whites in the SHORE UP!
service area is 5.5, that is less than one third of the non-white infant mortality average of 17.3. Because of disadvantages in economics
and healthcare, non-whites, especially teens, have a high risk of infant mortality.

                                Infant Mortality Rate (per 1,000 live births by race of mother)
                                                  Source: DHR Fact Pack
               Source:    Total Infant Total Infant White               White           Non-White          African-
               DHR Fact   Mortality     Mortality      Infant           Infant          Infant             American
               Pack       Rate in       Rate in        Mortality        Mortality       Mortality          Infant
               2001County 1990          2001           Rate in          Rate in         Rate in            Mortality Rate
                                                       1990             2001            1990               in 2001
               Kent                4.2           12.9           5.81            16.5             0.0                   0.0
               Queen               8.2            4.3             2.4             4.8          42.25                   0.0
               Anne’s
               Somerset          22.06           16.4          24.24              0.0          18.69                    39.6
               Talbot             9.64            2.8           6.49              0.0          18.69                    16.1
               Wicomico           9.47            8.8           3.76              2.7          21.98                    21.6
               Worcester           8.4            7.7             8.7             7.7           7.75                     8.8

                                 45
                                 40
                                 35                                                  Total Infant
                                 30
                                                                                     Mortality Rate
                                 25
                                 20
                                 15                                                  White Infant
                                 10                                                  Mortality Rate
                                  5
                                  0                                                  African-American
                                                                                     Infant Mortality
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                                      SHORE UP! Inc. 2003 Community Needs Assessment – Page 42
Babies Born with Low Birthweights are at Risk

Infants born at low weight are at much greater risk for long-term morbidity and early death. In Somerset County 13.4% of babies
born in 2001 we born weighing less than 5.5 lbs. Astonishingly, in Worcester and Wicomico Counties, over half of all births are births
to teens.
SHORE UP!’s Wicomico Family Support Center offers programs for teenage parents such as counseling and parenting classes, as well
as helping single teen parents obtain their GEDs and continue their education. Due to funding, the Worcester County Family Support
Center had to be closed down in 2002.

Low Birthweights & Birth to Teens by County                           Low Birthweights & Birth to Teens by County
Source: Maryland 2001 Kids Count Fact Book                            Source: Maryland 2001 Kids Count Fact Book

County      % of all        % of all
            Births, Low     Low                           20.00%
            Birth-weight    Birth-                        15.00%                                           Kent
            (less than      weights,                                                                       Queen Anne’s
            5.5 lbs)        Births to                     10.00%
                                                                                                           Somerset
                            Teens                          5.00%                                           Talbot
Kent        9.5%`           41.7%
Queen       7.3%            42.1%                          0.00%                                           Wicomico
Anne’s                                                              Percentage of All Births, Low Birth    Worcester
Somerset    13.4%           42.0%                                        Weight Less than 5.5lbs
Talbot      7.8%            38.8%
Wicomico    10.7%           53.0%
Worcester   8.7%            64.5%

                                                           100.00%
                                                                                                           Kent
                                                             80.00%
                                                                                                           Queen Anne’s
                                                             60.00%                                        Somerset
                                                             40.00%                                        Talbot
                                                             20.00%                                        Wicomico
                                                                                                           Worcester
                                                              0.00%
                                                                              Births to Teens
                                                                                                                             Kent
                                    SHORE UP! Inc. 2003 Community Needs Assessment – Page 43
County Child Care

Kent County had 126 children receiving Child Care (POC-Purchase of Care) Subsidies for the year of 2002. There are a total on 9
schools Kent County; 4 public elementary, 1 public senior high school, and 4 non-public schools (DHR Snap Shot 2002). The 2000 US
Census reported 888 children age 5 and under residing in Kent County. In 2001 there were a total of 49 family child-care providers
with the capacity for 337 children. State-funded Pre-Kindergarten had 110 participants (age 4). Kennedyville and Rock Hall Head
Start Centers are funded for 56 enrollments. Currently 54 children are enrolled with 11 on a waiting list.

                                           Kent County Child Care Facilities Available
                                   Source: Lower Shore Child Care Resource & Referral Center




                                  SHORE UP! Inc. 2003 Community Needs Assessment – Page 44
SHORE UP! Inc. 2003 Community Needs Assessment – Page 45
Queen Anne’s County Child Care

Queen Anne’s County had 152 children receiving Child Care (POC) Subsidies for the year of 2002. There are a total of 18 schools in
Queen Anne’s County; 7 public elementary, 3 public middle, 2 public high school, and 6 non-public schools (DHR Snap Shot 2002).
The 2000 US Census reported 2,591 children age 5 and under in Queen Anne’s County. In 2001 there were 137 family child-care
providers with capacity for 872. State-funded Pre-Kindergarten had 218 participants (age 4). Grasonville Head Start Center is funded
for 74 enrollments with 72 children currently enrolled and 4 children on a waiting list.
                                         Queen Anne’s County Child Care Facilities Available
                                     Source: Lower Shore Child Care Resource & Referral Center




                                  SHORE UP! Inc. 2003 Community Needs Assessment – Page 46
Somerset County Child Care

Somerset County had 214 children receiving Child Care (POC) Subsidies in 2002. There are a total of 12 schools in Somerset County;
5 public elementary, 2 public middle, 3 senior high schools, and 2 non-public schools (DHR Snap Shot 2002). The 2000 US Census
reported 1,198 children age 5 and under residing in Somerset County. In 2001 there were 32 family child-care providers with capacity
for 246 children. State-funded Pre-Kindergarten had 148 participants (age 4). Crisfield and Princess Anne Head Start Centers are
filled to capacity with 161 children currently enrolled and an astonishing 33 children on a waiting list.

                                         Somerset County Child Care Facilities Available
                                   Source: Lower Shore Child Care Resource & Referral Center




                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 47
Talbot County Child Care

In 2002 Talbot County had 173 children receiving Child Care (POC) Subsidies. There are a total of 21 schools in Talbot County; 6
public elementary, 1 public middle, 1 public high school, and 13 non-public schools (DHR Snap Shot 2002). The US Census 2000
reported 1,752 children, age 5 and under, residing in Talbot County for 2000. In 2001 there were 85 family child-care providers with
capacity for 616 children. State-funded Pre-Kindergarten had 160 participants (age 4). Easton and St. Michael’s Head Start Centers
are full with a total of 72 children currently enrolled and 5 on a waiting list.
                                                Talbot County Child Care Facilities Available
                                       Source: Lower Shore Child Care Resource & Referral Center




                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 48
Wicomico County Child Care

In Wicomico County there were 745 children receiving Child Care (POC) Subsidies in 2002. There are a total of 34 schools in
Wicomico County; 16 public elementary, 3 public middle, 4 senior high schools, and 11 non-public schools (DHR Snap Shot 2002). The
US Census 2000 reported 5,317 children residing in Wicomico County, ages 5 and under. In 2001 there were 196 family child-care
providers with the capacity for 1,412 children. State-funded Pre-Kindergarten had 370 participants (age 4). Salisbury and Eden Head
Start Centers currently have 330 children enrolled, the largest enrollment in the Head Start Service area, with 31 children are on a
waiting list.
                                            Wicomico County Child Care Facilities Available
                                     Source: Lower Shore Child Care Resource & Referral Center




                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 49
Worcester County Child Care

Worcester County had 235 children receiving Child Care (POS) Subsidies in 2002. There are a total of 16 schools in Worcester
County; 6 public elementary, 1 public middle, 4 public high school, and 5 non-public schools (DHR Snap Shot 2002). In 2000 the US
Census found 2,273 children, ages 5 and under, residing in Worcester County. There were 68 family child-care providers with capacity
for 477 children in 2001. 223 children (age 4) participated in state-funded Pre-Kindergarten. Berlin, Snow Hill, and Stockton Head
Start Centers have a total of 195 children currently enrolled with 14 children on a waiting list.
                                            Worcester County Child Care Facilities Available
                                      Source: Lower Shore Child Care Resource & Referral Center


                                  SHORE UP! Inc. 2003 Community Needs Assessment – Page 50
Crime

Larceny Theft is the greatest area for concern regarding crime. Breaking or Entering and Aggravated Assault prove to be major
issues for police in 2002 as well. In the six counties there were a total of 7 murders in 2001 compared to the 10 in 2002. The 95 rapes
reported in 2002 are a decrease from the 83 reported in 2001.


                                     Total Crime index for Kent, Queen Anne’s, Somerset, Talbot,
                                                  Wicomico, and Worcester for 2002
                                  Source: Uniform Crime Reporting Program, Maryland State Police

                                    SHORE UP! Inc. 2003 Community Needs Assessment – Page 51
                  7000                                     6,226
                  6000
                                                                                         Murder
                  5000
                                                                                         Rape
                  4000                                                                   Robbery
                                                                                         Aggravated Assault
                  3000
                                                      1,939                              Breaking or Entering
                  2000                        1,325                                      Larceny Theft
                                                                                         Motor Vehicle Theft
                  1000                                             386
                                  10 95 315                              77              Arson
                       0
                                Total Crime Index Count for the
                                  SHORE UP! Service Area




Crime On The Rise

The overall crime index for 2001 and 2002 shows that crime has risen in all counties except for Talbot and Wicomico in the one year
period. Somerset County had the largest increase with a 15.7% increase from 2001 to 2002. Wicomico County had 10.8% decrease in
crime from 2001 to 2002. In all areas of crime, Larceny Theft seems to be the largest problem. Somerset County was the only county
to have more rapes than robberies which is an area for concern.

                                                    Crime Index for 2002
                                Source: Uniform Crime Reporting Program, Maryland State Police

                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 52
                                                                                                     Motor
                                                               Aggravated Breaking or   Larceny      Vehicle
                       Murder          Rape        Robbery      Assault    Entering      Theft        Theft       Arson
     Kent                       0              8          16            66        117          281          20             5
     Queen Anne’s               0              7          14          160         193          615          36            11
     Somerset                   2             12           7            97        210          415          24             8
     Talbot                     1              8          13            65        153          642          15             3
     Wicomico                   5             42         187          558         956        2,454         198            37
     Worcester                  2             18          78          379         310        1,819          93            13


                                                   Crime in 2001 and 2002
                                Source: Uniform Crime Reporting Program, Maryland State Police

                                                      Total Crime       Total Crime    Percent Change
                                                     Index for 2001    Index for 2002
                                        Kent                     400               508            27%
                                    Queen Anne’s                 995             1,025             3%
                                     Somerset                    663               767          15.7%
                                       Talbot                    945               897          -5.1%
                                     Wicomico                  4,932             4,400         -10.8%
                                     Worcester                 2,542             2,699           6.2%




Domestic Violence and Rape

From 1999 to 2000, domestic violent crimes have risen in Queen Anne’s and Worcester Counties. Somerset, Talbot, and Wicomico
Counties have decreased slightly since 1999 and Kent count has stayed the same. Since 1996, rapes reported have gone up in all six
counties, most notably in Somerset having 18 reported rapes in 2000. Worcester may have the same count, however, Worcester County
has over 10,000 more residents than Somerset.

                                          Domestic Violence Crimes Reported in 1996-2000
                                                   Source: DHR Fact Pack 2002


                                    SHORE UP! Inc. 2003 Community Needs Assessment – Page 53
                                                1996         1997         1998        1999         2000
                               Kent                   42          49           38          48           48
                           Queen Anne’s               76          61           48          91           97
                            Somerset                 381         248          444         427          358
                              Talbot                 107         123          123         153          135
                            Wicomico               2,578         193          243         389          329
                            Worcester                287         382          402         374          402

                                                   Rapes Reported in 1996-2000
                                                   Source: DHR Fact Pack 2002

                                                1996         1997         1998        1999         2000
                               Kent                     1            4            7           2            3
                           Queen Anne’s                 3            9           11           6            8
                            Somerset                    8           16            7          14           18
                              Talbot                    8           11            6           9            6
                            Wicomico                   36           29           40          42           35
                            Worcester                  20           29           20          13           18




Juvenile Justice Intake Cases

Wicomico leads in the number of Juvenile Justice intake cases, probably are a result of Wicomico County having the highest
population of the counties in the SHORE UP! service area. Programs such as YEP and Job Start are funded to offer job training for 50
juveniles in Wicomico County only, referred by the Justice Department. However, Training & Employment programs receive far
more referrals then they are monetarily able to accommodate.

                                        Crime: Department of Juvenile Justice Intake Cases
                                               Source: Kids Count Fact Book 2001

                                  SHORE UP! Inc. 2003 Community Needs Assessment – Page 54
2500
                                       2,039
2000
                                                              Kent
1500                                                          Queen Anne’s
                                               1,198          Somerset
                                                              Talbot
1000                                                          Wicomico
                                                              Worcester
                    396          463
 500         279          254


   0
          Dept. of Juvenile Justice Intake Cases




   SHORE UP! Inc. 2003 Community Needs Assessment – Page 55
Employment



SHORE UP! Inc. 2003 Community Needs Assessment – Page 56
The Strength of the Local Economy

Per Capita income is measured by the U.S. Bureau of Economic Analysis. It reflects the total income generated in an area divided by
the total population. Statistics show that per capita income in all service areas rose steadily in the last decade, along with steady gains
in employment.

                                                   Per Capita Income by County for 1989 and 1999
                                                              Source: US Census 2000
                                                   Per Capita Income     Per Capita Income       Percent Increase
                                                        in 1989                 in 1999
                         Kent                           $15,488                $21,573                 39%
                     Queen Anne’s                       $17,489                $26,364                50.7%
                       Somerset                         $10,232                $15,965                 56%
                        Talbot                          $18,755                $28,164                 50%
                      Wicomico                          $13,425                $19,171                42.8%
                      Worcester                         $14,341                $22,505                 57%




                              $30,000

                              $25,000

                              $20,000

                              $15,000

                              $10,000                                                                                                   1989 Per Capita Income
                                                                                                                                        1999 Per Capita Income
                                $5,000

                                    $0
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                                     SHORE UP! Inc. 2003 Community Needs Assessment – Page 57
Median Household Income on the Rise

The average median household income for the SHORE UP! service area in 2002 was $44,983. All households have experience a growth
in median household incomes since 1999, as expected. However, Queen Anne’s County is escalating at a much faster rate than others.
Queen Anne’s median household income increased by $7,613 in the three-year period, while Kent County only increased $831. 26.7%
of residents on the Upper Shore earn an annual income of $75,000 or more, compared to the 16.6% of residents on the Lower Shore.
SHORE UP!’s service area has 15,019 persons earning $15,000 or below; that’s 15% of the total population. Median income is a
measure of central tendency for a range of data determined by arranging all the incomes in order from lowest to highest and the
selecting the income in the exact middle of the range.

                                           Median Household Income in 1989, 1999, 2002
                                     Source: Maryland Dept. of Planning 2003, US Census 2000

                                     Median Household           Median Household               Median Household
                                      Income in 1989             Income in 1999                 Income in 2002
                  Kent                    $30,104                    $39,869                        $40,700
              Queen Anne’s                $39,190                    $57,037                        $64,650
               Somerset                   $23,379                    $29,903                        $32,650
                 Talbot                   $31,885                    $43,532                        $46,150
               Wicomico                   $28,512                    $39,035                        $41,650
               Worcester                  $27,586                    $40,650                        $44,100

                           70,000
                           60,000
                                                                                        Kent
                           50,000                                                       Queen Anne's
                           40,000                                                       Somerset
                           30,000                                                       Talbot
                           20,000                                                       Wicomico
                           10,000                                                       Worcester

                                0
                                          Median household income in 2002


                                    SHORE UP! Inc. 2003 Community Needs Assessment – Page 58
Unemployment Rates on the Lower Shore

The Lower Eastern Shore’s average unemployment rate is 6.3, versus the Upper Eastern Shore rate of 4. Although Somerset and
Worcester Counties have experienced a decrease in the past three years, unemployment rates still remain high as compared to
Maryland’s average. Worcester has the highest unemployment rate, which may be a result of summer tourism and the lack of
employment opportunities during the winter months following.
                                       Unemployment Rates in 1990, 2000, 2003 by County
                                   Source: Maryland Dept of Labor, Licensing and Regulation

                 County          Unemployment          Unemployment           Unemployment            Trend
                                  Rate in 1990          Rate in 2000           Rate in 2003
               Maryland               4.7                    3.8                   4.3              Increase
                 Kent                  5.9                   4.1                   4.3              Increase
             Queen Anne’s              3.5                   3.1                   3.7              Increase
              Somerset                15.6                   7.8                   6.6              Decrease
                Talbot                 3.1                   3.0                   4.0              Increase
              Wicomico                7.0                   4.9                    4.8                Same
              Worcester               8.6                   10.4                     8              Decrease



                           8
                           7
                                                                                 Maryland
                           6
                                                                                 Kent
                           5                                                     Queen Anne's
                           4                                                     Somerset
                           3                                                     Talbot
                                                                                 Wicomico
                           2
                                                                                 Worcester
                           1
                           0
                                        Unemployment Rates for 2003

                                  SHORE UP! Inc. 2003 Community Needs Assessment – Page 59
Total Employment

Total employment rose on both the Upper and Lower Eastern Shore; however, the data indicates that in the last few years of that
period, total employment had begun to level off. Increasing budget concerns throughout the nation and tighter budgets in Maryland,
in particular, will conceivably lead to drops in total employment in the coming years.




Minimum Wage

In 1990 Maryland’s minimum wage was $3.35/hr. The rate was raised to $4.75/hr. in 1996 and then to the current rate of $5.15/hr. in
1997. In seven years the wage has not been raised. The minimum wage in Delaware is $6.15/hr.




                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 60
Labor Force Participation

The data below is the labor force participation for residents in the SHORE UP! service area who are 16 years or older. A total of
63.3% of the SHORE UP! service area population are active in the labor force. While, again, Somerset County stands out as an area of
concern, having only 50% of its residence participating in the labor force. That figure is almost 20% less than Queen Anne’s 59%.

Only 365 of the 7,033 SHORE UP! customers that fall between the ages of 18 and 69 reported being employed in 2003.



                                                     Labor Force Participation
                                                     Source: U.S. Census 2000


           100.00%
            90.00%
            80.00%
            70.00%                                                                         Females in labor
            60.00%                                                                         force
            50.00%
            40.00%                                                                         Males in labor
            30.00%                                                                         force
            20.00%
            10.00%
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                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 61
Employment Status by Family Type

There are a total of 52,252 married-couple families in the SHORE UP! service area. 53% have both husband and wife in the labor
force. Of the 11,299 female headed households, 72% are in the labor force, while of the 3,664 male headed households, 82% are in the
workforce.


                                                Employment Status by Family Type
                                                    Source: US Census 2000

                                                                  Queen
                                                          Kent    Anne's Somerset Talbot Wicomico Worcester
          Total:                                            5,161 11,609    5,509 9,639     21,893   13,404
              Married-couple family:                         4037   9778     3867   7844     16134    10592
              Families with both husband and
              wife in labor force:                            2059    5872         1854     4077       9129       4800
              Male householder, no wife present:               374     493          400      410       1264        723
                 In Labor Force:                               307     429          312      313       1049        598
              Female householder, no husband
              present:                                         750    1338         1242     1385       4495       2089
                 In Labor Force:                               529    1028          828      907       3471       1371

                                    Number of Workers in Families by Percentage of all Families
                                                   Source: US Census 2000

                                                             Queen
                                                  Kent       Anne's    Somerset Talbot            Wicomico    Worcester
                Total Number of Families:         5,161         11,609    5,509 9,639                21,893      13,404
                  No workers                     15.1%           7.9%    10.9% 13.8%                  8.4%       14.8%
                  1 worker                       17.1%          17.8%    16.5% 17.9%                 14.9%       18.2%
                  2 workers:                     38.7%          47.5%    32.2% 42.4%                 39.8%       37.5%
                  3 or more workers:              7.4%          11.0%    10.6%   7.2%                10.6%        8.5%




                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 62
Income Distribution: Upper Shore

On the Upper Shore, less than 9% of the total population earns $15,000 or less, while less than 9% earns $200,000 or more. The Upper
Eastern Shore emerged as the second fastest growing employment region in Maryland between the fourth quarters of 1999 and 2000,
adding nearly 2,500 new jobs and growing at a 3.7% rate. Much of the development currently taking place in the Upper Eastern Shore
is focused around two growth segments: recreation and retirement. Retail segments drove the region’s job growth, particularly among
food service, generating more than 350 new jobs. Health services also ranks among the region’s fastest growing industries, adding
more than 100 new jobs. However, in 2002 over 500 jobs were lost in the manufacturing industry.

                                                 Income Distribution: Upper Shore
                                                     Source: U.S. Census 2000

                                                             % Population


                          14%
                                                                             12% 12%
                          12%
                                                                       10%
                          10%

                          8%    7%
                                          6% 6% 6% 6%        6%                        6%                  % Population
                          6%         5%                 5%        5%
                                                                                                      4%
                          4%                                                                3%
                                                                                                 2%
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                                     SHORE UP! Inc. 2003 Community Needs Assessment – Page 63
Income Distribution: Lower Shore

On the Lower Shore, more than 9% of the total population earns $15,000 or less, while less than 8% earns $75,000 or more. Only 1.5%
earns $200,000 or more. The Lower Shore remains highly dependent upon seasonal tourism and agricultural sectors, causing
employment levels to fluctuate tremendously during the course of a given year. Between the fourth quarters of 1999 and 2000, the
Lower Eastern Shore registered a 1.7% annualized rate of growth, roughly 1,300 jobs. Significant growth in the health services
industry, which posted 341 jobs, is a direct result of the growing demographic of residents 65 and older. However, in 2002,
manufacturing job losses resulted in more than 1,264 layoffs.


                                                    Income Distribution: Lower Shore

                                                        Source: U.S. Census 2000

                                                               % Population


                    12% 11%

                                                                              10%
                    10%
                                                                         9%
                               8%    8%        8%                                   8%
                     8%                   7%
                                                     7%
                                                          6%
                                                               6%
                     6%                                             6%                                       % Population

                     4%                                                                  3%

                     2%                                                                       2%   1%   1%


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                                    SHORE UP! Inc. 2003 Community Needs Assessment – Page 64
Greater Income Inequality on Lower Shore

The Lower Eastern Shore shows a greater disparity in families with low and high incomes than that of the Upper Shore. Somerset
County in particular has a far greater percentage of households earning below $15,000 than those earning above $150,000. The Upper
Shore counties indicate a more even distribution of wealth, although on average the disparity in incomes is greater on the Eastern
Shore than for the rest of Maryland.


                                    Percent of Families with Low and High Incomes by County
                                                    Source: U.S. Census 2000



             30%
             25%
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                                  SHORE UP! Inc. 2003 Community Needs Assessment – Page 65
      Housing


SHORE UP! Inc. 2003 Community Needs Assessment – Page 66
Maryland is the Fifth Most Expensive State to Rent a Home

According to the national “Out of Reach 2003” study by The National Low Income Housing Coalition, Maryland was placed as the
fifth most expensive state to rent a home. The study found that in Maryland, a salary of almost $19.00 an hour is needed to afford a
two-bedroom market-rate apartment without spending over 30% of their income; the national average is $15.21. The study also found
that nationally, Maryland has the largest percent increase in 2 bedroom housing wage with a 12.9% increase. In Somerset County the
renter’s annual income is about $18,344. 57% of renters in Somerset are unable to afford a two-bedroom unit at Fair Market Rent.

                                                                              Top 10 Least Affordable States for Housing Wages
                                                                                Source: National Low-Income Housing Coalition

             HUD Fair Market Rents, Maryland, 2004                                        State         Housing Wage for
         Source: US Dept. of Housing & Urban Development                                                  2BR at FMR
                                                                                      Massachusetts               $22.40
      County       0BR      1BR      2BR      3BR       4BR                             California                $21.18
      Kent         $358     $441     $589     $735      $886                           New Jersey                 $19.74
      Queen        $596     $727     $888     $1,176    $1,345                          New York                  $18.87
      Anne’s                                                                            Maryland                  $18.85
      Somerset     $422     $473     $534     $740      $876                           Connecticut                $18.00
      Talbot       $468     $496     $660     $827      $1,084                           Hawaii                   $17.02
      Wicomico     $398     $460     $594     $755      $832                             Alaska                   $16.75
      Worcester    $354     $427     $535     $742      $795                         New Hampshire                $16.49
                                                                                        Colorado                  $16.29




HUD Fair Market Housing

The U.S. Department of Housing and Urban Development (HUD) conducts nation-wide research regarding housing needs, market
conditions, and community development issues. Affordable housing or Fair Market Rents are determined by calculating no more than
30% of the renter’s income.




                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 67
Owner Occupied Housing

Owner occupied housing accounts for the majority of housing units in all six counties. Most notably, 83.4% of all housing in Queen
Anne’s County is owner occupied, while only 66.5% in Wicomico County is owner-occupied. Worcester and Talbot Counties increased
their percentage of owner-occupied housing, while Somerset decreased. Queen Anne’s County shows the most notable increase in
median housing costs with a $42,000 increase. Worcester County also shows a drastic increase with housing units costing $38,000 more
in 2000 than in 1990.


                                           Owner Occupied Housing in 1990 and 2000
                                        Source: National Low-Income Housing Commission

                           1990 Owner Occupied        1990 Percent Owned         2000 Owner Occupied        2000 Percent Owned
                                 Housing                    Housing                    Housing                    Housing
        Kent                       4,797                     71.6%                       5,395                     70.4%
    Queen Anne’s                  10,119                      81%                       12,772                     83.4%
     Somerset                      5,758                     72.2%                       5,820                     69.6%
       Talbot                      8,636                      68%                       10,244                     71.6%
     Wicomico                     18,535                     66.7%                      21,419                     66.5%
     Worcester                     9,797                     69.3%                      14,769                      75%



                       Median Monthly Mortgage Payments and Median Housing Unit Cost in 1990 and 2000
                                     Source: National Low-Income Housing Commission

                           1990 Median Monthly       1990 Median Specified       2000 Median Monthly       2000 Median Specified
                            Mortgage Payment           Owner- Occupied            Mortgage Payment           Owner- Occupied
                                                        Housing Costs                                         Housing Costs
        Kent                                  $652                 $87,700                          $966                $115,500
    Queen Anne’s                              $842                $118,000                         $1277                $160,000
     Somerset                                 $538                 $55,600                          $794                 $81,100
       Talbot                                 $744                $118,100                         $1063                $149,200
     Wicomico                                 $624                 $71,100                          $894                 $94,500
     Worcester                                $674                 $83,500                          $942                $121,500



                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 68
Renter Occupied Housing

Only 16.6% of housing units are rented in Queen Anne’s County, compared to the 33.5% in Wicomico. Somerset increased in
percentage of housing units being rented. Median Gross Rent is up to $622 in Queen Anne’s County. Worcester County shows the
greatest increase in median gross rent with a 44.2% raise since 1990.


                                           Renter Occupied Housing in 1990 and 2000
                                       Source: National Low-Income Housing Commission

                           1990 Renter Occupied       1990 Percent Rented      2000 Renter Occupied       2000 Percent Rented
                                 Housing                    Housing                  Housing                    Housing
         Kent                     1,905                      28.4%                    2,271                      29.6%
     Queen Anne’s                 2,370                       19%                      2,543                     16.6%
      Somerset                    2,219                      27.8%                    2,541                      30.4%
        Talbot                    4,041                      31.9%                    4,063                      28.4%
      Wicomico                    9,237                      33.3%                    10,799                     33.5%
      Worcester                   4,345                      30.7%                     4,925                      25%



                                              Median Gross Rents in 1990 and 2000
                                       Source: National Low-Income Housing Commission

                                                    1990 Median Gross Rent       2000 Median Gross Rent
                                Kent                        $406                         $526
                            Queen Anne’s                    $471                         $622
                             Somerset                       $302                         $429
                               Talbot                       $429                         $552
                             Wicomico                       $439                         $567
                             Worcester                      $398                         $574




                                 SHORE UP! Inc. 2003 Community Needs Assessment – Page 69
Affordable Housing in 2003

Affordable “rents” represent the generally accepted standard of spending no more than 30% of income on housing costs. According to
the estimated renter’s annual income for 2003, in Somerset County, a renter would need to use 116% of their $18,344 annual income to
afford a two-bedroom housing unit at fair market rent. 57% of renters in Somerset are unable to afford the fair market two-bedroom
rent.

                                                      2003 Renter Households
                                         Source: National Low-Income Housing Commission

                               Estimated Renter       Income needed to afford      Percent of Renters           Monthly Rent
                             Annual Income for 2003   2BR FMR as Percent of       Unable to Afford 2BR       Affordable at Renter
                                                          Renter Median                   FMR                  Annual Income
      Maryland                              $37,443                     105%                        52%                        $936
         Kent                               $30,275                      78%                        39%                        $757
     Queen Anne’s                           $35,882                      99%                        49%                        $897
      Somerset                              $18,344                     116%                        57%                       $459
        Talbot                              $28,901                      91%                        44%                        $723
      Wicomico                              $26,796                      89%                        44%                        $670
      Worcester                             $29,144                      73%                        37%                        $729


                                                Income Need to Afford FMR in 2003
                                         Source: National Low-Income Housing Commission

                                                     Annual Income Needed
                        Zero Bedrooms           One Bedroom       Two Bedrooms             Three Bedrooms         Four Bedrooms
    Maryland                     $27,789                $32,733           $39,217                    $52,645               $61,819
       Kent                      $14,320                $17,640           $23,560                    $29,400               $35,440
   Queen Anne’s                  $23,840                $29,080           $35,520                    $47,040               $53,800
    Somerset                     $16,880                $18,920           $21,360                    $29,600               $35,040
      Talbot                     $18,720                $19,840           $26,400                    $33,080               $43,360
    Wicomico                     $15,920                $18,400           $23,760                    $30,200               $33,280
    Worcester                    $14,160                $17,080           $21,400                    $29,680               $31,800




                                    SHORE UP! Inc. 2003 Community Needs Assessment – Page 70
Hourly Wages Needed to Afford Housing

In order to afford a two-bedroom housing unit at fair market rent, a resident in Queen Anne’s County would need to be earning $17.08
an hour. Somerset County requires an hourly wage of $9.10 for a one-bedroom housing unit at fair market rent.



                         Hourly Wage Needed to Afford Housing Units at Fair Market Rent (at 40 hrs./wk.)
                                      Source: National Low-Income Housing Commission

                        Zero Bedrooms           One Bedroom          Two Bedrooms          Three Bedrooms         Four Bedrooms
    Maryland                      $13.36                 $15.74               $18.85                  $25.31                $29.72
       Kent                        $6.88                  $8.48               $11.33                  $14.13                $17.04
   Queen Anne’s                   $11.46                 $13.98               $17.08                  $22.62                $25.87
    Somerset                       $8.12                  $9.10               $10.27                  $14.23                $16.85
      Talbot                       $9.00                  $9.54               $12.69                  $15.90                $20.85
    Wicomico                       $7.65                  $8.85               $11.42                  $14.52                $16.00
    Worcester                      $6.81                  $8.21               $10.29                  $14.27                $15.29



        Work Hours per Week Necessary at Minimum Wage to Afford Housing Units at Fair Market Rent (Maryland=$5.15)
                                    Source: National Low-Income Housing Commission

                        Zero Bedrooms           One Bedroom          Two Bedrooms          Three Bedrooms         Four Bedrooms
    Maryland                        104                    122                  146                     197                   231
       Kent                           53                    66                    88                    110                   132
   Queen Anne’s                       89                   109                  133                     176                   201
    Somerset                          63                    71                    80                    111                   131
      Talbot                          70                    74                    99                    124                   162
    Wicomico                          59                    69                    89                    113                   124
    Worcester                         53                    64                    80                    111                   119




                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 71
SHORE UP! Customers Renting

On average, 41% of SHORE UP! families rent. In the past three years, a trend is showing that more SHORE UP! customers are
choosing to rent their housing units, rather than buying.


                                           SHORE UP! Customers Family Housing
                                Source: Pro 2000 Client Characteristics Report by Program Year

                                                      2001              2002              2003
                                 Own                         1,808             1,904             2,114
                                 Rent                        2,204             2,525             2,973
                                Homeless                         9                 4                 4
                                 Other                         906             1,075             1,240




                                 SHORE UP! Inc. 2003 Community Needs Assessment – Page 72
                               45%                                                 42%
                                                                            41%
                                                                      40%
                               40%

                               35%        33%
                                                31%
                                                      30%
                               30%

                               25%                                                              2001
                                                                                                2002
                               20%                                                              2003

                               15%

                               10%

                                5%

                                0%
                                                Own                         Rent

SHORE UP! Offers Housing Assistance

Loretta Village Family Complex and Loretta Village for the Elderly are located in Princess Anne of Somerset County. The base rent
for a two-bedroom housing unit at Loretta Village is $123 less than the Fair Market Rent. A three-bedroom is $269 less.


                    Loretta Village Base Rent




                                  SHORE UP! Inc. 2003 Community Needs Assessment – Page 73
                     Loretta Village Average Net Contribution (Average Rent)
             Source: Housing & Community Development
                     Source: Housing & Community Development
                           Base Rent      Base Rent Base Rent
                           for One        for Two       for Three
                           Bedroom        Bedroom       Bedroom
Loretta Village Family              $381         $411          $471
Complex                                                                                                      $97
Loretta Village for the             $214            X             X                                                             Loretta Village for the
Elderly                                                                  Average Net                                            Elderly
                                                                              Contribution                           $151       Loretta Village Family
                                                                                                                                Complex



                                                                                         $0    $50    $100    $150   $200




                                         SHORE UP! Customers Served by Program by Year
                                     Source: Pro 2000 Customers Served Report by Program Year

                                                   2001             2002              2003             2004
                  Housing Counseling                      156              140                92               18
                 Housing Rehabilitation                    12               12                 3                0
                   Self-Help Housing                        6                6                 8               16




Section 8 Housing

Section 8 Housing offers vouchers for eligible, low-income families to use at various locations, reducing the cost of rent. Section 202 is
designated to assist the elderly, while Section 811 is reserved for the handicapped and disabled.


                                     SHORE UP! Inc. 2003 Community Needs Assessment – Page 74
Loretta Village and Loretta Village for the Elderly in Princess Anne house 32 families and 20 elderly residents with 10 customers
currently on a waiting list. Loretta Village does not fall under Section 8 housing. Although the eligibility requirements are similar,
those who qualify for Loretta Village are not necessarily eligible to move to other Section 8 housing sites.




                                  Assisted Housing and Sections 8/202/811 Properties, Maryland 2001
                                                    Source: DHR Fact Pack 2002

                             County                Number of      Number of       Number of      Total
                                                   Section 8      Elder           Properties     Section
                                                   Properties     Occupancy       for the        8 Units
                                                                  Properties      Disabled


                             Kent                  5              2               0              150
                             Queen Anne’s          2              2               0              58
                             Somerset              3              0               0              127
                             Talbot                2              1               0              33
                             Wicomico              10             2               1              691
                             Worcester             8              1               0              228




                                    SHORE UP! Inc. 2003 Community Needs Assessment – Page 75
Occupied Housing and Race

Whites occupy the majority of rented housing in all counties except for Somerset, where blacks hold occupancy to only 26 more rental
units than whites. As shown in the charts below, owner-occupied housing units are predominantly held by whites. In Wicomico
County, only 3,014 of the total 21,419 available units are owned by blacks, while blacks make up 19,717 of the county’s total
population.


                          Renter-Occupied Housing units by Race and Jurisdiction of Householder in 2000
                                                Source: DHR Fact Pack 2002

                                        County       Total #  White Black Asian Other
                                                     Units                      Race
                                        Kent            2,271 1,673   519    11    64
                                        Queen           2,543 2,061   426    15    39
                                        Anne’s
                                        Somerset        2,541    1,223   1,239      16       50
                                        Talbot          4,063    2,806   1,097      51       95
                                        Wicomico       10,799    6,276   3,993     226      270
                                        Worcester       4,925    3,487   1,327      29       64


                          Owner-Occupied Housing units by Race and Jurisdiction of Householder in 2000
                                               Source: DHR Fact Pack 2002

                                        County       Total #    White  Black Asian Other
                                                     Units                         Race
                                        Kent         5,395      4,576 781    7     25
                                        Queen        12,772     11,705 898   46    92
                                        Anne’s
                                        Somerset     5,820      4,456    1,278   16      52
                                        Talbot       10,244     9,172    978     29      56
                                        Wicomico     21,419     17,995   3,014   214     152
                                        Worcester    14,769     13,138   1,478   57      80




                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 76
New Housing Units

In 2001, Somerset, being one of the most poverty stricken counties on the Shore had only 23 new housing units authorized for
construction. Wicomico County, having the highest population, had the highest number of housing units authorized.

                                  New Housing Units Authorized for Construction, Maryland 2001
                                                 Source: DHR Fact Pack 2001

                                  700                                   661
                                                                              589
                                  600
                                                                                             Kent
                                  500
                                                    391                                      Queen Anne's
                                  400
                                                                                             Somerset
                                  300                             255                        Talbot
                                  200                                                        Wicomico
                                               92                                            Worcester
                                  100                     23
                                     0
                                                          Units



                              Value of New Housing Units Authorized for Construction, Maryland 2001
                                                  Source: DHR Fact Pack 2001

                         County          Total Housing     Avg. Total               Single Family     Avg. Total Cost
                                         Units             Cost per Unit            Units             per Single
                                                                                                      Family Unit
                         Kent            92                $186,478                 92                $186,478
                         Queen           391               $152,294                 391               $152,294
                         Anne’s
                         Somerset        23                $79,919                  23                $79,919
                         Talbot          255               $138,322                 255               $138,322
                         Wicomico        661               $65,116                  295               $90,880
                         Worcester       589               $122,747                 411               $149,571


                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 77
Elderly/Health Issues




SHORE UP! Inc. 2003 Community Needs Assessment – Page 78
Eastern Shore Vital Statistics

In all SHORE UP! service area counties Heart Disease is the leading cause of death, except in the northern counties of Kent and Talbot,
where cancer is the number one cause of death. The SHORE UP! CHORES program is designed to inform residents on the Eastern
Shore of the health risks that plague our area and educate them on preventative measures to help reduce the risk of illnesses such as
heart disease and cancer.

                                       Death Rates* For Ten Leading Causes By Service Area
                                       Source: Maryland Vital Statistics Annual Report 2001



         350

         300
                                                                                                    Heart Disease
         250                                                                                        Cancer
                                                                                                    Cerebro-Vascular Disease
         200
                                                                                                    Chronic Lower Respitory
                                                                                                    Disease
                                                                                                    Diabetes Mellitus
         150
                                                                                                    Accidents
                                                                                                    Influenza & Pneumonia
         100
                                                                                                    S   ti   i (Bl   d Di      )

           50

             0
                   Total Deaths on the Eastern Shore in 2001 per
                                      100,000
                                                       *Per 100,000 Population

                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 79
Disabled Persons on the Shore

There are a total of 46,796 disabled persons in the SHORE UP! service area, the majority falling in Wicomico and Worcester Counties
between the ages of 21 and 64. SHORE UP! served 1,786 disabled persons for the 2003 Program Year. Programs such as Head Start,
Adult Day Care, and Foster Grandparents offer assistance for those with minor learning disabilities as well as those with major mental
and physical handicaps.

                                                 Total Disabled Persons by Age Group
                                                 Source for 5 years+: US Census 2000
                        Source for 0 to 5 years: MD Department of Education/Special Education Census Data

                                                      Queen
                                             Kent     Anne’s Somerset Talbot Wicomico Worcester
                          Total Disabled      3711      7917     5019 6184      14707      9258
                          0 to 5 years          24      1476       34     91       230      104
                          5 to 15 years:       112       381      218    314       689      326
                          16 to 20 years:      232       281      348    217       986      430
                          21 to 64 years:    2,027     4,100    2,857 3,204      8,709    5,025
                          65 to 74 years:      533       732      682    980     1,899    1,540
                          75 years and over:   783       947      880 1,378      2,194    1,833

                                                  Total Disabled Persons by County
                                                      Source: US Census 2000


                                           30,000                                     Kent
                                                                       24,786
                                           25,000                                     Queen Anne's
                                           20,000                                     Somerset
                                                                             15,779
                                           15,000         10,582 10,417
                                                               9,029                  Talbot
                                           10,000     6,035
                                            5,000                                     Wicomico
                                                0                                     Worcester
                                                       Total disabilities tallied
                                                              By County

                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 80
Lack of Health Care Insurance Coverage

In 2000, 15.6% of adults between the ages of 18 and 64 in the Tri-County area have no insurance coverage to pay for health care
expenses, identical to the national level of 15.6% and similar to the 16.5% in 1995.

                                   Percent of Adults Between 18 and 64 with No Health Insurance
                                              Source: PRC Community Health Assessment


              25.00%            22.30%

              20.00%                                                     18%

              15.00%                                                                        Percent of Adults
                                                    12.20%                                  Between 18 and 64
                                                                                            with No Health
              10.00%
                                                                                            Insurance

                5.00%

                0.00%
                              Somerset           Wicomico            Worcester




                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 81
Vaccinations for Seniors

Almost three-fourths (73.8%) of Tri-County area seniors (aged 65 and older) report that they “usually” have an influenza shot on a
yearly basis, similar to the 74.9% reported in 1995.

                                            Percent of Seniors Receiving Flu Shot in 2000
                                            Source: PRC Community Health Assessment




                           Percent of Senior Population Receiving Influenza Shot

      79.00%
                           77.90%
      78.00%
      77.00%
      76.00%
      75.00%                                                                                   Percent of Senior
      74.00%                                     73.40%                                        Population Receiving
      73.00%                                                            72.20%                 Influenza Shot
      72.00%
      71.00%
      70.00%
      69.00%
                        Somerset               Wicomico               Worcester




                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 82
Group Quarters Population

The Group Quarters population in the SHORE UP! service area consists of persons in correctional facilities, nursing homes, colleges,
and others. Wicomico and Somerset counties both have a high number of institutionalized persons due to colleges in each county, as
well as the Eastern Correctional Institution located in Somerset County.

SHORE UP! Adult Day Care currently serves 156 elderly residents, providing activities and assistance with daily chores, deferring
institutionalization into area nursing homes.

                                             Group Quarters Population in 1990 and 2000
                                                      Source: US Census 2000
                                                               Population in Nursing
                                                                   Homes in 2000
                                                    Kent                          205
                                               Queen Anne’s                       160
                                                 Somerset                         195
                                                   Talbot                         330
                                                 Wicomico                         616
                                                 Worcester                        391

                                   Adult Medical Day Care Customers Served by Program Year
                                 Source: Pro 2000 Program Enrollment Statistics by Program Year




                                                                               224
                                  Adult Medical                                                 2003
                                    Day Care                                         248        2002
                                   Customers
                                     Served                                                     2001
                                                                       169



                                                  0   50     100      150     200      250




                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 83
         Education




SHORE UP! Inc. 2003 Community Needs Assessment – Page 84
Public High School Dropout Rate Falls

From 1990 to 2000, Drop Out Rates across the six counties have dropped marginally at an average of 8.6%. In 2000, 20% of
individuals in the SHORE UP! service area, age 25 and older, never acquired a high school diploma (32,637 residents). Worcester
County experienced the greatest curtail in dropouts with a 10.9% decrease from 1990. Of all jurisdictions in Maryland, Somerset
County has the second highest proportion of non-high school graduates as a percentage of their total adult population with 30.5%,
falling shortly behind Baltimore City with a difference of only 1.2% (2001).

An estimated 12% of SHORE UP! customers failed to complete high school. Programs such as the Wicomico Family Support Center
offer classes for single parents to attain their GED, while their children are engaged in activities in the Child Development Classroom.

                   Maryland Individuals 25 Years and Older Who Did Not Complete High School in 1990 and 2000
                                                 By Jurisdiction (Drop Out Rate)
                                             Source: DHR Fact Pack 2001 and 2002


                  45.00%
                                                 38.80%
                  40.00%
                  35.00%                             30.50%                                   Total Population with no
                              28.60%                                   27.90%    29.20%
                  30.00%                                                                      High School Diploma in
                                       23.20%                 23.50%
                  25.00%         21.20%                                                       1990
                                                                            19.30%   18.30%
                  20.00%                    15.90%              15.70%                        Total Population with no
                  15.00%                                                                      High School Diploma in
                  10.00%                                                                      2000
                   5.00%
                   0.00%
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                                    SHORE UP! Inc. 2003 Community Needs Assessment – Page 85
Non-Whites at Greater Risk of Dropout

There are significant differences based on race in dropout rates in the SHORE UP! service area. Twice as many whites (21,206), ages
25 and older, have never completed high school as African Americans (10,245). However, compared to the percentage of the
population, non-whites show a greater risk of failing to complete the twelfth grade than whites do.



                       Maryland Individuals 25 Years and Older Who Did Not Complete High School in 2000
                                           By Race and Jurisdiction (Drop Out Rate)
                                                 Source: DHR Fact Pack 2002

 County             White             Percent of White    African              Percent of        All Other          Percent of All
                    Population        Population          American             African           Races with no      Other Races
                    with no High                          Population with      American          High School        Population
                    School                                no High School       Population        Diploma
                    Diploma                               Diploma
  Kent              1,823             17%                 822                  38.7%             134                49.6%
 Queen Anne’s       3,416             13.6%               857                  35.8%             167                34.9%
 Somerset           2,649             25.8%               2,157                37.9%             166                53.9%
 Talbot             2,443             11.8%               1,317                37.9%             102                22.7%
 Wicomico           6,652             16.4%               3,246                28.5%             441                24.9%
 Worcester          4,223             14.7%               1,846                38%               176                34%


                                      SHORE UP! Customers (18 and older) Educational Level
                                   Source: Pro 2000 Client Characteristics Report by Program Year

                                                                  2001           2002            2003
                                     Grade 8 or less                     593            650             598
                                   9-12 (non-graduate)                   627            764             828




                                    SHORE UP! Inc. 2003 Community Needs Assessment – Page 86
On-Time Graduation, Then and Now

The Upper Shore Counties of Kent and Queen Anne’s have had an increase in on-time graduations in the past ten years, while the
Lower Shore Counties of Wicomico and Worcester have experienced a decrease. Wicomico County was also the only county to observe
a decline in GED completion since 1991.


                                         Graduation Completion in 1990, 2000, and Trend
                                          Source: Maryland 2001 Kids Count Fact Book

                                County           On Time               On Time               Trend
                                                 Graduation in         Graduation in 1999-
                                                 1989-1990             2000
                                Kent             76.1%                 77.8%                 Better
                                Queen Anne’s     77.4%                 86.2%                 Better
                                Somerset         73.3%                 73.9%                 Same
                                Talbot           75.8%                 74.4%                 Worse
                                Wicomico         81.4%                 72.5%                 Worse
                                Worcester        82.2%                 78.4%                 Worse

                                         Percentage of GED Completion in 1991 and 2000
                                          Source: Maryland 2001 Kids Count Fact Book

                                70.00%
                                60.00%
                                50.00%
                                                                                    Out of School Youth
                                40.00%                                              Receiving GED in
                                30.00%                                              1991
                                                                                    Out of School Youth
                                20.00%                                              Receiving GED in
                                10.00%                                              2000

                                 0.00%
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                                 SHORE UP! Inc. 2003 Community Needs Assessment – Page 87
                                        ue
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Drop Out Rate and Public School Enrollment


                                  Children Enrolled in Public Pre-K and Kindergarten for 2001
                                                 Source: DHR Fact Pack 2002

                                                      Children Enrolled in             Children Enrolled in
                                                       Pre-kindergarten                   Kindergarten
                                  Kent                        106                              140
                              Queen Anne’s                    228                              479
                               Somerset                       156                              209
                                 Talbot                       156                              296
                               Wicomico                       531                              926
                               Worcester                      224                              419


                                       Dropout Rate for 2001-2002 School Year by County
                                                Source: DHR Fact Pack 2002




                                                                    3.69
                                                             3.03                               Maryland
                                                                                      5.88      Worcester
                               Drop Out                                                         Wicomico
                             Rate for 2001-                  2.87                               Talbot
                                 2002                                          5.15             Somerset
                                                              3.1                               Queen Anne's
                                                                                 5.65           Kent


                                              0   1      2      3          4     5       6




                                 SHORE UP! Inc. 2003 Community Needs Assessment – Page 88
Percentage of Population with College Degrees

In 2000, Talbot County has the highest percentage of individuals age 25 & older who have received a BA or higher. Somerset falls
short with only 11.6% having obtained a BA degree or higher.




                                                                28%
                          30.00%                  25.50%

                          25.00%         21.70%                         21.80% 21.60%
                                                                                             Kent
                          20.00%
                                                                                             Queen Anne's
                          15.00%                          11.70%                             Somerset
                                                                                             Talbot
                          10.00%                                                             Wicomico
                                                                                             Worcester
                           5.00%

                           0.00%
                                   Percentage of Population (age 25 & over) who
                                    have Attained a Bachelor's Degree or Higher




                                   SHORE UP! Inc. 2003 Community Needs Assessment – Page 89
                                                              DEFINITIONS

The definitions below should be used to interpret the charts and data included in these statistics. Unless otherwise noted, all definitions
were developed by the U.S. Census Bureau (www.census.gov).

All Other Races: Includes all races other than white (non-hispanic) and African-American (non-hispanic).

Births to Teens: Births to teens is the number of births to teens, ages 15-19, per 1,000 females, ages 15-19. Birth data were obtained
from the Maryland Department of Health & Mental Hygiene, Division of Vital Statistics. The number of teen females were based on
population estimates provided by the Maryland Department of Mental Health & Hygiene, Division of Vital Statistics and the U.S.
Bureau of the Census. Source: 2001 KidsCount Factbook

Children. The term "children," as used in tables on living arrangements of children under 18, are all persons under 18 years, excluding
people who maintain households, families, or subfamilies as a reference person or spouse.

Elderly: Accounts for the population sector for age 65 and older.

Ethnic origin. People of Hispanic origin were identified by a question that asked for self-identification of the persons' origin or descent.
Respondents were asked to select their origin (and the origin of other household members) from a "flash card" listing ethnic origins.
People of Hispanic origin, in particular, were those who indicated that their origin was Mexican, Puerto Rican, Cuban, Central or
South American, or some other Hispanic origin. It should be noted that people of Hispanic origin may be of any race.
People who were Non-Hispanic White origin, were identified by crossing the responses to two self-identification questions: (1) origin or
descent and (2) race. Respondents were asked to select their race (and the race of other household members) from a "flash card" listing
racial groups. Beginning with March 1989, the population is divided into five groups on the basis of race: White, Black, American
Indian, Eskimo or Aleut, Asian or Pacific Islander, and Other races. The last category includes any other race except the four
mentioned. Respondents who selected their race as White and indicated that their origin was not one of the Hispanic origin subgroups
Mexican, Puerto Rican, Cuban, Central or South American, were called Non-Hispanic White origin.

Family. A family is a group of two people or more (one of whom is the householder) related by birth, marriage, or adoption and
residing together; all such people (including related subfamily members) are considered as members of one family. Beginning with the
1980 Current Population Survey, unrelated subfamilies (referred to in the past as secondary families) are no longer included in the
count of families, nor are the members of unrelated subfamilies included in the count of family members. The number of families is
equal to the number of family households, however, the count of family members differs from the count of family household members
because family household members include any non-relatives living in the household.



                                     SHORE UP! Inc. 2003 Community Needs Assessment – Page 90
Family group. A family group is any two or more people (not necessarily including a householder) residing together, and related by
birth, marriage, or adoption. A household may be composed of one such group, more than one, or none at all. The count of family
groups includes family households, related subfamilies, and unrelated subfamilies.

Family household. A family household is a household maintained by a householder who is in a family (as defined above), and includes
any unrelated people (unrelated subfamily members and/or secondary individuals) who may be residing there. The number of family
households is equal to the number of families. The count of family household members differs from the count of family members,
however, in that the family household members include all people living in the household, whereas family members include only the
householder and his/her relatives. See the definition of family.

Free & Reduced Price Meals: Students receiving free/reduced price meals is the number of students whose application for
free/reduced price meals met income eligibility guidelines of the U.S. Department of Agriculture. The Maryland State Department of
Education supplied these data. Source: Maryland 2001 Kids Count Fact Book

Group quarters. As of 1983, group quarters were defined in the current population survey as noninstitutional living arrangements for
groups not living in conventional housing units or groups living in housing units containing ten or more unrelated people or nine or
more people unrelated to the person in charge. (Prior to 1983, group quarters included housing units containing five or more people
unrelated to the person in charge.) Examples of people in group quarters include a person residing in a rooming house, in staff
quarters at a hospital, or in a halfway house. Beginning in 1972, inmates of institutions have not been included in the Current
Population Survey.

High School Completion: High school completion is the percentage of high school graduates who have completed the minimum course
requirements
that would qualify them for admission to the University of Maryland System. The Maryland State Department of Education provided
these data. Source: Maryland 2001 Kids Count Fact Book

Household. A household consists of all the people who occupy a housing unit. A house, an apartment or other group of rooms, or a
single room, is regarded as a housing unit when it is occupied or intended for occupancy as separate living quarters; that is, when the
occupants do not live and eat with any other persons in the structure and there is direct access from the outside or through a common
hall.
A household includes the related family members and all the unrelated people, if any, such as lodgers, foster children, wards, or
employees who share the housing unit. A person living alone in a housing unit, or a group of unrelated people sharing a housing unit
such as partners or roomers, is also counted as a household. The count of households excludes group quarters. There are two major
categories of households, "family" and "nonfamily". (See definitions of Family household and Nonfamily household).

Household, family, or subfamily, Size of. The term "size of household" includes all the people occupying a housing unit. "Size of
family" includes the family householder and all other people in the living quarters who are related to the householder by birth,

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marriage, or adoption. "Size of related subfamily" includes the husband and wife or the lone parent and their never- married sons and
daughters under 18 years of age. "Size of unrelated subfamily" includes the reference person and all other members related to the
reference person. If a family has a related subfamily among its members, the size of the family includes the members of the related
subfamily.

Household, nonfamily. A nonfamily household consists of a householder living alone (a one-person household) or where the
householder shares the home exclusively with people to whom he/she is not related.

Householder. The householder refers to the person (or one of the people) in whose name the housing unit is owned or rented
(maintained) or, if there is no such person, any adult member, excluding roomers, boarders, or paid employees. If the house is owned
or rented jointly by a married couple, the householder may be either the husband or the wife. The person designated as the
householder is the "reference person" to whom the relationship of all other household members, if any, is recorded.

The number of householders is equal to the number of households. Also, the number of family householders is equal to the number of
families.
Head versus householder. Beginning with the 1980 CPS, the Bureau of the Census discontinued the use of the terms "head of
household" and "head of family." Instead, the terms "householder" and "family householder" are used. Recent social changes have
resulted in greater sharing of household responsibilities among the adult members and, therefore, have made the term "head"
increasingly inappropriate in the analysis of household and family data. Specifically, beginning in 1980, the Census Bureau
discontinued its longtime practice of always classifying the husband as the reference person (head) when he and his wife are living
together.

Infant Mortality: The infant mortality rate is the number of deaths of infants under one year of age, per 1,000 live births.
These data were provided by the Maryland Department of Health & Mental Hygiene, Division of Health Statistics. Source: Maryland
2001 Kids Count Fact Book

Low Birthweight: Low birthweight is the percentage of all births of infants, weighting less than 2,500 grams (5.5 lbs) at birth. These
data were provided by the Maryland Department of Health & Mental Hygiene, Division of Health Statistics. Source: Maryland 2001
Kids Count Fact Book

Marital status. The marital status classification identifies four major categories: never married, married, widowed, and divorced.
These terms refer to the marital status at the time of the enumeration.

The category "married" is further divided into "married, spouse present," "separated," and "other married, spouse absent." A person
was classified as "married, spouse present" if the husband or wife was reported as a member of the household, even though he or she
may have been temporarily absent on business or on vacation, visiting, in a hospital, etc., at the time of the enumeration. People
reported as separated included those with legal separations, those living apart with intentions of obtaining a divorce, and other people

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permanently or temporarily separated because of marital discord. The group "other married, spouse absent" includes married people
living apart because either the husband or wife was employed and living at a considerable distance from home, was serving away from
home in the Armed Forces, had moved to another area, or had a different place of residence for any other reason except separation as
defined above.

Married couple. A married couple, as defined for census purposes, is a husband and wife enumerated as members of the same
household. The married couple may or may not have children living with them. The expression "husband-wife" or "married- couple"
before the term "household," "family," or "subfamily" indicates that the household, family, or subfamily is maintained by a husband
and wife. The number of married couples equals the count of married-couple families plus related and unrelated married-couple
subfamilies.

Native born. Native born people are citizens at birth. All people with the following citizenship status are native born: (1) Born in the
United States; (2) Born in Puerto Rico or a U.S., outlying area; or (3) Born abroad of American parents (see Citizenship status). All
other people are foreign born.

Non-White. Includes all minority races.

Own children in a family are sons and daughters, including stepchildren and adopted children, of the householder. Similarly, "own"
children in a subfamily are sons and daughters of the married couple or parent in the subfamily. (All children shown as members of
related subfamilies are own children of the person(s) maintaining the subfamily.) For each type of family unit identified in the CPS, the
count of "own children under 18 years old" is limited to never-married children; however, "own children under 25" and "own
children of any age," as the terms are used here, include all children regardless of marital status. The counts include never-married
children living away from home in college dormitories.

On-Time Graduation: On-time Graduation is the percentage of ninth grade public school students who complete high school four
years later. The rate was calculated by the number of high school graduates divided by the number of ninth grade students enrolled
four years prior. These data were obtained from the Maryland State Department of Education. Source: Maryland 2001 Kids Count
Fact Book

Poverty definition. Following the Office of Management and Budget's (OMB's) Directive 14, the Census Bureau uses a set of money
income thresholds that vary by family size and composition to detect who is poor. If a family's total income is less than that family's
threshold, then that family, and every individual in it, is considered poor. The poverty thresholds do not vary geographically, but they
are updated annually for inflation with the Consumer Price Index (CPI-U). The official poverty definition counts money income before
taxes and excludes capital gains and noncash benefits (such as public housing, medicaid, and food stamps).
Poverty statistics are based on a definition developed by Mollie Orshansky of the Social Security Administration (SSA)in 19641 and
revised in 1969 and 1981 by interagency committees. This definition was established as the official definition of poverty for statistical


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use in all Executive departments by the Bureau of the Budget (BoB) in 1969 (in Circular No. A-46); after BoB became The Office of
Management and Budget, this was reconfirmed in Statistical Policy Directive No. 14.

The original poverty definition provided a range of income cutoffs or thresholds adjusted by such factors as family size, sex of the
family head, number of children under 18 years old, and farm-nonfarm residence. At the core of this definition of poverty was the
economy food plan, the least costly of four nutritionally adequate food plans designed by the Department of Agriculture. It was
determined from the Department of Agriculture's 1955 Household Food Consumption Survey that families of three or more people
spent approximately one-third of their after-tax money income on food; accordingly, poverty thresholds for families of three or more
people were set at three times the cost of the economy food plan. Different procedures were used to calculate poverty thresholds for
two-person families and people living alone in order to compensate for the relatively larger fixed expenses of these smaller units. For
two-person families, the cost of the economy food plan was multiplied by a factor of 3.7 (also derived from the 1955 survey). For
unrelated individuals (one-person units), no multiplier was used; poverty thresholds were instead calculated as a fixed proportion of
the corresponding thresholds for two-person units. Annual updates of these SSA poverty thresholds were based on price changes of the
items in the economy food plan.
As a result of deliberations of a Federal interagency committee in 1969, the following two modifications to the original SSA definition of
poverty were adopted2:

    1. The SSA thresholds for nonfarm families were retained for the base year 1963, but annual adjustments in the levels were based
       on changes in the Consumer Price Index (CPI) rather than on changes in the cost of foods in the economy food plan.
    2. The farm thresholds were raised from 70 to 85 percent of the corresponding nonfarm levels. The combined impact of these two
       modifications resulted in an increase in the tabulated totals for 1967 of 360,000 poor families and 1.6 million poor people.
In 1981, three additional modifications in the poverty definition recommended by another interagency committee were adopted for
implementation in the March 1982 CPS as well as the 1980 census:
    1. Elimination of separate thresholds for farm families.
    2. Elimination (by averaging) of separate thresholds for female-householder families and "all other" families (earlier termed
       "male-headed" families).
    3. Extension of the detailed poverty threshold matrix to make the largest family size category "nine people or more"
For further details, see the section, "Changes in the Definition of Poverty," in Current Population Reports, Series P- 60, No. 133.
The poverty thresholds are increased each year by the same percentage as the annual average Consumer Price Index (CPI). The
poverty thresholds are currently adjusted using the annual average CPI-U (1982-84 = 100). This base year has been used since 1988.
From 1980 through 1987, the thresholds were adjusted using the CPI-U (1967 = 100). The CPI (1963 = 100) was used to adjust
thresholds prior to 1980.
For further information on how the poverty thresholds were developed and subsequent changes in them, see Gordon M. Fisher, "The
Development and History of the Poverty Thresholds," Social Security Bulletin, vol.55, no.4, Winter 1992, pp. 3-14.
       1
        For a detailed discussion of the original SSA poverty thresholds, see Mollie Orshansky, Counting the Poor: Another
       Look at the Poverty Profile, Social Security Bulletin, vol. 28, no. 1, January 1965, pp. 3-29 (reprinted in Social Security

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       Bulletin, vol. 51, no. 10, October 1988, pp. 25-51); and Who's Who Among the Poor: A Demographic View of Poverty,
       Social Security Bulletin, vol. 28, no. 7, July 1965, pp. 3-32.
       2
         Poverty thresholds for 1959-1967 were recalculated on this basis, and revised poverty population figures for those years
       were tabulated using the revised thresholds. These revised 1959- 1967 poverty population figures have been published in
       Census Bureau reports issued since August 1969 (including the present report). Because of this revision, poverty statistics
       from documents dated before August 1969 are not comparable with current poverty statistics.

Single, when used as a marital status category, is the sum of never-married, widowed, and divorced people. "Single," when used in the
context of "single-parent family/household," means only one parent is present in the home. The parent may be never- married,
widowed, divorced, or married, spouse absent.

Race. The race of individuals was identified by a question that asked for self-identification of the person's race. Respondents were
asked to select their race from a "flashcard" listing racial groups.
The population is divided into five groups on the basis of race: White; Black; American Indian, Eskimo or Aleut; Asian or Pacific
Islander; and Other races beginning with March 1989. The last category includes any other race except the four mentioned. In most of
the published tables "Other races" are included in the total population data line but are not shown individually.

Related children in a family include own children and all other children under 18 years old in the household who are related to the
householder by birth, marriage, or adoption. The count of related children in families was formerly restricted to never-married
children. However, beginning with data for 1968 the Bureau of the Census includes ever-married children under the category of related
children. This change added approximately 20,000 children to the category of related children in March 1968.
are regarded as transferable to a school in the regular school system.

Tenure. A housing unit is "owned" if the owner or co-owner lives in the unit, even if it is mortgaged or not fully paid for. A cooperative
or condominium unit is "owned only if the owner or co-owner lives in it. All other occupied units are classified as "rented," including
units rented for cash rent and those occupied without payment of cash rent.

Units in structure. In the determination of the number of units in a structure, all housing units, both occupied and vacant, were
counted. The statistics are presented in terms of the number of occupied housing units in structures of specified size, not in terms of the
number of residential structures.

Unmarried couple. An unmarried couple is composed of two unrelated adults of the opposite sex (one of whom is the householder) who
share a housing unit with or without the presence of children under 15 years old. Unmarried couple households contain only two
adults.

Unrelated individuals. Unrelated individuals are people of any age who are not members of families or subfamilies.


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WIC Special Supplemental Nutrition Program: Children in the WIC program reflects the number of children and infants
participating in WIC, the estimated number of children eligible for WIC, and the percentage of children eligible for and enrolled in
WIC. The Maryland Department of Health & Mental Hygiene provided these data. Source: Maryland 2001 Kids Count Fact Book




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