Bank United Certificates of Deposit Rate by vhd89767

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									Certificates Of Deposit
Term                                                                                       Interest Rate                    APY*
Featured CD of the Month                           9 Month CD                                     1.00%                    1.00%
Featured CD of the Month                          19 Month Bump & Add CD                          1.39%                    1.40%
32-60 Day                                                                                         0.25%                    0.25%
61-90 Day                                                                                         0.35%                    0.35%
91-179 Day                                                                                        0.50%                    0.50%
6 Month                                                                                           0.75%                    0.75%
1 Year                                                                                            1.00%                    1.00%
1 Year ($50,000.00 min)                                                                           1.10%                    1.10%
1 Year IRA                                                                                        1.24%                    1.25%
18 Month Exchange-A-Rate                                                                          1.24%                    1.25%
2 Year Exchange-A-Rate                                                                            1.24%                    1.25%
3 Year & 3 Year IRA                                                                               1.49%                    1.50%
*APY - Annual Percentage Yield
$500.00 minimum deposit to open account and maintain APY.
The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. Penalty may
be imposed for early withdrawal.
Bright Future CD & Bright Future IRA CD
Term                                Minimum to earn APY*                                  Interest Rate                     APY*
10 Year                             $500.00 to $49,999.99                                        1.00%                     1.00%
                                    $50,000.00 and over                                          1.10%                     1.10%
*APY - Annual Percentage Yield
$500.00 minimum deposit to open account and maintain APY.
Variable Rate – Interest rate adjusted annually on each anniversary date. Penalty may be imposed for early withdrawal.
Checking Accounts
Products                                         Average Daily Balance to Obtain APY*                                       APY*
Signature Plus                                   $0.00 and over                                                            0.05%
First Choice Checking and                        $1,000.00 to $4,999.99                                                    0.05%
First Choice Checking Plus                       $5,000.00 and over                                                        0.05%
Signature Money Market and                       $0.00 to $4,999.99                                                        0.05%
First Choice Money Market                        $5,000.00 to $9,999.99                                                    0.05%
                                                 $10,000.00 to $24,999.99                                                  0.10%
                                                 $25,000.00 to $49,999.99                                                  0.15%
                                                 $50,000.00 to $99,999.99                                                  0.25%
                                                 $100,000.00 and over                                                      0.50%
First Choice Investment                          $10,000.00 to $24,999.99                                                  0.10%
                                                 $25,000.00 to $49,999.99                                                  0.15%
                                                 $50,000.00 to $99,999.99                                                  0.25%
                                                 $100,000.00 to $299,999.99                                                0.35%
                                                 $300,000.00 and over                                                      0.50%
*APY - Annual Percentage Yield    Variable Rate – Rates may change.
Minimum deposit of $100.00 to open account. Fees could reduce earnings on the account.
Savings Accounts
Products                                         Average Daily Balance to Obtain APY*                                       APY*
Passbook Savings                                 $0.00 and over                                                            0.25%
*APY - Annual Percentage Yield
Variable Rate - Rates may change.




                                                  Effective 11/01/2010
                                                     Member FDIC
Traditional IRA, Roth IRA or Coverdell Education Savings Account
Products                              Daily Balance to Obtain APY*                                                          APY*
IRA Savings Account                   $0.00 to $9,999.99                                                                   0.35%
                                      $10,000.00 to $24,999.99                                                             0.50%
                                      $25,000.00 to $49,999.99                                                             0.75%
                                      $50,000.00 to $99,999.99                                                             1.00%
                                      $100,000.00 to $299,999.99                                                           1.25%
                                      $300,000.00 and over                                                                 1.50%
Also 1 & 3 Year IRA CDs & Bright Future IRA CD
*APY - Annual Percentage Yield
IRA Savings Account has a variable rate – Rates may change.
Health Savings Account
Products                                        Average Daily Balance to Obtain APY*                                        APY*
Health Savings Account                          $0.00 to $9,999.99                                                         0.50%
                                                $10,000.00 and over                                                        0.75%
*APY - Annual Percentage Yield
Variable Rate – Rates may change.
Minimum deposit of $50.00 required to open account.
Business Checking
Products                                        Average Daily Balance to Obtain APY*                                        APY*
Business NOW                                    $1,000.00 to $2,499.99                                                     0.05%
                                                $2,500.00 and over                                                         0.10%
First Choice Investment                         $10,000.00 to $24,999.99                                                   0.10%
                                                $25,000.00 to $49,999.99                                                   0.15%
                                                $50,000.00 to $99,999.99                                                   0.25%
                                                $100,000.00 to $299,999.99                                                 0.35%
                                                $300,000.00 and over                                                       0.50%
*APY - Annual Percentage Yield
Variable Rate - Rates may change.
Minimum deposit of $100.00 to open account. Fees could reduce earnings on the account.
Federal regulations prevent some businesses such as corporations, partnerships and associations from earning interest on
checking accounts. Check with us for eligibility.
Business Savings
Products                                        Average Daily Balance to Obtain APY*                                        APY*
Passbook Savings                                $0.00 and over                                                             0.05%
Business Cash Management                        $0.00 to $9,999.99                                                         0.05%
                                                $10,000.00 to $49,999.99                                                   0.10%
                                                $50,000.00 to $99,999.99                                                   0.15%
                                                $100,000.00 and over                                                       0.25%
*APY - Annual Percentage Yield
Variable Rate - Rates may change.
Minimum deposit of $100.00 required to open UCB Cash Management Account.
For complete information and a full disclosure, please contact us.




                                                 Effective 11/01/2010
                                                    Member FDIC

								
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