Raise Money to Start a Business All small business require money to purchase equipment, supplies, and even office space. Many small business owners are unaware that their business can have it's own credit file and credit rating separate from their personal credit files, and even fewer know how to establish and build business credit in their business's name. There are countless benefits to building corporate credit for your small enterprise and it should be the first thing on your mind when trying to raise money to start a business, I'll focus on the 3 most important Benefit 1 Having access to a separate credit line for funding when it comes to a start-up company is priceless. You can use your companies credit line to finance all of the expenses of starting up without it showing up on your personal credit. Business expenses can be huge and overwhelming if you decide to fund them from your pocket, don't end up loosing everything because yo decided to use personal credit instead of business credit. Benefit 2 Securing your personal credit. If you have good credit, or even bad credit, your business will not be a strain on your personal credit scores. By separating personal credit from your business credit it allows you to apply for larger credit lines, as banks give these easily to businesses. it is not unheard of to receive $10,000 - $50,000 credit lines on business accounts. Benefit 3 Ready for to start up or for an expansion. Having properly built your company's credit file, your enterprise will be poised ready to spring into expansion by having capital access to lines of financing from such companies as Bank of America and Wells Fargo, who both offer generous lines to those that have built their corporate credit properly. You will even be able to walk into a bank and apply for and receive a loan totally in the businesses name for use on anything you might need. Building corporate credit can be one of the best things you can do for your small enterprise to raise money. Even though many lenders and loan officers would rather that you supply a "personal guarantee" for any company-oriented loans or lines of credit your company opens, the best funding sources come from having your business's finances and credit rating stand separately from your own. Want more info about how to Establish and Build Business Credit? I'll give you a FREE subscription to my world-famous, no hype business credit mini course, Just for visiting me at my Business Credit Website.