PAYMENTS 2004 Demographics
As s n /U n iv O th Bank
P ro c
G o vt
C o rp
P A Y M E N T S 2 0 0 4 D e c is io n -M a k e rs
P re s /C E O CIO/CTO/CFO
5% 2% E V P /S V P
O th e r
M gr AVP
19% D ir/S r M g r 3%
53% of PAYMENTS attendees are Senior-Level Managers and Higher*
*”Other” Titles include:
Practice Leader/financial Services; National Sales Executive; Payment Systems Service Rep;
Internal Auditor; Corporate Training Officer; Operations Officer; Associate Director; Comptroller;
Strategic Consultant; Business Development; Business Systems Analyst; Banking Solutions, FSS
Americas; Counsel; Electronic Payments Analyst; Controller; Program Analyst; Operations
Compliance; Chief Business Analyst; Information Systems Analyst; Payments System Research;
Financial Services Analyst; Corporate Compliance & Special Investigation; SRM Analyst; Market
Strategist & Research Executive; QA Analyst; Programmer/Analyst; Corporate Credit Union
Examiner; Retail Payments Analyst; Principal Analyst; Officer, Payment Services Division; Head
of Strategic Planning; ACH Analyst; Operations Analyst; Projects Analyst; Systems Engineer; State
Auditor General; Receiver General; Compliance Administrator; Technology Project Analyst; CU
Examiner; Global Payments Product Management Executive; Fiscal Assistant Secretary; Chief
Marketing Officer; Accounting/Internal Control; Financial Program Specialist; E-Banking Services
Officer; Treasury Analyst; Treasurer; Electronic Banking Officer; Treasury, Strategy and
Compliance; IT Lead Systems Analyst; Fraud Prevention Specialist; Corporate Card Consultant;
Integration Analyst; Project Leader, Software Engineer; Treasury Operations Specialist; Finance
Officer; International Banking Analyst; ID Fraud Unit Commander; System Architect; Risk
Analyst; Disbursements Policy Officer; Financial Management Analyst; International & Treasury
Liaison; ACH Business Analyst; Solution Architect; Chief Research Development Officer;
Technology Application Architect; Executive Consultant – eCommerce EBPP; Internet Payments
Companies represented at PAYMENTS Anhueser-Busch Companies, Inc.
2004 Associated Grocers, Inc.
3M Company Association for Financial Professionals
ACA International Atmos Energy Corporation
ACH Commerce Aurum Technology, Inc.
ACH Direct, Inc. Authorize.Net Corporation
ACH Processing Company Autoscribe Corporation
ACI Worldwide, Inc. Avolent, Inc.
ACOM Solutions BAI
ACTeCASH, Ltd. BCE Emerbis
ADP, Inc. BCS Information Systems PTE LTD
AG Processing, Inc. BMHC
AT Systems, Inc. Baird Venture Partners
AT&T Bank Systems & Technology
AT&T Wireless BankServ
Accenture Beanstream Internet Commerce, Inc.
AccessKansas BellSouth Corporation
Advance America Cash Advance Centers BetterBuyDesign
Advanced Financial Solutions BillMatrix Corporation
Affirmative Technologies, Inc. Billaway, Inc.
Alabama ACH Association BioPay, LLC
Alex Sheshunoff Management Services Bisys
Aliaswire, Inc. Bloomberg Corporation
Alliance Payments Technologies, Inc. Blue Cross of California
Allianz Life Insurance Co. Blue Water Payments Systems
Allied Waste Industries, Inc. Bottomline Technologies, Inc.
Allstate Insurance Company Brinks Home Security
Alogent Corporation CCBill, LLC
Amazon.com CGI Group Inc.
AmeriCredit Financial Services CHEQ Services International
American Airlines CJVolk Associates, Inc.
American Association of Motor Vehicle Adm. CMC
American Banker CUNA Mutual Insurance Group
American Bankers Association California Casualty Insurance Group
American Electric Power Cambridge Credit Counseling Corporation
American Express Canadian Payments Association
American Family Insurance Company Capco
American Honda Finance Corporation Capital One Services, Inc.
American National P&C Company Cardinal Commerce
American Payroll Association Carreker Corporation
American United Life Insurance Company CashEdge, Inc.
Ameritrade, Inc. Celent Communications
Anexsys LLC Cendant Corporation
Certegy, Inc. eBay, Inc.
Charles Schwab & Company E Commerce Group
Check Assist eFunds Corporation
Check Recovery Systems e-Money Systems, Inc.
CheckCare Enterprise, LLC ePaystream
CheckFree Corporation E.W. Scripps Company
Chevron/Texaco Corporation E4C, Inc.
Church of Jesus Christ Latter Day Saints ECHO
Cingular Wireless EDS
Clarity Payment Solutions EFC Systems
Class Software Solutions, Ltd. EFT Commerce, LLC
Coinstar, Inc. EFT Network, Inc.
Colombian Bankers Association EPN/The Clearing House
Columbia Ultimate EQR
Comcast Cable Communications ESP Consulting
Coomunity First Technologies, Inc. EZCheck
Computer Sciences Corporation EastPay, Inc.
Computer Services, Inc. Edgar, Dunn & Company
Concert Capital Partners Electracash, Inc.
Concord EFS/STAR Electronic Payments Advisory Services
Corillian Corporation Electronic Payments Network
Costco Wholesale EnCircle
Countrywide Home Loans Endpoint Exchange
Creative Solutions Entergy Corporation
Credit Card Management Epson America, Inc.
Cricket Communications, Inc. Erickson Retirement Communities
CrossCheck, Inc. Erie Insurance Group
Crosslink Capital Exelon Corporation
Crowe Chizek and Company LLC Expertcity, Inc.
CyberSource Corporation FACTS Management Company
CyberCollect FMR Systems, Inc.
Daimler Chrysler Financial Services Federal Liaison Services, Inc.
Daniel Trust Company Fidelity Express
Data Management Products, Inc. Financial Fusion, Inc.
Debitman Card, Inc. Financial Insigths, an IDC Company
Deepcove Labs Financial Technology Partners
Deluxe Check Printers Financing Alternatives, Inc.
Diebold, Inc. Fireman’s Fund Insurance Co.
Dierickx Management Services First Analysis Corporation
Digital Check Corporation First Annaplis Consulting
Digital Insight First Data Corporation
Digital Transactions First Data Merchant Services
Dillard’s Information Systems First Data Technologies
Dillards, Inc. Fiserv, Inc.
Direct Payment Company Florida Association of Court Clerks
Doculabs, Inc. Florida Power & Light Company
Dove Consulting Ford Credit
Foresters Intel Corporation
Fort Knox National Company Intell-A-Check, Corp.
Fundtech Corporation InterCept Payment Solutions
GACHA International Data Group
GESD Capital Partners Internet Transaction Solutions, Inc.
GIFTS Software, Inc. IntraNet
GM Group Intrieve, Inc.
GMAC Mortgage Intuit, Inc.
Gartner, Inc. Intuition Systems, Inc.
Genex Intuitive Solutions, Inc.
Giro Limited Iowa State University
Global Collect J & B Software, Inc.
Global Consepts, Inc. J2 Global Communications
Global Payment Solutions Jack Henry & Associates
Global Payments Experts, llc Javelin Strategy & Research
Global eXchange Services Jettis, Inc.
Goldleaf Technologies KUBRA
Goldman Sachs & Company Katten Muchin Zavis Rosenman
Govolution, Inc. Kenworth of Tennesee, Inc.
govONE Solutions Kingdom, Inc.
Grand Valley State University L.A. Fitness International
Great West Life & Annuity LADWP
Green Tree Servicing, LLC LDS Church
Grocers Supply LML Payment Systems Corp.
H&R Block Leahy Newsletter
Handel USA LinkPoint International
Harbor Payments MACHA – The Mid-Atlantic Payments
Health Alliance Medical Plans Association
Hewlett Packard MCSI
High Mark, Inc. MDC Holdings Inc.
Honeywell MEEMIC Insurance
Hyland Software, Inc. MSNBC
HyperWallet Systems, Inc. MagTek, Inc.
IBM Corporation Mary Kay Cosmetics, Inc.
IBM Global Service Mass Mutual Life Insurance Co.
IBM/Jack Henry & Associates MasterCard International
IDC MasterCard RPPS
ING Americas Mayer, Brown, Row & Maw LLP
IPP of America, Inc. McKesson Corpration
ITI Services McMaster-Carr Supply Company
Ikobo Metavante Corporation
ImageScan, Inc. Microsoft Corporation
Indiana Interactive, Inc. Mid-America Payment Exchange
Inovis Mohawk Ppaer Mills, Inc.
InteCap, Inc. Moneris Solutions
Integrated Check Technologies Moneytree, Inc.
Morgan Stanley Paysystems Corp.
Murphy & Company Pegasystems, Inc.
Music Rebellion Pekin Insurance
NCP Solutions Peppercoin
NEACH Phocas Partners
NT Services, Ltd. Pillsbury Winthrop
NVI Payment Solutions, Inc. Pitney Bowes
NYCE Corporation Planaxis
National Clearing House Association Polex
National Depository for Securities Politzer & Haney
National Item Processing, Inc. Ponemon Institute
National Processing Company Portico Capital LLC
Nationwide Insurance Companies Portland General Electric
Navigant International Pricewaterhouse Coopers, LLP
Nextell Communications, Inc. Primary Payment Systems, Inc.
Nextel Partners, Inc. Prime Factors, Inc.
NoCheck, LLC Princeton eCom Corporation
Northrup Grumman Principal Financial Group
Northwest Clearing House Association Proctor & Gamble Company
NoteWorld Professional Bank Services, Inc.
Nova Information Systems, Inc. Professional Realty Enterprises, Inc.
Nuance Protective Life Corp.
OPEX Corporation Purdue University
Oak Hill Financial, Inc. Qwest Communications
Occidental Petroleum Corporation RDA Corporation
OnLine Banking Solutions RDM Corporation
Online Resources Corp. RFI Enterprises, Inc.
Open Solutions, Inc. RPG Group LLC
Oracle Corporation RWC Consulting Group, Inc.
Othentik Technologies Regions Financial Corp.
PAYCHEX, Inc. Regulus Group LLC
PEMCO Technology Services, Inc. Rehmann Consulting
Panini North America Retail Payments Global Consulting
Paradata Systems, Inc. Reuters
Pay By Touch Robert W. Baid & Company
PayFormance Corporation Ross Products Division/Abbott Labs
PayPal, Inc. S1 Corporation
PayStream Advisors SAI New Technologies Limited
PaySystems, Inc. SBC Services, Inc.
Paycom Billing Services SHAZAM, Inc.
Payment Strategy Association SVPCo
PaymentOne SWACHA – The Electronic Payments
Payments Central SWIFT
Payments Resource One Safeway, Inc.
Paysett Corporation Sallie Mae, Inc.
Paystone Technologies Sanchez Data Systems, Inc.
Sandia National Laboritories Textron
Schulte Roth & Zabel LLP The Azimuth Group
Sciance Applications International Corp. The Bankers’ Almanac
Scottrade, Inc. The Boston Consulting Group
Seaside Tobacco Outlet The Center for Financial Industry Info.
Select Payment Processing The Clearing House
Sempra Energy The Green Sheet, Inc.
Sharebuilder Securities Corporation The Kroger Company
Silver Bullet Technology, Inc. The Members Group
Skylight Financial The Payments Authority, Inc.
Smart Processing Solutions, Inc. The South Financial Group
Solutran The Vanguard Group
South Carolina ACH Association ThinkEquity Partners
Southern California Edison Thoma Cressey Equity Partners
Southern Company Services, Inc. Thomas Weisle Partners
Southern Financial Exchange Thomson Media
Southwest Business Corporation Thrivent Financial for Lutherans
Spectrum Equity Investors TouchNet Information Systems Inc.
Star Systems, Inc. Trancentrix, Inc.
Starbucks Coffee Company TransFirst ePayment Services
State Compensation Insurance Fund Transworld Payment Solutions, Inc.
State Farm Insurance Companies Travelers Express/Money Gram
Stearns Payment Solutions Travelex Commercial Foreign Exchange
Sterling Commerce, Inc. Treasury Strategies, Inc.
Stratus Technologies TriSyn Group
Summit Information Systems Triad Hospitals, Inc.
Sunoco, Inc. Tumbleweed Communications
SureFire Commerce Corp. Two Sparrows Consulting, LLC
Svoboda, Collins, LLC U.S. Billing, Inc.
Symantec Corporation UBCC
Synergistics Research Corp. UNISYS de Colombia
Synovus Financial Corporation UNOCAL Corporation
T-Mobile USA US Dataworks
T. Rowe Price Associates, Inc. USAA
TA Associates Inc. Unisys Corporation
TAWPI United Construction
TFP University of California, Berkeley
TH Lee Putnam Ventures University of Illinois
TNG Group University of Oklahoma
TROY Group, Inc. University of Washington
Target Corporation Upper Midwest ACH Association
Technology Crossover Ventures VECTORsgi
Technology Management Resources VISA International
TeleCheck Services, Inc. Velosant, LP
Tennesseee ACH Association Ventanex
Teranet VeriSign Payment Services
Texas Tech University VeriSign, Inc.
Verizon Financial Institutions represented at
Verizon Communications PAYMENTS 2004
Verizon Data Services 1st Source Bank
Visa Canada ABN AMRO Bank
Visa USA Advanta Bank Corp
Volkswagen of America, Inc. AgFirst Farm Credit Bank
Vontu, Inc. Agribank, FCB
WACHA – The Premier Payments Resource Alliance Bank of Arizona
Wal-Mart Stores, Inc. Allstate Bank
Washington State University Alpine Bank
Wausau Financial Systems AmSouth Bank
Wegmans Food Markets, Inc. Amalgamated Bank
Wellpoint Health Networks, Inc. Amarillo Community Federal Credit Union
WesCorp America’s Credit Union
West Corporation American Airlines Federal Credit Union
Western Payments Alliance American Express Bank, Ltd.
Western Union American Express Centurion Bank
Westgate Resort American Heritage Federal Credit Union
White Castle Purchasing Company Apple Federal Credit Union
Yodlee, Inc. Army Aviation Center FCU
Youbet.com Arvest Bank Group
Zenith Information Group BACS, Ltd.
BBVA Bancomer Mexico
Banco Bilbao Vizcaya Argentaria PR
Banco De Mexico
Banco Popular de Puerto Rico
Banco de la Republica
Bank of America
Bank of Hawaii
Bank of Jamaica
Bank of Korea
Bank of New York
Bank of Nova Scotia
Bank of the West
Bankenes Betalingssentral AS BBS
Bay Cities Bank
Bayer Federal Credit Union
Boeing Employees Credit Union
Brenham National Bank
CECOBAN, S.A. de C.V
CIBC Global Deposits & Payments
CLS Bank Farm Credit Bank of Texas
California Bank & Trust Farmers & Merchants Bank
Calnet Business Bank Federal Reserve Bank of Atlanta
Cape Savings Bank Federal Reserve Bank of Chicago
Capital Federal Savings Bank Federal Reserve Bank of Cleveland
Cashmere Valley Bank Federal Reserve Bank of Kansas City
Central Bank of Nigeria Federal Reserve Bank of Minneapolis
Centro de Intercambio Automatizado Federal Reserve Bank of Philadelphia
Charter Bank Federal Reserve Bank of San Francisco
Chase Home Finance Federal Reserve Bank of St. Louis
Chevron Credit Bank Fidelity Investments
Citigroup, Inc. Fifth Third Bank
Citibank, N.A. Financial Resources Federal Credit Union
Citizens & Northern Bank First Bank
Citizens First National Bank First Carolina Corporate Credit Union
City National Bank First Electronic Bank
Clark County Credit Union First Federal Bank
Colonial Bank First Federal Savings & Loan
Columbia Bank First Interstate Bank
Columbia Credit Union Fisrt National Bank
Comerica Bank First Nationa Bank Artesia
Commerce Bank First National Bank Alaska
Commerce Bank & Trust First National Bank Omaha
Community Bank of Southern Indiana Fist National Bank in Brookings
Compass Bank First National Bank of Arizona
County Schools Federal Credit Union First National Bank of Catlin
Credit Union Central of British Columbia First National Bank of Hudson
Credit Union of Southern California First National Bank of Marin
Cumberland Valley National Bank First National Bank of Northern CA
Delta Employees Credit Union First National Bank of Omaha
Den Norske Bank ASA First Northern Bank of Dixon
Denali Alaskan Federal Credit Union First PREMIER Bank
Destin Bank First Security Bank
Deutsche Bank First Security Bank of Lexington
Discover Bank First Signature Bank & Trust
Dollar Bank First Tennessee
Downey Savings & Loan First Turst Corporation
ECCU FirstBank Data Corporation
EasCorp Fishback Financial Corporation
Eastern Savings Bank Five Points Bank
Electronic Funds Solutions LLC FleetBoston Financial
Eli Lilly Federal Credit Union Florida Bank, N.A.
Empire Corporate Federal Credit Union Fort Bragg Federal Credit Union
Enterprise Bank & Trust Company Fort Financial Credit Union
Evangelical Christian Credit Union Founders Bank
Evergreen Postal Emplyees Credit Union Frontier Bank
Exante Bank Frost National Bank
F&M Bank GTE Federal Credit Union
Greater Bay Bancorp National Bank of California
Group Health Credit Union National Bank of Canada
Guaranty Bank National City Corporation
Guaranty Bank & Trust Company National Commerce Financial
Guaranty Bank, FSB Navy Federal Credit Union
HSBC Bank USA Neighborhood Credit Union
Harris Bank North Island FCU
Hawaii USA Federal Credit Union Northern Trust Company
Hills Bank & Trust Company Northwest Corporate Credit Union
Hilltop National Bank OSU Federal Credit Union
Homestreet Bank Oak Brook Bank
Household Finance Corpo. Old Second Bancorp, Inc.
Hudson City Savings Bank Old Second Bank
Huntington National Bank Olympia Federal Savings
ICICI Bank Ltd. OmniAmerican Credit Union
INSOUTH Bank Orange County Teachers Federal CU
Idaho Independent Bank Oregon pacific Banking Company
Illinois National Bank PFF Bank & Trust
Indiana State University FCU PNC Bank
InterPay Nederland B.V. Palomar Community Bank
International Bank of Commerce Patriot Bank
Intrust Bank, N.A. Peoples Bank
Irwin Union Bank Premier America Credit Union
Isreal Discount Bank of New York Provident Bank
JPMorgan Chase Providian Bancorp Services
Jacom Credit Union Providian Financial Corporation
Keesler Federal Credit Union RBC Financial Group
KeyBank RBC Global Services
Kinecta Federal Credit Union RBC Royla Bank
Knoxville TVA Employees Credit Union Redstone Federal Credit Union
LaSalle Bank Corporation Riggs Bank, N.A.
Legacy Bank of Texas Riverside County’s Credit Union
Liberty Savings Bank Robins Federal Credit Union
M&T Bank Royal Bank Financial Group
MBNA America Bank, N.A. Royal Credit Union
Mellon Financial Corporation Savings Bank of Mendocino County
Melon Global Cash Management School Emplyees CU of Washington
Memorial Hermann Credit Union Scotiabank
Mercantile Bank Security Service Federal Credit Union
Mercantile Safe Deposit & Trust Company Selco Community Credit Union
MetroBank, N.A. ShoreBank Pacific
MidFirst Bank Silicon Valley Bank
Missouri Corporate Credit Union Silver State Bank
Missouri State Bank SouthTrust Bank
Moody National Bank Southwest Bank of Texas
Mountain America Credit Union Southwest Corporate Federal Credit Union
NWA Federal Credit Union Sovereign Bank
National Australia Bank Limited Spokane Teachers Credit Union
Star One Credit Union World Bank
State Bank of Howards Grove World Savings Bank
State Employees Credit Union World’s Foremost Bank
State Employees Credit Union of Maryland
Sterling Bank Government Organizations represented at
Sterling Savings Bank PAYMENTS 2004
Sterling State Bank ADA County
SunTrust Banks, Inc. AK Commission on Postsecondary Education
Susquehanna Bancshares Auditor of the State of Indiana
TCF Bank Broward County
TD Bank Financial Group Broward County Revenue Collection Div.
TD Commercial Banking Bureau of the Public Debt
TIB – The Independent Bankers Bank Canada Customs & Revenue Agency
Tapco Credit Union Canada Revenue Agency
Texas Bank City of Minneapolis
Texas Capital Bank City of Newport Beach
The Bank of New York City of Santa Rosa
The Bankers Bank City of Tulsa
The Delaware County Bank & Trust Clark County Treasurer’s Office
The Golden 1 Credit Union Colorado Department of Human Services
The Laredo National Bank Commonwealth of Massachusetts
The Palmetto Bank Cook County Treasurer’s Office
Tower Federal Credit Union Defense Information System Agency
Tri City National Bank Department of Finance Canada
Trustmark National Bank Department of Defense
U.S. Bank Federal Deposit Insurance Corporation
U.S. Central Credit Union Federal Office of CSE
UBS AG Federal Reserve Board of Governors
UMB Bank FinCEN/U.S. Treasury Department
USA Federal Credit Union Florida State Police
USAA Federal Savings Bank Fort Belvoir MWR, DCA, IMO
Union Bank of California General Services Administration
Union Platners Bank Government of the District of Columbia
Union Savings Bank H.R.S.D.
United Bankers Bank Idaho State Controller’s Office
University Federal Credit Union Idaho State Treasurer’s Office
Volkswagen Bank USA Louisiana Office of Financial Institutions
Volunteer Corporate Credit Union Montana Dept. of Transportation
Vought Heritage Community Credit Union National Credit Union Administration
Wachovia Bank, N.A. Ohio Bureau of Worker’s Compensation
Washington Mutual Bank Oregon State Treasury
Washington Trust Bank PA Higher Education Assistance Agency
Webster Bank PWGSC
Wells Fargo Public Works & Government Services, Canada
Wescorp Federal Credit Union SAC CountyShelby County Trustee
West Coast Bank Social Security Administration
WestStar Credit Union State of Alaska
Whidbey Island Bank State of Alaska CSED
State of Alaska Dept. of Rev. Treas. Div. Countries represented at PAYMENTS 2004
State of Delaware
State of Ohio, Auditor Office Australia
State of WA, Office of Financial Mgmt. Belgium
State of Washington Canada
Texas Comptroller of Public Accounts Chile
Texas County Colombia
Texas State Comptroller’s Office Denmark
U.S. Department of HUD Germany
U.S. Department of Justice Gibralter
U.S. Department of Revenue Hungary
U.S. Department of Veterans Affairs Indonesia
U.S. Department of the Treasury Ireland
U.S. Department of the Treasury, BPD Jamaica
U.S. Deaprtment of the Treasury, FMS Japan
U.S. Office of Personnel Management Mexico
U.S. Postal Service Nigeria
WA State IV-D Agency/Div. Of Child Support Norway
Washington State Department of Revenue Panama
Washington State Treasurer’s Office Poland
West Virginia Bureau for CSE Singapore
West Virginia DHHR South Africa
West Virginia State Auditor’s Office South Korea