PAYMENTS 2004 Demographics

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					                        PAYMENTS 2004 Demographics


                    As s n /U n iv      O th                   Bank
                        4%              3%
                Vend                                           28%
                15%
             P ro c
              5%
                                                                   CRUN
                                                                    4%

                                                          G o vt
                           C o rp
                                                           5%
                           36%


        P A Y M E N T S 2 0 0 4 D e c is io n -M a k e rs

                             P re s /C E O     CIO/CTO/CFO
                                  5%               2%               E V P /S V P
               O th e r
                                                                        8%
                28%
                                                                    VP
                                                                   18%


                 M gr                                              AVP
                 19%                    D ir/S r M g r             3%
                                            17%



53% of PAYMENTS attendees are Senior-Level Managers and Higher*
*”Other” Titles include:
Practice Leader/financial Services; National Sales Executive; Payment Systems Service Rep;
Internal Auditor; Corporate Training Officer; Operations Officer; Associate Director; Comptroller;
Strategic Consultant; Business Development; Business Systems Analyst; Banking Solutions, FSS
Americas; Counsel; Electronic Payments Analyst; Controller; Program Analyst; Operations
Compliance; Chief Business Analyst; Information Systems Analyst; Payments System Research;
Financial Services Analyst; Corporate Compliance & Special Investigation; SRM Analyst; Market
Strategist & Research Executive; QA Analyst; Programmer/Analyst; Corporate Credit Union
Examiner; Retail Payments Analyst; Principal Analyst; Officer, Payment Services Division; Head
of Strategic Planning; ACH Analyst; Operations Analyst; Projects Analyst; Systems Engineer; State
Auditor General; Receiver General; Compliance Administrator; Technology Project Analyst; CU
Examiner; Global Payments Product Management Executive; Fiscal Assistant Secretary; Chief
Marketing Officer; Accounting/Internal Control; Financial Program Specialist; E-Banking Services
Officer; Treasury Analyst; Treasurer; Electronic Banking Officer; Treasury, Strategy and
Compliance; IT Lead Systems Analyst; Fraud Prevention Specialist; Corporate Card Consultant;
Integration Analyst; Project Leader, Software Engineer; Treasury Operations Specialist; Finance
Officer; International Banking Analyst; ID Fraud Unit Commander; System Architect; Risk
Analyst; Disbursements Policy Officer; Financial Management Analyst; International & Treasury
Liaison; ACH Business Analyst; Solution Architect; Chief Research Development Officer;
Technology Application Architect; Executive Consultant – eCommerce EBPP; Internet Payments
Strategy
Companies represented at PAYMENTS            Anhueser-Busch Companies, Inc.
2004                                         Associated Grocers, Inc.
3M Company                                   Association for Financial Professionals
ACA International                            Atmos Energy Corporation
ACH Commerce                                 Aurum Technology, Inc.
ACH Direct, Inc.                             Authorize.Net Corporation
ACH Processing Company                       Autoscribe Corporation
ACI Worldwide, Inc.                          Avolent, Inc.
ACOM Solutions                               BAI
ACS                                          BANKLINK
ACTeCASH, Ltd.                               BCE Emerbis
ADP, Inc.                                    BCS Information Systems PTE LTD
AFLAC                                        BITS
AG Processing, Inc.                          BMHC
ALLTEL                                       BMO
AT Systems, Inc.                             Baird Venture Partners
AT&T                                         Bank Systems & Technology
AT&T Wireless                                BankServ
Accenture                                    Beanstream Internet Commerce, Inc.
AccessKansas                                 BellSouth Corporation
Advance America Cash Advance Centers         BetterBuyDesign
Advanced Financial Solutions                 BillMatrix Corporation
Affirmative Technologies, Inc.               Billaway, Inc.
Alabama ACH Association                      BioPay, LLC
Alex Sheshunoff Management Services          Bisys
Aliaswire, Inc.                              Bloomberg Corporation
Alliance Payments Technologies, Inc.         Blue Cross of California
Allianz Life Insurance Co.                   Blue Water Payments Systems
Allied Waste Industries, Inc.                Bottomline Technologies, Inc.
Allstate Insurance Company                   Brinks Home Security
Alogent Corporation                          CCBill, LLC
Amazon.com                                   CGI Group Inc.
AmeriCredit Financial Services               CHEQ Services International
American Airlines                            CJVolk Associates, Inc.
American Association of Motor Vehicle Adm.   CMC
American Banker                              CUNA Mutual Insurance Group
American Bankers Association                 California Casualty Insurance Group
American Electric Power                      Cambridge Credit Counseling Corporation
American Express                             Canadian Payments Association
American Family Insurance Company            Capco
American Honda Finance Corporation           Capital One Services, Inc.
American National P&C Company                Cardinal Commerce
American Payroll Association                 Carreker Corporation
American United Life Insurance Company       CashEdge, Inc.
Americatel                                   Cashlinq
Ameritrade, Inc.                             Celent Communications
Anexsys LLC                                  Cendant Corporation
Certegy, Inc.                              eBay, Inc.
Charles Schwab & Company                   E Commerce Group
Check Assist                               eFunds Corporation
Check Recovery Systems                     e-Money Systems, Inc.
CheckCare Enterprise, LLC                  ePaystream
CheckFree Corporation                      E.W. Scripps Company
Chevron/Texaco Corporation                 E4C, Inc.
CHIPS                                      ECCHO
Church of Jesus Christ Latter Day Saints   ECHO
Cingular Wireless                          EDS
Clarity Payment Solutions                  EFC Systems
Class Software Solutions, Ltd.             EFT Commerce, LLC
Coinstar, Inc.                             EFT Network, Inc.
Colombian Bankers Association              EPN/The Clearing House
Columbia Ultimate                          EQR
Comcast Cable Communications               ESP Consulting
Coomunity First Technologies, Inc.         EZCheck
Computer Sciences Corporation              EastPay, Inc.
Computer Services, Inc.                    Edgar, Dunn & Company
Concert Capital Partners                   Electracash, Inc.
Concord EFS/STAR                           Electronic Payments Advisory Services
Corillian Corporation                      Electronic Payments Network
Costco Wholesale                           EnCircle
Countrywide Home Loans                     Endpoint Exchange
Creative Solutions                         Entergy Corporation
Credit Card Management                     Epson America, Inc.
Cricket Communications, Inc.               Erickson Retirement Communities
CrossCheck, Inc.                           Erie Insurance Group
Crosslink Capital                          Exelon Corporation
Crowe Chizek and Company LLC               Expertcity, Inc.
CyberSource Corporation                    FACTS Management Company
CyberCollect                               FMR Systems, Inc.
Daimler Chrysler Financial Services        Federal Liaison Services, Inc.
Daniel Trust Company                       Fidelity Express
Data Management Products, Inc.             Financial Fusion, Inc.
Debitman Card, Inc.                        Financial Insigths, an IDC Company
Deepcove Labs                              Financial Technology Partners
Deluxe Check Printers                      Financing Alternatives, Inc.
Diebold, Inc.                              Fireman’s Fund Insurance Co.
Dierickx Management Services               First Analysis Corporation
Digital Check Corporation                  First Annaplis Consulting
Digital Insight                            First Data Corporation
Digital Transactions                       First Data Merchant Services
Dillard’s Information Systems              First Data Technologies
Dillards, Inc.                             Fiserv, Inc.
Direct Payment Company                     Florida Association of Court Clerks
Doculabs, Inc.                             Florida Power & Light Company
Dove Consulting                            Ford Credit
Foresters                       Intel Corporation
Fort Knox National Company      Intell-A-Check, Corp.
Fundtech Corporation            InterCept Payment Solutions
GACHA                           International Data Group
GESD Capital Partners           Internet Transaction Solutions, Inc.
GIFTS Software, Inc.            IntraNet
GM Group                        Intrieve, Inc.
GMAC Mortgage                   Intuit, Inc.
Gartner, Inc.                   Intuition Systems, Inc.
Genex                           Intuitive Solutions, Inc.
Giro Limited                    Iowa State University
Global Collect                  J & B Software, Inc.
Global Consepts, Inc.           J2 Global Communications
Global Payment Solutions        Jack Henry & Associates
Global Payments Experts, llc    Javelin Strategy & Research
Global eXchange Services        Jettis, Inc.
Goldleaf Technologies           KUBRA
Goldman Sachs & Company         Katten Muchin Zavis Rosenman
Govolution, Inc.                Kenworth of Tennesee, Inc.
govONE Solutions                Kingdom, Inc.
Grand Valley State University   L.A. Fitness International
Great West Life & Annuity       LADWP
Green Tree Servicing, LLC       LDS Church
Grocers Supply                  LML Payment Systems Corp.
H&R Block                       Leahy Newsletter
HMSBLUE.com                     LendingTools.com
Handel USA                      LinkPoint International
Harbor Payments                 MACHA – The Mid-Atlantic Payments
Health Alliance Medical Plans   Association
Hewlett Packard                 MCSI
High Mark, Inc.                 MDC Holdings Inc.
Honeywell                       MEEMIC Insurance
Hyland Software, Inc.           MSNBC
HyperWallet Systems, Inc.       MagTek, Inc.
IBM Corporation                 Mary Kay Cosmetics, Inc.
IBM Global Service              Mass Mutual Life Insurance Co.
IBM/Jack Henry & Associates     MasterCard International
IDC                             MasterCard RPPS
ING Americas                    Mayer, Brown, Row & Maw LLP
IPP of America, Inc.            McKesson Corpration
ITI Services                    McMaster-Carr Supply Company
Ikobo                           Metavante Corporation
ImageScan, Inc.                 Microsoft Corporation
Indiana Interactive, Inc.       Mid-America Payment Exchange
Inovant                         MobileLime
Inovis                          Mohawk Ppaer Mills, Inc.
InteCap, Inc.                   Moneris Solutions
Integrated Check Technologies   Moneytree, Inc.
Morgan Stanley                         Paysystems Corp.
Murphy & Company                       Pegasystems, Inc.
Music Rebellion                        Pekin Insurance
NCP Solutions                          Peppercoin
NEACH                                  Phocas Partners
NT Services, Ltd.                      Pillsbury Winthrop
NVI Payment Solutions, Inc.            Pitney Bowes
NYCE Corporation                       Planaxis
National Clearing House Association    Polex
National Depository for Securities     Politzer & Haney
National Item Processing, Inc.         Ponemon Institute
National Processing Company            Portico Capital LLC
Nationwide Insurance Companies         Portland General Electric
Navigant International                 Pricewaterhouse Coopers, LLP
Nextell Communications, Inc.           Primary Payment Systems, Inc.
Nextel Partners, Inc.                  Prime Factors, Inc.
NoCheck, LLC                           Princeton eCom Corporation
Northrup Grumman                       Principal Financial Group
Northwest Clearing House Association   Proctor & Gamble Company
NoteWorld                              Professional Bank Services, Inc.
Nova Information Systems, Inc.         Professional Realty Enterprises, Inc.
Nuance                                 Protective Life Corp.
OPEX Corporation                       Purdue University
Oak Hill Financial, Inc.               Qwest Communications
Occidental Petroleum Corporation       RDA Corporation
OnLine Banking Solutions               RDM Corporation
OneCall                                REMITCO
Online Resources Corp.                 RFI Enterprises, Inc.
Open Solutions, Inc.                   RPG Group LLC
Oracle Corporation                     RWC Consulting Group, Inc.
Othentik Technologies                  Regions Financial Corp.
PAYCHEX, Inc.                          Regulus Group LLC
PEMCO Technology Services, Inc.        Rehmann Consulting
Panini North America                   Retail Payments Global Consulting
Paradata Systems, Inc.                 Reuters
Pay By Touch                           Robert W. Baid & Company
PayFormance Corporation                Ross Products Division/Abbott Labs
PayPal, Inc.                           S1 Corporation
PayStream Advisors                     SAI New Technologies Limited
PaySystems, Inc.                       SBC Services, Inc.
Paycom Billing Services                SHAZAM, Inc.
Payment Strategy Association           SVPCo
PaymentOne                             SWACHA – The Electronic Payments
Paymentech                             Resource
Payments Central                       SWIFT
Payments Resource One                  Safeway, Inc.
Paysett Corporation                    Sallie Mae, Inc.
Paystone Technologies                  Sanchez Data Systems, Inc.
Sandia National Laboritories               Textron
Schulte Roth & Zabel LLP                   The Azimuth Group
Sciance Applications International Corp.   The Bankers’ Almanac
Scottrade, Inc.                            The Boston Consulting Group
Seaside Tobacco Outlet                     The Center for Financial Industry Info.
Select Payment Processing                  The Clearing House
Sempra Energy                              The Green Sheet, Inc.
Sharebuilder Securities Corporation        The Kroger Company
Silver Bullet Technology, Inc.             The Members Group
Skylight Financial                         The Payments Authority, Inc.
Smart Processing Solutions, Inc.           The South Financial Group
Solutran                                   The Vanguard Group
South Carolina ACH Association             ThinkEquity Partners
Southern California Edison                 Thoma Cressey Equity Partners
Southern Company Services, Inc.            Thomas Weisle Partners
Southern Financial Exchange                Thomson Media
Southwest Business Corporation             Thrivent Financial for Lutherans
Spectrum Equity Investors                  TouchNet Information Systems Inc.
Sprint                                     TowerGroup
Star Systems, Inc.                         Trancentrix, Inc.
Starbucks Coffee Company                   TransFirst ePayment Services
State Compensation Insurance Fund          Transworld Payment Solutions, Inc.
State Farm Insurance Companies             Travelers Express/Money Gram
Stearns Payment Solutions                  Travelex Commercial Foreign Exchange
Sterling Commerce, Inc.                    Treasury Strategies, Inc.
Stratus Technologies                       TriSyn Group
Summit Information Systems                 Triad Hospitals, Inc.
Sunoco, Inc.                               Tumbleweed Communications
SureFire Commerce Corp.                    Two Sparrows Consulting, LLC
Svoboda, Collins, LLC                      U.S. Billing, Inc.
Symantec Corporation                       UBCC
Synergistics Research Corp.                UNISYS de Colombia
Synovus Financial Corporation              UNOCAL Corporation
T-Mobile USA                               US Dataworks
T. Rowe Price Associates, Inc.             USAA
TA Associates Inc.                         Unisys Corporation
TAWPI                                      United Construction
TFP                                        University of California, Berkeley
TH Lee Putnam Ventures                     University of Illinois
TNG Group                                  University of Oklahoma
TROY Group, Inc.                           University of Washington
Target Corporation                         Upper Midwest ACH Association
Technology Crossover Ventures              VECTORsgi
Technology Management Resources            VISA International
TeleCheck Services, Inc.                   Velosant, LP
Tennesseee ACH Association                 Ventanex
Teranet                                    VeriSign Payment Services
Texas Tech University                      VeriSign, Inc.
Verizon                                 Financial Institutions represented at
Verizon Communications                  PAYMENTS 2004
Verizon Data Services                   1st Source Bank
Visa Canada                             ABN AMRO Bank
Visa USA                                Advanta Bank Corp
Volkswagen of America, Inc.             AgFirst Farm Credit Bank
Vontu, Inc.                             Agribank, FCB
WACHA – The Premier Payments Resource   Alliance Bank of Arizona
Wal-Mart Stores, Inc.                   Allstate Bank
Washington State University             Alpine Bank
Wausau Financial Systems                AmSouth Bank
Wegmans Food Markets, Inc.              Amalgamated Bank
Wellpoint Health Networks, Inc.         Amarillo Community Federal Credit Union
WesCorp                                 America’s Credit Union
West Corporation                        American Airlines Federal Credit Union
Western Payments Alliance               American Express Bank, Ltd.
Western Union                           American Express Centurion Bank
Westgate Resort                         American Heritage Federal Credit Union
White Castle Purchasing Company         Apple Federal Credit Union
Yodlee, Inc.                            Army Aviation Center FCU
Youbet.com                              Arvest Bank Group
Zenith Information Group                BACS, Ltd.
                                        BB&T
                                        BBVA Bancomer Mexico
                                        Banco Bilbao Vizcaya Argentaria PR
                                        Banco De Mexico
                                        Banco Popular de Puerto Rico
                                        Banco de la Republica
                                        Bank Indonesia
                                        Bank One
                                        Bank of America
                                        Bank of Hawaii
                                        Bank of Jamaica
                                        Bank of Korea
                                        Bank of New York
                                        Bank of Nova Scotia
                                        Bank of the West
                                        BankFirst
                                        Bankenes Betalingssentral AS BBS
                                        Bankers Bank
                                        Banknorth, N.A.
                                        Banner Bank
                                        Bay Cities Bank
                                        Bayer Federal Credit Union
                                        Boeing Employees Credit Union
                                        Brenham National Bank
                                        CECOBAN, S.A. de C.V
                                        CIBC Global Deposits & Payments
CLS Bank                                   Farm Credit Bank of Texas
California Bank & Trust                    Farmers & Merchants Bank
Calnet Business Bank                       Federal Reserve Bank of Atlanta
Cape Savings Bank                          Federal Reserve Bank of Chicago
Capital Federal Savings Bank               Federal Reserve Bank of Cleveland
Cashmere Valley Bank                       Federal Reserve Bank of Kansas City
Central Bank of Nigeria                    Federal Reserve Bank of Minneapolis
Centro de Intercambio Automatizado         Federal Reserve Bank of Philadelphia
Charter Bank                               Federal Reserve Bank of San Francisco
Chase Home Finance                         Federal Reserve Bank of St. Louis
Chevron Credit Bank                        Fidelity Investments
Citigroup, Inc.                            Fifth Third Bank
Citibank, N.A.                             Financial Resources Federal Credit Union
Citizens & Northern Bank                   First Bank
Citizens First National Bank               First Carolina Corporate Credit Union
City National Bank                         First Electronic Bank
Clark County Credit Union                  First Federal Bank
Colonial Bank                              First Federal Savings & Loan
Columbia Bank                              First Interstate Bank
Columbia Credit Union                      Fisrt National Bank
Comerica Bank                              First Nationa Bank Artesia
Commerce Bank                              First National Bank Alaska
Commerce Bank & Trust                      First National Bank Omaha
Community Bank of Southern Indiana         Fist National Bank in Brookings
Compass Bank                               First National Bank of Arizona
County Schools Federal Credit Union        First National Bank of Catlin
Credit Union Central of British Columbia   First National Bank of Hudson
Credit Union of Southern California        First National Bank of Marin
Cumberland Valley National Bank            First National Bank of Northern CA
Delta Employees Credit Union               First National Bank of Omaha
Den Norske Bank ASA                        First Northern Bank of Dixon
Denali Alaskan Federal Credit Union        First PREMIER Bank
Destin Bank                                First Security Bank
Deutsche Bank                              First Security Bank of Lexington
Discover Bank                              First Signature Bank & Trust
Dollar Bank                                First Tennessee
Downey Savings & Loan                      First Turst Corporation
ECCU                                       FirstBank Data Corporation
EasCorp                                    Fishback Financial Corporation
Eastern Savings Bank                       Five Points Bank
Electronic Funds Solutions LLC             FleetBoston Financial
Eli Lilly Federal Credit Union             Florida Bank, N.A.
Empire Corporate Federal Credit Union      Fort Bragg Federal Credit Union
Enterprise Bank & Trust Company            Fort Financial Credit Union
Evangelical Christian Credit Union         Founders Bank
Evergreen Postal Emplyees Credit Union     Frontier Bank
Exante Bank                                Frost National Bank
F&M Bank                                   GTE Federal Credit Union
Greater Bay Bancorp                       National Bank of California
Group Health Credit Union                 National Bank of Canada
Guaranty Bank                             National City Corporation
Guaranty Bank & Trust Company             National Commerce Financial
Guaranty Bank, FSB                        Navy Federal Credit Union
HSBC Bank USA                             Neighborhood Credit Union
Harris Bank                               North Island FCU
Hawaii USA Federal Credit Union           Northern Trust Company
Hills Bank & Trust Company                Northwest Corporate Credit Union
Hilltop National Bank                     OSU Federal Credit Union
Homestreet Bank                           Oak Brook Bank
Household Finance Corpo.                  Old Second Bancorp, Inc.
Hudson City Savings Bank                  Old Second Bank
Huntington National Bank                  Olympia Federal Savings
ICICI Bank Ltd.                           OmniAmerican Credit Union
INSOUTH Bank                              Orange County Teachers Federal CU
Idaho Independent Bank                    Oregon pacific Banking Company
Illinois National Bank                    PFF Bank & Trust
Indiana State University FCU              PNC Bank
InterPay Nederland B.V.                   Palomar Community Bank
International Bank of Commerce            Patriot Bank
Intrust Bank, N.A.                        Peoples Bank
Irwin Union Bank                          Premier America Credit Union
Isreal Discount Bank of New York          Provident Bank
JPMorgan Chase                            Providian Bancorp Services
Jacom Credit Union                        Providian Financial Corporation
Keesler Federal Credit Union              RBC Financial Group
KeyBank                                   RBC Global Services
Kinecta Federal Credit Union              RBC Royla Bank
Knoxville TVA Employees Credit Union      Redstone Federal Credit Union
LaSalle Bank Corporation                  Riggs Bank, N.A.
Legacy Bank of Texas                      Riverside County’s Credit Union
Liberty Savings Bank                      Robins Federal Credit Union
M&T Bank                                  Royal Bank Financial Group
MBNA America Bank, N.A.                   Royal Credit Union
Mellon Financial Corporation              Savings Bank of Mendocino County
Melon Global Cash Management              School Emplyees CU of Washington
Memorial Hermann Credit Union             Scotiabank
Mercantile Bank                           Security Service Federal Credit Union
Mercantile Safe Deposit & Trust Company   Selco Community Credit Union
MetroBank, N.A.                           ShoreBank Pacific
MidFirst Bank                             Silicon Valley Bank
Missouri Corporate Credit Union           Silver State Bank
Missouri State Bank                       SouthTrust Bank
Moody National Bank                       Southwest Bank of Texas
Mountain America Credit Union             Southwest Corporate Federal Credit Union
NWA Federal Credit Union                  Sovereign Bank
National Australia Bank Limited           Spokane Teachers Credit Union
Star One Credit Union                      World Bank
State Bank of Howards Grove                World Savings Bank
State Employees Credit Union               World’s Foremost Bank
State Employees Credit Union of Maryland
Sterling Bank                              Government Organizations represented at
Sterling Savings Bank                      PAYMENTS 2004
Sterling State Bank                        ADA County
SunTrust Banks, Inc.                       AK Commission on Postsecondary Education
Susquehanna Bancshares                     Auditor of the State of Indiana
TCF Bank                                   Broward County
TD Bank Financial Group                    Broward County Revenue Collection Div.
TD Commercial Banking                      Bureau of the Public Debt
TIB – The Independent Bankers Bank         Canada Customs & Revenue Agency
Tapco Credit Union                         Canada Revenue Agency
Texas Bank                                 City of Minneapolis
Texas Capital Bank                         City of Newport Beach
The Bank of New York                       City of Santa Rosa
The Bankers Bank                           City of Tulsa
The Delaware County Bank & Trust           Clark County Treasurer’s Office
The Golden 1 Credit Union                  Colorado Department of Human Services
The Laredo National Bank                   Commonwealth of Massachusetts
The Palmetto Bank                          Cook County Treasurer’s Office
Tower Federal Credit Union                 Defense Information System Agency
Tri City National Bank                     Department of Finance Canada
Trustmark National Bank                    Department of Defense
U.S. Bank                                  Federal Deposit Insurance Corporation
U.S. Central Credit Union                  Federal Office of CSE
UBS AG                                     Federal Reserve Board of Governors
UMB Bank                                   FinCEN/U.S. Treasury Department
USA Federal Credit Union                   Florida State Police
USAA Federal Savings Bank                  Fort Belvoir MWR, DCA, IMO
Union Bank of California                   General Services Administration
Union Platners Bank                        Government of the District of Columbia
Union Savings Bank                         H.R.S.D.
United Bankers Bank                        Idaho State Controller’s Office
University Federal Credit Union            Idaho State Treasurer’s Office
Volkswagen Bank USA                        Louisiana Office of Financial Institutions
Volunteer Corporate Credit Union           Montana Dept. of Transportation
Vought Heritage Community Credit Union     National Credit Union Administration
Wachovia Bank, N.A.                        Ohio Bureau of Worker’s Compensation
Washington Mutual Bank                     Oregon State Treasury
Washington Trust Bank                      PA Higher Education Assistance Agency
Webster Bank                               PWGSC
Wells Fargo                                Public Works & Government Services, Canada
Wescorp Federal Credit Union               SAC CountyShelby County Trustee
West Coast Bank                            Social Security Administration
WestStar Credit Union                      State of Alaska
Whidbey Island Bank                        State of Alaska CSED
State of Alaska Dept. of Rev. Treas. Div.    Countries represented at PAYMENTS 2004
State of Delaware
State of Ohio, Auditor Office                Australia
State of WA, Office of Financial Mgmt.       Belgium
State of Washington                          Canada
Texas Comptroller of Public Accounts         Chile
Texas County                                 Colombia
Texas State Comptroller’s Office             Denmark
U.S. Department of HUD                       Germany
U.S. Department of Justice                   Gibralter
U.S. Department of Revenue                   Hungary
U.S. Department of Veterans Affairs          Indonesia
U.S. Department of the Treasury              Ireland
U.S. Department of the Treasury, BPD         Jamaica
U.S. Deaprtment of the Treasury, FMS         Japan
U.S. Office of Personnel Management          Mexico
U.S. Postal Service                          Nigeria
WA State IV-D Agency/Div. Of Child Support   Norway
Washington State Department of Revenue       Panama
Washington State Treasurer’s Office          Poland
West Virginia Bureau for CSE                 Singapore
West Virginia DHHR                           South Africa
West Virginia State Auditor’s Office         South Korea
                                             Switzerland
                                             The Netherlands
                                             United Kingdom
                                             United States