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Credit_Card_Consolidation_Is_Key

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					Title:
Credit Card Consolidation Is Key

Word Count:
420

Summary:
The amount of money that many people in our culture spend on a daily,
weekly or monthly basis is absolutely out of control. As a financial
advisor, I see far too many people and families that are completely
burdened down by excessive debt. I can hardly believe my eyes and ears
sometimes as I sit down with a new client to get an accurate picture of
their current financial state. I have a hard time swallowing the fact
that people are hundreds of thousands of dollars in debt. Mo...


Keywords:
credit card consolidation


Article Body:
The amount of money that many people in our culture spend on a daily,
weekly or monthly basis is absolutely out of control. As a financial
advisor, I see far too many people and families that are completely
burdened down by excessive debt. I can hardly believe my eyes and ears
sometimes as I sit down with a new client to get an accurate picture of
their current financial state. I have a hard time swallowing the fact
that people are hundreds of thousands of dollars in debt. Most people
want help, but few are proactive and committed enough to really make
changes. Credit card consolidation is one of the first suggestions I make
to most clients.

It might seem strange to name credit card consolidation as a top priority
over even budgeting or savings. I used to agree. But the past fifteen
years have served to convince me that one of the biggest problems our
country faces economically, without question, is posessing excessive
amounts of credit cards. And that, dear reader, is precisely where credit
card consolidation comes into the picture.

Basically, credit card consolidation is the work of getting rid of
excessive amounts of credit cards and thereby not only consolidating debt
(also a great idea), but also removing opportunities for future excessive
spending and helping to force those who love to spend into a budget for
normal living. The thing I have found with many clients is that the more
credit cards they have available, the more money they will freely spend
even if they don't have it. Know anyone like that?

I am not, by any means, suggesting that mere credit card consolidation is
the only solution to our national or personal money and debt situation. I
am only suggesting that we would do well to limit our spending options if
we cannot be self controlled enough to limit our spending on our own. So
perhaps a good first step for those who love to spend is to use the
credit card consolidation method and get rid of as many means of
temptation as possible.
Talk with a financial advisor about the benefits of credit card
consolidation if you are not convinced. You can consolidate the current
debt from all of your credit cards and you can go down to only owning and
therefore only using one or two credit cards for the rest of your life.
So take back your financial situation by getting some advice and by
making financial freedom possible for your future.

				
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