SAHARA MUTUAL FUND KEY INFORMATION MEMORANDUM & APPLICATION FORM SAHARA POWER & NATURAL RESOURCES FUND ( An open ended Growth Fund) Sr. P An offer for units at Rs. 10/- per unit plus applicable load during the New Fund Offer Period and at NAV based price upon reopening NEW FUND OFFER Opens on : 28th APRIL, 2008 Name and AMFI Reg. No. (ARN) Sub Agent’s Name and ARN NEW FUND OFFER Closes on : 27th MAY, 2008 Serial No. Date of Receipt / Time 1. DISTRIBUTOR INFORMATION (AMFI registered only) (Not to be filled in by Applicant) Investor Service Centre ARN - 0155 NJ India Invest EXISTING INVESTOR (Proceed to Section 4&9) 2. PLEASE CHOOSE ANY ONE OPTION FOR MAKING INVESTMENTS. [Please tick ( )] Growth / Dividend Payout Dividend RI In case, Option is not specified, default option would be Dividend RI. Folio No. ^ KYC certification is mandatory for all investments of Rs. 50,000/- and above (Refer OD for further details) 3. APPLICANT’S INFORMATION (PAN is mandatory for all investments and for all applicants) Name of Sole / First Applicant (First / Middle / Surname) Mr. Ms. M/s. Date of Birth (Minor) D D / M M / Y Y Y Y Name of Guardian (In case of Minor) OR Contact Person (for Non-individuals) Mr. Ms. Date of Birth D D / M M / Y Y Y Y Name of Second Applicant Mr. Ms. Date of Birth D D / M M / Y Y Y Y Name of Third Applicant Mr. Ms. Date of Birth D D / M M / Y Y Y Y Mode of Holding [Pl.  ] 1. Single 2. Joint* 3. Either or Survivor/s (* DEFAULT, IN CASE NOT INDICATED WHEN APPLICANTS ARE MORE THAN ONE ) 4. *MANDATORY DETAILS relating to PAN ( Please Quote and also submit self-attested xerox copy of PAN Card) for all applicants. Sole /First Applicant /Guardian Second Applicant Third Applicant *PAN Pl. () PAN Copy PAN Copy PAN Copy (In case the application is submitted at the AMC / KARVY office kindly furnish original PAN card for verification) ^KYC Acknowledgement being submitted 5. Occupation of the 1st Applicant 1. 2. 3. 4. Business 5. Professional 6. Agriculturist 7. Private sector 8. service 9. [Pl.  ] / already submitted [Pl.  ] Applicant 1 Applicant 2 Applicant 3 [Pl.  ] Status/Category of the 1st Applicant 1. 2. 3. 4. Resident Individual 5. On behalf of minor 6. HUF 7. Company 8. Listed Unlisted AOP/BOI Partnership Firm Proprietorship Firm Body Corporate 9. 10. 11. 12. Trust Society NRI FIIs Retired 10. Others Student (pl. specify) Housewife Public Sector/Govt. service Forex Dealer 13. 14. 15. 16. Government Body Financial Institution Banks Others (pl.specify) _______________ Address of Sole / First Applicant / Guardian (P.O. Box Address is not sufficient) (Local Address for NRls / Flls) City Pin Code (Mandatory) State I / We give consent to receive Account Statement/other updates by email (Pl.  ) E-mail: NRI / FII Overseas Address (Mandatory) (P.O. Box Address is not sufficient) TEAR HERE SAHARA ASSET MANAGEMENT COMPANY PRIVATE LIMITED Corporate Office : ACKNOWLEDGEMENT (to be filled in by investor) 97-98, 9th Floor, Atlanta, Nariman Point, Mumbai - 400 021. email : saharamutual@saharamutual.com Website: www.saharamutual.com Sr. P Collection Centre, Stamp, Date & Time, Signature Received from Address : SAHARA Power & Natural Resources Fund [tick ( )] Dividend Option Payout Amount Paid Rs. (in Figures) : DD Charges. : Cheque/ DD No.: Dated : Bank Name : Total an application for purchase of units, subject to realisation of cheque(s)/demand draft(s) as per details. PAN submitted KYC Ack. submitted. Dividend RI Growth Option Branch : 6. BANK ACCOUNT DETAILS OF FIRST UNIT HOLDER (Mandatory as per SEBI guidelines) (For existing investors, details to be provided only in case of change) *A/c. No. Bank Name Branch Name Branch Address A/c. Type () SAVINGS CURRENT NRE NRO FCNR Pin Code * I/We hereby confirm that bank account of the first unitholder is true and correct. 6a. ELECTRONIC CLEARING SERVICE (ECS) The 9 digit MICR Code number of my/our Bank and Branch is : IFSC/NEFT/RTGS Code: I/We authorise SAHARA MUTUAL FUND to credit Dividend amount through ECS. (The 9 digit code appears on your cheque next to the Cheque Number.) (This is a 11 digit alpha numeric number) 7. NOMINATION DETAILS I/We do hereby nominate the person more particularly described hereunder made by us in respect of Units held by me/us. Nominee Name Guardian Name/Add. Date of Birth of Nominee (If Minor) Pin Code Tel. No. Relationship 8. SWITCH REQUEST (Pl. mention Plan name in the space below) To : Sahara Power & Natural Resources Fund Growth / Dividend Payout Dividend RI 8a. LIST OF DOCUMENTS ATTACHED 8b. CONTACT DETAILS 1. 2. 3. 4. STD Code: Mobile: Residence.: Office: From : Scheme / Option .............................................................................................. Amount (Rs.) ........................ No. of Units.......... Entire Balance Please note that Switch can be done either in Units or in Amount only and not both. 9. INVESTMENT & PAYMENT DETAILS - (Minimum Application of Rs. 5,000 /- and additional investments in multiples of Re. 1/- thereafter) *I/We hereby declare that I/we are making this investments on our personal behalf & are not beneficiaries of any fund obtained in contravention of Prevention of Money Laundering Act or any amendments or modifications to the Act including any circular, guidelines issued by Government of India. *Cheque / DD to be drawn in favour of ‘Sahara Power & Natural Resources Fund’. Pl write the application no. on the reverse of the Cheque/DD Gross Amount (Rs.) DD Charges if any Net Amount (Rs.) Account Type [(Please ()] SAVINGS Chq / DD No. Drawn on (Bank/ Branch Name) Amount in words (Rs.) CURRENT NRE NRO FCNR Others _________________ Chq / DD Dt. D D / M M / Y Y Y Y 10. DECLARATION & SIGNATURES I/We have read and REQUEST contents of the Offer Document(s)/ Key Information Memorandum and Addendum(s) thereto of Sahara Power & Natural Resources Fund and agree to abide by 9. SWITCH understood the the terms, conditions, rules and regulations of the Scheme(s) as applicable from time to time. I/We hereby declare that I/We are making this investment from our own funds on my/our personal behalf and are not beneficiaries of any fund obtained in contravention of Prevention of Money Laundering Act or any guidelines issued from time to time. * I/We hereby confirm that I am / We are NRIs/PIOs/FIIs and that the funds are remitted in accordance with applicable provisions of the Foreign Exchange Management Act, 1999 and rules and guidelines issued thereunder. I/We have not received nor been induced by any rebate or gifts, directly or indirectly, in making this investment. In furtherance of the 'Know Your Customer' policy, the AMC shall have absolute discretion to reject any application, prevent further transactions by an investor / unit holder, including mandatory redemption of units, if the unit holder / investor does not satisfy the 'Know Your Customer' requirements of the AMC or the AMC believes that the transaction is suspicious in nature as regards money laundering. *Applicable for NRIs/PIOs/FIIs. Date ____________________ S I G N A T U R E / (S) [Section 4, may please be noted carefully for all applicants] Sole / First Applicant / Guardian Second Applicant Third Applicant SAHARA ASSET MANAGEMENT COMPANY PRIVATE LIMITED Corporate Office : 97-98, 9th Floor, Atlanta, Nariman Point, Mumbai - 400 021. Ph: (022) 675 20121-27, Fax: (022) 66547855 Email: saharamutual@saharamutual.com Website: www.saharamutual.com Registrar: KARVY COMPUTER SHARE PVT. LTD. (KARVY) (Unit : Sahara Mutual Fund) 21, Avenue 4, Street No. 1, Banjara Hills, Hyderabad - 500034 Ph: 040 - 23420802, 23312454, Email : service_smf@karvy.com Note : All future communciation in connection with this application should be addressed to the Registrar at the address given in this form, quoting full name of sole/first applicant, the application serial number, the name of the scheme/option, amount invested, date and the place of the AMC/ Collection Centre where the application was lodged/submitted. For details of PAN / Know Your Client (KYC) norms, please contact the nearest AMC/KARVY /ISC or refer to the Offer Document / KIM for further details. CHECKLIST • Please ensure that your Application Form is Complete in all respects & signed by all applicants Name, Address and Contact Details are mentioned in full. Bank Account Details are entered completely and correctly. Permanent Account Number (PAN) of all Applicants is mentioned for all investments and copy is given. KYC for All Applications of Rs. 50000/- and above. Appropriate Option is selected. If the Dividend Option is chosen, Dividend Payout or Re-investment is indicated. If units are applied for jointly, Mode of Operation of account is indicated. • Investment Cheque/DD is drawn in favour of “Sahara Power & Natural Resources Fund”, dated and signed. • Application Number is mentioned on the reverse of the Cheque/DD. • Documents, as applicable, are submitted along with the Application Form. INSTRUCTIONS TO INVESTORS FOR FILLING UP THE APPLICATION FORM 1. The form should be filled in English in BLOCK LETTERS. Please tick () in the appropriate box, where boxes have been provided. 2. The Signature(s) should be in English or in any of the Indian languages specified in the Eighth Schedule of the Constitution of India. Thumb Impressions must be attested by a Magistrate or a Notary Public or a Special Executive Magistrate under his/her official seal. Applications by minors should be signed by their guardian. In case of HUF, the KARTA should sign on behalf of the HUF. Similarly, for the Association of Persons (AOP) the application must be signed by the Authorised Signatory. 3. The cheque/demand draft should be drawn in favour of “Sahara Power & Natural Resources Fund” and crossed “Account Payee Only”. The cheque/demand draft should be payable locally at the centre where the Application is deposited. The cheque/demand draft should be drawn on any bank which is a member/sub-member of the Bankers Clearing House of that city. 4. Investors are requested to choose an Option, in the application form. If such a choice is not being indicated by the investor, it will be deemed that the investor has opted for Dividend Re-investment option. 5. As per SEBI guidelines, it is mandatory for the first applicant to provide the name of the bank, branch, address, account type and account number at the time of application. 6. PAN / KYC norms: It is Mandatory for all applicants to submit the copy of the PAN card. In line with SEBI guidelines / Prevention of Money Laundering Act 2002 (PMLA), KYC is mandatory for applications of Rs. 50000/- and above for all applicants. 7. Any Application without PAN / Bank account details will not be accepted. 8. NRIs / Persons of Indian origin seeking to apply for Units on a non-repatriation basis may make payments by cheques /drafts drawn out of Non-Resident Ordinary (NRO) accounts payable at the centre where the application form is accepted. 9. Payments by Cash, Stock Invests, Post-dated cheques or out station cheques will not be accepted. 10 The Application Form Number , should be mentioned on the reverse of the payment instruments (cheques/DD) that accompanies the application. 11. In case of an application under Power of Attorney or by a limited company, body corporate, registered society, trust or partnership, etc. the relevant Power of Attorney or the relevant resolution or authority to make the application as the case may be, or duly certified copy thereof, along with Memorandum and Articles of Association/bye-laws must be lodged along with the application form. 12. Applicants should specify the mode of holding. In case of joint holders, the first named holder will receive all the account statements, income/redemption/refund warrants and any other correspondence sent from time to time. 13. Applications complete in all respects, may be submitted at the Collection Centres at locations mentioned in the KIM/Application Form as appointed by the AMC. 14. Applications incomplete in any respect or not accompanied by a cheque/demand draft for the amount payable are liable to be rejected and the money paid will be refunded without interest. 15. If the applicant wishes to nominate in respect of this investment, kindly fill up the nomination details in the application form. 16. The nomination can be made only by individuals applying for/holding units on their own behalf signed singly or jointly. Non-individuals including society, trust, body corporate, partnership firm, Karta of Hindu Undivided Family, holder of Power of Attorney cannot nominate. 17. A minor can be nominated and in that event, the name and address of the guardian of the minor nominee shall be provided by the unit holder. 18. The Nominee shall not be a trust, society, body corporate, partnership firm, Karta of Hindu Undivided Family or a Power of Attorney holder. A nonresident Indian can be a Nominee subject to the exchange control regulations in force, from time to time. 19. Nomination in respect of the units stand rescinded upon the transfer of units. 20. Transfer of Units in favour of Nominee shall be valid discharge by the Asset Management Company against the legal heir. 21. The cancellation of nomination can be made only by those individuals who have held units on their own behalf singly or jointly and who made the original nomination. On cancellation of the nomination, the nomination shall stand rescinded and the Asset Management Company shall not be under any obligation to transfer the units in favour of the Nominee. 22. No separate receipt will be issued for the application money. The Investor Service Centre will stamp and return the acknowledgement slip in the application form, to acknowledge receipt of the application. 23. Application form/s not completed in any respect/s is liable to be rejected by the AMC. Accompanying documents Please submit the following documents with your application (where applicable). All documents should be original / true copies certified by a Director/Trustee/Company Secretary/Authorised Signatory/Notary Public. Documents Resolution/Authorisation to invest List of Authorised Signatories with Specimen signature(s) Memorandum & Articles of Association Trust Deed Bye-laws Partnership Deed Overseas Auditors’ Certificate Notarised Power of Attorney Account Type/FIRC/Approval from FIPB Companies    Societies     Partnership Firms Investments through POA Trusts         NRI Flls   Note : Registrar: KARVY COMPUTER SHARE PVT. LTD. (KARVY) (Unit : Sahara Mutual Fund) 21, Avenue 4, Street No. 1, Banjara Hills, Hyderabad - 500034. Ph: 040 - 23420802, 23312454, Email : service_smf@karvy.com All future communication in connection with this application should be addressed to the Registrar at the address given above, quoting full name of First/Sole Applicant, the Application Serial Number, the name of the Scheme, the amount invested, date and the place of the Collection Centre / Investor Service Centre where application was lodged. HDFC BANK LTD (COLLECTION CENTRES DURING NEW FUND OFFER ONLY) AGRA : SHOP NO F3, F3-A, 1ST FLOOR, FRIEND'S PLAZA, SANJAY PLACE, Agra - 282 002 TEL: 0562-3052011 / 3052013 /3052016 ;; AHMEDABAD ; HDFC BANK HOUSE, NEAR MITHAKALI SIX ROADS, NAVRANGPURA - 380 009 TEL: 079 -55217163 / 55217184 ;; AHMEDNAGAR : AMBER PLAZA,STATION ROAD, OPP ADCC BANK SAHAKAR GRUH, Ahmednagar - 414 001 TEL: 95241-2451962-63 / 2451194 ;; AJMER : AMC NO - 13/10 & 14/10, NEAR SUCHMA KENDRA, ADJACENT TO SWAMI COMPLEX, Ajmer - 305 001 TEL: 0145-5100123 ;; AKOLA : SETHI HEIGHTS, OPP TO COLLECTOR OFFICE, Z P ROAD, Akola - 444 001 TEL: 0724-2432204 (D), 2441128 & 2431446 ( Ext 110) ;; ALIGARH : 3-316 RAMGHAT ROAD, NEAR DEVI TRAY HOSPITAL, Aligarh - 202 001 TEL: 0571-2741973 ;; ALLAHABAD : 54/1 S.P. MARG CIVIL LINES,, Allahabad - 211 003 TEL: 0532- 2260049 ;; ALWAR : BHAGAT SINGH CIRCLE, ROAD NO 2, Alwar - 301 001 TEL: 0144-5100880 ;; AMBALA : SHINGAR PALACE COMPLEX, NICHOLSON ROAD, Ambala Cantt - 133 001 TEL: 0171-2600044 (D), 0171-2600045 ;; AMRAVATI : C/O RASIK PLAZA, JAISTAMBH CHOWK, MORSHI ROAD, Amravati - 444 601 TEL: 0721- 2568432,05,06 ;; AMRELI : 2 MANEKPURA, STATION ROAD, Amreli - 365 601 TEL: 02792-220342 ;; AMRITSAR : 1ST FLOOR, R.S TOWERS, HALL BAZAR, Amritsar - 143 001 TEL: 0183 - 3018604 ;; ANAND : 1ST FLOOR, SANKET TOWERS, OPP ANAND ARTS COLLEGE, GRID ROAD, Anand - 388 001 TEL: 02692- 573195 ;; ANKLESHWAR : COMMERCIAL PLOT - 73 / P,, GIDC ESTATE,S A MOTORS BUILDING, Ankleshwar - 395 002 TEL: (02646) 227704/227705 ;; ASANSOL : CMS DEPT, P C CHATTERJEE MARKET, G.T ROAD, RAMBHANDU TALA, Asansol - 713 303 TEL: 03412214848 ;; AURANGABAD : SHIVANI CHAMBERS, MANJEET NAGAR, JALNA ROAD, OPP AKASHWANI, Aurangabad - 431 001 TEL: (0240).2362042/47 ;; BAGALKOT : CTS NO 121, B.S NO 39, WARD X, OPPOSITE RAILWAY STATION, Bagalkot - 587 102 TEL: 08354 - 222319 ;; BALASORE : c/o BHARAT MOTORS, F.M CIRCLE, Balasore - 756 001 TEL: 06782 - 263335 ;; BANGALORE : NO 8 / 24 SALCO CENTRE, RICHMOND ROAD, Bangalore - 560 025 TEL: 080-41266865 ;; BARDOLI : SHREE AMBIKA NIKETAN TEMPLE,, Bardoli - 394 601 TEL: 02622 223627, (02622) 223879 ;; BARIELLY : 154, KRISHNA PALACE, CIVIL LINES, Bareilly - 243 001 TEL: (0581) - 3099631 ;; BARODA : 5TH FLOOR, MIDWAY HEIGHTS, NEXT TO PANCHMUKHI HANUMAN TEMPLE, LOKMANYA TILAK ROAD,KIRTI MANDIR,NEAR KALA GHODA, RAOPURA, Baroda - 390 001, TEL: 0265-5585516 ;; BEGUSARAI : KACHARI CHOWK,, Begusarai - 851 101 TEL: 09931770884 ;; BELGAUM : 3 RD FLOOR, KHIMJIBHAI COMPLEX,, Belgaum - 590 006 TEL: 0831 - 2404415 / 0831 - 6451940 ;; BHAGALPUR : KHALIFA BAGH CHOWK,, TRIVENI APARTMENTS, DR R P ROAD, Bhagalpur - 812 002 TEL: 09931761824 ;; BHARUCH : NEAR OCTROI NAKA LINK ROAD, NEAR OCTROI NAKA, LINK ROAD, Bharuch - 392 001 TEL: Direct no.222031 (02642), Board line -220108,222032 extn.23. ;; BHATINDA : 3027 - B GURU KANSHI MARG,, Bhatinda - 151 001 TEL: 0164-2240832,2240993-996 ;; BHAVNAGAR : 1ST FLOOR, GOPI ARCADE, OPP TAKHTESHWAR POST OFFICE, WAGHAWADI ROAD, Bhavnagar - 364 001 TEL: (0278) 5540340 ;; BHILAI : CHAUHAN ESTATE, G.E ROAD, SUPELA, Bhilai - 490 023 TEL: 0788-4062729 ;; BHILWARA : 2-3-4, S.K PLAZA COMPLEX, PUR ROAD, Bhilwara - 311 001 TEL: 01482- 512686 ;; BHIWADI : SP 54 ASHIANA ARCADE, RIICO INDUSTRIAL AREA, Bhiwadi - 301 019 TEL: 01493-225646, 510646 ;; BHOPAL : SERVICE BRANCH, 1ST FLOOR, Z1, ZONE 1, M P NAGAR, Bhopal - 462 011 TEL: 0755-2461145(DIRECT),BOARD-5281616,5276007,5276008. ;; BHUBANESHWAR : JUNCTION OF JANPATH & GANDHI MARG, HOTAL JAJATI COMPLEX, KHARVELANAGAR, UNIT - III, MASTER CANTEEN SQUARE, Bhubaneshwar - 751 001 TEL: 0674-2400986/95 ;; BHUJ : 101 & 102 SUNRISE TOWER, 11 - VIJAYNAGAR SOCIETY, HOSPITAL ROAD, Bhuj - 370 001 TEL: 02832-571466 ;; BHUSAVAL : MANSINGH COMPLEX, C.T.S NO 3294, H NO 4 / 285, JAMNER ROAD, OPPOSITE CSM COMPLEX, Bhusaval - 425 201 TEL: 02582-645496 ;; BIKANER : ROSHAN PLAZA, RANI BAZAR, Bikaner - 334 001 TEL: 0151 - 5120300 ;; BILASPUR : A - 99, LINK ROAD, NEAR AGRASEN CHOWK, BILASPUR C.G, Bilaspur - 495 001 TEL: 07752 - 428601 ;; BOKARO : B-9 CITY CENTRE, SECTOR IV, B - 9, CITY CENTER, SECTOR IV, BOKARO STEEL CITY, Bokaro - 827 004 TEL: 06542-232786/87/88 ;; BURDWAN : 45, G.T ROAD, BIRHATA, Burdwan - 713 001 TEL: 0342-2560784 ;; CALICUT : MALABAR PALACE, G.H ROAD, Calicut - 673 001 TEL: 0495-2727759 ;; CHALAKUDY : POLICE STATION ROAD,, Chalakudy - 680 307 TEL: 0480/2707754/55;; CHANDIGARH : SCO 371/372, SECTOR 35 - B, Chandigarh - 160 034 TEL: 0172-2711285/5088303 ;; CHANGANACHERRY : CMS DEPT, GOLDEN TOWER, GOLDEN TOWER, M C ROAD, VEZHAKATTIUCHIRA, Changanacherry - 686 101 TEL: 0481 2425002/2425004 ;; CHENGANNUR : GOVT HOSPITAL JUNCTION,, Chengannur - 689 121 TEL: 0479-2456215 ;; CHENNAI : MARIAM CENTRE, GROUND FLOOR, 751 B, ANNA SALAI, Chennai - 600 002 TEL: 09380169836 ;; COCHIN : 1ST FLOOR, SL PLAZA, PALARIVATTOM, Cochin - 682 025 TEL: 0484-4456603 and 0484 - 4456604 ;; COIMBATORE : 1635 CLASSIC TOWER, TRICHY ROAD, Coimbatore - 641 018 TEL: 0422-2302630/46/2303300 ;; CUDDAPAH : 72 - 1A, DWARKA NAGAR, BESIDE SANDHYA THEATRE, NAGARAJU, PALLI VILLAGE, Cuddapah - 516 001 TEL: 08562 - 645003 ;; CURCHOREM : CMS DEPT, MOPKAR CHAMUNDA, GROUND FLOOR,NEAR POST OFFICE, CURCHOREM - SANGUEM ROAD, Curchorem - 403 706 TEL: (0832) 2650098 ;; CUTTACK : BAJRAKBATI ROAD,, Cuttack - 753 001 TEL: 0671-2332744/33/22/11 ;; DAHANU : MATRUASHISH BUILDING, IRANI ROAD, DAHANU ROAD, Dahanu - 401 602 TEL: 02528-225603/04 ;; DAMAN : ARC SHOPPING MALL, DILIP NAGAR, TEEN BATTI, Daman - 396 210 TEL: 0260-2250632/2263497 ;; DARBHANGA : NATRAJ BHAWAN, TOWER CHOWK, Darbhanga - 846 004 TEL: 09931770883 ;; DAVANGERE : NO 621, BHM ENCLAVE, BINNY CO ROAD, MANDIPET, Davangere - 577 002 TEL: 08192-232781 ;; DEHRADUN : 56, RAJPUR ROAD, UTTARANCHAL, Dehradun - 248 001 TEL: 0135-2745295 ;; DELHI : FIGOPS, IST FLOOR, KAILASH BUILDING, 26 K G MARG, New Delhi - 110 001 TEL: 011-41699406 / 41699418 ;; DEOGARH : ASSAM ACCESS ROAD, NEW TOWER CHOWK, Deogarh - 814 112 TEL: 09931770723 ;; DHANBAD : SRI RAM PLAZA, 1ST FLOOR, BANK MORE DHANBAD, Jharkhand - 826 001 TEL: (0326) 2308831 ;; DHARAMSALA : 363 / 6 CENTRE POINT, CIVIL LINES, Dharamsala - 176 216 TEL: 01892-229569 ;; DHULE : LANE NO 6, MUNDADA ARCADE, PAROLA ROAD, Dhule - 425 001 TEL: 02562-235672 ;; DURGAPUR : A102 & 103, CITY CENTRE, BENGAL SHRISTI COMPLEX, CITY CENTER, DURGAPUR ROAD, Durgapur - 713 216 TEL: 0343- 2549962- 65 ;; ERODE : 456, BROUGH ROAD,, Erode - 638 001 TEL: (95424) - 2261287 / 2268522 - extn 0424 ;; FEROZPUR : CMS DEPT, BUILDING 307 / 7, THE MALL, FEROZPUR CITY, Haryana - 152 002 TEL: (01632) - 226173 ;; GANDHIDHAM : PLOT NO 1, SECTOR 8, RABINDRANATH TAGORE ROAD, NEAR GPO, Gandhidham - 370 201 TEL: (02836) - 573251 ;; GAYA : NEAR GANTA GHAR, K.P ROAD, Gaya - 823 001 TEL: (0631) -2220012 ;; GONDAL : GROUND AND FIRST FLOOR, COLLEGE CHOWK, NEXT TO CENTRAL BANK OF INDIA, Gondal - 363 031 TEL: 02825-645161 ;; GORAKHPUR : CMS DEPT, PRAHLAD RAI TRADE CENTRE, AYODHYA CROSSING, BANK ROAD, Gorakhpur - 273 001 TEL: (0551) -2342612 ;; GUNTUR : 87-90, MAIN ROAD, LAKSHMIPURAM, Guntur - 52 2007 TEL: (0863) -2265648 ;; GURDASPUR : CMS DEPT, SCF-1& 2 SHOPPING COMPLEX,, IMPROVEMENT TRUST MARKET, HANUMAN CHOWK, Gurdaspur - 143 521 TEL: (01874) - 242335;; GUWAHATI : FANCY BAZAR BRANCH - WBO, MISHRA COMPLEX JAIL ROAD, Guwahati - 781 001 TEL: 0361-2461082 (D), 74/80/81 ;; GWALIOR : BLOCK G1, PLOT NO . 43, ANAND DEEP BUILDING,CITY CENTRE, Gwalior - 474 011 TEL: 0751 4015007 ;; HAJIPUR : VIMAL COMPLEX, DAK BANGLOW COMPLEX, OPP T V S SHOWROOM, Hajipur - 844 101 TEL: 06224-260264 ;; HALDWANI : 8/6, NAINITAL ROAD, BHOTIA PRAO, Haldwani - 263 141 TEL: 05946-282801 ;; HAZARIBAGH : ANNADA CHOWK, GURU GOBIND SINGH ROAD, Hazaribagh - 825 301 TEL: 09234305004 ;; HIMMATNAGAR : G.F SHOP NO 5-8 & FIRST FLOOR 4 - 9, KUMAR HOUSE, DURGA OIL MILL COMPOUND, Himmatnagar - 383 001 TEL: 02772-571156/9898592977 ;; HISAR : PLOT NO 3 - 4, MCA AREA RAILWAY ROAD HISAR, Hisar - 125 001 TEL: 01662-241023, 01622-321357 ;; HOSHIARPUR : SCO 1-2-3, SCHEME NO 11, IMPROVEMENT TRUST MARKET CHANDIGARH ROAD, Hoshiarpur- - 146 001 TEL: 01882 - 509956 ;; HOSUR : NO. 24 & 25, MARUTHI NAGAR, NEAR DHARGA, SIPCOT PO, Hosur - 635 126 TEL: 04344-500554 ;; HUBLI : T B REVANKAR COMPLEX, VIVEKANAND HOSPITAL ROAD, Hubli - 580 029 TEL: 08362217084 ;; HYDERABAD : 6-1-73 3RD FLOOR SAEED PLAZA, LAKADIKAPAUL, Hyderabad - 500 004 TEL: 040-55666821/ 55630666 / 32347423/ 32347412 ;; ICHALKARANJI : HOUSE NO 7 - 55, MAIN ROAD, JANATA CHOWK, Ichalkaranji - 416 115 TEL: 0230 - 2422613 ;; INDORE : 3 RD FLOOR, 9/1A, U.V.HOUSE, SOUTH TUKONJ, Indore - 452 001 TEL: 0731- 5201919/5077794 / 5077793 / 5200043 ;; JABALPUR : 1702, NAIPER TOWN, MODEL ROAD, Jabalpur - 482 002 TEL: (0761) 5018773, 5063040 or 41 ;; JAGRAON : 368 B, KAPOOR BUILDING, TEHSIL ROAD, Jagraon - 142 026 TEL: 01624-541771 ;; JAIPUR : 1ST FLOOR,O - 10, ASHOK MARG, AHIMSA CIRCLE, C SCHEME, Jaipur - 302 001 TEL: 01415593966 ;; JALANDHAR : 911, NEAR NARINDER CINEMA, G T ROAD, Jalandhar - 144 001 TEL: 0181-5071644 ;; JALGAON : PLOT NO 134 / 135, DSP CHOWK, FACING MAHAL ROAD, Jalgaoan - 425 001 TEL: 0257-2237642 / 2238948 / 2238958 / 223878 EXTN - 104 /110 ;; JAMMU : CB 13, RAILHEAD COMPLEX, GANDHI NAGAR, JAMMU TAWI, Jammu - 180 001 TEL: 0191-2475396 ;; JAMNAGAR : PLOT NO 6, PARK COLONY, ST ANN'S SCHOOL, BEDI BUNDER ROAD, Jamnagar - 361 008 TEL: 0288 - 2662035, 0288-3112594 ;; JAMSHEDPUR : C/O MITHILA MOTORS LTD, NEAR RAM MANDIR, BISTUPUR, Jamshedpur - 831 001 TEL: 0657-2756006 / 2756066 ;; JHANSI : DAMROO CINEMA COMPLEX, CIVIL LINES, Jhansi - 284 001 TEL: 0510 - 2449330 ;; JODHPUR : PLOT NO 57 / B, 9TH CHOPASANI ROAD, Jodhpur - 342 003 TEL: 0291-5106400 / 5106100 / 5106200 / 51062300 EXTN 108 / 110 ;; JUNAGADH : MOTI PALACE, GROUND FLOOR, OPP RAIJINAGAR, Junagadh - 362 001 TEL: 0285 2670042 / 0285 - 2671947 ext : 111 ;; KADI : RADHASWAMI COMPLEX,R.S NO 242,, NR N.C. DESAI PETROL PUMP, HIGHWAY CHAR RASTHA, Kadi - 382 715 TEL: 02764 - 242027 ;; KALYANI : B-7/40 & 41(S) CENTRAL AVENUE WEST,CENTRAL PARK, B-7/40 & 41(S),CENTRAL AVENUE WEST, CENTRAL PARK, Kalyani - 741 325 TEL: 033 - 25809725 ;; KANNUR : CMS DEPT, K V R TOWERS, SOUTH BAZAR ROAD,, Kannur - 670 002 TEL: 0497-2705880 ;; KANPUR : NAVIN MARKET BRANCH, 15/46 CIVIL LINES, Kanpur - 280 001 TEL: 0512-3018052 ;; KAPURTHALA : MGN SCHOOL, MALL ROAD, Kapurthala - 144 601 TEL: 01822-233973 ;; KARAD : NEAR HOTEL SANGAM, PUNE BANGALORE HIGHWAY, Karad - 415 110 TEL: 02164-229679 ;; KARNAL : SCO 778-779, OPP MAHABIR DAL HOSPITAL, KANJPURA ROAD, Karnal - 132 001 TEL: 0184-2202789 ;; KARUR : 126 / D / E, ANNA PLAZA, KOVAI ROAD, Karur - 639 002 TEL: 04324 - 233722 ;; KHANNA : OPP BUS STAND, G.T ROAD, Khanna - 141 401 TEL: 01628-229953 ;; KOLHAPUR : GEM STONE, RAOSAHEB VICHARE COMPLEX, 517, E WARD, NEW SHAHUPURI, NEAR CENTRAL BUS STAND AND PARIKH POOL, Kolhapur - 416 001 TEL: 0231-2651906, 2651908 ;; KOLKATA : ABHILASHA II,6, 1st Floor, 6 Royd Street, Kolkata - 700 016 TEL: 033-22273760-65,2227 3761 ;; KOTA : SHOW ROOM NO 13 - 14, MAIN JHALAWAR ROAD, Kota - 324 007 TEL: 0744-2390485 (D), 9829 230 230 ;; KOTTAYAM : UNITY BUILDING, OPP MIDC CENTRE, K K ROAD, Kottayam - 686 002 TEL: 0481-2302361 ;; KURUKSHETRA : CMS DEPT, SHOP NO 1 TO 5, KALAWATI MARKET, RAILWAY ROAD, Kurukshetra - 136 118 TEL: 01744-294732 ;; LATUR : SHRI PRABHA ARCADE, SHOP NO 3-6, M.G ROAD, NEAR NAGAR PARISHAD, OPP TOWN HALL, Latur - 413 512 TEL: 02382 - 255116 ;; LUCKNOW : PRANAY TOWER,DARBARI LAL SHARMA MARG, BESIDE PRATIBHA CINEMA, Lucknow - 226 001 TEL: 0522-3019124-27 /3919811 / 3919813 /3019132/3019136 / 3019140 ;; LUDHIANA : CMS DEPT, 5TH FLOOR, MALL ROAD, Ludhiana - 141 001 TEL: 0161- 2422344 / 5021699 ;; MADURAI : NITHTYA KALYANI TOWERS, NO 34, KRISHNAYAR TANK STREET, NO . 8, NORTH VELI STREET, Madurai - 625 001 TEL: 0452-4246609 ;; MANDI GOBINDGARH : HUKUM CHAND BANSAL BUILDING, MAIN POST OFFICE RODA, Mandi Gobindgarh - 147 301 TEL: 01765 506033 ;; MANGALORE : M.N TOWERS, KADRI, Mangalore - 575 002 TEL: 0824 - 2225405/2225410 ;; MANJERI : CMS DEPT,KURIKAL PLAZA, BLDG #20/1245 KACHERIPADY, MALAPURRAM ROAD, Manjeri - 676 121 TEL: 0483 3094040/3091472 ;; MAPUSA : S 1 / 2 GROUND FLOOR, COSMOS TOWERS, NEAR GOVT BLDG COMPLEX, Mapusa - 403 507 TEL: 0832-2254421/31/41/0832 2254588 ;; MARGOA : RANGHAVI BUILDING,OPP MUNICIPALITY GARDEN, DR GEORGE BARETTE ROAD, Margoa - 403 601 TEL: 0832-2750225 / 2750019 ;; MATHURA : CMS DEPT, OPS BSA COLLEGE, GAUSHALA RAOD, Mathura - 281 001 TEL: 0565-2463805 / 2463808 ;; MEERUT : 381 WESTERN KACHERY ROAD,, Meerut - 250 001 TEL: 0121- 4009081 / 4009230 ;; MEHSANA : PRABHU COMPLEX, NEAR RAJ KAMAL PETROL PUMP, ABHU HIGHWAY, Mehsana - 384 002 TEL: 02762-243173, 02762 - 243 008 ;; MOGA : G.T ROAD, OPP D.C OFFICE, Moga - 141 001 TEL: 01636-283003 ;; MORADABAD : CHADDHA SHOPPING COMPLEX, GMD ROAD, Moradabad - 244 001 TEL: 0591- 2310508 / 09 ;; MORVI : OM SHOPPING CENTER, REVAPUR MAIN ROAD, Morvi - 363 641 TEL: 02822-221316 ;; MUMBAI : MANECKJIWADIA BUILDING, NANIK MOTWANI MARG, Mumbai - 400 023 TEL: 022 - 40801510 / 520 / 550 / 560 / 580 / 570 ;; MUZZAFARNAGAR : 53/4 -A, BHAG KAMBAL WALA, JANSAT ROAD, NEW MANDI, Muzaffarnagar - 251 001 TEL: 0131 - 2661333 ;; MUZZAFARPUR : ABOVE MARUTI SHOWROOM, CHOTI SARIA GANJ, Muzzafarpur - 842 001 TEL: 0621-2241638 ;; MYSORE : MYTHIRI ARCADE, 1ST MAIN, SARASWATHIPURAM, Mysore - 570 009 TEL: 0821-4255304 ;; NABHA : SCO 14-15, PATIALA GATE, Nabha - 147 201 TEL: 01765-224924, 225225 ;; NADIAD : SHOOT OUT BUILDING, NADIAD ICE FACTORY COMPOUND, COLLEGE ROAD, Nadiad - 387 001 TEL: 0268- 5540114 ;; NAGPUR : 303 & 304 3RDFLOOR, WARDH ROAD, 12, MILESTONE, NEAR LOKMAT SQUARE,, Nagpur - 440 010 TEL: 0712- 2554405 / 2551746 EXTN - 119 AND 111 ;; NASIK : ARCHIT CENTRE, 3RD FLOOR, CHANDAK CIRCLE LINK ROAD, OPP SANDEEP HOTEL, NEAR MAHAMARG BUS STAND, Nasik - 422 002 TEL: 0253-5647594 / 97 / 98 ;; NAVSARI : NANDINI COMPLEX, GROUND FLOOR, STATION ROAD, SANDH KUVA, Navsari - 396 445 TEL: 02637 280901 / 240702 / 247896 ;; NAWANSHAHAR : B 1 / 48, BANGA ROAD, Nawanshahar - 144 514 TEL: 01823-503053 ;; NELLORE : G.T ROAD,, Nellore - 524 001 TEL: 0861-2327181 ;; PALAKKAD : 8 / 246, CHANDRA NAGAR, Palakkad - 678 007 TEL: 049 - 2570646 / 2571517 / 2570684 / 2570617 ;; PALANPUR : PARTH COMPLEX, NEAR COZY TOWER, OPP JORAVAR PALACE, Palanpur - 385 001 TEL: 02742-571638,9327568081 ;; PANIPAT : 801 / 4, G.T ROAD,, Panipat - 132 103 TEL: 0180 - 5015268 (D), 2648619-20 ext 207 ;; PANJIM : SWAMI VIVEKANAND ROAD, 301, MILROC LAR MENEZES,OPP GOMANTAK MARATHA SAMAZ, Panjim - 403 001 TEL: 0832 - 5621250 / 5621251 / 2421952 ;; PATHANAMTHITTA : CMS DEPT, ABAN ARCADE WARD # 9/1128, PATHANATHITTAKUMBAZHA ROAD,, Pathanathitta - 689 645 TEL: 0468-2322378 ;; PATIALA : S.C.O 70 - 73, LEELA BHAWAN MARKET,, Patiala - 147 001 TEL: 0175 5002500 ;; PATNA : RAJENDRA RAM PLAZA, EXHIBITION ROAD, Patna - 800 001 TEL: 0612-2206161,2224332,3116348 ;; PERINTHALMANNA : CALICUT ROAD, PERINTHALMANNA, MALAPPURA DIST, Perinthalmanna - 679 322 TEL: 04933-325306 ;; PHAGWARA : KALRA ROAD, OPP HANUMAN GARHI MANDIR, G.T ROAD, Phagwara - 144 401 TEL: 01824-221844-45 ;; PONDA : ROYAL CHAMBERS, GD1 -GD4, TISK, Ponda - 403 401 TEL: 0832-2319874 ;; PONDICHERRY : TS NO 6, 100 FEET ROAD, ELLAIPILLAICHAVADY, Pondhicherry - 605 005 TEL: 0413-2200741 ;; PORBANDAR : OM SHIV SAKTHI, R D CHAMBER, Porbander - 360 575 TEL: 0286-2210387, 9898469600 ;; PUNE : MILLENNIUM TOWER, 5 TH FLOOR,, 885 BHANDARKAR ROAD, OPP SANE DAIRY, Pune - 411 004 TEL: 020 -25651575 EXTN 121 / 020-25670609 extn-131/132 ;; QUILON : VGP BUILDINGS, DOOR NO XVI / 1539 (1320A), VADAKUMBHAGOM WARD, IRUMPUPALAM, Kollam - 691 001 TEL: 0474 2766171 / 74 ;; RAIPUR : CHAWLA TOWER, NEAR BOTTLE HOUSE, SHANKAR NAGAR, Raipur - 492 001 TEL: 0771 - 252 9110 (D), 0771 - 505 8901 /02 / 03 Ext. 201 / 202;; RAJAMUNDRY : H.NO : 46-17-20, MAIN ROAD, DANAVAIPET, Rajahmundry - 533 103 TEL: 0883-2442928;; RAJAPALAYAM : NO 251, THENKASI ROAD, KADAMBANKULAM, Rajapalayam - 626 117 TEL: 04563 - 230009 ;; RAJKOT : OPP ALFRED HIGH SCHOOL, 2ND FLOOR, PANCHRATNA BLDG, JAWAHAR ROAD, Rajkot - 360 001 TEL: 0281-5595553 ;; RAJPURA : 11 - 12 BLOCK B, CHANDIGARH PATIALA ROAD, Rajpura - 140 401 TEL: 01762-243114 ;; RAMGANJMANDI : SHANTI SADAN, OPPOSITE SBBJ, BAZAR NO - 1, RAMGANJ MANDI, Ramganjmandi - 325 519 TEL: 09928491342 ;; RAMGARH : NH - 33, MAIN ROAD, RAMGARH CANTONTMENT, Ramgarh - 829 122 TEL: 06533 - 230476 ;; RANCHI : ROHINI 1ST FLOOR, 56 CIRCULAR ROAD, RANCHI - 834 001 TEL: 0651-6451133 ;; RANIGANJ : NSB ROAD, PLOT NO 408, Raniganj - 713 347 TEL: 0341-6453650 ;; RATLAM : 90, STATION ROAD,, Ratlam - 475 001 TEL: 07412 - 400672 ;; REWARI : L-203. OLD COURT ROAD, MODEL TOWN, Rewari - 123 401 TEL: 01274-220283, 01274-225389, 01274-311013 ;; RISHIKESH : M NO 53, M J MALL, RAILWAY ROAD, Rishikesh - 249 201 TEL: 0135 - 3209449 ;; ROHTAK : 401 -402, D PARK, MODEL TOWN, MAIN DELHI ROAD, Rohtak - 124 001 TEL: 01262 - 326841 ;; ROORKEE : 313 / 8, CIVIL LINES,, Roorkee - 247 667 TEL: 01332 - 275772 ;; ROPAR : SOHANA CHANDIGARH RD, COLLEGE ROAD, Ropar - 141 001 TEL: 01881 - 228354 / 55 ;; ROURKELA : BISRA ROAD, DWIVEDI BHAWAN, DWIVEDI SQUARE, Rourkela - 769 001 TEL: 06612500666 ( D )/2511666/2522666/2514666;; RUDRAPUR : PLOT NO1&2,NANITAL ROAD, PLOT NO1&2,NANITAL ROAD, Rudrapur - 263 153 TEL: 05944-241747 ;; SAHARANPUR : MISSION COMPOUND, COURT ROAD, ADJOINING TOP SHOP, Saharanpur - 247 001 TEL: 0132 - 2726467 ;; SALEM : 5 / 241 - F, RATHNA ARCADE, OMALUR MAIN ROAD, Salem - 636 004 TEL: 0427-2331604, 03;; SAMBALPUR : NAYAPARA, GOLBAZAR CHOWK, Sambalpur - 768 001 TEL: 0663 - 2400756 ;; SANGAMNER : SHOP NO 1, JANAK PLAZA, OPPOSITE KUBERA SANKUL, NEW NAGAR ROAD, Sangamner - 422 605 TEL: 0245 - 226336 ;; SANGLI : 640, VENKATESH SENATE, MIRAJ ROAD, Sangli - 414 416 TEL: 02332327836 ;; SANGRUR : SHOP NO. 1-2-3 KAULA PARK MARKET, SHOP NO. 1-2-3 KAULA PARK MARKET, Sangrur - 148 001 TEL: 01672-501803 ;; SHILLONG : POLICE BAZAR,, Shillong - 793 001 TEL: 0364-2506043 ;; SHIMLA : JANKIDAS BUILDING,, 3, THE MALL, Shimla - 171 001 TEL: 0177-2658541 / 26585412 / 26585413 ;; SILIGURI : 3 NO, RAMKRISHNA SAMITY BUILDING, SEVOKE ROAD, PANI TANKI MORE,, Siliguri - 734 401 TEL: 0353-2640726., 0353 2642566 Extn. 112/114 ;; SILVASSA : 1-16 JAYPEE HOUSE, OPP PATEL PETROL PUMP, VAPI SILVASSA ROAD, Silvassa - 396 230 TEL: 0260-2642042/81 ;; SOLAN : ANAND BHAVAN, NEAR DC OFFICE, RAJGARH ROAD, Solan - 173 212 TEL: 01792 - 226449 ;; SOLAPUR : SUN PLAZA, 1ST FLOOR, 8516 / 11, MURARJI PETH, LUCKY CHOWK, Solapur - 413 007 TEL: 09325230208 ;; SRINAGAR : M.S SHOPPING MALL,, RESIDENCY ROAD, Srinagar - 190 001 TEL: 0194-2483843 ;; SURAT : 7TH FLOOR, KASHI PLAZA, NEXT TO DR BIPIN DESAI CHILDREN HOSPITAL, MAJURA GATE, Surat - 395 002 TEL: 0261 - 6563650 ;; SURENDRANAGAR : MIDDLE POINT, NEAR MILAN CINEMA, Surendranagar - 363 002 TEL: 025752-650105 ;; THALASSERY : AVK NAIR ROAD, Thalassery - 670 001 TEL: 0490 - 2325104 ;; THENI : NO 422 - A, PERIYAKULAM ROAD, OPPOSITE CONVENT, THENI ALLINAGARAM, Theni - 625 531 TEL: 04546 - 321300 ;; THIRUVALLA : ILLAMPALLIL BUILDINGS, 26/149(1&2), MC Road, Tiruvalla - 689 101 TEL: 0469 2741378 ;; TIRUNELVELI : 12,13 TRIVANDRUM HIGH ROAD, VANNARPET, PALAYAMKOTTAI, Tirunelveli - 627 002 TEL: 0462 - 4200675 ;; TIRUPATHI : H.NO 10 - 14 - 575 / A3, MOSQUE ROAD, V.V MAHAL ROAD, Tirupati - 517 501 TEL: 0877-2257815 0877-2257811 ;; TIRUPUR : 160,CHIDAMBARAM COMPLEX, KUMARAN ROAD, Tirupur - 641 604 TEL: 0421 - 4342422 ;; TIRUR : KMS TOWER, THAZEPALAM, Tirur - 676 101 TEL: 0494 - 2430311 ;; TRICHUR : GLOBAL CENTRE, M G ROAD, Trichur - 680 004 TEL: 0487-2384870 ;; TRICHY : A - 10, LAKSHMI ARCADE, 11TH CROSS MAIN ROAD, THILLAINAGAR, Trichy - 620 018 TEL: 0431 - 2742204 ;; TRIVANDRUM : KENTON TOWERS, VAZHUTHACAUD, Trivandrum - 695 014 TEL: 0471 2337615 ;; UDAIPUR : 358 POST OFFICE ROAD, CHETAK CIRCLE, ADJACENT TO CHETAK CINEMA, Udaipur - 313 001 TEL: 0294- 5103355 ;; UDUPI : PANDURAN TOWERS, COURT ROAD, DIANA CIRCLE, Udupi - 576 101 TEL: 0820 - 4294936 / 4294931 ;; UNJHA : SUVIDHI COMPLEX, 1 ST FLOOR, NR. RADHA KRISHNA TEMPLE,, STATION ROAD, Unjha - 382 170 TEL: 02767-240623 Ext 107, 02767240624 Direct ;; VALSAD : 1ST FLOOR,EKTA APPT, NEAR R J J HIGH SCHOOL, THITHAL ROAD, Valsad - 396 001 TEL: 02632-652201 ;; VAPI : LOWER GROUND, EMPEROR ARCADE, CHALA ROAD, Vapi - 396 191 TEL: 0260 - 5548104;; VARANASI : D 58 / 2 KUBER COMPLEX, RATHYATRA CROSSING, Varanasi - 221 010 TEL: 0542-2226203 ;; VASCO : GROUND FLOOR, DAMODAR BUILDING, SWATANTRA PATH, Vasco Da Gama - 403 802 TEL: (0832) 2516905 ;; VELLORE : NO 73, OFFICERS LINE, KRISHNA NAGAR, Vellore 632 001 TEL: 0416 - 4300063 ;; VERAVAL : AMRUTDEEP, OPP PUBLIC GARDEN, RAJAMAHAL ROAD, Veraval - 362 265 TEL: 02876 570219 ;; VIJAYWADA : 40 - 1 -48 / 2, M.G ROAD, LABBIPET, Vijaywada - 520 010 TEL: 0866 - 5547400 ;; VISHAKAPATNAM : 1ST FLOOR, PODURI CASTLE, ABOVE RAYOMOND SHOWROOM DWARKA NAGAR, Vishakapatnam - 530 016 TEL: 0891-5571123 ;; WARANGAL : NO 1-8-605 / 1 NAKKALGUTTA, HANAMKONDA, Warangal - 506 002 TEL: 0870-2567955, 2567933 ;; YAMUNANAGAR : 103, MODEL TOWN, NEHRU PARK ROAD, Yamunanagar - 135 003 TEL: 01732-200006. SAHARA ASSET MANAGEMENT COMPANY PRIVATE LIMITED Corporate Office : 97-98, 9th Floor, Atlanta, Nariman Point, Mumbai - 400 021. 10. NAME OF THE FUND MANAGER Mr A. N. Sridhar 11. NAME OF THE TRUSTEE COMPANY Board of trustees 12. (a) PERFORMANCE OF Sahara Growth Fund (As of 31st March 2008) Compounded Annualised returns returns for the last 1 year returns for the last 3 yrs returns since inception(30.08.2002) Scheme returns (%) 30.52 36.47 38.93 CNX Nifty returns (%) 23.89 32.49 31.81 KEY INFORMATION MEMORANDUM & APPLICATION FORM Sahara Power & Natural Resources Fund ( AN OPeN eNded GrOwth FuNd) NEw FUND OFFER OPENS ON NEw FUND OFFER CLOSES ON SPONSOR TRUSTEE REGISTRAR INVESTMENT MANAGER : : : : : : 28TH APRIL, 2008 27TH MAY, 2008 An Offer of units @ rs.10/- per unit plus applicable load during the New Fund Offer period and at Net Asset Value based prices thereafter after the scheme becomes open-ended. SAHARA INDIA FINANCIAL CORPORATION LTD BOARD OF TRUSTEES KARVY COMPUTERSHARE PVT LTD SAHARA ASSET MANAGEMENT COMPANY PRIVATE LIMITED (b) Performance Of Sahara Infrastructure Fund (Variable Pricing -Growth Option) (As of 31st March 2008) Compounded Annualised returns returns for the last 1 year returns since inception (03.04.2006) Scheme returns (%) 36.11 20.83 CNX Nifty returns (%) 23.89 16.22 (c) Performance Of Sahara Mid Cap Fund (As of 31st March 2008) Compounded Annualised returns returns for the last 1 year returns since inception (31.12.2004) Scheme returns (%) 23.62 26.61 CNX Midcap returns (%) 28.67 29.43 this Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought to know before investing. For further details of the scheme/Mutual Fund, due diligence certificate by the AMC, Key Personnel, investors’ rights & services, risk factors, penalties & pending litigations, associate transactions etc. investors should, before investment, refer to the Offer document available free of cost at any of the Investor Service Centres or distributors or from the website www.saharamutual.com. the Scheme particulars have been prepared in accordance with Securities and exchange Board of India (Mutual Funds) regulations 1996, as amended till date, and filed with Securities and exchange Board of India (SeBI). the units being offered for public subscription have not been approved or disapproved by SeBI, nor has SeBI certified the accuracy or adequacy of this KIM. this document is dated 18 / 04 / 2008. NAME OF THE SCHEME: Sahara Power & Natural Resources Fund 1. INVESTMENT OBJECTIVE the investment objective is to generate long term capital appreciation through investment in equities and equity related securities of companies engaged in the business of generation, transmission, distribution of Power or in those companies that are engaged directly or indirectly in any activity associated in the power sector or principally engaged in discovery, development, production, processing or distribution of natural resources. ASSET ALLOCATION PATTERN OF THE SCHEME i) (d) Performance Of Sahara wealth Plus Fund (Variable Pricing -Growth Option) (As of 31st March 2008) Compounded Annualised returns returns for the last 1 year returns since inception (01.07.2005) 13. EXPENSES OF THE SCHEME Load Structure Entry Load : 2.25% No entry load shall be charged for direct applications received by the Asset Management Company (AMC) i.e. applications received through internet, submitted to AMC or Point of Service/ Collection Centre/ Investor Service Centres (mentioned in the Offer document/ Key Information Memorandum) that are not routed through any distributor/ agent/broker. For further details kindly refer the Offer document. Exit Load : Nil Switches would attract applicable loads as per respective schemes. Scheme returns (%) 20.13 22.30 CNX 500 (in %) 21.64 25.31 2. under normal circumstances the investment pattern of the Scheme would be as follows : Particulars equities and equity related securities* debt and Money Market Instruments** Minimum 65% 0% Maximum 100% 35% risk Profile high Low to Medium the trustee reserves the right to change the Load structure if it so deems fit in the interest of the smooth and efficient functioning of the scheme, on a prospective basis. (ii) New Fund Offer Expenses the New Fund offer expenses are estimated as Nature of expenses Advertising / Marketing exps / Printing & Mailing exps Commission to Agents / Brokers registrars expenses Printing and Mailing expenses Postage and Miscellaneous expenses Bankers Fees and Other expenses tOtAL Sahara Power & Natural resources Fund 1.75 0.25 0.10 0.10 0.05 2.25 *of companies engaged in the business of generation, transmission, distribution of Power or in those companies that are engaged directly or indirectly in any activity associated in the power sector or principally engaged in discovery, development, production, processing or distribution of natural resources. ** debt instruments may include rated securitized debts (excluding foreign securitized debts) upto 25% of the net assets. Please refer to Od for detailed Asset Allocation. The asset allocation shown above is indicative and may be altered from time to time for a short term period on defensive considerations. 3. RISK PROFILE OF THE SCHEME Mutual Fund investments are subject to market risks. Please read the offer document carefully for details on risk factors before investment. 4. PLANS AND OPTIONS 1. 2. 5. dividend Option including dividend Payout Option and dividend re-Investment Option. Growth Option the above estimates are subject to change as per actual. however, the amount to be charged to the scheme(s) will be limited to the following percentages of the amount mobilized under the Scheme(s) during the New Fund Offer Period. under the SeBI regulations and SeBI Circular dated April 4, 2006 on rationalization of Initial Issue expenses: Open ended scheme should meet the sales, marketing and other such expenses connected with sales and distribution of schemes from the entry load and not through initial issue expenses. (iii) Recurring Expenses ( % of weekly average net assets) First rs.100 crores : 2.50% ; Next rs.300 crores: 2.25%; Next rs.300 crores :2.00% balance Assets : 1.75 % Actual expenses for the previous financial year: ---- (Not Applicable in case of a new scheme) 14. TAX TREATMENT FOR THE INVESTORS (UNIT HOLDERS) As per the taxation laws in force as at the date of this Offer document and subject to the enactment of Finance Bill 2008, the tax benefits that are available to the investors investing in the units of the Scheme are stated herein above. the information so stated is based on the Mutual Fund’s understanding of the tax laws in force as of the date of this Offer document. (i) TO THE MUTUAL FUND (A) the Fund is a Mutual Fund registered with the Securities and exchange Board of India and hence, is eligible for the benefits of Section 10 (23d) of the Income-tax Act, 1961. Accordingly, the entire income of the Fund is exempt from income tax. 1. As per section 196(iv) of the Income-tax Act, the income received by the Fund is not liable for deduction of tax at source under the provisions of Section 196 (iv), of the Act. 2. On income distribution, if any , made by the Mutual Fund, additional income tax is not payable under Section 115r of the Act, in the case of open ended equity oriented funds (i.e. where more than 65% of total proceeds of the mutual fund are invested in equity shares of domestic companies as defined in Section 115t of the Act) a. Securities Transaction Tax (STT) rePurChASe rs. 1000/rs. 1000/the Mutual Fund is liable to pay securities transaction tax (Stt) at prescribed rates on the value of transactions of purchase or sale of specified securities. the rates of Stt are: Nature of transaction delivery based purchase transaction in equity shares or units of equity oriented fund entered in a recognized stock exchange delivery based sale transaction in equity shares or units of equity oriented fund entered in a recognized stock exchange Non -delivery based sale transaction in equity shares or units of equity oriented fund entered in a recognized stock exchange transaction for derivatives entered in a recognized stock exchange (Futures and options. Sale of units of an equity oriented fund to the Seller Payable by Purchaser Value on which tax shall be levied Value at which shares / units are bought existing tax rate (%) 0.125 APPLICABLE NAV (AFTER THE SCHEME OPENS FOR SALE & REPURCHASE ) “Applicable NAV” would be as per SeBI guidelines issued from time to time. (a) Purchase/Subscriptions In respect of valid applications received upto 3 p m by the Mutual Fund along with a local cheque or demand draft payable at par at the place where the application is received, the closing NAV of the day on which application is received shall be applicable. In respect of valid application received after 3 p m by the Mutual Fund along with a local cheque or demand draft payable at par at the place where the application is received, the closing NAV of the next business day shall be applicable. however, in respect of valid applications with outstation cheques/demand drafts not payable at par at the place where the application is received, closing NAV of the day on which the cheque/demand draft is credited to the account of Mutual Fund shall be applicable. In the event of the outstation cheque/demand draft is realized and amount is credited to the account of the fund on Saturday the applicable NAV in such cases shall be NAV of the next business day. (b) Redemptions/Repurchase In respect of valid applications received upto 3 pm by the Mutual Fund, the same day’s closing NAV shall be applicable. In respect of valid application received after 3 p m by the Mutual Fund, the closing NAV of the next business day shall be applicable. (c) Switch Valid applications for “Switch out” shall be treated as redemptions and for “Switch-in” shall be treated as purchase in the respective scheme with applicable cut-off timings 6. MINIMUM APPLICATION AMOUNT / NUMBER OF UNITS INVeStMeNt OPtION dIVIdeNd OPtION GrOwth OPtION 7. PurChASe rs. 5000/rs. 5000/AddItIONAL PurChASe in multiples of re.1/- thereafter in multiples of re.1/- thereafter DESPATCH OF REPURCHASE (REDEMPTION) REqUEST the redemption cheques will be dispatched to the unit holders within 10 working days from the date of redemption or repurchase request. 8. 9. BENCHMARK INDEX S & P CNX NIFTY DIVIDEND POLICY As disclosed in the Offer document, the trustees proposes to adopt the following dividend distribution policy: under the dividend Option, It is proposed to declare dividends, subject to availability of distributable profits, as computed in accordance with SeBI regulations. dividends, if declared, will be paid out to those unit holders whose name appears in the register of unit holders on the notified record date. however, it must be distinctly understood that the actual declaration of dividend and the frequency thereof will, inter-alia, depend on the availability of distributable profits as computed in accordance with SeBI regulations.. the decision of the trustees in this regard shall be final. there is no assurance or guarantee to the unit holder as to the rate of dividend distributed or that dividend will be paid regularly. Seller Value at which shares / units are sold 0.125 Seller Value at which shares / units are sold 0.025 Seller Seller Futures: Value at which futures are traded Options: Aggregate value of strike price and premium. Value at which units are sold 0.017 0.25 For this purpose, an .equity oriented fund. is defined to mean: • a fund that invests at least 65 per cent of its investible funds in equity shares of domestic companies • which has been set up under a scheme of mutual fund. b. Income Distribution Tax: No income distribution tax is payable by the Fund, in respect of schemes in the nature of open equity oriented fund, in terms of section 115r of the Act, which deals with tax on income distributable to unitholders of mutual funds. the benefit of exemption from income distribution tax is extended to close ended equity oriented schemes. Further, the above definition of an equity oriented fund would stand to mean a fund that invests at least 65 per cent of its investible funds in equity shares of domestic companies. c. Service tax: the Mutual Fund is liable for payment of service tax (as per current applicable tax rates) as recipient of services on Business Auxiliary Service provided by distributors of mutual funds/ agents. (ii) TO THE UNITHOLDERS a. Tax on Income: In accordance with the provisions of section 10(35)(a) of the Act, income received by all categories of unit holders in respect of units of the Fund will be exempt from income-tax in their hands. exemption from income tax under section 10(35) of the Act would, however, not apply to any income arising from the transfer of these units. b. Tax on capital gains: As per the provisions of section 2(42A) of the Act, a unit of a Mutual Fund, held by the investor as a capital asset, is considered to be a short-term capital asset, if it is held for 12 months or less from the date of its acquisition by the unit holder. Accordingly, if the unit is held for a period of more than 12 months, it is treated as a long-term capital asset. c. Computation of Capital Gain: Capital gains on transfer of units will be computed after taking into account the cost of their acquisition. while calculating long-term capital gains, such cost will be indexed by using the cost inflation index notified by the Government of India. * Long-term capital gains As per Section 10(38) of the Act, long-term capital gains arising from the sale of unit of an equity oriented fund entered into in a recognised stock exchange or sale of such unit of an equity oriented fund to the mutual fund would be exempt from income-tax, provided such transaction of sale is chargeable to securities transaction tax. however, companies would be required to include such long term capital gains in computing the book profits and minimum alternated tax liability under section 115JB of the Act. * Short -term capital gains As per Section 111A of the Act, short-term capital gains from the sale of unit of an equity oriented fund entered into in a recognised stock exchange or sale of such unit of an equity oriented fund to the mutual fund would be taxed at 15 per cent ( plus applicable surcharge and education Cess 3%), provided such transaction of sale is chargeable to securities transaction tax. * Capital Loss: • As per the provisions of section 94(7) of the Act, loss arising on transfer of units, which are acquired within a period of three months prior to the record date (date fixed by the Fund for the purposes of entitlement of the unit holder to receive the income from units) and sold within a period of nine months after the record date, shall not be allowed to the extent of income distributed by the Fund in respect of such units. As per the provisions of section 94(8) of the Act, where any units (.original units.) are acquired within a period of three months prior to the record date (date fixed by the Fund for the purposes of entitlement of the unitholder to receive bonus units) and any bonus units are allotted (free of cost) based on the holding of the original units, the loss, if any, on sale of the original units within a period of nine months after the record date, shall be ignored in the computation of the unit holder’s taxable income. Such loss will however, be deemed to be the cost of acquisition of the bonus units. d. Tax Deduction at source on capital gains: (i) No tax is required to be deducted at source on capital gains arising to any resident unit holder. (ii) under section 195 of I t Act, tax shall be deducted at source in respect of capital gains as under (A) In case of a non resident other than a company- (i) Long term capital gains on units of equity oriented funds : Nil; (ii) Long term capital gains on units of funds other than equity oriented funds -20% plus surcharge (iii) short term capital gains on units of equity oriented fund – 15 % plus surcharge (iv) short term capital gains on units funds other than equity oriented funds : 30% plus surcharge (B) In case of a foreign company (i) Long term capital gains on units of equity oriented funds :Nil (ii) Long term capital gains on units of funds other than equity oriented funds :20% plus surcharge (iii) Short term capital gains on units of equity oriented funds :15% plus surcharge (iv) Short term capital gains on units of funds other than equity oriented funds : 40% plus surcharge. In all these said cases, tax deducted at source on short term and long term capital gains will be further increased by the education cess % 3% on tax plus surcharge as per the Finance Bill, 2008. (iii) under Section 196B of the Act, tax @10% plus surcharge and education Cess @ 3% on tax plus surcharge as per the Finance Bill 2008 shall be deducted at source from long term capital gains on units other than the units of equity oriented funds earned by Overseas Corporate Bodies. • Each Unit holder is advised to consult his / her or its own professional tax advisor before claiming set off of long-term capital loss arising on sale / repurchase of units of an equity oriented fund referred to above, against long-term capital gains arising on sale of other assets. • Short-term capital loss suffered on sale / repurchase of units shall be available for set off against both long-term and short-term capital gains arising on sale of other assets and balance short-term capital loss shall be carried forward for set off against capital gains in subsequent years. • Carry forward of losses is admissible maximum upto eight assessment years. e. Tax withholding on capital gains Capital gains arising to a unit holder on repurchase of units by the Fund should attract tax withholding as under: • No tax needs to be withheld from capital gains arising to a FII on the basis of the provisions of section 196D of the Act. • In case of non-resident unit holder who is a resident of a country with which India has signed a double taxation avoidance agreement (which is in force) the tax should be deducted at source under section 195 of the Act at the rate provided in the Finance Act of the relevant year or the rate provided in the said agreement, whichever is beneficial to such non-resident unit holder. however, such a non-resident unit holder will be required to provide appropriate documents to the Fund, to be entitled to the beneficial rate provided under such agreement. • No tax needs to be withheld from capital gains arising to a resident unit holder on the basis of the Circular no. 715 dated 8 August 1995 issued by the CBdt. Subject to the above, the provisions relating to tax with holding in respect of gains arising from the sale of units of the various schemes of the fund are as under: • No tax is required is to be withheld from long term capital gains arising from sale of units in equity oriented fund schemes, that are subject to securities transaction tax. f. wealth Tax units held under the Schemes of the Fund are not treated as assets within the meaning of section 2(ea) of the wealth tax Act, 1957 and therefore, not liable to wealth-tax. g. Securities Transaction Tax Nature of transaction delivery based purchase transaction in equity shares or units of equity oriented fund entered in a recognized stock exchange delivery based sale transaction in equity shares or units of equity oriented fund entered in a recognized stock exchange Non -delivery based sale transaction in equity shares or units of equity oriented fund entered in a recognized stock exchange Sale of units of an equity oriented fund to the Mutual Fund existing tax rate 0.125 0.125 0.025 0.25 Value of taxable securities transaction in case of units shall be the price at which such units are purchased or sold. A deduction in respect of securities transaction tax paid is not permitted for the purpose of computation of business income or capital gains. however, if the total income of an assessee includes any business income arising from taxable securities transactions, he shall be entitled to a rebate (Sec 88e of the Act) from income-tax of an amount equal to the securities transaction tax paid by him in respect of the taxable securities transactions entered during the course of his business. h. Gift Tax Act: the Gift tax Act, 1958, has ceased to apply to gifts made on or after 1st October 1998. Gifts of units, purchased under the Plan, would therefore, be exempt from gift-tax. the information stated below is only for the purposes of providing general information to the investors and is neither designed nor intended to be a substitute for professional tax advice. In view, of the individual nature of the tax consequences and the changing tax laws, each investor is advised to consult his or her own tax consultant with respect to the specific tax implications arising out of their participation in the Scheme. 15. Daily Net Asset Value (NAV) Publication the NAV will be declared on all business days and will be published in 2 newspapers. NAV can also be viewed on www. saharamutual.com and www.amfiindia.com . For Investor Grievances please contact Name and Address of registrar: Karvy Computershare Private Limited (unit: Sahara Mutual Fund) 21, Avenue 4, Street No. 1. Banjara hills tel: 040-23312454 email: service@karvy.com 16. Unit holders’ Information Accounts statement(s) for each transaction. Annual financial results and half yearly portfolio disclosure shall be provided to investors by post / email ( on receipt of the unit holders / published as per regulations). date : 18th April, 2008 Name, address, telephone number, fax number, e-mail id : Shri M d Naik: head Investor relations Sahara Mutual Fund 97-98, 9th Floor, Atlanta Nariman Point, Mumbai-400 021. Ph: 022-67520121-27. Fax: 022-6654 7855. email: saharamutual@saharamutual.com. website: www.saharamutual.com SAHARA MUTUAL FUND INVESTORS SERVICE CENTRE • AHMEDABAD : No. 303, 3rd Floor, Sakar V, Behind Natraj Theatre, Ashram Road, Ahmedabad- 380009. Ph - 079 - 32942935. • BANGALORE : S-202, Manipal Centre, 47, Dickenson Road, Bangalore- 560042. Ph - 080 - 2532789193 • BHUBANESHwAR : C/o Sahara India Pariwar, Plot No. B61 - A & B, Rupali Square, Shahid Nagar, Bhubaneshwar-751007. Ph - 0674 - 3257998. • CHANDIGARH: 3rd Floor, SCO No. 154-155, Sector-17C, Deepak Towers, Chandigarh-160017. Ph - 0172 - 3244010. • CHENNAI : Office No. J, 2nd Floor, Mount Chambers, 758, Anna Salai, Chennai-600 002. Ph - 044 - 32979232. • COIMBATORE : Gowtham Arcade, 3rd Floor, 208, t V Swami road (East), R.S. Puram. Coimbatore-641 002. Ph - 0422 - 3296379. • HYDERABAD : Sahara Manzil, 2nd Floor, opp. Secretariat, Basheerbagh Hyderabad-500004. Ph - 040 - 32936958. • INDORE : 125, Bansi trade Centre, 1st Floor, No. 581, M.G. road, Indore. Indore-452001. Ph - 0731 - 3255735. • JAIPUR : Office No. 322, 3rd Floor, Ganapati Plaza, M.I. Road, Jaipur-302001. Ph - 0141 - 3269923. • KOLKATA : Lord’s, 3rd Flr, Room No. 310, 7/1, Lord Sinha Road, Kolkata-700071. Ph - 033 - 32977674. • LUCKNOw : Office No. 8, Ground Floor, Saran Chamber-1, 5. Park Road. Lucknow-226001. Ph - 0522 - 3242899. • MUMBAI : 97/98, 9th Floor, Atlanta, Nariman Point, Mumbai400 021. Ph - 022 - 67520121 - 27. • NOIDA : C-1, Sahara India Complex, Sector 11, Noida-201301. Ph - 0120 - 3100209. • PATNA : C/o Sahara India Pariwar, Sahara India Vihar, Boring Road Chauraha Boring Road. Patna-800001. Ph - 0612 - 3255280. • PUNE : No. 71, Shrinath Plaza, Off F C road, dnyaneshwar Paduka Chowk, Shivaji Nagar, Pune-411 005. Ph - 020-32934114. Floor, Anand tower, Beside Chankya Cinema hall, exhibition road,Patna - 800 001.tel:0612-6453098,0612-2321354,0612-2321356; PUNE: Srinath Plaza, C wing,Office No. 58 And 59, 3rd Floor,dyaneshwar Paduka Chowk, Survy No. 184/4,F C road, Pune - 411004. te: 020-25533795,020-25532783, 020-25533592; SURAT:G-16 empire State Building,Nr udhna darwaja,ring road,Surat-395009.tel: 0261-3017158,0261 – 3237924; VISAKHAPATNAM :47-14-5/1 eswar Paradise,dwaraka Nagar,Main road Visakhapatnam - 530 016. tel:0891-2752915,0891- 2752917,0891-2752916,0891-2752918. KARVY TRANSACTION POINTS AGRA - tel: 0562-4000601; 0562-2526663; 0562-3247227; AJMER - tel: 0145-2628055; 0145-5120725; ALLAHABAD - tel: 0532-3294281; 0532- 2260291; 0532- 2260292; AMBALA - tel: 0171-2640668; 0171-2640669; AMRITSAR – tel: 0183-5053805; 0183-5053804; ANAND - tel: 02692 - 320394; 02692 - 248980; 02692 – 248873; ASANSOL - tel: 0341 - 2214624; 0341-2214625; AURANGABAD - tel: 0240- 2363530; 0240-2363517; 0240-2363524; BALASORE - tel: 06782-260503; 06782-265492; 06782-265496; BAREILLY - tel: ; 0581 - 2476809 extn 32; BELGAUM - tel: 0831-3295441; 0831-3295262; BEHRAMPUR - tel: ; 0680-2202833; 06802202810; BHAGALPUR - tel: ; 0641-2302768; BHARUCH - tel: 02642-225207; 02642-225209; 02642-326996; BHAVNAGAR - tel: 0278 - 2567005; 0278 - 2567006; BHILAI - tel: 0788-3297477; 0788-2295329 / 32; BHOPAL - tel: 0755- 4064695; 0755-2740052 / 2740053; BOKARO - tel: 06542 - 233330; 06542-233331/233332; BURDwAN - tel: 0342- 2550219; 0342-2550840; CALICUT - tel: 0495-4022480; 0495-2742105/107; 0495-3042083 CUTTACK - tel: 0671-2613906; 0671-2613905; DEHRADUN - tel: ; 0135 - 3205130; DHANBAD - tel: 0326 - 6452026/27; 0326-2301045; - tel: 0326 - 6452026 ;; DHARwAD - tel: 0836-2744207; 0836-3299866; 0836-2744208 ERODE - tel: 0424 - 2225615; 0424 - 2225616; - tel: 0424 - 2225617 FARIDABAD - tel: 0129 - 4024441; 0129 - 4024442 /443; GHAZIABAD - tel: ; 0120 – 2701891; GORAKHPUR - tel: 0551-3200444; 0551-3097816; 0551 – 3297817; GUNTUR - tel: 0863-2339094; 0863-2326684; GURGAON - tel: 0124-4083854; 0124-3243535; 0124-4086419; GUwAHATI - tel: 0361-2608122; 0361-2608016; GwALIOR - tel: 0751-4042435; 0751-4069001/2/3/4; HISSAR - tel: 01662-225868; 01662-225845; - tel: 01662-225836; HUBLI - tel: 0836 - 3299098; 0836 - 2356201/202; JALANDHAR - tel: 0181-4634410; 0181-4634401; 0181-4634415; - tel: 0181-4634412; JALGAON - tel: 0257 - 2226761; 0257 - 2227432; JAMMU - tel: 0191 - 2475037; 0191 - 2477994; JAMNAGAR - tel: 0288-3298794; 0288-3299330; 02883299265 JHANSI - tel: 0510 - 2333685; 0510 - 3200668; 0510 – 2333684; JODHPUR - tel: 0291-5103046; 0291-5103026; JORHAT - tel: ; ; 0376 – 2301923; KARAIKUDI - tel: 04565-229256; 04565 - 237193 /192; KARUR - tel: 04324-326048; 04324-241891; 04324241892; KOLHAPUR - tel: ; 0231 2520650; KOTA - tel: 0744-2366145; 0744-2365144/2365146; KOTTAYAM - tel: 0481-3200990; 0481 - 2302420/421; LUDHIANA - tel: 0161-4648747; 0161-4680000; MADURAI - tel: 0452 - 2600852; 0452 - 2600853; 0452 – 2600854; MARGAO - tel: 0832-2731823; 0832-2731822; 0832-2734656; MEERUT - tel: ; 0121-3252943; MORADABAD - tel: 0591-3202774; 0591 - 2310470; MUZAFFARPUR - tel: 0621-2241733; 0621-3204090; MYSORE - tel: 0821 - 2438006; 0821-2441524; 0821-2441520; NASIK - tel: 0253-6611395; 0253-6602542 /543/544; NAVSARI - tel: 02637-329161; 02637-233553; 02637-233554; PANIPAT - tel: 0180-3296960; 0180-2644308; 0180-3295717; PATIALA - tel: 0175-5051726/27; 0175-5051728; PONDICHERRY - tel: 0413 - 2220640; 0413 - 2220636; 0413 – 2220633; RAIPUR - tel: 0771-2236696; 0771 - 2236694 /695; 0771 – 6450194; RAJAHMUNDRY - tel: 08832432076; 0883 - 2434468 / 69 / 70; RAJKOT - tel: 0281-3046535 ; 0281-3046534. ; RANCHI - tel: 0651 - 2331320 ; 0651-2330394; 0651-2330386; ROHTAK - tel: 01262-271984; 01262-253597; ROURKELA - tel: 0661-2510770; 0661-25107771/72; SALEM - tel: 0427 - 4020300; 0427-2210835/836; SHILLONG - tel: 0364 - 2224186; 0364-2228172; 0364-2228175; SHIMLA - tel: 0177-2624453; 0177 - 3299222; SHIMOGA - tel: 08182-227485; 08182 - 228795; 08182 - 227485 SILCHAR - tel: 03842-261229 ; 03842-260334; SILIGURI tel: 0353-2526393; ‘0353-2526399; TIRUPUR - tel: 0421 - 2214221; 0421 - 2214319; TRICHUR - tel: 0487 - 3246239; 0487 - 3246239; 0487 - 2322483 TRICHY - tel: 0431 - 4020227; 0431-2793799; TRIVANDRUM - tel: 0471 - 2725728; 0471 - 2725990/989/991; VALSAD - tel: 02632-326902; 02632-326901; VAPI - tel: 0260-3205955; 0260 - 3093480; 0260 – 3296397; VARANASI - tel: 0542-3204893; 0542-2227259; 0542-3206494;; VIJAYAwADA - tel: 0866 2475126; 0866-2495200; 0866-2495400; KARVY INVESTORS SERVICE CENTRES AHMEDABAD: 309, Shail Buildings,Opp : Madhusudhan house,Off : C G road,Nr. Navrangpura telephone exchange, Ahmedabad 380 006.tel:079-26402967,079-26400527, 079-32997687,079-26400528; BANGALORE: No : 51/25, 1 St Floor,Surya Building,ratna Avenue, richmond road, Bangalore - 560 025.tel:080 – 25320085,080 – 25320086 BARODA:Piccadilly, Office # 5,First Floor, Opp. Adani Super Market,Jetalpur road, Vadodara – 390007.tel:0265 – 6640870, 0265 – 6640871, 0265-6640872,0265 – 6640873; 0265 – 6640874 BHUBANESwAR:624, Sahid Nagar, 1st Floor, Bhubaneswar – 751007. tel: 0674-2547531,0674-2547532, 0674-2547533; CHANDIGARH:Sco-371-372,First Floor,Above hdFC Bank,Sector 35B, Chandigarh - 160 022. tel: 0172-5071725,0172-5071726,01725071727,0172-5071728; CHENNAI: Flat No F11,First Floor, Akshya Plaza,(erstwhile harris road),Opp Chief City Metropolitan Court,# 108,Adhithanar Salai,egmore,Chennai – 600002.tel:044 -42028512,044-42028513044-28587772,044-28587781; COCHIN:Shop No. II, 2nd Floor,Jewel Arcade, (Above Oriental Insurance Ltd), Layam road,Cochin - 682 011.tel:0484-4010224,0484 – 4010273,0484-4011885; COIMBATORE:29/1, I ‘St Floor,Chinthamani Nagar,Opp to Indian Overseas Bank, Nsr road,Saibaba Colony,Coimbatore- 641011.tel: 04224384770 ; DURGAPUR :Old dutta Automobiles Building,1St Floor, Nachan road, Benachity,durgapur - 713 213.tel:0343 2586376,0343 – 2586377; hyderabad:8-2-596 Karvy Plaza, Avenue 4, Street No.1 ,Banjara hills,hyderabad - 500 034.tel:040 - 23312454 ext : 124; INDORE:LG - 3, Bombay trade Centre,Lower Ground Floor,Grand hotel ,Opp Bombay hospital ,Scheme No 54,Indore – 452010. tel:,07313243601, 0731-3243604,0731-3243605; JAIPUR:S-16 A, 3rd Floor,Land Mark, Opposite Jaipur Club, ,Mahavir Marg, C- Scheme Jaipur - 302 001.tel:0141-2375039,0141-2363321; JAMSHEDPUR:Kanchan tower, 3rd Floor, Chhaganlal dayalji @ Sons, 3-S B Shop Area, ( Near traffic Signal ),Main road, Bistupur,Jamshedpur - 831 001.tel:0657-2487045,0657-2487048,0657-2487020; KANPUR:15/46, Opp: Muir Mills,Civil Lines,Kanpur – 208001.tel:0512-3292333,0512-3246390; LUCKNOw:94, Mahatma Gandhi Marg,Opp Governor house, hazratganj,Lucknow - 226 001.tel:0522-3213115,0522-2236819,0522-3249039,0522-2236820/28; MANGALOre:2nd Floor, Brigade Plaza,Kudmul ranga rao road,Mangalore - 575 003tel:0824 – 2494110; MUMBAI : 26/30 ,Fort Foundation Bldg,Near MSC Bank,Maharashtra Chamber Of Commerce Lane ,Fort ,Mumbai - 400 023.tel:022-66510802,022 – 56382666,022-66510804,022 – 2284666; NAGPUR: Sadoday Arcade,Above top N town, dharampeth,Nagpur - 440 001.tel: 0712 – 6619382,0712- 6618581 / 82, 0712 – 6610513,0712- 6612374; NEw DELHI:2e / 23,Jhandewalan extn ,New delhi – 110055.tel:011- 43681700; PANJIM: No.7 & 8, el. dorado Plaza,heliodoro Salgado road,Panjim - 403 001. tel:0832 – 2426870,0832 – 2426874,0832 – 3260660; PATNA:202, 2Nd