PRESS INFORMATION FOR IMMEDIATE RELEASE November Contact Celia Taylor

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							                                                  PRESS INFORMATION—FOR IMMEDIATE RELEASE
                                                                                November 7, 2006
                                                                             Contact: Celia Taylor
                                                                      Tel: (212) 447-7900 ext .240
                                                                              Fax: (212) 447-7750
                                                                      E-mail: ctaylor@gfmag.com




                   Global Finance Names the
              World’s Best Internet Banks for 2006
                at Awards Dinner in New York
NEW YORK — On November 7th, 2006 Global Finance presented its World’s Best
Internet Bank Awards at an awards dinner in New York. A full report will appear in the
December 2006 issue of Global Finance.

Global Finance’s World Best Internet Bank Awards are based on submissions from
banks that wish to be considered. This year, 147 individual banks from around the world
entered the competition. A judging panel composed of representatives from Tata
Consultancy Services Ltd. evaluated the entries. Based on the judges’ evaluations,
Global Finance’s editors made the final selections.

Winners were selected based on strength of strategy for attracting and servicing online
customers, success in getting clients to use web offerings, growth of online customer
base, breadth of products offered, evidence of tangible benefits gained from internet
initiatives, and web site design and functionality. Sub-category winners were selected on
the basis of relative strength of those products and services.

At the November 7th Awards Dinner, the overall winners for Regional and Global
Corporate/Institutional Internet Banks as well as Regional and Global Consumer Internet
Banks were announced. Also announced were the overall global sub-category winners.
The grand prize of Best Overall Global Internet Bank was presented to Citigroup.

The banks that won awards announced at the Awards dinner were:




                                                                                  Page 1 of 2
Global Winners
Citigroup: Best Corporate/Institutional Internet Bank - Global
HSBC: Best Consumer Internet Bank - Global
Citigroup: Best Overall Internet Bank - Global

Best Overall Corporate/Institutional Internet Bank by Region
North America                        Citigroup
Europe                               HSBC
Asia/Pacific                         Citigroup
Latin America                        Banco Bradesco
Central and Eastern Europe           Citigroup
Middle East and Africa               HSBC

Best Overall Consumer Internet Bank by Region
North America                        Bank of America
Europe                               Citigroup
Asia/Pacific                         HSBC
Latin America                        Banco Rio de la Plata, S.A.
Central and Eastern Europe           RZB
Middle East and Africa               Samba

Overall Sub-Category Winners: Best Corporate /Institutional
Internet Bank
Garanti Bank: Best Investment Management Services
Citigroup: Best Online Cash Management
Citigroup: Best Trade Finance Services
Wells Fargo: Best Web Site Design
Wells Fargo: Best Integrated Bank Site
JPMorgan Chase: Best Information Security Initiatives

Overall Sub-Category Winners: Best Consumer Internet Bank
TD Bank Financial Group: Best Online Deposits Acquisition
Bank of America: Best Investment Management Services
Bank of America: Best Bill Payment & Presentment
Wells Fargo: Best Online Credit
Wells Fargo: Best Web Site Design
Bank of America: Best Integrated Bank Site
HSBC: Best Information Security Initiatives

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