Car Accident - What to Do After by primusboy


									Car Accident - What to Do After
No one really likes to think about having an accident with their vehicle,
but if you drive, you`re at risk for ending up in a crash, no matter how
minor. Luckily, the majority of car accidents are fairly simple and end
up only causing minimal damage to the vehicles, but it`s a good idea to
know exactly what you should do in the case of a car accident.
1. Check if anyone is injured. Not all injuries will show up right away,
but you definitely want to make sure that everyone involved in the car
accident is alright. The first concern, if anyone is injured, is to get
medical help. You`ll need to stop any bleeding and call 911 to make sure
that help is on the way.
2. Divert traffic, if needed. Often, a car accident that immobilizes a
vehicle will end up blocking traffic, so it`s a good idea to ensure that
there is a way to divert traffic, either with a flare or traffic cones
from an emergency kit, or having someone actually wave passing cars
around the broken down vehicle. Hazard lights are also a must if they are
still functioning.
3. Report the accident. Your car insurance will be useless if you can`t
prove that the accident actually happened. So, an accident report should
always be filed with the police even in minor fender benders that don`t
seem that serious. You`ll need to make repairs and you definitely want
the car insurance company to cover it, so make sure that everything is on
paper and signed by the police. Stay on the scene until the accident
report has been completely filled out.
4. Don't admit anything. Immediately after an accident, it`s a good idea
to keep your mouth shut as to who was at fault. It`s pretty easy to get
angry, particularly if you weren`t the one at fault, but that can lead to
a much nastier situation. To prevent problems, it`s best to wait until
the police arrive. Also, admitting that you were at fault can cause
problems down the road, so keep your mouth shut until you can speak with
the police or your insurance company.
5. Write everything down. It`s a good idea to keep a pad of paper and a
couple of pens in your glove box. This way you can write down all
pertinent information that could be useful later on. This includes names
of all parties involved, addresses, phone numbers and email, as well as
the license plate number, car insurance information and VIN, since these
can all be handy later on if the incident goes to court.
6. File an insurance claim. This should be done as quickly as possible
after the accident. For minor accidents, you can even call from the scene
and make sure that your claim is in as fast as possible. Not only does
this mean you can shorten the amount of time that it takes for your claim
to go through, you have the added benefit of police officers there to
help you explain the situation and give them information.
Car insurance is vital to have when comes to accidents. While no one
wants to be in a car accident, that doesn't mean you should ignore the
worst case scenario. You could be in the position where you need some
repairs on the vehicle, thanks to the accident, and rather than having
the huge expenses come out of your pocket, your insurance company will
take care of it, something that can be no end of relief when everything
else is going downhill.
Obtain an accurate auto insurance quote and compare it with those of the
competition in just one click.

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