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how_to_prevent_identity_theft

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					Comprehensive Steps on Preventing Identity Theft

Have you constantly been hearing reports about identity theft crimes? Do
you have any idea about what identity theft is?

What is Identity Theft?

It is the stealing of your personal data like your social security
number, licenses number, credit card and bank account numbers, and even
your other’s maiden name.
You do not like your identity be stole from you, do you?

Being ready, only for instance some takes your identity is necessary. It
might be difficult on your part, not unless you want to go shopping one
day and decide to use your credit card, only to know that the department
store rejecting your credit card and discover that someone has been using
your identity to buy something.

For this, you have to make significant actions to avoid your identity
being taken from you. It will take years to clear this issue up if you
experience this, so prevention is the best thing that you can do.

How will you prevent yourself from identity theft?

At Home:

• If you are having roommates, use outside assistance, or finish your
work in your home, ensure that your personal data is pleasurably
presented to them.

• Place your outgoing mail in the post office collection box or else mail
it at the nearest post office, than putting it is an unsafe mailboxes.
Remove your mail from your mailbox on time. If you have sudden business
trip and will not be able to get your mail, call the postal office to ask
for a holiday hold of all your mails.

• Destroy all your bill receipts, duplicates of credit requests,
insurance applications, doctor’s prescriptions, and other important mails
about you that you got from your mailbox.

• If there is really a need for this, give your social security number
and request to use other forms of identifiers. Do not permit to use one
account number for your social security, driver’s license and insurances.

At Work:

• Inquire about data safety guidelines in your office or at any
businesses, physician’s clinic or other establishments that ask for your
personal identification data. Try to know who has the access to all your
personal data and confirm it is hold safety.

On the Internet:
• If you are making business transactions online, read thoroughly about
the confidentiality and safety announcements. If possible, try to know
the people who know about your personal information. Make sure that your
personal data is handled properly. If for example you are hearing
negative feedbacks about the company, do not do business with them again.

• You can use your Pay Pal. You can move a restricted number of finances
into your pay pal account and utilize it to purchase goods online rather
than using your credit card.

• Avoid giving your personal data over the telephone, via email, or
online except you have started, the contact or you already know the
person with whom you are having business.

• Before you give any of your personal data, verify that you a having
business with a legal party. You can always check for their website on
the internet. Be alert when answering to promotions. Identity stealer may
generate promotional offers on the telephone to make you give them your
personal data.

Are there identity theft insurance? Will you purchase one for you?

There are   companies that provide insurance that state about the safety it
will give   you against identity theft case. Be alert that most creditors
will only   transact with you to determine the problem, meaning the
insurance   company are not capable to lessen the trouble.

As for other services, make sure that you know what is being offered
before you avail of it. If you want to purchase identity theft
insurance, investigate the company through the Better Business Bureau and
other legal agencies to find out if they are reliable and have no
complaints on record.

As a conclusion, always be alert and clever. If someone asks for your
personal information, may it be a friend, acquaintance, business, ask for
the reason why they want it from you.

Know why they want your information, what are they going to do with your
personal identification, how will it be kept stored, who the person to
know it are, and how will it be secured.

If the person answered it undoubtedly and you are contented with the
answer, then he or she is worth of your trust. You can provide them with
your information.

				
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posted:10/9/2010
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