Details_Of_The_Citi_PremierPass_Card_Elite_Level_Application

							Title:
Details Of The Citi PremierPass Card Elite Level Application

Word Count:
372

Summary:
The Citi PremierPass Card   - Elite Level is for those with excellent
credit who are interested   in a reward card that can be used on any
airline. Cardholders earn   two points for every dollar that is spent at
supermarkets, drugstores,   gas stations.


Keywords:
Citi PremierPass Card Elite Level, credit cards


Article Body:
The Citi PremierPass Card - Elite Level is for those with excellent
credit who are interested in a reward card that can be used on any
airline. Cardholders earn two points for every dollar that is spent at
supermarkets, drugstores, gas stations, commuter transportation, and
participating parking authorities. One point is earned for o ther
purchases and every mile that is flown on any airline when the card is
used to purchase the ticket. You can redeem your points for flights on
any airline, gift certificate, merchandise, and statement credits by
using the ThankYou Network. A cardholder can only earn 200,000 points
annually (only 100,000 of these can be ThankYou Flight Points), and they
will expire in three years if the account has been inactive during that
time.


The card has a rather high annual fee of $75, but the interest rate is a
rather low 13.99% variable on purchases with a minimum rate of 19.9% on
cash advances based on the Prime Rate. During the first year, there is an
introductory rate of 0% for balance transfers. After the introductory
period, there is a 3% balance transfer fee with a minimum of $5 and
maximum of $75. Cash advances are also assessed a 3% fee with a minimum
of $5 being assessed.


In addition to the rewards that are offered with this card, cardholders
also receive other benefits such as travel accident insurance up to
$1,000,000, insurance for a rental car, and other emergency assistance
and travel services including unlimited companion travel. Those
cardholders who will be able to take advantage of all of the reward
programs as well as the additional services will benefit the most from
having the Citi PremierPass Card - Elite Level.


Some of the other benefits that come with this card include the
following:

•    Solutions for identity theft
•    Protection services for fraud

•    Online access to your account

•    Reporting of a lost and stolen card

•    Emergency cash and card replacement

•    Automatic payment of your bill

•    Financial statement at year end upon request


•    Medical and legal referral services

•    Lack of cardholder liability for unauthorized transaction s


For those who travel on different airlines rather than the same one, this
card with its benefits is quite attractive. The $75 annual fee is high
but is offset by the other benefits that are offered with the card.