Making Cosmetic Dentistry Affordable

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					Making Cosmetic Dentistry Affordable
You work out to keep in shape, you have your hair cut & combed, you wear
the right clothes and if you are a woman add makeup to the list. Whether
it's a first date, job interview or a big sales presentation you want to
look your best. There is one more thing that everyone notices right away,
your smile. Do you avoid smiling for the camera or worry that people are
looking at you mouth? You're not alone, having bad or crooked teeth make
millions of people self-conscious. The problem most of us face is that
the fix is too expensive.
Dental insurance is a good thing to have but there are limits to what it
will do. I personally have never seen a dental insurance plan that covers
braces or any other cosmetic dentistry. In my family we had a situation
where the dentist said if we didn't take care of a problem it would cause
problems in the future. The insurance called it cosmetic and we paid out
of our own pocket.
Another thing that frustrates me about dental insurance is that there are
limits on the annual benefit. When I was young I had a job with dental
benefits. I had to go to the dentist and was feeling good that I actually
had coverage. After the initial exam the nurse came in and told me that
the work they needed to do would use up my entire benefit plus I would
need to pay two hundred dollars myself. When I left my mouth wasn't the
only thing hurting, but I got my first lesson on the reality of dental
coverage.
The cost of dental care is not only the thing that keeps us from fixing
our teeth but many times is the reason they are bad in the first place.
Many Americans put off taking care of their teeth until they are in pain.
I know I'm guilty. When I was young I put off fixing my teeth because I
didn't have the money. I waited until I was hurting, by that time the
problems were a lot bigger, more expensive and left flaws in my smile.
So what can you do to get the care you need at a price you can afford?
There are several steps I would recommend.
1. Educate yourself: You can go online and research the different options
for fixing your smile. Look at the procedures, what they involve, what
they are designed to fix, how permanent they are and of course the
average cost.
2. Make a list of questions: when you visit a dentist take your list and
ask the questions so you know exactly what to expect.
3. Check to see what the dentists in your area charge: It is difficult
for a dentist to give you an exact quote without first examining your
mouth and these exams cost money but they can often give you a rough
estimate. Don't just check with specialists. Some treatments can by done
by general dentists and often at a lower cost.
4. Ask about discounts: Don't be afraid to tell them that you don't have
dental insurance or that this treatment would be a financial burden. You
will find that many dentists can give you a discount or work out a
payment plan you can afford.
5. Join a discount membership group: There is now an industry that calls
itself "Customer Driven Health care" that brings members together with
providers and offers huge discounts on services. These groups are very
affordable to join and often include things like orthodontics and
cosmetic dentistry that insurance wont pay for. The way it works is
simple. The provider gets a flood of new business without the time and
hassle of billing insurance. The patient gets Huge discounts on all their
care.
I was so excited when I was introduced to a new solution. There is a new
dental benefit that is only $14.95 / mo. for and individual --or-- $19.95
a month per household and it has NO EXCLUSIONS, NO LIMITS & NO WAITING
PERIOD! This plan includes all the services you expect plus orthodontics
and cosmetic dentistry. This same plan gives you vision benefits that
include eye exams. Lasik surgery, glasses & contacts, prescription
benefits that include many medications insurance wont cover and
chiropractic visits.
This isn't insurance but a discount plan that takes 50% - 80% right off
the top of your bill. This was originally designed for people without
insurance but has paid huge dividends to people who are fully covered. An
example is braces. For children it can easily run $5,000, Insurance pays
zero. Our plan takes 58% or $2,900 right of the top of the bill.
This plan also offers a MONEY BACK GUARANTEE. try the plan for 30 days,
if not satisfied they'll give you your money back! To make it even better
for a limited time they are offering $300 in FREE GAS! THEY ARE PAYING
YOU to try the plan.
For more information go to MedicSavings & watch the movie then click
Dental Plus.
To read about some of the more common COSMETIC DENTAL treatment available
go to http://www.cosmeticdental.com


				
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